Home > Belleville State Bank > Income and Expense
Belleville State Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,176,000 | 7,771 |
Total interest expense | $1,557,000 | 7,423 |
Net interest income | $1,619,000 | 7,980 |
Provision for loan and lease losses | $73,000 | 5,762 |
Total noninterest income | $268,000 | 7,345 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $112,000 | 7,247 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $156,000 | 5,866 |
Total noninterest expense | $1,081,000 | 8,398 |
Salaries and employee benefits | $539,000 | 8,580 |
Premises and equipment expense | $196,000 | 7,094 |
Additional noninterest expense | $346,000 | 8,405 |
Pre-tax net operating income | $733,000 | 6,778 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $255,000 | 6,386 |
Income before extraordinary items | $478,000 | 7,053 |
Extraordinary gains, net | $0 | 53 |
Net income | $478,000 | 7,056 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $75,000 | 4,481 |
Cash dividends | $115,000 | 6,467 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $478,000 | 6,990 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,116,000 | 8,050 |
Total interest expense | $1,456,000 | 7,805 |
Net interest income | $1,660,000 | 8,118 |
Provision for loan and lease losses | $99,000 | 4,670 |
Total noninterest income | $219,000 | 8,134 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $100,000 | 7,786 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $119,000 | 6,675 |
Total noninterest expense | $1,085,000 | 8,632 |
Salaries and employee benefits | $510,000 | 9,025 |
Premises and equipment expense | $194,000 | 7,315 |
Additional noninterest expense | $381,000 | 8,387 |
Pre-tax net operating income | $695,000 | 7,348 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $240,000 | 6,788 |
Income before extraordinary items | $455,000 | 7,597 |
Extraordinary gains, net | $0 | 65 |
Net income | $455,000 | 7,596 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $76,000 | 4,321 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $455,000 | 7,571 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,812,000 | 8,370 |
Total interest expense | $1,382,000 | 7,258 |
Net interest income | $1,430,000 | 9,067 |
Provision for loan and lease losses | $37,000 | 6,726 |
Total noninterest income | $213,000 | 8,516 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $71,000 | 8,971 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $142,000 | 6,367 |
Total noninterest expense | $1,099,000 | 8,986 |
Salaries and employee benefits | $442,000 | 9,895 |
Premises and equipment expense | $156,000 | 8,394 |
Additional noninterest expense | $501,000 | 7,847 |
Pre-tax net operating income | $507,000 | 8,609 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $172,000 | 7,876 |
Income before extraordinary items | $335,000 | 8,772 |
Extraordinary gains, net | $0 | 249 |
Net income | $335,000 | 8,775 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 5,693 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $335,000 | 8,829 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,610,000 | 8,988 |
Total interest expense | $1,391,000 | 7,576 |
Net interest income | $1,219,000 | 10,013 |
Provision for loan and lease losses | $205,000 | 3,850 |
Total noninterest income | $228,000 | 8,728 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $74,000 | 9,210 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $154,000 | 6,477 |
Total noninterest expense | $1,030,000 | 9,604 |
Salaries and employee benefits | $416,000 | 10,475 |
Premises and equipment expense | $143,000 | 9,102 |
Additional noninterest expense | $471,000 | 8,505 |
Pre-tax net operating income | $212,000 | 10,938 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $73,000 | 10,384 |
Income before extraordinary items | $140,000 | 11,333 |
Extraordinary gains, net | $18,000 | 2,745 |
Net income | $158,000 | 11,186 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $113,000 | 4,285 |
Cash dividends | $36,000 | 8,312 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $139,340 | 11,136 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,190,000 | 10,497 |
Total interest expense | $1,146,000 | 9,802 |
Net interest income | $1,044,000 | 10,915 |
Provision for loan and lease losses | $52,000 | 8,958 |
Total noninterest income | $95,000 | 11,854 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $62,000 | 9,841 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $33,000 | 11,562 |
Total noninterest expense | $788,000 | 11,063 |
Salaries and employee benefits | $315,000 | 11,848 |
Premises and equipment expense | $83,000 | 11,388 |
Additional noninterest expense | $390,000 | 9,685 |
Pre-tax net operating income | $299,000 | 10,149 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $74,000 | 10,606 |
Income before extraordinary items | $225,000 | 10,252 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $225,000 | 10,399 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 7,730 |
Cash dividends | $36,000 | 8,075 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $225,000 | 9,896 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.