Home > Bedford National Bank > Assets and Liabilities
Bedford National Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $52,474,000 | 7,499 |
| Cash and due from depository institutions | $7,737,000 | 4,957 |
| Interest-bearing balances | $2,882,000 | 1,902 |
| Securities | $17,938,000 | 6,613 |
| Federal funds sold & reverse repurchase agreements | $6,175,000 | 2,257 |
| Net loans & leases | $18,567,000 | 9,154 |
| Loan loss allowance | $180,000 | 10,623 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,674,000 | 4,246 |
| Other real estate owned | $0 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $383,000 | 10,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,474,000 | 7,499 |
| Total liabilities | $48,928,000 | 7,349 |
| Total deposits | $48,603,000 | 7,199 |
| Interest-bearing deposits | $34,652,000 | 8,094 |
| Deposits held in domestic offices | $48,603,000 | 7,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $325,000 | 7,175 |
| Total equity capital | $3,546,000 | 8,983 |
| Total bank equity capital | $3,546,000 | 8,983 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,227,000 | 896 |
| Surplus | $3,395,000 | 3,794 |
| Undivided profits | $-4,076,000 | 13,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 9,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $89,000 | 11,352 |
| Earning assets | $45,562,000 | 7,758 |
| Long-term assets (5+ years) | $1,463,000 | 9,357 |
| Average Assets, year-to-date | $49,871,800 | 7,604 |
| Average Assets, quarterly | $52,271,000 | 7,452 |
| Volatile liabilities | $701,000 | 11,960 |
| Insider loans | $54,000 | 10,557 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,122,000 | 6,259 |
| Tier 1 (core) risk-based capital | $3,546,000 | 8,910 |
| Tier 2 risk-based capital | $180,000 | 9,799 |
| Total risk weighted assets | $25,511,800 | 8,045 |
| Total unused commitments | $3,122,000 | 6,279 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $47,737,000 | 8,110 |
| Cash and due from depository institutions | $8,461,000 | 5,070 |
| Interest-bearing balances | $2,486,000 | 2,370 |
| Securities | $15,756,000 | 7,140 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,684 |
| Net loans & leases | $17,544,000 | 9,491 |
| Loan loss allowance | $251,000 | 9,566 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,845,000 | 3,889 |
| Other real estate owned | $448,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $383,000 | 10,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,737,000 | 8,110 |
| Total liabilities | $44,696,000 | 7,956 |
| Total deposits | $44,276,000 | 7,829 |
| Interest-bearing deposits | $31,446,000 | 8,795 |
| Deposits held in domestic offices | $44,276,000 | 7,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $420,000 | 6,603 |
| Total equity capital | $3,041,000 | 9,673 |
| Total bank equity capital | $3,041,000 | 9,673 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,227,000 | 901 |
| Surplus | $3,395,000 | 3,669 |
| Undivided profits | $-4,581,000 | 13,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 11,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $104,000 | 11,444 |
| Earning assets | $39,086,000 | 8,628 |
| Long-term assets (5+ years) | $7,009,000 | 5,436 |
| Average Assets, year-to-date | $46,297,800 | 8,106 |
| Average Assets, quarterly | $47,152,500 | 8,120 |
| Volatile liabilities | $700,000 | 12,452 |
| Insider loans | $33,000 | 7,784 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,333,000 | 6,872 |
| Tier 1 (core) risk-based capital | $3,041,000 | 9,608 |
| Tier 2 risk-based capital | $251,000 | 8,407 |
| Total risk weighted assets | $24,661,700 | 8,333 |
| Total unused commitments | $2,333,000 | 6,902 |
| Derivatives | $0 | 651 |