Home > Bells Banking Company > Income and Expense
Bells Banking Company, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 7,893 |
| Total interest expense | $177,000 | 7,434 |
| Net interest income | $235,000 | 8,073 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $12,000 | 8,372 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 7,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $207,000 | 8,033 |
| Salaries and employee benefits | $121,000 | 7,971 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $60,000 | 7,941 |
| Pre-tax net operating income | $40,000 | 7,821 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $39,000 | 7,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 7,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,300 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $39,000 | 7,706 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 7,817 |
| Total interest expense | $490,000 | 7,651 |
| Net interest income | $1,084,000 | 7,832 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $57,000 | 8,376 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $28,000 | 7,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,878 |
| Total noninterest expense | $875,000 | 7,953 |
| Salaries and employee benefits | $546,000 | 7,777 |
| Premises and equipment expense | $104,000 | 7,817 |
| Additional noninterest expense | $225,000 | 8,073 |
| Pre-tax net operating income | $266,000 | 7,510 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $26,000 | 6,215 |
| Income before extraordinary items | $241,000 | 7,413 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $241,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,996 |
| Cash dividends | $61,000 | 5,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $240,100 | 7,390 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 7,851 |
| Total interest expense | $331,000 | 7,765 |
| Net interest income | $841,000 | 7,827 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $45,000 | 8,385 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 7,408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,869 |
| Total noninterest expense | $670,000 | 7,917 |
| Salaries and employee benefits | $416,000 | 7,721 |
| Premises and equipment expense | $77,000 | 7,839 |
| Additional noninterest expense | $177,000 | 8,011 |
| Pre-tax net operating income | $216,000 | 7,569 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $30,000 | 6,080 |
| Income before extraordinary items | $187,000 | 7,520 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $187,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $61,000 | 4,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $186,140 | 7,495 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $769,000 | 7,869 |
| Total interest expense | $206,000 | 7,797 |
| Net interest income | $563,000 | 7,833 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $32,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $15,000 | 7,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $452,000 | 7,901 |
| Salaries and employee benefits | $285,000 | 7,696 |
| Premises and equipment expense | $50,000 | 7,864 |
| Additional noninterest expense | $117,000 | 8,018 |
| Pre-tax net operating income | $143,000 | 7,585 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $20,000 | 6,094 |
| Income before extraordinary items | $124,000 | 7,552 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $124,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $61,000 | 4,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $123,140 | 7,519 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 7,986 |
| Total interest expense | $96,000 | 7,901 |
| Net interest income | $274,000 | 7,943 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $227,000 | 7,969 |
| Salaries and employee benefits | $141,000 | 7,775 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $62,000 | 7,991 |
| Pre-tax net operating income | $65,000 | 7,705 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $58,000 | 7,631 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $58,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $60,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $57,120 | 7,614 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 7,976 |
| Total interest expense | $337,000 | 7,931 |
| Net interest income | $1,102,000 | 7,882 |
| Provision for loan and lease losses | $4,000 | 7,223 |
| Total noninterest income | $56,000 | 8,530 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $30,000 | 7,548 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 8,060 |
| Total noninterest expense | $893,000 | 7,996 |
| Salaries and employee benefits | $554,000 | 7,825 |
| Premises and equipment expense | $104,000 | 7,922 |
| Additional noninterest expense | $235,000 | 8,092 |
| Pre-tax net operating income | $261,000 | 7,572 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $28,000 | 6,390 |
| Income before extraordinary items | $236,000 | 7,476 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $236,000 | 7,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $37,000 | 5,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $233,330 | 7,447 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 8,008 |
| Total interest expense | $247,000 | 7,994 |
| Net interest income | $828,000 | 7,915 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $41,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $22,000 | 7,606 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 8,106 |
| Total noninterest expense | $675,000 | 7,966 |
| Salaries and employee benefits | $416,000 | 7,775 |
| Premises and equipment expense | $78,000 | 7,914 |
| Additional noninterest expense | $181,000 | 8,041 |
| Pre-tax net operating income | $190,000 | 7,745 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $21,000 | 6,494 |
| Income before extraordinary items | $172,000 | 7,644 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $172,000 | 7,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $26,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $169,330 | 7,608 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $713,000 | 8,062 |
| Total interest expense | $168,000 | 8,036 |
| Net interest income | $545,000 | 7,981 |
| Provision for loan and lease losses | $4,000 | 6,726 |
| Total noninterest income | $28,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $15,000 | 7,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $443,000 | 8,055 |
| Salaries and employee benefits | $277,000 | 7,846 |
| Premises and equipment expense | $51,000 | 7,970 |
| Additional noninterest expense | $115,000 | 8,149 |
| Pre-tax net operating income | $126,000 | 7,716 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $17,000 | 6,384 |
| Income before extraordinary items | $110,000 | 7,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $26,000 | 4,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $109,130 | 7,624 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 8,119 |
| Total interest expense | $87,000 | 8,051 |
| Net interest income | $266,000 | 8,048 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $223,000 | 8,081 |
| Salaries and employee benefits | $137,000 | 7,886 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $60,000 | 8,152 |
| Pre-tax net operating income | $53,000 | 7,880 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $49,000 | 7,802 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $49,000 | 7,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $26,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $48,090 | 7,756 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 8,027 |
| Total interest expense | $453,000 | 7,929 |
| Net interest income | $1,099,000 | 7,964 |
| Provision for loan and lease losses | $162,000 | 4,453 |
| Total noninterest income | $54,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $29,000 | 7,734 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $25,000 | 8,275 |
| Total noninterest expense | $864,000 | 8,142 |
| Salaries and employee benefits | $527,000 | 7,984 |
| Premises and equipment expense | $106,000 | 7,994 |
| Additional noninterest expense | $231,000 | 8,224 |
| Pre-tax net operating income | $127,000 | 8,096 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $-9,000 | 8,758 |
| Income before extraordinary items | $139,000 | 8,055 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $139,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,737 |
| Cash dividends | $30,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $136,000 | 7,945 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 8,080 |
| Total interest expense | $360,000 | 7,962 |
| Net interest income | $827,000 | 8,031 |
| Provision for loan and lease losses | $156,000 | 3,829 |
| Total noninterest income | $41,000 | 8,819 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $22,000 | 7,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $650,000 | 8,150 |
| Salaries and employee benefits | $398,000 | 7,943 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $173,000 | 8,251 |
| Pre-tax net operating income | $62,000 | 8,399 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $-14,000 | 8,935 |
| Income before extraordinary items | $79,000 | 8,360 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $79,000 | 8,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,724 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $76,000 | 8,259 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $807,000 | 8,109 |
| Total interest expense | $254,000 | 7,980 |
| Net interest income | $553,000 | 8,058 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $15,000 | 7,804 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $428,000 | 8,195 |
| Salaries and employee benefits | $265,000 | 7,966 |
| Premises and equipment expense | $51,000 | 8,066 |
| Additional noninterest expense | $112,000 | 8,274 |
| Pre-tax net operating income | $2,000 | 8,648 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $-22,000 | 9,034 |
| Income before extraordinary items | $27,000 | 8,608 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $27,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,954 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $24,000 | 8,498 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 8,122 |
| Total interest expense | $133,000 | 7,992 |
| Net interest income | $279,000 | 8,082 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $206,000 | 8,290 |
| Salaries and employee benefits | $130,000 | 8,035 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $51,000 | 8,461 |
| Pre-tax net operating income | $79,000 | 7,540 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $15,000 | 6,300 |
| Income before extraordinary items | $65,000 | 7,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $30,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $64,190 | 7,448 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 8,070 |
| Total interest expense | $595,000 | 8,108 |
| Net interest income | $1,209,000 | 7,920 |
| Provision for loan and lease losses | $74,000 | 6,206 |
| Total noninterest income | $60,000 | 8,877 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $31,000 | 7,841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 8,234 |
| Total noninterest expense | $828,000 | 8,291 |
| Salaries and employee benefits | $504,000 | 8,125 |
| Premises and equipment expense | $111,000 | 8,018 |
| Additional noninterest expense | $213,000 | 8,463 |
| Pre-tax net operating income | $367,000 | 7,302 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $98,000 | 5,981 |
| Income before extraordinary items | $275,000 | 7,453 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $275,000 | 7,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $270,560 | 7,375 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 8,054 |
| Total interest expense | $1,084,000 | 7,843 |
| Net interest income | $1,082,000 | 8,126 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $58,000 | 9,070 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $31,000 | 7,960 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $27,000 | 8,456 |
| Total noninterest expense | $796,000 | 8,464 |
| Salaries and employee benefits | $489,000 | 8,233 |
| Premises and equipment expense | $116,000 | 8,058 |
| Additional noninterest expense | $191,000 | 8,729 |
| Pre-tax net operating income | $344,000 | 7,215 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $85,000 | 6,194 |
| Income before extraordinary items | $263,000 | 7,354 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $263,000 | 7,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $27,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $259,960 | 7,261 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 8,246 |
| Total interest expense | $1,067,000 | 8,089 |
| Net interest income | $1,115,000 | 8,253 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $113,000 | 8,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 6,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,420 |
| Total noninterest expense | $752,000 | 8,691 |
| Salaries and employee benefits | $459,000 | 8,451 |
| Premises and equipment expense | $105,000 | 8,358 |
| Additional noninterest expense | $188,000 | 8,896 |
| Pre-tax net operating income | $476,000 | 7,116 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $146,000 | 5,972 |
| Income before extraordinary items | $331,000 | 7,280 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $331,000 | 7,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $20,000 | 6,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $330,310 | 7,286 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 8,530 |
| Total interest expense | $921,000 | 8,387 |
| Net interest income | $1,058,000 | 8,500 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $111,000 | 8,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,550 |
| Total noninterest expense | $733,000 | 8,933 |
| Salaries and employee benefits | $463,000 | 8,546 |
| Premises and equipment expense | $88,000 | 8,858 |
| Additional noninterest expense | $182,000 | 9,212 |
| Pre-tax net operating income | $436,000 | 7,430 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $125,000 | 6,576 |
| Income before extraordinary items | $313,000 | 7,514 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $313,000 | 7,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $20,000 | 6,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $311,580 | 7,503 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 8,588 |
| Total interest expense | $1,000,000 | 8,419 |
| Net interest income | $1,079,000 | 8,612 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $109,000 | 8,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $735,000 | 8,995 |
| Salaries and employee benefits | $459,000 | 8,611 |
| Premises and equipment expense | $97,000 | 8,780 |
| Additional noninterest expense | $179,000 | 9,353 |
| Pre-tax net operating income | $453,000 | 7,614 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $150,000 | 6,830 |
| Income before extraordinary items | $306,000 | 7,833 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $306,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $19,000 | 7,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $303,990 | 7,770 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 8,860 |
| Total interest expense | $1,017,000 | 8,643 |
| Net interest income | $1,106,000 | 8,923 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $99,000 | 9,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $677,000 | 9,468 |
| Salaries and employee benefits | $423,000 | 9,115 |
| Premises and equipment expense | $79,000 | 9,459 |
| Additional noninterest expense | $175,000 | 9,721 |
| Pre-tax net operating income | $528,000 | 7,771 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $192,000 | 6,988 |
| Income before extraordinary items | $336,000 | 8,097 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $336,000 | 8,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $13,000 | 7,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $336,000 | 8,058 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 9,349 |
| Total interest expense | $974,000 | 9,109 |
| Net interest income | $1,046,000 | 9,428 |
| Provision for loan and lease losses | $-32,000 | 11,162 |
| Total noninterest income | $96,000 | 9,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $681,000 | 9,868 |
| Salaries and employee benefits | $407,000 | 9,556 |
| Premises and equipment expense | $102,000 | 9,234 |
| Additional noninterest expense | $172,000 | 10,272 |
| Pre-tax net operating income | $493,000 | 7,977 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $176,000 | 7,502 |
| Income before extraordinary items | $317,000 | 8,285 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $317,000 | 8,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $259,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $317,000 | 8,214 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 9,640 |
| Total interest expense | $994,000 | 9,272 |
| Net interest income | $1,053,000 | 9,769 |
| Provision for loan and lease losses | $-33,000 | 11,536 |
| Total noninterest income | $96,000 | 10,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,775 |
| Total noninterest expense | $695,000 | 10,205 |
| Salaries and employee benefits | $402,000 | 9,931 |
| Premises and equipment expense | $104,000 | 9,513 |
| Additional noninterest expense | $189,000 | 10,557 |
| Pre-tax net operating income | $487,000 | 8,507 |
| Securities gains (losses) | $-37,000 | 10,982 |
| Applicable income taxes | $168,000 | 7,963 |
| Income before extraordinary items | $282,000 | 9,111 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $282,000 | 9,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 11,301 |
| Cash dividends | $258,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $305,680 | 8,856 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 10,190 |
| Total interest expense | $743,000 | 9,862 |
| Net interest income | $1,048,000 | 10,246 |
| Provision for loan and lease losses | $-179,000 | 12,297 |
| Total noninterest income | $121,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $768,000 | 10,390 |
| Salaries and employee benefits | $414,000 | 10,170 |
| Premises and equipment expense | $123,000 | 9,301 |
| Additional noninterest expense | $231,000 | 10,761 |
| Pre-tax net operating income | $580,000 | 8,121 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $200,000 | 7,346 |
| Income before extraordinary items | $380,000 | 8,358 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $380,000 | 8,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-230,000 | 12,435 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $380,000 | 8,406 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 10,612 |
| Total interest expense | $725,000 | 10,437 |
| Net interest income | $1,061,000 | 10,562 |
| Provision for loan and lease losses | $439,000 | 2,310 |
| Total noninterest income | $119,000 | 10,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $759,000 | 10,882 |
| Salaries and employee benefits | $419,000 | 10,451 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $252,000 | 11,052 |
| Pre-tax net operating income | $-18,000 | 12,486 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $6,000 | 11,928 |
| Income before extraordinary items | $-15,000 | 12,558 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-15,000 | 12,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 1,805 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-24,000 | 12,463 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 10,806 |
| Total interest expense | $989,000 | 10,443 |
| Net interest income | $1,061,000 | 10,853 |
| Provision for loan and lease losses | $81,000 | 7,858 |
| Total noninterest income | $324,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,993 |
| Total noninterest expense | $873,000 | 10,648 |
| Salaries and employee benefits | $487,000 | 9,901 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $289,000 | 10,986 |
| Pre-tax net operating income | $431,000 | 8,948 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $159,000 | 8,397 |
| Income before extraordinary items | $272,000 | 9,654 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $272,000 | 9,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 4,906 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $272,000 | 9,281 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.