Home > BB&T Financial, FSB > Income and Expense
BB&T Financial, FSB, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $184,405,000 | 180 |
| Total interest expense | $9,430,000 | 440 |
| Net interest income | $174,975,000 | 166 |
| Provision for loan and lease losses | $44,325,000 | 85 |
| Total noninterest income | $257,910,000 | 70 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $552,000 | 2,298 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $257,358,000 | 54 |
| Total noninterest expense | $146,454,000 | 169 |
| Salaries and employee benefits | $26,712,000 | 411 |
| Premises and equipment expense | $1,955,000 | 1,204 |
| Additional noninterest expense | $117,787,000 | 100 |
| Pre-tax net operating income | $242,106,000 | 80 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $89,635,000 | 74 |
| Income before extraordinary items | $152,471,000 | 91 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $152,471,000 | 91 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $152,471,000 | 91 |
| Net charge-offs | $58,313,000 | 79 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $624,000 | 278 |
| Net operating income | $152,471,000 | 89 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $137,109,000 | 188 |
| Total interest expense | $8,603,000 | 367 |
| Net interest income | $128,506,000 | 174 |
| Provision for loan and lease losses | $28,590,000 | 103 |
| Total noninterest income | $190,637,000 | 71 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $399,000 | 2,388 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $190,238,000 | 54 |
| Total noninterest expense | $106,071,000 | 174 |
| Salaries and employee benefits | $19,864,000 | 411 |
| Premises and equipment expense | $1,446,000 | 1,237 |
| Additional noninterest expense | $84,761,000 | 104 |
| Pre-tax net operating income | $184,482,000 | 78 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $67,892,000 | 74 |
| Income before extraordinary items | $116,590,000 | 90 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $116,590,000 | 90 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $116,590,000 | 90 |
| Net charge-offs | $44,300,000 | 82 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $560,000 | 224 |
| Net operating income | $116,590,000 | 89 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $90,553,000 | 190 |
| Total interest expense | $6,522,000 | 338 |
| Net interest income | $84,031,000 | 175 |
| Provision for loan and lease losses | $5,540,000 | 272 |
| Total noninterest income | $123,446,000 | 71 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $249,000 | 2,491 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,197,000 | 59 |
| Total noninterest expense | $66,910,000 | 185 |
| Salaries and employee benefits | $13,378,000 | 407 |
| Premises and equipment expense | $936,000 | 1,272 |
| Additional noninterest expense | $52,596,000 | 107 |
| Pre-tax net operating income | $135,027,000 | 73 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $49,767,000 | 72 |
| Income before extraordinary items | $85,260,000 | 83 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $85,260,000 | 83 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $85,260,000 | 83 |
| Net charge-offs | $30,567,000 | 81 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $436,000 | 181 |
| Net operating income | $85,260,000 | 80 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $45,558,000 | 183 |
| Total interest expense | $3,956,000 | 285 |
| Net interest income | $41,602,000 | 173 |
| Provision for loan and lease losses | $-5,373,000 | 7,304 |
| Total noninterest income | $59,520,000 | 74 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $122,000 | 2,515 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,398,000 | 56 |
| Total noninterest expense | $33,579,000 | 181 |
| Salaries and employee benefits | $6,825,000 | 394 |
| Premises and equipment expense | $474,000 | 1,262 |
| Additional noninterest expense | $26,280,000 | 109 |
| Pre-tax net operating income | $72,916,000 | 71 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $26,999,000 | 70 |
| Income before extraordinary items | $45,917,000 | 76 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $45,917,000 | 77 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $45,917,000 | 77 |
| Net charge-offs | $15,484,000 | 82 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 140 |
| Net operating income | $45,917,000 | 74 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $184,094,000 | 184 |
| Total interest expense | $19,821,000 | 281 |
| Net interest income | $164,273,000 | 170 |
| Provision for loan and lease losses | $74,212,000 | 85 |
| Total noninterest income | $231,555,000 | 74 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $443,000 | 2,828 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $231,112,000 | 57 |
| Total noninterest expense | $126,731,000 | 183 |
| Salaries and employee benefits | $27,139,000 | 374 |
| Premises and equipment expense | $2,086,000 | 1,198 |
| Additional noninterest expense | $97,506,000 | 114 |
| Pre-tax net operating income | $194,885,000 | 87 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $72,279,000 | 81 |
| Income before extraordinary items | $122,606,000 | 89 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $122,606,000 | 90 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $122,606,000 | 90 |
| Net charge-offs | $69,470,000 | 101 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $454,000 | 428 |
| Net operating income | $122,606,000 | 89 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $137,105,000 | 184 |
| Total interest expense | $15,426,000 | 280 |
| Net interest income | $121,679,000 | 172 |
| Provision for loan and lease losses | $50,742,000 | 88 |
| Total noninterest income | $169,417,000 | 75 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $323,000 | 2,886 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $169,094,000 | 57 |
| Total noninterest expense | $93,092,000 | 183 |
| Salaries and employee benefits | $20,172,000 | 380 |
| Premises and equipment expense | $1,562,000 | 1,218 |
| Additional noninterest expense | $71,358,000 | 116 |
| Pre-tax net operating income | $147,262,000 | 89 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $53,792,000 | 85 |
| Income before extraordinary items | $93,470,000 | 91 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,470,000 | 92 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $93,470,000 | 92 |
| Net charge-offs | $53,590,000 | 94 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $362,000 | 383 |
| Net operating income | $93,470,000 | 90 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $90,351,000 | 192 |
| Total interest expense | $10,858,000 | 281 |
| Net interest income | $79,493,000 | 174 |
| Provision for loan and lease losses | $32,461,000 | 92 |
| Total noninterest income | $110,817,000 | 77 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 2,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $110,609,000 | 62 |
| Total noninterest expense | $61,500,000 | 190 |
| Salaries and employee benefits | $13,355,000 | 382 |
| Premises and equipment expense | $1,048,000 | 1,223 |
| Additional noninterest expense | $47,097,000 | 119 |
| Pre-tax net operating income | $96,349,000 | 92 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $35,184,000 | 82 |
| Income before extraordinary items | $61,165,000 | 96 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $61,165,000 | 96 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $61,165,000 | 96 |
| Net charge-offs | $39,332,000 | 96 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $61,165,000 | 93 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $45,045,000 | 193 |
| Total interest expense | $6,058,000 | 263 |
| Net interest income | $38,987,000 | 175 |
| Provision for loan and lease losses | $17,182,000 | 100 |
| Total noninterest income | $53,032,000 | 80 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 2,899 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,928,000 | 63 |
| Total noninterest expense | $29,913,000 | 194 |
| Salaries and employee benefits | $6,555,000 | 389 |
| Premises and equipment expense | $525,000 | 1,251 |
| Additional noninterest expense | $22,833,000 | 126 |
| Pre-tax net operating income | $44,924,000 | 92 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $16,376,000 | 83 |
| Income before extraordinary items | $28,548,000 | 98 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $28,548,000 | 98 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $28,548,000 | 98 |
| Net charge-offs | $21,249,000 | 96 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $28,548,000 | 95 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $171,830,000 | 199 |
| Total interest expense | $27,667,000 | 285 |
| Net interest income | $144,163,000 | 184 |
| Provision for loan and lease losses | $75,387,000 | 130 |
| Total noninterest income | $208,886,000 | 82 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $208,886,000 | 63 |
| Total noninterest expense | $113,397,000 | 209 |
| Salaries and employee benefits | $20,454,000 | 478 |
| Premises and equipment expense | $1,278,000 | 1,988 |
| Additional noninterest expense | $91,665,000 | 133 |
| Pre-tax net operating income | $164,265,000 | 80 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $60,463,000 | 79 |
| Income before extraordinary items | $103,802,000 | 83 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $103,802,000 | 83 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $103,802,000 | 84 |
| Net charge-offs | $94,830,000 | 105 |
| Cash dividends | $60,000,000 | 50 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $103,802,000 | 80 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $127,203,000 | 196 |
| Total interest expense | $21,018,000 | 289 |
| Net interest income | $106,185,000 | 184 |
| Provision for loan and lease losses | $46,357,000 | 152 |
| Total noninterest income | $157,945,000 | 83 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $157,945,000 | 63 |
| Total noninterest expense | $85,898,000 | 202 |
| Salaries and employee benefits | $16,058,000 | 454 |
| Premises and equipment expense | $997,000 | 1,951 |
| Additional noninterest expense | $68,843,000 | 128 |
| Pre-tax net operating income | $131,875,000 | 73 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $48,903,000 | 67 |
| Income before extraordinary items | $82,972,000 | 82 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $82,972,000 | 82 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $82,972,000 | 83 |
| Net charge-offs | $72,418,000 | 109 |
| Cash dividends | $60,000,000 | 28 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $82,972,000 | 78 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $83,752,000 | 200 |
| Total interest expense | $14,209,000 | 294 |
| Net interest income | $69,543,000 | 188 |
| Provision for loan and lease losses | $35,228,000 | 143 |
| Total noninterest income | $105,710,000 | 87 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $105,710,000 | 64 |
| Total noninterest expense | $57,905,000 | 200 |
| Salaries and employee benefits | $11,254,000 | 426 |
| Premises and equipment expense | $667,000 | 1,949 |
| Additional noninterest expense | $45,984,000 | 127 |
| Pre-tax net operating income | $82,120,000 | 74 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $30,391,000 | 68 |
| Income before extraordinary items | $51,729,000 | 82 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $51,729,000 | 82 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $51,729,000 | 82 |
| Net charge-offs | $52,513,000 | 106 |
| Cash dividends | $40,000,000 | 23 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $51,729,000 | 80 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $41,823,000 | 207 |
| Total interest expense | $7,493,000 | 296 |
| Net interest income | $34,330,000 | 191 |
| Provision for loan and lease losses | $19,327,000 | 140 |
| Total noninterest income | $51,742,000 | 86 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,742,000 | 64 |
| Total noninterest expense | $26,485,000 | 212 |
| Salaries and employee benefits | $5,534,000 | 438 |
| Premises and equipment expense | $331,000 | 2,034 |
| Additional noninterest expense | $20,620,000 | 135 |
| Pre-tax net operating income | $40,260,000 | 70 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $14,950,000 | 67 |
| Income before extraordinary items | $25,310,000 | 77 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,310,000 | 78 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $25,310,000 | 78 |
| Net charge-offs | $26,678,000 | 107 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $25,310,000 | 73 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $158,559,000 | 226 |
| Total interest expense | $30,677,000 | 361 |
| Net interest income | $127,882,000 | 193 |
| Provision for loan and lease losses | $157,821,000 | 113 |
| Total noninterest income | $208,654,000 | 93 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $208,654,000 | 72 |
| Total noninterest expense | $110,689,000 | 215 |
| Salaries and employee benefits | $25,889,000 | 375 |
| Premises and equipment expense | $1,584,000 | 1,703 |
| Additional noninterest expense | $83,216,000 | 151 |
| Pre-tax net operating income | $68,026,000 | 97 |
| Securities gains (losses) | $18,399,000 | 44 |
| Applicable income taxes | $33,183,000 | 77 |
| Income before extraordinary items | $53,242,000 | 93 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $53,242,000 | 90 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $53,242,000 | 92 |
| Net charge-offs | $130,037,000 | 100 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $41,466,640 | 115 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $115,106,000 | 244 |
| Total interest expense | $23,264,000 | 386 |
| Net interest income | $91,842,000 | 208 |
| Provision for loan and lease losses | $115,108,000 | 113 |
| Total noninterest income | $154,333,000 | 92 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $154,333,000 | 73 |
| Total noninterest expense | $85,047,000 | 216 |
| Salaries and employee benefits | $19,699,000 | 379 |
| Premises and equipment expense | $1,193,000 | 1,726 |
| Additional noninterest expense | $64,155,000 | 150 |
| Pre-tax net operating income | $46,020,000 | 108 |
| Securities gains (losses) | $18,399,000 | 40 |
| Applicable income taxes | $24,312,000 | 87 |
| Income before extraordinary items | $40,107,000 | 99 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $40,107,000 | 96 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $40,107,000 | 98 |
| Net charge-offs | $100,744,000 | 100 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $28,331,640 | 127 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $72,814,000 | 262 |
| Total interest expense | $14,688,000 | 435 |
| Net interest income | $58,126,000 | 216 |
| Provision for loan and lease losses | $82,004,000 | 113 |
| Total noninterest income | $97,711,000 | 94 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $97,711,000 | 74 |
| Total noninterest expense | $53,554,000 | 234 |
| Salaries and employee benefits | $13,440,000 | 379 |
| Premises and equipment expense | $812,000 | 1,712 |
| Additional noninterest expense | $39,302,000 | 163 |
| Pre-tax net operating income | $20,279,000 | 137 |
| Securities gains (losses) | $14,862,000 | 42 |
| Applicable income taxes | $13,177,000 | 88 |
| Income before extraordinary items | $21,964,000 | 110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,964,000 | 109 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $21,964,000 | 110 |
| Net charge-offs | $71,754,000 | 98 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $12,452,320 | 155 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $37,396,000 | 259 |
| Total interest expense | $6,178,000 | 530 |
| Net interest income | $31,218,000 | 205 |
| Provision for loan and lease losses | $31,486,000 | 137 |
| Total noninterest income | $39,319,000 | 100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $39,319,000 | 77 |
| Total noninterest expense | $30,031,000 | 212 |
| Salaries and employee benefits | $8,538,000 | 289 |
| Premises and equipment expense | $703,000 | 1,015 |
| Additional noninterest expense | $20,790,000 | 148 |
| Pre-tax net operating income | $9,020,000 | 161 |
| Securities gains (losses) | $14,862,000 | 23 |
| Applicable income taxes | $8,961,000 | 78 |
| Income before extraordinary items | $14,921,000 | 97 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,921,000 | 97 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $14,921,000 | 97 |
| Net charge-offs | $38,324,000 | 86 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $5,409,320 | 189 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $120,103,000 | 336 |
| Total interest expense | $25,143,000 | 633 |
| Net interest income | $94,960,000 | 266 |
| Provision for loan and lease losses | $63,768,000 | 158 |
| Total noninterest income | $147,549,000 | 94 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $3,344,000 | 58 |
| Additional Noninterest Income | $144,205,000 | 76 |
| Total noninterest expense | $91,735,000 | 255 |
| Salaries and employee benefits | $21,291,000 | 450 |
| Premises and equipment expense | $4,064,000 | 679 |
| Additional noninterest expense | $66,380,000 | 184 |
| Pre-tax net operating income | $87,006,000 | 90 |
| Securities gains (losses) | $15,780,000 | 34 |
| Applicable income taxes | $38,725,000 | 76 |
| Income before extraordinary items | $64,061,000 | 83 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $64,061,000 | 83 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,955,000 | 125 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $53,961,800 | 104 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $80,138,000 | 383 |
| Total interest expense | $17,102,000 | 729 |
| Net interest income | $63,036,000 | 305 |
| Provision for loan and lease losses | $42,533,000 | 148 |
| Total noninterest income | $99,255,000 | 105 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $3,344,000 | 52 |
| Additional Noninterest Income | $95,911,000 | 88 |
| Total noninterest expense | $63,057,000 | 273 |
| Salaries and employee benefits | $15,031,000 | 502 |
| Premises and equipment expense | $2,662,000 | 785 |
| Additional noninterest expense | $45,364,000 | 179 |
| Pre-tax net operating income | $56,701,000 | 130 |
| Securities gains (losses) | $11,501,000 | 37 |
| Applicable income taxes | $25,769,000 | 98 |
| Income before extraordinary items | $42,433,000 | 120 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $42,433,000 | 120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,032,000 | 125 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $35,072,360 | 148 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $41,101,000 | 493 |
| Total interest expense | $9,338,000 | 921 |
| Net interest income | $31,763,000 | 380 |
| Provision for loan and lease losses | $21,251,000 | 171 |
| Total noninterest income | $54,362,000 | 127 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $3,344,000 | 52 |
| Additional Noninterest Income | $51,018,000 | 107 |
| Total noninterest expense | $32,400,000 | 325 |
| Salaries and employee benefits | $7,588,000 | 654 |
| Premises and equipment expense | $1,383,000 | 1,006 |
| Additional noninterest expense | $23,429,000 | 207 |
| Pre-tax net operating income | $32,474,000 | 147 |
| Securities gains (losses) | $7,116,000 | 47 |
| Applicable income taxes | $14,964,000 | 113 |
| Income before extraordinary items | $24,626,000 | 143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,626,000 | 143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,561,000 | 144 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $20,071,760 | 164 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 2,601 |
| Total interest expense | $825,000 | 4,429 |
| Net interest income | $2,948,000 | 1,893 |
| Provision for loan and lease losses | $1,239,000 | 544 |
| Total noninterest income | $7,077,000 | 304 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $3,344,000 | 42 |
| Additional Noninterest Income | $3,733,000 | 326 |
| Total noninterest expense | $1,266,000 | 3,548 |
| Salaries and employee benefits | $81,000 | 8,179 |
| Premises and equipment expense | $22,000 | 7,853 |
| Additional noninterest expense | $1,163,000 | 1,233 |
| Pre-tax net operating income | $7,520,000 | 293 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,827,000 | 248 |
| Income before extraordinary items | $4,693,000 | 335 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,693,000 | 336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,320,000 | 377 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $4,693,000 | 319 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,347,000 | 2,618 |
| Total interest expense | $4,785,000 | 3,577 |
| Net interest income | $10,562,000 | 2,141 |
| Provision for loan and lease losses | $3,184,000 | 604 |
| Total noninterest income | $14,369,000 | 473 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $14,369,000 | 322 |
| Total noninterest expense | $9,849,000 | 1,876 |
| Salaries and employee benefits | $187,000 | 8,437 |
| Premises and equipment expense | $94,000 | 7,813 |
| Additional noninterest expense | $9,568,000 | 602 |
| Pre-tax net operating income | $11,898,000 | 721 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,344,000 | 597 |
| Income before extraordinary items | $7,554,000 | 851 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,554,000 | 849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,928,000 | 467 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,271 |
| Net operating income | $7,554,000 | 839 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,409,000 | 2,645 |
| Total interest expense | $3,662,000 | 3,525 |
| Net interest income | $7,747,000 | 2,202 |
| Provision for loan and lease losses | $2,361,000 | 448 |
| Total noninterest income | $10,497,000 | 492 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,497,000 | 333 |
| Total noninterest expense | $6,221,000 | 2,185 |
| Salaries and employee benefits | $142,000 | 8,444 |
| Premises and equipment expense | $72,000 | 7,770 |
| Additional noninterest expense | $6,007,000 | 703 |
| Pre-tax net operating income | $9,662,000 | 723 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,650,000 | 593 |
| Income before extraordinary items | $6,012,000 | 871 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,012,000 | 869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,228,000 | 372 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,126 |
| Net operating income | $6,012,000 | 862 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,477,000 | 2,706 |
| Total interest expense | $2,398,000 | 3,568 |
| Net interest income | $5,079,000 | 2,261 |
| Provision for loan and lease losses | $1,599,000 | 397 |
| Total noninterest income | $6,723,000 | 522 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,723,000 | 358 |
| Total noninterest expense | $4,142,000 | 2,217 |
| Salaries and employee benefits | $105,000 | 8,478 |
| Premises and equipment expense | $48,000 | 7,824 |
| Additional noninterest expense | $3,989,000 | 716 |
| Pre-tax net operating income | $6,061,000 | 792 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,342,000 | 642 |
| Income before extraordinary items | $3,719,000 | 962 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,719,000 | 961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,496,000 | 334 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,025 |
| Net operating income | $3,719,000 | 950 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 2,694 |
| Total interest expense | $1,186,000 | 3,563 |
| Net interest income | $2,563,000 | 2,244 |
| Provision for loan and lease losses | $707,000 | 386 |
| Total noninterest income | $3,082,000 | 541 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,082,000 | 374 |
| Total noninterest expense | $1,990,000 | 2,297 |
| Salaries and employee benefits | $61,000 | 8,462 |
| Premises and equipment expense | $26,000 | 7,758 |
| Additional noninterest expense | $1,903,000 | 731 |
| Pre-tax net operating income | $2,948,000 | 810 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,139,000 | 654 |
| Income before extraordinary items | $1,809,000 | 968 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,809,000 | 967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 307 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 868 |
| Net operating income | $1,809,000 | 957 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,265,000 | 2,833 |
| Total interest expense | $4,458,000 | 3,312 |
| Net interest income | $8,807,000 | 2,565 |
| Provision for loan and lease losses | $2,888,000 | 388 |
| Total noninterest income | $12,436,000 | 528 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,436,000 | 363 |
| Total noninterest expense | $7,576,000 | 2,340 |
| Salaries and employee benefits | $46,000 | 8,647 |
| Premises and equipment expense | $95,000 | 7,856 |
| Additional noninterest expense | $7,435,000 | 727 |
| Pre-tax net operating income | $10,779,000 | 917 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,160,000 | 733 |
| Income before extraordinary items | $6,619,000 | 1,121 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,619,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,608,000 | 310 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,153 |
| Net operating income | $6,619,000 | 1,105 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,628,000 | 2,900 |
| Total interest expense | $3,269,000 | 3,280 |
| Net interest income | $6,359,000 | 2,672 |
| Provision for loan and lease losses | $2,052,000 | 391 |
| Total noninterest income | $9,248,000 | 542 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,248,000 | 380 |
| Total noninterest expense | $5,602,000 | 2,368 |
| Salaries and employee benefits | $41,000 | 8,706 |
| Premises and equipment expense | $71,000 | 7,897 |
| Additional noninterest expense | $5,490,000 | 742 |
| Pre-tax net operating income | $7,953,000 | 973 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,068,000 | 777 |
| Income before extraordinary items | $4,885,000 | 1,169 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,885,000 | 1,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,813,000 | 290 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 971 |
| Net operating income | $4,885,000 | 1,156 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 2,977 |
| Total interest expense | $2,065,000 | 3,292 |
| Net interest income | $4,044,000 | 2,762 |
| Provision for loan and lease losses | $1,612,000 | 326 |
| Total noninterest income | $6,091,000 | 548 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,091,000 | 380 |
| Total noninterest expense | $3,654,000 | 2,422 |
| Salaries and employee benefits | $30,000 | 8,746 |
| Premises and equipment expense | $49,000 | 7,872 |
| Additional noninterest expense | $3,575,000 | 760 |
| Pre-tax net operating income | $4,869,000 | 1,042 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,877,000 | 838 |
| Income before extraordinary items | $2,992,000 | 1,251 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,992,000 | 1,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,400,000 | 268 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 839 |
| Net operating income | $2,992,000 | 1,237 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 2,986 |
| Total interest expense | $1,012,000 | 3,229 |
| Net interest income | $1,971,000 | 2,807 |
| Provision for loan and lease losses | $757,000 | 334 |
| Total noninterest income | $3,097,000 | 544 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,097,000 | 380 |
| Total noninterest expense | $1,833,000 | 2,410 |
| Salaries and employee benefits | $42,000 | 8,699 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $1,765,000 | 760 |
| Pre-tax net operating income | $2,478,000 | 1,007 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $954,000 | 813 |
| Income before extraordinary items | $1,524,000 | 1,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,524,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 253 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 621 |
| Net operating income | $1,524,000 | 1,199 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,735,000 | 2,761 |
| Total interest expense | $2,838,000 | 3,495 |
| Net interest income | $8,897,000 | 2,455 |
| Provision for loan and lease losses | $3,990,000 | 285 |
| Total noninterest income | $11,079,000 | 577 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,079,000 | 408 |
| Total noninterest expense | $7,617,000 | 2,189 |
| Salaries and employee benefits | $317,000 | 8,448 |
| Premises and equipment expense | $92,000 | 7,948 |
| Additional noninterest expense | $7,208,000 | 735 |
| Pre-tax net operating income | $8,369,000 | 1,154 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,225,000 | 916 |
| Income before extraordinary items | $5,144,000 | 1,378 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,144,000 | 1,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,723,000 | 258 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,144,000 | 1,369 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,787,000 | 2,715 |
| Total interest expense | $1,874,000 | 3,686 |
| Net interest income | $6,913,000 | 2,375 |
| Provision for loan and lease losses | $2,704,000 | 291 |
| Total noninterest income | $8,126,000 | 591 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,126,000 | 416 |
| Total noninterest expense | $5,672,000 | 2,182 |
| Salaries and employee benefits | $282,000 | 8,257 |
| Premises and equipment expense | $72,000 | 7,928 |
| Additional noninterest expense | $5,318,000 | 740 |
| Pre-tax net operating income | $6,663,000 | 1,085 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,685,000 | 846 |
| Income before extraordinary items | $3,978,000 | 1,358 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,978,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,627,000 | 256 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,978,000 | 1,334 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 2,667 |
| Total interest expense | $1,114,000 | 3,833 |
| Net interest income | $4,716,000 | 2,301 |
| Provision for loan and lease losses | $1,666,000 | 310 |
| Total noninterest income | $5,254,000 | 604 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,254,000 | 424 |
| Total noninterest expense | $3,778,000 | 2,167 |
| Salaries and employee benefits | $184,000 | 8,290 |
| Premises and equipment expense | $48,000 | 7,908 |
| Additional noninterest expense | $3,546,000 | 734 |
| Pre-tax net operating income | $4,526,000 | 1,045 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,820,000 | 824 |
| Income before extraordinary items | $2,706,000 | 1,303 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,706,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,703,000 | 250 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,706,000 | 1,278 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 2,514 |
| Total interest expense | $488,000 | 4,079 |
| Net interest income | $2,589,000 | 2,087 |
| Provision for loan and lease losses | $492,000 | 486 |
| Total noninterest income | $2,489,000 | 611 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,489,000 | 425 |
| Total noninterest expense | $1,990,000 | 2,080 |
| Salaries and employee benefits | $99,000 | 8,281 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $1,868,000 | 686 |
| Pre-tax net operating income | $2,596,000 | 906 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,045,000 | 739 |
| Income before extraordinary items | $1,551,000 | 1,111 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,551,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $845,000 | 250 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,551,000 | 1,084 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,018,000 | 3,093 |
| Total interest expense | $1,070,000 | 5,468 |
| Net interest income | $7,948,000 | 2,564 |
| Provision for loan and lease losses | $4,859,000 | 258 |
| Total noninterest income | $10,078,000 | 608 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,078,000 | 410 |
| Total noninterest expense | $6,256,000 | 2,542 |
| Salaries and employee benefits | $417,000 | 8,254 |
| Premises and equipment expense | $93,000 | 8,053 |
| Additional noninterest expense | $5,746,000 | 871 |
| Pre-tax net operating income | $6,911,000 | 1,255 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,770,000 | 960 |
| Income before extraordinary items | $4,141,000 | 1,559 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,141,000 | 1,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,531,000 | 298 |
| Cash dividends | $10,000,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,141,000 | 1,514 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,529,000 | 3,161 |
| Total interest expense | $650,000 | 6,035 |
| Net interest income | $5,879,000 | 2,564 |
| Provision for loan and lease losses | $3,976,000 | 249 |
| Total noninterest income | $7,400,000 | 623 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,400,000 | 424 |
| Total noninterest expense | $4,586,000 | 2,557 |
| Salaries and employee benefits | $310,000 | 8,250 |
| Premises and equipment expense | $70,000 | 8,048 |
| Additional noninterest expense | $4,206,000 | 880 |
| Pre-tax net operating income | $4,717,000 | 1,383 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,896,000 | 1,059 |
| Income before extraordinary items | $2,821,000 | 1,723 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,821,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,645,000 | 284 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,821,000 | 1,675 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 3,222 |
| Total interest expense | $382,000 | 6,396 |
| Net interest income | $3,862,000 | 2,571 |
| Provision for loan and lease losses | $2,949,000 | 233 |
| Total noninterest income | $4,767,000 | 637 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,767,000 | 429 |
| Total noninterest expense | $2,911,000 | 2,694 |
| Salaries and employee benefits | $204,000 | 8,313 |
| Premises and equipment expense | $45,000 | 8,118 |
| Additional noninterest expense | $2,662,000 | 938 |
| Pre-tax net operating income | $2,769,000 | 1,527 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,192,000 | 1,113 |
| Income before extraordinary items | $1,577,000 | 1,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,577,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,836,000 | 279 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,577,000 | 1,935 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 3,243 |
| Total interest expense | $192,000 | 6,442 |
| Net interest income | $1,915,000 | 2,591 |
| Provision for loan and lease losses | $1,499,000 | 239 |
| Total noninterest income | $2,225,000 | 667 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,225,000 | 448 |
| Total noninterest expense | $1,407,000 | 2,795 |
| Salaries and employee benefits | $106,000 | 8,310 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $1,278,000 | 969 |
| Pre-tax net operating income | $1,234,000 | 1,677 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $536,000 | 1,233 |
| Income before extraordinary items | $698,000 | 2,189 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $698,000 | 2,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,013,000 | 277 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $698,000 | 2,106 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,038,000 | 3,429 |
| Total interest expense | $785,000 | 6,755 |
| Net interest income | $7,253,000 | 2,665 |
| Provision for loan and lease losses | $3,947,000 | 383 |
| Total noninterest income | $8,167,000 | 769 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,167,000 | 517 |
| Total noninterest expense | $8,358,000 | 1,898 |
| Salaries and employee benefits | $349,000 | 8,594 |
| Premises and equipment expense | $95,000 | 8,127 |
| Additional noninterest expense | $7,914,000 | 677 |
| Pre-tax net operating income | $3,115,000 | 2,423 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,238,000 | 1,900 |
| Income before extraordinary items | $1,877,000 | 3,011 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,877,000 | 3,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,409,000 | 368 |
| Cash dividends | $10,000,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,877,000 | 2,886 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,976,000 | 3,506 |
| Total interest expense | $582,000 | 6,932 |
| Net interest income | $5,394,000 | 2,694 |
| Provision for loan and lease losses | $2,828,000 | 410 |
| Total noninterest income | $5,733,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,733,000 | 581 |
| Total noninterest expense | $5,350,000 | 2,196 |
| Salaries and employee benefits | $246,000 | 8,669 |
| Premises and equipment expense | $70,000 | 8,163 |
| Additional noninterest expense | $5,034,000 | 774 |
| Pre-tax net operating income | $2,949,000 | 2,078 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,177,000 | 1,640 |
| Income before extraordinary items | $1,772,000 | 2,596 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,772,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,559,000 | 366 |
| Cash dividends | $10,000,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,772,000 | 2,466 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 3,550 |
| Total interest expense | $398,000 | 6,986 |
| Net interest income | $3,560,000 | 2,728 |
| Provision for loan and lease losses | $1,804,000 | 415 |
| Total noninterest income | $3,465,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,465,000 | 610 |
| Total noninterest expense | $2,530,000 | 3,018 |
| Salaries and employee benefits | $154,000 | 8,780 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $2,328,000 | 1,091 |
| Pre-tax net operating income | $2,691,000 | 1,566 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,077,000 | 1,291 |
| Income before extraordinary items | $1,614,000 | 1,972 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,614,000 | 1,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,771,000 | 361 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,614,000 | 1,861 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 3,569 |
| Total interest expense | $204,000 | 7,023 |
| Net interest income | $1,768,000 | 2,741 |
| Provision for loan and lease losses | $821,000 | 441 |
| Total noninterest income | $1,625,000 | 917 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,625,000 | 625 |
| Total noninterest expense | $1,244,000 | 3,047 |
| Salaries and employee benefits | $71,000 | 8,901 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $1,148,000 | 1,081 |
| Pre-tax net operating income | $1,328,000 | 1,586 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $532,000 | 1,297 |
| Income before extraordinary items | $796,000 | 1,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $796,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $874,000 | 345 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $796,000 | 1,869 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,712,000 | 3,767 |
| Total interest expense | $1,059,000 | 6,775 |
| Net interest income | $6,653,000 | 2,863 |
| Provision for loan and lease losses | $2,506,000 | 625 |
| Total noninterest income | $6,371,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,371,000 | 583 |
| Total noninterest expense | $4,516,000 | 3,211 |
| Salaries and employee benefits | $274,000 | 8,982 |
| Premises and equipment expense | $63,000 | 8,706 |
| Additional noninterest expense | $4,179,000 | 1,169 |
| Pre-tax net operating income | $6,002,000 | 1,401 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,406,000 | 1,113 |
| Income before extraordinary items | $3,596,000 | 1,664 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,596,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,792,000 | 459 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,596,000 | 1,609 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,760,000 | 4,122 |
| Total interest expense | $2,316,000 | 5,638 |
| Net interest income | $5,444,000 | 3,212 |
| Provision for loan and lease losses | $1,953,000 | 728 |
| Total noninterest income | $5,556,000 | 900 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,556,000 | 609 |
| Total noninterest expense | $3,652,000 | 3,696 |
| Salaries and employee benefits | $224,000 | 9,335 |
| Premises and equipment expense | $19,000 | 9,504 |
| Additional noninterest expense | $3,409,000 | 1,377 |
| Pre-tax net operating income | $5,395,000 | 1,356 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,166,000 | 1,096 |
| Income before extraordinary items | $3,229,000 | 1,632 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,229,000 | 1,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,324,000 | 510 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,229,000 | 1,569 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,314,000 | 4,911 |
| Total interest expense | $2,896,000 | 5,058 |
| Net interest income | $3,418,000 | 4,689 |
| Provision for loan and lease losses | $506,000 | 1,848 |
| Total noninterest income | $4,758,000 | 963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,758,000 | 653 |
| Total noninterest expense | $2,962,000 | 4,274 |
| Salaries and employee benefits | $184,000 | 9,666 |
| Premises and equipment expense | $65,000 | 9,086 |
| Additional noninterest expense | $2,713,000 | 1,636 |
| Pre-tax net operating income | $4,708,000 | 1,569 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,897,000 | 1,221 |
| Income before extraordinary items | $2,811,000 | 1,855 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,811,000 | 1,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,540,000 | 556 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,811,000 | 1,855 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 5,581 |
| Total interest expense | $2,094,000 | 5,827 |
| Net interest income | $2,900,000 | 5,297 |
| Provision for loan and lease losses | $718,000 | 1,294 |
| Total noninterest income | $4,183,000 | 1,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,183,000 | 721 |
| Total noninterest expense | $2,490,000 | 4,904 |
| Salaries and employee benefits | $116,000 | 10,117 |
| Premises and equipment expense | $23,000 | 10,054 |
| Additional noninterest expense | $2,351,000 | 1,858 |
| Pre-tax net operating income | $3,875,000 | 1,898 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,508,000 | 1,599 |
| Income before extraordinary items | $2,367,000 | 2,212 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,367,000 | 2,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,167,000 | 644 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,367,000 | 2,182 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 8,368 |
| Total interest expense | $963,000 | 8,520 |
| Net interest income | $1,296,000 | 8,132 |
| Provision for loan and lease losses | $2,303,000 | 527 |
| Total noninterest income | $3,502,000 | 1,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,502,000 | 823 |
| Total noninterest expense | $1,898,000 | 5,800 |
| Salaries and employee benefits | $85,000 | 10,389 |
| Premises and equipment expense | $7,000 | 10,403 |
| Additional noninterest expense | $1,806,000 | 2,309 |
| Pre-tax net operating income | $597,000 | 6,934 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $222,000 | 5,925 |
| Income before extraordinary items | $375,000 | 7,367 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $375,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 1,190 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,625,000 | 296 |
| Net operating income | $375,000 | 7,294 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.