Home > Bellows Falls Trust Company > Income and Expense
Bellows Falls Trust Company, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 4,961 |
| Total interest expense | $2,548,000 | 5,896 |
| Net interest income | $4,236,000 | 4,220 |
| Provision for loan and lease losses | $413,000 | 3,387 |
| Total noninterest income | $1,988,000 | 1,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $506,000 | 2,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,482,000 | 1,537 |
| Total noninterest expense | $5,456,000 | 2,647 |
| Salaries and employee benefits | $2,407,000 | 2,697 |
| Premises and equipment expense | $621,000 | 3,252 |
| Additional noninterest expense | $2,428,000 | 2,379 |
| Pre-tax net operating income | $355,000 | 9,641 |
| Securities gains (losses) | $-259,000 | 13,861 |
| Applicable income taxes | $10,000 | 12,372 |
| Income before extraordinary items | $86,000 | 12,138 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $86,000 | 12,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 2,668 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $319,100 | 8,690 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.