Home > Bear State Bank > Net charge- offs to loans
Bear State Bank, Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0627% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 819 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 4,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0723% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 967 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0358% | 3,841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0414% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6272% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6272% | 1,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 4,487 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0483% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 1,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0656% | 3,991 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 1,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0820% | 1,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4882% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1489% | 2,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 1,716 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 4,553 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0697% | 4,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1038% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6238% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1725% | 2,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,513 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0693% | 4,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1514% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1270% | 2,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1270% | 2,434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 4,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 4,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0625% | 4,072 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2218% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2218% | 1,846 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 1,782 |
| Percentage Net Loans Charged-off:Construction & development | -0.0434% | 4,735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0367% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0012% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1297% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1362% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2146% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2116% | 2,728 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7582% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2036% | 2,602 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6189% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | -0.0565% | 4,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0016% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1367% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1434% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2986% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1331% | 2,763 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8082% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1209% | 2,668 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5128% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,026 |
| Percentage Net Loans Charged-off:Construction & development | -0.0815% | 4,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0026% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0730% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0766% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5537% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1557% | 2,460 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9098% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1375% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4283% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 2,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | -0.1631% | 5,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0052% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0870% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1455% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0847% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0878% | 2,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4783% | 422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 2,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 1,971 |
| Percentage Net Loans Charged-off:Construction & development | -0.1278% | 5,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0602% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1868% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7213% | 4,554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2184% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0380% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2435% | 2,499 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1416% | 1,139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2610% | 2,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5551% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 1,899 |
| Percentage Net Loans Charged-off:Construction & development | -0.1682% | 5,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0809% | 937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1514% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2977% | 4,517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1672% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0715% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3038% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1873% | 1,128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3264% | 1,835 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3193% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | -0.1546% | 5,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1276% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3710% | 4,567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1334% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0399% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4669% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4890% | 1,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 1,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | -0.3368% | 5,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2508% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6531% | 4,630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1002% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 4,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2931% | 1,737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3070% | 1,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 4,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1446% | 3,148 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0858% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0678% | 3,461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0414% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 4,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 4,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0772% | 3,253 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0201% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0336% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 4,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0483% | 3,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6322% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1103% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0191% | 4,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4839% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2498% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5036% | 1,347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0506% | 4,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 3,982 |
| Percentage Net Loans Charged-off:Construction & development | -0.0288% | 5,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0994% | 2,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 3,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0840% | 3,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0906% | 2,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2821% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8061% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2383% | 2,831 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 4,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 3,633 |
| Percentage Net Loans Charged-off:Construction & development | -0.0377% | 5,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1339% | 1,709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 2,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 2,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 4,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3379% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9162% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2900% | 2,365 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0122% | 5,577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 4,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 3,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1738% | 1,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 2,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 2,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 4,861 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0096% | 5,424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7495% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0726% | 5,558 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0180% | 5,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0385% | 6,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0523% | 6,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1651% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1746% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 4,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0968% | 2,600 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5061% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0210% | 5,377 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1220% | 4,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1370% | 3,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.1277% | 2,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0763% | 2,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1304% | 3,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1407% | 3,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 5,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1611% | 3,625 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0941% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0847% | 3,872 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1102% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1659% | 3,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.1285% | 1,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1008% | 2,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1451% | 3,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1572% | 2,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 5,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1890% | 3,236 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3785% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0923% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0952% | 1,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 4,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1223% | 3,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.1901% | 1,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0762% | 2,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1933% | 2,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2105% | 2,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0291% | 5,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2299% | 2,860 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0826% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1593% | 2,948 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0412% | 6,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 3,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 3,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.3144% | 1,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 2,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0582% | 5,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2734% | 2,315 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1583% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1183% | 2,586 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2023% | 6,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 4,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 4,747 |
| Percentage Net Loans Charged-off:Construction & development | -0.0817% | 6,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0514% | 3,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 3,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3738% | 1,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 3,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5455% | 2,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1877% | 4,045 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4576% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0764% | 4,436 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5342% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1075% | 4,199 |
| Percentage Net Loans Charged-off:Construction & development | -0.1092% | 6,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0679% | 2,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1562% | 3,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4781% | 1,110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 3,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4409% | 2,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1915% | 3,692 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4835% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0769% | 4,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1588% | 1,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 4,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 6,993 |
| Percentage Net Loans Charged-off:Construction & development | -0.1614% | 6,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 2,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 4,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 3,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6863% | 1,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2257% | 3,259 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9984% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0621% | 3,742 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2442% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 4,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 3,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 6,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 2,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 2,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0304% | 5,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2834% | 2,629 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6138% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1269% | 2,814 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3500% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 4,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 4,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.2318% | 3,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2494% | 2,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 4,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 4,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8141% | 2,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1654% | 4,680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3420% | 1,015 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3539% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3105% | 4,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2066% | 3,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.2725% | 2,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3500% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 4,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 4,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0390% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1963% | 4,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3828% | 944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4467% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3677% | 3,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2169% | 3,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 6,890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4744% | 1,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 3,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 3,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4141% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1622% | 4,038 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3427% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4161% | 915 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3462% | 3,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3937% | 2,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 6,916 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9267% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 2,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 2,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1105% | 2,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0799% | 3,747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6834% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6920% | 631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 6,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 5,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.1576% | 3,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 3,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 4,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 4,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0364% | 5,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3591% | 4,569 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1610% | 987 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7491% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 6,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 5,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 2,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 4,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 3,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0497% | 4,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4088% | 4,038 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1830% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2197% | 1,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 5,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 4,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 2,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 3,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 3,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0759% | 3,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4310% | 3,692 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0979% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1870% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 4,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 3,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.2627% | 1,631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 2,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 2,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3176% | 3,382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1664% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 6,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 4,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 2,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 2,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1119% | 2,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0015% | 4,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1117% | 5,421 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6892% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2972% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 5,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 3,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 1,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1353% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 6,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0200% | 5,405 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1990% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2290% | 1,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 5,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 3,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 6,979 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0118% | 7,150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8393% | 819 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0918% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 4,949 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 7,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 6,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0933% | 3,741 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6550% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0268% | 1,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1038% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 1,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2274% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2383% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1619% | 2,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4644% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2661% | 836 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8405% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 1,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1336% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 1,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2876% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2996% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2411% | 2,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4554% | 2,864 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2262% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1669% | 498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7074% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7355% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6412% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6412% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5361% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9778% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0556% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0878% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9799% | 326 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0901% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4258% | 28 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 3.4258% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9158% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0855% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2351% | 1,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1043% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1079% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 2,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6041% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4127% | 3,273 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7397% | 665 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3053% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1380% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1454% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7928% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5109% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3329% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3903% | 801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1617% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1262% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2162% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4848% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6466% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7376% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2977% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2434% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6028% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7724% | 1,581 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2405% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1589% | 2,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0852% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 2,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5409% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2396% | 4,877 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3917% | 1,046 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0115% | 1,573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 2,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0444% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6937% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2211% | 4,474 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2042% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0150% | 1,352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0636% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6967% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3206% | 3,593 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7740% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0223% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1957% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 7,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0017% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5336% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6692% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 5,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 7,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4264% | 4,194 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7518% | 1,025 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 5,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2792% | 4,509 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3549% | 1,126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 5,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2730% | 4,237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4639% | 1,014 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2679% | 3,690 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7986% | 803 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 6,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0771% | 4,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3134% | 5,233 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4878% | 1,363 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 6,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 3,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0511% | 6,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3503% | 1,689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 6,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1472% | 2,876 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1124% | 8,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3467% | 1,539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2947% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 6,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2125% | 5,933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6667% | 1,794 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 5,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 3,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4910% | 4,195 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1514% | 1,644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 5,852 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 6,487 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 6,552 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 7,721 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 7,670 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0518% | 10,941 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 9,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2196% | 7,024 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |