Home > Bear State Bank > Income and Expense

Bear State Bank, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$21,662,000386
Total interest expense$3,062,000375
Net interest income$18,600,000381
Provision for loan and lease losses$373,000597
Total noninterest income$3,122,000588
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,272,000293
Trading account gains and fees$0123
Additional Noninterest Income$1,850,000609
Total noninterest expense$11,240,000501
Salaries and employee benefits$5,749,000549
Premises and equipment expense$1,481,000460
Additional noninterest expense$4,010,000444
Pre-tax net operating income$10,109,000344
Securities gains (losses)$0735
Applicable income taxes$2,372,000313
Income before extraordinary items$7,737,000363
Extraordinary gains, net$07
Net income$7,737,000363
Minority interest net income$052
Net income of bank and minority interests.$7,737,000363
Net charge-offs$260,000467
Cash dividends$2,000,000411
Sale, conversion, retirement of capital stock, net$219,000186
Net operating income$7,737,000362
2017-12-31 (YTD Data)Rank
Total interest income$86,266,000367
Total interest expense$10,287,000368
Net interest income$75,979,000367
Provision for loan and lease losses$4,498,000271
Total noninterest income$17,407,000467
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$5,703,000269
Trading account gains and fees$0151
Additional Noninterest Income$11,704,000471
Total noninterest expense$49,840,000453
Salaries and employee benefits$25,310,000472
Premises and equipment expense$6,339,000416
Additional noninterest expense$18,191,000402
Pre-tax net operating income$39,048,000336
Securities gains (losses)$48,000922
Applicable income taxes$14,568,000323
Income before extraordinary items$24,528,000351
Extraordinary gains, net$09
Net income$24,528,000352
Minority interest net income$076
Net income of bank and minority interests.$24,528,000352
Net charge-offs$1,090,000647
Cash dividends$14,000,000297
Sale, conversion, retirement of capital stock, net$397,000323
Net operating income$24,497,280351
2017-09-30 (YTD Data)Rank
Total interest income$64,295,000373
Total interest expense$7,317,000373
Net interest income$56,978,000368
Provision for loan and lease losses$4,034,000233
Total noninterest income$12,834,000483
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,305,000271
Trading account gains and fees$0145
Additional Noninterest Income$8,529,000472
Total noninterest expense$37,736,000452
Salaries and employee benefits$19,125,000474
Premises and equipment expense$4,771,000419
Additional noninterest expense$13,840,000400
Pre-tax net operating income$28,042,000355
Securities gains (losses)$48,000898
Applicable income taxes$9,072,000328
Income before extraordinary items$19,018,000376
Extraordinary gains, net$09
Net income$19,018,000376
Minority interest net income$071
Net income of bank and minority interests.$19,018,000376
Net charge-offs$936,000518
Cash dividends$12,000,000252
Sale, conversion, retirement of capital stock, net$309,000300
Net operating income$18,985,360374
2017-06-30 (YTD Data)Rank
Total interest income$42,202,000375
Total interest expense$4,467,000384
Net interest income$37,735,000369
Provision for loan and lease losses$2,171,000263
Total noninterest income$8,685,000474
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,851,000268
Trading account gains and fees$0139
Additional Noninterest Income$5,834,000471
Total noninterest expense$25,190,000456
Salaries and employee benefits$12,809,000474
Premises and equipment expense$3,255,000411
Additional noninterest expense$9,126,000402
Pre-tax net operating income$19,059,000348
Securities gains (losses)$48,000672
Applicable income taxes$6,204,000320
Income before extraordinary items$12,903,000369
Extraordinary gains, net$011
Net income$12,903,000368
Minority interest net income$071
Net income of bank and minority interests.$12,903,000369
Net charge-offs$672,000452
Cash dividends$10,000,000208
Sale, conversion, retirement of capital stock, net$221,000269
Net operating income$12,870,360370
2017-03-31 (YTD Data)Rank
Total interest income$21,048,000372
Total interest expense$2,086,000396
Net interest income$18,962,000368
Provision for loan and lease losses$1,349,000223
Total noninterest income$4,201,000475
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,433,000264
Trading account gains and fees$0142
Additional Noninterest Income$2,768,000474
Total noninterest expense$13,025,000445
Salaries and employee benefits$6,629,000473
Premises and equipment expense$1,736,000399
Additional noninterest expense$4,660,000399
Pre-tax net operating income$8,789,000367
Securities gains (losses)$11,000641
Applicable income taxes$2,944,000335
Income before extraordinary items$5,856,000398
Extraordinary gains, net$08
Net income$5,856,000397
Minority interest net income$055
Net income of bank and minority interests.$5,856,000398
Net charge-offs$112,000870
Cash dividends$8,000,000140
Sale, conversion, retirement of capital stock, net$132,000221
Net operating income$5,848,630392
2016-12-31 (YTD Data)Rank
Total interest income$75,385,000383
Total interest expense$7,269,000414
Net interest income$68,116,000380
Provision for loan and lease losses$2,516,000437
Total noninterest income$16,813,000476
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,185,000291
Trading account gains and fees$0170
Additional Noninterest Income$11,628,000459
Total noninterest expense$55,175,000422
Salaries and employee benefits$28,034,000436
Premises and equipment expense$6,746,000399
Additional noninterest expense$20,395,000368
Pre-tax net operating income$27,238,000401
Securities gains (losses)$19,0002,394
Applicable income taxes$7,992,000392
Income before extraordinary items$19,265,000423
Extraordinary gains, net$05
Net income$19,265,000418
Minority interest net income$082
Net income of bank and minority interests.$19,265,000422
Net charge-offs$1,483,000488
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$350,000321
Net operating income$19,251,510417
2016-09-30 (YTD Data)Rank
Total interest income$56,175,000383
Total interest expense$5,328,000416
Net interest income$50,847,000379
Provision for loan and lease losses$1,665,000474
Total noninterest income$12,461,000477
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,944,000290
Trading account gains and fees$0169
Additional Noninterest Income$8,517,000464
Total noninterest expense$42,084,000411
Salaries and employee benefits$21,209,000437
Premises and equipment expense$5,162,000393
Additional noninterest expense$15,713,000360
Pre-tax net operating income$19,559,000417
Securities gains (losses)$19,0002,332
Applicable income taxes$5,401,000435
Income before extraordinary items$14,177,000427
Extraordinary gains, net$05
Net income$14,177,000425
Minority interest net income$071
Net income of bank and minority interests.$14,177,000427
Net charge-offs$1,104,000445
Cash dividends$3,000,000756
Sale, conversion, retirement of capital stock, net$262,000300
Net operating income$14,163,320424
2016-06-30 (YTD Data)Rank
Total interest income$37,327,000386
Total interest expense$3,486,000419
Net interest income$33,841,000380
Provision for loan and lease losses$1,022,000501
Total noninterest income$7,814,000491
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,607,000291
Trading account gains and fees$0157
Additional Noninterest Income$5,207,000488
Total noninterest expense$29,002,000399
Salaries and employee benefits$14,239,000436
Premises and equipment expense$3,503,000387
Additional noninterest expense$11,260,000346
Pre-tax net operating income$11,631,000449
Securities gains (losses)$-2,0005,810
Applicable income taxes$2,840,000505
Income before extraordinary items$8,789,000449
Extraordinary gains, net$016
Net income$8,789,000447
Minority interest net income$071
Net income of bank and minority interests.$8,789,000448
Net charge-offs$822,000415
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$181,000292
Net operating income$8,790,520437
2016-03-31 (YTD Data)Rank
Total interest income$18,790,000383
Total interest expense$1,701,000427
Net interest income$17,089,000378
Provision for loan and lease losses$489,000478
Total noninterest income$3,533,000515
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,296,000286
Trading account gains and fees$0142
Additional Noninterest Income$2,237,000527
Total noninterest expense$14,845,000391
Salaries and employee benefits$7,284,000427
Premises and equipment expense$1,766,000389
Additional noninterest expense$5,795,000331
Pre-tax net operating income$5,288,000472
Securities gains (losses)$-2,0005,868
Applicable income taxes$1,630,000453
Income before extraordinary items$3,656,000515
Extraordinary gains, net$012
Net income$3,656,000513
Minority interest net income$062
Net income of bank and minority interests.$3,656,000515
Net charge-offs$174,000732
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$196,000182
Net operating income$3,657,380502
2015-12-31 (YTD Data)Rank
Total interest income$54,998,000467
Total interest expense$5,713,000481
Net interest income$49,285,000461
Provision for loan and lease losses$1,175,000704
Total noninterest income$13,031,000554
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,824,000303
Trading account gains and fees$0159
Additional Noninterest Income$8,207,000577
Total noninterest expense$44,272,000488
Salaries and employee benefits$20,927,000542
Premises and equipment expense$5,362,000475
Additional noninterest expense$17,983,000406
Pre-tax net operating income$16,869,000559
Securities gains (losses)$92,0001,225
Applicable income taxes$5,181,000505
Income before extraordinary items$11,780,000621
Extraordinary gains, net$023
Net income$11,780,000620
Minority interest net income$081
Net income of bank and minority interests.$11,780,000622
Net charge-offs$896,000751
Cash dividends$12,100,000325
Sale, conversion, retirement of capital stock, net$113,000503
Net operating income$11,716,520612
2015-09-30 (YTD Data)Rank
Total interest income$41,379,000465
Total interest expense$4,302,000476
Net interest income$37,077,000464
Provision for loan and lease losses$931,000643
Total noninterest income$10,064,000549
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,621,000307
Trading account gains and fees$0153
Additional Noninterest Income$6,443,000566
Total noninterest expense$33,011,000496
Salaries and employee benefits$15,924,000538
Premises and equipment expense$3,800,000505
Additional noninterest expense$13,287,000409
Pre-tax net operating income$13,199,000550
Securities gains (losses)$88,0001,109
Applicable income taxes$4,154,000509
Income before extraordinary items$9,133,000610
Extraordinary gains, net$021
Net income$9,133,000609
Minority interest net income$078
Net income of bank and minority interests.$9,133,000610
Net charge-offs$616,000743
Cash dividends$12,100,000247
Sale, conversion, retirement of capital stock, net$80,000484
Net operating income$9,072,280602
2015-06-30 (YTD Data)Rank
Total interest income$27,629,000462
Total interest expense$2,882,000471
Net interest income$24,747,000461
Provision for loan and lease losses$600,000646
Total noninterest income$6,463,000574
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,368,000307
Trading account gains and fees$0157
Additional Noninterest Income$4,095,000582
Total noninterest expense$22,699,000482
Salaries and employee benefits$10,881,000522
Premises and equipment expense$2,484,000522
Additional noninterest expense$9,334,000392
Pre-tax net operating income$7,911,000604
Securities gains (losses)$88,000904
Applicable income taxes$2,416,000570
Income before extraordinary items$5,583,000666
Extraordinary gains, net$022
Net income$5,583,000664
Minority interest net income$075
Net income of bank and minority interests.$5,583,000666
Net charge-offs$406,000757
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$-3,0006,277
Net operating income$5,521,400647
2015-03-31 (YTD Data)Rank
Total interest income$14,107,000447
Total interest expense$1,425,000479
Net interest income$12,682,000448
Provision for loan and lease losses$300,000621
Total noninterest income$2,988,000587
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,148,000314
Trading account gains and fees$0152
Additional Noninterest Income$1,840,000611
Total noninterest expense$11,804,000468
Salaries and employee benefits$5,855,000494
Premises and equipment expense$1,286,000512
Additional noninterest expense$4,663,000378
Pre-tax net operating income$3,566,000649
Securities gains (losses)$88,000634
Applicable income taxes$1,076,000604
Income before extraordinary items$2,578,000694
Extraordinary gains, net$013
Net income$2,578,000692
Minority interest net income$064
Net income of bank and minority interests.$2,578,000694
Net charge-offs$198,000736
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$-33,0006,382
Net operating income$2,515,520684
2014-12-31 (YTD Data)Rank
Total interest income$14,279,0001,759
Total interest expense$511,0003,973
Net interest income$13,768,0001,600
Provision for loan and lease losses$888,000954
Total noninterest income$2,554,0001,769
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,564,000850
Trading account gains and fees$0180
Additional Noninterest Income$990,0002,341
Total noninterest expense$8,440,0002,224
Salaries and employee benefits$3,867,0002,571
Premises and equipment expense$977,0002,282
Additional noninterest expense$3,596,0001,722
Pre-tax net operating income$6,994,0001,154
Securities gains (losses)$03,259
Applicable income taxes$2,540,000817
Income before extraordinary items$4,454,0001,452
Extraordinary gains, net$017
Net income$4,454,0001,450
Minority interest net income$084
Net income of bank and minority interests.$4,454,0001,451
Net charge-offs$33,0004,049
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$37,000687
Net operating income$4,454,0001,426
2014-09-30 (YTD Data)Rank
Total interest income$7,992,0002,271
Total interest expense$259,0004,790
Net interest income$7,733,0002,074
Provision for loan and lease losses$430,0001,315
Total noninterest income$1,407,0002,201
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$857,0001,163
Trading account gains and fees$0174
Additional Noninterest Income$550,0002,772
Total noninterest expense$4,481,0002,932
Salaries and employee benefits$2,113,0003,238
Premises and equipment expense$489,0003,083
Additional noninterest expense$1,879,0002,396
Pre-tax net operating income$4,229,0001,396
Securities gains (losses)$02,980
Applicable income taxes$1,601,000953
Income before extraordinary items$2,628,0001,778
Extraordinary gains, net$015
Net income$2,628,0001,779
Minority interest net income$081
Net income of bank and minority interests.$2,628,0001,778
Net charge-offs$14,0004,011
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$14,000717
Net operating income$2,628,0001,741
2014-06-30 (YTD Data)Rank
Total interest income$1,043,0005,694
Total interest expense$35,0006,364
Net interest income$1,008,0005,544
Provision for loan and lease losses$130,0002,050
Total noninterest income$194,0004,717
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$137,0003,402
Trading account gains and fees$0172
Additional Noninterest Income$57,0005,200
Total noninterest expense$516,0006,176
Salaries and employee benefits$287,0006,143
Premises and equipment expense$40,0006,285
Additional noninterest expense$189,0006,042
Pre-tax net operating income$556,0003,996
Securities gains (losses)$02,580
Applicable income taxes$202,0002,408
Income before extraordinary items$354,0004,490
Extraordinary gains, net$020
Net income$354,0004,494
Minority interest net income$080
Net income of bank and minority interests.$354,0004,495
Net charge-offs$5,0003,959
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$2,000760
Net operating income$354,0004,436
2014-03-31 (YTD Data)Rank
Total interest income$5,514,0001,161
Total interest expense$580,0001,292
Net interest income$4,934,0001,134
Provision for loan and lease losses$03,817
Total noninterest income$1,171,0001,107
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$704,000472
Trading account gains and fees$0147
Additional Noninterest Income$467,0001,485
Total noninterest expense$3,745,0001,337
Salaries and employee benefits$1,932,0001,387
Premises and equipment expense$482,0001,277
Additional noninterest expense$1,331,0001,205
Pre-tax net operating income$2,360,000838
Securities gains (losses)$01,715
Applicable income taxes$893,000611
Income before extraordinary items$1,467,0001,071
Extraordinary gains, net$016
Net income$1,467,0001,072
Minority interest net income$066
Net income of bank and minority interests.$1,467,0001,072
Net charge-offs$59,0001,738
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,467,0001,047
2013-12-31 (YTD Data)Rank
Total interest income$23,166,0001,103
Total interest expense$2,615,0001,286
Net interest income$20,551,0001,074
Provision for loan and lease losses$05,091
Total noninterest income$5,910,0001,004
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,035,000467
Trading account gains and fees$0184
Additional Noninterest Income$2,875,0001,172
Total noninterest expense$15,605,0001,279
Salaries and employee benefits$7,911,0001,344
Premises and equipment expense$2,325,0001,024
Additional noninterest expense$5,369,0001,249
Pre-tax net operating income$10,856,000730
Securities gains (losses)$03,182
Applicable income taxes$4,142,000518
Income before extraordinary items$6,714,000929
Extraordinary gains, net$029
Net income$6,714,000931
Minority interest net income$090
Net income of bank and minority interests.$6,714,000931
Net charge-offs$200,0003,013
Cash dividends$1,200,0001,704
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,714,000907
2013-09-30 (YTD Data)Rank
Total interest income$17,561,0001,086
Total interest expense$2,002,0001,300
Net interest income$15,559,0001,066
Provision for loan and lease losses$04,941
Total noninterest income$4,736,000972
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,249,000472
Trading account gains and fees$0180
Additional Noninterest Income$2,487,0001,101
Total noninterest expense$11,713,0001,280
Salaries and employee benefits$5,859,0001,357
Premises and equipment expense$1,879,000971
Additional noninterest expense$3,975,0001,263
Pre-tax net operating income$8,582,000702
Securities gains (losses)$03,040
Applicable income taxes$3,285,000517
Income before extraordinary items$5,297,000899
Extraordinary gains, net$025
Net income$5,297,000901
Minority interest net income$084
Net income of bank and minority interests.$5,297,000901
Net charge-offs$138,0002,955
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,297,000876
2013-06-30 (YTD Data)Rank
Total interest income$11,810,0001,073
Total interest expense$1,365,0001,311
Net interest income$10,445,0001,047
Provision for loan and lease losses$04,788
Total noninterest income$2,315,0001,229
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,441,000482
Trading account gains and fees$0157
Additional Noninterest Income$874,0001,760
Total noninterest expense$7,628,0001,312
Salaries and employee benefits$3,918,0001,356
Premises and equipment expense$1,125,0001,062
Additional noninterest expense$2,585,0001,287
Pre-tax net operating income$5,132,000753
Securities gains (losses)$02,791
Applicable income taxes$1,979,000541
Income before extraordinary items$3,153,000973
Extraordinary gains, net$022
Net income$3,153,000975
Minority interest net income$082
Net income of bank and minority interests.$3,153,000976
Net charge-offs$58,0003,233
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,153,000932
2013-03-31 (YTD Data)Rank
Total interest income$6,014,0001,059
Total interest expense$694,0001,335
Net interest income$5,320,0001,023
Provision for loan and lease losses$04,409
Total noninterest income$1,146,0001,224
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$702,000490
Trading account gains and fees$0148
Additional Noninterest Income$444,0001,715
Total noninterest expense$3,814,0001,321
Salaries and employee benefits$1,944,0001,371
Premises and equipment expense$574,0001,063
Additional noninterest expense$1,296,0001,277
Pre-tax net operating income$2,652,000727
Securities gains (losses)$01,966
Applicable income taxes$1,000,000544
Income before extraordinary items$1,652,000922
Extraordinary gains, net$010
Net income$1,652,000923
Minority interest net income$076
Net income of bank and minority interests.$1,652,000924
Net charge-offs$-38,0006,638
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,652,000877
2012-12-31 (YTD Data)Rank
Total interest income$24,799,0001,082
Total interest expense$3,267,0001,362
Net interest income$21,532,0001,024
Provision for loan and lease losses$300,0003,343
Total noninterest income$5,526,0001,071
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,126,000474
Trading account gains and fees$0166
Additional Noninterest Income$2,400,0001,375
Total noninterest expense$15,595,0001,281
Salaries and employee benefits$7,834,0001,317
Premises and equipment expense$2,017,0001,172
Additional noninterest expense$5,744,0001,196
Pre-tax net operating income$11,163,000656
Securities gains (losses)$03,810
Applicable income taxes$4,247,000482
Income before extraordinary items$6,916,000859
Extraordinary gains, net$029
Net income$6,916,000859
Minority interest net income$093
Net income of bank and minority interests.$6,916,000859
Net charge-offs$491,0002,674
Cash dividends$14,000,000248
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,916,000805
2012-09-30 (YTD Data)Rank
Total interest income$18,766,0001,086
Total interest expense$2,523,0001,386
Net interest income$16,243,0001,020
Provision for loan and lease losses$300,0002,961
Total noninterest income$4,120,0001,071
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,340,000484
Trading account gains and fees$0157
Additional Noninterest Income$1,780,0001,380
Total noninterest expense$12,091,0001,242
Salaries and employee benefits$5,967,0001,295
Premises and equipment expense$1,441,0001,242
Additional noninterest expense$4,683,0001,096
Pre-tax net operating income$7,972,000705
Securities gains (losses)$03,575
Applicable income taxes$3,035,000506
Income before extraordinary items$4,937,000931
Extraordinary gains, net$020
Net income$4,937,000931
Minority interest net income$086
Net income of bank and minority interests.$4,937,000931
Net charge-offs$444,0002,336
Cash dividends$3,000,000553
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,937,000872
2012-06-30 (YTD Data)Rank
Total interest income$12,623,0001,090
Total interest expense$1,736,0001,397
Net interest income$10,887,0001,016
Provision for loan and lease losses$300,0002,388
Total noninterest income$2,872,0001,020
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,556,000480
Trading account gains and fees$0153
Additional Noninterest Income$1,316,0001,253
Total noninterest expense$8,044,0001,241
Salaries and employee benefits$4,079,0001,277
Premises and equipment expense$841,0001,413
Additional noninterest expense$3,124,0001,108
Pre-tax net operating income$5,415,000683
Securities gains (losses)$03,178
Applicable income taxes$2,068,000502
Income before extraordinary items$3,347,000910
Extraordinary gains, net$019
Net income$3,347,000909
Minority interest net income$084
Net income of bank and minority interests.$3,347,000910
Net charge-offs$220,0002,633
Cash dividends$1,000,000957
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,347,000850
2012-03-31 (YTD Data)Rank
Total interest income$6,376,0001,071
Total interest expense$900,0001,396
Net interest income$5,476,0001,000
Provision for loan and lease losses$150,0002,302
Total noninterest income$1,594,000936
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$772,000472
Trading account gains and fees$0148
Additional Noninterest Income$822,0001,056
Total noninterest expense$4,118,0001,212
Salaries and employee benefits$2,129,0001,226
Premises and equipment expense$394,0001,511
Additional noninterest expense$1,595,0001,069
Pre-tax net operating income$2,802,000657
Securities gains (losses)$02,210
Applicable income taxes$1,066,000488
Income before extraordinary items$1,736,000862
Extraordinary gains, net$019
Net income$1,736,000862
Minority interest net income$078
Net income of bank and minority interests.$1,736,000863
Net charge-offs$56,0002,935
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,736,000807
2011-12-31 (YTD Data)Rank
Total interest income$27,226,0001,025
Total interest expense$4,437,0001,368
Net interest income$22,789,000962
Provision for loan and lease losses$600,0003,157
Total noninterest income$5,243,0001,002
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,276,000461
Trading account gains and fees$0146
Additional Noninterest Income$1,967,0001,379
Total noninterest expense$16,159,0001,220
Salaries and employee benefits$8,686,0001,140
Premises and equipment expense$1,647,0001,503
Additional noninterest expense$5,826,0001,197
Pre-tax net operating income$11,273,000550
Securities gains (losses)$03,838
Applicable income taxes$4,282,000450
Income before extraordinary items$6,991,000724
Extraordinary gains, net$029
Net income$6,991,000724
Minority interest net income$096
Net income of bank and minority interests.$6,991,000724
Net charge-offs$709,0002,771
Cash dividends$6,000,000357
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,991,000690
2011-09-30 (YTD Data)Rank
Total interest income$20,622,0001,031
Total interest expense$3,463,0001,372
Net interest income$17,159,000964
Provision for loan and lease losses$450,0003,020
Total noninterest income$3,860,0001,021
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,457,000468
Trading account gains and fees$0145
Additional Noninterest Income$1,403,0001,404
Total noninterest expense$12,639,0001,166
Salaries and employee benefits$6,594,0001,124
Premises and equipment expense$1,229,0001,527
Additional noninterest expense$4,816,0001,092
Pre-tax net operating income$7,930,000610
Securities gains (losses)$03,555
Applicable income taxes$3,012,000472
Income before extraordinary items$4,918,000784
Extraordinary gains, net$021
Net income$4,918,000783
Minority interest net income$087
Net income of bank and minority interests.$4,918,000784
Net charge-offs$464,0002,753
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,918,000754
2011-06-30 (YTD Data)Rank
Total interest income$12,353,0001,176
Total interest expense$2,111,0001,549
Net interest income$10,242,0001,089
Provision for loan and lease losses$300,0002,953
Total noninterest income$2,225,0001,143
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,341,000555
Trading account gains and fees$0153
Additional Noninterest Income$884,0001,467
Total noninterest expense$7,542,0001,320
Salaries and employee benefits$4,046,0001,232
Premises and equipment expense$660,0001,914
Additional noninterest expense$2,836,0001,243
Pre-tax net operating income$4,625,000680
Securities gains (losses)$02,914
Applicable income taxes$1,775,000501
Income before extraordinary items$2,850,000871
Extraordinary gains, net$015
Net income$2,850,000871
Minority interest net income$089
Net income of bank and minority interests.$2,850,000871
Net charge-offs$137,0003,514
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,850,000848
2011-03-31 (YTD Data)Rank
Total interest income$6,091,0001,206
Total interest expense$1,044,0001,621
Net interest income$5,047,0001,100
Provision for loan and lease losses$150,0002,750
Total noninterest income$1,141,0001,105
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$660,000552
Trading account gains and fees$0158
Additional Noninterest Income$481,0001,385
Total noninterest expense$3,805,0001,312
Salaries and employee benefits$2,039,0001,235
Premises and equipment expense$328,0001,963
Additional noninterest expense$1,438,0001,237
Pre-tax net operating income$2,233,000711
Securities gains (losses)$01,772
Applicable income taxes$851,000511
Income before extraordinary items$1,382,000883
Extraordinary gains, net$09
Net income$1,382,000882
Minority interest net income$086
Net income of bank and minority interests.$1,382,000883
Net charge-offs$35,0003,634
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,382,000859
2010-12-31 (YTD Data)Rank
Total interest income$27,481,0001,129
Total interest expense$5,459,0001,529
Net interest income$22,022,0001,004
Provision for loan and lease losses$1,400,0002,552
Total noninterest income$4,810,0001,123
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,998,000497
Trading account gains and fees$0175
Additional Noninterest Income$1,812,0001,500
Total noninterest expense$15,827,0001,264
Salaries and employee benefits$8,259,0001,193
Premises and equipment expense$1,470,0001,742
Additional noninterest expense$6,098,0001,214
Pre-tax net operating income$9,605,000576
Securities gains (losses)$03,793
Applicable income taxes$3,604,000471
Income before extraordinary items$6,001,000739
Extraordinary gains, net$029
Net income$6,001,000739
Minority interest net income$0111
Net income of bank and minority interests.$6,001,000740
Net charge-offs$1,002,0002,679
Cash dividends$4,000,000410
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,001,000710
2010-09-30 (YTD Data)Rank
Total interest income$20,937,0001,120
Total interest expense$4,280,0001,513
Net interest income$16,657,000996
Provision for loan and lease losses$1,250,0002,212
Total noninterest income$3,641,0001,091
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,246,000504
Trading account gains and fees$0165
Additional Noninterest Income$1,395,0001,409
Total noninterest expense$11,759,0001,265
Salaries and employee benefits$6,234,0001,175
Premises and equipment expense$1,123,0001,740
Additional noninterest expense$4,402,0001,229
Pre-tax net operating income$7,289,000587
Securities gains (losses)$03,651
Applicable income taxes$2,735,000459
Income before extraordinary items$4,554,000764
Extraordinary gains, net$023
Net income$4,554,000761
Minority interest net income$0110
Net income of bank and minority interests.$4,554,000764
Net charge-offs$974,0002,219
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,554,000725
2010-06-30 (YTD Data)Rank
Total interest income$14,103,0001,118
Total interest expense$2,956,0001,524
Net interest income$11,147,000992
Provision for loan and lease losses$1,100,0001,842
Total noninterest income$2,479,0001,048
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,517,000499
Trading account gains and fees$0152
Additional Noninterest Income$962,0001,333
Total noninterest expense$7,837,0001,267
Salaries and employee benefits$4,216,0001,168
Premises and equipment expense$734,0001,778
Additional noninterest expense$2,887,0001,238
Pre-tax net operating income$4,689,000595
Securities gains (losses)$03,184
Applicable income taxes$1,761,000433
Income before extraordinary items$2,928,000768
Extraordinary gains, net$019
Net income$2,928,000763
Minority interest net income$0105
Net income of bank and minority interests.$2,928,000768
Net charge-offs$782,0001,961
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,928,000743
2010-03-31 (YTD Data)Rank
Total interest income$7,083,0001,138
Total interest expense$1,523,0001,553
Net interest income$5,560,0001,007
Provision for loan and lease losses$550,0001,725
Total noninterest income$1,207,0001,045
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$706,000538
Trading account gains and fees$0175
Additional Noninterest Income$501,0001,301
Total noninterest expense$3,949,0001,266
Salaries and employee benefits$2,144,0001,162
Premises and equipment expense$385,0001,760
Additional noninterest expense$1,420,0001,243
Pre-tax net operating income$2,268,000607
Securities gains (losses)$02,284
Applicable income taxes$847,000434
Income before extraordinary items$1,421,000783
Extraordinary gains, net$016
Net income$1,421,000785
Minority interest net income$091
Net income of bank and minority interests.$1,421,000787
Net charge-offs$373,0001,832
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,421,000749
2009-12-31 (YTD Data)Rank
Total interest income$30,705,0001,112
Total interest expense$8,030,0001,481
Net interest income$22,675,000954
Provision for loan and lease losses$1,800,0002,620
Total noninterest income$5,022,0001,095
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,207,000518
Trading account gains and fees$0211
Additional Noninterest Income$1,815,0001,472
Total noninterest expense$16,148,0001,280
Salaries and employee benefits$8,800,0001,109
Premises and equipment expense$1,589,0001,698
Additional noninterest expense$5,759,0001,310
Pre-tax net operating income$9,749,000444
Securities gains (losses)$03,754
Applicable income taxes$3,613,000347
Income before extraordinary items$6,136,000555
Extraordinary gains, net$034
Net income$6,136,000555
Minority interest net income$0115
Net income of bank and minority interests.$6,136,000556
Net charge-offs$352,0004,286
Cash dividends$21,000,000105
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,136,000557
2009-09-30 (YTD Data)Rank
Total interest income$23,312,0001,126
Total interest expense$6,271,0001,501
Net interest income$17,041,000958
Provision for loan and lease losses$1,350,0002,350
Total noninterest income$3,755,0001,105
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,378,000523
Trading account gains and fees$0212
Additional Noninterest Income$1,377,0001,479
Total noninterest expense$12,118,0001,272
Salaries and employee benefits$6,690,0001,110
Premises and equipment expense$1,221,0001,679
Additional noninterest expense$4,207,0001,295
Pre-tax net operating income$7,328,000459
Securities gains (losses)$03,497
Applicable income taxes$2,707,000359
Income before extraordinary items$4,621,000588
Extraordinary gains, net$027
Net income$4,621,000588
Minority interest net income$0118
Net income of bank and minority interests.$4,621,000590
Net charge-offs$172,0004,437
Cash dividends$10,000,000139
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,621,000582
2009-06-30 (YTD Data)Rank
Total interest income$15,728,0001,138
Total interest expense$4,310,0001,529
Net interest income$11,418,000947
Provision for loan and lease losses$900,0002,190
Total noninterest income$2,470,0001,123
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,557,000528
Trading account gains and fees$0193
Additional Noninterest Income$913,0001,503
Total noninterest expense$8,154,0001,282
Salaries and employee benefits$4,543,0001,116
Premises and equipment expense$834,0001,662
Additional noninterest expense$2,777,0001,334
Pre-tax net operating income$4,834,000449
Securities gains (losses)$03,136
Applicable income taxes$1,775,000371
Income before extraordinary items$3,059,000591
Extraordinary gains, net$021
Net income$3,059,000588
Minority interest net income$0112
Net income of bank and minority interests.$3,059,000591
Net charge-offs$138,0003,874
Cash dividends$10,000,000100
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,059,000571
2009-03-31 (YTD Data)Rank
Total interest income$7,990,0001,127
Total interest expense$2,270,0001,516
Net interest income$5,720,000936
Provision for loan and lease losses$450,0001,876
Total noninterest income$1,196,0001,105
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$717,000561
Trading account gains and fees$0171
Additional Noninterest Income$479,0001,432
Total noninterest expense$4,208,0001,188
Salaries and employee benefits$2,309,0001,105
Premises and equipment expense$475,0001,499
Additional noninterest expense$1,424,0001,166
Pre-tax net operating income$2,258,000528
Securities gains (losses)$02,434
Applicable income taxes$829,000412
Income before extraordinary items$1,429,000728
Extraordinary gains, net$015
Net income$1,429,000727
Minority interest net income$0102
Net income of bank and minority interests.$1,429,000730
Net charge-offs$88,0003,010
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,429,000678
2008-12-31 (YTD Data)Rank
Total interest income$37,685,0001,004
Total interest expense$12,767,0001,279
Net interest income$24,918,000860
Provision for loan and lease losses$732,0003,170
Total noninterest income$5,243,0001,013
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,120,000550
Trading account gains and fees$0154
Additional Noninterest Income$2,123,0001,249
Total noninterest expense$16,765,0001,165
Salaries and employee benefits$9,554,0001,045
Premises and equipment expense$1,722,0001,609
Additional noninterest expense$5,489,0001,167
Pre-tax net operating income$12,664,000426
Securities gains (losses)$03,220
Applicable income taxes$4,581,000342
Income before extraordinary items$8,083,000487
Extraordinary gains, net$039
Net income$8,083,000487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0004,172
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,083,000514
2008-09-30 (YTD Data)Rank
Total interest income$28,737,0001,012
Total interest expense$10,139,0001,246
Net interest income$18,598,000875
Provision for loan and lease losses$282,0003,661
Total noninterest income$3,851,0001,081
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,301,000566
Trading account gains and fees$0148
Additional Noninterest Income$1,550,0001,336
Total noninterest expense$12,479,0001,168
Salaries and employee benefits$7,177,0001,064
Premises and equipment expense$1,267,0001,645
Additional noninterest expense$4,035,0001,137
Pre-tax net operating income$9,688,000523
Securities gains (losses)$03,106
Applicable income taxes$3,496,000410
Income before extraordinary items$6,192,000587
Extraordinary gains, net$031
Net income$6,192,000586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,686
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,192,000619
2008-06-30 (YTD Data)Rank
Total interest income$19,445,0001,010
Total interest expense$7,235,0001,216
Net interest income$12,210,000884
Provision for loan and lease losses$132,0003,842
Total noninterest income$2,455,0001,125
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,481,000581
Trading account gains and fees$0149
Additional Noninterest Income$974,0001,428
Total noninterest expense$8,128,0001,196
Salaries and employee benefits$4,796,0001,078
Premises and equipment expense$731,0001,864
Additional noninterest expense$2,601,0001,145
Pre-tax net operating income$6,405,000555
Securities gains (losses)$03,233
Applicable income taxes$2,290,000471
Income before extraordinary items$4,115,000670
Extraordinary gains, net$021
Net income$4,115,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,962
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,115,000651
2008-03-31 (YTD Data)Rank
Total interest income$9,987,0001,002
Total interest expense$3,863,0001,210
Net interest income$6,124,000882
Provision for loan and lease losses$66,0003,374
Total noninterest income$1,236,0001,120
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$723,000590
Trading account gains and fees$0158
Additional Noninterest Income$513,0001,395
Total noninterest expense$4,096,0001,182
Salaries and employee benefits$2,393,0001,084
Premises and equipment expense$416,0001,666
Additional noninterest expense$1,287,0001,119
Pre-tax net operating income$3,198,000613
Securities gains (losses)$02,688
Applicable income taxes$1,133,000524
Income before extraordinary items$2,065,000737
Extraordinary gains, net$015
Net income$2,065,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,065,000703
2007-12-31 (YTD Data)Rank
Total interest income$42,132,0001,000
Total interest expense$17,886,0001,107
Net interest income$24,246,000916
Provision for loan and lease losses$06,851
Total noninterest income$4,624,0001,166
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,890,000600
Trading account gains and fees$0178
Additional Noninterest Income$1,734,0001,508
Total noninterest expense$17,975,0001,045
Salaries and employee benefits$8,985,0001,118
Premises and equipment expense$1,702,0001,559
Additional noninterest expense$7,288,000794
Pre-tax net operating income$10,895,000776
Securities gains (losses)$02,146
Applicable income taxes$3,804,000668
Income before extraordinary items$7,091,000912
Extraordinary gains, net$039
Net income$7,091,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$652,0001,400
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,091,000897
2007-09-30 (YTD Data)Rank
Total interest income$31,513,0001,007
Total interest expense$13,554,0001,079
Net interest income$17,959,000927
Provision for loan and lease losses$06,528
Total noninterest income$3,388,0001,180
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,084,000614
Trading account gains and fees$0184
Additional Noninterest Income$1,304,0001,513
Total noninterest expense$13,626,0001,022
Salaries and employee benefits$6,782,0001,112
Premises and equipment expense$1,313,0001,518
Additional noninterest expense$5,531,000764
Pre-tax net operating income$7,721,000901
Securities gains (losses)$01,655
Applicable income taxes$2,696,000754
Income before extraordinary items$5,025,0001,049
Extraordinary gains, net$033
Net income$5,025,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$603,000931
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,025,0001,031
2007-06-30 (YTD Data)Rank
Total interest income$8,126,0002,536
Total interest expense$4,206,0002,239
Net interest income$3,920,0002,803
Provision for loan and lease losses$06,209
Total noninterest income$657,0002,955
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$438,0001,962
Trading account gains and fees$0168
Additional Noninterest Income$219,0003,611
Total noninterest expense$3,558,0002,569
Salaries and employee benefits$1,895,0002,642
Premises and equipment expense$168,0005,538
Additional noninterest expense$1,495,0001,817
Pre-tax net operating income$1,019,0003,494
Securities gains (losses)$01,444
Applicable income taxes$338,0002,587
Income before extraordinary items$681,0003,885
Extraordinary gains, net$029
Net income$681,0003,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,000825
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$681,0003,876
2007-03-31 (YTD Data)Rank
Total interest income$4,055,0002,530
Total interest expense$2,107,0002,219
Net interest income$1,948,0002,831
Provision for loan and lease losses$05,779
Total noninterest income$319,0002,997
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$212,0001,963
Trading account gains and fees$0195
Additional Noninterest Income$107,0003,642
Total noninterest expense$1,841,0002,487
Salaries and employee benefits$948,0002,676
Premises and equipment expense$83,0005,593
Additional noninterest expense$810,0001,661
Pre-tax net operating income$426,0003,862
Securities gains (losses)$01,187
Applicable income taxes$139,0002,840
Income before extraordinary items$287,0004,290
Extraordinary gains, net$022
Net income$287,0004,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,000600
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$287,0004,265
2006-12-31 (YTD Data)Rank
Total interest income$17,134,0002,275
Total interest expense$8,457,0001,949
Net interest income$8,677,0002,601
Provision for loan and lease losses$06,850
Total noninterest income$1,143,0003,230
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$832,0002,054
Trading account gains and fees$0130
Additional Noninterest Income$311,0004,233
Total noninterest expense$6,924,0002,541
Salaries and employee benefits$3,491,0002,740
Premises and equipment expense$797,0003,018
Additional noninterest expense$2,636,0002,012
Pre-tax net operating income$2,896,0002,839
Securities gains (losses)$4,0001,309
Applicable income taxes$986,0002,213
Income before extraordinary items$1,914,0003,191
Extraordinary gains, net$051
Net income$1,914,0003,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,752
Cash dividends$5,600,000635
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,911,3603,182
2006-09-30 (YTD Data)Rank
Total interest income$12,890,0002,257
Total interest expense$6,142,0001,947
Net interest income$6,748,0002,544
Provision for loan and lease losses$06,685
Total noninterest income$912,0003,121
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$622,0002,051
Trading account gains and fees$0126
Additional Noninterest Income$290,0003,798
Total noninterest expense$5,138,0002,560
Salaries and employee benefits$2,640,0002,726
Premises and equipment expense$531,0003,302
Additional noninterest expense$1,967,0001,985
Pre-tax net operating income$2,522,0002,631
Securities gains (losses)$01,388
Applicable income taxes$858,0002,090
Income before extraordinary items$1,664,0002,961
Extraordinary gains, net$045
Net income$1,664,0002,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0001,223
Cash dividends$5,600,000471
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,664,0002,953
2006-06-30 (YTD Data)Rank
Total interest income$8,582,0002,225
Total interest expense$3,868,0001,965
Net interest income$4,714,0002,433
Provision for loan and lease losses$06,419
Total noninterest income$628,0003,029
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$408,0002,070
Trading account gains and fees$0126
Additional Noninterest Income$220,0003,558
Total noninterest expense$3,425,0002,577
Salaries and employee benefits$1,754,0002,742
Premises and equipment expense$346,0003,355
Additional noninterest expense$1,325,0001,981
Pre-tax net operating income$1,917,0002,396
Securities gains (losses)$4,000883
Applicable income taxes$655,0001,938
Income before extraordinary items$1,266,0002,674
Extraordinary gains, net$039
Net income$1,266,0002,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,000971
Cash dividends$4,000,000448
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,263,3602,668
2006-03-31 (YTD Data)Rank
Total interest income$4,349,0002,162
Total interest expense$1,902,0001,915
Net interest income$2,447,0002,368
Provision for loan and lease losses$06,013
Total noninterest income$282,0003,210
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$200,0002,049
Trading account gains and fees$0115
Additional Noninterest Income$82,0004,095
Total noninterest expense$1,741,0002,547
Salaries and employee benefits$874,0002,755
Premises and equipment expense$161,0003,575
Additional noninterest expense$706,0001,851
Pre-tax net operating income$988,0002,294
Securities gains (losses)$0955
Applicable income taxes$335,0001,876
Income before extraordinary items$653,0002,576
Extraordinary gains, net$021
Net income$653,0002,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,000562
Cash dividends$4,000,000250
Sale, conversion, retirement of capital stock, net$0648
Net operating income$653,0002,554
2005-12-31 (YTD Data)Rank
Total interest income$9,587,0003,260
Total interest expense$3,211,0003,150
Net interest income$6,376,0003,262
Provision for loan and lease losses$38,0006,024
Total noninterest income$855,0003,897
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$517,0002,982
Trading account gains and fees$0138
Additional Noninterest Income$338,0004,096
Total noninterest expense$3,585,0004,212
Salaries and employee benefits$1,691,0004,682
Premises and equipment expense$339,0005,386
Additional noninterest expense$1,555,0003,135
Pre-tax net operating income$3,608,0002,406
Securities gains (losses)$02,296
Applicable income taxes$1,206,0001,999
Income before extraordinary items$2,402,0002,681
Extraordinary gains, net$046
Net income$2,402,0002,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,068
Cash dividends$21,000,000228
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,402,0002,649
2005-09-30 (YTD Data)Rank
Total interest income$7,203,0003,197
Total interest expense$2,253,0003,185
Net interest income$4,950,0003,174
Provision for loan and lease losses$38,0005,602
Total noninterest income$690,0003,760
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$394,0002,958
Trading account gains and fees$0126
Additional Noninterest Income$296,0003,825
Total noninterest expense$2,680,0004,183
Salaries and employee benefits$1,259,0004,673
Premises and equipment expense$257,0005,347
Additional noninterest expense$1,164,0003,115
Pre-tax net operating income$2,922,0002,290
Securities gains (losses)$02,317
Applicable income taxes$981,0001,908
Income before extraordinary items$1,941,0002,538
Extraordinary gains, net$035
Net income$1,941,0002,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,917
Cash dividends$21,000,000183
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,941,0002,511
2005-06-30 (YTD Data)Rank
Total interest income$4,880,0003,104
Total interest expense$1,371,0003,279
Net interest income$3,509,0002,993
Provision for loan and lease losses$38,0004,924
Total noninterest income$509,0003,473
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$267,0002,867
Trading account gains and fees$0116
Additional Noninterest Income$242,0003,417
Total noninterest expense$1,805,0004,134
Salaries and employee benefits$826,0004,710
Premises and equipment expense$167,0005,410
Additional noninterest expense$812,0002,984
Pre-tax net operating income$2,175,0002,055
Securities gains (losses)$02,146
Applicable income taxes$739,0001,723
Income before extraordinary items$1,436,0002,304
Extraordinary gains, net$030
Net income$1,436,0002,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,544
Cash dividends$21,000,000127
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,436,0002,271
2005-03-31 (YTD Data)Rank
Total interest income$2,473,0003,018
Total interest expense$600,0003,500
Net interest income$1,873,0002,808
Provision for loan and lease losses$38,0003,670
Total noninterest income$179,0004,262
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$128,0002,879
Trading account gains and fees$0115
Additional Noninterest Income$51,0005,145
Total noninterest expense$918,0004,098
Salaries and employee benefits$423,0004,648
Premises and equipment expense$82,0005,496
Additional noninterest expense$413,0002,939
Pre-tax net operating income$1,096,0002,011
Securities gains (losses)$01,685
Applicable income taxes$373,0001,692
Income before extraordinary items$723,0002,270
Extraordinary gains, net$024
Net income$723,0002,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,912
Cash dividends$21,000,00064
Sale, conversion, retirement of capital stock, net$0491
Net operating income$723,0002,234
2004-12-31 (YTD Data)Rank
Total interest income$5,634,0004,466
Total interest expense$1,287,0004,919
Net interest income$4,347,0004,226
Provision for loan and lease losses$07,314
Total noninterest income$429,0005,641
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$256,0004,696
Trading account gains and fees$0138
Additional Noninterest Income$173,0005,410
Total noninterest expense$1,828,0006,318
Salaries and employee benefits$896,0006,618
Premises and equipment expense$194,0006,832
Additional noninterest expense$738,0005,352
Pre-tax net operating income$2,948,0002,630
Securities gains (losses)$03,819
Applicable income taxes$1,048,0002,074
Income before extraordinary items$1,900,0003,053
Extraordinary gains, net$034
Net income$1,900,0003,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,809
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,900,0002,988
2004-09-30 (YTD Data)Rank
Total interest income$4,219,0004,445
Total interest expense$963,0004,886
Net interest income$3,256,0004,213
Provision for loan and lease losses$07,100
Total noninterest income$311,0005,732
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$194,0004,710
Trading account gains and fees$0134
Additional Noninterest Income$117,0005,624
Total noninterest expense$1,357,0006,307
Salaries and employee benefits$648,0006,694
Premises and equipment expense$144,0006,819
Additional noninterest expense$565,0005,246
Pre-tax net operating income$2,210,0002,645
Securities gains (losses)$03,710
Applicable income taxes$778,0002,140
Income before extraordinary items$1,432,0003,076
Extraordinary gains, net$026
Net income$1,432,0003,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,550
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,432,0003,004
2004-06-30 (YTD Data)Rank
Total interest income$2,809,0004,454
Total interest expense$642,0004,902
Net interest income$2,167,0004,235
Provision for loan and lease losses$06,885
Total noninterest income$199,0005,827
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$132,0004,658
Trading account gains and fees$0130
Additional Noninterest Income$67,0005,931
Total noninterest expense$909,0006,323
Salaries and employee benefits$432,0006,747
Premises and equipment expense$96,0006,873
Additional noninterest expense$381,0005,234
Pre-tax net operating income$1,457,0002,644
Securities gains (losses)$03,413
Applicable income taxes$513,0002,157
Income before extraordinary items$944,0003,075
Extraordinary gains, net$021
Net income$944,0003,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,183
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$944,0002,993
2004-03-31 (YTD Data)Rank
Total interest income$1,390,0004,509
Total interest expense$322,0004,957
Net interest income$1,068,0004,286
Provision for loan and lease losses$06,501
Total noninterest income$104,0005,696
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$65,0004,595
Trading account gains and fees$0121
Additional Noninterest Income$39,0005,616
Total noninterest expense$467,0006,274
Salaries and employee benefits$210,0006,851
Premises and equipment expense$47,0006,927
Additional noninterest expense$210,0004,897
Pre-tax net operating income$705,0002,687
Securities gains (losses)$02,934
Applicable income taxes$249,0002,209
Income before extraordinary items$456,0003,162
Extraordinary gains, net$016
Net income$456,0003,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$456,0003,044
2003-12-31 (YTD Data)Rank
Total interest income$5,525,0004,553
Total interest expense$1,527,0004,816
Net interest income$3,998,0004,364
Provision for loan and lease losses$21,0007,041
Total noninterest income$413,0005,906
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$269,0004,572
Trading account gains and fees$0160
Additional Noninterest Income$144,0005,891
Total noninterest expense$1,802,0006,352
Salaries and employee benefits$841,0006,772
Premises and equipment expense$218,0006,561
Additional noninterest expense$743,0005,306
Pre-tax net operating income$2,588,0002,814
Securities gains (losses)$4,0003,987
Applicable income taxes$917,0002,299
Income before extraordinary items$1,675,0003,277
Extraordinary gains, net$054
Net income$1,675,0003,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,094
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,672,4003,131
2003-09-30 (YTD Data)Rank
Total interest income$4,094,0004,649
Total interest expense$1,181,0004,862
Net interest income$2,913,0004,476
Provision for loan and lease losses$21,0006,714
Total noninterest income$304,0005,994
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$198,0004,641
Trading account gains and fees$0153
Additional Noninterest Income$106,0005,966
Total noninterest expense$1,302,0006,443
Salaries and employee benefits$629,0006,785
Premises and equipment expense$160,0006,620
Additional noninterest expense$513,0005,547
Pre-tax net operating income$1,894,0002,955
Securities gains (losses)$04,204
Applicable income taxes$664,0002,475
Income before extraordinary items$1,230,0003,427
Extraordinary gains, net$040
Net income$1,230,0003,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,281
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,230,0003,262
2003-06-30 (YTD Data)Rank
Total interest income$2,691,0004,728
Total interest expense$816,0004,866
Net interest income$1,875,0004,588
Provision for loan and lease losses$07,324
Total noninterest income$204,0005,954
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$134,0004,563
Trading account gains and fees$0150
Additional Noninterest Income$70,0005,983
Total noninterest expense$882,0006,396
Salaries and employee benefits$418,0006,829
Premises and equipment expense$105,0006,641
Additional noninterest expense$359,0005,388
Pre-tax net operating income$1,197,0003,088
Securities gains (losses)$03,782
Applicable income taxes$420,0002,605
Income before extraordinary items$777,0003,586
Extraordinary gains, net$030
Net income$777,0003,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$777,0003,389
2003-03-31 (YTD Data)Rank
Total interest income$1,315,0004,837
Total interest expense$418,0004,901
Net interest income$897,0004,716
Provision for loan and lease losses$06,934
Total noninterest income$98,0005,965
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$66,0004,513
Trading account gains and fees$0134
Additional Noninterest Income$32,0006,104
Total noninterest expense$464,0006,239
Salaries and employee benefits$208,0006,865
Premises and equipment expense$52,0006,665
Additional noninterest expense$204,0004,894
Pre-tax net operating income$531,0003,356
Securities gains (losses)$02,891
Applicable income taxes$186,0002,824
Income before extraordinary items$345,0003,843
Extraordinary gains, net$021
Net income$345,0003,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$345,0003,661
2002-12-31 (YTD Data)Rank
Total interest income$5,701,0004,714
Total interest expense$1,937,0004,893
Net interest income$3,764,0004,533
Provision for loan and lease losses$30,0007,191
Total noninterest income$625,0004,622
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$279,0004,401
Trading account gains and fees$0153
Additional Noninterest Income$346,0003,972
Total noninterest expense$1,990,0005,880
Salaries and employee benefits$1,154,0005,624
Premises and equipment expense$221,0006,510
Additional noninterest expense$615,0005,831
Pre-tax net operating income$2,369,0003,005
Securities gains (losses)$91,0001,841
Applicable income taxes$876,0002,435
Income before extraordinary items$1,584,0003,362
Extraordinary gains, net$070
Net income$1,584,0003,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,742
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,525,7603,353
2001-12-31 (YTD Data)Rank
Total interest income$7,242,0004,318
Total interest expense$2,877,0004,882
Net interest income$4,365,0003,851
Provision for loan and lease losses$08,228
Total noninterest income$594,0004,604
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$207,0005,081
Trading account gains and fees$0177
Additional Noninterest Income$387,0003,604
Total noninterest expense$2,057,0005,627
Salaries and employee benefits$1,297,0005,039
Premises and equipment expense$228,0006,383
Additional noninterest expense$532,0006,251
Pre-tax net operating income$2,902,0002,329
Securities gains (losses)$253,0001,014
Applicable income taxes$1,093,0001,951
Income before extraordinary items$2,062,0002,458
Extraordinary gains, net$0105
Net income$2,062,0002,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,589
Cash dividends$5,000,000611
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,897,5502,576
2000-12-31 (YTD Data)Rank
Total interest income$8,134,0004,073
Total interest expense$2,944,0004,990
Net interest income$5,190,0003,357
Provision for loan and lease losses$08,337
Total noninterest income$573,0004,526
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$203,0005,058
Trading account gains and fees$0180
Additional Noninterest Income$370,0003,525
Total noninterest expense$1,943,0005,776
Salaries and employee benefits$1,249,0005,051
Premises and equipment expense$196,0006,833
Additional noninterest expense$498,0006,442
Pre-tax net operating income$3,820,0001,912
Securities gains (losses)$134,000502
Applicable income taxes$1,379,0001,618
Income before extraordinary items$2,575,0002,029
Extraordinary gains, net$038
Net income$2,575,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,922
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,487,9002,092
1999-12-31 (YTD Data)Rank
Total interest income$7,578,0004,119
Total interest expense$3,159,0004,408
Net interest income$4,419,0003,849
Provision for loan and lease losses$30,0007,215
Total noninterest income$575,0004,555
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$215,0004,937
Trading account gains and fees$0173
Additional Noninterest Income$360,0003,640
Total noninterest expense$1,914,0005,845
Salaries and employee benefits$1,236,0005,052
Premises and equipment expense$195,0006,889
Additional noninterest expense$483,0006,642
Pre-tax net operating income$3,050,0002,375
Securities gains (losses)$78,000827
Applicable income taxes$1,062,0002,120
Income before extraordinary items$2,066,0002,506
Extraordinary gains, net$035
Net income$2,066,0002,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,444
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,014,5202,544
1998-12-31 (YTD Data)Rank
Total interest income$7,728,0004,061
Total interest expense$3,275,0004,405
Net interest income$4,453,0003,762
Provision for loan and lease losses$08,652
Total noninterest income$586,0004,460
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$229,0004,761
Trading account gains and fees$0224
Additional Noninterest Income$357,0003,667
Total noninterest expense$1,827,0005,927
Salaries and employee benefits$1,209,0005,046
Premises and equipment expense$167,0007,299
Additional noninterest expense$451,0006,795
Pre-tax net operating income$3,212,0002,228
Securities gains (losses)$277,000772
Applicable income taxes$1,176,0002,030
Income before extraordinary items$2,313,0002,246
Extraordinary gains, net$032
Net income$2,313,0002,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,450
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,130,1802,336
1997-12-31 (YTD Data)Rank
Total interest income$7,375,0004,317
Total interest expense$3,030,0004,669
Net interest income$4,345,0003,932
Provision for loan and lease losses$08,829
Total noninterest income$552,0004,682
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0005,021
Trading account gains and feesNANA
Additional Noninterest Income$330,0003,719
Total noninterest expense$1,733,0006,216
Salaries and employee benefits$1,099,0005,473
Premises and equipment expense$157,0007,652
Additional noninterest expense$477,0006,704
Pre-tax net operating income$3,164,0002,370
Securities gains (losses)$121,000906
Applicable income taxes$1,128,0002,204
Income before extraordinary items$2,157,0002,409
Extraordinary gains, net$044
Net income$2,157,0002,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,548
Cash dividends$1,500,0001,600
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,077,1402,446
1996-12-31 (YTD Data)Rank
Total interest income$7,010,0004,577
Total interest expense$2,905,0004,932
Net interest income$4,105,0004,226
Provision for loan and lease losses$09,041
Total noninterest income$511,0005,081
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$207,0005,433
Trading account gains and feesNANA
Additional Noninterest Income$304,0004,040
Total noninterest expense$1,675,0006,662
Salaries and employee benefits$1,082,0005,650
Premises and equipment expense$159,0007,849
Additional noninterest expense$434,0007,604
Pre-tax net operating income$2,941,0002,414
Securities gains (losses)$56,0001,263
Applicable income taxes$995,0002,357
Income before extraordinary items$2,002,0002,462
Extraordinary gains, net$053
Net income$2,002,0002,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,243
Cash dividends$1,500,0001,563
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,964,4802,446
1995-12-31 (YTD Data)Rank
Total interest income$6,727,0004,717
Total interest expense$2,777,0005,086
Net interest income$3,950,0004,358
Provision for loan and lease losses$08,958
Total noninterest income$465,0005,445
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$188,0005,909
Trading account gains and feesNANA
Additional Noninterest Income$277,0004,203
Total noninterest expense$1,662,0006,818
Salaries and employee benefits$1,016,0005,982
Premises and equipment expense$152,0008,217
Additional noninterest expense$494,0007,302
Pre-tax net operating income$2,753,0002,616
Securities gains (losses)$155,000770
Applicable income taxes$972,0002,446
Income before extraordinary items$1,936,0002,580
Extraordinary gains, net$065
Net income$1,936,0002,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$1,000,0002,009
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,832,1502,667
1994-12-31 (YTD Data)Rank
Total interest income$5,889,0004,949
Total interest expense$2,265,0005,049
Net interest income$3,624,0004,787
Provision for loan and lease losses$-20,00011,841
Total noninterest income$448,0005,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0006,148
Trading account gains and feesNANA
Additional Noninterest Income$262,0004,461
Total noninterest expense$1,760,0006,797
Salaries and employee benefits$983,0006,171
Premises and equipment expense$158,0008,341
Additional noninterest expense$619,0006,901
Pre-tax net operating income$2,332,0003,015
Securities gains (losses)$156,000583
Applicable income taxes$832,0002,686
Income before extraordinary items$1,656,0002,911
Extraordinary gains, net$0249
Net income$1,656,0002,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00011,188
Cash dividends$600,0002,782
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,551,4803,109
1993-12-31 (YTD Data)Rank
Total interest income$5,569,0005,275
Total interest expense$2,207,0005,362
Net interest income$3,362,0005,138
Provision for loan and lease losses$-20,00012,579
Total noninterest income$417,0006,306
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0006,233
Trading account gains and feesNANA
Additional Noninterest Income$230,0005,244
Total noninterest expense$1,716,0007,148
Salaries and employee benefits$940,0006,476
Premises and equipment expense$181,0008,115
Additional noninterest expense$595,0007,388
Pre-tax net operating income$2,083,0003,181
Securities gains (losses)$303,0001,293
Applicable income taxes$795,0002,772
Income before extraordinary items$1,591,0003,066
Extraordinary gains, net$03,149
Net income$1,591,0003,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$1,000,0001,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,387,9903,291
1992-12-31 (YTD Data)Rank
Total interest income$5,819,0005,631
Total interest expense$2,734,0005,580
Net interest income$3,085,0005,599
Provision for loan and lease losses$011,756
Total noninterest income$379,0006,746
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$203,0005,939
Trading account gains and feesNANA
Additional Noninterest Income$176,0006,108
Total noninterest expense$1,561,0007,702
Salaries and employee benefits$770,0007,466
Premises and equipment expense$179,0008,342
Additional noninterest expense$612,0007,403
Pre-tax net operating income$1,903,0003,254
Securities gains (losses)$478,0001,124
Applicable income taxes$784,0002,672
Income before extraordinary items$1,597,0002,880
Extraordinary gains, net$01,422
Net income$1,597,0002,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0006,342
Cash dividends$1,000,0001,539
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,276,7403,336

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.