Home > Beach Cities Commercial Bank > Assets and Liabilities
Beach Cities Commercial Bank, Assets and Liabilities
| 2025-03-31 | Rank | |
| # of Employees: | 26 | 3,203 |
| Assets and Liabilities | ||
| Total Assets: | $153,845,000 | 3,392 |
| Cash and due from depository institutions | $27,316,000 | 3,203 |
| Interest-bearing balances | $26,507,000 | 1,810 |
| Securities | $994,000 | 4,260 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,907 |
| Net loans & leases | $122,269,000 | 2,991 |
| Loan loss allowance | $1,214,000 | 3,212 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,473,000 | 3,307 |
| Other real estate owned | $0 | 3,203 |
| Goodwill and other intangibles | $156,000 | 1,990 |
| All other assets | $1,637,000 | 3,905 |
| Life insurance assets | $0 | 2,984 |
| Total liabilities and capital | $153,845,000 | 3,363 |
| Total liabilities | $138,756,000 | 3,319 |
| Total deposits | $132,051,000 | 3,361 |
| Interest-bearing deposits | $110,413,000 | 3,197 |
| Deposits held in domestic offices | $132,051,000 | 3,359 |
| % insured | 65.12% | 3,500 |
| Federal funds purchased & repurchase agreements | $0 | 874 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $4,000,000 | 2,002 |
| Subordinated debt | $0 | 64 |
| All other liabilities | $2,705,000 | 2,162 |
| Total equity capital | $15,089,000 | 3,387 |
| Total bank equity capital | $15,089,000 | 3,425 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $25,117,000 | 194 |
| Surplus | $569,000 | 3,850 |
| Undivided profits | $-10,597,000 | 4,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 139 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 582 |
| Income earned, not collected on loans | $445,000 | 3,880 |
| Earning assets | $149,770,000 | 3,292 |
| Long-term assets (5+ years) | $250,000 | 4,332 |
| Average Assets, year-to-date | $142,315,500 | 3,421 |
| Average Assets, quarterly | $142,315,500 | 3,421 |
| Volatile liabilities | $6,309,000 | 3,757 |
| Insider loans | $0 | 3,851 |
| FHLB advances | $4,000,000 | 1,895 |
| Loans and leases held for sale | $0 | 1,097 |
| Unused loan commitments | $23,637,000 | 2,597 |
| Tier 1 (core) risk-based capital | $14,933,000 | 3,584 |
| Tier 2 risk-based capital | $0 | 2,663 |
| Total risk weighted assets | $0 | 2,740 |
| Total unused commitments | $23,637,000 | 2,597 |
| Derivatives | $0 | 1,188 |
| 2024-12-31 | Rank | |
| # of Employees: | 27 | 3,159 |
| Assets and Liabilities | ||
| Total Assets: | $130,786,000 | 3,584 |
| Cash and due from depository institutions | $22,112,000 | 3,159 |
| Interest-bearing balances | $20,704,000 | 1,879 |
| Securities | $984,000 | 4,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,818 |
| Net loans & leases | $104,434,000 | 3,171 |
| Loan loss allowance | $1,214,000 | 3,213 |
| Trading account assets | $0 | 218 |
| Bank premises and fixed assets | $1,576,000 | 3,257 |
| Other real estate owned | $0 | 3,159 |
| Goodwill and other intangibles | $39,000 | 2,161 |
| All other assets | $1,641,000 | 3,949 |
| Life insurance assets | $0 | 3,000 |
| Total liabilities and capital | $130,786,000 | 3,553 |
| Total liabilities | $115,554,000 | 3,551 |
| Total deposits | $112,892,000 | 3,543 |
| Interest-bearing deposits | $98,774,000 | 3,313 |
| Deposits held in domestic offices | $112,892,000 | 3,543 |
| % insured | 62.16% | 3,711 |
| Federal funds purchased & repurchase agreements | $0 | 983 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,697 |
| Subordinated debt | $0 | 63 |
| All other liabilities | $2,662,000 | 2,187 |
| Total equity capital | $15,232,000 | 3,341 |
| Total bank equity capital | $15,232,000 | 3,368 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $25,117,000 | 188 |
| Surplus | $470,000 | 3,922 |
| Undivided profits | $-10,355,000 | 4,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 141 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 597 |
| Income earned, not collected on loans | $428,000 | 3,931 |
| Earning assets | $126,122,000 | 3,506 |
| Long-term assets (5+ years) | $2,635,000 | 4,254 |
| Average Assets, year-to-date | $83,802,200 | 3,916 |
| Average Assets, quarterly | $113,914,000 | 3,665 |
| Volatile liabilities | $3,795,000 | 4,012 |
| Insider loans | $0 | 3,880 |
| FHLB advances | $0 | 2,480 |
| Loans and leases held for sale | $0 | 1,099 |
| Unused loan commitments | $20,373,000 | 2,713 |
| Tier 1 (core) risk-based capital | $15,193,000 | 3,562 |
| Tier 2 risk-based capital | $0 | 2,717 |
| Total risk weighted assets | $0 | 2,791 |
| Total unused commitments | $20,373,000 | 2,714 |
| Derivatives | $0 | 1,188 |
| 2024-09-30 | Rank | |
| # of Employees: | 27 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $97,042,000 | 3,869 |
| Cash and due from depository institutions | $15,650,000 | 3,167 |
| Interest-bearing balances | $14,697,000 | 2,242 |
| Securities | $974,000 | 4,322 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,851 |
| Net loans & leases | $77,262,000 | 3,481 |
| Loan loss allowance | $843,000 | 3,579 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,683,000 | 3,207 |
| Other real estate owned | $0 | 3,167 |
| Goodwill and other intangibles | $0 | 2,282 |
| All other assets | $1,473,000 | 4,018 |
| Life insurance assets | $0 | 3,029 |
| Total liabilities and capital | $97,042,000 | 3,829 |
| Total liabilities | $80,925,000 | 3,856 |
| Total deposits | $75,823,000 | 3,891 |
| Interest-bearing deposits | $63,788,000 | 3,753 |
| Deposits held in domestic offices | $75,823,000 | 3,891 |
| % insured | 68.04% | 3,363 |
| Federal funds purchased & repurchase agreements | $0 | 984 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $2,300,000 | 2,528 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $2,802,000 | 2,217 |
| Total equity capital | $16,117,000 | 3,337 |
| Total bank equity capital | $16,117,000 | 3,372 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $25,117,000 | 188 |
| Surplus | $366,000 | 4,001 |
| Undivided profits | $-9,366,000 | 4,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $294,000 | 4,163 |
| Earning assets | $92,933,000 | 3,799 |
| Long-term assets (5+ years) | $4,772,000 | 4,196 |
| Average Assets, year-to-date | $72,056,250 | 4,044 |
| Average Assets, quarterly | $89,139,500 | 3,898 |
| Volatile liabilities | $3,581,000 | 4,064 |
| Insider loans | $0 | 3,904 |
| FHLB advances | $2,300,000 | 2,242 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $14,999,000 | 3,023 |
| Tier 1 (core) risk-based capital | $16,116,000 | 3,496 |
| Tier 2 risk-based capital | $0 | 2,756 |
| Total risk weighted assets | $0 | 2,831 |
| Total unused commitments | $14,999,000 | 3,024 |
| Derivatives | $0 | 1,205 |
| 2024-06-30 | Rank | |
| # of Employees: | 26 | 3,244 |
| Assets and Liabilities | ||
| Total Assets: | $81,192,000 | 4,016 |
| Cash and due from depository institutions | $14,345,000 | 3,244 |
| Interest-bearing balances | $13,619,000 | 2,227 |
| Securities | $993,000 | 4,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,862 |
| Net loans & leases | $62,410,000 | 3,684 |
| Loan loss allowance | $726,000 | 3,707 |
| Trading account assets | $0 | 220 |
| Bank premises and fixed assets | $1,789,000 | 3,164 |
| Other real estate owned | $0 | 3,244 |
| Goodwill and other intangibles | $0 | 2,284 |
| All other assets | $1,655,000 | 3,970 |
| Life insurance assets | $0 | 3,043 |
| Total liabilities and capital | $81,192,000 | 3,972 |
| Total liabilities | $64,184,000 | 4,043 |
| Total deposits | $61,338,000 | 4,061 |
| Interest-bearing deposits | $54,145,000 | 3,879 |
| Deposits held in domestic offices | $61,338,000 | 4,061 |
| % insured | 72.45% | 2,886 |
| Federal funds purchased & repurchase agreements | $0 | 1,057 |
| Trading liabilities | $0 | 206 |
| Other borrowed funds | $0 | 2,992 |
| Subordinated debt | $0 | 66 |
| All other liabilities | $2,846,000 | 2,120 |
| Total equity capital | $17,008,000 | 3,181 |
| Total bank equity capital | $17,008,000 | 3,218 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $25,019,000 | 187 |
| Surplus | $416,000 | 3,985 |
| Undivided profits | $-8,427,000 | 4,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 586 |
| Income earned, not collected on loans | $296,000 | 4,166 |
| Earning assets | $77,022,000 | 3,954 |
| Long-term assets (5+ years) | $6,589,000 | 4,147 |
| Average Assets, year-to-date | $63,708,000 | 4,136 |
| Average Assets, quarterly | $71,583,500 | 4,072 |
| Volatile liabilities | $1,023,000 | 4,331 |
| Insider loans | $0 | 3,923 |
| FHLB advances | $0 | 2,615 |
| Loans and leases held for sale | $0 | 1,161 |
| Unused loan commitments | $7,498,000 | 3,596 |
| Tier 1 (core) risk-based capital | $17,009,000 | 3,415 |
| Tier 2 risk-based capital | $0 | 2,777 |
| Total risk weighted assets | $0 | 2,854 |
| Total unused commitments | $7,498,000 | 3,596 |
| Derivatives | $0 | 1,209 |
| 2024-03-31 | Rank | |
| # of Employees: | 28 | 3,140 |
| Assets and Liabilities | ||
| Total Assets: | $61,975,000 | 4,223 |
| Cash and due from depository institutions | $18,424,000 | 3,140 |
| Interest-bearing balances | $17,518,000 | 2,122 |
| Securities | $980,000 | 4,371 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,910 |
| Net loans & leases | $39,404,000 | 4,011 |
| Loan loss allowance | $546,000 | 3,908 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,900,000 | 3,122 |
| Other real estate owned | $0 | 3,140 |
| Goodwill and other intangibles | $0 | 2,296 |
| All other assets | $1,267,000 | 4,112 |
| Life insurance assets | $0 | 3,066 |
| Total liabilities and capital | $61,975,000 | 4,179 |
| Total liabilities | $43,808,000 | 4,274 |
| Total deposits | $41,014,000 | 4,311 |
| Interest-bearing deposits | $35,172,000 | 4,179 |
| Deposits held in domestic offices | $41,014,000 | 4,311 |
| % insured | 66.85% | 3,466 |
| Federal funds purchased & repurchase agreements | $0 | 987 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $0 | 2,975 |
| Subordinated debt | $0 | 67 |
| All other liabilities | $2,794,000 | 2,104 |
| Total equity capital | $18,167,000 | 3,120 |
| Total bank equity capital | $18,167,000 | 3,115 |
| Perpetual preferred stock | $0 | 117 |
| Common stock | $25,019,000 | 145 |
| Surplus | $308,000 | 4,056 |
| Undivided profits | $-7,160,000 | 4,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $148,000 | 4,384 |
| Earning assets | $57,902,000 | 4,158 |
| Long-term assets (5+ years) | $10,069,000 | 4,044 |
| Average Assets, year-to-date | $54,966,000 | 4,247 |
| Average Assets, quarterly | $54,966,000 | 4,247 |
| Volatile liabilities | $764,000 | 4,327 |
| Insider loans | $0 | 3,933 |
| FHLB advances | $0 | 2,533 |
| Loans and leases held for sale | $0 | 1,118 |
| Unused loan commitments | $11,132,000 | 3,315 |
| Tier 1 (core) risk-based capital | $18,168,000 | 3,334 |
| Tier 2 risk-based capital | $0 | 2,800 |
| Total risk weighted assets | $0 | 2,879 |
| Total unused commitments | $11,132,000 | 3,315 |
| Derivatives | $0 | 1,191 |
| 2023-12-31 | Rank | |
| # of Employees: | 0 | 4,533 |
| Assets and Liabilities | ||
| Total Assets: | $47,957,000 | 4,375 |
| Cash and due from depository institutions | $993,000 | 4,533 |
| Interest-bearing balances | $2,260 | 4,474 |
| Securities | $0 | 4,456 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,820 |
| Net loans & leases | $0 | 4,475 |
| Loan loss allowance | $0 | 4,458 |
| Trading account assets | $0 | 214 |
| Bank premises and fixed assets | $2,009,000 | 3,071 |
| Other real estate owned | $0 | 4,533 |
| Goodwill and other intangibles | $804,000 | 1,565 |
| All other assets | $0 | 4,590 |
| Life insurance assets | $0 | 3,088 |
| Total liabilities and capital | $0 | 4,567 |
| Total liabilities | $415 | 4,602 |
| Total deposits | $25,859,000 | 4,438 |
| Interest-bearing deposits | $0 | 4,533 |
| Deposits held in domestic offices | $25,859,000 | 4,438 |
| % insured | 0.00% | 4,542 |
| Federal funds purchased & repurchase agreements | $19,186,000 | 403 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,039 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $0 | 4,564 |
| Total equity capital | $3,728,000 | 4,447 |
| Total bank equity capital | $19,387,000 | 3,050 |
| Perpetual preferred stock | $-1,460 | 4,609 |
| Common stock | $2,023,000 | 880 |
| Surplus | $-18,410 | 4,612 |
| Undivided profits | $4,000 | 4,154 |
| Noncontrolling interests in consolidated subsidiaries | $20,231,231,000 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
| Income earned, not collected on loans | $0 | 4,551 |
| Earning assets | $0 | 4,590 |
| Long-term assets (5+ years) | $0 | 4,515 |
| Average Assets, year-to-date | $-3,929,000 | 4,611 |
| Average Assets, quarterly | $0 | 4,567 |
| Volatile liabilities | $0 | 4,458 |
| Insider loans | $0 | 3,951 |
| FHLB advances | $5,943 | 2,588 |
| Loans and leases held for sale | $0 | 1,074 |
| Unused loan commitments | $0 | 4,434 |
| Tier 1 (core) risk-based capital | $0 | 4,550 |
| Tier 2 risk-based capital | $0 | 2,824 |
| Total risk weighted assets | $0 | 2,900 |
| Total unused commitments | $0 | 4,435 |
| Derivatives | $0 | 1,163 |
| 2023-09-30 | Rank | |
| # of Employees: | 26 | 3,260 |
| Assets and Liabilities | ||
| Total Assets: | $39,274,000 | 4,456 |
| Cash and due from depository institutions | $1,066,000 | 3,260 |
| Interest-bearing balances | $418,000 | 4,265 |
| Securities | $965,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $26,465,000 | 142 |
| Net loans & leases | $8,121,000 | 4,456 |
| Loan loss allowance | $116,000 | 4,427 |
| Trading account assets | $0 | 216 |
| Bank premises and fixed assets | $2,123,000 | 3,032 |
| Other real estate owned | $0 | 3,260 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $534,000 | 4,455 |
| Life insurance assets | $0 | 3,103 |
| Total liabilities and capital | $39,274,000 | 4,411 |
| Total liabilities | $18,664,000 | 4,500 |
| Total deposits | $16,532,000 | 4,524 |
| Interest-bearing deposits | $15,813,000 | 4,438 |
| Deposits held in domestic offices | $16,532,000 | 4,524 |
| % insured | 46.27% | 4,384 |
| Federal funds purchased & repurchase agreements | $0 | 1,178 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $2,132,000 | 2,394 |
| Total equity capital | $20,610,000 | 2,819 |
| Total bank equity capital | $20,610,000 | 2,813 |
| Perpetual preferred stock | $0 | 116 |
| Common stock | $25,561,000 | 145 |
| Surplus | $115,000 | 4,220 |
| Undivided profits | $-5,066,000 | 4,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
| Income earned, not collected on loans | $24,000 | 4,539 |
| Earning assets | $35,969,000 | 4,394 |
| Long-term assets (5+ years) | $492,000 | 4,479 |
| Average Assets, year-to-date | $37,106,000 | 4,433 |
| Average Assets, quarterly | $37,106,000 | 4,432 |
| Volatile liabilities | $504,000 | 4,372 |
| Insider loans | $0 | 3,972 |
| FHLB advances | $0 | 2,657 |
| Loans and leases held for sale | $0 | 1,153 |
| Unused loan commitments | $3,924,000 | 3,965 |
| Tier 1 (core) risk-based capital | $20,612,000 | 3,190 |
| Tier 2 risk-based capital | $0 | 2,835 |
| Total risk weighted assets | $0 | 2,915 |
| Total unused commitments | $3,924,000 | 3,965 |
| Derivatives | $0 | 1,168 |
| 2023-06-30 | Rank | |
| # of Employees: | 21 | 3,564 |
| Assets and Liabilities | ||
| Total Assets: | $34,938,000 | 4,518 |
| Cash and due from depository institutions | $1,021,000 | 3,564 |
| Interest-bearing balances | $874,000 | 4,143 |
| Securities | $0 | 4,512 |
| Federal funds sold & reverse repurchase agreements | $31,245,000 | 117 |
| Net loans & leases | $0 | 4,534 |
| Loan loss allowance | $0 | 4,519 |
| Trading account assets | $0 | 212 |
| Bank premises and fixed assets | $2,201,000 | 2,992 |
| Other real estate owned | $0 | 3,564 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $471,000 | 4,499 |
| Life insurance assets | $0 | 3,127 |
| Total liabilities and capital | $34,938,000 | 4,471 |
| Total liabilities | $12,953,000 | 4,545 |
| Total deposits | $10,968,000 | 4,575 |
| Interest-bearing deposits | $7,634,000 | 4,513 |
| Deposits held in domestic offices | $10,968,000 | 4,575 |
| % insured | 38.41% | 4,484 |
| Federal funds purchased & repurchase agreements | $0 | 1,196 |
| Trading liabilities | $0 | 155 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $1,985,000 | 2,317 |
| Total equity capital | $21,985,000 | 2,760 |
| Total bank equity capital | $21,985,000 | 2,755 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $25,561,000 | 147 |
| Surplus | $0 | 4,322 |
| Undivided profits | $-3,576,000 | 4,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
| Income earned, not collected on loans | $0 | 4,602 |
| Earning assets | $32,119,000 | 4,451 |
| Long-term assets (5+ years) | $0 | 4,573 |
| Average Assets, year-to-date | $34,938,000 | 4,479 |
| Average Assets, quarterly | $34,938,000 | 4,473 |
| Volatile liabilities | $0 | 4,464 |
| Insider loans | $0 | 3,997 |
| FHLB advances | $0 | 2,663 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $0 | 4,488 |
| Tier 1 (core) risk-based capital | $21,985,000 | 3,086 |
| Tier 2 risk-based capital | $0 | 2,865 |
| Total risk weighted assets | $0 | 2,942 |
| Total unused commitments | $0 | 4,488 |
| Derivatives | $0 | 1,164 |