Home > Belk National Bank > Income and Expense

Belk National Bank, Income and Expense

2005-12-31 (YTD Data)Rank
Total interest income$113,0008,791
Total interest expense$27,0008,731
Net interest income$86,0008,793
Provision for loan and lease losses$07,120
Total noninterest income$660,0004,554
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$660,0002,876
Total noninterest expense$295,0008,755
Salaries and employee benefits$117,0008,776
Premises and equipment expense$08,806
Additional noninterest expense$178,0008,355
Pre-tax net operating income$451,0006,888
Securities gains (losses)$02,296
Applicable income taxes$170,0004,867
Income before extraordinary items$281,0007,257
Extraordinary gains, net$046
Net income$281,0007,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$281,0007,246
2005-09-30 (YTD Data)Rank
Total interest income$77,0008,823
Total interest expense$19,0008,765
Net interest income$58,0008,824
Provision for loan and lease losses$06,899
Total noninterest income$440,0004,871
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$440,0003,107
Total noninterest expense$238,0008,753
Salaries and employee benefits$84,0008,799
Premises and equipment expense$08,827
Additional noninterest expense$154,0008,191
Pre-tax net operating income$260,0007,376
Securities gains (losses)$02,317
Applicable income taxes$98,0005,267
Income before extraordinary items$162,0007,650
Extraordinary gains, net$035
Net income$162,0007,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$162,0007,618
2005-06-30 (YTD Data)Rank
Total interest income$46,0008,844
Total interest expense$11,0008,790
Net interest income$35,0008,846
Provision for loan and lease losses$06,626
Total noninterest income$293,0004,852
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$293,0003,100
Total noninterest expense$161,0008,764
Salaries and employee benefits$57,0008,814
Premises and equipment expense$08,833
Additional noninterest expense$104,0008,162
Pre-tax net operating income$167,0007,425
Securities gains (losses)$02,146
Applicable income taxes$63,0005,307
Income before extraordinary items$104,0007,708
Extraordinary gains, net$030
Net income$104,0007,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$104,0007,661
2005-03-31 (YTD Data)Rank
Total interest income$20,0008,916
Total interest expense$5,0008,861
Net interest income$15,0008,913
Provision for loan and lease losses$06,226
Total noninterest income$138,0004,920
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$138,0003,128
Total noninterest expense$79,0008,833
Salaries and employee benefits$28,0008,881
Premises and equipment expense$08,891
Additional noninterest expense$51,0008,248
Pre-tax net operating income$74,0007,573
Securities gains (losses)$01,685
Applicable income taxes$28,0005,369
Income before extraordinary items$46,0007,831
Extraordinary gains, net$024
Net income$46,0007,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$46,0007,805
2004-12-31 (YTD Data)Rank
Total interest income$47,0008,946
Total interest expense$12,0008,893
Net interest income$35,0008,947
Provision for loan and lease losses$07,314
Total noninterest income$586,0004,867
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$586,0003,027
Total noninterest expense$291,0008,892
Salaries and employee benefits$120,0008,902
Premises and equipment expense$08,943
Additional noninterest expense$171,0008,473
Pre-tax net operating income$330,0007,340
Securities gains (losses)$03,819
Applicable income taxes$121,0005,326
Income before extraordinary items$209,0007,605
Extraordinary gains, net$034
Net income$209,0007,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$209,0007,564
2004-09-30 (YTD Data)Rank
Total interest income$31,0009,001
Total interest expense$7,0008,955
Net interest income$24,0009,002
Provision for loan and lease losses$07,100
Total noninterest income$387,0005,211
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$387,0003,254
Total noninterest expense$243,0008,896
Salaries and employee benefits$92,0008,957
Premises and equipment expense$08,990
Additional noninterest expense$151,0008,302
Pre-tax net operating income$168,0007,838
Securities gains (losses)$03,710
Applicable income taxes$63,0005,791
Income before extraordinary items$105,0008,041
Extraordinary gains, net$026
Net income$105,0008,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$105,0007,989
2004-06-30 (YTD Data)Rank
Total interest income$18,0009,059
Total interest expense$4,0009,016
Net interest income$14,0009,054
Provision for loan and lease losses$06,885
Total noninterest income$252,0005,264
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$252,0003,310
Total noninterest expense$171,0008,936
Salaries and employee benefits$66,0009,004
Premises and equipment expense$09,049
Additional noninterest expense$105,0008,288
Pre-tax net operating income$95,0007,955
Securities gains (losses)$03,413
Applicable income taxes$36,0005,909
Income before extraordinary items$59,0008,154
Extraordinary gains, net$021
Net income$59,0008,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$59,0008,106
2004-03-31 (YTD Data)Rank
Total interest income$10,0009,097
Total interest expense$1,0009,077
Net interest income$9,0009,088
Provision for loan and lease losses$06,501
Total noninterest income$110,0005,552
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$110,0003,509
Total noninterest expense$87,0008,970
Salaries and employee benefits$37,0009,025
Premises and equipment expense$09,081
Additional noninterest expense$50,0008,398
Pre-tax net operating income$32,0008,152
Securities gains (losses)$02,934
Applicable income taxes$12,0006,136
Income before extraordinary items$20,0008,327
Extraordinary gains, net$016
Net income$20,0008,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$20,0008,262
2003-12-31 (YTD Data)Rank
Total interest income$37,0009,151
Total interest expense$6,0009,134
Net interest income$31,0009,140
Provision for loan and lease losses$07,651
Total noninterest income$537,0005,234
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$537,0003,460
Total noninterest expense$298,0009,071
Salaries and employee benefits$127,0009,094
Premises and equipment expense$09,148
Additional noninterest expense$171,0008,627
Pre-tax net operating income$270,0007,555
Securities gains (losses)$-1,0008,546
Applicable income taxes$96,0005,763
Income before extraordinary items$173,0007,896
Extraordinary gains, net$054
Net income$173,0007,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$173,6407,765
2003-09-30 (YTD Data)Rank
Total interest income$28,0009,212
Total interest expense$6,0009,177
Net interest income$22,0009,207
Provision for loan and lease losses$07,481
Total noninterest income$367,0005,531
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$367,0003,692
Total noninterest expense$246,0009,103
Salaries and employee benefits$96,0009,149
Premises and equipment expense$09,202
Additional noninterest expense$150,0008,464
Pre-tax net operating income$143,0008,008
Securities gains (losses)$04,204
Applicable income taxes$54,0006,146
Income before extraordinary items$89,0008,299
Extraordinary gains, net$040
Net income$89,0008,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$89,0008,177
2003-06-30 (YTD Data)Rank
Total interest income$19,0009,251
Total interest expense$2,0009,242
Net interest income$17,0009,239
Provision for loan and lease losses$07,324
Total noninterest income$252,0005,442
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$252,0003,612
Total noninterest expense$169,0009,119
Salaries and employee benefits$64,0009,185
Premises and equipment expense$09,227
Additional noninterest expense$105,0008,380
Pre-tax net operating income$100,0008,007
Securities gains (losses)$03,782
Applicable income taxes$38,0006,147
Income before extraordinary items$62,0008,318
Extraordinary gains, net$030
Net income$62,0008,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$62,0008,186
2003-03-31 (YTD Data)Rank
Total interest income$9,0009,295
Total interest expense$2,0009,258
Net interest income$7,0009,291
Provision for loan and lease losses$06,934
Total noninterest income$130,0005,256
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$130,0003,466
Total noninterest expense$83,0009,171
Salaries and employee benefits$33,0009,228
Premises and equipment expense$09,263
Additional noninterest expense$50,0008,487
Pre-tax net operating income$54,0007,928
Securities gains (losses)$02,891
Applicable income taxes$21,0006,031
Income before extraordinary items$33,0008,219
Extraordinary gains, net$021
Net income$33,0008,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$33,0008,087
2002-12-31 (YTD Data)Rank
Total interest income$49,0009,329
Total interest expense$30,0009,262
Net interest income$19,0009,337
Provision for loan and lease losses$08,089
Total noninterest income$422,0005,640
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$422,0003,608
Total noninterest expense$363,0009,182
Salaries and employee benefits$127,0009,272
Premises and equipment expense$09,317
Additional noninterest expense$236,0008,278
Pre-tax net operating income$78,0008,375
Securities gains (losses)$04,537
Applicable income taxes$17,0007,121
Income before extraordinary items$61,0008,507
Extraordinary gains, net$070
Net income$61,0008,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$61,0008,419
2001-12-31 (YTD Data)Rank
Total interest income$115,0009,567
Total interest expense$30,0009,517
Net interest income$85,0009,558
Provision for loan and lease losses$08,228
Total noninterest income$333,0006,145
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$333,0003,896
Total noninterest expense$232,0009,539
Salaries and employee benefits$129,0009,523
Premises and equipment expense$09,580
Additional noninterest expense$103,0009,364
Pre-tax net operating income$186,0007,950
Securities gains (losses)$04,612
Applicable income taxes$67,0006,441
Income before extraordinary items$119,0008,220
Extraordinary gains, net$0105
Net income$119,0008,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$119,0008,111
2000-12-31 (YTD Data)Rank
Total interest income$169,0009,838
Total interest expense$30,0009,800
Net interest income$139,0009,822
Provision for loan and lease losses$08,337
Total noninterest income$23,586,000338
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$23,586,000269
Total noninterest expense$23,492,000670
Salaries and employee benefits$108,0009,826
Premises and equipment expense$09,865
Additional noninterest expense$23,384,000315
Pre-tax net operating income$233,0008,223
Securities gains (losses)$01,956
Applicable income taxes$88,0006,675
Income before extraordinary items$145,0008,447
Extraordinary gains, net$038
Net income$145,0008,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$145,0008,445
1999-12-31 (YTD Data)Rank
Total interest income$84,00010,192
Total interest expense$21,00010,153
Net interest income$63,00010,185
Provision for loan and lease losses$08,503
Total noninterest income$16,405,000457
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$16,405,000342
Total noninterest expense$16,310,000882
Salaries and employee benefits$60,00010,181
Premises and equipment expense$010,185
Additional noninterest expense$16,250,000419
Pre-tax net operating income$158,0008,769
Securities gains (losses)$03,155
Applicable income taxes$63,0007,459
Income before extraordinary items$95,0009,002
Extraordinary gains, net$035
Net income$95,0009,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$2,000,000434
Net operating income$95,0008,970

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.