Home > Bear State Bank > Income and Expense
Bear State Bank, Income and Expense
2018-03-31 (YTD Data) | Rank | |
Total interest income | $21,662,000 | 386 |
Total interest expense | $3,062,000 | 375 |
Net interest income | $18,600,000 | 381 |
Provision for loan and lease losses | $373,000 | 597 |
Total noninterest income | $3,122,000 | 588 |
Gross Fiduciary activities income | $0 | 1,003 |
Service charges on deposit accounts | $1,272,000 | 293 |
Trading account gains and fees | $0 | 123 |
Additional Noninterest Income | $1,850,000 | 609 |
Total noninterest expense | $11,240,000 | 501 |
Salaries and employee benefits | $5,749,000 | 549 |
Premises and equipment expense | $1,481,000 | 460 |
Additional noninterest expense | $4,010,000 | 444 |
Pre-tax net operating income | $10,109,000 | 344 |
Securities gains (losses) | $0 | 735 |
Applicable income taxes | $2,372,000 | 313 |
Income before extraordinary items | $7,737,000 | 363 |
Extraordinary gains, net | $0 | 7 |
Net income | $7,737,000 | 363 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $7,737,000 | 363 |
Net charge-offs | $260,000 | 467 |
Cash dividends | $2,000,000 | 411 |
Sale, conversion, retirement of capital stock, net | $219,000 | 186 |
Net operating income | $7,737,000 | 362 |
2017-12-31 (YTD Data) | Rank | |
Total interest income | $86,266,000 | 367 |
Total interest expense | $10,287,000 | 368 |
Net interest income | $75,979,000 | 367 |
Provision for loan and lease losses | $4,498,000 | 271 |
Total noninterest income | $17,407,000 | 467 |
Gross Fiduciary activities income | $0 | 1,137 |
Service charges on deposit accounts | $5,703,000 | 269 |
Trading account gains and fees | $0 | 151 |
Additional Noninterest Income | $11,704,000 | 471 |
Total noninterest expense | $49,840,000 | 453 |
Salaries and employee benefits | $25,310,000 | 472 |
Premises and equipment expense | $6,339,000 | 416 |
Additional noninterest expense | $18,191,000 | 402 |
Pre-tax net operating income | $39,048,000 | 336 |
Securities gains (losses) | $48,000 | 922 |
Applicable income taxes | $14,568,000 | 323 |
Income before extraordinary items | $24,528,000 | 351 |
Extraordinary gains, net | $0 | 9 |
Net income | $24,528,000 | 352 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $24,528,000 | 352 |
Net charge-offs | $1,090,000 | 647 |
Cash dividends | $14,000,000 | 297 |
Sale, conversion, retirement of capital stock, net | $397,000 | 323 |
Net operating income | $24,497,280 | 351 |
2017-09-30 (YTD Data) | Rank | |
Total interest income | $64,295,000 | 373 |
Total interest expense | $7,317,000 | 373 |
Net interest income | $56,978,000 | 368 |
Provision for loan and lease losses | $4,034,000 | 233 |
Total noninterest income | $12,834,000 | 483 |
Gross Fiduciary activities income | $0 | 1,093 |
Service charges on deposit accounts | $4,305,000 | 271 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $8,529,000 | 472 |
Total noninterest expense | $37,736,000 | 452 |
Salaries and employee benefits | $19,125,000 | 474 |
Premises and equipment expense | $4,771,000 | 419 |
Additional noninterest expense | $13,840,000 | 400 |
Pre-tax net operating income | $28,042,000 | 355 |
Securities gains (losses) | $48,000 | 898 |
Applicable income taxes | $9,072,000 | 328 |
Income before extraordinary items | $19,018,000 | 376 |
Extraordinary gains, net | $0 | 9 |
Net income | $19,018,000 | 376 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $19,018,000 | 376 |
Net charge-offs | $936,000 | 518 |
Cash dividends | $12,000,000 | 252 |
Sale, conversion, retirement of capital stock, net | $309,000 | 300 |
Net operating income | $18,985,360 | 374 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $42,202,000 | 375 |
Total interest expense | $4,467,000 | 384 |
Net interest income | $37,735,000 | 369 |
Provision for loan and lease losses | $2,171,000 | 263 |
Total noninterest income | $8,685,000 | 474 |
Gross Fiduciary activities income | $0 | 1,079 |
Service charges on deposit accounts | $2,851,000 | 268 |
Trading account gains and fees | $0 | 139 |
Additional Noninterest Income | $5,834,000 | 471 |
Total noninterest expense | $25,190,000 | 456 |
Salaries and employee benefits | $12,809,000 | 474 |
Premises and equipment expense | $3,255,000 | 411 |
Additional noninterest expense | $9,126,000 | 402 |
Pre-tax net operating income | $19,059,000 | 348 |
Securities gains (losses) | $48,000 | 672 |
Applicable income taxes | $6,204,000 | 320 |
Income before extraordinary items | $12,903,000 | 369 |
Extraordinary gains, net | $0 | 11 |
Net income | $12,903,000 | 368 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $12,903,000 | 369 |
Net charge-offs | $672,000 | 452 |
Cash dividends | $10,000,000 | 208 |
Sale, conversion, retirement of capital stock, net | $221,000 | 269 |
Net operating income | $12,870,360 | 370 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $21,048,000 | 372 |
Total interest expense | $2,086,000 | 396 |
Net interest income | $18,962,000 | 368 |
Provision for loan and lease losses | $1,349,000 | 223 |
Total noninterest income | $4,201,000 | 475 |
Gross Fiduciary activities income | $0 | 1,045 |
Service charges on deposit accounts | $1,433,000 | 264 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $2,768,000 | 474 |
Total noninterest expense | $13,025,000 | 445 |
Salaries and employee benefits | $6,629,000 | 473 |
Premises and equipment expense | $1,736,000 | 399 |
Additional noninterest expense | $4,660,000 | 399 |
Pre-tax net operating income | $8,789,000 | 367 |
Securities gains (losses) | $11,000 | 641 |
Applicable income taxes | $2,944,000 | 335 |
Income before extraordinary items | $5,856,000 | 398 |
Extraordinary gains, net | $0 | 8 |
Net income | $5,856,000 | 397 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $5,856,000 | 398 |
Net charge-offs | $112,000 | 870 |
Cash dividends | $8,000,000 | 140 |
Sale, conversion, retirement of capital stock, net | $132,000 | 221 |
Net operating income | $5,848,630 | 392 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $75,385,000 | 383 |
Total interest expense | $7,269,000 | 414 |
Net interest income | $68,116,000 | 380 |
Provision for loan and lease losses | $2,516,000 | 437 |
Total noninterest income | $16,813,000 | 476 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $5,185,000 | 291 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $11,628,000 | 459 |
Total noninterest expense | $55,175,000 | 422 |
Salaries and employee benefits | $28,034,000 | 436 |
Premises and equipment expense | $6,746,000 | 399 |
Additional noninterest expense | $20,395,000 | 368 |
Pre-tax net operating income | $27,238,000 | 401 |
Securities gains (losses) | $19,000 | 2,394 |
Applicable income taxes | $7,992,000 | 392 |
Income before extraordinary items | $19,265,000 | 423 |
Extraordinary gains, net | $0 | 5 |
Net income | $19,265,000 | 418 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $19,265,000 | 422 |
Net charge-offs | $1,483,000 | 488 |
Cash dividends | $5,000,000 | 661 |
Sale, conversion, retirement of capital stock, net | $350,000 | 321 |
Net operating income | $19,251,510 | 417 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $56,175,000 | 383 |
Total interest expense | $5,328,000 | 416 |
Net interest income | $50,847,000 | 379 |
Provision for loan and lease losses | $1,665,000 | 474 |
Total noninterest income | $12,461,000 | 477 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $3,944,000 | 290 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $8,517,000 | 464 |
Total noninterest expense | $42,084,000 | 411 |
Salaries and employee benefits | $21,209,000 | 437 |
Premises and equipment expense | $5,162,000 | 393 |
Additional noninterest expense | $15,713,000 | 360 |
Pre-tax net operating income | $19,559,000 | 417 |
Securities gains (losses) | $19,000 | 2,332 |
Applicable income taxes | $5,401,000 | 435 |
Income before extraordinary items | $14,177,000 | 427 |
Extraordinary gains, net | $0 | 5 |
Net income | $14,177,000 | 425 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $14,177,000 | 427 |
Net charge-offs | $1,104,000 | 445 |
Cash dividends | $3,000,000 | 756 |
Sale, conversion, retirement of capital stock, net | $262,000 | 300 |
Net operating income | $14,163,320 | 424 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $37,327,000 | 386 |
Total interest expense | $3,486,000 | 419 |
Net interest income | $33,841,000 | 380 |
Provision for loan and lease losses | $1,022,000 | 501 |
Total noninterest income | $7,814,000 | 491 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $2,607,000 | 291 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $5,207,000 | 488 |
Total noninterest expense | $29,002,000 | 399 |
Salaries and employee benefits | $14,239,000 | 436 |
Premises and equipment expense | $3,503,000 | 387 |
Additional noninterest expense | $11,260,000 | 346 |
Pre-tax net operating income | $11,631,000 | 449 |
Securities gains (losses) | $-2,000 | 5,810 |
Applicable income taxes | $2,840,000 | 505 |
Income before extraordinary items | $8,789,000 | 449 |
Extraordinary gains, net | $0 | 16 |
Net income | $8,789,000 | 447 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $8,789,000 | 448 |
Net charge-offs | $822,000 | 415 |
Cash dividends | $1,000,000 | 1,296 |
Sale, conversion, retirement of capital stock, net | $181,000 | 292 |
Net operating income | $8,790,520 | 437 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $18,790,000 | 383 |
Total interest expense | $1,701,000 | 427 |
Net interest income | $17,089,000 | 378 |
Provision for loan and lease losses | $489,000 | 478 |
Total noninterest income | $3,533,000 | 515 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $1,296,000 | 286 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $2,237,000 | 527 |
Total noninterest expense | $14,845,000 | 391 |
Salaries and employee benefits | $7,284,000 | 427 |
Premises and equipment expense | $1,766,000 | 389 |
Additional noninterest expense | $5,795,000 | 331 |
Pre-tax net operating income | $5,288,000 | 472 |
Securities gains (losses) | $-2,000 | 5,868 |
Applicable income taxes | $1,630,000 | 453 |
Income before extraordinary items | $3,656,000 | 515 |
Extraordinary gains, net | $0 | 12 |
Net income | $3,656,000 | 513 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $3,656,000 | 515 |
Net charge-offs | $174,000 | 732 |
Cash dividends | $0 | 2,895 |
Sale, conversion, retirement of capital stock, net | $196,000 | 182 |
Net operating income | $3,657,380 | 502 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $54,998,000 | 467 |
Total interest expense | $5,713,000 | 481 |
Net interest income | $49,285,000 | 461 |
Provision for loan and lease losses | $1,175,000 | 704 |
Total noninterest income | $13,031,000 | 554 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $4,824,000 | 303 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $8,207,000 | 577 |
Total noninterest expense | $44,272,000 | 488 |
Salaries and employee benefits | $20,927,000 | 542 |
Premises and equipment expense | $5,362,000 | 475 |
Additional noninterest expense | $17,983,000 | 406 |
Pre-tax net operating income | $16,869,000 | 559 |
Securities gains (losses) | $92,000 | 1,225 |
Applicable income taxes | $5,181,000 | 505 |
Income before extraordinary items | $11,780,000 | 621 |
Extraordinary gains, net | $0 | 23 |
Net income | $11,780,000 | 620 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $11,780,000 | 622 |
Net charge-offs | $896,000 | 751 |
Cash dividends | $12,100,000 | 325 |
Sale, conversion, retirement of capital stock, net | $113,000 | 503 |
Net operating income | $11,716,520 | 612 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $41,379,000 | 465 |
Total interest expense | $4,302,000 | 476 |
Net interest income | $37,077,000 | 464 |
Provision for loan and lease losses | $931,000 | 643 |
Total noninterest income | $10,064,000 | 549 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $3,621,000 | 307 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $6,443,000 | 566 |
Total noninterest expense | $33,011,000 | 496 |
Salaries and employee benefits | $15,924,000 | 538 |
Premises and equipment expense | $3,800,000 | 505 |
Additional noninterest expense | $13,287,000 | 409 |
Pre-tax net operating income | $13,199,000 | 550 |
Securities gains (losses) | $88,000 | 1,109 |
Applicable income taxes | $4,154,000 | 509 |
Income before extraordinary items | $9,133,000 | 610 |
Extraordinary gains, net | $0 | 21 |
Net income | $9,133,000 | 609 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $9,133,000 | 610 |
Net charge-offs | $616,000 | 743 |
Cash dividends | $12,100,000 | 247 |
Sale, conversion, retirement of capital stock, net | $80,000 | 484 |
Net operating income | $9,072,280 | 602 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $27,629,000 | 462 |
Total interest expense | $2,882,000 | 471 |
Net interest income | $24,747,000 | 461 |
Provision for loan and lease losses | $600,000 | 646 |
Total noninterest income | $6,463,000 | 574 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $2,368,000 | 307 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $4,095,000 | 582 |
Total noninterest expense | $22,699,000 | 482 |
Salaries and employee benefits | $10,881,000 | 522 |
Premises and equipment expense | $2,484,000 | 522 |
Additional noninterest expense | $9,334,000 | 392 |
Pre-tax net operating income | $7,911,000 | 604 |
Securities gains (losses) | $88,000 | 904 |
Applicable income taxes | $2,416,000 | 570 |
Income before extraordinary items | $5,583,000 | 666 |
Extraordinary gains, net | $0 | 22 |
Net income | $5,583,000 | 664 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $5,583,000 | 666 |
Net charge-offs | $406,000 | 757 |
Cash dividends | $0 | 3,664 |
Sale, conversion, retirement of capital stock, net | $-3,000 | 6,277 |
Net operating income | $5,521,400 | 647 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $14,107,000 | 447 |
Total interest expense | $1,425,000 | 479 |
Net interest income | $12,682,000 | 448 |
Provision for loan and lease losses | $300,000 | 621 |
Total noninterest income | $2,988,000 | 587 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $1,148,000 | 314 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $1,840,000 | 611 |
Total noninterest expense | $11,804,000 | 468 |
Salaries and employee benefits | $5,855,000 | 494 |
Premises and equipment expense | $1,286,000 | 512 |
Additional noninterest expense | $4,663,000 | 378 |
Pre-tax net operating income | $3,566,000 | 649 |
Securities gains (losses) | $88,000 | 634 |
Applicable income taxes | $1,076,000 | 604 |
Income before extraordinary items | $2,578,000 | 694 |
Extraordinary gains, net | $0 | 13 |
Net income | $2,578,000 | 692 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $2,578,000 | 694 |
Net charge-offs | $198,000 | 736 |
Cash dividends | $0 | 2,892 |
Sale, conversion, retirement of capital stock, net | $-33,000 | 6,382 |
Net operating income | $2,515,520 | 684 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $14,279,000 | 1,759 |
Total interest expense | $511,000 | 3,973 |
Net interest income | $13,768,000 | 1,600 |
Provision for loan and lease losses | $888,000 | 954 |
Total noninterest income | $2,554,000 | 1,769 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $1,564,000 | 850 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $990,000 | 2,341 |
Total noninterest expense | $8,440,000 | 2,224 |
Salaries and employee benefits | $3,867,000 | 2,571 |
Premises and equipment expense | $977,000 | 2,282 |
Additional noninterest expense | $3,596,000 | 1,722 |
Pre-tax net operating income | $6,994,000 | 1,154 |
Securities gains (losses) | $0 | 3,259 |
Applicable income taxes | $2,540,000 | 817 |
Income before extraordinary items | $4,454,000 | 1,452 |
Extraordinary gains, net | $0 | 17 |
Net income | $4,454,000 | 1,450 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $4,454,000 | 1,451 |
Net charge-offs | $33,000 | 4,049 |
Cash dividends | $0 | 4,358 |
Sale, conversion, retirement of capital stock, net | $37,000 | 687 |
Net operating income | $4,454,000 | 1,426 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $7,992,000 | 2,271 |
Total interest expense | $259,000 | 4,790 |
Net interest income | $7,733,000 | 2,074 |
Provision for loan and lease losses | $430,000 | 1,315 |
Total noninterest income | $1,407,000 | 2,201 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $857,000 | 1,163 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $550,000 | 2,772 |
Total noninterest expense | $4,481,000 | 2,932 |
Salaries and employee benefits | $2,113,000 | 3,238 |
Premises and equipment expense | $489,000 | 3,083 |
Additional noninterest expense | $1,879,000 | 2,396 |
Pre-tax net operating income | $4,229,000 | 1,396 |
Securities gains (losses) | $0 | 2,980 |
Applicable income taxes | $1,601,000 | 953 |
Income before extraordinary items | $2,628,000 | 1,778 |
Extraordinary gains, net | $0 | 15 |
Net income | $2,628,000 | 1,779 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $2,628,000 | 1,778 |
Net charge-offs | $14,000 | 4,011 |
Cash dividends | $0 | 3,845 |
Sale, conversion, retirement of capital stock, net | $14,000 | 717 |
Net operating income | $2,628,000 | 1,741 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $1,043,000 | 5,694 |
Total interest expense | $35,000 | 6,364 |
Net interest income | $1,008,000 | 5,544 |
Provision for loan and lease losses | $130,000 | 2,050 |
Total noninterest income | $194,000 | 4,717 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $137,000 | 3,402 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $57,000 | 5,200 |
Total noninterest expense | $516,000 | 6,176 |
Salaries and employee benefits | $287,000 | 6,143 |
Premises and equipment expense | $40,000 | 6,285 |
Additional noninterest expense | $189,000 | 6,042 |
Pre-tax net operating income | $556,000 | 3,996 |
Securities gains (losses) | $0 | 2,580 |
Applicable income taxes | $202,000 | 2,408 |
Income before extraordinary items | $354,000 | 4,490 |
Extraordinary gains, net | $0 | 20 |
Net income | $354,000 | 4,494 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $354,000 | 4,495 |
Net charge-offs | $5,000 | 3,959 |
Cash dividends | $0 | 3,668 |
Sale, conversion, retirement of capital stock, net | $2,000 | 760 |
Net operating income | $354,000 | 4,436 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $5,514,000 | 1,161 |
Total interest expense | $580,000 | 1,292 |
Net interest income | $4,934,000 | 1,134 |
Provision for loan and lease losses | $0 | 3,817 |
Total noninterest income | $1,171,000 | 1,107 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $704,000 | 472 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $467,000 | 1,485 |
Total noninterest expense | $3,745,000 | 1,337 |
Salaries and employee benefits | $1,932,000 | 1,387 |
Premises and equipment expense | $482,000 | 1,277 |
Additional noninterest expense | $1,331,000 | 1,205 |
Pre-tax net operating income | $2,360,000 | 838 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $893,000 | 611 |
Income before extraordinary items | $1,467,000 | 1,071 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,467,000 | 1,072 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $1,467,000 | 1,072 |
Net charge-offs | $59,000 | 1,738 |
Cash dividends | $0 | 2,887 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $1,467,000 | 1,047 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $23,166,000 | 1,103 |
Total interest expense | $2,615,000 | 1,286 |
Net interest income | $20,551,000 | 1,074 |
Provision for loan and lease losses | $0 | 5,091 |
Total noninterest income | $5,910,000 | 1,004 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $3,035,000 | 467 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $2,875,000 | 1,172 |
Total noninterest expense | $15,605,000 | 1,279 |
Salaries and employee benefits | $7,911,000 | 1,344 |
Premises and equipment expense | $2,325,000 | 1,024 |
Additional noninterest expense | $5,369,000 | 1,249 |
Pre-tax net operating income | $10,856,000 | 730 |
Securities gains (losses) | $0 | 3,182 |
Applicable income taxes | $4,142,000 | 518 |
Income before extraordinary items | $6,714,000 | 929 |
Extraordinary gains, net | $0 | 29 |
Net income | $6,714,000 | 931 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $6,714,000 | 931 |
Net charge-offs | $200,000 | 3,013 |
Cash dividends | $1,200,000 | 1,704 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $6,714,000 | 907 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $17,561,000 | 1,086 |
Total interest expense | $2,002,000 | 1,300 |
Net interest income | $15,559,000 | 1,066 |
Provision for loan and lease losses | $0 | 4,941 |
Total noninterest income | $4,736,000 | 972 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $2,249,000 | 472 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $2,487,000 | 1,101 |
Total noninterest expense | $11,713,000 | 1,280 |
Salaries and employee benefits | $5,859,000 | 1,357 |
Premises and equipment expense | $1,879,000 | 971 |
Additional noninterest expense | $3,975,000 | 1,263 |
Pre-tax net operating income | $8,582,000 | 702 |
Securities gains (losses) | $0 | 3,040 |
Applicable income taxes | $3,285,000 | 517 |
Income before extraordinary items | $5,297,000 | 899 |
Extraordinary gains, net | $0 | 25 |
Net income | $5,297,000 | 901 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $5,297,000 | 901 |
Net charge-offs | $138,000 | 2,955 |
Cash dividends | $0 | 3,782 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $5,297,000 | 876 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $11,810,000 | 1,073 |
Total interest expense | $1,365,000 | 1,311 |
Net interest income | $10,445,000 | 1,047 |
Provision for loan and lease losses | $0 | 4,788 |
Total noninterest income | $2,315,000 | 1,229 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $1,441,000 | 482 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $874,000 | 1,760 |
Total noninterest expense | $7,628,000 | 1,312 |
Salaries and employee benefits | $3,918,000 | 1,356 |
Premises and equipment expense | $1,125,000 | 1,062 |
Additional noninterest expense | $2,585,000 | 1,287 |
Pre-tax net operating income | $5,132,000 | 753 |
Securities gains (losses) | $0 | 2,791 |
Applicable income taxes | $1,979,000 | 541 |
Income before extraordinary items | $3,153,000 | 973 |
Extraordinary gains, net | $0 | 22 |
Net income | $3,153,000 | 975 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $3,153,000 | 976 |
Net charge-offs | $58,000 | 3,233 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $3,153,000 | 932 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $6,014,000 | 1,059 |
Total interest expense | $694,000 | 1,335 |
Net interest income | $5,320,000 | 1,023 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $1,146,000 | 1,224 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $702,000 | 490 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $444,000 | 1,715 |
Total noninterest expense | $3,814,000 | 1,321 |
Salaries and employee benefits | $1,944,000 | 1,371 |
Premises and equipment expense | $574,000 | 1,063 |
Additional noninterest expense | $1,296,000 | 1,277 |
Pre-tax net operating income | $2,652,000 | 727 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $1,000,000 | 544 |
Income before extraordinary items | $1,652,000 | 922 |
Extraordinary gains, net | $0 | 10 |
Net income | $1,652,000 | 923 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $1,652,000 | 924 |
Net charge-offs | $-38,000 | 6,638 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $1,652,000 | 877 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $24,799,000 | 1,082 |
Total interest expense | $3,267,000 | 1,362 |
Net interest income | $21,532,000 | 1,024 |
Provision for loan and lease losses | $300,000 | 3,343 |
Total noninterest income | $5,526,000 | 1,071 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $3,126,000 | 474 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $2,400,000 | 1,375 |
Total noninterest expense | $15,595,000 | 1,281 |
Salaries and employee benefits | $7,834,000 | 1,317 |
Premises and equipment expense | $2,017,000 | 1,172 |
Additional noninterest expense | $5,744,000 | 1,196 |
Pre-tax net operating income | $11,163,000 | 656 |
Securities gains (losses) | $0 | 3,810 |
Applicable income taxes | $4,247,000 | 482 |
Income before extraordinary items | $6,916,000 | 859 |
Extraordinary gains, net | $0 | 29 |
Net income | $6,916,000 | 859 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $6,916,000 | 859 |
Net charge-offs | $491,000 | 2,674 |
Cash dividends | $14,000,000 | 248 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $6,916,000 | 805 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $18,766,000 | 1,086 |
Total interest expense | $2,523,000 | 1,386 |
Net interest income | $16,243,000 | 1,020 |
Provision for loan and lease losses | $300,000 | 2,961 |
Total noninterest income | $4,120,000 | 1,071 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $2,340,000 | 484 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $1,780,000 | 1,380 |
Total noninterest expense | $12,091,000 | 1,242 |
Salaries and employee benefits | $5,967,000 | 1,295 |
Premises and equipment expense | $1,441,000 | 1,242 |
Additional noninterest expense | $4,683,000 | 1,096 |
Pre-tax net operating income | $7,972,000 | 705 |
Securities gains (losses) | $0 | 3,575 |
Applicable income taxes | $3,035,000 | 506 |
Income before extraordinary items | $4,937,000 | 931 |
Extraordinary gains, net | $0 | 20 |
Net income | $4,937,000 | 931 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $4,937,000 | 931 |
Net charge-offs | $444,000 | 2,336 |
Cash dividends | $3,000,000 | 553 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $4,937,000 | 872 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $12,623,000 | 1,090 |
Total interest expense | $1,736,000 | 1,397 |
Net interest income | $10,887,000 | 1,016 |
Provision for loan and lease losses | $300,000 | 2,388 |
Total noninterest income | $2,872,000 | 1,020 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $1,556,000 | 480 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,316,000 | 1,253 |
Total noninterest expense | $8,044,000 | 1,241 |
Salaries and employee benefits | $4,079,000 | 1,277 |
Premises and equipment expense | $841,000 | 1,413 |
Additional noninterest expense | $3,124,000 | 1,108 |
Pre-tax net operating income | $5,415,000 | 683 |
Securities gains (losses) | $0 | 3,178 |
Applicable income taxes | $2,068,000 | 502 |
Income before extraordinary items | $3,347,000 | 910 |
Extraordinary gains, net | $0 | 19 |
Net income | $3,347,000 | 909 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $3,347,000 | 910 |
Net charge-offs | $220,000 | 2,633 |
Cash dividends | $1,000,000 | 957 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $3,347,000 | 850 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $6,376,000 | 1,071 |
Total interest expense | $900,000 | 1,396 |
Net interest income | $5,476,000 | 1,000 |
Provision for loan and lease losses | $150,000 | 2,302 |
Total noninterest income | $1,594,000 | 936 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $772,000 | 472 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $822,000 | 1,056 |
Total noninterest expense | $4,118,000 | 1,212 |
Salaries and employee benefits | $2,129,000 | 1,226 |
Premises and equipment expense | $394,000 | 1,511 |
Additional noninterest expense | $1,595,000 | 1,069 |
Pre-tax net operating income | $2,802,000 | 657 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $1,066,000 | 488 |
Income before extraordinary items | $1,736,000 | 862 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,736,000 | 862 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $1,736,000 | 863 |
Net charge-offs | $56,000 | 2,935 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $1,736,000 | 807 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $27,226,000 | 1,025 |
Total interest expense | $4,437,000 | 1,368 |
Net interest income | $22,789,000 | 962 |
Provision for loan and lease losses | $600,000 | 3,157 |
Total noninterest income | $5,243,000 | 1,002 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $3,276,000 | 461 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $1,967,000 | 1,379 |
Total noninterest expense | $16,159,000 | 1,220 |
Salaries and employee benefits | $8,686,000 | 1,140 |
Premises and equipment expense | $1,647,000 | 1,503 |
Additional noninterest expense | $5,826,000 | 1,197 |
Pre-tax net operating income | $11,273,000 | 550 |
Securities gains (losses) | $0 | 3,838 |
Applicable income taxes | $4,282,000 | 450 |
Income before extraordinary items | $6,991,000 | 724 |
Extraordinary gains, net | $0 | 29 |
Net income | $6,991,000 | 724 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $6,991,000 | 724 |
Net charge-offs | $709,000 | 2,771 |
Cash dividends | $6,000,000 | 357 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $6,991,000 | 690 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $20,622,000 | 1,031 |
Total interest expense | $3,463,000 | 1,372 |
Net interest income | $17,159,000 | 964 |
Provision for loan and lease losses | $450,000 | 3,020 |
Total noninterest income | $3,860,000 | 1,021 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $2,457,000 | 468 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $1,403,000 | 1,404 |
Total noninterest expense | $12,639,000 | 1,166 |
Salaries and employee benefits | $6,594,000 | 1,124 |
Premises and equipment expense | $1,229,000 | 1,527 |
Additional noninterest expense | $4,816,000 | 1,092 |
Pre-tax net operating income | $7,930,000 | 610 |
Securities gains (losses) | $0 | 3,555 |
Applicable income taxes | $3,012,000 | 472 |
Income before extraordinary items | $4,918,000 | 784 |
Extraordinary gains, net | $0 | 21 |
Net income | $4,918,000 | 783 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $4,918,000 | 784 |
Net charge-offs | $464,000 | 2,753 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $4,918,000 | 754 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $12,353,000 | 1,176 |
Total interest expense | $2,111,000 | 1,549 |
Net interest income | $10,242,000 | 1,089 |
Provision for loan and lease losses | $300,000 | 2,953 |
Total noninterest income | $2,225,000 | 1,143 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $1,341,000 | 555 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $884,000 | 1,467 |
Total noninterest expense | $7,542,000 | 1,320 |
Salaries and employee benefits | $4,046,000 | 1,232 |
Premises and equipment expense | $660,000 | 1,914 |
Additional noninterest expense | $2,836,000 | 1,243 |
Pre-tax net operating income | $4,625,000 | 680 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $1,775,000 | 501 |
Income before extraordinary items | $2,850,000 | 871 |
Extraordinary gains, net | $0 | 15 |
Net income | $2,850,000 | 871 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $2,850,000 | 871 |
Net charge-offs | $137,000 | 3,514 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $2,850,000 | 848 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $6,091,000 | 1,206 |
Total interest expense | $1,044,000 | 1,621 |
Net interest income | $5,047,000 | 1,100 |
Provision for loan and lease losses | $150,000 | 2,750 |
Total noninterest income | $1,141,000 | 1,105 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $660,000 | 552 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $481,000 | 1,385 |
Total noninterest expense | $3,805,000 | 1,312 |
Salaries and employee benefits | $2,039,000 | 1,235 |
Premises and equipment expense | $328,000 | 1,963 |
Additional noninterest expense | $1,438,000 | 1,237 |
Pre-tax net operating income | $2,233,000 | 711 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $851,000 | 511 |
Income before extraordinary items | $1,382,000 | 883 |
Extraordinary gains, net | $0 | 9 |
Net income | $1,382,000 | 882 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $1,382,000 | 883 |
Net charge-offs | $35,000 | 3,634 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $1,382,000 | 859 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $27,481,000 | 1,129 |
Total interest expense | $5,459,000 | 1,529 |
Net interest income | $22,022,000 | 1,004 |
Provision for loan and lease losses | $1,400,000 | 2,552 |
Total noninterest income | $4,810,000 | 1,123 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $2,998,000 | 497 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $1,812,000 | 1,500 |
Total noninterest expense | $15,827,000 | 1,264 |
Salaries and employee benefits | $8,259,000 | 1,193 |
Premises and equipment expense | $1,470,000 | 1,742 |
Additional noninterest expense | $6,098,000 | 1,214 |
Pre-tax net operating income | $9,605,000 | 576 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $3,604,000 | 471 |
Income before extraordinary items | $6,001,000 | 739 |
Extraordinary gains, net | $0 | 29 |
Net income | $6,001,000 | 739 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $6,001,000 | 740 |
Net charge-offs | $1,002,000 | 2,679 |
Cash dividends | $4,000,000 | 410 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $6,001,000 | 710 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $20,937,000 | 1,120 |
Total interest expense | $4,280,000 | 1,513 |
Net interest income | $16,657,000 | 996 |
Provision for loan and lease losses | $1,250,000 | 2,212 |
Total noninterest income | $3,641,000 | 1,091 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $2,246,000 | 504 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $1,395,000 | 1,409 |
Total noninterest expense | $11,759,000 | 1,265 |
Salaries and employee benefits | $6,234,000 | 1,175 |
Premises and equipment expense | $1,123,000 | 1,740 |
Additional noninterest expense | $4,402,000 | 1,229 |
Pre-tax net operating income | $7,289,000 | 587 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $2,735,000 | 459 |
Income before extraordinary items | $4,554,000 | 764 |
Extraordinary gains, net | $0 | 23 |
Net income | $4,554,000 | 761 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $4,554,000 | 764 |
Net charge-offs | $974,000 | 2,219 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $4,554,000 | 725 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $14,103,000 | 1,118 |
Total interest expense | $2,956,000 | 1,524 |
Net interest income | $11,147,000 | 992 |
Provision for loan and lease losses | $1,100,000 | 1,842 |
Total noninterest income | $2,479,000 | 1,048 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $1,517,000 | 499 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $962,000 | 1,333 |
Total noninterest expense | $7,837,000 | 1,267 |
Salaries and employee benefits | $4,216,000 | 1,168 |
Premises and equipment expense | $734,000 | 1,778 |
Additional noninterest expense | $2,887,000 | 1,238 |
Pre-tax net operating income | $4,689,000 | 595 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $1,761,000 | 433 |
Income before extraordinary items | $2,928,000 | 768 |
Extraordinary gains, net | $0 | 19 |
Net income | $2,928,000 | 763 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $2,928,000 | 768 |
Net charge-offs | $782,000 | 1,961 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $2,928,000 | 743 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $7,083,000 | 1,138 |
Total interest expense | $1,523,000 | 1,553 |
Net interest income | $5,560,000 | 1,007 |
Provision for loan and lease losses | $550,000 | 1,725 |
Total noninterest income | $1,207,000 | 1,045 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $706,000 | 538 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $501,000 | 1,301 |
Total noninterest expense | $3,949,000 | 1,266 |
Salaries and employee benefits | $2,144,000 | 1,162 |
Premises and equipment expense | $385,000 | 1,760 |
Additional noninterest expense | $1,420,000 | 1,243 |
Pre-tax net operating income | $2,268,000 | 607 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $847,000 | 434 |
Income before extraordinary items | $1,421,000 | 783 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,421,000 | 785 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $1,421,000 | 787 |
Net charge-offs | $373,000 | 1,832 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $1,421,000 | 749 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $30,705,000 | 1,112 |
Total interest expense | $8,030,000 | 1,481 |
Net interest income | $22,675,000 | 954 |
Provision for loan and lease losses | $1,800,000 | 2,620 |
Total noninterest income | $5,022,000 | 1,095 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $3,207,000 | 518 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $1,815,000 | 1,472 |
Total noninterest expense | $16,148,000 | 1,280 |
Salaries and employee benefits | $8,800,000 | 1,109 |
Premises and equipment expense | $1,589,000 | 1,698 |
Additional noninterest expense | $5,759,000 | 1,310 |
Pre-tax net operating income | $9,749,000 | 444 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $3,613,000 | 347 |
Income before extraordinary items | $6,136,000 | 555 |
Extraordinary gains, net | $0 | 34 |
Net income | $6,136,000 | 555 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $6,136,000 | 556 |
Net charge-offs | $352,000 | 4,286 |
Cash dividends | $21,000,000 | 105 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $6,136,000 | 557 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $23,312,000 | 1,126 |
Total interest expense | $6,271,000 | 1,501 |
Net interest income | $17,041,000 | 958 |
Provision for loan and lease losses | $1,350,000 | 2,350 |
Total noninterest income | $3,755,000 | 1,105 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $2,378,000 | 523 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $1,377,000 | 1,479 |
Total noninterest expense | $12,118,000 | 1,272 |
Salaries and employee benefits | $6,690,000 | 1,110 |
Premises and equipment expense | $1,221,000 | 1,679 |
Additional noninterest expense | $4,207,000 | 1,295 |
Pre-tax net operating income | $7,328,000 | 459 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $2,707,000 | 359 |
Income before extraordinary items | $4,621,000 | 588 |
Extraordinary gains, net | $0 | 27 |
Net income | $4,621,000 | 588 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $4,621,000 | 590 |
Net charge-offs | $172,000 | 4,437 |
Cash dividends | $10,000,000 | 139 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $4,621,000 | 582 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $15,728,000 | 1,138 |
Total interest expense | $4,310,000 | 1,529 |
Net interest income | $11,418,000 | 947 |
Provision for loan and lease losses | $900,000 | 2,190 |
Total noninterest income | $2,470,000 | 1,123 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $1,557,000 | 528 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $913,000 | 1,503 |
Total noninterest expense | $8,154,000 | 1,282 |
Salaries and employee benefits | $4,543,000 | 1,116 |
Premises and equipment expense | $834,000 | 1,662 |
Additional noninterest expense | $2,777,000 | 1,334 |
Pre-tax net operating income | $4,834,000 | 449 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $1,775,000 | 371 |
Income before extraordinary items | $3,059,000 | 591 |
Extraordinary gains, net | $0 | 21 |
Net income | $3,059,000 | 588 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $3,059,000 | 591 |
Net charge-offs | $138,000 | 3,874 |
Cash dividends | $10,000,000 | 100 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $3,059,000 | 571 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $7,990,000 | 1,127 |
Total interest expense | $2,270,000 | 1,516 |
Net interest income | $5,720,000 | 936 |
Provision for loan and lease losses | $450,000 | 1,876 |
Total noninterest income | $1,196,000 | 1,105 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $717,000 | 561 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $479,000 | 1,432 |
Total noninterest expense | $4,208,000 | 1,188 |
Salaries and employee benefits | $2,309,000 | 1,105 |
Premises and equipment expense | $475,000 | 1,499 |
Additional noninterest expense | $1,424,000 | 1,166 |
Pre-tax net operating income | $2,258,000 | 528 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $829,000 | 412 |
Income before extraordinary items | $1,429,000 | 728 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,429,000 | 727 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $1,429,000 | 730 |
Net charge-offs | $88,000 | 3,010 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $1,429,000 | 678 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $37,685,000 | 1,004 |
Total interest expense | $12,767,000 | 1,279 |
Net interest income | $24,918,000 | 860 |
Provision for loan and lease losses | $732,000 | 3,170 |
Total noninterest income | $5,243,000 | 1,013 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $3,120,000 | 550 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $2,123,000 | 1,249 |
Total noninterest expense | $16,765,000 | 1,165 |
Salaries and employee benefits | $9,554,000 | 1,045 |
Premises and equipment expense | $1,722,000 | 1,609 |
Additional noninterest expense | $5,489,000 | 1,167 |
Pre-tax net operating income | $12,664,000 | 426 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $4,581,000 | 342 |
Income before extraordinary items | $8,083,000 | 487 |
Extraordinary gains, net | $0 | 39 |
Net income | $8,083,000 | 487 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $188,000 | 4,172 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $8,083,000 | 514 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $28,737,000 | 1,012 |
Total interest expense | $10,139,000 | 1,246 |
Net interest income | $18,598,000 | 875 |
Provision for loan and lease losses | $282,000 | 3,661 |
Total noninterest income | $3,851,000 | 1,081 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $2,301,000 | 566 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $1,550,000 | 1,336 |
Total noninterest expense | $12,479,000 | 1,168 |
Salaries and employee benefits | $7,177,000 | 1,064 |
Premises and equipment expense | $1,267,000 | 1,645 |
Additional noninterest expense | $4,035,000 | 1,137 |
Pre-tax net operating income | $9,688,000 | 523 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $3,496,000 | 410 |
Income before extraordinary items | $6,192,000 | 587 |
Extraordinary gains, net | $0 | 31 |
Net income | $6,192,000 | 586 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $124,000 | 3,686 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $6,192,000 | 619 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $19,445,000 | 1,010 |
Total interest expense | $7,235,000 | 1,216 |
Net interest income | $12,210,000 | 884 |
Provision for loan and lease losses | $132,000 | 3,842 |
Total noninterest income | $2,455,000 | 1,125 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $1,481,000 | 581 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $974,000 | 1,428 |
Total noninterest expense | $8,128,000 | 1,196 |
Salaries and employee benefits | $4,796,000 | 1,078 |
Premises and equipment expense | $731,000 | 1,864 |
Additional noninterest expense | $2,601,000 | 1,145 |
Pre-tax net operating income | $6,405,000 | 555 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $2,290,000 | 471 |
Income before extraordinary items | $4,115,000 | 670 |
Extraordinary gains, net | $0 | 21 |
Net income | $4,115,000 | 669 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $42,000 | 3,962 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $4,115,000 | 651 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $9,987,000 | 1,002 |
Total interest expense | $3,863,000 | 1,210 |
Net interest income | $6,124,000 | 882 |
Provision for loan and lease losses | $66,000 | 3,374 |
Total noninterest income | $1,236,000 | 1,120 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $723,000 | 590 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $513,000 | 1,395 |
Total noninterest expense | $4,096,000 | 1,182 |
Salaries and employee benefits | $2,393,000 | 1,084 |
Premises and equipment expense | $416,000 | 1,666 |
Additional noninterest expense | $1,287,000 | 1,119 |
Pre-tax net operating income | $3,198,000 | 613 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $1,133,000 | 524 |
Income before extraordinary items | $2,065,000 | 737 |
Extraordinary gains, net | $0 | 15 |
Net income | $2,065,000 | 738 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,488 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $2,065,000 | 703 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $42,132,000 | 1,000 |
Total interest expense | $17,886,000 | 1,107 |
Net interest income | $24,246,000 | 916 |
Provision for loan and lease losses | $0 | 6,851 |
Total noninterest income | $4,624,000 | 1,166 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $2,890,000 | 600 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $1,734,000 | 1,508 |
Total noninterest expense | $17,975,000 | 1,045 |
Salaries and employee benefits | $8,985,000 | 1,118 |
Premises and equipment expense | $1,702,000 | 1,559 |
Additional noninterest expense | $7,288,000 | 794 |
Pre-tax net operating income | $10,895,000 | 776 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $3,804,000 | 668 |
Income before extraordinary items | $7,091,000 | 912 |
Extraordinary gains, net | $0 | 39 |
Net income | $7,091,000 | 910 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $652,000 | 1,400 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $7,091,000 | 897 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $31,513,000 | 1,007 |
Total interest expense | $13,554,000 | 1,079 |
Net interest income | $17,959,000 | 927 |
Provision for loan and lease losses | $0 | 6,528 |
Total noninterest income | $3,388,000 | 1,180 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $2,084,000 | 614 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $1,304,000 | 1,513 |
Total noninterest expense | $13,626,000 | 1,022 |
Salaries and employee benefits | $6,782,000 | 1,112 |
Premises and equipment expense | $1,313,000 | 1,518 |
Additional noninterest expense | $5,531,000 | 764 |
Pre-tax net operating income | $7,721,000 | 901 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $2,696,000 | 754 |
Income before extraordinary items | $5,025,000 | 1,049 |
Extraordinary gains, net | $0 | 33 |
Net income | $5,025,000 | 1,046 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $603,000 | 931 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $5,025,000 | 1,031 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $8,126,000 | 2,536 |
Total interest expense | $4,206,000 | 2,239 |
Net interest income | $3,920,000 | 2,803 |
Provision for loan and lease losses | $0 | 6,209 |
Total noninterest income | $657,000 | 2,955 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $438,000 | 1,962 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $219,000 | 3,611 |
Total noninterest expense | $3,558,000 | 2,569 |
Salaries and employee benefits | $1,895,000 | 2,642 |
Premises and equipment expense | $168,000 | 5,538 |
Additional noninterest expense | $1,495,000 | 1,817 |
Pre-tax net operating income | $1,019,000 | 3,494 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $338,000 | 2,587 |
Income before extraordinary items | $681,000 | 3,885 |
Extraordinary gains, net | $0 | 29 |
Net income | $681,000 | 3,885 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $408,000 | 825 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $681,000 | 3,876 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $4,055,000 | 2,530 |
Total interest expense | $2,107,000 | 2,219 |
Net interest income | $1,948,000 | 2,831 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $319,000 | 2,997 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $212,000 | 1,963 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $107,000 | 3,642 |
Total noninterest expense | $1,841,000 | 2,487 |
Salaries and employee benefits | $948,000 | 2,676 |
Premises and equipment expense | $83,000 | 5,593 |
Additional noninterest expense | $810,000 | 1,661 |
Pre-tax net operating income | $426,000 | 3,862 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $139,000 | 2,840 |
Income before extraordinary items | $287,000 | 4,290 |
Extraordinary gains, net | $0 | 22 |
Net income | $287,000 | 4,292 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $284,000 | 600 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $287,000 | 4,265 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $17,134,000 | 2,275 |
Total interest expense | $8,457,000 | 1,949 |
Net interest income | $8,677,000 | 2,601 |
Provision for loan and lease losses | $0 | 6,850 |
Total noninterest income | $1,143,000 | 3,230 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $832,000 | 2,054 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $311,000 | 4,233 |
Total noninterest expense | $6,924,000 | 2,541 |
Salaries and employee benefits | $3,491,000 | 2,740 |
Premises and equipment expense | $797,000 | 3,018 |
Additional noninterest expense | $2,636,000 | 2,012 |
Pre-tax net operating income | $2,896,000 | 2,839 |
Securities gains (losses) | $4,000 | 1,309 |
Applicable income taxes | $986,000 | 2,213 |
Income before extraordinary items | $1,914,000 | 3,191 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,914,000 | 3,190 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $283,000 | 1,752 |
Cash dividends | $5,600,000 | 635 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,911,360 | 3,182 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $12,890,000 | 2,257 |
Total interest expense | $6,142,000 | 1,947 |
Net interest income | $6,748,000 | 2,544 |
Provision for loan and lease losses | $0 | 6,685 |
Total noninterest income | $912,000 | 3,121 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $622,000 | 2,051 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $290,000 | 3,798 |
Total noninterest expense | $5,138,000 | 2,560 |
Salaries and employee benefits | $2,640,000 | 2,726 |
Premises and equipment expense | $531,000 | 3,302 |
Additional noninterest expense | $1,967,000 | 1,985 |
Pre-tax net operating income | $2,522,000 | 2,631 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $858,000 | 2,090 |
Income before extraordinary items | $1,664,000 | 2,961 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,664,000 | 2,962 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $278,000 | 1,223 |
Cash dividends | $5,600,000 | 471 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,664,000 | 2,953 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $8,582,000 | 2,225 |
Total interest expense | $3,868,000 | 1,965 |
Net interest income | $4,714,000 | 2,433 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $628,000 | 3,029 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $408,000 | 2,070 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $220,000 | 3,558 |
Total noninterest expense | $3,425,000 | 2,577 |
Salaries and employee benefits | $1,754,000 | 2,742 |
Premises and equipment expense | $346,000 | 3,355 |
Additional noninterest expense | $1,325,000 | 1,981 |
Pre-tax net operating income | $1,917,000 | 2,396 |
Securities gains (losses) | $4,000 | 883 |
Applicable income taxes | $655,000 | 1,938 |
Income before extraordinary items | $1,266,000 | 2,674 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,266,000 | 2,676 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $239,000 | 971 |
Cash dividends | $4,000,000 | 448 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $1,263,360 | 2,668 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $4,349,000 | 2,162 |
Total interest expense | $1,902,000 | 1,915 |
Net interest income | $2,447,000 | 2,368 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $282,000 | 3,210 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $200,000 | 2,049 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $82,000 | 4,095 |
Total noninterest expense | $1,741,000 | 2,547 |
Salaries and employee benefits | $874,000 | 2,755 |
Premises and equipment expense | $161,000 | 3,575 |
Additional noninterest expense | $706,000 | 1,851 |
Pre-tax net operating income | $988,000 | 2,294 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $335,000 | 1,876 |
Income before extraordinary items | $653,000 | 2,576 |
Extraordinary gains, net | $0 | 21 |
Net income | $653,000 | 2,577 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $228,000 | 562 |
Cash dividends | $4,000,000 | 250 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $653,000 | 2,554 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $9,587,000 | 3,260 |
Total interest expense | $3,211,000 | 3,150 |
Net interest income | $6,376,000 | 3,262 |
Provision for loan and lease losses | $38,000 | 6,024 |
Total noninterest income | $855,000 | 3,897 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $517,000 | 2,982 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $338,000 | 4,096 |
Total noninterest expense | $3,585,000 | 4,212 |
Salaries and employee benefits | $1,691,000 | 4,682 |
Premises and equipment expense | $339,000 | 5,386 |
Additional noninterest expense | $1,555,000 | 3,135 |
Pre-tax net operating income | $3,608,000 | 2,406 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $1,206,000 | 1,999 |
Income before extraordinary items | $2,402,000 | 2,681 |
Extraordinary gains, net | $0 | 46 |
Net income | $2,402,000 | 2,681 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $119,000 | 3,068 |
Cash dividends | $21,000,000 | 228 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $2,402,000 | 2,649 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $7,203,000 | 3,197 |
Total interest expense | $2,253,000 | 3,185 |
Net interest income | $4,950,000 | 3,174 |
Provision for loan and lease losses | $38,000 | 5,602 |
Total noninterest income | $690,000 | 3,760 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $394,000 | 2,958 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $296,000 | 3,825 |
Total noninterest expense | $2,680,000 | 4,183 |
Salaries and employee benefits | $1,259,000 | 4,673 |
Premises and equipment expense | $257,000 | 5,347 |
Additional noninterest expense | $1,164,000 | 3,115 |
Pre-tax net operating income | $2,922,000 | 2,290 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $981,000 | 1,908 |
Income before extraordinary items | $1,941,000 | 2,538 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,941,000 | 2,538 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $76,000 | 2,917 |
Cash dividends | $21,000,000 | 183 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $1,941,000 | 2,511 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $4,880,000 | 3,104 |
Total interest expense | $1,371,000 | 3,279 |
Net interest income | $3,509,000 | 2,993 |
Provision for loan and lease losses | $38,000 | 4,924 |
Total noninterest income | $509,000 | 3,473 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $267,000 | 2,867 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $242,000 | 3,417 |
Total noninterest expense | $1,805,000 | 4,134 |
Salaries and employee benefits | $826,000 | 4,710 |
Premises and equipment expense | $167,000 | 5,410 |
Additional noninterest expense | $812,000 | 2,984 |
Pre-tax net operating income | $2,175,000 | 2,055 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $739,000 | 1,723 |
Income before extraordinary items | $1,436,000 | 2,304 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,436,000 | 2,303 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $58,000 | 2,544 |
Cash dividends | $21,000,000 | 127 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $1,436,000 | 2,271 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $2,473,000 | 3,018 |
Total interest expense | $600,000 | 3,500 |
Net interest income | $1,873,000 | 2,808 |
Provision for loan and lease losses | $38,000 | 3,670 |
Total noninterest income | $179,000 | 4,262 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $128,000 | 2,879 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $51,000 | 5,145 |
Total noninterest expense | $918,000 | 4,098 |
Salaries and employee benefits | $423,000 | 4,648 |
Premises and equipment expense | $82,000 | 5,496 |
Additional noninterest expense | $413,000 | 2,939 |
Pre-tax net operating income | $1,096,000 | 2,011 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $373,000 | 1,692 |
Income before extraordinary items | $723,000 | 2,270 |
Extraordinary gains, net | $0 | 24 |
Net income | $723,000 | 2,271 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 1,912 |
Cash dividends | $21,000,000 | 64 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $723,000 | 2,234 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $5,634,000 | 4,466 |
Total interest expense | $1,287,000 | 4,919 |
Net interest income | $4,347,000 | 4,226 |
Provision for loan and lease losses | $0 | 7,314 |
Total noninterest income | $429,000 | 5,641 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $256,000 | 4,696 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $173,000 | 5,410 |
Total noninterest expense | $1,828,000 | 6,318 |
Salaries and employee benefits | $896,000 | 6,618 |
Premises and equipment expense | $194,000 | 6,832 |
Additional noninterest expense | $738,000 | 5,352 |
Pre-tax net operating income | $2,948,000 | 2,630 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $1,048,000 | 2,074 |
Income before extraordinary items | $1,900,000 | 3,053 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,900,000 | 3,053 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 5,809 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $1,900,000 | 2,988 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $4,219,000 | 4,445 |
Total interest expense | $963,000 | 4,886 |
Net interest income | $3,256,000 | 4,213 |
Provision for loan and lease losses | $0 | 7,100 |
Total noninterest income | $311,000 | 5,732 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $194,000 | 4,710 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $117,000 | 5,624 |
Total noninterest expense | $1,357,000 | 6,307 |
Salaries and employee benefits | $648,000 | 6,694 |
Premises and equipment expense | $144,000 | 6,819 |
Additional noninterest expense | $565,000 | 5,246 |
Pre-tax net operating income | $2,210,000 | 2,645 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $778,000 | 2,140 |
Income before extraordinary items | $1,432,000 | 3,076 |
Extraordinary gains, net | $0 | 26 |
Net income | $1,432,000 | 3,076 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 5,550 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $1,432,000 | 3,004 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $2,809,000 | 4,454 |
Total interest expense | $642,000 | 4,902 |
Net interest income | $2,167,000 | 4,235 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $199,000 | 5,827 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $132,000 | 4,658 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $67,000 | 5,931 |
Total noninterest expense | $909,000 | 6,323 |
Salaries and employee benefits | $432,000 | 6,747 |
Premises and equipment expense | $96,000 | 6,873 |
Additional noninterest expense | $381,000 | 5,234 |
Pre-tax net operating income | $1,457,000 | 2,644 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $513,000 | 2,157 |
Income before extraordinary items | $944,000 | 3,075 |
Extraordinary gains, net | $0 | 21 |
Net income | $944,000 | 3,076 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 5,183 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $944,000 | 2,993 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,390,000 | 4,509 |
Total interest expense | $322,000 | 4,957 |
Net interest income | $1,068,000 | 4,286 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $104,000 | 5,696 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $65,000 | 4,595 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $39,000 | 5,616 |
Total noninterest expense | $467,000 | 6,274 |
Salaries and employee benefits | $210,000 | 6,851 |
Premises and equipment expense | $47,000 | 6,927 |
Additional noninterest expense | $210,000 | 4,897 |
Pre-tax net operating income | $705,000 | 2,687 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $249,000 | 2,209 |
Income before extraordinary items | $456,000 | 3,162 |
Extraordinary gains, net | $0 | 16 |
Net income | $456,000 | 3,162 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,405 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $456,000 | 3,044 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $5,525,000 | 4,553 |
Total interest expense | $1,527,000 | 4,816 |
Net interest income | $3,998,000 | 4,364 |
Provision for loan and lease losses | $21,000 | 7,041 |
Total noninterest income | $413,000 | 5,906 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $269,000 | 4,572 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $144,000 | 5,891 |
Total noninterest expense | $1,802,000 | 6,352 |
Salaries and employee benefits | $841,000 | 6,772 |
Premises and equipment expense | $218,000 | 6,561 |
Additional noninterest expense | $743,000 | 5,306 |
Pre-tax net operating income | $2,588,000 | 2,814 |
Securities gains (losses) | $4,000 | 3,987 |
Applicable income taxes | $917,000 | 2,299 |
Income before extraordinary items | $1,675,000 | 3,277 |
Extraordinary gains, net | $0 | 54 |
Net income | $1,675,000 | 3,279 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 6,094 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $1,672,400 | 3,131 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,094,000 | 4,649 |
Total interest expense | $1,181,000 | 4,862 |
Net interest income | $2,913,000 | 4,476 |
Provision for loan and lease losses | $21,000 | 6,714 |
Total noninterest income | $304,000 | 5,994 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $198,000 | 4,641 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $106,000 | 5,966 |
Total noninterest expense | $1,302,000 | 6,443 |
Salaries and employee benefits | $629,000 | 6,785 |
Premises and equipment expense | $160,000 | 6,620 |
Additional noninterest expense | $513,000 | 5,547 |
Pre-tax net operating income | $1,894,000 | 2,955 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $664,000 | 2,475 |
Income before extraordinary items | $1,230,000 | 3,427 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,230,000 | 3,426 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 6,281 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,230,000 | 3,262 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,691,000 | 4,728 |
Total interest expense | $816,000 | 4,866 |
Net interest income | $1,875,000 | 4,588 |
Provision for loan and lease losses | $0 | 7,324 |
Total noninterest income | $204,000 | 5,954 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $134,000 | 4,563 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $70,000 | 5,983 |
Total noninterest expense | $882,000 | 6,396 |
Salaries and employee benefits | $418,000 | 6,829 |
Premises and equipment expense | $105,000 | 6,641 |
Additional noninterest expense | $359,000 | 5,388 |
Pre-tax net operating income | $1,197,000 | 3,088 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $420,000 | 2,605 |
Income before extraordinary items | $777,000 | 3,586 |
Extraordinary gains, net | $0 | 30 |
Net income | $777,000 | 3,586 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 6,334 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $777,000 | 3,389 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,315,000 | 4,837 |
Total interest expense | $418,000 | 4,901 |
Net interest income | $897,000 | 4,716 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $98,000 | 5,965 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $66,000 | 4,513 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $32,000 | 6,104 |
Total noninterest expense | $464,000 | 6,239 |
Salaries and employee benefits | $208,000 | 6,865 |
Premises and equipment expense | $52,000 | 6,665 |
Additional noninterest expense | $204,000 | 4,894 |
Pre-tax net operating income | $531,000 | 3,356 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $186,000 | 2,824 |
Income before extraordinary items | $345,000 | 3,843 |
Extraordinary gains, net | $0 | 21 |
Net income | $345,000 | 3,841 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 4,678 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $345,000 | 3,661 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $5,701,000 | 4,714 |
Total interest expense | $1,937,000 | 4,893 |
Net interest income | $3,764,000 | 4,533 |
Provision for loan and lease losses | $30,000 | 7,191 |
Total noninterest income | $625,000 | 4,622 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $279,000 | 4,401 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $346,000 | 3,972 |
Total noninterest expense | $1,990,000 | 5,880 |
Salaries and employee benefits | $1,154,000 | 5,624 |
Premises and equipment expense | $221,000 | 6,510 |
Additional noninterest expense | $615,000 | 5,831 |
Pre-tax net operating income | $2,369,000 | 3,005 |
Securities gains (losses) | $91,000 | 1,841 |
Applicable income taxes | $876,000 | 2,435 |
Income before extraordinary items | $1,584,000 | 3,362 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,584,000 | 3,361 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 6,742 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,525,760 | 3,353 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $7,242,000 | 4,318 |
Total interest expense | $2,877,000 | 4,882 |
Net interest income | $4,365,000 | 3,851 |
Provision for loan and lease losses | $0 | 8,228 |
Total noninterest income | $594,000 | 4,604 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $207,000 | 5,081 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $387,000 | 3,604 |
Total noninterest expense | $2,057,000 | 5,627 |
Salaries and employee benefits | $1,297,000 | 5,039 |
Premises and equipment expense | $228,000 | 6,383 |
Additional noninterest expense | $532,000 | 6,251 |
Pre-tax net operating income | $2,902,000 | 2,329 |
Securities gains (losses) | $253,000 | 1,014 |
Applicable income taxes | $1,093,000 | 1,951 |
Income before extraordinary items | $2,062,000 | 2,458 |
Extraordinary gains, net | $0 | 105 |
Net income | $2,062,000 | 2,463 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 5,589 |
Cash dividends | $5,000,000 | 611 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,897,550 | 2,576 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $8,134,000 | 4,073 |
Total interest expense | $2,944,000 | 4,990 |
Net interest income | $5,190,000 | 3,357 |
Provision for loan and lease losses | $0 | 8,337 |
Total noninterest income | $573,000 | 4,526 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $203,000 | 5,058 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $370,000 | 3,525 |
Total noninterest expense | $1,943,000 | 5,776 |
Salaries and employee benefits | $1,249,000 | 5,051 |
Premises and equipment expense | $196,000 | 6,833 |
Additional noninterest expense | $498,000 | 6,442 |
Pre-tax net operating income | $3,820,000 | 1,912 |
Securities gains (losses) | $134,000 | 502 |
Applicable income taxes | $1,379,000 | 1,618 |
Income before extraordinary items | $2,575,000 | 2,029 |
Extraordinary gains, net | $0 | 38 |
Net income | $2,575,000 | 2,029 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 5,922 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $2,487,900 | 2,092 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $7,578,000 | 4,119 |
Total interest expense | $3,159,000 | 4,408 |
Net interest income | $4,419,000 | 3,849 |
Provision for loan and lease losses | $30,000 | 7,215 |
Total noninterest income | $575,000 | 4,555 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $215,000 | 4,937 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $360,000 | 3,640 |
Total noninterest expense | $1,914,000 | 5,845 |
Salaries and employee benefits | $1,236,000 | 5,052 |
Premises and equipment expense | $195,000 | 6,889 |
Additional noninterest expense | $483,000 | 6,642 |
Pre-tax net operating income | $3,050,000 | 2,375 |
Securities gains (losses) | $78,000 | 827 |
Applicable income taxes | $1,062,000 | 2,120 |
Income before extraordinary items | $2,066,000 | 2,506 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,066,000 | 2,506 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 6,444 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $2,014,520 | 2,544 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $7,728,000 | 4,061 |
Total interest expense | $3,275,000 | 4,405 |
Net interest income | $4,453,000 | 3,762 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $586,000 | 4,460 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $229,000 | 4,761 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $357,000 | 3,667 |
Total noninterest expense | $1,827,000 | 5,927 |
Salaries and employee benefits | $1,209,000 | 5,046 |
Premises and equipment expense | $167,000 | 7,299 |
Additional noninterest expense | $451,000 | 6,795 |
Pre-tax net operating income | $3,212,000 | 2,228 |
Securities gains (losses) | $277,000 | 772 |
Applicable income taxes | $1,176,000 | 2,030 |
Income before extraordinary items | $2,313,000 | 2,246 |
Extraordinary gains, net | $0 | 32 |
Net income | $2,313,000 | 2,245 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 6,450 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $2,130,180 | 2,336 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $7,375,000 | 4,317 |
Total interest expense | $3,030,000 | 4,669 |
Net interest income | $4,345,000 | 3,932 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $552,000 | 4,682 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $222,000 | 5,021 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $330,000 | 3,719 |
Total noninterest expense | $1,733,000 | 6,216 |
Salaries and employee benefits | $1,099,000 | 5,473 |
Premises and equipment expense | $157,000 | 7,652 |
Additional noninterest expense | $477,000 | 6,704 |
Pre-tax net operating income | $3,164,000 | 2,370 |
Securities gains (losses) | $121,000 | 906 |
Applicable income taxes | $1,128,000 | 2,204 |
Income before extraordinary items | $2,157,000 | 2,409 |
Extraordinary gains, net | $0 | 44 |
Net income | $2,157,000 | 2,408 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 7,548 |
Cash dividends | $1,500,000 | 1,600 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $2,077,140 | 2,446 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $7,010,000 | 4,577 |
Total interest expense | $2,905,000 | 4,932 |
Net interest income | $4,105,000 | 4,226 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $511,000 | 5,081 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $207,000 | 5,433 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $304,000 | 4,040 |
Total noninterest expense | $1,675,000 | 6,662 |
Salaries and employee benefits | $1,082,000 | 5,650 |
Premises and equipment expense | $159,000 | 7,849 |
Additional noninterest expense | $434,000 | 7,604 |
Pre-tax net operating income | $2,941,000 | 2,414 |
Securities gains (losses) | $56,000 | 1,263 |
Applicable income taxes | $995,000 | 2,357 |
Income before extraordinary items | $2,002,000 | 2,462 |
Extraordinary gains, net | $0 | 53 |
Net income | $2,002,000 | 2,463 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 7,243 |
Cash dividends | $1,500,000 | 1,563 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,964,480 | 2,446 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $6,727,000 | 4,717 |
Total interest expense | $2,777,000 | 5,086 |
Net interest income | $3,950,000 | 4,358 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $465,000 | 5,445 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $188,000 | 5,909 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $277,000 | 4,203 |
Total noninterest expense | $1,662,000 | 6,818 |
Salaries and employee benefits | $1,016,000 | 5,982 |
Premises and equipment expense | $152,000 | 8,217 |
Additional noninterest expense | $494,000 | 7,302 |
Pre-tax net operating income | $2,753,000 | 2,616 |
Securities gains (losses) | $155,000 | 770 |
Applicable income taxes | $972,000 | 2,446 |
Income before extraordinary items | $1,936,000 | 2,580 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,936,000 | 2,580 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $1,000,000 | 2,009 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,832,150 | 2,667 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $5,889,000 | 4,949 |
Total interest expense | $2,265,000 | 5,049 |
Net interest income | $3,624,000 | 4,787 |
Provision for loan and lease losses | $-20,000 | 11,841 |
Total noninterest income | $448,000 | 5,703 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $186,000 | 6,148 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $262,000 | 4,461 |
Total noninterest expense | $1,760,000 | 6,797 |
Salaries and employee benefits | $983,000 | 6,171 |
Premises and equipment expense | $158,000 | 8,341 |
Additional noninterest expense | $619,000 | 6,901 |
Pre-tax net operating income | $2,332,000 | 3,015 |
Securities gains (losses) | $156,000 | 583 |
Applicable income taxes | $832,000 | 2,686 |
Income before extraordinary items | $1,656,000 | 2,911 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,656,000 | 2,918 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-18,000 | 11,188 |
Cash dividends | $600,000 | 2,782 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,551,480 | 3,109 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $5,569,000 | 5,275 |
Total interest expense | $2,207,000 | 5,362 |
Net interest income | $3,362,000 | 5,138 |
Provision for loan and lease losses | $-20,000 | 12,579 |
Total noninterest income | $417,000 | 6,306 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $187,000 | 6,233 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $230,000 | 5,244 |
Total noninterest expense | $1,716,000 | 7,148 |
Salaries and employee benefits | $940,000 | 6,476 |
Premises and equipment expense | $181,000 | 8,115 |
Additional noninterest expense | $595,000 | 7,388 |
Pre-tax net operating income | $2,083,000 | 3,181 |
Securities gains (losses) | $303,000 | 1,293 |
Applicable income taxes | $795,000 | 2,772 |
Income before extraordinary items | $1,591,000 | 3,066 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,591,000 | 3,154 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 9,724 |
Cash dividends | $1,000,000 | 1,731 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,387,990 | 3,291 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $5,819,000 | 5,631 |
Total interest expense | $2,734,000 | 5,580 |
Net interest income | $3,085,000 | 5,599 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $379,000 | 6,746 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $203,000 | 5,939 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $176,000 | 6,108 |
Total noninterest expense | $1,561,000 | 7,702 |
Salaries and employee benefits | $770,000 | 7,466 |
Premises and equipment expense | $179,000 | 8,342 |
Additional noninterest expense | $612,000 | 7,403 |
Pre-tax net operating income | $1,903,000 | 3,254 |
Securities gains (losses) | $478,000 | 1,124 |
Applicable income taxes | $784,000 | 2,672 |
Income before extraordinary items | $1,597,000 | 2,880 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,597,000 | 2,916 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $84,000 | 6,342 |
Cash dividends | $1,000,000 | 1,539 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,276,740 | 3,336 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.