Home > Belle State Bank > Income and Expense

Belle State Bank, Income and Expense

2002-12-31 (YTD Data)Rank
Total interest income$4,117,0005,811
Total interest expense$1,567,0005,590
Net interest income$2,550,0005,834
Provision for loan and lease losses$150,0004,907
Total noninterest income$422,0005,640
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$271,0004,484
Trading account gains and fees$0153
Additional Noninterest Income$151,0005,588
Total noninterest expense$1,708,0006,440
Salaries and employee benefits$1,004,0006,132
Premises and equipment expense$277,0005,803
Additional noninterest expense$427,0006,956
Pre-tax net operating income$1,114,0004,913
Securities gains (losses)$9,0003,662
Applicable income taxes$385,0003,960
Income before extraordinary items$738,0005,410
Extraordinary gains, net$070
Net income$738,0005,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,309
Cash dividends$92,0005,656
Sale, conversion, retirement of capital stock, net$0862
Net operating income$732,0605,295
2001-12-31 (YTD Data)Rank
Total interest income$4,181,0006,213
Total interest expense$2,204,0005,808
Net interest income$1,977,0006,468
Provision for loan and lease losses$77,0006,054
Total noninterest income$262,0006,745
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$165,0005,585
Trading account gains and fees$0177
Additional Noninterest Income$97,0006,509
Total noninterest expense$1,438,0006,931
Salaries and employee benefits$831,0006,651
Premises and equipment expense$290,0005,630
Additional noninterest expense$317,0007,729
Pre-tax net operating income$724,0005,734
Securities gains (losses)$04,612
Applicable income taxes$256,0004,575
Income before extraordinary items$468,0006,219
Extraordinary gains, net$0105
Net income$468,0006,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,729
Cash dividends$216,0004,895
Sale, conversion, retirement of capital stock, net$0922
Net operating income$468,0006,104
2000-12-31 (YTD Data)Rank
Total interest income$4,027,0006,472
Total interest expense$2,209,0005,967
Net interest income$1,818,0006,887
Provision for loan and lease losses$120,0004,828
Total noninterest income$238,0006,898
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$160,0005,624
Trading account gains and feesNANA
Additional Noninterest Income$78,0006,963
Total noninterest expense$1,331,0007,164
Salaries and employee benefits$836,0006,563
Premises and equipment expense$197,0006,817
Additional noninterest expense$298,0007,958
Pre-tax net operating income$605,0006,567
Securities gains (losses)$-4,0007,844
Applicable income taxes$175,0005,666
Income before extraordinary items$426,0006,699
Extraordinary gains, net$038
Net income$426,0006,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,684
Cash dividends$51,0006,377
Sale, conversion, retirement of capital stock, net$0969
Net operating income$428,8406,702
1999-12-31 (YTD Data)Rank
Total interest income$3,304,0007,042
Total interest expense$1,642,0006,654
Net interest income$1,662,0007,257
Provision for loan and lease losses$100,0005,206
Total noninterest income$225,0007,200
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0006,031
Trading account gains and feesNANA
Additional Noninterest Income$86,0006,986
Total noninterest expense$1,278,0007,358
Salaries and employee benefits$807,0006,719
Premises and equipment expense$191,0006,951
Additional noninterest expense$280,0008,296
Pre-tax net operating income$509,0007,099
Securities gains (losses)$03,155
Applicable income taxes$101,0006,908
Income before extraordinary items$408,0006,943
Extraordinary gains, net$035
Net income$408,0006,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,102
Cash dividends$62,0006,474
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$408,0006,917
1998-12-31 (YTD Data)Rank
Total interest income$2,935,0007,610
Total interest expense$1,501,0007,189
Net interest income$1,434,0007,831
Provision for loan and lease losses$30,0007,298
Total noninterest income$156,0008,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$106,0006,748
Trading account gains and feesNANA
Additional Noninterest Income$50,0008,161
Total noninterest expense$1,209,0007,521
Salaries and employee benefits$739,0006,978
Premises and equipment expense$192,0006,833
Additional noninterest expense$278,0008,319
Pre-tax net operating income$351,0008,140
Securities gains (losses)$04,449
Applicable income taxes$85,0007,751
Income before extraordinary items$266,0008,137
Extraordinary gains, net$032
Net income$266,0008,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,498
Cash dividends$128,0005,987
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$266,0008,061
1997-12-31 (YTD Data)Rank
Total interest income$2,598,0008,254
Total interest expense$1,325,0007,790
Net interest income$1,273,0008,528
Provision for loan and lease losses$24,0007,686
Total noninterest income$104,0009,335
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0007,424
Trading account gains and feesNANA
Additional Noninterest Income$14,00010,198
Total noninterest expense$1,092,0008,029
Salaries and employee benefits$645,0007,633
Premises and equipment expense$215,0006,570
Additional noninterest expense$232,0009,050
Pre-tax net operating income$261,0009,230
Securities gains (losses)$03,944
Applicable income taxes$56,0009,157
Income before extraordinary items$205,0009,113
Extraordinary gains, net$044
Net income$205,0009,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$499,000548
Net operating income$205,0009,074
1996-12-31 (YTD Data)Rank
Total interest income$2,405,0008,812
Total interest expense$1,329,0008,024
Net interest income$1,076,0009,350
Provision for loan and lease losses$47,0006,760
Total noninterest income$79,00010,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$67,0008,337
Trading account gains and feesNANA
Additional Noninterest Income$12,00010,870
Total noninterest expense$863,0009,193
Salaries and employee benefits$536,0008,606
Premises and equipment expense$141,0008,264
Additional noninterest expense$186,00010,103
Pre-tax net operating income$245,0009,520
Securities gains (losses)$04,148
Applicable income taxes$42,0009,829
Income before extraordinary items$203,0009,267
Extraordinary gains, net$053
Net income$203,0009,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,559
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$203,0009,209
1995-12-31 (YTD Data)Rank
Total interest income$2,141,0009,507
Total interest expense$1,294,0008,296
Net interest income$847,00010,392
Provision for loan and lease losses$14,0008,034
Total noninterest income$112,00010,027
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,0009,050
Trading account gains and feesNANA
Additional Noninterest Income$56,0008,932
Total noninterest expense$833,0009,635
Salaries and employee benefits$469,0009,368
Premises and equipment expense$161,0008,015
Additional noninterest expense$203,00010,374
Pre-tax net operating income$112,00011,014
Securities gains (losses)$2,0003,270
Applicable income taxes$9,00010,947
Income before extraordinary items$105,00010,888
Extraordinary gains, net$065
Net income$105,00010,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$103,16010,877
1994-12-31 (YTD Data)Rank
Total interest income$1,942,0009,903
Total interest expense$1,025,0008,586
Net interest income$917,00010,667
Provision for loan and lease losses$09,146
Total noninterest income$58,00011,759
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$26,00010,427
Trading account gains and feesNANA
Additional Noninterest Income$32,00010,653
Total noninterest expense$849,00010,005
Salaries and employee benefits$476,0009,608
Premises and equipment expense$144,0008,713
Additional noninterest expense$229,00010,782
Pre-tax net operating income$126,00011,443
Securities gains (losses)$03,600
Applicable income taxes$14,00011,286
Income before extraordinary items$112,00011,253
Extraordinary gains, net$0249
Net income$112,00011,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$112,00011,300
1993-12-31 (YTD Data)Rank
Total interest income$1,886,00010,413
Total interest expense$1,014,0009,040
Net interest income$872,00011,267
Provision for loan and lease losses$25,0008,682
Total noninterest income$50,00012,542
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,00010,686
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,177
Total noninterest expense$795,00010,690
Salaries and employee benefits$458,00010,060
Premises and equipment expense$107,00010,233
Additional noninterest expense$230,00011,318
Pre-tax net operating income$102,00011,853
Securities gains (losses)$105,0002,440
Applicable income taxes$42,00011,116
Income before extraordinary items$165,00011,027
Extraordinary gains, net$03,149
Net income$165,00011,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$81,00011,818
1992-12-31 (YTD Data)Rank
Total interest income$1,855,00011,188
Total interest expense$984,00010,465
Net interest income$871,00011,629
Provision for loan and lease losses$40,0009,471
Total noninterest income$41,00013,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,00010,873
Trading account gains and feesNANA
Additional Noninterest Income$6,00013,603
Total noninterest expense$622,00011,927
Salaries and employee benefits$396,00010,905
Premises and equipment expense$55,00012,495
Additional noninterest expense$171,00012,650
Pre-tax net operating income$250,00010,601
Securities gains (losses)$66,0003,674
Applicable income taxes$80,00010,440
Income before extraordinary items$236,00010,083
Extraordinary gains, net$01,422
Net income$236,00010,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$111,0006,367
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$186,50010,450

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.