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Bell Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$626,333,000133
Total interest expense$378,818,00094
Net interest income$247,515,000192
Provision for loan and lease losses$03,275
Total noninterest income$209,364,00093
Gross Fiduciary activities income$24,364,00099
Service charges on deposit accounts$8,656,000185
Trading account gains and fees$0123
Additional Noninterest Income$176,344,00073
Total noninterest expense$361,804,000124
Salaries and employee benefits$230,453,00093
Premises and equipment expense$39,014,00098
Additional noninterest expense$176,344,00073
Pre-tax net operating income$95,075,000215
Securities gains (losses)$52,000394
Applicable income taxes$27,603,000176
Income before extraordinary items$67,524,000226
Extraordinary gains, net$054
Net income$67,524,000229
Minority interest net income$088
Net income of bank and minority interests.$67,524,000228
Net charge-offs$355,000892
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$67,482,920235
2023-09-30 (YTD Data)Rank
Total interest income$458,040,000133
Total interest expense$268,766,00095
Net interest income$189,274,000187
Provision for loan and lease losses$03,085
Total noninterest income$160,112,00095
Gross Fiduciary activities income$18,147,000100
Service charges on deposit accounts$6,378,000187
Trading account gains and fees$0125
Additional Noninterest Income$135,587,00075
Total noninterest expense$277,584,000124
Salaries and employee benefits$179,772,00095
Premises and equipment expense$29,243,00098
Additional noninterest expense$135,587,00075
Pre-tax net operating income$71,802,000223
Securities gains (losses)$32,000344
Applicable income taxes$19,834,000189
Income before extraordinary items$52,000,000226
Extraordinary gains, net$052
Net income$52,000,000228
Minority interest net income$081
Net income of bank and minority interests.$52,000,000227
Net charge-offs$-21,0004,009
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$51,974,720232
2023-06-30 (YTD Data)Rank
Total interest income$294,649,000131
Total interest expense$166,378,00088
Net interest income$128,271,000183
Provision for loan and lease losses$02,940
Total noninterest income$104,385,00095
Gross Fiduciary activities income$11,933,000100
Service charges on deposit accounts$4,137,000186
Trading account gains and fees$0112
Additional Noninterest Income$88,315,00072
Total noninterest expense$182,408,000123
Salaries and employee benefits$118,006,00091
Premises and equipment expense$19,618,00097
Additional noninterest expense$88,315,00072
Pre-tax net operating income$50,248,000219
Securities gains (losses)$19,000468
Applicable income taxes$13,853,000178
Income before extraordinary items$36,414,000227
Extraordinary gains, net$051
Net income$36,414,000231
Minority interest net income$081
Net income of bank and minority interests.$36,414,000227
Net charge-offs$237,000622
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$36,398,990229
2023-03-31 (YTD Data)Rank
Total interest income$142,712,000136
Total interest expense$76,297,00091
Net interest income$66,415,000181
Provision for loan and lease losses$02,612
Total noninterest income$50,851,00096
Gross Fiduciary activities income$5,944,000105
Service charges on deposit accounts$2,027,000196
Trading account gains and fees$097
Additional Noninterest Income$42,880,00076
Total noninterest expense$90,908,000125
Salaries and employee benefits$58,007,00096
Premises and equipment expense$9,820,000100
Additional noninterest expense$42,880,00076
Pre-tax net operating income$26,358,000216
Securities gains (losses)$7,000681
Applicable income taxes$7,303,000179
Income before extraordinary items$19,062,000225
Extraordinary gains, net$04
Net income$19,062,000225
Minority interest net income$048
Net income of bank and minority interests.$19,062,000225
Net charge-offs$286,000369
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$19,056,470229
2022-12-31 (YTD Data)Rank
Total interest income$413,263,000149
Total interest expense$89,525,00094
Net interest income$323,738,000154
Provision for loan and lease losses$03,012
Total noninterest income$225,876,00091
Gross Fiduciary activities income$22,800,000110
Service charges on deposit accounts$7,360,000213
Trading account gains and fees$0116
Additional Noninterest Income$195,716,00075
Total noninterest expense$383,492,000114
Salaries and employee benefits$233,534,00093
Premises and equipment expense$36,223,000108
Additional noninterest expense$195,716,00075
Pre-tax net operating income$166,122,000164
Securities gains (losses)$-6,199,0004,644
Applicable income taxes$44,904,000139
Income before extraordinary items$115,019,000175
Extraordinary gains, net$05
Net income$115,019,000175
Minority interest net income$063
Net income of bank and minority interests.$115,019,000175
Net charge-offs$378,000697
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$119,916,210174
2022-09-30 (YTD Data)Rank
Total interest income$283,360,000149
Total interest expense$33,247,000113
Net interest income$250,113,000144
Provision for loan and lease losses$02,835
Total noninterest income$176,791,00093
Gross Fiduciary activities income$17,136,000110
Service charges on deposit accounts$5,389,000215
Trading account gains and fees$0111
Additional Noninterest Income$154,266,00076
Total noninterest expense$291,185,000115
Salaries and employee benefits$181,627,00088
Premises and equipment expense$26,298,000114
Additional noninterest expense$154,266,00076
Pre-tax net operating income$135,719,000157
Securities gains (losses)$-6,201,0004,693
Applicable income taxes$36,033,000133
Income before extraordinary items$93,485,000170
Extraordinary gains, net$04
Net income$93,485,000170
Minority interest net income$057
Net income of bank and minority interests.$93,485,000170
Net charge-offs$-117,0004,345
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$98,383,790166
2022-06-30 (YTD Data)Rank
Total interest income$174,133,000148
Total interest expense$11,156,000138
Net interest income$162,977,000144
Provision for loan and lease losses$02,599
Total noninterest income$135,515,00088
Gross Fiduciary activities income$11,295,00093
Service charges on deposit accounts$3,510,000218
Trading account gains and fees$0108
Additional Noninterest Income$120,710,00073
Total noninterest expense$197,956,000113
Salaries and employee benefits$123,358,00086
Premises and equipment expense$17,367,000115
Additional noninterest expense$57,231,000128
Pre-tax net operating income$100,536,000140
Securities gains (losses)$-3,728,0004,700
Applicable income taxes$26,921,000124
Income before extraordinary items$69,887,000153
Extraordinary gains, net$04
Net income$69,887,000153
Minority interest net income$060
Net income of bank and minority interests.$69,887,000153
Net charge-offs$-189,0004,538
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$72,832,120146
2022-03-31 (YTD Data)Rank
Total interest income$82,648,000150
Total interest expense$4,308,000146
Net interest income$78,340,000147
Provision for loan and lease losses$02,285
Total noninterest income$41,182,000109
Gross Fiduciary activities income$5,537,00095
Service charges on deposit accounts$1,672,000229
Trading account gains and fees$0103
Additional Noninterest Income$33,973,00097
Total noninterest expense$92,866,000119
Salaries and employee benefits$60,138,00092
Premises and equipment expense$8,781,000117
Additional noninterest expense$23,947,000143
Pre-tax net operating income$26,656,000214
Securities gains (losses)$-4,0004,101
Applicable income taxes$7,221,000178
Income before extraordinary items$19,431,000230
Extraordinary gains, net$04
Net income$19,431,000230
Minority interest net income$050
Net income of bank and minority interests.$19,431,000230
Net charge-offs$-362,0004,724
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$19,434,160229
2021-12-31 (YTD Data)Rank
Total interest income$319,072,000153
Total interest expense$21,774,000142
Net interest income$297,298,000151
Provision for loan and lease losses$03,064
Total noninterest income$535,842,00055
Gross Fiduciary activities income$22,045,00095
Service charges on deposit accounts$5,015,000272
Trading account gains and fees$0132
Additional Noninterest Income$508,782,00041
Total noninterest expense$420,026,000105
Salaries and employee benefits$258,181,00081
Premises and equipment expense$29,105,000131
Additional noninterest expense$132,740,000116
Pre-tax net operating income$413,114,00089
Securities gains (losses)$-25,0004,465
Applicable income taxes$115,235,00074
Income before extraordinary items$297,854,00095
Extraordinary gains, net$010
Net income$297,854,00095
Minority interest net income$074
Net income of bank and minority interests.$297,854,00095
Net charge-offs$8,401,000130
Cash dividends$200,000,00063
Sale, conversion, retirement of capital stock, net$0582
Net operating income$297,873,75091
2021-09-30 (YTD Data)Rank
Total interest income$237,848,000154
Total interest expense$16,802,000147
Net interest income$221,046,000153
Provision for loan and lease losses$02,963
Total noninterest income$481,696,00046
Gross Fiduciary activities income$16,131,00094
Service charges on deposit accounts$3,692,000273
Trading account gains and fees$0132
Additional Noninterest Income$461,873,00037
Total noninterest expense$325,667,000102
Salaries and employee benefits$202,241,00080
Premises and equipment expense$20,513,000133
Additional noninterest expense$102,913,000113
Pre-tax net operating income$377,075,00078
Securities gains (losses)$34,0001,206
Applicable income taxes$105,094,00063
Income before extraordinary items$272,015,00083
Extraordinary gains, net$08
Net income$272,015,00083
Minority interest net income$069
Net income of bank and minority interests.$272,015,00083
Net charge-offs$7,611,000120
Cash dividends$200,000,00045
Sale, conversion, retirement of capital stock, net$0543
Net operating income$271,988,14083
2021-06-30 (YTD Data)Rank
Total interest income$156,246,000153
Total interest expense$11,416,000150
Net interest income$144,830,000153
Provision for loan and lease losses$02,862
Total noninterest income$412,883,00039
Gross Fiduciary activities income$10,589,00094
Service charges on deposit accounts$2,366,000269
Trading account gains and fees$0133
Additional Noninterest Income$399,928,00033
Total noninterest expense$222,025,00098
Salaries and employee benefits$137,502,00079
Premises and equipment expense$13,321,000137
Additional noninterest expense$71,202,000112
Pre-tax net operating income$335,688,00063
Securities gains (losses)$28,0001,082
Applicable income taxes$93,611,00048
Income before extraordinary items$242,105,00065
Extraordinary gains, net$06
Net income$242,105,00065
Minority interest net income$067
Net income of bank and minority interests.$242,105,00065
Net charge-offs$8,242,00095
Cash dividends$200,000,00030
Sale, conversion, retirement of capital stock, net$0517
Net operating income$242,082,88065
2021-03-31 (YTD Data)Rank
Total interest income$76,780,000157
Total interest expense$5,755,000158
Net interest income$71,025,000154
Provision for loan and lease losses$02,741
Total noninterest income$84,190,00086
Gross Fiduciary activities income$5,353,00094
Service charges on deposit accounts$1,116,000272
Trading account gains and fees$0127
Additional Noninterest Income$77,721,00068
Total noninterest expense$97,373,000108
Salaries and employee benefits$63,991,00085
Premises and equipment expense$6,333,000143
Additional noninterest expense$27,049,000130
Pre-tax net operating income$57,842,000144
Securities gains (losses)$20,000880
Applicable income taxes$15,816,000128
Income before extraordinary items$42,046,000153
Extraordinary gains, net$03
Net income$42,046,000153
Minority interest net income$055
Net income of bank and minority interests.$42,046,000153
Net charge-offs$174,000467
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$42,030,200152
2020-12-31 (YTD Data)Rank
Total interest income$296,463,000164
Total interest expense$28,177,000210
Net interest income$268,286,000160
Provision for loan and lease losses$74,000,000110
Total noninterest income$316,526,00079
Gross Fiduciary activities income$18,195,000100
Service charges on deposit accounts$4,799,000259
Trading account gains and fees$0133
Additional Noninterest Income$293,532,00066
Total noninterest expense$351,281,000122
Salaries and employee benefits$232,684,00087
Premises and equipment expense$24,930,000148
Additional noninterest expense$93,667,000146
Pre-tax net operating income$159,531,000113
Securities gains (losses)$19,0002,125
Applicable income taxes$43,931,00091
Income before extraordinary items$115,619,000134
Extraordinary gains, net$04
Net income$115,619,000133
Minority interest net income$072
Net income of bank and minority interests.$115,619,000134
Net charge-offs$1,579,000488
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$115,603,990129
2020-09-30 (YTD Data)Rank
Total interest income$219,729,000164
Total interest expense$21,849,000221
Net interest income$197,880,000160
Provision for loan and lease losses$70,000,000107
Total noninterest income$210,924,00087
Gross Fiduciary activities income$13,433,000100
Service charges on deposit accounts$3,603,000253
Trading account gains and fees$0125
Additional Noninterest Income$193,888,00070
Total noninterest expense$243,203,000129
Salaries and employee benefits$164,096,00093
Premises and equipment expense$18,212,000148
Additional noninterest expense$60,895,000155
Pre-tax net operating income$95,601,000129
Securities gains (losses)$19,0001,938
Applicable income taxes$26,072,000104
Income before extraordinary items$69,548,000139
Extraordinary gains, net$04
Net income$69,548,000139
Minority interest net income$065
Net income of bank and minority interests.$69,548,000139
Net charge-offs$1,273,000443
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$69,532,990135
2020-06-30 (YTD Data)Rank
Total interest income$146,236,000169
Total interest expense$15,176,000229
Net interest income$131,060,000160
Provision for loan and lease losses$33,600,000150
Total noninterest income$99,546,000103
Gross Fiduciary activities income$8,792,000102
Service charges on deposit accounts$2,380,000252
Trading account gains and fees$0123
Additional Noninterest Income$88,374,00082
Total noninterest expense$149,731,000133
Salaries and employee benefits$97,465,000103
Premises and equipment expense$12,635,000144
Additional noninterest expense$39,631,000158
Pre-tax net operating income$47,275,000140
Securities gains (losses)$19,0001,690
Applicable income taxes$12,643,000119
Income before extraordinary items$34,651,000154
Extraordinary gains, net$04
Net income$34,651,000154
Minority interest net income$065
Net income of bank and minority interests.$34,651,000154
Net charge-offs$575,000546
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$34,635,990152
2020-03-31 (YTD Data)Rank
Total interest income$70,359,000177
Total interest expense$7,969,000254
Net interest income$62,390,000169
Provision for loan and lease losses$10,000,000187
Total noninterest income$36,021,000109
Gross Fiduciary activities income$4,642,000101
Service charges on deposit accounts$1,342,000264
Trading account gains and fees$0106
Additional Noninterest Income$30,037,00093
Total noninterest expense$68,869,000137
Salaries and employee benefits$41,797,000111
Premises and equipment expense$6,121,000153
Additional noninterest expense$20,951,000156
Pre-tax net operating income$19,542,000147
Securities gains (losses)$01,705
Applicable income taxes$5,062,000127
Income before extraordinary items$14,480,000168
Extraordinary gains, net$04
Net income$14,480,000167
Minority interest net income$056
Net income of bank and minority interests.$14,480,000167
Net charge-offs$491,000379
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$14,480,000164
2019-12-31 (YTD Data)Rank
Total interest income$267,022,000189
Total interest expense$32,682,000274
Net interest income$234,340,000174
Provision for loan and lease losses$18,000,000121
Total noninterest income$128,849,000121
Gross Fiduciary activities income$17,638,000103
Service charges on deposit accounts$5,359,000269
Trading account gains and fees$0135
Additional Noninterest Income$105,852,000107
Total noninterest expense$245,135,000144
Salaries and employee benefits$154,404,000119
Premises and equipment expense$20,285,000172
Additional noninterest expense$70,446,000164
Pre-tax net operating income$100,054,000191
Securities gains (losses)$-1,0004,531
Applicable income taxes$27,490,000161
Income before extraordinary items$72,563,000202
Extraordinary gains, net$011
Net income$72,563,000203
Minority interest net income$076
Net income of bank and minority interests.$72,563,000203
Net charge-offs$2,557,000340
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$72,563,790198
2019-09-30 (YTD Data)Rank
Total interest income$196,532,000194
Total interest expense$23,899,000283
Net interest income$172,633,000179
Provision for loan and lease losses$11,400,000129
Total noninterest income$91,353,000125
Gross Fiduciary activities income$12,876,000104
Service charges on deposit accounts$3,904,000281
Trading account gains and fees$0129
Additional Noninterest Income$74,573,000109
Total noninterest expense$179,091,000146
Salaries and employee benefits$113,233,000118
Premises and equipment expense$14,660,000178
Additional noninterest expense$51,198,000165
Pre-tax net operating income$73,495,000191
Securities gains (losses)$02,167
Applicable income taxes$19,757,000170
Income before extraordinary items$53,738,000206
Extraordinary gains, net$011
Net income$53,738,000207
Minority interest net income$072
Net income of bank and minority interests.$53,738,000207
Net charge-offs$1,633,000355
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$53,738,000202
2019-06-30 (YTD Data)Rank
Total interest income$126,976,000200
Total interest expense$15,341,000290
Net interest income$111,635,000182
Provision for loan and lease losses$5,900,000143
Total noninterest income$52,198,000136
Gross Fiduciary activities income$8,617,000105
Service charges on deposit accounts$2,477,000287
Trading account gains and fees$0131
Additional Noninterest Income$41,104,000120
Total noninterest expense$112,791,000152
Salaries and employee benefits$71,129,000121
Premises and equipment expense$9,567,000184
Additional noninterest expense$32,095,000174
Pre-tax net operating income$45,142,000204
Securities gains (losses)$01,702
Applicable income taxes$12,095,000182
Income before extraordinary items$33,047,000213
Extraordinary gains, net$011
Net income$33,047,000216
Minority interest net income$069
Net income of bank and minority interests.$33,047,000216
Net charge-offs$1,359,000291
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$33,047,000209
2019-03-31 (YTD Data)Rank
Total interest income$60,659,000207
Total interest expense$7,254,000299
Net interest income$53,405,000189
Provision for loan and lease losses$2,000,000183
Total noninterest income$21,037,000153
Gross Fiduciary activities income$4,119,000106
Service charges on deposit accounts$1,186,000299
Trading account gains and fees$0126
Additional Noninterest Income$15,732,000136
Total noninterest expense$53,024,000159
Salaries and employee benefits$32,211,000137
Premises and equipment expense$4,673,000187
Additional noninterest expense$16,140,000174
Pre-tax net operating income$19,418,000220
Securities gains (losses)$01,087
Applicable income taxes$5,156,000201
Income before extraordinary items$14,262,000242
Extraordinary gains, net$05
Net income$14,262,000242
Minority interest net income$052
Net income of bank and minority interests.$14,262,000242
Net charge-offs$127,000792
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$14,262,000234
2018-12-31 (YTD Data)Rank
Total interest income$216,425,000208
Total interest expense$20,245,000316
Net interest income$196,180,000198
Provision for loan and lease losses$9,750,000164
Total noninterest income$102,457,000137
Gross Fiduciary activities income$16,634,000103
Service charges on deposit accounts$4,555,000322
Trading account gains and fees$0126
Additional Noninterest Income$81,268,000123
Total noninterest expense$203,385,000163
Salaries and employee benefits$127,043,000133
Premises and equipment expense$17,513,000192
Additional noninterest expense$58,829,000184
Pre-tax net operating income$85,502,000218
Securities gains (losses)$88,000327
Applicable income taxes$23,346,000186
Income before extraordinary items$62,244,000234
Extraordinary gains, net$06
Net income$62,244,000234
Minority interest net income$072
Net income of bank and minority interests.$62,244,000235
Net charge-offs$980,000596
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$62,174,480232
2018-09-30 (YTD Data)Rank
Total interest income$157,561,000208
Total interest expense$13,465,000323
Net interest income$144,096,000197
Provision for loan and lease losses$4,500,000220
Total noninterest income$77,740,000139
Gross Fiduciary activities income$12,467,000102
Service charges on deposit accounts$3,334,000327
Trading account gains and fees$0138
Additional Noninterest Income$61,939,000125
Total noninterest expense$152,672,000161
Salaries and employee benefits$99,763,000125
Premises and equipment expense$12,159,000199
Additional noninterest expense$40,750,000191
Pre-tax net operating income$64,664,000213
Securities gains (losses)$88,000316
Applicable income taxes$16,953,000190
Income before extraordinary items$47,799,000225
Extraordinary gains, net$05
Net income$47,799,000225
Minority interest net income$066
Net income of bank and minority interests.$47,799,000225
Net charge-offs$400,000824
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$47,729,480224
2018-06-30 (YTD Data)Rank
Total interest income$102,140,000208
Total interest expense$8,437,000322
Net interest income$93,703,000196
Provision for loan and lease losses$4,400,000172
Total noninterest income$49,123,000145
Gross Fiduciary activities income$8,186,000102
Service charges on deposit accounts$2,196,000327
Trading account gains and fees$0130
Additional Noninterest Income$38,741,000128
Total noninterest expense$99,079,000163
Salaries and employee benefits$64,857,000124
Premises and equipment expense$8,190,000196
Additional noninterest expense$26,032,000198
Pre-tax net operating income$39,347,000217
Securities gains (losses)$-10,0004,991
Applicable income taxes$10,150,000198
Income before extraordinary items$29,187,000229
Extraordinary gains, net$06
Net income$29,187,000228
Minority interest net income$065
Net income of bank and minority interests.$29,187,000229
Net charge-offs$541,000495
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$29,194,900228
2018-03-31 (YTD Data)Rank
Total interest income$49,356,000209
Total interest expense$3,907,000325
Net interest income$45,449,000200
Provision for loan and lease losses$2,500,000146
Total noninterest income$22,700,000150
Gross Fiduciary activities income$3,832,000110
Service charges on deposit accounts$1,059,000337
Trading account gains and fees$0123
Additional Noninterest Income$17,809,000133
Total noninterest expense$47,858,000169
Salaries and employee benefits$31,017,000131
Premises and equipment expense$4,182,000193
Additional noninterest expense$12,659,000200
Pre-tax net operating income$17,791,000231
Securities gains (losses)$0735
Applicable income taxes$4,675,000207
Income before extraordinary items$13,116,000251
Extraordinary gains, net$07
Net income$13,116,000250
Minority interest net income$052
Net income of bank and minority interests.$13,116,000251
Net charge-offs$284,000433
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$13,116,000251
2017-12-31 (YTD Data)Rank
Total interest income$178,578,000208
Total interest expense$10,979,000351
Net interest income$167,599,000201
Provision for loan and lease losses$6,800,000205
Total noninterest income$102,215,000137
Gross Fiduciary activities income$15,472,000102
Service charges on deposit accounts$4,435,000326
Trading account gains and fees$0151
Additional Noninterest Income$82,308,000124
Total noninterest expense$172,426,000177
Salaries and employee benefits$117,574,000128
Premises and equipment expense$15,274,000197
Additional noninterest expense$39,578,000230
Pre-tax net operating income$90,588,000186
Securities gains (losses)$02,243
Applicable income taxes$40,262,000168
Income before extraordinary items$50,326,000216
Extraordinary gains, net$09
Net income$50,326,000216
Minority interest net income$076
Net income of bank and minority interests.$50,326,000216
Net charge-offs$413,0001,231
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$50,326,000211
2017-09-30 (YTD Data)Rank
Total interest income$130,286,000210
Total interest expense$7,710,000356
Net interest income$122,576,000202
Provision for loan and lease losses$4,800,000208
Total noninterest income$78,626,000132
Gross Fiduciary activities income$11,551,000102
Service charges on deposit accounts$3,222,000339
Trading account gains and fees$0145
Additional Noninterest Income$63,853,000120
Total noninterest expense$132,739,000173
Salaries and employee benefits$90,299,000127
Premises and equipment expense$11,234,000198
Additional noninterest expense$31,206,000218
Pre-tax net operating income$63,663,000192
Securities gains (losses)$02,274
Applicable income taxes$24,436,000173
Income before extraordinary items$39,227,000224
Extraordinary gains, net$09
Net income$39,227,000224
Minority interest net income$071
Net income of bank and minority interests.$39,227,000225
Net charge-offs$-288,0005,564
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$39,227,000223
2017-06-30 (YTD Data)Rank
Total interest income$84,095,000215
Total interest expense$4,940,000352
Net interest income$79,155,000207
Provision for loan and lease losses$1,850,000300
Total noninterest income$48,511,000139
Gross Fiduciary activities income$7,562,000103
Service charges on deposit accounts$2,103,000339
Trading account gains and fees$0139
Additional Noninterest Income$38,846,000127
Total noninterest expense$85,776,000174
Salaries and employee benefits$58,342,000127
Premises and equipment expense$7,494,000198
Additional noninterest expense$19,940,000228
Pre-tax net operating income$40,040,000207
Securities gains (losses)$01,906
Applicable income taxes$15,314,000179
Income before extraordinary items$24,726,000231
Extraordinary gains, net$011
Net income$24,726,000231
Minority interest net income$071
Net income of bank and minority interests.$24,726,000231
Net charge-offs$-481,0005,719
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$24,726,000230
2017-03-31 (YTD Data)Rank
Total interest income$40,472,000217
Total interest expense$2,328,000357
Net interest income$38,144,000209
Provision for loan and lease losses$03,537
Total noninterest income$21,757,000151
Gross Fiduciary activities income$3,675,000105
Service charges on deposit accounts$1,038,000341
Trading account gains and fees$0142
Additional Noninterest Income$17,044,000133
Total noninterest expense$41,479,000175
Salaries and employee benefits$27,833,000136
Premises and equipment expense$3,839,000198
Additional noninterest expense$9,807,000229
Pre-tax net operating income$18,422,000217
Securities gains (losses)$01,153
Applicable income taxes$7,006,000188
Income before extraordinary items$11,416,000241
Extraordinary gains, net$08
Net income$11,416,000241
Minority interest net income$055
Net income of bank and minority interests.$11,416,000241
Net charge-offs$-492,0005,809
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$11,416,000238
2016-12-31 (YTD Data)Rank
Total interest income$153,781,000216
Total interest expense$8,977,000338
Net interest income$144,804,000207
Provision for loan and lease losses$9,300,000172
Total noninterest income$108,746,000125
Gross Fiduciary activities income$13,879,000105
Service charges on deposit accounts$4,006,000359
Trading account gains and fees$0170
Additional Noninterest Income$90,861,000108
Total noninterest expense$174,997,000169
Salaries and employee benefits$115,627,000119
Premises and equipment expense$14,800,000195
Additional noninterest expense$44,570,000208
Pre-tax net operating income$69,253,000213
Securities gains (losses)$199,000880
Applicable income taxes$26,559,000191
Income before extraordinary items$42,893,000240
Extraordinary gains, net$05
Net income$42,893,000239
Minority interest net income$082
Net income of bank and minority interests.$42,893,000239
Net charge-offs$123,0002,424
Cash dividends$2,000,0001,397
Sale, conversion, retirement of capital stock, net$0759
Net operating income$42,765,640241
2016-09-30 (YTD Data)Rank
Total interest income$113,910,000216
Total interest expense$6,658,000337
Net interest income$107,252,000207
Provision for loan and lease losses$5,300,000196
Total noninterest income$80,095,000124
Gross Fiduciary activities income$10,280,000106
Service charges on deposit accounts$2,940,000365
Trading account gains and fees$0169
Additional Noninterest Income$66,875,000109
Total noninterest expense$128,876,000168
Salaries and employee benefits$84,753,000123
Premises and equipment expense$10,941,000197
Additional noninterest expense$33,182,000207
Pre-tax net operating income$53,171,000204
Securities gains (losses)$03,160
Applicable income taxes$20,292,000186
Income before extraordinary items$32,879,000229
Extraordinary gains, net$05
Net income$32,879,000228
Minority interest net income$071
Net income of bank and minority interests.$32,879,000229
Net charge-offs$-112,0005,601
Cash dividends$2,000,0001,022
Sale, conversion, retirement of capital stock, net$0719
Net operating income$32,879,000227
2016-06-30 (YTD Data)Rank
Total interest income$74,333,000223
Total interest expense$4,464,000337
Net interest income$69,869,000212
Provision for loan and lease losses$3,050,000212
Total noninterest income$46,988,000132
Gross Fiduciary activities income$6,788,000106
Service charges on deposit accounts$1,884,000374
Trading account gains and fees$0157
Additional Noninterest Income$38,316,000120
Total noninterest expense$81,981,000178
Salaries and employee benefits$53,744,000128
Premises and equipment expense$7,281,000199
Additional noninterest expense$20,956,000212
Pre-tax net operating income$31,826,000217
Securities gains (losses)$02,835
Applicable income taxes$12,001,000200
Income before extraordinary items$19,825,000244
Extraordinary gains, net$016
Net income$19,825,000243
Minority interest net income$071
Net income of bank and minority interests.$19,825,000243
Net charge-offs$-245,0005,886
Cash dividends$2,000,000749
Sale, conversion, retirement of capital stock, net$0705
Net operating income$19,825,000242
2016-03-31 (YTD Data)Rank
Total interest income$36,652,000224
Total interest expense$2,253,000330
Net interest income$34,399,000214
Provision for loan and lease losses$1,000,000275
Total noninterest income$19,531,000153
Gross Fiduciary activities income$3,294,000109
Service charges on deposit accounts$895,000383
Trading account gains and fees$0142
Additional Noninterest Income$15,342,000135
Total noninterest expense$38,751,000181
Salaries and employee benefits$24,583,000135
Premises and equipment expense$3,662,000196
Additional noninterest expense$10,506,000204
Pre-tax net operating income$14,179,000233
Securities gains (losses)$02,077
Applicable income taxes$5,292,000212
Income before extraordinary items$8,887,000258
Extraordinary gains, net$012
Net income$8,887,000258
Minority interest net income$062
Net income of bank and minority interests.$8,887,000258
Net charge-offs$-128,0005,921
Cash dividends$2,000,000420
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,887,000254
2015-12-31 (YTD Data)Rank
Total interest income$138,711,000223
Total interest expense$10,100,000283
Net interest income$128,611,000214
Provision for loan and lease losses$4,800,000218
Total noninterest income$99,151,000131
Gross Fiduciary activities income$13,317,000107
Service charges on deposit accounts$3,675,000382
Trading account gains and fees$0159
Additional Noninterest Income$82,159,000115
Total noninterest expense$164,570,000172
Salaries and employee benefits$106,651,000120
Premises and equipment expense$13,913,000205
Additional noninterest expense$44,006,000201
Pre-tax net operating income$58,392,000223
Securities gains (losses)$-10,0005,863
Applicable income taxes$21,577,000206
Income before extraordinary items$36,805,000254
Extraordinary gains, net$023
Net income$36,805,000254
Minority interest net income$081
Net income of bank and minority interests.$36,805,000254
Net charge-offs$-102,0005,726
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$36,811,400253
2015-09-30 (YTD Data)Rank
Total interest income$102,448,000231
Total interest expense$7,687,000277
Net interest income$94,761,000221
Provision for loan and lease losses$3,300,000225
Total noninterest income$75,874,000125
Gross Fiduciary activities income$10,045,000107
Service charges on deposit accounts$2,705,000390
Trading account gains and fees$0153
Additional Noninterest Income$63,124,000110
Total noninterest expense$121,896,000174
Salaries and employee benefits$80,704,000120
Premises and equipment expense$10,288,000211
Additional noninterest expense$30,904,000218
Pre-tax net operating income$45,439,000222
Securities gains (losses)$2,0002,829
Applicable income taxes$16,829,000201
Income before extraordinary items$28,612,000251
Extraordinary gains, net$021
Net income$28,612,000251
Minority interest net income$078
Net income of bank and minority interests.$28,612,000251
Net charge-offs$-559,0006,132
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$28,610,720249
2015-06-30 (YTD Data)Rank
Total interest income$66,809,000235
Total interest expense$5,294,000267
Net interest income$61,515,000227
Provision for loan and lease losses$1,500,000301
Total noninterest income$48,602,000129
Gross Fiduciary activities income$6,685,000109
Service charges on deposit accounts$1,736,000399
Trading account gains and fees$0157
Additional Noninterest Income$40,181,000119
Total noninterest expense$79,136,000177
Salaries and employee benefits$52,241,000122
Premises and equipment expense$6,802,000212
Additional noninterest expense$20,093,000222
Pre-tax net operating income$29,481,000231
Securities gains (losses)$2,0002,428
Applicable income taxes$10,789,000209
Income before extraordinary items$18,694,000258
Extraordinary gains, net$022
Net income$18,694,000258
Minority interest net income$075
Net income of bank and minority interests.$18,694,000258
Net charge-offs$-575,0006,237
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$18,692,720256
2015-03-31 (YTD Data)Rank
Total interest income$32,371,000241
Total interest expense$2,665,000266
Net interest income$29,706,000232
Provision for loan and lease losses$300,000621
Total noninterest income$20,647,000143
Gross Fiduciary activities income$3,319,000109
Service charges on deposit accounts$844,000405
Trading account gains and fees$0152
Additional Noninterest Income$16,484,000128
Total noninterest expense$36,706,000189
Salaries and employee benefits$23,542,000138
Premises and equipment expense$3,441,000210
Additional noninterest expense$9,723,000227
Pre-tax net operating income$13,347,000237
Securities gains (losses)$02,027
Applicable income taxes$4,836,000214
Income before extraordinary items$8,511,000261
Extraordinary gains, net$013
Net income$8,511,000261
Minority interest net income$064
Net income of bank and minority interests.$8,511,000261
Net charge-offs$-471,0006,341
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$8,511,000258
2014-12-31 (YTD Data)Rank
Total interest income$126,052,000237
Total interest expense$11,423,000251
Net interest income$114,629,000233
Provision for loan and lease losses$1,900,000489
Total noninterest income$76,426,000139
Gross Fiduciary activities income$12,833,000107
Service charges on deposit accounts$3,665,000396
Trading account gains and fees$0180
Additional Noninterest Income$59,928,000128
Total noninterest expense$140,557,000188
Salaries and employee benefits$88,062,000139
Premises and equipment expense$13,374,000207
Additional noninterest expense$39,121,000228
Pre-tax net operating income$48,598,000235
Securities gains (losses)$-7,0005,990
Applicable income taxes$17,500,000214
Income before extraordinary items$31,091,000269
Extraordinary gains, net$017
Net income$31,091,000268
Minority interest net income$084
Net income of bank and minority interests.$31,091,000268
Net charge-offs$450,0001,580
Cash dividends$3,000,000904
Sale, conversion, retirement of capital stock, net$0862
Net operating income$31,095,480265
2014-09-30 (YTD Data)Rank
Total interest income$93,438,000238
Total interest expense$8,619,000247
Net interest income$84,819,000234
Provision for loan and lease losses$1,700,000400
Total noninterest income$56,343,000143
Gross Fiduciary activities income$9,598,000105
Service charges on deposit accounts$2,744,000400
Trading account gains and fees$0174
Additional Noninterest Income$44,001,000128
Total noninterest expense$103,594,000188
Salaries and employee benefits$64,641,000141
Premises and equipment expense$9,774,000207
Additional noninterest expense$29,179,000225
Pre-tax net operating income$35,868,000242
Securities gains (losses)$02,980
Applicable income taxes$12,906,000218
Income before extraordinary items$22,962,000268
Extraordinary gains, net$015
Net income$22,962,000268
Minority interest net income$081
Net income of bank and minority interests.$22,962,000268
Net charge-offs$429,0001,287
Cash dividends$3,000,000664
Sale, conversion, retirement of capital stock, net$0819
Net operating income$22,962,000263
2014-06-30 (YTD Data)Rank
Total interest income$60,996,000240
Total interest expense$5,875,000242
Net interest income$55,121,000237
Provision for loan and lease losses$800,000564
Total noninterest income$33,352,000153
Gross Fiduciary activities income$6,253,000105
Service charges on deposit accounts$1,823,000395
Trading account gains and fees$0172
Additional Noninterest Income$25,276,000140
Total noninterest expense$66,478,000195
Salaries and employee benefits$40,891,000150
Premises and equipment expense$6,552,000208
Additional noninterest expense$19,035,000230
Pre-tax net operating income$21,195,000257
Securities gains (losses)$02,580
Applicable income taxes$7,497,000231
Income before extraordinary items$13,698,000284
Extraordinary gains, net$020
Net income$13,698,000284
Minority interest net income$080
Net income of bank and minority interests.$13,698,000284
Net charge-offs$402,0001,033
Cash dividends$3,000,000466
Sale, conversion, retirement of capital stock, net$0794
Net operating income$13,698,000278
2014-03-31 (YTD Data)Rank
Total interest income$29,355,000249
Total interest expense$2,977,000242
Net interest income$26,378,000244
Provision for loan and lease losses$200,000985
Total noninterest income$15,041,000165
Gross Fiduciary activities income$3,041,000107
Service charges on deposit accounts$867,000404
Trading account gains and fees$0147
Additional Noninterest Income$11,133,000145
Total noninterest expense$32,047,000199
Salaries and employee benefits$19,509,000156
Premises and equipment expense$3,176,000217
Additional noninterest expense$9,362,000233
Pre-tax net operating income$9,172,000276
Securities gains (losses)$01,715
Applicable income taxes$3,181,000253
Income before extraordinary items$5,991,000302
Extraordinary gains, net$016
Net income$5,991,000302
Minority interest net income$066
Net income of bank and minority interests.$5,991,000302
Net charge-offs$272,000770
Cash dividends$3,000,000235
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,991,000295
2013-12-31 (YTD Data)Rank
Total interest income$115,212,000246
Total interest expense$11,972,000263
Net interest income$103,240,000243
Provision for loan and lease losses$2,201,000578
Total noninterest income$77,804,000142
Gross Fiduciary activities income$11,584,000109
Service charges on deposit accounts$3,603,000412
Trading account gains and fees$0184
Additional Noninterest Income$62,617,000126
Total noninterest expense$130,373,000192
Salaries and employee benefits$85,066,000139
Premises and equipment expense$10,026,000258
Additional noninterest expense$35,281,000244
Pre-tax net operating income$48,470,000225
Securities gains (losses)$03,182
Applicable income taxes$17,413,000196
Income before extraordinary items$31,057,000259
Extraordinary gains, net$029
Net income$31,057,000259
Minority interest net income$090
Net income of bank and minority interests.$31,057,000259
Net charge-offs$1,184,0001,121
Cash dividends$8,000,000382
Sale, conversion, retirement of capital stock, net$0924
Net operating income$31,057,000258
2013-09-30 (YTD Data)Rank
Total interest income$84,410,000249
Total interest expense$8,821,000277
Net interest income$75,589,000248
Provision for loan and lease losses$1,351,000696
Total noninterest income$58,384,000141
Gross Fiduciary activities income$8,550,000107
Service charges on deposit accounts$2,655,000415
Trading account gains and fees$0180
Additional Noninterest Income$47,179,000127
Total noninterest expense$93,795,000189
Salaries and employee benefits$61,314,000147
Premises and equipment expense$6,938,000283
Additional noninterest expense$25,543,000247
Pre-tax net operating income$38,827,000220
Securities gains (losses)$03,040
Applicable income taxes$14,012,000195
Income before extraordinary items$24,815,000251
Extraordinary gains, net$025
Net income$24,815,000250
Minority interest net income$084
Net income of bank and minority interests.$24,815,000251
Net charge-offs$752,0001,232
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$24,815,000249
2013-06-30 (YTD Data)Rank
Total interest income$55,654,000252
Total interest expense$5,897,000277
Net interest income$49,757,000248
Provision for loan and lease losses$751,000834
Total noninterest income$38,907,000144
Gross Fiduciary activities income$5,685,000107
Service charges on deposit accounts$1,724,000419
Trading account gains and fees$0157
Additional Noninterest Income$31,498,000134
Total noninterest expense$60,917,000191
Salaries and employee benefits$40,078,000152
Premises and equipment expense$4,501,000289
Additional noninterest expense$16,338,000254
Pre-tax net operating income$26,996,000217
Securities gains (losses)$02,791
Applicable income taxes$9,770,000189
Income before extraordinary items$17,226,000241
Extraordinary gains, net$022
Net income$17,226,000242
Minority interest net income$082
Net income of bank and minority interests.$17,226,000242
Net charge-offs$515,0001,236
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$17,226,000236
2013-03-31 (YTD Data)Rank
Total interest income$27,637,000260
Total interest expense$2,934,000284
Net interest income$24,703,000253
Provision for loan and lease losses$351,000885
Total noninterest income$17,716,000158
Gross Fiduciary activities income$2,705,000110
Service charges on deposit accounts$824,000428
Trading account gains and fees$0148
Additional Noninterest Income$14,187,000144
Total noninterest expense$28,521,000209
Salaries and employee benefits$18,683,000158
Premises and equipment expense$2,162,000299
Additional noninterest expense$7,676,000268
Pre-tax net operating income$13,547,000222
Securities gains (losses)$01,966
Applicable income taxes$4,903,000194
Income before extraordinary items$8,644,000241
Extraordinary gains, net$010
Net income$8,644,000242
Minority interest net income$076
Net income of bank and minority interests.$8,644,000242
Net charge-offs$426,000853
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$8,644,000238
2012-12-31 (YTD Data)Rank
Total interest income$107,019,000271
Total interest expense$13,716,000297
Net interest income$93,303,000263
Provision for loan and lease losses$2,400,000920
Total noninterest income$72,674,000152
Gross Fiduciary activities income$10,337,000107
Service charges on deposit accounts$3,432,000431
Trading account gains and fees$0166
Additional Noninterest Income$58,905,000140
Total noninterest expense$115,423,000212
Salaries and employee benefits$74,077,000155
Premises and equipment expense$7,799,000324
Additional noninterest expense$33,547,000271
Pre-tax net operating income$48,154,000222
Securities gains (losses)$-167,0006,949
Applicable income taxes$17,555,000189
Income before extraordinary items$30,432,000254
Extraordinary gains, net$029
Net income$30,432,000253
Minority interest net income$093
Net income of bank and minority interests.$30,432,000254
Net charge-offs$4,839,000589
Cash dividends$15,000,000233
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$30,538,880246
2012-09-30 (YTD Data)Rank
Total interest income$79,371,000276
Total interest expense$10,450,000309
Net interest income$68,921,000270
Provision for loan and lease losses$250,0003,206
Total noninterest income$49,248,000162
Gross Fiduciary activities income$7,643,000109
Service charges on deposit accounts$2,555,000436
Trading account gains and fees$0157
Additional Noninterest Income$39,050,000154
Total noninterest expense$81,129,000224
Salaries and employee benefits$52,677,000162
Premises and equipment expense$5,573,000333
Additional noninterest expense$22,879,000278
Pre-tax net operating income$36,790,000220
Securities gains (losses)$2,0003,410
Applicable income taxes$13,543,000185
Income before extraordinary items$23,249,000255
Extraordinary gains, net$020
Net income$23,249,000253
Minority interest net income$086
Net income of bank and minority interests.$23,249,000255
Net charge-offs$2,704,000734
Cash dividends$10,000,000206
Sale, conversion, retirement of capital stock, net$0952
Net operating income$23,247,720242
2012-06-30 (YTD Data)Rank
Total interest income$51,581,000281
Total interest expense$7,220,000307
Net interest income$44,361,000280
Provision for loan and lease losses$05,619
Total noninterest income$28,016,000192
Gross Fiduciary activities income$5,185,000107
Service charges on deposit accounts$1,668,000436
Trading account gains and fees$0153
Additional Noninterest Income$21,163,000171
Total noninterest expense$49,565,000239
Salaries and employee benefits$32,453,000168
Premises and equipment expense$3,688,000335
Additional noninterest expense$13,424,000310
Pre-tax net operating income$22,812,000234
Securities gains (losses)$-3,0006,872
Applicable income taxes$8,387,000198
Income before extraordinary items$14,422,000261
Extraordinary gains, net$019
Net income$14,422,000261
Minority interest net income$084
Net income of bank and minority interests.$14,422,000261
Net charge-offs$2,464,000588
Cash dividends$10,000,000150
Sale, conversion, retirement of capital stock, net$0928
Net operating income$14,423,920251
2012-03-31 (YTD Data)Rank
Total interest income$25,638,000282
Total interest expense$3,810,000300
Net interest income$21,828,000284
Provision for loan and lease losses$05,254
Total noninterest income$12,955,000203
Gross Fiduciary activities income$2,530,000108
Service charges on deposit accounts$796,000451
Trading account gains and fees$0148
Additional Noninterest Income$9,629,000171
Total noninterest expense$23,749,000244
Salaries and employee benefits$15,508,000177
Premises and equipment expense$1,858,000336
Additional noninterest expense$6,383,000312
Pre-tax net operating income$11,034,000226
Securities gains (losses)$-3,0006,965
Applicable income taxes$4,035,000193
Income before extraordinary items$6,996,000259
Extraordinary gains, net$019
Net income$6,996,000260
Minority interest net income$078
Net income of bank and minority interests.$6,996,000260
Net charge-offs$1,678,000457
Cash dividends$10,000,00083
Sale, conversion, retirement of capital stock, net$0861
Net operating income$6,997,920245
2011-12-31 (YTD Data)Rank
Total interest income$104,414,000281
Total interest expense$18,114,000307
Net interest income$86,300,000280
Provision for loan and lease losses$2,000,0001,561
Total noninterest income$37,649,000237
Gross Fiduciary activities income$9,851,00095
Service charges on deposit accounts$3,379,000451
Trading account gains and fees$0146
Additional Noninterest Income$24,419,000234
Total noninterest expense$82,418,000268
Salaries and employee benefits$53,059,000183
Premises and equipment expense$7,280,000360
Additional noninterest expense$22,079,000361
Pre-tax net operating income$39,531,000226
Securities gains (losses)$-31,0006,964
Applicable income taxes$14,440,000199
Income before extraordinary items$25,060,000263
Extraordinary gains, net$029
Net income$25,060,000264
Minority interest net income$096
Net income of bank and minority interests.$25,060,000264
Net charge-offs$1,471,0001,904
Cash dividends$10,000,000237
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$25,079,840256
2011-09-30 (YTD Data)Rank
Total interest income$77,884,000280
Total interest expense$14,048,000312
Net interest income$63,836,000279
Provision for loan and lease losses$1,000,0001,957
Total noninterest income$25,485,000250
Gross Fiduciary activities income$7,797,00092
Service charges on deposit accounts$2,516,000460
Trading account gains and fees$0145
Additional Noninterest Income$15,172,000261
Total noninterest expense$58,398,000278
Salaries and employee benefits$37,542,000188
Premises and equipment expense$5,325,000372
Additional noninterest expense$15,531,000374
Pre-tax net operating income$29,923,000225
Securities gains (losses)$-28,0007,088
Applicable income taxes$10,943,000200
Income before extraordinary items$18,952,000258
Extraordinary gains, net$021
Net income$18,952,000259
Minority interest net income$087
Net income of bank and minority interests.$18,952,000259
Net charge-offs$994,0001,898
Cash dividends$10,000,000151
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$18,969,920252
2011-06-30 (YTD Data)Rank
Total interest income$51,284,000286
Total interest expense$9,660,000318
Net interest income$41,624,000282
Provision for loan and lease losses$06,217
Total noninterest income$15,672,000265
Gross Fiduciary activities income$5,346,00092
Service charges on deposit accounts$1,606,000475
Trading account gains and fees$0153
Additional Noninterest Income$8,720,000297
Total noninterest expense$37,996,000289
Salaries and employee benefits$24,163,000199
Premises and equipment expense$3,561,000373
Additional noninterest expense$10,272,000382
Pre-tax net operating income$19,300,000228
Securities gains (losses)$-21,0007,135
Applicable income taxes$7,045,000193
Income before extraordinary items$12,234,000255
Extraordinary gains, net$015
Net income$12,234,000255
Minority interest net income$089
Net income of bank and minority interests.$12,234,000255
Net charge-offs$591,0001,966
Cash dividends$10,000,000100
Sale, conversion, retirement of capital stock, net$0986
Net operating income$12,247,440248
2011-03-31 (YTD Data)Rank
Total interest income$25,447,000292
Total interest expense$4,986,000317
Net interest income$20,461,000285
Provision for loan and lease losses$05,840
Total noninterest income$7,222,000283
Gross Fiduciary activities income$2,633,00092
Service charges on deposit accounts$763,000490
Trading account gains and fees$0158
Additional Noninterest Income$3,826,000319
Total noninterest expense$18,759,000289
Salaries and employee benefits$11,761,000204
Premises and equipment expense$1,824,000370
Additional noninterest expense$5,174,000376
Pre-tax net operating income$8,924,000234
Securities gains (losses)$-9,0007,160
Applicable income taxes$3,242,000199
Income before extraordinary items$5,673,000269
Extraordinary gains, net$09
Net income$5,673,000267
Minority interest net income$086
Net income of bank and minority interests.$5,673,000269
Net charge-offs$430,0001,460
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$5,678,760261
2010-12-31 (YTD Data)Rank
Total interest income$103,182,000301
Total interest expense$22,953,000333
Net interest income$80,229,000288
Provision for loan and lease losses$14,400,000495
Total noninterest income$17,751,000428
Gross Fiduciary activities income$9,151,00096
Service charges on deposit accounts$3,578,000429
Trading account gains and fees$0175
Additional Noninterest Income$5,022,000742
Total noninterest expense$55,861,000388
Salaries and employee benefits$33,119,000298
Premises and equipment expense$5,392,000483
Additional noninterest expense$17,350,000462
Pre-tax net operating income$27,719,000235
Securities gains (losses)$3,0003,556
Applicable income taxes$10,127,000223
Income before extraordinary items$17,595,000279
Extraordinary gains, net$029
Net income$17,595,000279
Minority interest net income$0111
Net income of bank and minority interests.$17,595,000280
Net charge-offs$11,070,000558
Cash dividends$8,000,000209
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$17,593,080268
2010-09-30 (YTD Data)Rank
Total interest income$77,404,000307
Total interest expense$17,579,000342
Net interest income$59,825,000288
Provision for loan and lease losses$9,900,000501
Total noninterest income$12,670,000429
Gross Fiduciary activities income$6,798,00094
Service charges on deposit accounts$2,703,000420
Trading account gains and fees$0165
Additional Noninterest Income$3,169,000795
Total noninterest expense$41,526,000383
Salaries and employee benefits$24,861,000292
Premises and equipment expense$3,937,000491
Additional noninterest expense$12,728,000447
Pre-tax net operating income$21,069,000234
Securities gains (losses)$3,0003,393
Applicable income taxes$7,760,000209
Income before extraordinary items$13,312,000278
Extraordinary gains, net$023
Net income$13,312,000280
Minority interest net income$0110
Net income of bank and minority interests.$13,312,000280
Net charge-offs$5,926,000690
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$13,310,080264
2010-06-30 (YTD Data)Rank
Total interest income$51,508,000308
Total interest expense$12,043,000347
Net interest income$39,465,000290
Provision for loan and lease losses$8,450,000408
Total noninterest income$8,703,000412
Gross Fiduciary activities income$4,603,00095
Service charges on deposit accounts$1,782,000428
Trading account gains and fees$0152
Additional Noninterest Income$2,318,000713
Total noninterest expense$27,773,000385
Salaries and employee benefits$16,642,000289
Premises and equipment expense$2,638,000488
Additional noninterest expense$8,493,000443
Pre-tax net operating income$11,945,000253
Securities gains (losses)$1,0003,060
Applicable income taxes$4,398,000222
Income before extraordinary items$7,548,000296
Extraordinary gains, net$019
Net income$7,548,000295
Minority interest net income$0105
Net income of bank and minority interests.$7,548,000296
Net charge-offs$4,705,000600
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,547,360292
2010-03-31 (YTD Data)Rank
Total interest income$25,874,000316
Total interest expense$6,208,000358
Net interest income$19,666,000300
Provision for loan and lease losses$5,450,000353
Total noninterest income$3,978,000437
Gross Fiduciary activities income$2,292,00097
Service charges on deposit accounts$854,000441
Trading account gains and fees$0175
Additional Noninterest Income$832,000913
Total noninterest expense$13,611,000394
Salaries and employee benefits$8,432,000292
Premises and equipment expense$1,341,000496
Additional noninterest expense$3,838,000480
Pre-tax net operating income$4,583,000301
Securities gains (losses)$1,0002,151
Applicable income taxes$1,671,000263
Income before extraordinary items$2,913,000373
Extraordinary gains, net$016
Net income$2,913,000375
Minority interest net income$091
Net income of bank and minority interests.$2,913,000375
Net charge-offs$2,787,000510
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,912,360362
2009-12-31 (YTD Data)Rank
Total interest income$104,597,000326
Total interest expense$30,630,000362
Net interest income$73,967,000308
Provision for loan and lease losses$14,250,000636
Total noninterest income$15,482,000460
Gross Fiduciary activities income$7,657,000105
Service charges on deposit accounts$3,710,000445
Trading account gains and fees$0211
Additional Noninterest Income$4,115,000830
Total noninterest expense$55,530,000409
Salaries and employee benefits$30,731,000323
Premises and equipment expense$5,676,000467
Additional noninterest expense$19,123,000449
Pre-tax net operating income$19,669,000223
Securities gains (losses)$51,0002,606
Applicable income taxes$7,305,000210
Income before extraordinary items$12,415,000265
Extraordinary gains, net$034
Net income$12,415,000266
Minority interest net income$0115
Net income of bank and minority interests.$12,415,000266
Net charge-offs$15,682,000482
Cash dividends$10,000,000182
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$12,382,360268
2009-09-30 (YTD Data)Rank
Total interest income$78,171,000339
Total interest expense$23,399,000384
Net interest income$54,772,000319
Provision for loan and lease losses$10,500,000601
Total noninterest income$13,705,000423
Gross Fiduciary activities income$5,696,000105
Service charges on deposit accounts$2,761,000450
Trading account gains and fees$0212
Additional Noninterest Income$5,248,000565
Total noninterest expense$42,720,000399
Salaries and employee benefits$24,129,000304
Premises and equipment expense$4,257,000483
Additional noninterest expense$14,334,000430
Pre-tax net operating income$15,257,000226
Securities gains (losses)$48,0002,327
Applicable income taxes$5,722,000206
Income before extraordinary items$9,583,000268
Extraordinary gains, net$027
Net income$9,583,000267
Minority interest net income$0118
Net income of bank and minority interests.$9,583,000268
Net charge-offs$8,916,000551
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,552,280262
2009-06-30 (YTD Data)Rank
Total interest income$51,548,000351
Total interest expense$15,756,000406
Net interest income$35,792,000329
Provision for loan and lease losses$7,000,000591
Total noninterest income$8,877,000431
Gross Fiduciary activities income$3,620,000109
Service charges on deposit accounts$1,830,000455
Trading account gains and fees$0193
Additional Noninterest Income$3,427,000581
Total noninterest expense$28,389,000409
Salaries and employee benefits$16,137,000310
Premises and equipment expense$2,868,000481
Additional noninterest expense$9,384,000445
Pre-tax net operating income$9,280,000240
Securities gains (losses)$47,0001,942
Applicable income taxes$3,498,000228
Income before extraordinary items$5,829,000307
Extraordinary gains, net$021
Net income$5,829,000304
Minority interest net income$0112
Net income of bank and minority interests.$5,829,000306
Net charge-offs$5,787,000531
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,798,920293
2009-03-31 (YTD Data)Rank
Total interest income$25,774,000356
Total interest expense$7,978,000415
Net interest income$17,796,000323
Provision for loan and lease losses$3,000,000564
Total noninterest income$3,987,000439
Gross Fiduciary activities income$1,761,000111
Service charges on deposit accounts$757,000531
Trading account gains and fees$0171
Additional Noninterest Income$1,469,000636
Total noninterest expense$13,659,000395
Salaries and employee benefits$8,267,000305
Premises and equipment expense$1,774,000398
Additional noninterest expense$3,618,000477
Pre-tax net operating income$5,124,000246
Securities gains (losses)$17,0001,747
Applicable income taxes$1,940,000219
Income before extraordinary items$3,201,000309
Extraordinary gains, net$015
Net income$3,201,000310
Minority interest net income$0102
Net income of bank and minority interests.$3,201,000311
Net charge-offs$1,336,000799
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,190,120288
2008-12-31 (YTD Data)Rank
Total interest income$109,073,000364
Total interest expense$44,767,000358
Net interest income$64,306,000360
Provision for loan and lease losses$12,500,000509
Total noninterest income$15,838,000424
Gross Fiduciary activities income$8,191,000113
Service charges on deposit accounts$3,111,000554
Trading account gains and fees$0154
Additional Noninterest Income$4,536,000710
Total noninterest expense$52,229,000420
Salaries and employee benefits$31,553,000309
Premises and equipment expense$6,731,000411
Additional noninterest expense$13,945,000505
Pre-tax net operating income$15,415,000356
Securities gains (losses)$86,0001,243
Applicable income taxes$5,667,000290
Income before extraordinary items$9,834,000390
Extraordinary gains, net$039
Net income$9,834,000390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,669,000549
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,778,960415
2008-09-30 (YTD Data)Rank
Total interest income$82,510,000374
Total interest expense$35,104,000361
Net interest income$47,406,000381
Provision for loan and lease losses$4,500,000688
Total noninterest income$12,244,000436
Gross Fiduciary activities income$6,368,000114
Service charges on deposit accounts$2,376,000551
Trading account gains and fees$0148
Additional Noninterest Income$3,500,000740
Total noninterest expense$39,356,000410
Salaries and employee benefits$24,191,000310
Premises and equipment expense$4,964,000425
Additional noninterest expense$10,201,000481
Pre-tax net operating income$15,794,000334
Securities gains (losses)$84,0001,074
Applicable income taxes$6,011,000272
Income before extraordinary items$9,867,000375
Extraordinary gains, net$031
Net income$9,867,000374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,287,000605
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,813,240394
2008-06-30 (YTD Data)Rank
Total interest income$55,107,000382
Total interest expense$24,339,000364
Net interest income$30,768,000389
Provision for loan and lease losses$2,000,000792
Total noninterest income$8,069,000458
Gross Fiduciary activities income$4,252,000117
Service charges on deposit accounts$2,058,000416
Trading account gains and fees$0149
Additional Noninterest Income$1,759,000925
Total noninterest expense$26,240,000403
Salaries and employee benefits$16,124,000317
Premises and equipment expense$3,350,000422
Additional noninterest expense$6,766,000474
Pre-tax net operating income$10,597,000352
Securities gains (losses)$84,0001,092
Applicable income taxes$4,016,000307
Income before extraordinary items$6,665,000417
Extraordinary gains, net$021
Net income$6,665,000416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$517,0001,282
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,611,240411
2008-03-31 (YTD Data)Rank
Total interest income$28,217,000385
Total interest expense$13,241,000364
Net interest income$14,976,000402
Provision for loan and lease losses$750,000753
Total noninterest income$3,808,000481
Gross Fiduciary activities income$2,090,000118
Service charges on deposit accounts$964,000441
Trading account gains and fees$0158
Additional Noninterest Income$754,0001,043
Total noninterest expense$12,832,000412
Salaries and employee benefits$7,974,000331
Premises and equipment expense$1,870,000384
Additional noninterest expense$2,988,000507
Pre-tax net operating income$5,202,000389
Securities gains (losses)$31,0001,352
Applicable income taxes$1,982,000344
Income before extraordinary items$3,251,000461
Extraordinary gains, net$015
Net income$3,251,000462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,000958
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,231,160446
2007-12-31 (YTD Data)Rank
Total interest income$113,478,000393
Total interest expense$58,446,000362
Net interest income$55,032,000426
Provision for loan and lease losses$2,200,000779
Total noninterest income$14,722,000464
Gross Fiduciary activities income$8,192,000118
Service charges on deposit accounts$3,513,000494
Trading account gains and fees$0178
Additional Noninterest Income$3,017,0001,014
Total noninterest expense$46,055,000439
Salaries and employee benefits$29,070,000344
Premises and equipment expense$6,130,000435
Additional noninterest expense$10,855,000546
Pre-tax net operating income$21,499,000439
Securities gains (losses)$23,0001,062
Applicable income taxes$8,122,000380
Income before extraordinary items$13,400,000494
Extraordinary gains, net$039
Net income$13,400,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,190,000306
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$13,385,280490
2007-09-30 (YTD Data)Rank
Total interest income$84,228,000400
Total interest expense$43,957,000364
Net interest income$40,271,000433
Provision for loan and lease losses$1,600,000620
Total noninterest income$10,789,000480
Gross Fiduciary activities income$6,088,000117
Service charges on deposit accounts$2,521,000505
Trading account gains and fees$0184
Additional Noninterest Income$2,180,0001,037
Total noninterest expense$33,737,000435
Salaries and employee benefits$21,297,000358
Premises and equipment expense$4,440,000453
Additional noninterest expense$8,000,000535
Pre-tax net operating income$15,723,000478
Securities gains (losses)$23,000791
Applicable income taxes$5,940,000416
Income before extraordinary items$9,806,000540
Extraordinary gains, net$033
Net income$9,806,000538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,385,000218
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,791,280540
2007-06-30 (YTD Data)Rank
Total interest income$55,326,000415
Total interest expense$28,926,000376
Net interest income$26,400,000453
Provision for loan and lease losses$1,200,000506
Total noninterest income$7,089,000500
Gross Fiduciary activities income$4,005,000122
Service charges on deposit accounts$1,607,000541
Trading account gains and fees$0168
Additional Noninterest Income$1,477,0001,058
Total noninterest expense$22,292,000453
Salaries and employee benefits$14,166,000368
Premises and equipment expense$2,919,000474
Additional noninterest expense$5,207,000559
Pre-tax net operating income$9,997,000529
Securities gains (losses)$14,000780
Applicable income taxes$3,773,000470
Income before extraordinary items$6,238,000595
Extraordinary gains, net$029
Net income$6,238,000594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,334,000158
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,229,040585
2007-03-31 (YTD Data)Rank
Total interest income$26,848,000424
Total interest expense$14,024,000384
Net interest income$12,824,000463
Provision for loan and lease losses$600,000449
Total noninterest income$3,271,000519
Gross Fiduciary activities income$1,902,000123
Service charges on deposit accounts$750,000557
Trading account gains and fees$0195
Additional Noninterest Income$619,0001,166
Total noninterest expense$10,758,000462
Salaries and employee benefits$6,833,000384
Premises and equipment expense$1,541,000448
Additional noninterest expense$2,384,000591
Pre-tax net operating income$4,737,000542
Securities gains (losses)$14,000632
Applicable income taxes$1,789,000482
Income before extraordinary items$2,962,000621
Extraordinary gains, net$022
Net income$2,962,000620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,293,00099
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,953,040611
2006-12-31 (YTD Data)Rank
Total interest income$101,199,000413
Total interest expense$48,790,000378
Net interest income$52,409,000438
Provision for loan and lease losses$4,283,000282
Total noninterest income$12,742,000517
Gross Fiduciary activities income$7,142,000124
Service charges on deposit accounts$3,077,000555
Trading account gains and fees$0130
Additional Noninterest Income$2,523,0001,129
Total noninterest expense$39,452,000480
Salaries and employee benefits$25,335,000390
Premises and equipment expense$5,714,000450
Additional noninterest expense$8,403,000647
Pre-tax net operating income$21,416,000511
Securities gains (losses)$3,0001,365
Applicable income taxes$8,147,000452
Income before extraordinary items$13,272,000576
Extraordinary gains, net$051
Net income$13,272,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$554,0001,085
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$13,270,080569
2006-09-30 (YTD Data)Rank
Total interest income$73,911,000430
Total interest expense$34,968,000394
Net interest income$38,943,000461
Provision for loan and lease losses$1,383,000566
Total noninterest income$9,568,000530
Gross Fiduciary activities income$5,269,000131
Service charges on deposit accounts$2,471,000520
Trading account gains and fees$0126
Additional Noninterest Income$1,828,0001,175
Total noninterest expense$28,999,000504
Salaries and employee benefits$18,651,000406
Premises and equipment expense$3,705,000524
Additional noninterest expense$6,643,000633
Pre-tax net operating income$18,129,000491
Securities gains (losses)$2,0001,183
Applicable income taxes$6,928,000442
Income before extraordinary items$11,203,000551
Extraordinary gains, net$045
Net income$11,203,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,000740
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$11,201,720538
2006-06-30 (YTD Data)Rank
Total interest income$47,196,000437
Total interest expense$21,714,000398
Net interest income$25,482,000467
Provision for loan and lease losses$783,000657
Total noninterest income$6,306,000540
Gross Fiduciary activities income$3,566,000135
Service charges on deposit accounts$1,612,000530
Trading account gains and fees$0126
Additional Noninterest Income$1,128,0001,251
Total noninterest expense$19,177,000513
Salaries and employee benefits$12,311,000419
Premises and equipment expense$2,495,000518
Additional noninterest expense$4,371,000644
Pre-tax net operating income$11,828,000498
Securities gains (losses)$3,000925
Applicable income taxes$4,512,000445
Income before extraordinary items$7,319,000560
Extraordinary gains, net$039
Net income$7,319,000558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,000646
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,317,080545
2006-03-31 (YTD Data)Rank
Total interest income$22,546,000447
Total interest expense$10,172,000405
Net interest income$12,374,000474
Provision for loan and lease losses$283,000843
Total noninterest income$2,967,000553
Gross Fiduciary activities income$1,774,000131
Service charges on deposit accounts$758,000543
Trading account gains and fees$0115
Additional Noninterest Income$435,0001,484
Total noninterest expense$9,416,000512
Salaries and employee benefits$6,095,000420
Premises and equipment expense$1,191,000532
Additional noninterest expense$2,130,000654
Pre-tax net operating income$5,642,000508
Securities gains (losses)$0955
Applicable income taxes$2,158,000456
Income before extraordinary items$3,484,000579
Extraordinary gains, net$021
Net income$3,484,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,000357
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,484,000567
2005-12-31 (YTD Data)Rank
Total interest income$76,615,000461
Total interest expense$30,262,000406
Net interest income$46,353,000481
Provision for loan and lease losses$2,175,000495
Total noninterest income$11,642,000559
Gross Fiduciary activities income$5,984,000142
Service charges on deposit accounts$2,990,000563
Trading account gains and fees$0138
Additional Noninterest Income$2,668,0001,106
Total noninterest expense$34,372,000530
Salaries and employee benefits$21,564,000439
Premises and equipment expense$4,285,000570
Additional noninterest expense$8,523,000643
Pre-tax net operating income$21,448,000506
Securities gains (losses)$2,0001,993
Applicable income taxes$8,584,000436
Income before extraordinary items$12,866,000583
Extraordinary gains, net$046
Net income$12,866,000584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,579
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$12,864,720573
2005-09-30 (YTD Data)Rank
Total interest income$54,527,000468
Total interest expense$20,811,000416
Net interest income$33,716,000486
Provision for loan and lease losses$1,575,000483
Total noninterest income$8,569,000571
Gross Fiduciary activities income$4,358,000143
Service charges on deposit accounts$2,211,000571
Trading account gains and fees$0126
Additional Noninterest Income$2,000,0001,119
Total noninterest expense$25,533,000532
Salaries and employee benefits$16,047,000441
Premises and equipment expense$3,109,000584
Additional noninterest expense$6,377,000641
Pre-tax net operating income$15,177,000532
Securities gains (losses)$2,0002,008
Applicable income taxes$6,189,000453
Income before extraordinary items$8,990,000620
Extraordinary gains, net$035
Net income$8,990,000620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,828
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,988,720603
2005-06-30 (YTD Data)Rank
Total interest income$34,195,000479
Total interest expense$12,417,000428
Net interest income$21,778,000498
Provision for loan and lease losses$975,000526
Total noninterest income$5,336,000598
Gross Fiduciary activities income$2,847,000147
Service charges on deposit accounts$1,284,000650
Trading account gains and fees$0116
Additional Noninterest Income$1,205,0001,176
Total noninterest expense$16,875,000537
Salaries and employee benefits$10,496,000445
Premises and equipment expense$2,080,000572
Additional noninterest expense$4,299,000626
Pre-tax net operating income$9,264,000560
Securities gains (losses)$1,0001,973
Applicable income taxes$3,937,000464
Income before extraordinary items$5,328,000674
Extraordinary gains, net$030
Net income$5,328,000674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,191
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,327,360656
2005-03-31 (YTD Data)Rank
Total interest income$16,219,000492
Total interest expense$5,683,000442
Net interest income$10,536,000507
Provision for loan and lease losses$375,000622
Total noninterest income$2,470,000617
Gross Fiduciary activities income$1,423,000149
Service charges on deposit accounts$565,000722
Trading account gains and fees$0115
Additional Noninterest Income$482,0001,359
Total noninterest expense$7,630,000574
Salaries and employee benefits$5,107,000451
Premises and equipment expense$1,014,000585
Additional noninterest expense$1,509,000829
Pre-tax net operating income$5,001,000513
Securities gains (losses)$01,685
Applicable income taxes$1,907,000477
Income before extraordinary items$3,094,000594
Extraordinary gains, net$024
Net income$3,094,000594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,365
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,094,000577
2004-12-31 (YTD Data)Rank
Total interest income$56,266,000523
Total interest expense$17,324,000486
Net interest income$38,942,000528
Provision for loan and lease losses$2,100,000514
Total noninterest income$9,821,000615
Gross Fiduciary activities income$5,129,000152
Service charges on deposit accounts$2,279,000770
Trading account gains and fees$0138
Additional Noninterest Income$2,413,0001,154
Total noninterest expense$29,012,000583
Salaries and employee benefits$19,068,000471
Premises and equipment expense$4,162,000546
Additional noninterest expense$5,782,000864
Pre-tax net operating income$17,651,000546
Securities gains (losses)$52,0001,708
Applicable income taxes$6,679,000490
Income before extraordinary items$11,024,000618
Extraordinary gains, net$034
Net income$11,024,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,0008,727
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,990,720596
2004-09-30 (YTD Data)Rank
Total interest income$40,707,000534
Total interest expense$12,226,000502
Net interest income$28,481,000536
Provision for loan and lease losses$1,400,000560
Total noninterest income$7,415,000621
Gross Fiduciary activities income$3,875,000149
Service charges on deposit accounts$1,700,000783
Trading account gains and fees$0134
Additional Noninterest Income$1,840,0001,156
Total noninterest expense$21,549,000593
Salaries and employee benefits$14,196,000473
Premises and equipment expense$3,098,000554
Additional noninterest expense$4,255,000870
Pre-tax net operating income$12,947,000552
Securities gains (losses)$51,0001,641
Applicable income taxes$4,901,000491
Income before extraordinary items$8,097,000634
Extraordinary gains, net$026
Net income$8,097,000635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-136,0008,855
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,064,360605
2004-06-30 (YTD Data)Rank
Total interest income$26,250,000539
Total interest expense$7,772,000511
Net interest income$18,478,000546
Provision for loan and lease losses$800,000638
Total noninterest income$4,966,000621
Gross Fiduciary activities income$2,703,000149
Service charges on deposit accounts$1,100,000793
Trading account gains and fees$0130
Additional Noninterest Income$1,163,0001,194
Total noninterest expense$14,168,000597
Salaries and employee benefits$9,322,000480
Premises and equipment expense$2,078,000547
Additional noninterest expense$2,768,000903
Pre-tax net operating income$8,476,000553
Securities gains (losses)$29,0001,812
Applicable income taxes$3,211,000502
Income before extraordinary items$5,294,000636
Extraordinary gains, net$021
Net income$5,294,000636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-166,0008,965
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,275,440607
2004-03-31 (YTD Data)Rank
Total interest income$12,949,000551
Total interest expense$3,808,000533
Net interest income$9,141,000552
Provision for loan and lease losses$200,0001,147
Total noninterest income$2,371,000639
Gross Fiduciary activities income$1,337,000149
Service charges on deposit accounts$543,000779
Trading account gains and fees$0121
Additional Noninterest Income$491,0001,314
Total noninterest expense$7,070,000604
Salaries and employee benefits$4,691,000482
Premises and equipment expense$1,049,000552
Additional noninterest expense$1,330,000932
Pre-tax net operating income$4,242,000552
Securities gains (losses)$19,0001,734
Applicable income taxes$1,613,000506
Income before extraordinary items$2,648,000636
Extraordinary gains, net$016
Net income$2,648,000635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-398,0009,088
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,635,840595
2003-12-31 (YTD Data)Rank
Total interest income$50,443,000564
Total interest expense$15,240,000587
Net interest income$35,203,000550
Provision for loan and lease losses$2,070,000632
Total noninterest income$6,866,000874
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,945,000882
Trading account gains and fees$0160
Additional Noninterest Income$4,921,000774
Total noninterest expense$23,546,000689
Salaries and employee benefits$15,340,000571
Premises and equipment expense$3,368,000684
Additional noninterest expense$4,838,0001,054
Pre-tax net operating income$16,453,000551
Securities gains (losses)$18,0003,281
Applicable income taxes$6,215,000527
Income before extraordinary items$10,256,000646
Extraordinary gains, net$054
Net income$10,256,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$855,0001,034
Cash dividends$5,099,000614
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,244,480603
2003-09-30 (YTD Data)Rank
Total interest income$37,504,000581
Total interest expense$11,437,000618
Net interest income$26,067,000564
Provision for loan and lease losses$1,870,000548
Total noninterest income$5,736,000830
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,462,000883
Trading account gains and fees$0153
Additional Noninterest Income$4,274,000716
Total noninterest expense$17,571,000713
Salaries and employee benefits$11,731,000568
Premises and equipment expense$2,489,000710
Additional noninterest expense$3,351,0001,134
Pre-tax net operating income$12,362,000565
Securities gains (losses)$16,0003,083
Applicable income taxes$4,666,000539
Income before extraordinary items$7,712,000668
Extraordinary gains, net$040
Net income$7,712,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$756,000841
Cash dividends$5,098,000472
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,701,760626
2003-06-30 (YTD Data)Rank
Total interest income$18,578,000790
Total interest expense$5,592,000860
Net interest income$12,986,000734
Provision for loan and lease losses$1,075,000608
Total noninterest income$3,230,000946
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$688,0001,254
Trading account gains and fees$0150
Additional Noninterest Income$2,542,000776
Total noninterest expense$8,775,000928
Salaries and employee benefits$6,110,000712
Premises and equipment expense$1,241,000921
Additional noninterest expense$1,424,0001,695
Pre-tax net operating income$6,366,000713
Securities gains (losses)$16,0002,719
Applicable income taxes$2,366,000681
Income before extraordinary items$4,016,000840
Extraordinary gains, net$030
Net income$4,016,000841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$696,000666
Cash dividends$3,000,000508
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,005,760779
2003-03-31 (YTD Data)Rank
Total interest income$9,216,000809
Total interest expense$2,892,000855
Net interest income$6,324,000754
Provision for loan and lease losses$350,000821
Total noninterest income$1,501,000970
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$331,0001,270
Trading account gains and fees$0134
Additional Noninterest Income$1,170,000798
Total noninterest expense$4,277,000952
Salaries and employee benefits$2,936,000741
Premises and equipment expense$606,000951
Additional noninterest expense$735,0001,604
Pre-tax net operating income$3,198,000715
Securities gains (losses)$11,0002,147
Applicable income taxes$1,188,000683
Income before extraordinary items$2,021,000837
Extraordinary gains, net$021
Net income$2,021,000836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,000562
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,013,960770
2002-12-31 (YTD Data)Rank
Total interest income$38,265,000785
Total interest expense$13,810,000816
Net interest income$24,455,000774
Provision for loan and lease losses$1,475,000960
Total noninterest income$4,449,0001,161
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,179,0001,373
Trading account gains and fees$0153
Additional Noninterest Income$3,270,000945
Total noninterest expense$16,028,000980
Salaries and employee benefits$10,936,000740
Premises and equipment expense$2,261,000965
Additional noninterest expense$2,831,0001,657
Pre-tax net operating income$11,401,000763
Securities gains (losses)$12,0003,495
Applicable income taxes$4,205,000697
Income before extraordinary items$7,208,000870
Extraordinary gains, net$070
Net income$7,208,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,374
Cash dividends$2,200,0001,210
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,200,320840
2001-12-31 (YTD Data)Rank
Total interest income$38,272,000894
Total interest expense$18,280,000901
Net interest income$19,992,000880
Provision for loan and lease losses$1,125,0001,141
Total noninterest income$3,757,0001,248
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$965,0001,533
Trading account gains and fees$0177
Additional Noninterest Income$2,792,000998
Total noninterest expense$13,875,0001,067
Salaries and employee benefits$8,969,000824
Premises and equipment expense$1,790,0001,187
Additional noninterest expense$3,116,0001,496
Pre-tax net operating income$8,749,000866
Securities gains (losses)$04,612
Applicable income taxes$3,113,000818
Income before extraordinary items$5,636,000975
Extraordinary gains, net$0105
Net income$5,636,000976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,0001,168
Cash dividends$1,525,0001,636
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,636,000936
2000-12-31 (YTD Data)Rank
Total interest income$35,420,0001,004
Total interest expense$17,928,000989
Net interest income$17,492,000993
Provision for loan and lease losses$610,0001,582
Total noninterest income$2,632,0001,514
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$999,0001,364
Trading account gains and fees$0180
Additional Noninterest Income$1,633,0001,292
Total noninterest expense$12,014,0001,160
Salaries and employee benefits$7,681,000913
Premises and equipment expense$1,689,0001,197
Additional noninterest expense$2,644,0001,679
Pre-tax net operating income$7,500,0001,012
Securities gains (losses)$01,956
Applicable income taxes$2,640,000922
Income before extraordinary items$4,860,0001,092
Extraordinary gains, net$038
Net income$4,860,0001,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0009,537
Cash dividends$1,700,0001,519
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,860,0001,093
1999-12-31 (YTD Data)Rank
Total interest income$29,383,0001,115
Total interest expense$13,492,0001,131
Net interest income$15,891,0001,105
Provision for loan and lease losses$1,075,000914
Total noninterest income$2,883,0001,398
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$929,0001,399
Trading account gains and fees$0173
Additional Noninterest Income$1,954,0001,177
Total noninterest expense$11,137,0001,240
Salaries and employee benefits$7,353,000934
Premises and equipment expense$1,427,0001,433
Additional noninterest expense$2,357,0001,854
Pre-tax net operating income$6,562,0001,175
Securities gains (losses)$03,155
Applicable income taxes$2,364,0001,071
Income before extraordinary items$4,198,0001,290
Extraordinary gains, net$035
Net income$4,198,0001,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,895
Cash dividends$1,600,0001,596
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,198,0001,269
1998-12-31 (YTD Data)Rank
Total interest income$26,834,0001,207
Total interest expense$12,476,0001,251
Net interest income$14,358,0001,184
Provision for loan and lease losses$500,0001,714
Total noninterest income$3,152,0001,306
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$842,0001,495
Trading account gains and fees$0224
Additional Noninterest Income$2,310,0001,065
Total noninterest expense$10,002,0001,316
Salaries and employee benefits$6,536,0001,002
Premises and equipment expense$1,274,0001,538
Additional noninterest expense$2,192,0001,930
Pre-tax net operating income$7,008,0001,078
Securities gains (losses)$04,449
Applicable income taxes$2,530,0001,009
Income before extraordinary items$4,478,0001,194
Extraordinary gains, net$032
Net income$4,478,0001,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,165
Cash dividends$1,500,0001,647
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,478,0001,160
1997-12-31 (YTD Data)Rank
Total interest income$24,693,0001,343
Total interest expense$11,677,0001,353
Net interest income$13,016,0001,336
Provision for loan and lease losses$410,0002,057
Total noninterest income$1,992,0001,773
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$683,0001,914
Trading account gains and fees$0239
Additional Noninterest Income$1,309,0001,460
Total noninterest expense$8,590,0001,530
Salaries and employee benefits$5,570,0001,179
Premises and equipment expense$1,203,0001,631
Additional noninterest expense$1,817,0002,295
Pre-tax net operating income$6,008,0001,298
Securities gains (losses)$03,944
Applicable income taxes$2,156,0001,237
Income before extraordinary items$3,852,0001,417
Extraordinary gains, net$044
Net income$3,852,0001,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-118,00010,741
Cash dividends$613,0003,022
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,852,0001,383
1996-12-31 (YTD Data)Rank
Total interest income$21,259,0001,582
Total interest expense$9,995,0001,592
Net interest income$11,264,0001,580
Provision for loan and lease losses$381,0002,168
Total noninterest income$1,903,0001,916
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$708,0001,916
Trading account gains and fees$0262
Additional Noninterest Income$1,195,0001,604
Total noninterest expense$7,901,0001,795
Salaries and employee benefits$5,139,0001,303
Premises and equipment expense$1,048,0001,917
Additional noninterest expense$1,714,0002,798
Pre-tax net operating income$4,885,0001,481
Securities gains (losses)$-21,00010,654
Applicable income taxes$1,725,0001,408
Income before extraordinary items$3,139,0001,587
Extraordinary gains, net$053
Net income$3,139,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,0001,584
Cash dividends$405,0003,841
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,152,6501,544
1995-12-31 (YTD Data)Rank
Total interest income$18,572,0001,822
Total interest expense$8,870,0001,790
Net interest income$9,702,0001,837
Provision for loan and lease losses$565,0001,433
Total noninterest income$1,655,0002,133
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$645,0002,105
Trading account gains and fees$0522
Additional Noninterest Income$1,010,0001,788
Total noninterest expense$7,366,0001,893
Salaries and employee benefits$4,578,0001,447
Premises and equipment expense$1,148,0001,758
Additional noninterest expense$1,640,0002,829
Pre-tax net operating income$3,426,0002,146
Securities gains (losses)$-4,0009,551
Applicable income taxes$1,215,0002,006
Income before extraordinary items$2,207,0002,287
Extraordinary gains, net$065
Net income$2,207,0002,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,209,5602,256
1994-12-31 (YTD Data)Rank
Total interest income$14,221,0002,153
Total interest expense$5,931,0002,105
Net interest income$8,290,0002,183
Provision for loan and lease losses$432,0001,716
Total noninterest income$1,629,0002,149
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$626,0002,165
Trading account gains and fees$0475
Additional Noninterest Income$1,003,0001,832
Total noninterest expense$6,821,0002,089
Salaries and employee benefits$4,172,0001,599
Premises and equipment expense$1,115,0001,836
Additional noninterest expense$1,534,0003,229
Pre-tax net operating income$2,666,0002,665
Securities gains (losses)$-1,0008,790
Applicable income taxes$912,0002,442
Income before extraordinary items$1,753,0002,757
Extraordinary gains, net$0249
Net income$1,753,0002,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,455
Cash dividends$210,0005,320
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,753,6602,778
1993-12-31 (YTD Data)Rank
Total interest income$11,593,0002,673
Total interest expense$4,879,0002,630
Net interest income$6,714,0002,685
Provision for loan and lease losses$010,371
Total noninterest income$2,399,0001,731
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$620,0002,207
Trading account gains and fees$0532
Additional Noninterest Income$1,779,0001,365
Total noninterest expense$6,163,0002,332
Salaries and employee benefits$3,598,0001,863
Premises and equipment expense$986,0002,081
Additional noninterest expense$1,575,0003,358
Pre-tax net operating income$2,950,0002,322
Securities gains (losses)$07,477
Applicable income taxes$1,026,0002,189
Income before extraordinary items$1,928,0002,609
Extraordinary gains, net$03,149
Net income$1,928,0002,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0008,052
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,928,0002,454
1992-12-31 (YTD Data)Rank
Total interest income$11,891,0002,950
Total interest expense$5,246,0003,165
Net interest income$6,645,0002,759
Provision for loan and lease losses$173,0005,708
Total noninterest income$766,0004,092
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$552,0002,496
Trading account gains and fees$0504
Additional Noninterest Income$214,0005,441
Total noninterest expense$5,100,0002,810
Salaries and employee benefits$2,801,0002,318
Premises and equipment expense$873,0002,362
Additional noninterest expense$1,426,0003,742
Pre-tax net operating income$2,138,0002,916
Securities gains (losses)$155,0002,378
Applicable income taxes$770,0002,710
Income before extraordinary items$1,523,0003,035
Extraordinary gains, net$01,422
Net income$1,523,0003,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,00013,369
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,420,7003,004

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.