Home > Bedford National Bank > Income and Expense
Bedford National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 8,315 |
| Total interest expense | $874,000 | 9,666 |
| Net interest income | $2,141,000 | 7,329 |
| Provision for loan and lease losses | $185,000 | 4,083 |
| Total noninterest income | $1,320,000 | 2,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,039,000 | 1,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,644 |
| Total noninterest expense | $2,814,000 | 4,768 |
| Salaries and employee benefits | $1,175,000 | 5,323 |
| Premises and equipment expense | $483,000 | 3,991 |
| Additional noninterest expense | $1,156,000 | 4,332 |
| Pre-tax net operating income | $462,000 | 8,928 |
| Securities gains (losses) | $123,000 | 2,217 |
| Applicable income taxes | $205,000 | 7,530 |
| Income before extraordinary items | $380,000 | 8,636 |
| Extraordinary gains, net | $125,000 | 1,386 |
| Net income | $505,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,707 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $300,050 | 9,215 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,281,000 | 8,502 |
| Total interest expense | $1,074,000 | 10,071 |
| Net interest income | $2,207,000 | 7,225 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $1,355,000 | 2,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,080,000 | 1,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,680 |
| Total noninterest expense | $2,524,000 | 5,273 |
| Salaries and employee benefits | $1,151,000 | 5,369 |
| Premises and equipment expense | $544,000 | 3,687 |
| Additional noninterest expense | $829,000 | 5,894 |
| Pre-tax net operating income | $972,000 | 5,742 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $340,000 | 5,466 |
| Income before extraordinary items | $630,000 | 6,371 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $630,000 | 6,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $631,300 | 6,007 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.