Home > Beach Bank > Income and Expense
Beach Bank, Income and Expense
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,935,000 | 1,480 |
| Total interest expense | $1,016,000 | 1,120 |
| Net interest income | $8,919,000 | 1,516 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $4,004,000 | 883 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $295,000 | 1,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,709,000 | 715 |
| Total noninterest expense | $10,148,000 | 1,157 |
| Salaries and employee benefits | $6,483,000 | 1,079 |
| Premises and equipment expense | $903,000 | 1,330 |
| Additional noninterest expense | $2,762,000 | 1,236 |
| Pre-tax net operating income | $2,775,000 | 1,829 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $725,000 | 1,215 |
| Income before extraordinary items | $2,050,000 | 1,972 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,050,000 | 1,972 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,050,000 | 1,972 |
| Net charge-offs | $-49,000 | 4,183 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $363,000 | 223 |
| Net operating income | $2,050,000 | 2,013 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 1,538 |
| Total interest expense | $499,000 | 1,099 |
| Net interest income | $4,070,000 | 1,586 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,637,000 | 1,011 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $148,000 | 1,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,489,000 | 839 |
| Total noninterest expense | $4,819,000 | 1,201 |
| Salaries and employee benefits | $2,976,000 | 1,145 |
| Premises and equipment expense | $471,000 | 1,284 |
| Additional noninterest expense | $1,372,000 | 1,233 |
| Pre-tax net operating income | $888,000 | 2,266 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $253,000 | 1,439 |
| Income before extraordinary items | $635,000 | 2,476 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $635,000 | 2,473 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $635,000 | 2,476 |
| Net charge-offs | $-21,000 | 4,175 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 220 |
| Net operating income | $635,000 | 2,498 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,015,000 | 1,542 |
| Total interest expense | $2,449,000 | 1,108 |
| Net interest income | $16,566,000 | 1,597 |
| Provision for loan and lease losses | $372,000 | 1,254 |
| Total noninterest income | $6,429,000 | 1,116 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $503,000 | 1,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,926,000 | 953 |
| Total noninterest expense | $19,470,000 | 1,189 |
| Salaries and employee benefits | $12,344,000 | 1,099 |
| Premises and equipment expense | $1,712,000 | 1,371 |
| Additional noninterest expense | $5,414,000 | 1,238 |
| Pre-tax net operating income | $3,153,000 | 2,630 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $853,000 | 1,716 |
| Income before extraordinary items | $2,300,000 | 2,851 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,300,000 | 2,852 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,300,000 | 2,852 |
| Net charge-offs | $-376,000 | 4,677 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $491,000 | 312 |
| Net operating income | $2,300,000 | 2,829 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,054,000 | 1,591 |
| Total interest expense | $1,922,000 | 1,111 |
| Net interest income | $12,132,000 | 1,651 |
| Provision for loan and lease losses | $372,000 | 1,022 |
| Total noninterest income | $5,101,000 | 1,103 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $374,000 | 1,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,727,000 | 927 |
| Total noninterest expense | $14,492,000 | 1,200 |
| Salaries and employee benefits | $9,039,000 | 1,131 |
| Premises and equipment expense | $1,296,000 | 1,385 |
| Additional noninterest expense | $4,157,000 | 1,209 |
| Pre-tax net operating income | $2,369,000 | 2,736 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $676,000 | 1,758 |
| Income before extraordinary items | $1,693,000 | 3,001 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,693,000 | 3,001 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,693,000 | 3,001 |
| Net charge-offs | $-164,000 | 4,604 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $340,000 | 288 |
| Net operating income | $1,693,000 | 2,977 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,186,000 | 1,608 |
| Total interest expense | $1,381,000 | 1,086 |
| Net interest income | $7,805,000 | 1,691 |
| Provision for loan and lease losses | $301,000 | 863 |
| Total noninterest income | $3,635,000 | 1,058 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $243,000 | 1,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,392,000 | 889 |
| Total noninterest expense | $9,547,000 | 1,196 |
| Salaries and employee benefits | $5,927,000 | 1,132 |
| Premises and equipment expense | $870,000 | 1,379 |
| Additional noninterest expense | $2,750,000 | 1,212 |
| Pre-tax net operating income | $1,592,000 | 2,701 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $451,000 | 1,743 |
| Income before extraordinary items | $1,141,000 | 2,982 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,141,000 | 2,981 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,141,000 | 2,982 |
| Net charge-offs | $-93,000 | 4,570 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 280 |
| Net operating income | $1,141,000 | 2,955 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,559,000 | 1,621 |
| Total interest expense | $755,000 | 1,046 |
| Net interest income | $3,804,000 | 1,709 |
| Provision for loan and lease losses | $140,000 | 1,058 |
| Total noninterest income | $1,852,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $121,000 | 1,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,731,000 | 899 |
| Total noninterest expense | $4,776,000 | 1,178 |
| Salaries and employee benefits | $2,941,000 | 1,133 |
| Premises and equipment expense | $430,000 | 1,412 |
| Additional noninterest expense | $1,405,000 | 1,166 |
| Pre-tax net operating income | $740,000 | 2,765 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $230,000 | 1,708 |
| Income before extraordinary items | $510,000 | 3,089 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $510,000 | 3,088 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $510,000 | 3,089 |
| Net charge-offs | $37,000 | 931 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 240 |
| Net operating income | $510,000 | 3,063 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,899,000 | 1,569 |
| Total interest expense | $4,089,000 | 1,141 |
| Net interest income | $14,810,000 | 1,670 |
| Provision for loan and lease losses | $1,729,000 | 1,148 |
| Total noninterest income | $6,981,000 | 1,020 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $440,000 | 1,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,541,000 | 848 |
| Total noninterest expense | $21,099,000 | 1,074 |
| Salaries and employee benefits | $12,708,000 | 1,035 |
| Premises and equipment expense | $2,283,000 | 1,056 |
| Additional noninterest expense | $6,108,000 | 1,076 |
| Pre-tax net operating income | $-1,037,000 | 4,909 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-93,000 | 4,890 |
| Income before extraordinary items | $-944,000 | 4,908 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-944,000 | 4,908 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-944,000 | 4,908 |
| Net charge-offs | $-144,000 | 4,809 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 411 |
| Net operating income | $-944,000 | 4,901 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,619,000 | 1,622 |
| Total interest expense | $3,243,000 | 1,150 |
| Net interest income | $10,376,000 | 1,757 |
| Provision for loan and lease losses | $1,729,000 | 970 |
| Total noninterest income | $4,515,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $323,000 | 1,782 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,192,000 | 910 |
| Total noninterest expense | $15,651,000 | 1,066 |
| Salaries and employee benefits | $9,358,000 | 1,028 |
| Premises and equipment expense | $1,736,000 | 1,043 |
| Additional noninterest expense | $4,557,000 | 1,067 |
| Pre-tax net operating income | $-2,489,000 | 4,982 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $-535,000 | 4,981 |
| Income before extraordinary items | $-1,954,000 | 4,968 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,954,000 | 4,968 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,954,000 | 4,968 |
| Net charge-offs | $-118,000 | 4,843 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 472 |
| Net operating income | $-1,954,000 | 4,970 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,066,000 | 1,648 |
| Total interest expense | $2,314,000 | 1,169 |
| Net interest income | $6,752,000 | 1,803 |
| Provision for loan and lease losses | $329,000 | 1,957 |
| Total noninterest income | $3,757,000 | 901 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $212,000 | 1,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,545,000 | 724 |
| Total noninterest expense | $10,144,000 | 1,086 |
| Salaries and employee benefits | $5,822,000 | 1,073 |
| Premises and equipment expense | $1,173,000 | 1,023 |
| Additional noninterest expense | $3,149,000 | 1,044 |
| Pre-tax net operating income | $36,000 | 4,713 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $76,000 | 2,687 |
| Income before extraordinary items | $-40,000 | 4,830 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-40,000 | 4,830 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-40,000 | 4,830 |
| Net charge-offs | $-85,000 | 4,862 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 242 |
| Net operating income | $-40,000 | 4,826 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,597,000 | 1,619 |
| Total interest expense | $1,237,000 | 1,198 |
| Net interest income | $3,360,000 | 1,756 |
| Provision for loan and lease losses | $149,000 | 1,699 |
| Total noninterest income | $1,143,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $118,000 | 1,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,025,000 | 951 |
| Total noninterest expense | $4,718,000 | 1,153 |
| Salaries and employee benefits | $2,808,000 | 1,126 |
| Premises and equipment expense | $600,000 | 1,023 |
| Additional noninterest expense | $1,310,000 | 1,220 |
| Pre-tax net operating income | $-364,000 | 4,967 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-86,000 | 4,944 |
| Income before extraordinary items | $-278,000 | 4,912 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-278,000 | 4,912 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-278,000 | 4,912 |
| Net charge-offs | $-25,000 | 4,715 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 239 |
| Net operating income | $-278,000 | 4,940 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,597,000 | 1,543 |
| Total interest expense | $6,003,000 | 1,057 |
| Net interest income | $13,594,000 | 1,752 |
| Provision for loan and lease losses | $1,578,000 | 628 |
| Total noninterest income | $5,721,000 | 1,036 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $585,000 | 1,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,136,000 | 815 |
| Total noninterest expense | $22,202,000 | 1,000 |
| Salaries and employee benefits | $11,580,000 | 1,074 |
| Premises and equipment expense | $2,856,000 | 892 |
| Additional noninterest expense | $7,766,000 | 869 |
| Pre-tax net operating income | $-4,465,000 | 5,166 |
| Securities gains (losses) | $837,000 | 257 |
| Applicable income taxes | $-27,331,000 | 5,177 |
| Income before extraordinary items | $23,703,000 | 469 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $23,703,000 | 469 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $23,703,000 | 469 |
| Net charge-offs | $814,000 | 754 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $324,000 | 343 |
| Net operating income | $23,041,770 | 474 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,895,000 | 1,545 |
| Total interest expense | $4,597,000 | 1,041 |
| Net interest income | $10,298,000 | 1,756 |
| Provision for loan and lease losses | $539,000 | 1,104 |
| Total noninterest income | $3,880,000 | 1,097 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $468,000 | 1,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,412,000 | 874 |
| Total noninterest expense | $13,717,000 | 1,163 |
| Salaries and employee benefits | $7,950,000 | 1,153 |
| Premises and equipment expense | $1,772,000 | 1,027 |
| Additional noninterest expense | $3,995,000 | 1,180 |
| Pre-tax net operating income | $-78,000 | 5,098 |
| Securities gains (losses) | $837,000 | 225 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $759,000 | 3,853 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $759,000 | 3,852 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $759,000 | 3,853 |
| Net charge-offs | $-14,000 | 4,515 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-78,000 | 5,095 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,848,000 | 1,555 |
| Total interest expense | $3,043,000 | 1,035 |
| Net interest income | $6,805,000 | 1,774 |
| Provision for loan and lease losses | $345,000 | 1,112 |
| Total noninterest income | $2,378,000 | 1,131 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $317,000 | 1,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,061,000 | 908 |
| Total noninterest expense | $8,823,000 | 1,189 |
| Salaries and employee benefits | $4,945,000 | 1,218 |
| Premises and equipment expense | $1,171,000 | 1,038 |
| Additional noninterest expense | $2,707,000 | 1,175 |
| Pre-tax net operating income | $15,000 | 5,078 |
| Securities gains (losses) | $528,000 | 216 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $543,000 | 3,768 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $543,000 | 3,767 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $543,000 | 3,767 |
| Net charge-offs | $13,000 | 2,505 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $15,000 | 5,080 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 1,575 |
| Total interest expense | $1,492,000 | 1,028 |
| Net interest income | $3,331,000 | 1,816 |
| Provision for loan and lease losses | $100,000 | 1,466 |
| Total noninterest income | $896,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $168,000 | 1,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $728,000 | 1,135 |
| Total noninterest expense | $4,159,000 | 1,250 |
| Salaries and employee benefits | $2,264,000 | 1,314 |
| Premises and equipment expense | $563,000 | 1,075 |
| Additional noninterest expense | $1,332,000 | 1,183 |
| Pre-tax net operating income | $-32,000 | 5,201 |
| Securities gains (losses) | $213,000 | 193 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $181,000 | 4,188 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $181,000 | 4,187 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $181,000 | 4,187 |
| Net charge-offs | $54,000 | 1,174 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-32,000 | 5,198 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,114,000 | 1,660 |
| Total interest expense | $5,253,000 | 883 |
| Net interest income | $11,861,000 | 1,969 |
| Provision for loan and lease losses | $12,155,000 | 148 |
| Total noninterest income | $-29,928,000 | 5,405 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $668,000 | 1,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-30,596,000 | 5,414 |
| Total noninterest expense | $24,302,000 | 906 |
| Salaries and employee benefits | $7,978,000 | 1,423 |
| Premises and equipment expense | $2,195,000 | 1,089 |
| Additional noninterest expense | $14,129,000 | 491 |
| Pre-tax net operating income | $-54,524,000 | 5,415 |
| Securities gains (losses) | $-16,000 | 4,523 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $-54,540,000 | 5,406 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-54,540,000 | 5,405 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-54,540,000 | 5,405 |
| Net charge-offs | $12,536,000 | 126 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $94,936,000 | 7 |
| Net operating income | $-54,524,000 | 5,406 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,158,000 | 1,722 |
| Total interest expense | $3,759,000 | 877 |
| Net interest income | $8,399,000 | 2,056 |
| Provision for loan and lease losses | $11,752,000 | 124 |
| Total noninterest income | $-31,794,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $491,000 | 1,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-32,285,000 | 5,485 |
| Total noninterest expense | $19,533,000 | 847 |
| Salaries and employee benefits | $5,587,000 | 1,499 |
| Premises and equipment expense | $1,625,000 | 1,089 |
| Additional noninterest expense | $12,321,000 | 436 |
| Pre-tax net operating income | $-54,680,000 | 5,486 |
| Securities gains (losses) | $-16,000 | 4,874 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $-54,696,000 | 5,477 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-54,696,000 | 5,476 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-54,696,000 | 5,476 |
| Net charge-offs | $11,748,000 | 109 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $94,936,000 | 6 |
| Net operating income | $-54,680,000 | 5,477 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 1,794 |
| Total interest expense | $2,415,000 | 848 |
| Net interest income | $5,265,000 | 2,150 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,567,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $318,000 | 1,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,249,000 | 1,312 |
| Total noninterest expense | $11,091,000 | 980 |
| Salaries and employee benefits | $3,512,000 | 1,613 |
| Premises and equipment expense | $1,052,000 | 1,120 |
| Additional noninterest expense | $6,527,000 | 526 |
| Pre-tax net operating income | $-4,259,000 | 5,541 |
| Securities gains (losses) | $-16,000 | 5,070 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $-4,275,000 | 5,535 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-4,275,000 | 5,534 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-4,275,000 | 5,534 |
| Net charge-offs | $-163,000 | 5,315 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-4,259,000 | 5,534 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,902,000 | 1,754 |
| Total interest expense | $1,125,000 | 855 |
| Net interest income | $2,777,000 | 2,078 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $1,020,000 | 1,260 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $142,000 | 1,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $878,000 | 1,012 |
| Total noninterest expense | $5,081,000 | 1,058 |
| Salaries and employee benefits | $1,689,000 | 1,685 |
| Premises and equipment expense | $522,000 | 1,149 |
| Additional noninterest expense | $2,870,000 | 594 |
| Pre-tax net operating income | $-1,284,000 | 5,598 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-1,284,000 | 5,586 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-1,284,000 | 5,586 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-1,284,000 | 5,586 |
| Net charge-offs | $-262,000 | 5,507 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-1,284,000 | 5,587 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,428,000 | 1,712 |
| Total interest expense | $4,535,000 | 751 |
| Net interest income | $10,893,000 | 2,081 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $4,231,000 | 1,237 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $635,000 | 1,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,596,000 | 1,025 |
| Total noninterest expense | $19,450,000 | 1,077 |
| Salaries and employee benefits | $7,094,000 | 1,567 |
| Premises and equipment expense | $2,150,000 | 1,090 |
| Additional noninterest expense | $10,206,000 | 666 |
| Pre-tax net operating income | $-4,326,000 | 5,659 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-4,326,000 | 5,642 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-4,326,000 | 5,642 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-4,326,000 | 5,642 |
| Net charge-offs | $1,154,000 | 622 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-4,326,000 | 5,642 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,390,000 | 1,740 |
| Total interest expense | $3,379,000 | 733 |
| Net interest income | $8,011,000 | 2,122 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,462,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $482,000 | 1,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,980,000 | 1,288 |
| Total noninterest expense | $14,453,000 | 1,091 |
| Salaries and employee benefits | $5,344,000 | 1,561 |
| Premises and equipment expense | $1,631,000 | 1,096 |
| Additional noninterest expense | $7,478,000 | 677 |
| Pre-tax net operating income | $-3,980,000 | 5,733 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-3,980,000 | 5,725 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,980,000 | 5,725 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-3,980,000 | 5,725 |
| Net charge-offs | $370,000 | 980 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-3,980,000 | 5,725 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,554,000 | 1,727 |
| Total interest expense | $2,232,000 | 713 |
| Net interest income | $5,322,000 | 2,119 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $3,067,000 | 971 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $314,000 | 1,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,753,000 | 778 |
| Total noninterest expense | $9,592,000 | 1,103 |
| Salaries and employee benefits | $3,522,000 | 1,588 |
| Premises and equipment expense | $1,082,000 | 1,101 |
| Additional noninterest expense | $4,988,000 | 684 |
| Pre-tax net operating income | $-1,203,000 | 5,757 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-1,203,000 | 5,752 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,203,000 | 5,752 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,203,000 | 5,752 |
| Net charge-offs | $586,000 | 500 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-1,203,000 | 5,751 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 1,737 |
| Total interest expense | $1,106,000 | 699 |
| Net interest income | $2,629,000 | 2,131 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,042,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $151,000 | 1,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $891,000 | 1,040 |
| Total noninterest expense | $4,713,000 | 1,121 |
| Salaries and employee benefits | $1,727,000 | 1,633 |
| Premises and equipment expense | $539,000 | 1,105 |
| Additional noninterest expense | $2,447,000 | 688 |
| Pre-tax net operating income | $-1,042,000 | 5,832 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-1,042,000 | 5,828 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-1,042,000 | 5,828 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-1,042,000 | 5,828 |
| Net charge-offs | $265,000 | 505 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-1,042,000 | 5,828 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,616,000 | 1,614 |
| Total interest expense | $4,806,000 | 626 |
| Net interest income | $10,810,000 | 2,042 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $6,930,000 | 909 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $565,000 | 1,890 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $6,365,000 | 710 |
| Total noninterest expense | $19,942,000 | 1,055 |
| Salaries and employee benefits | $7,072,000 | 1,531 |
| Premises and equipment expense | $2,176,000 | 1,091 |
| Additional noninterest expense | $10,694,000 | 650 |
| Pre-tax net operating income | $-2,202,000 | 5,880 |
| Securities gains (losses) | $105,000 | 1,305 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-2,097,000 | 5,877 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-2,097,000 | 5,876 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,097,000 | 5,876 |
| Net charge-offs | $5,000 | 4,023 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-2,202,000 | 5,877 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,765,000 | 1,615 |
| Total interest expense | $3,617,000 | 618 |
| Net interest income | $8,148,000 | 2,033 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $5,566,000 | 868 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $418,000 | 1,917 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $5,148,000 | 673 |
| Total noninterest expense | $15,212,000 | 1,039 |
| Salaries and employee benefits | $5,309,000 | 1,529 |
| Premises and equipment expense | $1,652,000 | 1,074 |
| Additional noninterest expense | $8,251,000 | 632 |
| Pre-tax net operating income | $-1,498,000 | 5,939 |
| Securities gains (losses) | $105,000 | 1,216 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-1,393,000 | 5,937 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,393,000 | 5,937 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,393,000 | 5,937 |
| Net charge-offs | $180,000 | 1,544 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-1,498,000 | 5,939 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,876,000 | 1,613 |
| Total interest expense | $2,397,000 | 621 |
| Net interest income | $5,479,000 | 2,029 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $3,472,000 | 896 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $271,000 | 1,930 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,201,000 | 700 |
| Total noninterest expense | $10,151,000 | 1,037 |
| Salaries and employee benefits | $3,535,000 | 1,536 |
| Premises and equipment expense | $1,094,000 | 1,083 |
| Additional noninterest expense | $5,522,000 | 625 |
| Pre-tax net operating income | $-1,200,000 | 6,025 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-1,200,000 | 6,020 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,200,000 | 6,019 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,200,000 | 6,019 |
| Net charge-offs | $55,000 | 2,078 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-1,200,000 | 6,018 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 1,609 |
| Total interest expense | $1,194,000 | 619 |
| Net interest income | $2,754,000 | 2,024 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,425,000 | 1,000 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $127,000 | 2,023 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,298,000 | 782 |
| Total noninterest expense | $5,064,000 | 1,043 |
| Salaries and employee benefits | $1,758,000 | 1,549 |
| Premises and equipment expense | $556,000 | 1,070 |
| Additional noninterest expense | $2,750,000 | 617 |
| Pre-tax net operating income | $-885,000 | 6,092 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-885,000 | 6,088 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-885,000 | 6,088 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-885,000 | 6,088 |
| Net charge-offs | $-152,000 | 5,949 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-885,000 | 6,086 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,614,000 | 1,580 |
| Total interest expense | $4,884,000 | 569 |
| Net interest income | $10,730,000 | 2,014 |
| Provision for loan and lease losses | $236,000 | 2,176 |
| Total noninterest income | $7,303,000 | 860 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $497,000 | 2,149 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $6,806,000 | 647 |
| Total noninterest expense | $20,148,000 | 1,026 |
| Salaries and employee benefits | $7,228,000 | 1,475 |
| Premises and equipment expense | $2,282,000 | 1,041 |
| Additional noninterest expense | $10,638,000 | 643 |
| Pre-tax net operating income | $-2,351,000 | 6,142 |
| Securities gains (losses) | $3,000 | 2,963 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-2,348,000 | 6,143 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,348,000 | 6,143 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,348,000 | 6,143 |
| Net charge-offs | $4,102,000 | 216 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-2,351,000 | 6,138 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,651,000 | 1,605 |
| Total interest expense | $3,702,000 | 563 |
| Net interest income | $7,949,000 | 2,039 |
| Provision for loan and lease losses | $236,000 | 1,761 |
| Total noninterest income | $6,231,000 | 789 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $365,000 | 2,194 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,866,000 | 603 |
| Total noninterest expense | $15,533,000 | 1,008 |
| Salaries and employee benefits | $5,402,000 | 1,483 |
| Premises and equipment expense | $1,724,000 | 1,054 |
| Additional noninterest expense | $8,407,000 | 599 |
| Pre-tax net operating income | $-1,589,000 | 6,225 |
| Securities gains (losses) | $3,000 | 2,757 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-1,586,000 | 6,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,586,000 | 6,226 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,586,000 | 6,226 |
| Net charge-offs | $3,144,000 | 204 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-1,589,000 | 6,223 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,654,000 | 1,635 |
| Total interest expense | $2,513,000 | 551 |
| Net interest income | $5,141,000 | 2,089 |
| Provision for loan and lease losses | $236,000 | 1,357 |
| Total noninterest income | $3,871,000 | 841 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $239,000 | 2,195 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,632,000 | 636 |
| Total noninterest expense | $10,223,000 | 1,017 |
| Salaries and employee benefits | $3,566,000 | 1,500 |
| Premises and equipment expense | $1,139,000 | 1,065 |
| Additional noninterest expense | $5,518,000 | 619 |
| Pre-tax net operating income | $-1,447,000 | 6,305 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-1,447,000 | 6,309 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,447,000 | 6,309 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-1,447,000 | 6,309 |
| Net charge-offs | $2,637,000 | 178 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-1,447,000 | 6,306 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,851,000 | 1,610 |
| Total interest expense | $1,271,000 | 547 |
| Net interest income | $2,580,000 | 2,065 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,915,000 | 819 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $119,000 | 2,179 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,796,000 | 623 |
| Total noninterest expense | $5,202,000 | 997 |
| Salaries and employee benefits | $1,762,000 | 1,528 |
| Premises and equipment expense | $557,000 | 1,092 |
| Additional noninterest expense | $2,883,000 | 583 |
| Pre-tax net operating income | $-707,000 | 6,377 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-707,000 | 6,376 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-707,000 | 6,377 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-707,000 | 6,377 |
| Net charge-offs | $90,000 | 1,181 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-707,000 | 6,370 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,796,000 | 1,484 |
| Total interest expense | $4,916,000 | 577 |
| Net interest income | $11,880,000 | 1,848 |
| Provision for loan and lease losses | $5,175,000 | 210 |
| Total noninterest income | $5,698,000 | 993 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $484,000 | 2,331 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,214,000 | 731 |
| Total noninterest expense | $18,779,000 | 1,080 |
| Salaries and employee benefits | $6,938,000 | 1,501 |
| Premises and equipment expense | $2,188,000 | 1,092 |
| Additional noninterest expense | $9,653,000 | 694 |
| Pre-tax net operating income | $-6,376,000 | 6,494 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-6,375,000 | 6,484 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-6,375,000 | 6,483 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-6,375,000 | 6,483 |
| Net charge-offs | $3,875,000 | 284 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-6,376,000 | 6,483 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,713,000 | 1,486 |
| Total interest expense | $3,635,000 | 595 |
| Net interest income | $9,078,000 | 1,824 |
| Provision for loan and lease losses | $4,493,000 | 186 |
| Total noninterest income | $4,248,000 | 1,000 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $357,000 | 2,375 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,891,000 | 731 |
| Total noninterest expense | $14,288,000 | 1,073 |
| Salaries and employee benefits | $5,161,000 | 1,510 |
| Premises and equipment expense | $1,762,000 | 1,034 |
| Additional noninterest expense | $7,365,000 | 676 |
| Pre-tax net operating income | $-5,455,000 | 6,580 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-5,456,000 | 6,570 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,456,000 | 6,569 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-5,456,000 | 6,569 |
| Net charge-offs | $3,381,000 | 249 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-5,455,000 | 6,572 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,459,000 | 1,483 |
| Total interest expense | $2,377,000 | 615 |
| Net interest income | $6,082,000 | 1,798 |
| Provision for loan and lease losses | $227,000 | 1,534 |
| Total noninterest income | $3,110,000 | 911 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $244,000 | 2,315 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,866,000 | 676 |
| Total noninterest expense | $9,465,000 | 1,077 |
| Salaries and employee benefits | $3,385,000 | 1,541 |
| Premises and equipment expense | $1,169,000 | 1,040 |
| Additional noninterest expense | $4,911,000 | 678 |
| Pre-tax net operating income | $-500,000 | 6,507 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-501,000 | 6,520 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-501,000 | 6,521 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-501,000 | 6,521 |
| Net charge-offs | $853,000 | 572 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-500,000 | 6,518 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 1,471 |
| Total interest expense | $1,157,000 | 640 |
| Net interest income | $3,111,000 | 1,754 |
| Provision for loan and lease losses | $227,000 | 902 |
| Total noninterest income | $1,608,000 | 860 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $125,000 | 2,241 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,483,000 | 631 |
| Total noninterest expense | $4,742,000 | 1,078 |
| Salaries and employee benefits | $1,681,000 | 1,562 |
| Premises and equipment expense | $584,000 | 1,069 |
| Additional noninterest expense | $2,477,000 | 666 |
| Pre-tax net operating income | $-250,000 | 6,563 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-250,000 | 6,566 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-250,000 | 6,566 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-250,000 | 6,566 |
| Net charge-offs | $533,000 | 478 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-250,000 | 6,565 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,300,000 | 1,393 |
| Total interest expense | $5,901,000 | 539 |
| Net interest income | $12,399,000 | 1,733 |
| Provision for loan and lease losses | $1,516,000 | 784 |
| Total noninterest income | $6,787,000 | 907 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $506,000 | 2,360 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,281,000 | 678 |
| Total noninterest expense | $19,778,000 | 1,032 |
| Salaries and employee benefits | $7,581,000 | 1,385 |
| Premises and equipment expense | $2,346,000 | 1,015 |
| Additional noninterest expense | $9,851,000 | 709 |
| Pre-tax net operating income | $-2,108,000 | 6,665 |
| Securities gains (losses) | $398,000 | 550 |
| Applicable income taxes | $1,034,000 | 1,437 |
| Income before extraordinary items | $-2,744,000 | 6,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,744,000 | 6,710 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,744,000 | 6,710 |
| Net charge-offs | $2,361,000 | 662 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-3,142,000 | 6,721 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,019,000 | 1,363 |
| Total interest expense | $4,687,000 | 521 |
| Net interest income | $9,332,000 | 1,728 |
| Provision for loan and lease losses | $488,000 | 1,546 |
| Total noninterest income | $4,275,000 | 1,054 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $373,000 | 2,407 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,902,000 | 798 |
| Total noninterest expense | $14,993,000 | 1,023 |
| Salaries and employee benefits | $5,732,000 | 1,378 |
| Premises and equipment expense | $1,793,000 | 1,010 |
| Additional noninterest expense | $7,468,000 | 699 |
| Pre-tax net operating income | $-1,874,000 | 6,779 |
| Securities gains (losses) | $398,000 | 503 |
| Applicable income taxes | $18,000 | 4,132 |
| Income before extraordinary items | $-1,494,000 | 6,762 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,494,000 | 6,763 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,494,000 | 6,763 |
| Net charge-offs | $2,351,000 | 532 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,892,000 | 6,782 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,421,000 | 1,346 |
| Total interest expense | $3,273,000 | 512 |
| Net interest income | $6,148,000 | 1,739 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $3,085,000 | 994 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $240,000 | 2,442 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,845,000 | 759 |
| Total noninterest expense | $10,107,000 | 1,006 |
| Salaries and employee benefits | $3,801,000 | 1,388 |
| Premises and equipment expense | $1,212,000 | 995 |
| Additional noninterest expense | $5,094,000 | 677 |
| Pre-tax net operating income | $-874,000 | 6,774 |
| Securities gains (losses) | $398,000 | 449 |
| Applicable income taxes | $18,000 | 3,986 |
| Income before extraordinary items | $-494,000 | 6,720 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-494,000 | 6,721 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-494,000 | 6,721 |
| Net charge-offs | $77,000 | 2,994 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-892,000 | 6,780 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 1,335 |
| Total interest expense | $1,653,000 | 527 |
| Net interest income | $3,109,000 | 1,728 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,248,000 | 1,149 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $124,000 | 2,367 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,124,000 | 915 |
| Total noninterest expense | $5,050,000 | 1,018 |
| Salaries and employee benefits | $1,895,000 | 1,404 |
| Premises and equipment expense | $614,000 | 999 |
| Additional noninterest expense | $2,541,000 | 677 |
| Pre-tax net operating income | $-693,000 | 6,904 |
| Securities gains (losses) | $392,000 | 259 |
| Applicable income taxes | $16,000 | 3,717 |
| Income before extraordinary items | $-317,000 | 6,818 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-317,000 | 6,818 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-317,000 | 6,818 |
| Net charge-offs | $33,000 | 2,726 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-709,000 | 6,905 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,143,000 | 1,328 |
| Total interest expense | $8,049,000 | 522 |
| Net interest income | $12,094,000 | 1,811 |
| Provision for loan and lease losses | $4,254,000 | 582 |
| Total noninterest income | $5,955,000 | 1,010 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $512,000 | 2,436 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,443,000 | 765 |
| Total noninterest expense | $17,849,000 | 1,125 |
| Salaries and employee benefits | $7,400,000 | 1,381 |
| Premises and equipment expense | $2,552,000 | 937 |
| Additional noninterest expense | $7,897,000 | 881 |
| Pre-tax net operating income | $-4,054,000 | 6,930 |
| Securities gains (losses) | $676,000 | 748 |
| Applicable income taxes | $2,544,000 | 710 |
| Income before extraordinary items | $-5,922,000 | 6,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,922,000 | 6,981 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-5,922,000 | 6,981 |
| Net charge-offs | $3,749,000 | 725 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-6,598,000 | 6,981 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,244,000 | 1,340 |
| Total interest expense | $6,278,000 | 525 |
| Net interest income | $8,966,000 | 1,851 |
| Provision for loan and lease losses | $1,937,000 | 877 |
| Total noninterest income | $4,526,000 | 1,003 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $384,000 | 2,465 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,142,000 | 743 |
| Total noninterest expense | $13,187,000 | 1,137 |
| Salaries and employee benefits | $5,494,000 | 1,387 |
| Premises and equipment expense | $1,965,000 | 925 |
| Additional noninterest expense | $5,728,000 | 909 |
| Pre-tax net operating income | $-1,632,000 | 6,936 |
| Securities gains (losses) | $676,000 | 596 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-956,000 | 6,873 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-956,000 | 6,870 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-956,000 | 6,871 |
| Net charge-offs | $3,524,000 | 599 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,632,000 | 6,944 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,301,000 | 1,335 |
| Total interest expense | $4,265,000 | 540 |
| Net interest income | $6,036,000 | 1,836 |
| Provision for loan and lease losses | $732,000 | 1,380 |
| Total noninterest income | $3,271,000 | 918 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $240,000 | 2,573 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,031,000 | 682 |
| Total noninterest expense | $8,639,000 | 1,164 |
| Salaries and employee benefits | $3,635,000 | 1,413 |
| Premises and equipment expense | $1,337,000 | 909 |
| Additional noninterest expense | $3,667,000 | 948 |
| Pre-tax net operating income | $-64,000 | 6,474 |
| Securities gains (losses) | $676,000 | 413 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $612,000 | 3,602 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $612,000 | 3,603 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $612,000 | 3,604 |
| Net charge-offs | $2,016,000 | 687 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-64,000 | 6,493 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,161,000 | 1,335 |
| Total interest expense | $2,173,000 | 548 |
| Net interest income | $2,988,000 | 1,866 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $940,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $116,000 | 2,604 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $824,000 | 1,051 |
| Total noninterest expense | $4,299,000 | 1,164 |
| Salaries and employee benefits | $1,801,000 | 1,434 |
| Premises and equipment expense | $673,000 | 902 |
| Additional noninterest expense | $1,825,000 | 933 |
| Pre-tax net operating income | $-371,000 | 6,985 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-371,000 | 7,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-371,000 | 7,025 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-371,000 | 7,026 |
| Net charge-offs | $191,000 | 1,890 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-371,000 | 7,004 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,891,000 | 1,310 |
| Total interest expense | $9,523,000 | 603 |
| Net interest income | $12,368,000 | 1,803 |
| Provision for loan and lease losses | $3,361,000 | 1,083 |
| Total noninterest income | $3,054,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $451,000 | 2,791 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,603,000 | 1,129 |
| Total noninterest expense | $17,202,000 | 1,146 |
| Salaries and employee benefits | $7,358,000 | 1,353 |
| Premises and equipment expense | $2,940,000 | 865 |
| Additional noninterest expense | $6,904,000 | 1,018 |
| Pre-tax net operating income | $-5,141,000 | 7,065 |
| Securities gains (losses) | $-2,000 | 6,752 |
| Applicable income taxes | $925,000 | 1,416 |
| Income before extraordinary items | $-6,068,000 | 7,116 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,068,000 | 7,115 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,068,000 | 7,117 |
| Net charge-offs | $3,734,000 | 1,029 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,066,000 | 7,104 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,825,000 | 1,289 |
| Total interest expense | $7,258,000 | 619 |
| Net interest income | $9,567,000 | 1,760 |
| Provision for loan and lease losses | $3,321,000 | 863 |
| Total noninterest income | $3,978,000 | 1,003 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $329,000 | 2,846 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,649,000 | 727 |
| Total noninterest expense | $14,509,000 | 1,026 |
| Salaries and employee benefits | $5,540,000 | 1,345 |
| Premises and equipment expense | $2,214,000 | 860 |
| Additional noninterest expense | $6,755,000 | 786 |
| Pre-tax net operating income | $-4,285,000 | 7,199 |
| Securities gains (losses) | $-2,000 | 6,883 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-4,287,000 | 7,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,287,000 | 7,222 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-4,287,000 | 7,223 |
| Net charge-offs | $3,572,000 | 820 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-4,285,000 | 7,215 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,111,000 | 1,311 |
| Total interest expense | $4,874,000 | 650 |
| Net interest income | $6,237,000 | 1,792 |
| Provision for loan and lease losses | $1,124,000 | 1,397 |
| Total noninterest income | $2,446,000 | 1,062 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $219,000 | 2,832 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,227,000 | 774 |
| Total noninterest expense | $9,160,000 | 1,093 |
| Salaries and employee benefits | $3,618,000 | 1,383 |
| Premises and equipment expense | $1,483,000 | 862 |
| Additional noninterest expense | $4,059,000 | 895 |
| Pre-tax net operating income | $-1,601,000 | 7,116 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,603,000 | 7,162 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,603,000 | 7,163 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,603,000 | 7,163 |
| Net charge-offs | $-863,000 | 7,498 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,601,000 | 7,145 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 1,334 |
| Total interest expense | $2,464,000 | 667 |
| Net interest income | $3,041,000 | 1,831 |
| Provision for loan and lease losses | $1,124,000 | 784 |
| Total noninterest income | $805,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $105,000 | 2,881 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $700,000 | 1,061 |
| Total noninterest expense | $5,100,000 | 979 |
| Salaries and employee benefits | $1,767,000 | 1,430 |
| Premises and equipment expense | $754,000 | 875 |
| Additional noninterest expense | $2,579,000 | 700 |
| Pre-tax net operating income | $-2,378,000 | 7,415 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,378,000 | 7,418 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,378,000 | 7,417 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,378,000 | 7,418 |
| Net charge-offs | $874,000 | 939 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,378,000 | 7,419 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $26,608,000 | 1,162 |
| Total interest expense | $12,906,000 | 615 |
| Net interest income | $13,702,000 | 1,626 |
| Provision for loan and lease losses | $8,047,000 | 802 |
| Total noninterest income | $3,567,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $528,000 | 2,544 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,039,000 | 1,058 |
| Total noninterest expense | $20,763,000 | 962 |
| Salaries and employee benefits | $7,369,000 | 1,327 |
| Premises and equipment expense | $3,125,000 | 823 |
| Additional noninterest expense | $10,269,000 | 730 |
| Pre-tax net operating income | $-11,541,000 | 7,389 |
| Securities gains (losses) | $1,390,000 | 367 |
| Applicable income taxes | $-720,000 | 7,252 |
| Income before extraordinary items | $-9,431,000 | 7,360 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,431,000 | 7,360 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,431,000 | 7,360 |
| Net charge-offs | $6,511,000 | 828 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-10,723,700 | 7,388 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,455,000 | 1,154 |
| Total interest expense | $10,072,000 | 611 |
| Net interest income | $10,383,000 | 1,630 |
| Provision for loan and lease losses | $5,725,000 | 788 |
| Total noninterest income | $2,571,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $413,000 | 2,524 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,158,000 | 1,056 |
| Total noninterest expense | $15,843,000 | 931 |
| Salaries and employee benefits | $5,520,000 | 1,334 |
| Premises and equipment expense | $2,398,000 | 805 |
| Additional noninterest expense | $7,925,000 | 690 |
| Pre-tax net operating income | $-8,614,000 | 7,520 |
| Securities gains (losses) | $477,000 | 774 |
| Applicable income taxes | $-3,062,000 | 7,655 |
| Income before extraordinary items | $-5,075,000 | 7,427 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,075,000 | 7,427 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,075,000 | 7,427 |
| Net charge-offs | $4,384,000 | 856 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,380,280 | 7,419 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,836,000 | 1,145 |
| Total interest expense | $6,982,000 | 615 |
| Net interest income | $6,854,000 | 1,640 |
| Provision for loan and lease losses | $5,725,000 | 574 |
| Total noninterest income | $1,576,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $278,000 | 2,509 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,298,000 | 1,084 |
| Total noninterest expense | $10,769,000 | 922 |
| Salaries and employee benefits | $3,635,000 | 1,360 |
| Premises and equipment expense | $1,630,000 | 803 |
| Additional noninterest expense | $5,504,000 | 660 |
| Pre-tax net operating income | $-8,064,000 | 7,648 |
| Securities gains (losses) | $483,000 | 494 |
| Applicable income taxes | $-2,853,000 | 7,727 |
| Income before extraordinary items | $-4,728,000 | 7,569 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,728,000 | 7,569 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,728,000 | 7,569 |
| Net charge-offs | $2,543,000 | 942 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,037,120 | 7,578 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,884,000 | 1,172 |
| Total interest expense | $3,645,000 | 622 |
| Net interest income | $3,239,000 | 1,751 |
| Provision for loan and lease losses | $1,048,000 | 1,139 |
| Total noninterest income | $726,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $140,000 | 2,465 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $586,000 | 1,149 |
| Total noninterest expense | $4,953,000 | 1,007 |
| Salaries and employee benefits | $1,859,000 | 1,346 |
| Premises and equipment expense | $845,000 | 795 |
| Additional noninterest expense | $2,249,000 | 798 |
| Pre-tax net operating income | $-2,036,000 | 7,603 |
| Securities gains (losses) | $435,000 | 284 |
| Applicable income taxes | $-625,000 | 7,732 |
| Income before extraordinary items | $-976,000 | 7,466 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-976,000 | 7,466 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-976,000 | 7,467 |
| Net charge-offs | $1,293,000 | 866 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,254,400 | 7,523 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $31,011,000 | 1,106 |
| Total interest expense | $18,422,000 | 618 |
| Net interest income | $12,589,000 | 1,769 |
| Provision for loan and lease losses | $8,498,000 | 989 |
| Total noninterest income | $2,546,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $594,000 | 2,554 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,952,000 | 1,397 |
| Total noninterest expense | $20,250,000 | 1,033 |
| Salaries and employee benefits | $8,203,000 | 1,197 |
| Premises and equipment expense | $3,269,000 | 824 |
| Additional noninterest expense | $8,778,000 | 902 |
| Pre-tax net operating income | $-13,613,000 | 7,599 |
| Securities gains (losses) | $2,980,000 | 197 |
| Applicable income taxes | $-3,541,000 | 7,669 |
| Income before extraordinary items | $-7,092,000 | 7,435 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,118,000 | 7,435 |
| Minority interest net income | $26,000 | 82 |
| Net income of bank and minority interests. | $-7,092,000 | 7,434 |
| Net charge-offs | $8,619,000 | 766 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-9,088,600 | 7,529 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,172,000 | 1,084 |
| Total interest expense | $14,362,000 | 633 |
| Net interest income | $9,810,000 | 1,710 |
| Provision for loan and lease losses | $4,898,000 | 1,062 |
| Total noninterest income | $1,838,000 | 1,895 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $438,000 | 2,591 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,400,000 | 1,466 |
| Total noninterest expense | $14,811,000 | 1,036 |
| Salaries and employee benefits | $6,183,000 | 1,211 |
| Premises and equipment expense | $2,497,000 | 826 |
| Additional noninterest expense | $6,131,000 | 918 |
| Pre-tax net operating income | $-8,061,000 | 7,675 |
| Securities gains (losses) | $2,926,000 | 165 |
| Applicable income taxes | $-2,210,000 | 7,743 |
| Income before extraordinary items | $-2,925,000 | 7,365 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,930,000 | 7,367 |
| Minority interest net income | $5,000 | 112 |
| Net income of bank and minority interests. | $-2,925,000 | 7,365 |
| Net charge-offs | $5,508,000 | 762 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,797,640 | 7,566 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,374,000 | 1,088 |
| Total interest expense | $9,900,000 | 655 |
| Net interest income | $6,474,000 | 1,726 |
| Provision for loan and lease losses | $4,543,000 | 804 |
| Total noninterest income | $1,037,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $286,000 | 2,609 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $751,000 | 1,731 |
| Total noninterest expense | $10,041,000 | 1,046 |
| Salaries and employee benefits | $4,163,000 | 1,214 |
| Premises and equipment expense | $1,636,000 | 859 |
| Additional noninterest expense | $4,242,000 | 899 |
| Pre-tax net operating income | $-7,073,000 | 7,834 |
| Securities gains (losses) | $2,926,000 | 129 |
| Applicable income taxes | $-1,892,000 | 7,885 |
| Income before extraordinary items | $-2,255,000 | 7,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,259,000 | 7,523 |
| Minority interest net income | $4,000 | 104 |
| Net income of bank and minority interests. | $-2,255,000 | 7,522 |
| Net charge-offs | $4,382,000 | 640 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,127,640 | 7,755 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,504,000 | 1,041 |
| Total interest expense | $5,072,000 | 663 |
| Net interest income | $3,432,000 | 1,627 |
| Provision for loan and lease losses | $902,000 | 1,252 |
| Total noninterest income | $649,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $145,000 | 2,536 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $504,000 | 1,379 |
| Total noninterest expense | $4,282,000 | 1,169 |
| Salaries and employee benefits | $1,988,000 | 1,299 |
| Premises and equipment expense | $812,000 | 878 |
| Additional noninterest expense | $1,482,000 | 1,131 |
| Pre-tax net operating income | $-1,103,000 | 7,660 |
| Securities gains (losses) | $361,000 | 442 |
| Applicable income taxes | $-279,000 | 7,778 |
| Income before extraordinary items | $-463,000 | 7,409 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-463,000 | 7,410 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-463,000 | 7,410 |
| Net charge-offs | $1,662,000 | 685 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-694,040 | 7,565 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $39,834,000 | 936 |
| Total interest expense | $23,365,000 | 681 |
| Net interest income | $16,469,000 | 1,355 |
| Provision for loan and lease losses | $10,379,000 | 582 |
| Total noninterest income | $2,921,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $712,000 | 2,319 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,209,000 | 1,209 |
| Total noninterest expense | $17,301,000 | 1,137 |
| Salaries and employee benefits | $7,895,000 | 1,277 |
| Premises and equipment expense | $3,031,000 | 908 |
| Additional noninterest expense | $6,375,000 | 1,009 |
| Pre-tax net operating income | $-8,290,000 | 7,944 |
| Securities gains (losses) | $-9,000 | 7,014 |
| Applicable income taxes | $-3,429,000 | 8,039 |
| Income before extraordinary items | $-4,870,000 | 7,803 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,870,000 | 7,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,925,000 | 412 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,864,240 | 7,858 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $30,563,000 | 945 |
| Total interest expense | $17,855,000 | 696 |
| Net interest income | $12,708,000 | 1,332 |
| Provision for loan and lease losses | $6,762,000 | 526 |
| Total noninterest income | $2,284,000 | 1,606 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $532,000 | 2,336 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,752,000 | 1,217 |
| Total noninterest expense | $12,911,000 | 1,132 |
| Salaries and employee benefits | $5,967,000 | 1,291 |
| Premises and equipment expense | $2,292,000 | 902 |
| Additional noninterest expense | $4,652,000 | 985 |
| Pre-tax net operating income | $-4,681,000 | 8,115 |
| Securities gains (losses) | $-4,000 | 7,251 |
| Applicable income taxes | $-1,763,000 | 8,163 |
| Income before extraordinary items | $-2,922,000 | 8,002 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,922,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,160,000 | 348 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,919,440 | 8,063 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,949,000 | 934 |
| Total interest expense | $12,123,000 | 710 |
| Net interest income | $8,826,000 | 1,267 |
| Provision for loan and lease losses | $5,322,000 | 411 |
| Total noninterest income | $1,477,000 | 1,675 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $354,000 | 2,332 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,123,000 | 1,292 |
| Total noninterest expense | $8,043,000 | 1,202 |
| Salaries and employee benefits | $3,923,000 | 1,322 |
| Premises and equipment expense | $1,493,000 | 916 |
| Additional noninterest expense | $2,627,000 | 1,138 |
| Pre-tax net operating income | $-3,062,000 | 8,231 |
| Securities gains (losses) | $-4,000 | 8,032 |
| Applicable income taxes | $-1,154,000 | 8,281 |
| Income before extraordinary items | $-1,912,000 | 8,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,912,000 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,816,000 | 269 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,909,440 | 8,187 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,912,000 | 928 |
| Total interest expense | $6,428,000 | 716 |
| Net interest income | $4,484,000 | 1,235 |
| Provision for loan and lease losses | $750,000 | 753 |
| Total noninterest income | $729,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $160,000 | 2,478 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $569,000 | 1,285 |
| Total noninterest expense | $4,029,000 | 1,201 |
| Salaries and employee benefits | $1,996,000 | 1,309 |
| Premises and equipment expense | $740,000 | 936 |
| Additional noninterest expense | $1,293,000 | 1,115 |
| Pre-tax net operating income | $434,000 | 3,358 |
| Securities gains (losses) | $-4,000 | 8,261 |
| Applicable income taxes | $91,000 | 2,912 |
| Income before extraordinary items | $339,000 | 3,550 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $339,000 | 3,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,125,000 | 430 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $342,160 | 3,431 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $47,026,000 | 892 |
| Total interest expense | $27,439,000 | 715 |
| Net interest income | $19,587,000 | 1,131 |
| Provision for loan and lease losses | $2,509,000 | 696 |
| Total noninterest income | $1,890,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $634,000 | 2,567 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,256,000 | 1,903 |
| Total noninterest expense | $12,981,000 | 1,425 |
| Salaries and employee benefits | $6,807,000 | 1,484 |
| Premises and equipment expense | $2,485,000 | 1,071 |
| Additional noninterest expense | $3,689,000 | 1,503 |
| Pre-tax net operating income | $5,987,000 | 1,395 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,869,000 | 1,192 |
| Income before extraordinary items | $4,118,000 | 1,541 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,118,000 | 1,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,787 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,118,000 | 1,528 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $35,678,000 | 882 |
| Total interest expense | $20,295,000 | 727 |
| Net interest income | $15,383,000 | 1,083 |
| Provision for loan and lease losses | $509,000 | 1,551 |
| Total noninterest income | $1,254,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $476,000 | 2,547 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $778,000 | 2,158 |
| Total noninterest expense | $9,318,000 | 1,469 |
| Salaries and employee benefits | $5,117,000 | 1,481 |
| Premises and equipment expense | $1,808,000 | 1,093 |
| Additional noninterest expense | $2,393,000 | 1,699 |
| Pre-tax net operating income | $6,810,000 | 1,014 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,295,000 | 869 |
| Income before extraordinary items | $4,515,000 | 1,152 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,515,000 | 1,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,517 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,515,000 | 1,135 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $23,841,000 | 885 |
| Total interest expense | $13,359,000 | 735 |
| Net interest income | $10,482,000 | 1,074 |
| Provision for loan and lease losses | $22,000 | 5,270 |
| Total noninterest income | $922,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $346,000 | 2,374 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $576,000 | 2,044 |
| Total noninterest expense | $6,078,000 | 1,510 |
| Salaries and employee benefits | $3,365,000 | 1,527 |
| Premises and equipment expense | $1,208,000 | 1,109 |
| Additional noninterest expense | $1,505,000 | 1,803 |
| Pre-tax net operating income | $5,304,000 | 902 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,834,000 | 784 |
| Income before extraordinary items | $3,470,000 | 1,040 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,470,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,042 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,470,000 | 1,022 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,931,000 | 879 |
| Total interest expense | $6,556,000 | 744 |
| Net interest income | $5,375,000 | 1,036 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $422,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $177,000 | 2,278 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $245,000 | 2,244 |
| Total noninterest expense | $2,942,000 | 1,559 |
| Salaries and employee benefits | $1,654,000 | 1,575 |
| Premises and equipment expense | $596,000 | 1,127 |
| Additional noninterest expense | $692,000 | 1,923 |
| Pre-tax net operating income | $2,855,000 | 836 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $998,000 | 740 |
| Income before extraordinary items | $1,857,000 | 948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,857,000 | 947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 895 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,857,000 | 937 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $41,727,000 | 934 |
| Total interest expense | $20,177,000 | 835 |
| Net interest income | $21,550,000 | 1,031 |
| Provision for loan and lease losses | $1,061,000 | 993 |
| Total noninterest income | $1,921,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $583,000 | 2,745 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,338,000 | 1,806 |
| Total noninterest expense | $10,920,000 | 1,621 |
| Salaries and employee benefits | $5,884,000 | 1,662 |
| Premises and equipment expense | $2,080,000 | 1,242 |
| Additional noninterest expense | $2,956,000 | 1,781 |
| Pre-tax net operating income | $11,490,000 | 868 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,209,000 | 724 |
| Income before extraordinary items | $7,281,000 | 1,026 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,281,000 | 1,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,281,000 | 1,013 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,953,000 | 977 |
| Total interest expense | $14,005,000 | 872 |
| Net interest income | $15,948,000 | 1,066 |
| Provision for loan and lease losses | $897,000 | 857 |
| Total noninterest income | $1,480,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $394,000 | 2,977 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,086,000 | 1,718 |
| Total noninterest expense | $7,835,000 | 1,710 |
| Salaries and employee benefits | $4,138,000 | 1,775 |
| Premises and equipment expense | $1,481,000 | 1,320 |
| Additional noninterest expense | $2,216,000 | 1,757 |
| Pre-tax net operating income | $8,696,000 | 895 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,232,000 | 743 |
| Income before extraordinary items | $5,464,000 | 1,060 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,464,000 | 1,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,464,000 | 1,048 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,905,000 | 1,014 |
| Total interest expense | $8,544,000 | 904 |
| Net interest income | $10,361,000 | 1,089 |
| Provision for loan and lease losses | $702,000 | 715 |
| Total noninterest income | $846,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $242,000 | 3,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $604,000 | 1,950 |
| Total noninterest expense | $5,007,000 | 1,776 |
| Salaries and employee benefits | $2,700,000 | 1,821 |
| Premises and equipment expense | $930,000 | 1,390 |
| Additional noninterest expense | $1,377,000 | 1,890 |
| Pre-tax net operating income | $5,498,000 | 936 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,069,000 | 776 |
| Income before extraordinary items | $3,429,000 | 1,121 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,429,000 | 1,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,429,000 | 1,098 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,859,000 | 1,055 |
| Total interest expense | $3,843,000 | 947 |
| Net interest income | $5,016,000 | 1,121 |
| Provision for loan and lease losses | $512,000 | 476 |
| Total noninterest income | $436,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $112,000 | 3,228 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $324,000 | 1,829 |
| Total noninterest expense | $2,379,000 | 1,874 |
| Salaries and employee benefits | $1,324,000 | 1,860 |
| Premises and equipment expense | $445,000 | 1,464 |
| Additional noninterest expense | $610,000 | 2,125 |
| Pre-tax net operating income | $2,561,000 | 977 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $983,000 | 797 |
| Income before extraordinary items | $1,578,000 | 1,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,578,000 | 1,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,578,000 | 1,160 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,476,000 | 1,366 |
| Total interest expense | $9,216,000 | 1,229 |
| Net interest income | $15,260,000 | 1,425 |
| Provision for loan and lease losses | $1,196,000 | 896 |
| Total noninterest income | $860,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $367,000 | 3,750 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $493,000 | 3,388 |
| Total noninterest expense | $7,024,000 | 2,391 |
| Salaries and employee benefits | $3,950,000 | 2,314 |
| Premises and equipment expense | $1,166,000 | 2,050 |
| Additional noninterest expense | $1,908,000 | 2,609 |
| Pre-tax net operating income | $7,900,000 | 1,207 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $2,978,000 | 952 |
| Income before extraordinary items | $4,920,000 | 1,431 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,920,000 | 1,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,566 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,921,280 | 1,414 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,854,000 | 1,447 |
| Total interest expense | $6,070,000 | 1,314 |
| Net interest income | $10,784,000 | 1,504 |
| Provision for loan and lease losses | $1,021,000 | 742 |
| Total noninterest income | $497,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $264,000 | 3,838 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 4,256 |
| Total noninterest expense | $4,952,000 | 2,497 |
| Salaries and employee benefits | $2,782,000 | 2,421 |
| Premises and equipment expense | $836,000 | 2,138 |
| Additional noninterest expense | $1,334,000 | 2,761 |
| Pre-tax net operating income | $5,308,000 | 1,355 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,001,000 | 1,071 |
| Income before extraordinary items | $3,307,000 | 1,590 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,307,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,136 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,307,000 | 1,561 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,201,000 | 1,564 |
| Total interest expense | $3,525,000 | 1,419 |
| Net interest income | $6,676,000 | 1,604 |
| Provision for loan and lease losses | $896,000 | 581 |
| Total noninterest income | $320,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $171,000 | 3,848 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $149,000 | 4,338 |
| Total noninterest expense | $3,127,000 | 2,601 |
| Salaries and employee benefits | $1,768,000 | 2,529 |
| Premises and equipment expense | $534,000 | 2,222 |
| Additional noninterest expense | $825,000 | 2,932 |
| Pre-tax net operating income | $2,973,000 | 1,564 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,120,000 | 1,239 |
| Income before extraordinary items | $1,853,000 | 1,846 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,853,000 | 1,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 806 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,853,000 | 1,808 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 1,727 |
| Total interest expense | $1,519,000 | 1,572 |
| Net interest income | $3,002,000 | 1,780 |
| Provision for loan and lease losses | $359,000 | 661 |
| Total noninterest income | $154,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $81,000 | 3,899 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,368 |
| Total noninterest expense | $1,484,000 | 2,739 |
| Salaries and employee benefits | $831,000 | 2,689 |
| Premises and equipment expense | $257,000 | 2,299 |
| Additional noninterest expense | $396,000 | 3,041 |
| Pre-tax net operating income | $1,313,000 | 1,745 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $495,000 | 1,372 |
| Income before extraordinary items | $818,000 | 2,043 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $818,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 992 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $818,000 | 2,012 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,934,000 | 2,407 |
| Total interest expense | $3,719,000 | 2,181 |
| Net interest income | $8,215,000 | 2,488 |
| Provision for loan and lease losses | $1,209,000 | 879 |
| Total noninterest income | $654,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $385,000 | 3,732 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $269,000 | 4,486 |
| Total noninterest expense | $5,052,000 | 3,085 |
| Salaries and employee benefits | $2,729,000 | 3,109 |
| Premises and equipment expense | $921,000 | 2,479 |
| Additional noninterest expense | $1,402,000 | 3,295 |
| Pre-tax net operating income | $2,608,000 | 2,894 |
| Securities gains (losses) | $40,000 | 1,907 |
| Applicable income taxes | $998,000 | 2,158 |
| Income before extraordinary items | $1,650,000 | 3,395 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,650,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,541 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $4,003,000 | 258 |
| Net operating income | $1,624,400 | 3,361 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,058,000 | 2,613 |
| Total interest expense | $2,568,000 | 2,295 |
| Net interest income | $5,490,000 | 2,739 |
| Provision for loan and lease losses | $674,000 | 1,139 |
| Total noninterest income | $447,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $299,000 | 3,683 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 5,155 |
| Total noninterest expense | $3,662,000 | 3,163 |
| Salaries and employee benefits | $1,958,000 | 3,197 |
| Premises and equipment expense | $678,000 | 2,500 |
| Additional noninterest expense | $1,026,000 | 3,354 |
| Pre-tax net operating income | $1,601,000 | 3,430 |
| Securities gains (losses) | $40,000 | 1,826 |
| Applicable income taxes | $619,000 | 2,516 |
| Income before extraordinary items | $1,022,000 | 3,941 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,022,000 | 3,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,529 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $4,003,000 | 183 |
| Net operating income | $996,400 | 3,944 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 2,842 |
| Total interest expense | $1,601,000 | 2,428 |
| Net interest income | $3,287,000 | 3,035 |
| Provision for loan and lease losses | $423,000 | 1,170 |
| Total noninterest income | $244,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $180,000 | 3,909 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $2,313,000 | 3,341 |
| Salaries and employee benefits | $1,228,000 | 3,376 |
| Premises and equipment expense | $416,000 | 2,696 |
| Additional noninterest expense | $669,000 | 3,428 |
| Pre-tax net operating income | $795,000 | 4,135 |
| Securities gains (losses) | $40,000 | 1,595 |
| Applicable income taxes | $315,000 | 2,999 |
| Income before extraordinary items | $520,000 | 4,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $520,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $494,400 | 4,672 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 3,061 |
| Total interest expense | $763,000 | 2,563 |
| Net interest income | $1,492,000 | 3,273 |
| Provision for loan and lease losses | $181,000 | 1,244 |
| Total noninterest income | $126,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $82,000 | 4,055 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $1,121,000 | 3,438 |
| Salaries and employee benefits | $601,000 | 3,449 |
| Premises and equipment expense | $208,000 | 2,710 |
| Additional noninterest expense | $312,000 | 3,628 |
| Pre-tax net operating income | $316,000 | 4,697 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $119,000 | 3,502 |
| Income before extraordinary items | $197,000 | 5,387 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $197,000 | 5,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $197,000 | 5,256 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,512,000 | 3,600 |
| Total interest expense | $2,838,000 | 3,010 |
| Net interest income | $4,674,000 | 3,882 |
| Provision for loan and lease losses | $354,000 | 2,831 |
| Total noninterest income | $721,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $299,000 | 4,306 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $422,000 | 3,874 |
| Total noninterest expense | $4,040,000 | 3,686 |
| Salaries and employee benefits | $2,185,000 | 3,642 |
| Premises and equipment expense | $808,000 | 2,732 |
| Additional noninterest expense | $1,047,000 | 4,123 |
| Pre-tax net operating income | $1,001,000 | 5,176 |
| Securities gains (losses) | $-14,000 | 8,822 |
| Applicable income taxes | $202,000 | 4,917 |
| Income before extraordinary items | $785,000 | 5,283 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $785,000 | 5,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,340 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,970,000 | 237 |
| Net operating income | $796,200 | 5,089 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,408,000 | 3,775 |
| Total interest expense | $2,090,000 | 3,174 |
| Net interest income | $3,318,000 | 4,067 |
| Provision for loan and lease losses | $293,000 | 2,562 |
| Total noninterest income | $611,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $218,000 | 4,392 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $393,000 | 3,564 |
| Total noninterest expense | $2,922,000 | 3,770 |
| Salaries and employee benefits | $1,583,000 | 3,747 |
| Premises and equipment expense | $590,000 | 2,819 |
| Additional noninterest expense | $749,000 | 4,265 |
| Pre-tax net operating income | $714,000 | 5,450 |
| Securities gains (losses) | $-12,000 | 8,961 |
| Applicable income taxes | $76,000 | 5,850 |
| Income before extraordinary items | $626,000 | 5,290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $626,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,135,000 | 294 |
| Net operating income | $636,680 | 5,067 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 3,897 |
| Total interest expense | $1,373,000 | 3,303 |
| Net interest income | $2,128,000 | 4,201 |
| Provision for loan and lease losses | $226,000 | 2,301 |
| Total noninterest income | $466,000 | 3,904 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $146,000 | 4,360 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $320,000 | 3,172 |
| Total noninterest expense | $1,930,000 | 3,804 |
| Salaries and employee benefits | $1,050,000 | 3,767 |
| Premises and equipment expense | $392,000 | 2,823 |
| Additional noninterest expense | $488,000 | 4,326 |
| Pre-tax net operating income | $438,000 | 5,651 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $-27,000 | 9,048 |
| Income before extraordinary items | $464,000 | 4,992 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $464,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $465,000 | 4,785 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 3,970 |
| Total interest expense | $658,000 | 3,479 |
| Net interest income | $1,064,000 | 4,210 |
| Provision for loan and lease losses | $226,000 | 1,205 |
| Total noninterest income | $309,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $237,000 | 2,436 |
| Total noninterest expense | $975,000 | 3,743 |
| Salaries and employee benefits | $538,000 | 3,674 |
| Premises and equipment expense | $193,000 | 2,842 |
| Additional noninterest expense | $244,000 | 4,298 |
| Pre-tax net operating income | $172,000 | 6,204 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $67,000 | 4,650 |
| Income before extraordinary items | $104,000 | 6,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 6,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $104,640 | 6,650 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 5,161 |
| Total interest expense | $2,215,000 | 4,497 |
| Net interest income | $2,800,000 | 5,526 |
| Provision for loan and lease losses | $705,000 | 1,817 |
| Total noninterest income | $364,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $183,000 | 5,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 5,225 |
| Total noninterest expense | $3,429,000 | 4,040 |
| Salaries and employee benefits | $1,811,000 | 4,065 |
| Premises and equipment expense | $625,000 | 3,294 |
| Additional noninterest expense | $993,000 | 4,201 |
| Pre-tax net operating income | $-970,000 | 9,115 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $-378,000 | 9,217 |
| Income before extraordinary items | $-591,000 | 9,069 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-591,000 | 9,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,904,000 | 194 |
| Net operating income | $-591,640 | 9,030 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 8,798 |
| Total interest expense | $566,000 | 8,892 |
| Net interest income | $861,000 | 8,558 |
| Provision for loan and lease losses | $385,000 | 2,702 |
| Total noninterest income | $158,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $37,000 | 7,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $121,000 | 5,991 |
| Total noninterest expense | $1,661,000 | 6,427 |
| Salaries and employee benefits | $964,000 | 6,119 |
| Premises and equipment expense | $183,000 | 7,026 |
| Additional noninterest expense | $514,000 | 6,350 |
| Pre-tax net operating income | $-1,027,000 | 9,363 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-202,000 | 9,375 |
| Income before extraordinary items | $-825,000 | 9,361 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-825,000 | 9,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $7,822,000 | 100 |
| Net operating income | $-825,000 | 9,329 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.