Home > Bell Federal Savings and Loan Association > Assets and Liabilities
Bell Federal Savings and Loan Association, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 48 | 3,503 |
| Assets and Liabilities | ||
| Total Assets: | $817,736,000 | 709 |
| Cash and due from depository institutions | $58,733,000 | 3,503 |
| Interest-bearing balances | $55,220,000 | 139 |
| Securities | $421,076,000 | 359 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 3,366 |
| Net loans & leases | $216,334,000 | 1,653 |
| Loan loss allowance | $925,000 | 4,184 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,115,000 | 3,016 |
| Other real estate owned | $0 | 3,503 |
| Goodwill and other intangibles | $63,543,000 | 180 |
| All other assets | $51,485,000 | 396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $817,735,000 | 709 |
| Total liabilities | $692,490,000 | 759 |
| Total deposits | $589,806,000 | 733 |
| Interest-bearing deposits | $589,806,000 | 638 |
| Deposits held in domestic offices | $589,806,000 | 729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $93,880,000 | 536 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,804,000 | 653 |
| Total equity capital | $125,245,000 | 488 |
| Total bank equity capital | $125,245,000 | 488 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $90,961,000 | 338 |
| Undivided profits | $34,283,000 | 949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,674,000 | 1,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,492,000 | 747 |
| Earning assets | $696,080,000 | 759 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $884,906,500 | 632 |
| Average Assets, quarterly | $870,321,500 | 657 |
| Volatile liabilities | $209,884,000 | 596 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $90,000,000 | 474 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,550,000 | 4,896 |
| Tier 1 (core) risk-based capital | $60,813,000 | 841 |
| Tier 2 risk-based capital | $1,895,000 | 2,175 |
| Total risk weighted assets | $328,861,000 | 1,154 |
| Total unused commitments | $7,550,000 | 4,899 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 53 | 3,225 |
| Assets and Liabilities | ||
| Total Assets: | $922,907,000 | 620 |
| Cash and due from depository institutions | $48,344,000 | 3,225 |
| Interest-bearing balances | $46,688,000 | 176 |
| Securities | $565,932,000 | 284 |
| Federal funds sold & reverse repurchase agreements | $11,100,000 | 1,422 |
| Net loans & leases | $249,799,000 | 1,413 |
| Loan loss allowance | $925,000 | 4,151 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,160,000 | 2,937 |
| Other real estate owned | $0 | 3,225 |
| Goodwill and other intangibles | $81,000 | 2,793 |
| All other assets | $44,491,000 | 430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $922,907,000 | 620 |
| Total liabilities | $836,088,000 | 614 |
| Total deposits | $617,725,000 | 691 |
| Interest-bearing deposits | $607,624,000 | 605 |
| Deposits held in domestic offices | $617,725,000 | 688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $211,880,000 | 297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $6,483,000 | 833 |
| Total equity capital | $86,819,000 | 651 |
| Total bank equity capital | $86,819,000 | 651 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $42,084,000 | 565 |
| Undivided profits | $44,734,000 | 735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,141,000 | 2,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $5,772,000 | 459 |
| Earning assets | $873,519,000 | 599 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $907,296,670 | 614 |
| Average Assets, quarterly | $914,382,500 | 618 |
| Volatile liabilities | $299,915,000 | 461 |
| Insider loans | $592,000 | 5,107 |
| FHLB advances | $208,000,000 | 247 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $16,206,000 | 3,189 |
| Tier 1 (core) risk-based capital | $79,417,000 | 634 |
| Tier 2 risk-based capital | $925,000 | 3,842 |
| Total risk weighted assets | $303,263,000 | 1,239 |
| Total unused commitments | $16,206,000 | 3,199 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 52 | 3,240 |
| Assets and Liabilities | ||
| Total Assets: | $905,858,000 | 619 |
| Cash and due from depository institutions | $16,160,000 | 3,240 |
| Interest-bearing balances | $14,534,000 | 590 |
| Securities | $526,070,000 | 303 |
| Federal funds sold & reverse repurchase agreements | $16,800,000 | 965 |
| Net loans & leases | $295,910,000 | 1,177 |
| Loan loss allowance | $925,000 | 4,110 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,140,000 | 2,932 |
| Other real estate owned | $0 | 3,240 |
| Goodwill and other intangibles | $122,000 | 2,658 |
| All other assets | $47,656,000 | 401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $905,858,000 | 619 |
| Total liabilities | $823,417,000 | 613 |
| Total deposits | $606,059,000 | 693 |
| Interest-bearing deposits | $597,093,000 | 611 |
| Deposits held in domestic offices | $606,059,000 | 689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $211,880,000 | 280 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,478,000 | 961 |
| Total equity capital | $82,441,000 | 673 |
| Total bank equity capital | $82,441,000 | 673 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $42,084,000 | 562 |
| Undivided profits | $40,356,000 | 784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,779,000 | 1,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $6,457,000 | 435 |
| Earning assets | $853,314,000 | 599 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $899,491,500 | 618 |
| Average Assets, quarterly | $899,491,500 | 618 |
| Volatile liabilities | $286,535,000 | 476 |
| Insider loans | $587,000 | 5,082 |
| FHLB advances | $208,000,000 | 226 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,832,000 | 2,718 |
| Tier 1 (core) risk-based capital | $80,115,000 | 620 |
| Tier 2 risk-based capital | $925,000 | 3,796 |
| Total risk weighted assets | $312,018,000 | 1,172 |
| Total unused commitments | $19,832,000 | 2,730 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 55 | 3,068 |
| Assets and Liabilities | ||
| Total Assets: | $893,125,000 | 616 |
| Cash and due from depository institutions | $34,363,000 | 3,068 |
| Interest-bearing balances | $30,714,000 | 226 |
| Securities | $467,742,000 | 314 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,432 |
| Net loans & leases | $332,248,000 | 1,033 |
| Loan loss allowance | $925,000 | 4,027 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,209,000 | 2,846 |
| Other real estate owned | $0 | 3,068 |
| Goodwill and other intangibles | $158,000 | 2,516 |
| All other assets | $45,405,000 | 409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $893,125,000 | 616 |
| Total liabilities | $809,588,000 | 611 |
| Total deposits | $593,909,000 | 694 |
| Interest-bearing deposits | $585,248,000 | 606 |
| Deposits held in domestic offices | $593,909,000 | 691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $211,880,000 | 287 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,799,000 | 1,214 |
| Total equity capital | $83,537,000 | 648 |
| Total bank equity capital | $83,537,000 | 648 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $42,084,000 | 548 |
| Undivided profits | $41,452,000 | 746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,806,000 | 1,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $6,433,000 | 440 |
| Earning assets | $840,704,000 | 597 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $881,699,800 | 589 |
| Average Assets, quarterly | $890,373,000 | 611 |
| Volatile liabilities | $270,365,000 | 485 |
| Insider loans | $625,000 | 4,982 |
| FHLB advances | $208,000,000 | 237 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $20,502,000 | 2,592 |
| Tier 1 (core) risk-based capital | $80,414,000 | 599 |
| Tier 2 risk-based capital | $925,000 | 3,751 |
| Total risk weighted assets | $317,116,000 | 1,131 |
| Total unused commitments | $20,502,000 | 2,597 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 52 | 3,227 |
| Assets and Liabilities | ||
| Total Assets: | $864,370,000 | 613 |
| Cash and due from depository institutions | $32,042,000 | 3,227 |
| Interest-bearing balances | $26,492,000 | 250 |
| Securities | $337,421,000 | 366 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,629 |
| Net loans & leases | $446,025,000 | 757 |
| Loan loss allowance | $925,000 | 3,814 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,417,000 | 2,642 |
| Other real estate owned | $0 | 3,227 |
| Goodwill and other intangibles | $279,000 | 2,205 |
| All other assets | $41,786,000 | 420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $864,370,000 | 613 |
| Total liabilities | $786,743,000 | 612 |
| Total deposits | $571,110,000 | 681 |
| Interest-bearing deposits | $560,305,000 | 606 |
| Deposits held in domestic offices | $571,110,000 | 677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $212,072,000 | 299 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,561,000 | 1,264 |
| Total equity capital | $77,627,000 | 663 |
| Total bank equity capital | $77,627,000 | 663 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $42,084,000 | 543 |
| Undivided profits | $35,542,000 | 789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,056,000 | 2,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $6,153,000 | 491 |
| Earning assets | $813,338,000 | 593 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $860,216,400 | 600 |
| Average Assets, quarterly | $866,153,000 | 606 |
| Volatile liabilities | $265,702,000 | 477 |
| Insider loans | $814,000 | 4,361 |
| FHLB advances | $208,000,000 | 230 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,969,000 | 3,341 |
| Tier 1 (core) risk-based capital | $79,235,000 | 593 |
| Tier 2 risk-based capital | $925,000 | 3,577 |
| Total risk weighted assets | $338,320,000 | 1,021 |
| Total unused commitments | $12,969,000 | 3,347 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $842,364,000 | 613 |
| Cash and due from depository institutions | $39,839,000 | 3,286 |
| Interest-bearing balances | $36,651,000 | 127 |
| Securities | $234,762,000 | 506 |
| Federal funds sold & reverse repurchase agreements | $5,675,000 | 2,099 |
| Net loans & leases | $538,727,000 | 616 |
| Loan loss allowance | $925,000 | 3,715 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,682,000 | 2,378 |
| Other real estate owned | $29,000 | 3,286 |
| Goodwill and other intangibles | $100,000 | 2,606 |
| All other assets | $19,550,000 | 600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $842,363,000 | 613 |
| Total liabilities | $764,028,000 | 614 |
| Total deposits | $547,839,000 | 692 |
| Interest-bearing deposits | $534,266,000 | 628 |
| Deposits held in domestic offices | $547,839,000 | 688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $212,207,000 | 291 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,982,000 | 1,167 |
| Total equity capital | $78,335,000 | 623 |
| Total bank equity capital | $78,335,000 | 623 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $42,116,000 | 513 |
| Undivided profits | $36,218,000 | 745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $565,000 | 3,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,050,000 | 813 |
| Earning assets | $815,815,000 | 588 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $828,185,600 | 595 |
| Average Assets, quarterly | $835,823,000 | 609 |
| Volatile liabilities | $252,555,000 | 505 |
| Insider loans | $852,000 | 4,260 |
| FHLB advances | $208,000,000 | 85 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,725,000 | 4,070 |
| Tier 1 (core) risk-based capital | $79,491,000 | 574 |
| Tier 2 risk-based capital | $925,000 | 3,502 |
| Total risk weighted assets | $347,556,000 | 946 |
| Total unused commitments | $8,725,000 | 4,071 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 57 | 3,083 |
| Assets and Liabilities | ||
| Total Assets: | $826,296,000 | 632 |
| Cash and due from depository institutions | $20,118,000 | 3,083 |
| Interest-bearing balances | $16,197,000 | 243 |
| Securities | $207,379,000 | 588 |
| Federal funds sold & reverse repurchase agreements | $32,400,000 | 352 |
| Net loans & leases | $539,945,000 | 618 |
| Loan loss allowance | $925,000 | 3,656 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,924,000 | 2,202 |
| Other real estate owned | $390,000 | 3,083 |
| Goodwill and other intangibles | $116,000 | 2,629 |
| All other assets | $22,024,000 | 550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $826,296,000 | 632 |
| Total liabilities | $760,389,000 | 621 |
| Total deposits | $523,511,000 | 708 |
| Interest-bearing deposits | $508,597,000 | 650 |
| Deposits held in domestic offices | $523,511,000 | 704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $232,304,000 | 293 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,574,000 | 1,001 |
| Total equity capital | $65,907,000 | 705 |
| Total bank equity capital | $65,907,000 | 705 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $41,973,000 | 518 |
| Undivided profits | $23,933,000 | 1,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $269,000 | 5,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,487,000 | 858 |
| Earning assets | $795,921,000 | 598 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $810,760,800 | 612 |
| Average Assets, quarterly | $819,530,000 | 630 |
| Volatile liabilities | $267,837,000 | 495 |
| Insider loans | $853,000 | 4,132 |
| FHLB advances | $228,000,000 | 81 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $17,558,000 | 2,605 |
| Tier 1 (core) risk-based capital | $74,838,000 | 605 |
| Tier 2 risk-based capital | $925,000 | 3,364 |
| Total risk weighted assets | $352,194,000 | 918 |
| Total unused commitments | $17,558,000 | 2,608 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 54 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $772,705,000 | 649 |
| Cash and due from depository institutions | $21,116,000 | 3,258 |
| Interest-bearing balances | $18,499,000 | 306 |
| Securities | $146,674,000 | 804 |
| Federal funds sold & reverse repurchase agreements | $36,175,000 | 438 |
| Net loans & leases | $551,124,000 | 569 |
| Loan loss allowance | $805,000 | 3,989 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,405,000 | 2,383 |
| Other real estate owned | $82,000 | 3,258 |
| Goodwill and other intangibles | $168,000 | 2,445 |
| All other assets | $13,961,000 | 692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $772,705,000 | 649 |
| Total liabilities | $698,067,000 | 646 |
| Total deposits | $506,708,000 | 720 |
| Interest-bearing deposits | $490,276,000 | 641 |
| Deposits held in domestic offices | $506,708,000 | 714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $184,409,000 | 287 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,950,000 | 793 |
| Total equity capital | $74,638,000 | 639 |
| Total bank equity capital | $74,638,000 | 639 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $41,844,000 | 506 |
| Undivided profits | $32,793,000 | 809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 3,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,653,000 | 768 |
| Earning assets | $752,472,000 | 622 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $726,046,800 | 647 |
| Average Assets, quarterly | $763,850,500 | 645 |
| Volatile liabilities | $219,625,000 | 507 |
| Insider loans | $870,000 | 3,895 |
| FHLB advances | $180,000,000 | 80 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,798,000 | 1,717 |
| Tier 1 (core) risk-based capital | $73,459,000 | 592 |
| Tier 2 risk-based capital | $805,000 | 3,646 |
| Total risk weighted assets | $331,439,000 | 894 |
| Total unused commitments | $53,703,000 | 1,081 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 56 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $678,160,000 | 719 |
| Cash and due from depository institutions | $23,985,000 | 3,222 |
| Interest-bearing balances | $21,623,000 | 180 |
| Securities | $57,785,000 | 2,005 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $583,518,000 | 566 |
| Loan loss allowance | $715,000 | 4,423 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,492,000 | 2,259 |
| Other real estate owned | $0 | 3,222 |
| Goodwill and other intangibles | $237,000 | 2,184 |
| All other assets | $9,143,000 | 929 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $678,160,000 | 719 |
| Total liabilities | $606,235,000 | 733 |
| Total deposits | $507,513,000 | 733 |
| Interest-bearing deposits | $492,135,000 | 663 |
| Deposits held in domestic offices | $507,513,000 | 728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $94,493,000 | 396 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,229,000 | 1,154 |
| Total equity capital | $71,925,000 | 666 |
| Total bank equity capital | $71,925,000 | 666 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $41,778,000 | 497 |
| Undivided profits | $30,146,000 | 873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $634,000 | 3,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,717,000 | 798 |
| Earning assets | $662,926,000 | 684 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $688,984,800 | 679 |
| Average Assets, quarterly | $681,021,000 | 707 |
| Volatile liabilities | $123,037,000 | 734 |
| Insider loans | $7,000 | 9,672 |
| FHLB advances | $90,000,000 | 127 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,930,000 | 2,299 |
| Tier 1 (core) risk-based capital | $71,808,000 | 613 |
| Tier 2 risk-based capital | $715,000 | 3,915 |
| Total risk weighted assets | $310,121,000 | 957 |
| Total unused commitments | $17,930,000 | 2,304 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $653,312,000 | 763 |
| Cash and due from depository institutions | $26,376,000 | 3,359 |
| Interest-bearing balances | $23,949,000 | 173 |
| Securities | $14,994,000 | 6,422 |
| Federal funds sold & reverse repurchase agreements | $70,000,000 | 246 |
| Net loans & leases | $530,953,000 | 645 |
| Loan loss allowance | $665,000 | 4,853 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,691,000 | 2,139 |
| Other real estate owned | $229,000 | 3,359 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $7,069,000 | 1,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $653,312,000 | 763 |
| Total liabilities | $573,861,000 | 787 |
| Total deposits | $494,683,000 | 791 |
| Interest-bearing deposits | $480,188,000 | 715 |
| Deposits held in domestic offices | $494,683,000 | 787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $74,569,000 | 467 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,609,000 | 1,056 |
| Total equity capital | $79,451,000 | 627 |
| Total bank equity capital | $79,451,000 | 627 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $41,769,000 | 497 |
| Undivided profits | $37,681,000 | 672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,430,000 | 905 |
| Earning assets | $639,896,000 | 729 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $548,752,400 | 866 |
| Average Assets, quarterly | $603,533,500 | 815 |
| Volatile liabilities | $99,886,000 | 876 |
| Insider loans | $1,059,000 | 3,510 |
| FHLB advances | $70,000,000 | 162 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,221,000 | 4,533 |
| Tier 1 (core) risk-based capital | $79,451,000 | 582 |
| Tier 2 risk-based capital | $651,000 | 4,304 |
| Total risk weighted assets | $291,226,000 | 1,035 |
| Total unused commitments | $39,041,000 | 1,276 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 57 | 3,427 |
| Assets and Liabilities | ||
| Total Assets: | $484,603,000 | 1,019 |
| Cash and due from depository institutions | $23,567,000 | 3,427 |
| Interest-bearing balances | $21,811,000 | 211 |
| Securities | $19,991,000 | 5,547 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 885 |
| Net loans & leases | $415,531,000 | 778 |
| Loan loss allowance | $575,000 | 5,476 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,601,000 | 2,160 |
| Other real estate owned | $178,000 | 3,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,735,000 | 1,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $484,603,000 | 1,019 |
| Total liabilities | $408,786,000 | 1,090 |
| Total deposits | $399,808,000 | 996 |
| Interest-bearing deposits | $399,808,000 | 875 |
| Deposits held in domestic offices | $399,808,000 | 986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,659,000 | 1,442 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,319,000 | 1,865 |
| Total equity capital | $75,817,000 | 663 |
| Total bank equity capital | $75,817,000 | 663 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $41,769,000 | 515 |
| Undivided profits | $34,047,000 | 768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $333,000 | 5,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,203,000 | 1,038 |
| Earning assets | $473,333,000 | 967 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $447,620,400 | 1,061 |
| Average Assets, quarterly | $476,930,500 | 1,032 |
| Volatile liabilities | $25,766,000 | 2,125 |
| Insider loans | $370,000 | 6,470 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,194,000 | 4,053 |
| Tier 1 (core) risk-based capital | $75,817,000 | 631 |
| Tier 2 risk-based capital | $575,000 | 4,720 |
| Total risk weighted assets | $221,864,000 | 1,300 |
| Total unused commitments | $7,194,000 | 4,065 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 57 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $406,581,000 | 1,177 |
| Cash and due from depository institutions | $40,026,000 | 3,534 |
| Interest-bearing balances | $38,011,000 | 122 |
| Securities | $49,630,000 | 2,637 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $307,969,000 | 951 |
| Loan loss allowance | $575,000 | 5,582 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,806,000 | 1,973 |
| Other real estate owned | $30,000 | 3,534 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,120,000 | 1,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $406,581,000 | 1,177 |
| Total liabilities | $372,007,000 | 1,173 |
| Total deposits | $370,447,000 | 1,040 |
| Interest-bearing deposits | $370,447,000 | 906 |
| Deposits held in domestic offices | $370,447,000 | 1,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,560,000 | 2,165 |
| Total equity capital | $34,574,000 | 1,195 |
| Total bank equity capital | $34,574,000 | 1,195 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $34,574,000 | 661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $740,000 | 3,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,460,000 | 1,333 |
| Earning assets | $395,610,000 | 1,107 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $394,977,800 | 1,174 |
| Average Assets, quarterly | $401,789,000 | 1,173 |
| Volatile liabilities | $21,555,000 | 2,388 |
| Insider loans | $389,000 | 6,417 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,949,000 | 2,937 |
| Tier 1 (core) risk-based capital | $34,574,000 | 1,192 |
| Tier 2 risk-based capital | $575,000 | 4,707 |
| Total risk weighted assets | $170,896,000 | 1,632 |
| Total unused commitments | $10,949,000 | 2,948 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $385,846,000 | 1,240 |
| Cash and due from depository institutions | $110,630,000 | 3,600 |
| Interest-bearing balances | $107,156,000 | 74 |
| Securities | $19,347,000 | 6,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $247,306,000 | 1,135 |
| Loan loss allowance | $598,000 | 5,614 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,983,000 | 1,817 |
| Other real estate owned | $0 | 3,600 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,580,000 | 1,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $385,846,000 | 1,240 |
| Total liabilities | $356,285,000 | 1,232 |
| Total deposits | $354,704,000 | 1,111 |
| Interest-bearing deposits | $354,704,000 | 978 |
| Deposits held in domestic offices | $354,704,000 | 1,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,581,000 | 2,205 |
| Total equity capital | $29,561,000 | 1,387 |
| Total bank equity capital | $29,561,000 | 1,387 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $29,561,000 | 776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 4,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,167,000 | 1,480 |
| Earning assets | $373,809,000 | 1,183 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $373,201,200 | 1,252 |
| Average Assets, quarterly | $381,934,500 | 1,246 |
| Volatile liabilities | $28,155,000 | 1,818 |
| Insider loans | $471,000 | 5,899 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,508,000 | 2,792 |
| Tier 1 (core) risk-based capital | $29,561,000 | 1,345 |
| Tier 2 risk-based capital | $575,000 | 4,680 |
| Total risk weighted assets | $152,010,000 | 1,806 |
| Total unused commitments | $11,508,000 | 2,814 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $358,310,000 | 1,377 |
| Cash and due from depository institutions | $93,691,000 | 3,724 |
| Interest-bearing balances | $87,612,000 | 120 |
| Securities | $9,892,000 | 9,204 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $245,449,000 | 1,166 |
| Loan loss allowance | $601,000 | 5,635 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,766,000 | 1,943 |
| Other real estate owned | $130,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,382,000 | 1,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $358,310,000 | 1,377 |
| Total liabilities | $333,581,000 | 1,362 |
| Total deposits | $331,294,000 | 1,249 |
| Interest-bearing deposits | $330,628,000 | 1,105 |
| Deposits held in domestic offices | $331,294,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,287,000 | 1,679 |
| Total equity capital | $24,729,000 | 1,555 |
| Total bank equity capital | $24,729,000 | 1,555 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $24,729,000 | 869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 5,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,192,000 | 1,622 |
| Earning assets | $342,953,000 | 1,296 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $343,064,600 | 1,414 |
| Average Assets, quarterly | $355,081,500 | 1,380 |
| Volatile liabilities | $18,809,000 | 2,475 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,432,000 | 2,692 |
| Tier 1 (core) risk-based capital | $24,729,000 | 1,526 |
| Tier 2 risk-based capital | $594,000 | 4,524 |
| Total risk weighted assets | $151,108,000 | 1,872 |
| Total unused commitments | $11,432,000 | 2,707 |
| Derivatives | $0 | 651 |