Home > Bedford Loan & Deposit Bank > Income and Expense
Bedford Loan & Deposit Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $4,941,000 | 3,686 |
| Total interest expense | $806,000 | 3,848 |
| Net interest income | $4,135,000 | 3,573 |
| Provision for loan and lease losses | $122,000 | 2,314 |
| Total noninterest income | $687,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $263,000 | 2,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 3,126 |
| Total noninterest expense | $3,270,000 | 3,591 |
| Salaries and employee benefits | $1,661,000 | 3,659 |
| Premises and equipment expense | $367,000 | 3,366 |
| Additional noninterest expense | $424,000 | 3,126 |
| Pre-tax net operating income | $1,430,000 | 3,291 |
| Securities gains (losses) | $-2,000 | 3,233 |
| Applicable income taxes | $292,000 | 2,245 |
| Income before extraordinary items | $1,136,000 | 3,348 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,136,000 | 3,385 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,136,000 | 3,350 |
| Net charge-offs | $21,000 | 2,187 |
| Cash dividends | $137,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,137,600 | 3,368 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 3,690 |
| Total interest expense | $496,000 | 3,917 |
| Net interest income | $3,176,000 | 3,571 |
| Provision for loan and lease losses | $95,000 | 2,161 |
| Total noninterest income | $520,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $195,000 | 2,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 3,091 |
| Total noninterest expense | $2,413,000 | 3,596 |
| Salaries and employee benefits | $1,194,000 | 3,697 |
| Premises and equipment expense | $277,000 | 3,367 |
| Additional noninterest expense | $325,000 | 3,090 |
| Pre-tax net operating income | $1,188,000 | 3,267 |
| Securities gains (losses) | $-2,000 | 3,320 |
| Applicable income taxes | $247,000 | 2,220 |
| Income before extraordinary items | $939,000 | 3,353 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $939,000 | 3,385 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $939,000 | 3,353 |
| Net charge-offs | $-30,000 | 4,101 |
| Cash dividends | $79,000 | 2,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $940,580 | 3,373 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 3,696 |
| Total interest expense | $251,000 | 4,001 |
| Net interest income | $2,160,000 | 3,567 |
| Provision for loan and lease losses | $63,000 | 2,075 |
| Total noninterest income | $350,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $130,000 | 2,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 3,074 |
| Total noninterest expense | $1,610,000 | 3,598 |
| Salaries and employee benefits | $815,000 | 3,692 |
| Premises and equipment expense | $183,000 | 3,377 |
| Additional noninterest expense | $220,000 | 3,067 |
| Pre-tax net operating income | $837,000 | 3,232 |
| Securities gains (losses) | $-2,000 | 3,632 |
| Applicable income taxes | $176,000 | 2,203 |
| Income before extraordinary items | $659,000 | 3,341 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $659,000 | 3,374 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $659,000 | 3,340 |
| Net charge-offs | $-46,000 | 4,305 |
| Cash dividends | $79,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $660,580 | 3,346 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 3,753 |
| Total interest expense | $104,000 | 4,016 |
| Net interest income | $1,048,000 | 3,628 |
| Provision for loan and lease losses | $32,000 | 1,892 |
| Total noninterest income | $179,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $66,000 | 2,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,040 |
| Total noninterest expense | $783,000 | 3,669 |
| Salaries and employee benefits | $388,000 | 3,795 |
| Premises and equipment expense | $90,000 | 3,449 |
| Additional noninterest expense | $113,000 | 3,040 |
| Pre-tax net operating income | $412,000 | 3,304 |
| Securities gains (losses) | $-2,000 | 3,910 |
| Applicable income taxes | $86,000 | 2,243 |
| Income before extraordinary items | $324,000 | 3,407 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $324,000 | 3,405 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $324,000 | 3,407 |
| Net charge-offs | $25,000 | 1,032 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $325,580 | 3,430 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,416,000 | 3,617 |
| Total interest expense | $267,000 | 3,851 |
| Net interest income | $4,149,000 | 3,564 |
| Provision for loan and lease losses | $161,000 | 1,920 |
| Total noninterest income | $694,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $279,000 | 2,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,231 |
| Total noninterest expense | $3,113,000 | 3,677 |
| Salaries and employee benefits | $1,616,000 | 3,750 |
| Premises and equipment expense | $355,000 | 3,464 |
| Additional noninterest expense | $415,000 | 3,231 |
| Pre-tax net operating income | $1,569,000 | 3,376 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $318,000 | 2,370 |
| Income before extraordinary items | $1,251,000 | 3,447 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,251,000 | 3,445 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,251,000 | 3,446 |
| Net charge-offs | $21,000 | 1,911 |
| Cash dividends | $143,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,251,000 | 3,472 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 3,631 |
| Total interest expense | $188,000 | 3,774 |
| Net interest income | $2,982,000 | 3,601 |
| Provision for loan and lease losses | $42,000 | 2,351 |
| Total noninterest income | $519,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $208,000 | 2,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 3,260 |
| Total noninterest expense | $2,308,000 | 3,678 |
| Salaries and employee benefits | $1,159,000 | 3,797 |
| Premises and equipment expense | $286,000 | 3,375 |
| Additional noninterest expense | $311,000 | 3,260 |
| Pre-tax net operating income | $1,151,000 | 3,404 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $238,000 | 2,380 |
| Income before extraordinary items | $913,000 | 3,473 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $913,000 | 3,472 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $913,000 | 3,472 |
| Net charge-offs | $13,000 | 1,741 |
| Cash dividends | $85,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $913,000 | 3,502 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 3,662 |
| Total interest expense | $118,000 | 3,792 |
| Net interest income | $1,935,000 | 3,631 |
| Provision for loan and lease losses | $28,000 | 2,177 |
| Total noninterest income | $334,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $129,000 | 2,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 3,275 |
| Total noninterest expense | $1,516,000 | 3,700 |
| Salaries and employee benefits | $769,000 | 3,818 |
| Premises and equipment expense | $192,000 | 3,381 |
| Additional noninterest expense | $555,000 | 3,524 |
| Pre-tax net operating income | $725,000 | 3,353 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $148,000 | 2,358 |
| Income before extraordinary items | $577,000 | 3,414 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $577,000 | 3,413 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $577,000 | 3,414 |
| Net charge-offs | $6,000 | 1,731 |
| Cash dividends | $85,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $577,000 | 3,445 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 3,686 |
| Total interest expense | $59,000 | 3,779 |
| Net interest income | $926,000 | 3,655 |
| Provision for loan and lease losses | $14,000 | 1,948 |
| Total noninterest income | $162,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $62,000 | 2,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,273 |
| Total noninterest expense | $785,000 | 3,669 |
| Salaries and employee benefits | $402,000 | 3,765 |
| Premises and equipment expense | $101,000 | 3,333 |
| Additional noninterest expense | $282,000 | 3,509 |
| Pre-tax net operating income | $289,000 | 3,463 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $56,000 | 2,442 |
| Income before extraordinary items | $233,000 | 3,502 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $233,000 | 3,501 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $233,000 | 3,502 |
| Net charge-offs | $9,000 | 1,211 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $233,000 | 3,526 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 3,617 |
| Total interest expense | $301,000 | 3,760 |
| Net interest income | $4,210,000 | 3,583 |
| Provision for loan and lease losses | $49,000 | 2,592 |
| Total noninterest income | $568,000 | 3,530 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $240,000 | 2,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,660 |
| Total noninterest expense | $3,086,000 | 3,729 |
| Salaries and employee benefits | $1,576,000 | 3,821 |
| Premises and equipment expense | $358,000 | 3,514 |
| Additional noninterest expense | $1,152,000 | 3,503 |
| Pre-tax net operating income | $1,643,000 | 3,381 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $330,000 | 2,401 |
| Income before extraordinary items | $1,313,000 | 3,491 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,313,000 | 3,491 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,313,000 | 3,491 |
| Net charge-offs | $76,000 | 1,465 |
| Cash dividends | $299,000 | 3,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,313,000 | 3,476 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 3,639 |
| Total interest expense | $234,000 | 3,810 |
| Net interest income | $3,284,000 | 3,592 |
| Provision for loan and lease losses | $41,000 | 2,468 |
| Total noninterest income | $491,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $173,000 | 2,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,461 |
| Total noninterest expense | $2,275,000 | 3,776 |
| Salaries and employee benefits | $1,149,000 | 3,889 |
| Premises and equipment expense | $266,000 | 3,566 |
| Additional noninterest expense | $860,000 | 3,529 |
| Pre-tax net operating income | $1,459,000 | 3,295 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $304,000 | 2,300 |
| Income before extraordinary items | $1,155,000 | 3,442 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,155,000 | 3,442 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,155,000 | 3,442 |
| Net charge-offs | $20,000 | 1,734 |
| Cash dividends | $241,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,155,000 | 3,416 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 3,598 |
| Total interest expense | $163,000 | 3,830 |
| Net interest income | $2,303,000 | 3,531 |
| Provision for loan and lease losses | $33,000 | 2,341 |
| Total noninterest income | $327,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $109,000 | 2,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 3,428 |
| Total noninterest expense | $1,470,000 | 3,826 |
| Salaries and employee benefits | $725,000 | 3,972 |
| Premises and equipment expense | $174,000 | 3,587 |
| Additional noninterest expense | $571,000 | 3,532 |
| Pre-tax net operating income | $1,127,000 | 3,123 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $274,000 | 2,091 |
| Income before extraordinary items | $853,000 | 3,320 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $853,000 | 3,319 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $853,000 | 3,320 |
| Net charge-offs | $-8,000 | 3,728 |
| Cash dividends | $241,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $853,000 | 3,297 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 3,860 |
| Total interest expense | $85,000 | 3,858 |
| Net interest income | $921,000 | 3,825 |
| Provision for loan and lease losses | $18,000 | 2,296 |
| Total noninterest income | $159,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $54,000 | 2,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,465 |
| Total noninterest expense | $724,000 | 3,846 |
| Salaries and employee benefits | $376,000 | 3,939 |
| Premises and equipment expense | $88,000 | 3,592 |
| Additional noninterest expense | $260,000 | 3,649 |
| Pre-tax net operating income | $338,000 | 3,677 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $74,000 | 2,473 |
| Income before extraordinary items | $264,000 | 3,799 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $264,000 | 3,798 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $264,000 | 3,799 |
| Net charge-offs | $-9,000 | 4,024 |
| Cash dividends | $58,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $264,000 | 3,772 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 3,901 |
| Total interest expense | $458,000 | 3,935 |
| Net interest income | $3,514,000 | 3,838 |
| Provision for loan and lease losses | $96,000 | 3,588 |
| Total noninterest income | $618,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $250,000 | 2,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,448 |
| Total noninterest expense | $3,063,000 | 3,784 |
| Salaries and employee benefits | $1,596,000 | 3,889 |
| Premises and equipment expense | $331,000 | 3,688 |
| Additional noninterest expense | $1,136,000 | 3,508 |
| Pre-tax net operating income | $973,000 | 3,724 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $121,000 | 2,859 |
| Income before extraordinary items | $852,000 | 3,808 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $852,000 | 3,808 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $852,000 | 3,808 |
| Net charge-offs | $17,000 | 2,854 |
| Cash dividends | $635,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $852,000 | 3,750 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 3,944 |
| Total interest expense | $360,000 | 3,961 |
| Net interest income | $2,588,000 | 3,893 |
| Provision for loan and lease losses | $71,000 | 3,529 |
| Total noninterest income | $458,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $185,000 | 2,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 3,435 |
| Total noninterest expense | $2,278,000 | 3,784 |
| Salaries and employee benefits | $1,194,000 | 3,887 |
| Premises and equipment expense | $250,000 | 3,688 |
| Additional noninterest expense | $834,000 | 3,524 |
| Pre-tax net operating income | $697,000 | 3,795 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $92,000 | 2,844 |
| Income before extraordinary items | $605,000 | 3,859 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $605,000 | 3,858 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $605,000 | 3,859 |
| Net charge-offs | $19,000 | 2,526 |
| Cash dividends | $338,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $605,000 | 3,811 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 3,974 |
| Total interest expense | $250,000 | 4,004 |
| Net interest income | $1,724,000 | 3,927 |
| Provision for loan and lease losses | $45,000 | 3,499 |
| Total noninterest income | $294,000 | 3,422 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $122,000 | 2,536 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 3,464 |
| Total noninterest expense | $1,512,000 | 3,804 |
| Salaries and employee benefits | $787,000 | 3,916 |
| Premises and equipment expense | $170,000 | 3,662 |
| Additional noninterest expense | $555,000 | 3,539 |
| Pre-tax net operating income | $461,000 | 3,791 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $61,000 | 2,795 |
| Income before extraordinary items | $400,000 | 3,853 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $400,000 | 3,853 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $400,000 | 3,853 |
| Net charge-offs | $10,000 | 2,452 |
| Cash dividends | $83,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $400,000 | 3,803 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 4,004 |
| Total interest expense | $131,000 | 4,066 |
| Net interest income | $857,000 | 3,946 |
| Provision for loan and lease losses | $20,000 | 3,107 |
| Total noninterest income | $160,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $75,000 | 2,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 3,354 |
| Total noninterest expense | $783,000 | 3,796 |
| Salaries and employee benefits | $428,000 | 3,817 |
| Premises and equipment expense | $82,000 | 3,735 |
| Additional noninterest expense | $273,000 | 3,615 |
| Pre-tax net operating income | $214,000 | 3,722 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $28,000 | 2,733 |
| Income before extraordinary items | $186,000 | 3,774 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $186,000 | 3,775 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $186,000 | 3,775 |
| Net charge-offs | $4,000 | 2,167 |
| Cash dividends | $26,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $186,000 | 3,746 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 4,058 |
| Total interest expense | $541,000 | 4,070 |
| Net interest income | $3,431,000 | 4,002 |
| Provision for loan and lease losses | $66,000 | 3,207 |
| Total noninterest income | $717,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $357,000 | 2,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,392 |
| Total noninterest expense | $2,980,000 | 3,898 |
| Salaries and employee benefits | $1,565,000 | 3,988 |
| Premises and equipment expense | $329,000 | 3,769 |
| Additional noninterest expense | $1,086,000 | 3,674 |
| Pre-tax net operating income | $1,102,000 | 3,758 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $131,000 | 2,891 |
| Income before extraordinary items | $971,000 | 3,814 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $971,000 | 3,814 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $971,000 | 3,815 |
| Net charge-offs | $99,000 | 2,213 |
| Cash dividends | $550,000 | 2,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $971,000 | 3,783 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 4,131 |
| Total interest expense | $402,000 | 4,131 |
| Net interest income | $2,548,000 | 4,070 |
| Provision for loan and lease losses | $50,000 | 3,073 |
| Total noninterest income | $538,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $268,000 | 2,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 3,407 |
| Total noninterest expense | $2,252,000 | 3,922 |
| Salaries and employee benefits | $1,183,000 | 3,998 |
| Premises and equipment expense | $257,000 | 3,757 |
| Additional noninterest expense | $812,000 | 3,698 |
| Pre-tax net operating income | $784,000 | 3,914 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $103,000 | 2,921 |
| Income before extraordinary items | $681,000 | 3,967 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $681,000 | 3,966 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $681,000 | 3,967 |
| Net charge-offs | $54,000 | 2,172 |
| Cash dividends | $236,000 | 3,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $681,000 | 3,944 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 4,170 |
| Total interest expense | $265,000 | 4,146 |
| Net interest income | $1,676,000 | 4,107 |
| Provision for loan and lease losses | $33,000 | 3,020 |
| Total noninterest income | $356,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $176,000 | 2,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 3,384 |
| Total noninterest expense | $1,497,000 | 3,956 |
| Salaries and employee benefits | $795,000 | 4,019 |
| Premises and equipment expense | $167,000 | 3,803 |
| Additional noninterest expense | $535,000 | 3,745 |
| Pre-tax net operating income | $502,000 | 3,980 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $66,000 | 2,946 |
| Income before extraordinary items | $436,000 | 4,012 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $436,000 | 4,010 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $436,000 | 4,011 |
| Net charge-offs | $32,000 | 2,131 |
| Cash dividends | $236,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $436,000 | 4,000 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $957,000 | 4,213 |
| Total interest expense | $129,000 | 4,178 |
| Net interest income | $828,000 | 4,167 |
| Provision for loan and lease losses | $17,000 | 2,836 |
| Total noninterest income | $170,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $83,000 | 2,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 3,398 |
| Total noninterest expense | $760,000 | 3,970 |
| Salaries and employee benefits | $416,000 | 4,001 |
| Premises and equipment expense | $86,000 | 3,785 |
| Additional noninterest expense | $258,000 | 3,814 |
| Pre-tax net operating income | $221,000 | 4,118 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $25,000 | 3,045 |
| Income before extraordinary items | $196,000 | 4,116 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $196,000 | 4,114 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $196,000 | 4,115 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $172,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $196,000 | 4,114 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 4,205 |
| Total interest expense | $471,000 | 3,992 |
| Net interest income | $3,318,000 | 4,178 |
| Provision for loan and lease losses | $29,000 | 3,724 |
| Total noninterest income | $687,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $361,000 | 2,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 3,585 |
| Total noninterest expense | $3,172,000 | 3,911 |
| Salaries and employee benefits | $1,628,000 | 4,038 |
| Premises and equipment expense | $353,000 | 3,760 |
| Additional noninterest expense | $1,191,000 | 3,591 |
| Pre-tax net operating income | $804,000 | 4,260 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $37,000 | 3,467 |
| Income before extraordinary items | $767,000 | 4,184 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $767,000 | 4,183 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $767,000 | 4,183 |
| Net charge-offs | $30,000 | 2,911 |
| Cash dividends | $170,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $767,000 | 4,193 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 4,265 |
| Total interest expense | $338,000 | 4,015 |
| Net interest income | $2,456,000 | 4,239 |
| Provision for loan and lease losses | $22,000 | 3,591 |
| Total noninterest income | $511,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $269,000 | 2,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 3,621 |
| Total noninterest expense | $2,455,000 | 3,879 |
| Salaries and employee benefits | $1,283,000 | 3,982 |
| Premises and equipment expense | $279,000 | 3,703 |
| Additional noninterest expense | $893,000 | 3,612 |
| Pre-tax net operating income | $490,000 | 4,539 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $30,000 | 3,518 |
| Income before extraordinary items | $460,000 | 4,467 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $460,000 | 4,466 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $460,000 | 4,466 |
| Net charge-offs | $23,000 | 2,632 |
| Cash dividends | $110,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $460,000 | 4,472 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 4,304 |
| Total interest expense | $201,000 | 4,120 |
| Net interest income | $1,631,000 | 4,270 |
| Provision for loan and lease losses | $15,000 | 3,441 |
| Total noninterest income | $339,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $177,000 | 2,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 3,636 |
| Total noninterest expense | $1,625,000 | 3,926 |
| Salaries and employee benefits | $854,000 | 4,010 |
| Premises and equipment expense | $174,000 | 3,838 |
| Additional noninterest expense | $597,000 | 3,629 |
| Pre-tax net operating income | $330,000 | 4,545 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $19,000 | 3,531 |
| Income before extraordinary items | $311,000 | 4,487 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $311,000 | 4,486 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $311,000 | 4,486 |
| Net charge-offs | $-5,000 | 4,304 |
| Cash dividends | $110,000 | 3,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $311,000 | 4,491 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 4,339 |
| Total interest expense | $96,000 | 4,165 |
| Net interest income | $811,000 | 4,303 |
| Provision for loan and lease losses | $7,000 | 3,246 |
| Total noninterest income | $169,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $88,000 | 2,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 3,623 |
| Total noninterest expense | $854,000 | 3,865 |
| Salaries and employee benefits | $455,000 | 3,940 |
| Premises and equipment expense | $96,000 | 3,716 |
| Additional noninterest expense | $303,000 | 3,623 |
| Pre-tax net operating income | $119,000 | 4,785 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-2,000 | 5,417 |
| Income before extraordinary items | $121,000 | 4,666 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $121,000 | 4,665 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $121,000 | 4,666 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $53,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $121,000 | 4,672 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 4,342 |
| Total interest expense | $354,000 | 4,172 |
| Net interest income | $3,237,000 | 4,303 |
| Provision for loan and lease losses | $30,000 | 3,771 |
| Total noninterest income | $739,000 | 3,394 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $403,000 | 2,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 3,655 |
| Total noninterest expense | $3,227,000 | 3,984 |
| Salaries and employee benefits | $1,727,000 | 4,025 |
| Premises and equipment expense | $344,000 | 3,933 |
| Additional noninterest expense | $1,156,000 | 3,753 |
| Pre-tax net operating income | $719,000 | 4,441 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $190,000 | 2,990 |
| Income before extraordinary items | $529,000 | 4,446 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $529,000 | 4,446 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $529,000 | 4,446 |
| Net charge-offs | $8,000 | 3,737 |
| Cash dividends | $531,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $529,000 | 4,436 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 4,374 |
| Total interest expense | $261,000 | 4,221 |
| Net interest income | $2,425,000 | 4,334 |
| Provision for loan and lease losses | $25,000 | 3,603 |
| Total noninterest income | $558,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $298,000 | 2,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 3,664 |
| Total noninterest expense | $2,451,000 | 3,970 |
| Salaries and employee benefits | $1,308,000 | 4,037 |
| Premises and equipment expense | $261,000 | 3,952 |
| Additional noninterest expense | $882,000 | 3,722 |
| Pre-tax net operating income | $507,000 | 4,581 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $63,000 | 3,374 |
| Income before extraordinary items | $444,000 | 4,538 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $444,000 | 4,537 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $444,000 | 4,538 |
| Net charge-offs | $-4,000 | 4,505 |
| Cash dividends | $473,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $444,000 | 4,528 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 4,416 |
| Total interest expense | $169,000 | 4,252 |
| Net interest income | $1,590,000 | 4,379 |
| Provision for loan and lease losses | $19,000 | 3,434 |
| Total noninterest income | $377,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $190,000 | 2,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 3,570 |
| Total noninterest expense | $1,604,000 | 4,037 |
| Salaries and employee benefits | $840,000 | 4,124 |
| Premises and equipment expense | $174,000 | 3,958 |
| Additional noninterest expense | $590,000 | 3,723 |
| Pre-tax net operating income | $344,000 | 4,551 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $44,000 | 3,362 |
| Income before extraordinary items | $300,000 | 4,504 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $300,000 | 4,503 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $300,000 | 4,504 |
| Net charge-offs | $-16,000 | 4,936 |
| Cash dividends | $473,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $300,000 | 4,495 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 4,437 |
| Total interest expense | $85,000 | 4,248 |
| Net interest income | $795,000 | 4,397 |
| Provision for loan and lease losses | $9,000 | 3,208 |
| Total noninterest income | $171,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $91,000 | 2,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 3,778 |
| Total noninterest expense | $830,000 | 4,010 |
| Salaries and employee benefits | $452,000 | 4,037 |
| Premises and equipment expense | $87,000 | 4,004 |
| Additional noninterest expense | $291,000 | 3,788 |
| Pre-tax net operating income | $127,000 | 4,794 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $7,000 | 3,709 |
| Income before extraordinary items | $120,000 | 4,711 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $120,000 | 4,711 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $120,000 | 4,711 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $120,000 | 4,696 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,406,000 | 4,520 |
| Total interest expense | $370,000 | 4,154 |
| Net interest income | $3,036,000 | 4,497 |
| Provision for loan and lease losses | $70,000 | 3,422 |
| Total noninterest income | $696,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $384,000 | 2,536 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $312,000 | 3,890 |
| Total noninterest expense | $3,156,000 | 4,128 |
| Salaries and employee benefits | $1,643,000 | 4,218 |
| Premises and equipment expense | $353,000 | 4,019 |
| Additional noninterest expense | $1,160,000 | 3,892 |
| Pre-tax net operating income | $506,000 | 4,805 |
| Securities gains (losses) | $14,000 | 2,531 |
| Applicable income taxes | $13,000 | 3,951 |
| Income before extraordinary items | $507,000 | 4,708 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $507,000 | 4,707 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $507,000 | 4,707 |
| Net charge-offs | $14,000 | 3,764 |
| Cash dividends | $116,000 | 3,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $493,420 | 4,699 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 4,558 |
| Total interest expense | $275,000 | 4,193 |
| Net interest income | $2,269,000 | 4,542 |
| Provision for loan and lease losses | $52,000 | 3,297 |
| Total noninterest income | $518,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $286,000 | 2,547 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $232,000 | 3,928 |
| Total noninterest expense | $2,423,000 | 4,093 |
| Salaries and employee benefits | $1,256,000 | 4,180 |
| Premises and equipment expense | $284,000 | 3,889 |
| Additional noninterest expense | $883,000 | 3,889 |
| Pre-tax net operating income | $312,000 | 5,030 |
| Securities gains (losses) | $4,000 | 2,856 |
| Applicable income taxes | $1,000 | 4,258 |
| Income before extraordinary items | $315,000 | 4,948 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $315,000 | 4,948 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $315,000 | 4,948 |
| Net charge-offs | $-31,000 | 5,226 |
| Cash dividends | $56,000 | 3,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $311,000 | 4,910 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 4,591 |
| Total interest expense | $184,000 | 4,216 |
| Net interest income | $1,518,000 | 4,576 |
| Provision for loan and lease losses | $35,000 | 3,191 |
| Total noninterest income | $317,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $181,000 | 2,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $136,000 | 4,096 |
| Total noninterest expense | $1,594,000 | 4,153 |
| Salaries and employee benefits | $824,000 | 4,243 |
| Premises and equipment expense | $171,000 | 4,112 |
| Additional noninterest expense | $599,000 | 3,866 |
| Pre-tax net operating income | $206,000 | 5,071 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $209,000 | 4,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $209,000 | 4,974 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $209,000 | 4,974 |
| Net charge-offs | $-21,000 | 5,221 |
| Cash dividends | $56,000 | 3,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $205,000 | 4,934 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 4,635 |
| Total interest expense | $93,000 | 4,232 |
| Net interest income | $750,000 | 4,631 |
| Provision for loan and lease losses | $17,000 | 2,973 |
| Total noninterest income | $147,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $88,000 | 2,636 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $59,000 | 4,231 |
| Total noninterest expense | $778,000 | 4,234 |
| Salaries and employee benefits | $388,000 | 4,405 |
| Premises and equipment expense | $96,000 | 3,927 |
| Additional noninterest expense | $294,000 | 3,931 |
| Pre-tax net operating income | $102,000 | 5,061 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $102,000 | 4,997 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $102,000 | 4,998 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $102,000 | 4,998 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $102,000 | 4,939 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,674 |
| Total interest expense | $397,000 | 4,154 |
| Net interest income | $2,932,000 | 4,683 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $795,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $398,000 | 2,523 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $397,000 | 3,597 |
| Total noninterest expense | $3,244,000 | 4,155 |
| Salaries and employee benefits | $1,600,000 | 4,360 |
| Premises and equipment expense | $364,000 | 4,079 |
| Additional noninterest expense | $1,280,000 | 3,776 |
| Pre-tax net operating income | $423,000 | 5,056 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-15,000 | 5,900 |
| Income before extraordinary items | $438,000 | 4,944 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $438,000 | 4,946 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $438,000 | 4,946 |
| Net charge-offs | $75,000 | 2,923 |
| Cash dividends | $146,000 | 3,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $438,000 | 4,903 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 4,737 |
| Total interest expense | $303,000 | 4,183 |
| Net interest income | $2,171,000 | 4,755 |
| Provision for loan and lease losses | $59,000 | 3,146 |
| Total noninterest income | $622,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $305,000 | 2,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $317,000 | 3,531 |
| Total noninterest expense | $2,416,000 | 4,205 |
| Salaries and employee benefits | $1,185,000 | 4,414 |
| Premises and equipment expense | $282,000 | 4,072 |
| Additional noninterest expense | $949,000 | 3,814 |
| Pre-tax net operating income | $318,000 | 5,173 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $6,000 | 4,240 |
| Income before extraordinary items | $312,000 | 5,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $312,000 | 5,096 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $312,000 | 5,098 |
| Net charge-offs | $69,000 | 2,508 |
| Cash dividends | $90,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $312,000 | 5,037 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 4,817 |
| Total interest expense | $207,000 | 4,179 |
| Net interest income | $1,411,000 | 4,840 |
| Provision for loan and lease losses | $56,000 | 2,828 |
| Total noninterest income | $463,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $196,000 | 2,532 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $267,000 | 3,210 |
| Total noninterest expense | $1,613,000 | 4,237 |
| Salaries and employee benefits | $809,000 | 4,390 |
| Premises and equipment expense | $194,000 | 4,051 |
| Additional noninterest expense | $610,000 | 3,922 |
| Pre-tax net operating income | $205,000 | 5,216 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $3,000 | 4,308 |
| Income before extraordinary items | $202,000 | 5,110 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $202,000 | 5,112 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $202,000 | 5,114 |
| Net charge-offs | $31,000 | 2,665 |
| Cash dividends | $57,000 | 3,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $202,000 | 5,064 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 4,888 |
| Total interest expense | $108,000 | 4,141 |
| Net interest income | $680,000 | 4,922 |
| Provision for loan and lease losses | $38,000 | 2,341 |
| Total noninterest income | $284,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $93,000 | 2,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $191,000 | 2,692 |
| Total noninterest expense | $803,000 | 4,291 |
| Salaries and employee benefits | $382,000 | 4,556 |
| Premises and equipment expense | $98,000 | 4,064 |
| Additional noninterest expense | $323,000 | 3,791 |
| Pre-tax net operating income | $123,000 | 5,046 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $114,000 | 4,971 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $114,000 | 4,973 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $114,000 | 4,975 |
| Net charge-offs | $31,000 | 1,862 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $114,000 | 4,917 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 4,797 |
| Total interest expense | $493,000 | 4,040 |
| Net interest income | $2,938,000 | 4,857 |
| Provision for loan and lease losses | $188,000 | 2,557 |
| Total noninterest income | $808,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $448,000 | 2,473 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $360,000 | 3,766 |
| Total noninterest expense | $3,207,000 | 4,327 |
| Salaries and employee benefits | $1,574,000 | 4,519 |
| Premises and equipment expense | $372,000 | 4,243 |
| Additional noninterest expense | $1,261,000 | 3,949 |
| Pre-tax net operating income | $351,000 | 5,371 |
| Securities gains (losses) | $86,000 | 1,371 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $437,000 | 5,068 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $437,000 | 5,067 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $437,000 | 5,068 |
| Net charge-offs | $209,000 | 2,406 |
| Cash dividends | $177,000 | 3,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $351,000 | 5,225 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 4,855 |
| Total interest expense | $377,000 | 4,063 |
| Net interest income | $2,185,000 | 4,921 |
| Provision for loan and lease losses | $141,000 | 2,445 |
| Total noninterest income | $614,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $334,000 | 2,507 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $280,000 | 3,739 |
| Total noninterest expense | $2,431,000 | 4,326 |
| Salaries and employee benefits | $1,171,000 | 4,553 |
| Premises and equipment expense | $291,000 | 4,208 |
| Additional noninterest expense | $969,000 | 3,911 |
| Pre-tax net operating income | $227,000 | 5,564 |
| Securities gains (losses) | $86,000 | 1,096 |
| Applicable income taxes | $6,000 | 4,296 |
| Income before extraordinary items | $307,000 | 5,213 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $307,000 | 5,213 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $307,000 | 5,215 |
| Net charge-offs | $215,000 | 1,918 |
| Cash dividends | $121,000 | 3,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $222,720 | 5,457 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 4,915 |
| Total interest expense | $251,000 | 4,109 |
| Net interest income | $1,431,000 | 4,973 |
| Provision for loan and lease losses | $94,000 | 2,431 |
| Total noninterest income | $433,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $216,000 | 2,543 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $217,000 | 3,501 |
| Total noninterest expense | $1,661,000 | 4,306 |
| Salaries and employee benefits | $806,000 | 4,516 |
| Premises and equipment expense | $196,000 | 4,220 |
| Additional noninterest expense | $659,000 | 3,886 |
| Pre-tax net operating income | $109,000 | 5,739 |
| Securities gains (losses) | $86,000 | 875 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $195,000 | 5,242 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $195,000 | 5,244 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $195,000 | 5,245 |
| Net charge-offs | $55,000 | 2,713 |
| Cash dividends | $59,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $109,000 | 5,669 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 4,862 |
| Total interest expense | $126,000 | 4,153 |
| Net interest income | $750,000 | 4,902 |
| Provision for loan and lease losses | $47,000 | 2,300 |
| Total noninterest income | $230,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $102,000 | 2,634 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $128,000 | 3,205 |
| Total noninterest expense | $832,000 | 4,339 |
| Salaries and employee benefits | $391,000 | 4,631 |
| Premises and equipment expense | $95,000 | 4,329 |
| Additional noninterest expense | $346,000 | 3,762 |
| Pre-tax net operating income | $101,000 | 5,272 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $99,000 | 5,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 5,172 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $99,000 | 5,172 |
| Net charge-offs | $55,000 | 1,793 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $99,000 | 5,124 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 4,836 |
| Total interest expense | $597,000 | 4,089 |
| Net interest income | $3,057,000 | 4,894 |
| Provision for loan and lease losses | $168,000 | 3,173 |
| Total noninterest income | $833,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $462,000 | 2,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $371,000 | 3,781 |
| Total noninterest expense | $2,995,000 | 4,608 |
| Salaries and employee benefits | $1,478,000 | 4,792 |
| Premises and equipment expense | $357,000 | 4,484 |
| Additional noninterest expense | $1,160,000 | 4,272 |
| Pre-tax net operating income | $727,000 | 4,554 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $106,000 | 3,372 |
| Income before extraordinary items | $621,000 | 4,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $621,000 | 4,618 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $621,000 | 4,618 |
| Net charge-offs | $187,000 | 3,087 |
| Cash dividends | $125,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $621,000 | 4,557 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 4,883 |
| Total interest expense | $462,000 | 4,111 |
| Net interest income | $2,283,000 | 4,942 |
| Provision for loan and lease losses | $126,000 | 3,134 |
| Total noninterest income | $618,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $351,000 | 2,534 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $267,000 | 3,920 |
| Total noninterest expense | $2,214,000 | 4,666 |
| Salaries and employee benefits | $1,100,000 | 4,838 |
| Premises and equipment expense | $274,000 | 4,463 |
| Additional noninterest expense | $840,000 | 4,361 |
| Pre-tax net operating income | $561,000 | 4,613 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $92,000 | 3,361 |
| Income before extraordinary items | $469,000 | 4,684 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $469,000 | 4,686 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $469,000 | 4,687 |
| Net charge-offs | $163,000 | 2,777 |
| Cash dividends | $62,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $469,000 | 4,604 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 4,899 |
| Total interest expense | $317,000 | 4,116 |
| Net interest income | $1,508,000 | 4,968 |
| Provision for loan and lease losses | $85,000 | 3,135 |
| Total noninterest income | $413,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $231,000 | 2,517 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $182,000 | 3,930 |
| Total noninterest expense | $1,471,000 | 4,703 |
| Salaries and employee benefits | $749,000 | 4,807 |
| Premises and equipment expense | $183,000 | 4,473 |
| Additional noninterest expense | $539,000 | 4,458 |
| Pre-tax net operating income | $365,000 | 4,613 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $59,000 | 3,406 |
| Income before extraordinary items | $306,000 | 4,709 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $306,000 | 4,712 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $306,000 | 4,713 |
| Net charge-offs | $126,000 | 2,527 |
| Cash dividends | $62,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $306,000 | 4,596 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 4,904 |
| Total interest expense | $161,000 | 4,174 |
| Net interest income | $763,000 | 4,961 |
| Provision for loan and lease losses | $42,000 | 3,013 |
| Total noninterest income | $179,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $111,000 | 2,599 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 4,322 |
| Total noninterest expense | $710,000 | 4,821 |
| Salaries and employee benefits | $355,000 | 4,975 |
| Premises and equipment expense | $84,000 | 4,681 |
| Additional noninterest expense | $271,000 | 4,465 |
| Pre-tax net operating income | $190,000 | 4,540 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $33,000 | 3,291 |
| Income before extraordinary items | $157,000 | 4,663 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $157,000 | 4,664 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $157,000 | 4,665 |
| Net charge-offs | $151,000 | 1,578 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $157,000 | 4,562 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 4,962 |
| Total interest expense | $754,000 | 4,242 |
| Net interest income | $3,105,000 | 5,021 |
| Provision for loan and lease losses | $234,000 | 3,743 |
| Total noninterest income | $776,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $530,000 | 2,376 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $246,000 | 4,340 |
| Total noninterest expense | $3,101,000 | 4,667 |
| Salaries and employee benefits | $1,480,000 | 4,881 |
| Premises and equipment expense | $367,000 | 4,496 |
| Additional noninterest expense | $1,254,000 | 4,249 |
| Pre-tax net operating income | $546,000 | 4,818 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $54,000 | 3,868 |
| Income before extraordinary items | $492,000 | 4,957 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $492,000 | 4,956 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $492,000 | 4,957 |
| Net charge-offs | $166,000 | 3,960 |
| Cash dividends | $127,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $492,000 | 4,765 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 5,038 |
| Total interest expense | $580,000 | 4,311 |
| Net interest income | $2,329,000 | 5,100 |
| Provision for loan and lease losses | $181,000 | 3,631 |
| Total noninterest income | $584,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $398,000 | 2,394 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $186,000 | 4,351 |
| Total noninterest expense | $2,311,000 | 4,708 |
| Salaries and employee benefits | $1,098,000 | 4,929 |
| Premises and equipment expense | $278,000 | 4,537 |
| Additional noninterest expense | $935,000 | 4,290 |
| Pre-tax net operating income | $421,000 | 4,922 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $52,000 | 3,766 |
| Income before extraordinary items | $369,000 | 5,090 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $369,000 | 5,088 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $369,000 | 5,088 |
| Net charge-offs | $188,000 | 3,372 |
| Cash dividends | $65,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $369,000 | 4,902 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 5,084 |
| Total interest expense | $398,000 | 4,337 |
| Net interest income | $1,537,000 | 5,148 |
| Provision for loan and lease losses | $129,000 | 3,533 |
| Total noninterest income | $380,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $259,000 | 2,420 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 4,386 |
| Total noninterest expense | $1,546,000 | 4,732 |
| Salaries and employee benefits | $754,000 | 4,882 |
| Premises and equipment expense | $184,000 | 4,574 |
| Additional noninterest expense | $608,000 | 4,359 |
| Pre-tax net operating income | $242,000 | 5,090 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $22,000 | 3,966 |
| Income before extraordinary items | $220,000 | 5,228 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $220,000 | 5,228 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $220,000 | 5,228 |
| Net charge-offs | $167,000 | 2,931 |
| Cash dividends | $65,000 | 3,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $220,000 | 5,029 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 5,089 |
| Total interest expense | $206,000 | 4,384 |
| Net interest income | $775,000 | 5,162 |
| Provision for loan and lease losses | $53,000 | 3,622 |
| Total noninterest income | $194,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $132,000 | 2,376 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 4,401 |
| Total noninterest expense | $773,000 | 4,758 |
| Salaries and employee benefits | $362,000 | 5,023 |
| Premises and equipment expense | $99,000 | 4,418 |
| Additional noninterest expense | $312,000 | 4,284 |
| Pre-tax net operating income | $143,000 | 5,008 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $19,000 | 3,700 |
| Income before extraordinary items | $124,000 | 5,108 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $124,000 | 5,110 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $124,000 | 5,111 |
| Net charge-offs | $18,000 | 3,743 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $124,000 | 4,964 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 5,057 |
| Total interest expense | $967,000 | 4,480 |
| Net interest income | $3,190,000 | 5,118 |
| Provision for loan and lease losses | $152,000 | 4,923 |
| Total noninterest income | $843,000 | 3,417 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $606,000 | 2,220 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $237,000 | 4,211 |
| Total noninterest expense | $3,070,000 | 4,822 |
| Salaries and employee benefits | $1,525,000 | 4,919 |
| Premises and equipment expense | $377,000 | 4,696 |
| Additional noninterest expense | $1,168,000 | 4,536 |
| Pre-tax net operating income | $811,000 | 4,069 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $131,000 | 3,206 |
| Income before extraordinary items | $680,000 | 4,200 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $680,000 | 4,202 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $680,000 | 4,202 |
| Net charge-offs | $249,000 | 4,022 |
| Cash dividends | $403,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $680,000 | 4,074 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 5,081 |
| Total interest expense | $738,000 | 4,555 |
| Net interest income | $2,418,000 | 5,128 |
| Provision for loan and lease losses | $114,000 | 4,828 |
| Total noninterest income | $635,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $449,000 | 2,264 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $186,000 | 4,203 |
| Total noninterest expense | $2,314,000 | 4,813 |
| Salaries and employee benefits | $1,128,000 | 4,944 |
| Premises and equipment expense | $277,000 | 4,806 |
| Additional noninterest expense | $909,000 | 4,420 |
| Pre-tax net operating income | $625,000 | 4,155 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $118,000 | 3,087 |
| Income before extraordinary items | $507,000 | 4,288 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $507,000 | 4,290 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $507,000 | 4,290 |
| Net charge-offs | $168,000 | 3,912 |
| Cash dividends | $112,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $507,000 | 4,155 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 5,102 |
| Total interest expense | $496,000 | 4,652 |
| Net interest income | $1,627,000 | 5,138 |
| Provision for loan and lease losses | $76,000 | 4,690 |
| Total noninterest income | $414,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $285,000 | 2,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 4,188 |
| Total noninterest expense | $1,512,000 | 4,921 |
| Salaries and employee benefits | $728,000 | 5,074 |
| Premises and equipment expense | $184,000 | 4,849 |
| Additional noninterest expense | $600,000 | 4,525 |
| Pre-tax net operating income | $453,000 | 3,996 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $91,000 | 2,931 |
| Income before extraordinary items | $362,000 | 4,158 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $362,000 | 4,158 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $362,000 | 4,160 |
| Net charge-offs | $108,000 | 3,767 |
| Cash dividends | $112,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $362,000 | 4,064 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 5,106 |
| Total interest expense | $253,000 | 4,721 |
| Net interest income | $813,000 | 5,127 |
| Provision for loan and lease losses | $38,000 | 4,453 |
| Total noninterest income | $202,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $132,000 | 2,426 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,124 |
| Total noninterest expense | $763,000 | 4,926 |
| Salaries and employee benefits | $367,000 | 5,099 |
| Premises and equipment expense | $95,000 | 4,843 |
| Additional noninterest expense | $301,000 | 4,520 |
| Pre-tax net operating income | $214,000 | 4,125 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $41,000 | 2,985 |
| Income before extraordinary items | $173,000 | 4,215 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $173,000 | 4,214 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $173,000 | 4,215 |
| Net charge-offs | $96,000 | 2,777 |
| Cash dividends | $45,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $173,000 | 4,159 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 5,135 |
| Total interest expense | $1,119,000 | 4,978 |
| Net interest income | $3,332,000 | 5,083 |
| Provision for loan and lease losses | $204,000 | 5,313 |
| Total noninterest income | $909,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $611,000 | 2,257 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $298,000 | 3,952 |
| Total noninterest expense | $3,105,000 | 4,938 |
| Salaries and employee benefits | $1,570,000 | 4,932 |
| Premises and equipment expense | $389,000 | 4,811 |
| Additional noninterest expense | $1,146,000 | 4,723 |
| Pre-tax net operating income | $932,000 | 3,497 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $203,000 | 2,705 |
| Income before extraordinary items | $729,000 | 3,784 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $729,000 | 3,783 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $729,000 | 3,785 |
| Net charge-offs | $30,000 | 6,199 |
| Cash dividends | $367,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $729,000 | 3,655 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 5,229 |
| Total interest expense | $843,000 | 5,119 |
| Net interest income | $2,492,000 | 5,146 |
| Provision for loan and lease losses | $160,000 | 5,166 |
| Total noninterest income | $693,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $453,000 | 2,340 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $240,000 | 3,894 |
| Total noninterest expense | $2,324,000 | 4,945 |
| Salaries and employee benefits | $1,155,000 | 5,025 |
| Premises and equipment expense | $305,000 | 4,797 |
| Additional noninterest expense | $864,000 | 4,712 |
| Pre-tax net operating income | $701,000 | 3,718 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $146,000 | 2,820 |
| Income before extraordinary items | $555,000 | 3,924 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $555,000 | 3,926 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $555,000 | 3,926 |
| Net charge-offs | $4,000 | 6,473 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $555,000 | 3,777 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 5,285 |
| Total interest expense | $566,000 | 5,195 |
| Net interest income | $1,641,000 | 5,186 |
| Provision for loan and lease losses | $114,000 | 5,038 |
| Total noninterest income | $466,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $292,000 | 2,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $174,000 | 3,737 |
| Total noninterest expense | $1,488,000 | 5,087 |
| Salaries and employee benefits | $741,000 | 5,144 |
| Premises and equipment expense | $198,000 | 4,896 |
| Additional noninterest expense | $549,000 | 4,835 |
| Pre-tax net operating income | $505,000 | 3,611 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $113,000 | 2,676 |
| Income before extraordinary items | $392,000 | 3,821 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $392,000 | 3,819 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $392,000 | 3,820 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $106,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $392,000 | 3,715 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 5,491 |
| Total interest expense | $285,000 | 5,315 |
| Net interest income | $769,000 | 5,410 |
| Provision for loan and lease losses | $42,000 | 5,071 |
| Total noninterest income | $209,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $134,000 | 2,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $75,000 | 4,016 |
| Total noninterest expense | $754,000 | 5,107 |
| Salaries and employee benefits | $372,000 | 5,183 |
| Premises and equipment expense | $101,000 | 4,926 |
| Additional noninterest expense | $281,000 | 4,775 |
| Pre-tax net operating income | $182,000 | 4,245 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $34,000 | 3,085 |
| Income before extraordinary items | $148,000 | 4,406 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $148,000 | 4,407 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $148,000 | 4,405 |
| Net charge-offs | $59,000 | 3,587 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $148,000 | 4,287 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 5,488 |
| Total interest expense | $1,327,000 | 5,439 |
| Net interest income | $3,040,000 | 5,350 |
| Provision for loan and lease losses | $255,000 | 5,487 |
| Total noninterest income | $1,009,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $652,000 | 2,390 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $357,000 | 3,708 |
| Total noninterest expense | $3,087,000 | 5,089 |
| Salaries and employee benefits | $1,538,000 | 5,111 |
| Premises and equipment expense | $384,000 | 5,096 |
| Additional noninterest expense | $1,165,000 | 4,820 |
| Pre-tax net operating income | $707,000 | 3,536 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $131,000 | 2,693 |
| Income before extraordinary items | $576,000 | 3,659 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $576,000 | 3,657 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $576,000 | 3,657 |
| Net charge-offs | $199,000 | 5,015 |
| Cash dividends | $157,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $576,000 | 3,582 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 5,576 |
| Total interest expense | $1,029,000 | 5,489 |
| Net interest income | $2,227,000 | 5,426 |
| Provision for loan and lease losses | $156,000 | 5,465 |
| Total noninterest income | $745,000 | 3,417 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $477,000 | 2,453 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $268,000 | 3,791 |
| Total noninterest expense | $2,349,000 | 5,058 |
| Salaries and employee benefits | $1,146,000 | 5,183 |
| Premises and equipment expense | $310,000 | 4,939 |
| Additional noninterest expense | $893,000 | 4,744 |
| Pre-tax net operating income | $467,000 | 3,988 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $76,000 | 3,074 |
| Income before extraordinary items | $391,000 | 4,084 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $391,000 | 4,079 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $391,000 | 4,082 |
| Net charge-offs | $186,000 | 4,329 |
| Cash dividends | $89,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $391,000 | 3,990 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 5,638 |
| Total interest expense | $716,000 | 5,517 |
| Net interest income | $1,449,000 | 5,494 |
| Provision for loan and lease losses | $41,000 | 6,225 |
| Total noninterest income | $491,000 | 3,455 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $288,000 | 2,597 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $203,000 | 3,629 |
| Total noninterest expense | $1,553,000 | 5,143 |
| Salaries and employee benefits | $752,000 | 5,289 |
| Premises and equipment expense | $207,000 | 4,986 |
| Additional noninterest expense | $594,000 | 4,754 |
| Pre-tax net operating income | $346,000 | 3,940 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $63,000 | 2,993 |
| Income before extraordinary items | $283,000 | 4,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $283,000 | 4,051 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $283,000 | 4,051 |
| Net charge-offs | $131,000 | 3,934 |
| Cash dividends | $89,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $283,000 | 3,939 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 5,733 |
| Total interest expense | $366,000 | 5,571 |
| Net interest income | $690,000 | 5,634 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $214,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $127,000 | 2,774 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $796,000 | 4,970 |
| Salaries and employee benefits | $398,000 | 5,155 |
| Premises and equipment expense | $114,000 | 4,767 |
| Additional noninterest expense | $284,000 | 4,577 |
| Pre-tax net operating income | $93,000 | 5,105 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $87,000 | 5,132 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $87,000 | 5,137 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $87,000 | 5,136 |
| Net charge-offs | $45,000 | 3,676 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $87,000 | 4,970 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 5,669 |
| Total interest expense | $1,826,000 | 5,533 |
| Net interest income | $2,793,000 | 5,609 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $978,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $647,000 | 2,498 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $331,000 | 3,925 |
| Total noninterest expense | $2,773,000 | 5,353 |
| Salaries and employee benefits | $1,420,000 | 5,500 |
| Premises and equipment expense | $354,000 | 5,401 |
| Additional noninterest expense | $999,000 | 4,828 |
| Pre-tax net operating income | $962,000 | 3,827 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $241,000 | 2,640 |
| Income before extraordinary items | $721,000 | 3,899 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $721,000 | 3,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,414 |
| Cash dividends | $139,000 | 4,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $721,000 | 4,032 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 5,721 |
| Total interest expense | $1,400,000 | 5,611 |
| Net interest income | $2,092,000 | 5,657 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $749,000 | 3,494 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $495,000 | 2,484 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $254,000 | 3,993 |
| Total noninterest expense | $2,141,000 | 5,257 |
| Salaries and employee benefits | $1,090,000 | 5,445 |
| Premises and equipment expense | $276,000 | 5,327 |
| Additional noninterest expense | $775,000 | 4,633 |
| Pre-tax net operating income | $673,000 | 4,425 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $166,000 | 3,115 |
| Income before extraordinary items | $507,000 | 4,427 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $507,000 | 4,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,860 |
| Cash dividends | $68,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $507,000 | 4,565 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 5,781 |
| Total interest expense | $966,000 | 5,665 |
| Net interest income | $1,377,000 | 5,719 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $498,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $318,000 | 2,517 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $180,000 | 3,971 |
| Total noninterest expense | $1,412,000 | 5,315 |
| Salaries and employee benefits | $718,000 | 5,527 |
| Premises and equipment expense | $179,000 | 5,445 |
| Additional noninterest expense | $515,000 | 4,641 |
| Pre-tax net operating income | $445,000 | 4,583 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $111,000 | 3,350 |
| Income before extraordinary items | $334,000 | 4,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $334,000 | 4,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $68,000 | 4,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $334,000 | 4,760 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 5,832 |
| Total interest expense | $507,000 | 5,720 |
| Net interest income | $677,000 | 5,778 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $250,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $153,000 | 2,573 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,825 |
| Total noninterest expense | $742,000 | 5,171 |
| Salaries and employee benefits | $381,000 | 5,397 |
| Premises and equipment expense | $83,000 | 5,643 |
| Additional noninterest expense | $278,000 | 4,359 |
| Pre-tax net operating income | $176,000 | 5,188 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $41,000 | 3,770 |
| Income before extraordinary items | $135,000 | 5,386 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $135,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,021 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $135,000 | 5,287 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 5,948 |
| Total interest expense | $1,928,000 | 5,902 |
| Net interest income | $2,643,000 | 5,825 |
| Provision for loan and lease losses | $65,000 | 5,403 |
| Total noninterest income | $910,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $573,000 | 2,773 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $337,000 | 4,039 |
| Total noninterest expense | $2,724,000 | 5,325 |
| Salaries and employee benefits | $1,360,000 | 5,610 |
| Premises and equipment expense | $394,000 | 5,071 |
| Additional noninterest expense | $970,000 | 4,755 |
| Pre-tax net operating income | $764,000 | 5,262 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $184,000 | 3,937 |
| Income before extraordinary items | $580,000 | 5,415 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $580,000 | 5,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,946 |
| Cash dividends | $191,000 | 4,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $580,000 | 5,397 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 6,017 |
| Total interest expense | $1,405,000 | 5,999 |
| Net interest income | $1,960,000 | 5,896 |
| Provision for loan and lease losses | $44,000 | 5,259 |
| Total noninterest income | $653,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $404,000 | 2,874 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $249,000 | 4,102 |
| Total noninterest expense | $2,089,000 | 5,216 |
| Salaries and employee benefits | $1,041,000 | 5,513 |
| Premises and equipment expense | $299,000 | 5,031 |
| Additional noninterest expense | $749,000 | 4,597 |
| Pre-tax net operating income | $480,000 | 5,848 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $106,000 | 4,386 |
| Income before extraordinary items | $374,000 | 5,950 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $374,000 | 5,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $123,000 | 4,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $374,000 | 5,939 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 6,089 |
| Total interest expense | $908,000 | 6,080 |
| Net interest income | $1,290,000 | 5,965 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $401,000 | 4,029 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $252,000 | 3,019 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $149,000 | 4,320 |
| Total noninterest expense | $1,394,000 | 5,256 |
| Salaries and employee benefits | $689,000 | 5,603 |
| Premises and equipment expense | $205,000 | 4,959 |
| Additional noninterest expense | $500,000 | 4,581 |
| Pre-tax net operating income | $277,000 | 6,181 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $56,000 | 4,670 |
| Income before extraordinary items | $221,000 | 6,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $221,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $66,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $221,000 | 6,208 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 6,126 |
| Total interest expense | $444,000 | 6,145 |
| Net interest income | $638,000 | 5,998 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $183,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $117,000 | 3,122 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $66,000 | 4,572 |
| Total noninterest expense | $737,000 | 5,074 |
| Salaries and employee benefits | $374,000 | 5,380 |
| Premises and equipment expense | $109,000 | 4,791 |
| Additional noninterest expense | $254,000 | 4,485 |
| Pre-tax net operating income | $72,000 | 7,025 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $67,000 | 6,912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $67,000 | 6,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $67,000 | 6,895 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,253,000 | 5,968 |
| Total interest expense | $1,594,000 | 5,966 |
| Net interest income | $2,659,000 | 5,849 |
| Provision for loan and lease losses | $95,000 | 4,832 |
| Total noninterest income | $807,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $522,000 | 2,966 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $285,000 | 4,407 |
| Total noninterest expense | $2,714,000 | 5,216 |
| Salaries and employee benefits | $1,311,000 | 5,631 |
| Premises and equipment expense | $412,000 | 4,831 |
| Additional noninterest expense | $991,000 | 4,540 |
| Pre-tax net operating income | $657,000 | 6,030 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $146,000 | 4,627 |
| Income before extraordinary items | $511,000 | 6,118 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $511,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,703 |
| Cash dividends | $131,000 | 5,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $511,000 | 6,115 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 6,004 |
| Total interest expense | $1,155,000 | 6,001 |
| Net interest income | $2,004,000 | 5,895 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $611,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $394,000 | 2,977 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,365 |
| Total noninterest expense | $2,084,000 | 5,130 |
| Salaries and employee benefits | $1,022,000 | 5,487 |
| Premises and equipment expense | $312,000 | 4,803 |
| Additional noninterest expense | $750,000 | 4,494 |
| Pre-tax net operating income | $451,000 | 6,418 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $93,000 | 4,991 |
| Income before extraordinary items | $358,000 | 6,435 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $358,000 | 6,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $65,000 | 4,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $358,000 | 6,433 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 6,024 |
| Total interest expense | $739,000 | 6,014 |
| Net interest income | $1,339,000 | 5,931 |
| Provision for loan and lease losses | $58,000 | 4,305 |
| Total noninterest income | $363,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $260,000 | 2,980 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,064 |
| Total noninterest expense | $1,378,000 | 5,177 |
| Salaries and employee benefits | $678,000 | 5,530 |
| Premises and equipment expense | $195,000 | 5,016 |
| Additional noninterest expense | $505,000 | 4,458 |
| Pre-tax net operating income | $266,000 | 6,669 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $51,000 | 5,214 |
| Income before extraordinary items | $215,000 | 6,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $215,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $65,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $215,000 | 6,636 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 6,027 |
| Total interest expense | $359,000 | 5,974 |
| Net interest income | $671,000 | 5,930 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $173,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $120,000 | 3,078 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,003 |
| Total noninterest expense | $691,000 | 5,170 |
| Salaries and employee benefits | $361,000 | 5,335 |
| Premises and equipment expense | $99,000 | 4,994 |
| Additional noninterest expense | $231,000 | 4,705 |
| Pre-tax net operating income | $123,000 | 6,769 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $102,000 | 6,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 6,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $102,000 | 6,704 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 5,910 |
| Total interest expense | $1,196,000 | 5,818 |
| Net interest income | $2,684,000 | 5,846 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $828,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $524,000 | 2,957 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $304,000 | 4,306 |
| Total noninterest expense | $2,568,000 | 5,296 |
| Salaries and employee benefits | $1,318,000 | 5,477 |
| Premises and equipment expense | $351,000 | 5,277 |
| Additional noninterest expense | $899,000 | 4,770 |
| Pre-tax net operating income | $794,000 | 5,885 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $210,000 | 4,606 |
| Income before extraordinary items | $584,000 | 6,062 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $584,000 | 6,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,872 |
| Cash dividends | $271,000 | 4,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $584,000 | 6,034 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 5,938 |
| Total interest expense | $862,000 | 5,823 |
| Net interest income | $1,995,000 | 5,894 |
| Provision for loan and lease losses | $114,000 | 3,981 |
| Total noninterest income | $619,000 | 3,990 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $392,000 | 2,968 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,330 |
| Total noninterest expense | $1,948,000 | 5,226 |
| Salaries and employee benefits | $1,006,000 | 5,403 |
| Premises and equipment expense | $264,000 | 5,247 |
| Additional noninterest expense | $678,000 | 4,732 |
| Pre-tax net operating income | $552,000 | 6,197 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $147,000 | 4,829 |
| Income before extraordinary items | $405,000 | 6,341 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $405,000 | 6,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,558 |
| Cash dividends | $206,000 | 4,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $405,000 | 6,308 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 5,945 |
| Total interest expense | $552,000 | 5,792 |
| Net interest income | $1,312,000 | 5,924 |
| Provision for loan and lease losses | $74,000 | 3,882 |
| Total noninterest income | $391,000 | 4,108 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $259,000 | 2,930 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $132,000 | 4,592 |
| Total noninterest expense | $1,282,000 | 5,252 |
| Salaries and employee benefits | $648,000 | 5,490 |
| Premises and equipment expense | $185,000 | 5,077 |
| Additional noninterest expense | $449,000 | 4,729 |
| Pre-tax net operating income | $347,000 | 6,313 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $94,000 | 4,889 |
| Income before extraordinary items | $253,000 | 6,484 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $253,000 | 6,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,718 |
| Cash dividends | $64,000 | 4,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $253,000 | 6,440 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 6,006 |
| Total interest expense | $261,000 | 5,856 |
| Net interest income | $651,000 | 5,968 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $191,000 | 4,090 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $123,000 | 2,981 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,510 |
| Total noninterest expense | $634,000 | 5,323 |
| Salaries and employee benefits | $302,000 | 5,765 |
| Premises and equipment expense | $92,000 | 5,144 |
| Additional noninterest expense | $240,000 | 4,489 |
| Pre-tax net operating income | $173,000 | 6,286 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $46,000 | 4,870 |
| Income before extraordinary items | $127,000 | 6,454 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $127,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,807 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $127,000 | 6,410 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 5,963 |
| Total interest expense | $1,067,000 | 5,476 |
| Net interest income | $2,442,000 | 6,082 |
| Provision for loan and lease losses | $168,000 | 4,049 |
| Total noninterest income | $727,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $513,000 | 3,088 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $214,000 | 4,972 |
| Total noninterest expense | $2,451,000 | 5,371 |
| Salaries and employee benefits | $1,255,000 | 5,559 |
| Premises and equipment expense | $335,000 | 5,363 |
| Additional noninterest expense | $861,000 | 4,848 |
| Pre-tax net operating income | $550,000 | 6,542 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $134,000 | 5,229 |
| Income before extraordinary items | $416,000 | 6,687 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $416,000 | 6,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,468 |
| Cash dividends | $301,000 | 4,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $416,000 | 6,634 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 5,987 |
| Total interest expense | $812,000 | 5,410 |
| Net interest income | $1,805,000 | 6,129 |
| Provision for loan and lease losses | $123,000 | 3,948 |
| Total noninterest income | $544,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $378,000 | 3,138 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $166,000 | 4,899 |
| Total noninterest expense | $1,826,000 | 5,366 |
| Salaries and employee benefits | $928,000 | 5,570 |
| Premises and equipment expense | $246,000 | 5,392 |
| Additional noninterest expense | $652,000 | 4,768 |
| Pre-tax net operating income | $400,000 | 6,741 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $99,000 | 5,358 |
| Income before extraordinary items | $301,000 | 6,888 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $301,000 | 6,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,728 |
| Cash dividends | $234,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $301,000 | 6,814 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 5,975 |
| Total interest expense | $561,000 | 5,315 |
| Net interest income | $1,185,000 | 6,183 |
| Provision for loan and lease losses | $78,000 | 3,948 |
| Total noninterest income | $350,000 | 4,423 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $236,000 | 3,269 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $114,000 | 4,901 |
| Total noninterest expense | $1,243,000 | 5,311 |
| Salaries and employee benefits | $636,000 | 5,505 |
| Premises and equipment expense | $162,000 | 5,446 |
| Additional noninterest expense | $445,000 | 4,715 |
| Pre-tax net operating income | $214,000 | 7,083 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $47,000 | 5,703 |
| Income before extraordinary items | $167,000 | 7,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,087 |
| Cash dividends | $66,000 | 4,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $167,000 | 7,114 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 6,008 |
| Total interest expense | $286,000 | 5,312 |
| Net interest income | $588,000 | 6,219 |
| Provision for loan and lease losses | $33,000 | 3,984 |
| Total noninterest income | $161,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $108,000 | 3,400 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $610,000 | 5,396 |
| Salaries and employee benefits | $299,000 | 5,743 |
| Premises and equipment expense | $76,000 | 5,660 |
| Additional noninterest expense | $235,000 | 4,516 |
| Pre-tax net operating income | $106,000 | 7,051 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $82,000 | 7,188 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 7,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $82,000 | 7,113 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 6,025 |
| Total interest expense | $1,279,000 | 5,364 |
| Net interest income | $2,240,000 | 6,268 |
| Provision for loan and lease losses | $78,000 | 5,679 |
| Total noninterest income | $679,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $475,000 | 3,226 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $204,000 | 5,241 |
| Total noninterest expense | $2,390,000 | 5,383 |
| Salaries and employee benefits | $1,180,000 | 5,701 |
| Premises and equipment expense | $315,000 | 5,520 |
| Additional noninterest expense | $895,000 | 4,648 |
| Pre-tax net operating income | $451,000 | 6,837 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $96,000 | 5,763 |
| Income before extraordinary items | $355,000 | 7,009 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $355,000 | 7,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,174 |
| Cash dividends | $401,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $355,000 | 6,860 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 6,078 |
| Total interest expense | $962,000 | 5,494 |
| Net interest income | $1,697,000 | 6,262 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $510,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $354,000 | 3,249 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 5,265 |
| Total noninterest expense | $1,773,000 | 5,391 |
| Salaries and employee benefits | $865,000 | 5,737 |
| Premises and equipment expense | $232,000 | 5,560 |
| Additional noninterest expense | $676,000 | 4,580 |
| Pre-tax net operating income | $359,000 | 6,902 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $86,000 | 5,733 |
| Income before extraordinary items | $273,000 | 7,099 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $273,000 | 7,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,784 |
| Cash dividends | $335,000 | 3,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $273,000 | 6,936 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 6,107 |
| Total interest expense | $651,000 | 5,570 |
| Net interest income | $1,126,000 | 6,287 |
| Provision for loan and lease losses | $42,000 | 5,388 |
| Total noninterest income | $324,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $228,000 | 3,295 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $1,206,000 | 5,315 |
| Salaries and employee benefits | $585,000 | 5,698 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $462,000 | 4,505 |
| Pre-tax net operating income | $202,000 | 7,200 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $42,000 | 6,056 |
| Income before extraordinary items | $160,000 | 7,346 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $160,000 | 7,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $335,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $160,000 | 7,162 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $887,000 | 6,147 |
| Total interest expense | $336,000 | 5,571 |
| Net interest income | $551,000 | 6,340 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $150,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 3,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $609,000 | 5,288 |
| Salaries and employee benefits | $282,000 | 5,818 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $252,000 | 4,193 |
| Pre-tax net operating income | $74,000 | 7,624 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $62,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $62,000 | 7,501 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 6,311 |
| Total interest expense | $1,477,000 | 5,772 |
| Net interest income | $2,055,000 | 6,538 |
| Provision for loan and lease losses | $61,000 | 6,435 |
| Total noninterest income | $484,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $407,000 | 3,498 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,949 |
| Total noninterest expense | $1,953,000 | 5,956 |
| Salaries and employee benefits | $929,000 | 6,406 |
| Premises and equipment expense | $214,000 | 6,608 |
| Additional noninterest expense | $810,000 | 4,881 |
| Pre-tax net operating income | $525,000 | 6,680 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $129,000 | 5,707 |
| Income before extraordinary items | $416,000 | 6,767 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $416,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $116,000 | 5,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $400,800 | 6,713 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,644,000 | 6,641 |
| Total interest expense | $1,699,000 | 6,603 |
| Net interest income | $1,945,000 | 6,518 |
| Provision for loan and lease losses | $67,000 | 6,261 |
| Total noninterest income | $351,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $96,000 | 6,520 |
| Total noninterest expense | $1,489,000 | 6,820 |
| Salaries and employee benefits | $799,000 | 6,778 |
| Premises and equipment expense | $124,000 | 7,941 |
| Additional noninterest expense | $566,000 | 6,053 |
| Pre-tax net operating income | $740,000 | 5,685 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $207,000 | 4,962 |
| Income before extraordinary items | $533,000 | 5,913 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $533,000 | 5,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,093 |
| Cash dividends | $104,000 | 5,714 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 9,468 |
| Net operating income | $533,000 | 5,799 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 6,713 |
| Total interest expense | $1,784,000 | 6,618 |
| Net interest income | $1,933,000 | 6,673 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $316,000 | 6,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $1,416,000 | 6,963 |
| Salaries and employee benefits | $768,000 | 6,888 |
| Premises and equipment expense | $103,000 | 8,389 |
| Additional noninterest expense | $545,000 | 6,103 |
| Pre-tax net operating income | $783,000 | 5,926 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $192,000 | 5,468 |
| Income before extraordinary items | $591,000 | 5,892 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $591,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,555 |
| Cash dividends | $93,000 | 6,042 |
| Sale, conversion, retirement of capital stock, net | $-24,000 | 9,753 |
| Net operating income | $591,000 | 5,909 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 6,959 |
| Total interest expense | $1,576,000 | 6,779 |
| Net interest income | $1,802,000 | 7,008 |
| Provision for loan and lease losses | $8,000 | 8,218 |
| Total noninterest income | $287,000 | 6,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,343 |
| Total noninterest expense | $1,311,000 | 7,268 |
| Salaries and employee benefits | $707,000 | 7,200 |
| Premises and equipment expense | $94,000 | 8,748 |
| Additional noninterest expense | $510,000 | 6,438 |
| Pre-tax net operating income | $770,000 | 6,047 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $196,000 | 5,753 |
| Income before extraordinary items | $574,000 | 6,024 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $574,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,344 |
| Cash dividends | $112,000 | 5,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $574,000 | 5,995 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 7,204 |
| Total interest expense | $1,500,000 | 7,191 |
| Net interest income | $1,772,000 | 7,109 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $259,000 | 6,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 4,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,765 |
| Total noninterest expense | $1,253,000 | 7,396 |
| Salaries and employee benefits | $679,000 | 7,308 |
| Premises and equipment expense | $106,000 | 8,578 |
| Additional noninterest expense | $468,000 | 6,666 |
| Pre-tax net operating income | $766,000 | 6,224 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $202,000 | 6,160 |
| Income before extraordinary items | $564,000 | 6,242 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $564,000 | 6,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $66,000 | 6,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $564,000 | 6,127 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 7,636 |
| Total interest expense | $1,394,000 | 7,596 |
| Net interest income | $1,702,000 | 7,549 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $242,000 | 7,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,870 |
| Total noninterest expense | $1,204,000 | 7,662 |
| Salaries and employee benefits | $635,000 | 7,696 |
| Premises and equipment expense | $103,000 | 8,887 |
| Additional noninterest expense | $466,000 | 6,790 |
| Pre-tax net operating income | $720,000 | 6,900 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $196,000 | 6,931 |
| Income before extraordinary items | $524,000 | 6,838 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $524,000 | 6,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $106,000 | 6,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $524,000 | 6,777 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 7,911 |
| Total interest expense | $1,491,000 | 7,600 |
| Net interest income | $1,578,000 | 8,088 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $236,000 | 7,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,550 |
| Total noninterest expense | $1,123,000 | 8,250 |
| Salaries and employee benefits | $593,000 | 8,185 |
| Premises and equipment expense | $101,000 | 9,258 |
| Additional noninterest expense | $429,000 | 7,636 |
| Pre-tax net operating income | $667,000 | 7,082 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $173,000 | 7,544 |
| Income before extraordinary items | $494,000 | 6,941 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $494,000 | 6,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $42,000 | 7,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $494,000 | 6,880 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 8,249 |
| Total interest expense | $1,455,000 | 7,810 |
| Net interest income | $1,516,000 | 8,489 |
| Provision for loan and lease losses | $-58,000 | 11,619 |
| Total noninterest income | $212,000 | 8,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $1,072,000 | 8,678 |
| Salaries and employee benefits | $567,000 | 8,599 |
| Premises and equipment expense | $109,000 | 9,346 |
| Additional noninterest expense | $396,000 | 8,232 |
| Pre-tax net operating income | $714,000 | 7,259 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $209,000 | 7,275 |
| Income before extraordinary items | $505,000 | 7,211 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $505,000 | 7,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 11,756 |
| Cash dividends | $40,000 | 7,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $505,000 | 7,186 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 8,694 |
| Total interest expense | $1,159,000 | 8,063 |
| Net interest income | $1,461,000 | 8,986 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $193,000 | 8,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $1,102,000 | 8,978 |
| Salaries and employee benefits | $546,000 | 8,991 |
| Premises and equipment expense | $142,000 | 8,775 |
| Additional noninterest expense | $414,000 | 8,687 |
| Pre-tax net operating income | $516,000 | 8,551 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $133,000 | 8,646 |
| Income before extraordinary items | $383,000 | 8,330 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $383,000 | 8,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,250 |
| Cash dividends | $36,000 | 8,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $383,000 | 8,378 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 9,141 |
| Total interest expense | $1,192,000 | 8,284 |
| Net interest income | $1,328,000 | 9,653 |
| Provision for loan and lease losses | $82,000 | 6,278 |
| Total noninterest income | $160,000 | 10,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $968,000 | 9,885 |
| Salaries and employee benefits | $487,000 | 9,796 |
| Premises and equipment expense | $143,000 | 9,102 |
| Additional noninterest expense | $338,000 | 9,982 |
| Pre-tax net operating income | $438,000 | 9,111 |
| Securities gains (losses) | $-12,000 | 12,812 |
| Applicable income taxes | $108,000 | 9,551 |
| Income before extraordinary items | $318,000 | 9,263 |
| Extraordinary gains, net | $54,000 | 2,110 |
| Net income | $372,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,534 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $327,000 | 8,901 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 9,359 |
| Total interest expense | $1,560,000 | 8,332 |
| Net interest income | $1,225,000 | 10,238 |
| Provision for loan and lease losses | $113,000 | 6,955 |
| Total noninterest income | $175,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $936,000 | 10,276 |
| Salaries and employee benefits | $460,000 | 10,198 |
| Premises and equipment expense | $169,000 | 8,579 |
| Additional noninterest expense | $307,000 | 10,733 |
| Pre-tax net operating income | $351,000 | 9,677 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $62,000 | 10,939 |
| Income before extraordinary items | $288,000 | 9,463 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $288,000 | 9,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 5,577 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $288,820 | 9,072 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.