Home > BC National Banks > Income and Expense
BC National Banks, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $564,000 | 6,775 |
| Total interest expense | $373,000 | 4,651 |
| Net interest income | $191,000 | 7,599 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $144,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $102,000 | 3,485 |
| Total noninterest expense | $945,000 | 4,449 |
| Salaries and employee benefits | $315,000 | 5,682 |
| Premises and equipment expense | $143,000 | 3,999 |
| Additional noninterest expense | $487,000 | 3,258 |
| Pre-tax net operating income | $-670,000 | 7,281 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $17,000 | 3,541 |
| Income before extraordinary items | $-687,000 | 7,364 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-687,000 | 7,363 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-687,000 | 7,365 |
| Net charge-offs | $299,000 | 2,031 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-687,000 | 7,340 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 5,997 |
| Total interest expense | $2,223,000 | 4,175 |
| Net interest income | $1,317,000 | 7,113 |
| Provision for loan and lease losses | $2,660,000 | 2,113 |
| Total noninterest income | $398,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $305,000 | 3,846 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $93,000 | 5,731 |
| Total noninterest expense | $6,946,000 | 2,813 |
| Salaries and employee benefits | $1,994,000 | 4,378 |
| Premises and equipment expense | $956,000 | 2,683 |
| Additional noninterest expense | $3,996,000 | 1,856 |
| Pre-tax net operating income | $-7,891,000 | 7,400 |
| Securities gains (losses) | $65,000 | 2,452 |
| Applicable income taxes | $-198,000 | 6,761 |
| Income before extraordinary items | $-7,628,000 | 7,467 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,628,000 | 7,464 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,628,000 | 7,465 |
| Net charge-offs | $1,691,000 | 2,238 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,691,050 | 7,480 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 5,926 |
| Total interest expense | $1,716,000 | 4,237 |
| Net interest income | $1,099,000 | 6,987 |
| Provision for loan and lease losses | $1,560,000 | 2,167 |
| Total noninterest income | $345,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $228,000 | 3,878 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $117,000 | 5,169 |
| Total noninterest expense | $5,643,000 | 2,623 |
| Salaries and employee benefits | $1,539,000 | 4,307 |
| Premises and equipment expense | $603,000 | 3,150 |
| Additional noninterest expense | $3,501,000 | 1,536 |
| Pre-tax net operating income | $-5,759,000 | 7,553 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-216,000 | 7,112 |
| Income before extraordinary items | $-5,543,000 | 7,618 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,543,000 | 7,618 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,543,000 | 7,618 |
| Net charge-offs | $480,000 | 3,103 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,543,000 | 7,628 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 5,848 |
| Total interest expense | $1,148,000 | 4,355 |
| Net interest income | $835,000 | 6,764 |
| Provision for loan and lease losses | $1,335,000 | 1,757 |
| Total noninterest income | $211,000 | 5,131 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $145,000 | 3,931 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $66,000 | 5,442 |
| Total noninterest expense | $4,397,000 | 2,284 |
| Salaries and employee benefits | $1,108,000 | 4,111 |
| Premises and equipment expense | $376,000 | 3,348 |
| Additional noninterest expense | $2,913,000 | 1,285 |
| Pre-tax net operating income | $-4,686,000 | 7,724 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-206,000 | 7,307 |
| Income before extraordinary items | $-4,480,000 | 7,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,480,000 | 7,767 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,480,000 | 7,767 |
| Net charge-offs | $355,000 | 2,743 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,480,000 | 7,782 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 5,821 |
| Total interest expense | $578,000 | 4,446 |
| Net interest income | $443,000 | 6,660 |
| Provision for loan and lease losses | $573,000 | 1,656 |
| Total noninterest income | $152,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $80,000 | 4,007 |
| Total noninterest expense | $1,045,000 | 4,177 |
| Salaries and employee benefits | $534,000 | 4,244 |
| Premises and equipment expense | $187,000 | 3,412 |
| Additional noninterest expense | $324,000 | 4,167 |
| Pre-tax net operating income | $-1,023,000 | 7,638 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-156,000 | 7,658 |
| Income before extraordinary items | $-867,000 | 7,662 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-867,000 | 7,663 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-867,000 | 7,663 |
| Net charge-offs | $48,000 | 3,603 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-867,000 | 7,661 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 5,385 |
| Total interest expense | $2,727,000 | 4,515 |
| Net interest income | $2,402,000 | 5,991 |
| Provision for loan and lease losses | $2,052,000 | 1,759 |
| Total noninterest income | $1,688,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $392,000 | 3,494 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,296,000 | 1,780 |
| Total noninterest expense | $4,601,000 | 3,820 |
| Salaries and employee benefits | $2,503,000 | 3,780 |
| Premises and equipment expense | $834,000 | 3,073 |
| Additional noninterest expense | $1,264,000 | 4,115 |
| Pre-tax net operating income | $-2,563,000 | 7,502 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $-935,000 | 7,684 |
| Income before extraordinary items | $-1,626,000 | 7,244 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,626,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,682,000 | 1,453 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,627,280 | 7,350 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 5,342 |
| Total interest expense | $2,095,000 | 4,569 |
| Net interest income | $1,915,000 | 5,909 |
| Provision for loan and lease losses | $716,000 | 2,232 |
| Total noninterest income | $1,530,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $303,000 | 3,471 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,227,000 | 1,578 |
| Total noninterest expense | $3,408,000 | 3,840 |
| Salaries and employee benefits | $1,836,000 | 3,863 |
| Premises and equipment expense | $607,000 | 3,163 |
| Additional noninterest expense | $965,000 | 3,971 |
| Pre-tax net operating income | $-679,000 | 7,368 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $-281,000 | 7,726 |
| Income before extraordinary items | $-396,000 | 7,105 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-396,000 | 7,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 2,056 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-397,280 | 7,245 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 5,354 |
| Total interest expense | $1,460,000 | 4,574 |
| Net interest income | $1,272,000 | 5,912 |
| Provision for loan and lease losses | $616,000 | 1,669 |
| Total noninterest income | $1,321,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $199,000 | 3,498 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,122,000 | 1,294 |
| Total noninterest expense | $2,420,000 | 3,674 |
| Salaries and employee benefits | $1,280,000 | 3,779 |
| Premises and equipment expense | $431,000 | 3,004 |
| Additional noninterest expense | $709,000 | 3,690 |
| Pre-tax net operating income | $-443,000 | 7,562 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $-188,000 | 7,969 |
| Income before extraordinary items | $-253,000 | 7,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-253,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,803 |
| Cash dividends | $224,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-254,280 | 7,457 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 5,350 |
| Total interest expense | $791,000 | 4,541 |
| Net interest income | $628,000 | 5,986 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $1,130,000 | 1,213 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $102,000 | 3,412 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,028,000 | 847 |
| Total noninterest expense | $1,161,000 | 3,791 |
| Salaries and employee benefits | $624,000 | 3,861 |
| Premises and equipment expense | $212,000 | 3,063 |
| Additional noninterest expense | $325,000 | 3,878 |
| Pre-tax net operating income | $567,000 | 2,824 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $47,000 | 3,621 |
| Income before extraordinary items | $520,000 | 2,604 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $520,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $77,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $520,000 | 2,532 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,897,000 | 4,775 |
| Total interest expense | $3,002,000 | 4,795 |
| Net interest income | $3,895,000 | 4,708 |
| Provision for loan and lease losses | $11,000 | 6,562 |
| Total noninterest income | $736,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $408,000 | 3,488 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $328,000 | 4,085 |
| Total noninterest expense | $4,022,000 | 4,113 |
| Salaries and employee benefits | $2,489,000 | 3,730 |
| Premises and equipment expense | $692,000 | 3,467 |
| Additional noninterest expense | $841,000 | 5,179 |
| Pre-tax net operating income | $598,000 | 5,699 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $139,000 | 4,197 |
| Income before extraordinary items | $459,000 | 5,828 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $459,000 | 5,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,041 |
| Cash dividends | $273,000 | 4,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $459,000 | 5,818 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 4,718 |
| Total interest expense | $2,244,000 | 4,815 |
| Net interest income | $3,084,000 | 4,564 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $560,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $307,000 | 3,475 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $253,000 | 4,075 |
| Total noninterest expense | $2,835,000 | 4,264 |
| Salaries and employee benefits | $1,755,000 | 3,895 |
| Premises and equipment expense | $512,000 | 3,491 |
| Additional noninterest expense | $568,000 | 5,466 |
| Pre-tax net operating income | $809,000 | 4,812 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $227,000 | 3,557 |
| Income before extraordinary items | $582,000 | 5,061 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $582,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $175,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $582,000 | 5,055 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 4,747 |
| Total interest expense | $1,479,000 | 4,833 |
| Net interest income | $2,037,000 | 4,614 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $366,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $203,000 | 3,494 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $163,000 | 4,172 |
| Total noninterest expense | $1,929,000 | 4,226 |
| Salaries and employee benefits | $1,210,000 | 3,846 |
| Premises and equipment expense | $340,000 | 3,529 |
| Additional noninterest expense | $379,000 | 5,462 |
| Pre-tax net operating income | $474,000 | 5,148 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $151,000 | 3,646 |
| Income before extraordinary items | $323,000 | 5,502 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $323,000 | 5,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $126,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $323,000 | 5,487 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 4,778 |
| Total interest expense | $703,000 | 4,961 |
| Net interest income | $1,034,000 | 4,588 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $169,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $100,000 | 3,456 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $934,000 | 4,338 |
| Salaries and employee benefits | $583,000 | 3,965 |
| Premises and equipment expense | $156,000 | 3,772 |
| Additional noninterest expense | $195,000 | 5,341 |
| Pre-tax net operating income | $269,000 | 4,898 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $72,000 | 3,714 |
| Income before extraordinary items | $197,000 | 5,093 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $197,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $77,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $197,000 | 5,083 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 4,476 |
| Total interest expense | $2,661,000 | 4,648 |
| Net interest income | $4,567,000 | 4,301 |
| Provision for loan and lease losses | $262,000 | 3,016 |
| Total noninterest income | $796,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $502,000 | 3,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $294,000 | 4,336 |
| Total noninterest expense | $3,816,000 | 4,125 |
| Salaries and employee benefits | $2,367,000 | 3,761 |
| Premises and equipment expense | $703,000 | 3,328 |
| Additional noninterest expense | $746,000 | 5,452 |
| Pre-tax net operating income | $1,285,000 | 4,645 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $424,000 | 3,357 |
| Income before extraordinary items | $862,000 | 5,048 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $862,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,889 |
| Cash dividends | $322,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $861,330 | 5,040 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 4,468 |
| Total interest expense | $1,968,000 | 4,593 |
| Net interest income | $3,437,000 | 4,307 |
| Provision for loan and lease losses | $226,000 | 2,593 |
| Total noninterest income | $604,000 | 4,042 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $387,000 | 3,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,365 |
| Total noninterest expense | $2,653,000 | 4,342 |
| Salaries and employee benefits | $1,631,000 | 4,001 |
| Premises and equipment expense | $494,000 | 3,503 |
| Additional noninterest expense | $528,000 | 5,610 |
| Pre-tax net operating income | $1,162,000 | 4,377 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $377,000 | 3,252 |
| Income before extraordinary items | $785,000 | 4,744 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $785,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 1,393 |
| Cash dividends | $280,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $785,000 | 4,739 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 4,452 |
| Total interest expense | $1,298,000 | 4,484 |
| Net interest income | $2,274,000 | 4,337 |
| Provision for loan and lease losses | $225,000 | 1,918 |
| Total noninterest income | $410,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $258,000 | 3,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $1,787,000 | 4,326 |
| Salaries and employee benefits | $1,123,000 | 3,936 |
| Premises and equipment expense | $318,000 | 3,601 |
| Additional noninterest expense | $346,000 | 5,652 |
| Pre-tax net operating income | $672,000 | 4,729 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $226,000 | 3,457 |
| Income before extraordinary items | $446,000 | 5,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $446,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,013 |
| Cash dividends | $140,000 | 4,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $446,000 | 5,147 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 4,561 |
| Total interest expense | $635,000 | 4,434 |
| Net interest income | $1,055,000 | 4,561 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $196,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $125,000 | 2,993 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $71,000 | 4,406 |
| Total noninterest expense | $855,000 | 4,479 |
| Salaries and employee benefits | $525,000 | 4,156 |
| Premises and equipment expense | $160,000 | 3,588 |
| Additional noninterest expense | $170,000 | 5,688 |
| Pre-tax net operating income | $396,000 | 4,300 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $135,000 | 3,190 |
| Income before extraordinary items | $261,000 | 4,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 4,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $63,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $261,000 | 4,741 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 4,599 |
| Total interest expense | $2,158,000 | 4,219 |
| Net interest income | $3,855,000 | 4,735 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $805,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $513,000 | 2,998 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $292,000 | 4,393 |
| Total noninterest expense | $3,649,000 | 4,155 |
| Salaries and employee benefits | $2,229,000 | 3,812 |
| Premises and equipment expense | $663,000 | 3,382 |
| Additional noninterest expense | $757,000 | 5,344 |
| Pre-tax net operating income | $1,011,000 | 5,336 |
| Securities gains (losses) | $-52,000 | 8,203 |
| Applicable income taxes | $330,000 | 4,000 |
| Income before extraordinary items | $629,000 | 5,899 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $629,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,428 |
| Cash dividends | $175,000 | 5,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $663,320 | 5,749 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 4,641 |
| Total interest expense | $1,517,000 | 4,256 |
| Net interest income | $2,876,000 | 4,769 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $609,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $377,000 | 3,039 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $232,000 | 4,264 |
| Total noninterest expense | $2,590,000 | 4,300 |
| Salaries and employee benefits | $1,549,000 | 3,986 |
| Premises and equipment expense | $486,000 | 3,423 |
| Additional noninterest expense | $555,000 | 5,376 |
| Pre-tax net operating income | $895,000 | 5,043 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $317,000 | 3,718 |
| Income before extraordinary items | $584,000 | 5,522 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $584,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,402 |
| Cash dividends | $98,000 | 4,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $580,100 | 5,507 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 4,651 |
| Total interest expense | $974,000 | 4,212 |
| Net interest income | $1,884,000 | 4,790 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $434,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $250,000 | 3,011 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $184,000 | 3,908 |
| Total noninterest expense | $1,721,000 | 4,300 |
| Salaries and employee benefits | $1,051,000 | 3,927 |
| Premises and equipment expense | $321,000 | 3,429 |
| Additional noninterest expense | $349,000 | 5,537 |
| Pre-tax net operating income | $597,000 | 5,020 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $226,000 | 3,579 |
| Income before extraordinary items | $377,000 | 5,591 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $377,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,409 |
| Cash dividends | $56,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $373,160 | 5,579 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 4,760 |
| Total interest expense | $455,000 | 4,301 |
| Net interest income | $916,000 | 4,900 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $183,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $122,000 | 3,000 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $815,000 | 4,501 |
| Salaries and employee benefits | $484,000 | 4,197 |
| Premises and equipment expense | $165,000 | 3,381 |
| Additional noninterest expense | $166,000 | 5,678 |
| Pre-tax net operating income | $284,000 | 5,136 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $98,000 | 3,788 |
| Income before extraordinary items | $186,000 | 5,607 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $186,000 | 5,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,576 |
| Cash dividends | $42,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $186,000 | 5,563 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 4,769 |
| Total interest expense | $1,615,000 | 4,304 |
| Net interest income | $3,496,000 | 4,901 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,006,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $517,000 | 3,068 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $489,000 | 3,352 |
| Total noninterest expense | $3,710,000 | 3,977 |
| Salaries and employee benefits | $2,204,000 | 3,688 |
| Premises and equipment expense | $662,000 | 3,270 |
| Additional noninterest expense | $844,000 | 4,925 |
| Pre-tax net operating income | $792,000 | 5,818 |
| Securities gains (losses) | $-17,000 | 8,347 |
| Applicable income taxes | $276,000 | 4,318 |
| Income before extraordinary items | $499,000 | 6,371 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $499,000 | 6,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,719 |
| Cash dividends | $162,000 | 5,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $509,880 | 6,248 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,807,000 | 4,782 |
| Total interest expense | $1,177,000 | 4,342 |
| Net interest income | $2,630,000 | 4,881 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $796,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $386,000 | 3,095 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $410,000 | 3,146 |
| Total noninterest expense | $2,724,000 | 4,018 |
| Salaries and employee benefits | $1,583,000 | 3,794 |
| Premises and equipment expense | $508,000 | 3,217 |
| Additional noninterest expense | $633,000 | 4,876 |
| Pre-tax net operating income | $702,000 | 5,515 |
| Securities gains (losses) | $-17,000 | 8,622 |
| Applicable income taxes | $257,000 | 4,031 |
| Income before extraordinary items | $428,000 | 6,158 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $428,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $120,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $438,880 | 6,035 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 4,820 |
| Total interest expense | $777,000 | 4,364 |
| Net interest income | $1,742,000 | 4,900 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $628,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $255,000 | 3,096 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $373,000 | 2,623 |
| Total noninterest expense | $1,792,000 | 4,089 |
| Salaries and employee benefits | $1,031,000 | 3,887 |
| Premises and equipment expense | $323,000 | 3,346 |
| Additional noninterest expense | $438,000 | 4,772 |
| Pre-tax net operating income | $578,000 | 4,919 |
| Securities gains (losses) | $-17,000 | 8,775 |
| Applicable income taxes | $196,000 | 3,824 |
| Income before extraordinary items | $365,000 | 5,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $365,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $85,000 | 4,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $376,050 | 5,380 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 4,741 |
| Total interest expense | $382,000 | 4,455 |
| Net interest income | $910,000 | 4,791 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $378,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $124,000 | 3,080 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $254,000 | 2,111 |
| Total noninterest expense | $1,009,000 | 3,732 |
| Salaries and employee benefits | $558,000 | 3,675 |
| Premises and equipment expense | $177,000 | 3,127 |
| Additional noninterest expense | $274,000 | 4,032 |
| Pre-tax net operating income | $279,000 | 5,000 |
| Securities gains (losses) | $-17,000 | 8,963 |
| Applicable income taxes | $86,000 | 4,024 |
| Income before extraordinary items | $176,000 | 5,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $176,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $25,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $187,390 | 5,383 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 4,870 |
| Total interest expense | $1,732,000 | 4,469 |
| Net interest income | $3,309,000 | 4,985 |
| Provision for loan and lease losses | $1,000 | 7,629 |
| Total noninterest income | $915,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $490,000 | 3,136 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $425,000 | 3,864 |
| Total noninterest expense | $3,453,000 | 4,162 |
| Salaries and employee benefits | $2,129,000 | 3,729 |
| Premises and equipment expense | $599,000 | 3,523 |
| Additional noninterest expense | $725,000 | 5,384 |
| Pre-tax net operating income | $770,000 | 5,789 |
| Securities gains (losses) | $63,000 | 2,296 |
| Applicable income taxes | $299,000 | 4,290 |
| Income before extraordinary items | $534,000 | 6,203 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $534,000 | 6,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $134,000 | 5,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $493,680 | 6,215 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 4,976 |
| Total interest expense | $1,349,000 | 4,476 |
| Net interest income | $2,384,000 | 5,147 |
| Provision for loan and lease losses | $1,000 | 7,460 |
| Total noninterest income | $729,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $370,000 | 3,138 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $359,000 | 3,733 |
| Total noninterest expense | $2,571,000 | 4,166 |
| Salaries and employee benefits | $1,607,000 | 3,694 |
| Premises and equipment expense | $434,000 | 3,620 |
| Additional noninterest expense | $530,000 | 5,447 |
| Pre-tax net operating income | $541,000 | 6,114 |
| Securities gains (losses) | $109,000 | 1,672 |
| Applicable income taxes | $231,000 | 4,419 |
| Income before extraordinary items | $419,000 | 6,242 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $419,000 | 6,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $84,000 | 4,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $349,240 | 6,485 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 4,997 |
| Total interest expense | $942,000 | 4,440 |
| Net interest income | $1,550,000 | 5,236 |
| Provision for loan and lease losses | $1,000 | 7,297 |
| Total noninterest income | $431,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $246,000 | 3,103 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $185,000 | 4,173 |
| Total noninterest expense | $1,700,000 | 4,189 |
| Salaries and employee benefits | $1,061,000 | 3,733 |
| Premises and equipment expense | $281,000 | 3,689 |
| Additional noninterest expense | $358,000 | 5,395 |
| Pre-tax net operating income | $280,000 | 6,631 |
| Securities gains (losses) | $122,000 | 1,359 |
| Applicable income taxes | $139,000 | 4,626 |
| Income before extraordinary items | $263,000 | 6,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $263,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $183,700 | 6,939 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 5,036 |
| Total interest expense | $489,000 | 4,405 |
| Net interest income | $753,000 | 5,301 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $208,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $124,000 | 3,004 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $84,000 | 4,247 |
| Total noninterest expense | $916,000 | 3,940 |
| Salaries and employee benefits | $586,000 | 3,420 |
| Premises and equipment expense | $134,000 | 3,837 |
| Additional noninterest expense | $196,000 | 5,029 |
| Pre-tax net operating income | $45,000 | 8,066 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $23,000 | 5,966 |
| Income before extraordinary items | $22,000 | 8,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $22,000 | 8,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 4,838 |
| Total interest expense | $2,652,000 | 3,914 |
| Net interest income | $2,852,000 | 5,446 |
| Provision for loan and lease losses | $3,000 | 8,029 |
| Total noninterest income | $899,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $491,000 | 3,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $408,000 | 3,663 |
| Total noninterest expense | $3,492,000 | 3,987 |
| Salaries and employee benefits | $2,180,000 | 3,484 |
| Premises and equipment expense | $635,000 | 3,240 |
| Additional noninterest expense | $677,000 | 5,516 |
| Pre-tax net operating income | $256,000 | 7,727 |
| Securities gains (losses) | $57,000 | 2,288 |
| Applicable income taxes | $179,000 | 5,269 |
| Income before extraordinary items | $134,000 | 8,170 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $134,000 | 8,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $331,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $97,520 | 8,262 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,635,000 | 4,172 |
| Total interest expense | $3,841,000 | 3,926 |
| Net interest income | $3,794,000 | 4,300 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $648,000 | 4,389 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $393,000 | 3,457 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $255,000 | 4,456 |
| Total noninterest expense | $3,362,000 | 3,956 |
| Salaries and employee benefits | $1,872,000 | 3,783 |
| Premises and equipment expense | $637,000 | 3,202 |
| Additional noninterest expense | $853,000 | 4,586 |
| Pre-tax net operating income | $1,070,000 | 4,720 |
| Securities gains (losses) | $-12,000 | 9,316 |
| Applicable income taxes | $415,000 | 3,662 |
| Income before extraordinary items | $643,000 | 5,444 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $643,000 | 5,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 9,461 |
| Cash dividends | $371,000 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $650,680 | 5,284 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,848,000 | 4,198 |
| Total interest expense | $4,038,000 | 3,944 |
| Net interest income | $3,810,000 | 4,348 |
| Provision for loan and lease losses | $196,000 | 3,802 |
| Total noninterest income | $640,000 | 4,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,120 |
| Total noninterest expense | $3,095,000 | 4,127 |
| Salaries and employee benefits | $1,685,000 | 3,979 |
| Premises and equipment expense | $597,000 | 3,291 |
| Additional noninterest expense | $813,000 | 4,680 |
| Pre-tax net operating income | $1,159,000 | 4,825 |
| Securities gains (losses) | $-20,000 | 8,739 |
| Applicable income taxes | $409,000 | 3,942 |
| Income before extraordinary items | $730,000 | 5,308 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $730,000 | 5,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,894 |
| Cash dividends | $322,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $742,800 | 5,255 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 5,150 |
| Total interest expense | $2,873,000 | 4,749 |
| Net interest income | $2,768,000 | 5,466 |
| Provision for loan and lease losses | $37,000 | 6,969 |
| Total noninterest income | $555,000 | 4,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,797 |
| Total noninterest expense | $2,802,000 | 4,469 |
| Salaries and employee benefits | $1,522,000 | 4,286 |
| Premises and equipment expense | $504,000 | 3,741 |
| Additional noninterest expense | $776,000 | 4,903 |
| Pre-tax net operating income | $484,000 | 7,215 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $199,000 | 5,725 |
| Income before extraordinary items | $285,000 | 7,691 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $285,000 | 7,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $119,000 | 5,925 |
| Sale, conversion, retirement of capital stock, net | $4,291,000 | 288 |
| Net operating income | $285,000 | 7,670 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 5,945 |
| Total interest expense | $2,378,000 | 5,561 |
| Net interest income | $2,277,000 | 6,173 |
| Provision for loan and lease losses | $140,000 | 4,320 |
| Total noninterest income | $434,000 | 5,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,488 |
| Total noninterest expense | $2,415,000 | 4,887 |
| Salaries and employee benefits | $1,360,000 | 4,596 |
| Premises and equipment expense | $424,000 | 4,224 |
| Additional noninterest expense | $631,000 | 5,549 |
| Pre-tax net operating income | $156,000 | 9,143 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $67,000 | 8,035 |
| Income before extraordinary items | $125,000 | 9,150 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $125,000 | 9,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,049 |
| Cash dividends | $224,000 | 5,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $101,600 | 9,268 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 6,373 |
| Total interest expense | $2,261,000 | 5,779 |
| Net interest income | $2,055,000 | 6,802 |
| Provision for loan and lease losses | $165,000 | 3,914 |
| Total noninterest income | $479,000 | 5,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,541 |
| Total noninterest expense | $1,980,000 | 5,697 |
| Salaries and employee benefits | $1,174,000 | 5,192 |
| Premises and equipment expense | $248,000 | 6,083 |
| Additional noninterest expense | $558,000 | 6,062 |
| Pre-tax net operating income | $389,000 | 8,499 |
| Securities gains (losses) | $146,000 | 830 |
| Applicable income taxes | $141,000 | 7,743 |
| Income before extraordinary items | $394,000 | 7,685 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $394,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,170 |
| Cash dividends | $154,000 | 5,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $285,960 | 8,448 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 7,102 |
| Total interest expense | $1,963,000 | 6,480 |
| Net interest income | $1,792,000 | 7,576 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $329,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,886 |
| Total noninterest expense | $1,578,000 | 6,897 |
| Salaries and employee benefits | $884,000 | 6,534 |
| Premises and equipment expense | $163,000 | 7,772 |
| Additional noninterest expense | $531,000 | 6,826 |
| Pre-tax net operating income | $498,000 | 7,948 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $186,000 | 7,351 |
| Income before extraordinary items | $325,000 | 8,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $325,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $316,680 | 8,220 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 7,783 |
| Total interest expense | $1,663,000 | 7,238 |
| Net interest income | $1,650,000 | 8,143 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $282,000 | 7,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,639 |
| Total noninterest expense | $1,421,000 | 7,524 |
| Salaries and employee benefits | $715,000 | 7,625 |
| Premises and equipment expense | $150,000 | 8,275 |
| Additional noninterest expense | $556,000 | 6,806 |
| Pre-tax net operating income | $489,000 | 8,495 |
| Securities gains (losses) | $49,000 | 1,312 |
| Applicable income taxes | $198,000 | 7,450 |
| Income before extraordinary items | $340,000 | 8,567 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $340,000 | 8,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $315,000 | 4,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $308,640 | 8,820 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 8,449 |
| Total interest expense | $1,286,000 | 7,597 |
| Net interest income | $1,474,000 | 8,953 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $324,000 | 6,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,669 |
| Total noninterest expense | $1,275,000 | 8,339 |
| Salaries and employee benefits | $686,000 | 7,985 |
| Premises and equipment expense | $156,000 | 8,394 |
| Additional noninterest expense | $433,000 | 8,496 |
| Pre-tax net operating income | $500,000 | 8,656 |
| Securities gains (losses) | $-36,000 | 10,793 |
| Applicable income taxes | $171,000 | 7,904 |
| Income before extraordinary items | $293,000 | 9,217 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $293,000 | 9,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $287,000 | 4,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $316,040 | 9,036 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 8,784 |
| Total interest expense | $1,252,000 | 8,072 |
| Net interest income | $1,474,000 | 9,194 |
| Provision for loan and lease losses | $-14,000 | 12,543 |
| Total noninterest income | $301,000 | 7,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,578 |
| Total noninterest expense | $1,294,000 | 8,531 |
| Salaries and employee benefits | $695,000 | 8,025 |
| Premises and equipment expense | $133,000 | 9,383 |
| Additional noninterest expense | $466,000 | 8,552 |
| Pre-tax net operating income | $495,000 | 8,686 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $183,000 | 7,947 |
| Income before extraordinary items | $317,000 | 9,273 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $317,000 | 9,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $315,000 | 4,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $313,800 | 9,066 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 10,803 |
| Total interest expense | $972,000 | 10,525 |
| Net interest income | $1,079,000 | 10,772 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $241,000 | 8,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 7,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $1,030,000 | 9,851 |
| Salaries and employee benefits | $536,000 | 9,405 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $379,000 | 9,826 |
| Pre-tax net operating income | $265,000 | 10,470 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $108,000 | 9,686 |
| Income before extraordinary items | $195,000 | 10,664 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $195,000 | 10,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 5,195 |
| Cash dividends | $126,000 | 6,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $170,680 | 10,659 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.