Home > BCH-USA > Loan Charge- Offs and Recoveries

BCH-USA, Loan Charge- Offs and Recoveries

2000-12-31 (YTD Data)Rank
Total charge-offs$67,0005,168
Loans secured by real estate, total$04,112
To non-U.S. addressees$010
Real estate loans in domestic offices$04,108
Construction and land development$0585
Secured by farmland$0333
Total charge-offs secured by 1-4 family residential properties$03,423
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,312
Real estate loans in foreign offices$010
Loans to depository institutions$020
To foreign banks$016
Loans to finance agricultural production and other loans to farmers$0197
Commercial and industrial loans$67,0002,864
Loans to individuals$07,885
Credit card loan charge offs$03,283
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$07,553
Loans to foreign governments and official institutions$013
Other loans$0240
Lease financing receivables$0262
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$45,0003,255
Loans secured by real estate, total$27,0001,148
To non-U.S. addressees$09
Real estate loans in domestic offices$27,0001,147
Construction and land development$0380
Secured by farmland$0361
Secured by 1-4 family residential properties - total recoveries$27,000743
Secured by multifamily residential properties$0214
Secured by nonfarm nonresidential properties$01,178
Real estate loans in foreign offices$010
Loans to depository institutions$022
To foreign banks$019
Loans to finance agricultural production and other loans to farmers$0192
Commercial and industrial loans$18,0002,584
Loans to individuals$07,052
Credit card loan recoveries$02,376
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$06,781
Loans to foreign governments and official institutions$013
Other loans$0222
Lease financing receivables$0249
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$22,0005,868
Loans secured by real estate, total$-27,0009,444
To non-U.S. addressees$09
Real estate loans in domestic offices$-27,0009,461
Construction and land development$0551
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-27,0009,658
Secured by multifamily residential properties$0179
Secured by nonfarm nonresidential properties$01,145
Real estate loans in foreign offices$08
Loans to depository institutions$015
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0148
Commercial and industrial loans$49,0002,798
To non-U.S. addressees$035
Loans to individuals$07,132
Credit card loan net charge offs$03,051
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$06,721
Loans to foreign governments and official institutions$010
Other loans$0211
Lease financing receivables$0240
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1999-12-31 (YTD Data)Rank
Total charge-offs$1,109,000812
Loans secured by real estate, total$8,0003,583
To non-U.S. addressees$08
Real estate loans in domestic offices$04,444
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$03,696
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign offices$8,0007
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$1,070,000339
Loans to individuals$08,206
Credit card loan charge offs$03,493
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$07,870
Loans to foreign governments and official institutions$31,0008
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$264,000926
Loans secured by real estate, total$15,0001,755
To non-U.S. addressees$09
Real estate loans in domestic offices$15,0001,754
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$15,0001,162
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign offices$09
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$249,000410
Loans to individuals$07,428
Credit card loan recoveries$02,561
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$07,124
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$845,000800
Loans secured by real estate, total$-7,0009,257
To non-U.S. addressees$07
Real estate loans in domestic offices$-15,0009,524
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$-15,0009,814
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign offices$8,0006
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$821,000347
To non-U.S. addressees$035
Loans to individuals$07,389
Credit card loan net charge offs$03,241
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$06,980
Loans to foreign governments and official institutions$31,0008
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$21,0007,458
Loans secured by real estate, total$3,0004,216
To non-U.S. addressees$013
Real estate loans in domestic offices$3,0004,213
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$3,0003,411
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign offices$019
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$16,0004,865
Loans to individuals$08,520
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$08,190
Loans to foreign governments and official institutions$011
Other loans$2,000262
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,142,000372
Loans secured by real estate, total$15,0001,822
To non-U.S. addressees$010
Real estate loans in domestic offices$15,0001,823
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$15,0001,152
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign offices$015
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$1,127,000133
Loans to individuals$07,703
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$07,450
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-1,121,00010,445
Loans secured by real estate, total$-12,0009,626
To non-U.S. addressees$012
Real estate loans in domestic offices$-12,0009,644
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-12,0009,993
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign offices$017
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$-1,111,00010,454
To non-U.S. addressees$036
Loans to individuals$07,699
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,282
Loans to foreign governments and official institutions$010
Other loans$2,000238
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$1,006,000996
Loans secured by real estate, total$75,0001,655
To non-U.S. addressees$011
Real estate loans in domestic offices$75,0001,655
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$75,0001,080
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign offices$015
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$929,000341
Loans to individuals$08,994
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$08,660
Loans to foreign governments and official institutions$07
Other loans$2,000256
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$520,000643
Loans secured by real estate, total$04,351
To non-U.S. addressees$012
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign offices$018
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$520,000235
Loans to individuals$08,099
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$07,800
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$486,0001,373
Loans secured by real estate, total$75,0001,307
To non-U.S. addressees$010
Real estate loans in domestic offices$75,0001,305
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$75,000906
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign offices$013
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$409,000564
To non-U.S. addressees$021
Loans to individuals$08,201
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,770
Loans to foreign governments and official institutions$07
Other loans$2,000218
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$2,847,000574
Loans secured by real estate, total$1,016,000387
To non-U.S. addressees$010
Real estate loans in domestic offices$1,016,000387
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$1,016,000186
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign offices$08
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$1,831,000221
Loans to individuals$09,359
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$08,953
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$268,0001,199
Loans secured by real estate, total$3,0003,651
To non-U.S. addressees$08
Real estate loans in domestic offices$3,0003,651
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$3,0001,590
Real estate loans in foreign offices$07
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$265,000494
Loans to individuals$08,526
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$08,255
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,579,000493
Loans secured by real estate, total$1,013,000286
To non-U.S. addressees$07
Real estate loans in domestic offices$1,013,000285
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$1,016,000155
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-3,00010,462
Real estate loans in foreign offices$06
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$1,566,000184
To non-U.S. addressees$-227,0001,195
Loans to individuals$08,381
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,873
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$555,0001,639
Loans secured by real estate, total$42,0002,579
To non-U.S. addressees$015
Real estate loans in domestic offices$42,0002,577
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$42,0001,234
Real estate loans in foreign offices$012
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$513,000609
Loans to individuals$09,727
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$09,309
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$46,0004,263
Loans secured by real estate, total$39,0001,554
To non-U.S. addressees$013
Real estate loans in domestic offices$39,0001,553
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$39,000797
Real estate loans in foreign offices$013
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$7,0005,186
Loans to individuals$09,046
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$08,760
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$509,0001,365
Loans secured by real estate, total$3,0003,981
To non-U.S. addressees$012
Real estate loans in domestic offices$3,0003,980
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$3,0001,673
Real estate loans in foreign offices$09
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$506,000420
To non-U.S. addressees$232,00013
Loans to individuals$08,408
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,848
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$903,0001,225
Loans secured by real estate, total$209,0001,317
To non-U.S. addressees$013
Real estate loans in domestic offices$209,0001,317
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$96,0001,166
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$113,000935
Real estate loans in foreign offices$015
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$694,000539
Loans to individuals$010,180
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$09,793
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$37,0005,322
Loans secured by real estate, total$05,649
To non-U.S. addressees$012
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign offices$013
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$37,0002,837
Loans to individuals$09,566
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$09,313
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$866,000955
Loans secured by real estate, total$209,0001,092
To non-U.S. addressees$09
Real estate loans in domestic offices$209,0001,092
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$96,000997
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$113,000772
Real estate loans in foreign offices$011
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$657,000373
To non-U.S. addressees$026
Loans to individuals$08,491
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,947
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$130,0005,204
Loans secured by real estate, total$07,166
To non-U.S. addressees$019
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign offices$017
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$109,0002,950
Loans to individuals$9,0007,900
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$9,0007,374
Loans to foreign governments and official institutions$034
Other loans$12,000318
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$13,0008,364
Loans secured by real estate, total$06,091
To non-U.S. addressees$016
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign offices$016
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$10,0005,708
Loans to individuals$3,0007,831
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$3,0007,536
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$117,0004,228
Loans secured by real estate, total$06,077
To non-U.S. addressees$018
Real estate loans in domestic offices$06,070
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign offices$016
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$99,0002,389
To non-U.S. addressees$036
Loans to individuals$6,0006,915
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$6,0006,282
Loans to foreign governments and official institutions$028
Other loans$12,000245
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$1,342,0001,492
Loans secured by real estate, total$470,0001,348
To non-U.S. addressees$017
Real estate loans in domestic offices$470,0001,348
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$470,000768
Real estate loans in foreign offices$017
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$870,000884
Loans to individuals$2,00010,584
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,00010,217
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$7,0009,933
Loans secured by real estate, total$06,234
To non-U.S. addressees$07
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign offices$09
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$7,0006,590
Loans to individuals$010,546
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$010,286
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,335,0001,294
Loans secured by real estate, total$470,0001,219
To non-U.S. addressees$017
Real estate loans in domestic offices$470,0001,219
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$470,000703
Real estate loans in foreign offices$017
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$863,000757
To non-U.S. addressees$050
Loans to individuals$2,0009,236
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,0008,765
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.