Home > Baytown State Bank > Income and Expense
Baytown State Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 5,749 |
| Total interest expense | $1,714,000 | 6,517 |
| Net interest income | $3,037,000 | 5,119 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $1,625,000 | 2,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,387,000 | 955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,546 |
| Total noninterest expense | $3,207,000 | 3,993 |
| Salaries and employee benefits | $1,590,000 | 4,142 |
| Premises and equipment expense | $414,000 | 4,407 |
| Additional noninterest expense | $1,203,000 | 3,424 |
| Pre-tax net operating income | $1,385,000 | 4,332 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $377,000 | 4,310 |
| Income before extraordinary items | $1,011,000 | 4,401 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,011,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $700,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,008,810 | 4,378 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 5,874 |
| Total interest expense | $1,796,000 | 6,560 |
| Net interest income | $2,956,000 | 5,179 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $1,217,000 | 2,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,016,000 | 1,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 4,938 |
| Total noninterest expense | $2,928,000 | 4,217 |
| Salaries and employee benefits | $1,488,000 | 4,270 |
| Premises and equipment expense | $390,000 | 4,514 |
| Additional noninterest expense | $1,050,000 | 3,784 |
| Pre-tax net operating income | $1,155,000 | 5,000 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $299,000 | 5,175 |
| Income before extraordinary items | $856,000 | 4,979 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $856,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $350,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $856,000 | 4,896 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 6,225 |
| Total interest expense | $1,744,000 | 6,794 |
| Net interest income | $2,761,000 | 5,646 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $1,066,000 | 2,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $921,000 | 1,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,788 |
| Total noninterest expense | $2,738,000 | 4,429 |
| Salaries and employee benefits | $1,388,000 | 4,543 |
| Premises and equipment expense | $343,000 | 4,973 |
| Additional noninterest expense | $1,007,000 | 3,878 |
| Pre-tax net operating income | $1,009,000 | 5,807 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $222,000 | 6,603 |
| Income before extraordinary items | $787,000 | 5,515 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $787,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $315,000 | 4,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $787,000 | 5,466 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 6,607 |
| Total interest expense | $1,657,000 | 7,200 |
| Net interest income | $2,616,000 | 6,020 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $1,085,000 | 2,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $930,000 | 1,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,886 |
| Total noninterest expense | $2,655,000 | 4,773 |
| Salaries and employee benefits | $1,358,000 | 4,697 |
| Premises and equipment expense | $297,000 | 5,639 |
| Additional noninterest expense | $1,000,000 | 4,408 |
| Pre-tax net operating income | $926,000 | 6,001 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $220,000 | 6,838 |
| Income before extraordinary items | $704,000 | 5,746 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $704,000 | 5,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $306,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $705,520 | 5,686 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,842,000 | 7,170 |
| Total interest expense | $1,462,000 | 7,797 |
| Net interest income | $2,380,000 | 6,520 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $1,202,000 | 2,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,051,000 | 1,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,965 |
| Total noninterest expense | $2,444,000 | 5,093 |
| Salaries and employee benefits | $1,247,000 | 5,041 |
| Premises and equipment expense | $286,000 | 5,843 |
| Additional noninterest expense | $911,000 | 4,719 |
| Pre-tax net operating income | $1,058,000 | 5,753 |
| Securities gains (losses) | $-40,000 | 11,046 |
| Applicable income taxes | $248,000 | 6,675 |
| Income before extraordinary items | $770,000 | 5,595 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $770,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,931 |
| Cash dividends | $280,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $800,400 | 5,424 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 7,686 |
| Total interest expense | $1,069,000 | 8,396 |
| Net interest income | $2,191,000 | 7,111 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $1,073,000 | 2,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $899,000 | 1,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,742 |
| Total noninterest expense | $2,455,000 | 5,244 |
| Salaries and employee benefits | $1,223,000 | 5,165 |
| Premises and equipment expense | $304,000 | 5,659 |
| Additional noninterest expense | $928,000 | 5,041 |
| Pre-tax net operating income | $773,000 | 7,021 |
| Securities gains (losses) | $-50,000 | 11,027 |
| Applicable income taxes | $147,000 | 8,368 |
| Income before extraordinary items | $576,000 | 6,718 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $576,000 | 6,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $616,000 | 6,489 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 8,242 |
| Total interest expense | $1,035,000 | 8,944 |
| Net interest income | $2,018,000 | 7,618 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $978,000 | 3,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $822,000 | 1,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $2,389,000 | 5,480 |
| Salaries and employee benefits | $1,180,000 | 5,304 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $907,000 | 5,330 |
| Pre-tax net operating income | $587,000 | 8,028 |
| Securities gains (losses) | $125,000 | 2,199 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $559,000 | 7,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $559,000 | 7,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $280,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $460,250 | 7,632 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 8,531 |
| Total interest expense | $1,354,000 | 9,009 |
| Net interest income | $1,912,000 | 7,995 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $977,000 | 3,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $800,000 | 1,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 6,089 |
| Total noninterest expense | $2,281,000 | 5,733 |
| Salaries and employee benefits | $1,034,000 | 5,855 |
| Premises and equipment expense | $302,000 | 5,941 |
| Additional noninterest expense | $945,000 | 5,296 |
| Pre-tax net operating income | $593,000 | 7,760 |
| Securities gains (losses) | $256,000 | 1,692 |
| Applicable income taxes | $226,000 | 7,072 |
| Income before extraordinary items | $623,000 | 6,412 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $623,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $436,120 | 7,520 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.