Home > Bayside Savings Bank > Assets and Liabilities
Bayside Savings Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 16 | 6,158 |
| Assets and Liabilities | ||
| Total Assets: | $64,344,000 | 6,183 |
| Cash and due from depository institutions | $14,283,000 | 6,158 |
| Interest-bearing balances | $12,640,000 | 2,308 |
| Securities | $3,542,000 | 6,922 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $38,158,000 | 6,117 |
| Loan loss allowance | $850,000 | 5,132 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,832,000 | 2,495 |
| Other real estate owned | $2,166,000 | 6,158 |
| Goodwill and other intangibles | $273,000 | 2,286 |
| All other assets | $1,090,000 | 6,496 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $64,344,000 | 6,183 |
| Total liabilities | $62,854,000 | 5,953 |
| Total deposits | $52,720,000 | 6,205 |
| Interest-bearing deposits | $51,626,000 | 5,891 |
| Deposits held in domestic offices | $52,720,000 | 6,204 |
| % insured | 100.00% | 2 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,455 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $134,000 | 6,988 |
| Total equity capital | $1,490,000 | 7,741 |
| Total bank equity capital | $1,490,000 | 7,741 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,000 | 6,843 |
| Surplus | $20,353,000 | 1,529 |
| Undivided profits | $-18,873,000 | 7,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,768,000 | 2,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $219,000 | 6,970 |
| Earning assets | $54,340,000 | 6,328 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $67,111,000 | 6,060 |
| Average Assets, quarterly | $65,221,000 | 6,143 |
| Volatile liabilities | $29,965,000 | 3,882 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $10,000,000 | 2,343 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $1,051,000 | 7,056 |
| Tier 1 (core) risk-based capital | $1,217,000 | 7,763 |
| Tier 2 risk-based capital | $476,000 | 5,924 |
| Total risk weighted assets | $37,743,000 | 6,323 |
| Total unused commitments | $1,051,000 | 7,060 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 16 | 6,210 |
| Assets and Liabilities | ||
| Total Assets: | $66,098,000 | 6,180 |
| Cash and due from depository institutions | $13,403,000 | 6,210 |
| Interest-bearing balances | $12,081,000 | 2,352 |
| Securities | $3,781,000 | 6,954 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $40,642,000 | 6,058 |
| Loan loss allowance | $748,000 | 5,442 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,858,000 | 2,524 |
| Other real estate owned | $1,937,000 | 6,210 |
| Goodwill and other intangibles | $315,000 | 2,225 |
| All other assets | $1,162,000 | 6,512 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $66,098,000 | 6,180 |
| Total liabilities | $63,580,000 | 6,001 |
| Total deposits | $52,439,000 | 6,281 |
| Interest-bearing deposits | $49,823,000 | 6,032 |
| Deposits held in domestic offices | $52,439,000 | 6,279 |
| % insured | 100.00% | 2 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,987,000 | 2,485 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $154,000 | 6,867 |
| Total equity capital | $2,518,000 | 7,616 |
| Total bank equity capital | $2,518,000 | 7,616 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $10,000 | 6,938 |
| Surplus | $20,353,000 | 1,560 |
| Undivided profits | $-17,845,000 | 7,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,723,000 | 2,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $263,000 | 6,789 |
| Earning assets | $56,504,000 | 6,311 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $68,494,500 | 6,089 |
| Average Assets, quarterly | $68,494,500 | 6,089 |
| Volatile liabilities | $30,497,000 | 3,904 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $10,987,000 | 2,382 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,014,000 | 6,693 |
| Tier 1 (core) risk-based capital | $2,204,000 | 7,676 |
| Tier 2 risk-based capital | $513,000 | 5,817 |
| Total risk weighted assets | $40,810,000 | 6,223 |
| Total unused commitments | $2,014,000 | 6,698 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 16 | 6,273 |
| Assets and Liabilities | ||
| Total Assets: | $70,891,000 | 6,068 |
| Cash and due from depository institutions | $16,431,000 | 6,273 |
| Interest-bearing balances | $15,475,000 | 1,707 |
| Securities | $3,989,000 | 6,938 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $41,809,000 | 6,063 |
| Loan loss allowance | $794,000 | 5,308 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,860,000 | 2,560 |
| Other real estate owned | $2,275,000 | 6,273 |
| Goodwill and other intangibles | $356,000 | 2,168 |
| All other assets | $1,171,000 | 6,599 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $70,891,000 | 6,068 |
| Total liabilities | $69,809,000 | 5,823 |
| Total deposits | $58,688,000 | 6,053 |
| Interest-bearing deposits | $56,036,000 | 5,755 |
| Deposits held in domestic offices | $58,688,000 | 6,053 |
| % insured | 89.63% | 3,864 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,974,000 | 2,628 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $147,000 | 6,954 |
| Total equity capital | $1,082,000 | 7,945 |
| Total bank equity capital | $1,082,000 | 7,944 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $10,000 | 7,004 |
| Surplus | $20,290,000 | 1,561 |
| Undivided profits | $-19,218,000 | 7,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,062,000 | 3,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $257,000 | 6,916 |
| Earning assets | $61,273,000 | 6,162 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $83,093,800 | 5,627 |
| Average Assets, quarterly | $78,479,500 | 5,818 |
| Volatile liabilities | $27,475,000 | 4,169 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $10,974,000 | 2,518 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $2,998,000 | 6,263 |
| Tier 1 (core) risk-based capital | $726,000 | 7,979 |
| Tier 2 risk-based capital | $537,000 | 5,759 |
| Total risk weighted assets | $42,680,000 | 6,194 |
| Total unused commitments | $2,998,000 | 6,265 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 17 | 6,181 |
| Assets and Liabilities | ||
| Total Assets: | $86,068,000 | 5,621 |
| Cash and due from depository institutions | $19,749,000 | 6,181 |
| Interest-bearing balances | $18,717,000 | 1,301 |
| Securities | $4,180,000 | 6,936 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $45,045,000 | 5,941 |
| Loan loss allowance | $1,188,000 | 4,329 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,891,000 | 2,564 |
| Other real estate owned | $2,082,000 | 6,181 |
| Goodwill and other intangibles | $8,839,000 | 602 |
| All other assets | $1,282,000 | 6,048 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $86,068,000 | 5,621 |
| Total liabilities | $73,623,000 | 5,700 |
| Total deposits | $61,529,000 | 5,944 |
| Interest-bearing deposits | $58,274,000 | 5,656 |
| Deposits held in domestic offices | $61,529,000 | 5,943 |
| % insured | 89.64% | 4,068 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $11,959,000 | 2,641 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $135,000 | 7,380 |
| Total equity capital | $12,445,000 | 4,711 |
| Total bank equity capital | $12,445,000 | 4,711 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $10,000 | 7,082 |
| Surplus | $20,290,000 | 1,575 |
| Undivided profits | $-7,855,000 | 7,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,838,000 | 2,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $281,000 | 6,915 |
| Earning assets | $67,942,000 | 5,977 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $86,144,500 | 5,549 |
| Average Assets, quarterly | $85,698,500 | 5,605 |
| Volatile liabilities | $27,950,000 | 4,162 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $11,959,000 | 2,520 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,788,000 | 6,476 |
| Tier 1 (core) risk-based capital | $3,606,000 | 7,408 |
| Tier 2 risk-based capital | $672,000 | 5,257 |
| Total risk weighted assets | $53,196,000 | 5,767 |
| Total unused commitments | $2,788,000 | 6,478 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 17 | 6,236 |
| Assets and Liabilities | ||
| Total Assets: | $85,329,000 | 5,653 |
| Cash and due from depository institutions | $12,294,000 | 6,236 |
| Interest-bearing balances | $11,122,000 | 1,713 |
| Securities | $1,171,000 | 7,602 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $53,535,000 | 5,617 |
| Loan loss allowance | $1,507,000 | 3,698 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,930,000 | 2,586 |
| Other real estate owned | $3,244,000 | 6,236 |
| Goodwill and other intangibles | $8,880,000 | 617 |
| All other assets | $1,275,000 | 6,094 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $85,329,000 | 5,654 |
| Total liabilities | $72,844,000 | 5,746 |
| Total deposits | $60,568,000 | 6,005 |
| Interest-bearing deposits | $57,324,000 | 5,719 |
| Deposits held in domestic offices | $60,568,000 | 6,004 |
| % insured | 68.87% | 6,234 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $11,943,000 | 2,714 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $333,000 | 6,189 |
| Total equity capital | $12,485,000 | 4,675 |
| Total bank equity capital | $12,485,000 | 4,675 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $10,000 | 7,163 |
| Surplus | $19,840,000 | 1,609 |
| Undivided profits | $-7,365,000 | 7,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,574,000 | 2,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $293,000 | 6,822 |
| Earning assets | $65,828,000 | 6,053 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $86,170,000 | 5,580 |
| Average Assets, quarterly | $87,087,000 | 5,572 |
| Volatile liabilities | $24,829,000 | 4,468 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $11,943,000 | 2,595 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,818,000 | 6,600 |
| Tier 1 (core) risk-based capital | $3,605,000 | 7,465 |
| Tier 2 risk-based capital | $766,000 | 4,951 |
| Total risk weighted assets | $60,508,000 | 5,473 |
| Total unused commitments | $2,818,000 | 6,601 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 17 | 6,265 |
| Assets and Liabilities | ||
| Total Assets: | $88,845,000 | 5,552 |
| Cash and due from depository institutions | $12,738,000 | 6,265 |
| Interest-bearing balances | $12,188,000 | 1,410 |
| Securities | $1,368,000 | 7,641 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $55,834,000 | 5,524 |
| Loan loss allowance | $108,000 | 7,907 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,973,000 | 2,586 |
| Other real estate owned | $3,735,000 | 6,265 |
| Goodwill and other intangibles | $8,926,000 | 629 |
| All other assets | $1,271,000 | 6,112 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $88,845,000 | 5,552 |
| Total liabilities | $74,051,000 | 5,710 |
| Total deposits | $61,958,000 | 5,957 |
| Interest-bearing deposits | $58,818,000 | 5,677 |
| Deposits held in domestic offices | $61,958,000 | 5,957 |
| % insured | 65.46% | 6,722 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $11,927,000 | 2,780 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $166,000 | 7,189 |
| Total equity capital | $14,794,000 | 4,185 |
| Total bank equity capital | $14,794,000 | 4,185 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000 | 7,204 |
| Surplus | $19,840,000 | 1,587 |
| Undivided profits | $-5,056,000 | 7,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,047,000 | 2,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $293,000 | 6,852 |
| Earning assets | $69,390,000 | 5,964 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $86,590,500 | 5,584 |
| Average Assets, quarterly | $86,590,500 | 5,584 |
| Volatile liabilities | $24,528,000 | 4,465 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $11,927,000 | 2,665 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $2,477,000 | 6,838 |
| Tier 1 (core) risk-based capital | $5,868,000 | 6,711 |
| Tier 2 risk-based capital | $108,000 | 7,855 |
| Total risk weighted assets | $64,014,000 | 5,364 |
| Total unused commitments | $2,477,000 | 6,838 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 17 | 6,320 |
| Assets and Liabilities | ||
| Total Assets: | $84,336,000 | 5,681 |
| Cash and due from depository institutions | $6,025,000 | 6,320 |
| Interest-bearing balances | $4,094,000 | 2,108 |
| Securities | $1,737,000 | 7,629 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $58,740,000 | 5,436 |
| Loan loss allowance | $1,288,000 | 3,923 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,015,000 | 2,580 |
| Other real estate owned | $2,538,000 | 6,320 |
| Goodwill and other intangibles | $8,972,000 | 640 |
| All other assets | $1,309,000 | 6,123 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $84,336,000 | 5,681 |
| Total liabilities | $69,701,000 | 5,855 |
| Total deposits | $56,667,000 | 6,138 |
| Interest-bearing deposits | $54,239,000 | 5,812 |
| Deposits held in domestic offices | $56,667,000 | 6,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $12,909,000 | 2,845 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $125,000 | 7,567 |
| Total equity capital | $14,635,000 | 4,205 |
| Total bank equity capital | $14,635,000 | 4,205 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000 | 7,249 |
| Surplus | $18,840,000 | 1,628 |
| Undivided profits | $-4,215,000 | 7,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,292,000 | 2,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $309,000 | 6,900 |
| Earning assets | $64,571,000 | 6,110 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $86,641,800 | 5,456 |
| Average Assets, quarterly | $83,680,500 | 5,660 |
| Volatile liabilities | $25,100,000 | 4,360 |
| Insider loans | $1,138,000 | 4,162 |
| FHLB advances | $12,909,000 | 2,738 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $1,855,000 | 7,107 |
| Tier 1 (core) risk-based capital | $5,663,000 | 6,828 |
| Tier 2 risk-based capital | $799,000 | 4,820 |
| Total risk weighted assets | $63,922,000 | 5,379 |
| Total unused commitments | $1,855,000 | 7,110 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 17 | 6,387 |
| Assets and Liabilities | ||
| Total Assets: | $83,025,000 | 5,698 |
| Cash and due from depository institutions | $5,826,000 | 6,387 |
| Interest-bearing balances | $3,924,000 | 1,603 |
| Securities | $1,960,000 | 7,644 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $58,074,000 | 5,462 |
| Loan loss allowance | $1,366,000 | 3,641 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,056,000 | 2,547 |
| Other real estate owned | $1,790,000 | 6,387 |
| Goodwill and other intangibles | $9,018,000 | 677 |
| All other assets | $1,301,000 | 6,222 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $83,025,000 | 5,698 |
| Total liabilities | $68,008,000 | 5,873 |
| Total deposits | $54,935,000 | 6,180 |
| Interest-bearing deposits | $52,274,000 | 5,883 |
| Deposits held in domestic offices | $54,935,000 | 6,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $12,891,000 | 2,839 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $182,000 | 7,296 |
| Total equity capital | $15,017,000 | 4,175 |
| Total bank equity capital | $15,017,000 | 4,175 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $10,000 | 7,312 |
| Surplus | $18,840,000 | 1,609 |
| Undivided profits | $-3,833,000 | 8,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,047,000 | 1,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $300,000 | 7,073 |
| Earning assets | $63,958,000 | 6,123 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $87,218,250 | 5,463 |
| Average Assets, quarterly | $85,165,000 | 5,599 |
| Volatile liabilities | $25,063,000 | 4,258 |
| Insider loans | $1,160,000 | 4,146 |
| FHLB advances | $12,891,000 | 2,733 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $2,897,000 | 6,754 |
| Tier 1 (core) risk-based capital | $5,999,000 | 6,780 |
| Tier 2 risk-based capital | $793,000 | 4,773 |
| Total risk weighted assets | $63,424,000 | 5,409 |
| Total unused commitments | $2,897,000 | 6,756 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 17 | 6,462 |
| Assets and Liabilities | ||
| Total Assets: | $87,305,000 | 5,559 |
| Cash and due from depository institutions | $5,694,000 | 6,462 |
| Interest-bearing balances | $2,901,000 | 1,817 |
| Securities | $4,218,000 | 7,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $61,158,000 | 5,296 |
| Loan loss allowance | $1,268,000 | 3,746 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,102,000 | 2,527 |
| Other real estate owned | $749,000 | 6,462 |
| Goodwill and other intangibles | $9,063,000 | 683 |
| All other assets | $1,321,000 | 6,142 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $87,305,000 | 5,559 |
| Total liabilities | $71,552,000 | 5,775 |
| Total deposits | $56,545,000 | 6,135 |
| Interest-bearing deposits | $53,440,000 | 5,833 |
| Deposits held in domestic offices | $56,545,000 | 6,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $14,873,000 | 2,578 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $134,000 | 7,698 |
| Total equity capital | $15,753,000 | 4,028 |
| Total bank equity capital | $15,753,000 | 4,028 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,000 | 7,374 |
| Surplus | $18,840,000 | 1,590 |
| Undivided profits | $-3,097,000 | 8,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,471,000 | 1,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $345,000 | 6,777 |
| Earning assets | $68,277,000 | 5,999 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $88,616,000 | 5,453 |
| Average Assets, quarterly | $86,796,500 | 5,542 |
| Volatile liabilities | $27,842,000 | 3,971 |
| Insider loans | $1,360,000 | 3,881 |
| FHLB advances | $14,873,000 | 2,480 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $3,660,000 | 6,519 |
| Tier 1 (core) risk-based capital | $6,690,000 | 6,564 |
| Tier 2 risk-based capital | $813,000 | 4,712 |
| Total risk weighted assets | $65,070,000 | 5,342 |
| Total unused commitments | $3,660,000 | 6,519 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 17 | 6,481 |
| Assets and Liabilities | ||
| Total Assets: | $86,288,000 | 5,569 |
| Cash and due from depository institutions | $3,971,000 | 6,481 |
| Interest-bearing balances | $2,098,000 | 2,300 |
| Securities | $2,981,000 | 7,488 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $62,939,000 | 5,171 |
| Loan loss allowance | $648,000 | 5,413 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,148,000 | 2,475 |
| Other real estate owned | $749,000 | 6,481 |
| Goodwill and other intangibles | $9,115,000 | 704 |
| All other assets | $1,385,000 | 5,952 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $86,288,000 | 5,569 |
| Total liabilities | $69,902,000 | 5,812 |
| Total deposits | $56,908,000 | 6,121 |
| Interest-bearing deposits | $53,966,000 | 5,837 |
| Deposits held in domestic offices | $56,908,000 | 6,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $12,855,000 | 2,563 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $139,000 | 7,769 |
| Total equity capital | $16,386,000 | 3,978 |
| Total bank equity capital | $16,386,000 | 3,978 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,000 | 7,407 |
| Surplus | $18,840,000 | 1,576 |
| Undivided profits | $-2,464,000 | 8,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,063,000 | 2,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $438,000 | 6,194 |
| Earning assets | $68,018,000 | 5,997 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $89,271,500 | 5,450 |
| Average Assets, quarterly | $89,271,500 | 5,450 |
| Volatile liabilities | $26,713,000 | 4,053 |
| Insider loans | $1,969,000 | 3,128 |
| FHLB advances | $12,855,000 | 2,470 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $3,785,000 | 6,529 |
| Tier 1 (core) risk-based capital | $7,271,000 | 6,364 |
| Tier 2 risk-based capital | $648,000 | 5,193 |
| Total risk weighted assets | $68,462,000 | 5,140 |
| Total unused commitments | $3,785,000 | 6,530 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 17 | 6,485 |
| Assets and Liabilities | ||
| Total Assets: | $92,255,000 | 5,355 |
| Cash and due from depository institutions | $11,827,000 | 6,485 |
| Interest-bearing balances | $9,707,000 | 619 |
| Securities | $3,384,000 | 7,479 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $60,664,000 | 5,251 |
| Loan loss allowance | $618,000 | 5,524 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,194,000 | 2,442 |
| Other real estate owned | $650,000 | 6,485 |
| Goodwill and other intangibles | $9,167,000 | 689 |
| All other assets | $1,369,000 | 6,029 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $92,255,000 | 5,355 |
| Total liabilities | $73,343,000 | 5,650 |
| Total deposits | $60,402,000 | 5,945 |
| Interest-bearing deposits | $58,076,000 | 5,576 |
| Deposits held in domestic offices | $60,402,000 | 5,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,834,000 | 2,414 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $107,000 | 8,027 |
| Total equity capital | $18,912,000 | 3,473 |
| Total bank equity capital | $18,912,000 | 3,473 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000 | 7,455 |
| Surplus | $18,840,000 | 1,554 |
| Undivided profits | $62,000 | 7,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 5,768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $417,000 | 6,511 |
| Earning assets | $73,755,000 | 5,741 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $91,007,800 | 5,265 |
| Average Assets, quarterly | $91,714,500 | 5,337 |
| Volatile liabilities | $26,709,000 | 4,039 |
| Insider loans | $1,974,000 | 3,078 |
| FHLB advances | $12,834,000 | 2,306 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $1,767,000 | 7,346 |
| Tier 1 (core) risk-based capital | $9,746,000 | 5,459 |
| Tier 2 risk-based capital | $618,000 | 5,323 |
| Total risk weighted assets | $66,519,000 | 5,208 |
| Total unused commitments | $1,767,000 | 7,347 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 17 | 6,509 |
| Assets and Liabilities | ||
| Total Assets: | $91,174,000 | 5,359 |
| Cash and due from depository institutions | $8,669,000 | 6,509 |
| Interest-bearing balances | $6,268,000 | 836 |
| Securities | $4,119,000 | 7,336 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $62,721,000 | 5,139 |
| Loan loss allowance | $465,000 | 6,199 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,241,000 | 2,378 |
| Other real estate owned | $0 | 6,509 |
| Goodwill and other intangibles | $9,015,000 | 675 |
| All other assets | $1,409,000 | 6,060 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $91,174,000 | 5,359 |
| Total liabilities | $75,716,000 | 5,518 |
| Total deposits | $61,750,000 | 5,867 |
| Interest-bearing deposits | $58,630,000 | 5,535 |
| Deposits held in domestic offices | $61,750,000 | 5,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,802,000 | 2,196 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $164,000 | 7,754 |
| Total equity capital | $15,458,000 | 4,075 |
| Total bank equity capital | $15,458,000 | 4,075 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000 | 7,470 |
| Surplus | $18,840,000 | 1,520 |
| Undivided profits | $-3,392,000 | 8,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,244,000 | 2,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $427,000 | 6,716 |
| Earning assets | $73,108,000 | 5,747 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $90,696,000 | 5,276 |
| Average Assets, quarterly | $96,823,000 | 5,131 |
| Volatile liabilities | $27,761,000 | 3,950 |
| Insider loans | $1,781,000 | 3,237 |
| FHLB advances | $13,802,000 | 2,095 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $2,337,000 | 7,075 |
| Tier 1 (core) risk-based capital | $6,443,000 | 6,684 |
| Tier 2 risk-based capital | $465,000 | 6,006 |
| Total risk weighted assets | $66,845,000 | 5,174 |
| Total unused commitments | $2,337,000 | 7,078 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 17 | 6,558 |
| Assets and Liabilities | ||
| Total Assets: | $102,472,000 | 4,968 |
| Cash and due from depository institutions | $19,540,000 | 6,558 |
| Interest-bearing balances | $15,361,000 | 411 |
| Securities | $4,207,000 | 7,362 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $62,951,000 | 5,117 |
| Loan loss allowance | $435,000 | 6,372 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,288,000 | 2,349 |
| Other real estate owned | $0 | 6,558 |
| Goodwill and other intangibles | $9,068,000 | 682 |
| All other assets | $1,418,000 | 5,998 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $102,472,000 | 4,968 |
| Total liabilities | $83,581,000 | 5,218 |
| Total deposits | $69,688,000 | 5,550 |
| Interest-bearing deposits | $65,222,000 | 5,231 |
| Deposits held in domestic offices | $69,688,000 | 5,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,769,000 | 2,125 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $124,000 | 7,963 |
| Total equity capital | $18,891,000 | 3,395 |
| Total bank equity capital | $18,891,000 | 3,395 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000 | 7,519 |
| Surplus | $18,840,000 | 1,520 |
| Undivided profits | $41,000 | 7,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $447,000 | 6,411 |
| Earning assets | $82,519,000 | 5,389 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $90,536,670 | 5,327 |
| Average Assets, quarterly | $94,021,500 | 5,220 |
| Volatile liabilities | $26,564,000 | 4,002 |
| Insider loans | $1,790,000 | 3,206 |
| FHLB advances | $13,769,000 | 2,013 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $2,860,000 | 6,913 |
| Tier 1 (core) risk-based capital | $9,823,000 | 5,405 |
| Tier 2 risk-based capital | $435,000 | 6,167 |
| Total risk weighted assets | $69,503,000 | 5,038 |
| Total unused commitments | $2,860,000 | 6,915 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 17 | 6,556 |
| Assets and Liabilities | ||
| Total Assets: | $85,571,000 | 5,558 |
| Cash and due from depository institutions | $11,248,000 | 6,556 |
| Interest-bearing balances | $9,386,000 | 681 |
| Securities | $4,359,000 | 7,376 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $65,300,000 | 4,980 |
| Loan loss allowance | $405,000 | 6,539 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,238,000 | 3,400 |
| Other real estate owned | $0 | 6,556 |
| Goodwill and other intangibles | $3,000 | 3,289 |
| All other assets | $1,423,000 | 5,907 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $85,571,000 | 5,558 |
| Total liabilities | $77,667,000 | 5,469 |
| Total deposits | $63,561,000 | 5,828 |
| Interest-bearing deposits | $60,541,000 | 5,471 |
| Deposits held in domestic offices | $63,561,000 | 5,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $14,000,000 | 2,026 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $106,000 | 8,090 |
| Total equity capital | $7,904,000 | 6,144 |
| Total bank equity capital | $7,904,000 | 6,144 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000 | 7,546 |
| Surplus | $6,825,000 | 3,276 |
| Undivided profits | $1,069,000 | 6,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $440,000 | 6,329 |
| Earning assets | $79,045,000 | 5,533 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $84,569,000 | 5,561 |
| Average Assets, quarterly | $84,569,000 | 5,561 |
| Volatile liabilities | $31,076,000 | 3,561 |
| Insider loans | $2,392,000 | 2,664 |
| FHLB advances | $14,000,000 | 1,930 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $2,851,000 | 6,969 |
| Tier 1 (core) risk-based capital | $7,901,000 | 6,064 |
| Tier 2 risk-based capital | $405,000 | 6,331 |
| Total risk weighted assets | $57,543,000 | 5,512 |
| Total unused commitments | $2,851,000 | 6,970 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 18 | 6,407 |
| Assets and Liabilities | ||
| Total Assets: | $83,567,000 | 5,588 |
| Cash and due from depository institutions | $7,456,000 | 6,407 |
| Interest-bearing balances | $5,000,000 | 1,081 |
| Securities | $4,685,000 | 7,336 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $66,729,000 | 4,915 |
| Loan loss allowance | $388,000 | 6,660 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,275,000 | 3,348 |
| Other real estate owned | $0 | 6,407 |
| Goodwill and other intangibles | $2,000 | 3,288 |
| All other assets | $1,420,000 | 5,988 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $83,567,000 | 5,588 |
| Total liabilities | $75,050,000 | 5,565 |
| Total deposits | $60,962,000 | 5,911 |
| Interest-bearing deposits | $57,450,000 | 5,589 |
| Deposits held in domestic offices | $60,962,000 | 5,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,000,000 | 2,102 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $88,000 | 8,212 |
| Total equity capital | $8,517,000 | 5,872 |
| Total bank equity capital | $8,517,000 | 5,872 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,000 | 7,584 |
| Surplus | $6,725,000 | 3,266 |
| Undivided profits | $1,782,000 | 6,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $446,000 | 6,426 |
| Earning assets | $76,414,000 | 5,600 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $83,346,800 | 5,465 |
| Average Assets, quarterly | $83,802,000 | 5,545 |
| Volatile liabilities | $41,599,000 | 3,017 |
| Insider loans | $2,243,000 | 2,770 |
| FHLB advances | $14,000,000 | 1,999 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $3,327,000 | 6,677 |
| Tier 1 (core) risk-based capital | $8,515,000 | 5,802 |
| Tier 2 risk-based capital | $388,000 | 6,447 |
| Total risk weighted assets | $58,487,000 | 5,441 |
| Total unused commitments | $3,327,000 | 6,679 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 18 | 6,462 |
| Assets and Liabilities | ||
| Total Assets: | $84,037,000 | 5,551 |
| Cash and due from depository institutions | $7,857,000 | 6,462 |
| Interest-bearing balances | $4,700,000 | 1,026 |
| Securities | $4,769,000 | 7,395 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $66,660,000 | 4,913 |
| Loan loss allowance | $358,000 | 6,842 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,317,000 | 3,289 |
| Other real estate owned | $0 | 6,462 |
| Goodwill and other intangibles | $4,000 | 3,291 |
| All other assets | $1,430,000 | 5,996 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $84,037,000 | 5,551 |
| Total liabilities | $76,162,000 | 5,479 |
| Total deposits | $61,956,000 | 5,845 |
| Interest-bearing deposits | $57,091,000 | 5,563 |
| Deposits held in domestic offices | $61,956,000 | 5,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $14,000,000 | 2,186 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $206,000 | 7,368 |
| Total equity capital | $7,875,000 | 6,109 |
| Total bank equity capital | $7,875,000 | 6,109 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,643 |
| Surplus | $6,325,000 | 3,357 |
| Undivided profits | $1,540,000 | 6,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $421,000 | 6,608 |
| Earning assets | $76,129,000 | 5,582 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $83,291,750 | 5,485 |
| Average Assets, quarterly | $85,741,000 | 5,460 |
| Volatile liabilities | $44,288,000 | 2,872 |
| Insider loans | $2,019,000 | 2,931 |
| FHLB advances | $14,000,000 | 2,078 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $4,571,000 | 6,209 |
| Tier 1 (core) risk-based capital | $7,871,000 | 6,064 |
| Tier 2 risk-based capital | $358,000 | 6,625 |
| Total risk weighted assets | $58,838,000 | 5,425 |
| Total unused commitments | $4,571,000 | 6,210 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 14 | 7,105 |
| Assets and Liabilities | ||
| Total Assets: | $87,445,000 | 5,427 |
| Cash and due from depository institutions | $10,510,000 | 7,105 |
| Interest-bearing balances | $6,721,000 | 784 |
| Securities | $4,183,000 | 7,565 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $68,120,000 | 4,822 |
| Loan loss allowance | $328,000 | 6,994 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,230,000 | 3,320 |
| Other real estate owned | $0 | 7,105 |
| Goodwill and other intangibles | $7,000 | 3,267 |
| All other assets | $1,395,000 | 5,987 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $87,445,000 | 5,427 |
| Total liabilities | $80,012,000 | 5,342 |
| Total deposits | $65,852,000 | 5,666 |
| Interest-bearing deposits | $61,111,000 | 5,330 |
| Deposits held in domestic offices | $65,852,000 | 5,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $14,000,000 | 2,219 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $160,000 | 7,536 |
| Total equity capital | $7,433,000 | 6,166 |
| Total bank equity capital | $7,433,000 | 6,166 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,000 | 7,673 |
| Surplus | $6,175,000 | 3,356 |
| Undivided profits | $1,248,000 | 6,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $423,000 | 6,337 |
| Earning assets | $79,024,000 | 5,451 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $83,043,330 | 5,524 |
| Average Assets, quarterly | $85,021,500 | 5,483 |
| Volatile liabilities | $48,658,000 | 2,641 |
| Insider loans | $2,066,000 | 2,849 |
| FHLB advances | $14,000,000 | 2,106 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,269,000 | 6,061 |
| Tier 1 (core) risk-based capital | $7,426,000 | 6,199 |
| Tier 2 risk-based capital | $328,000 | 6,791 |
| Total risk weighted assets | $60,004,000 | 5,341 |
| Total unused commitments | $5,269,000 | 6,061 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 16 | 6,778 |
| Assets and Liabilities | ||
| Total Assets: | $82,598,000 | 5,586 |
| Cash and due from depository institutions | $7,977,000 | 6,778 |
| Interest-bearing balances | $4,517,000 | 1,191 |
| Securities | $3,268,000 | 7,847 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $66,787,000 | 4,819 |
| Loan loss allowance | $298,000 | 7,183 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,278,000 | 3,240 |
| Other real estate owned | $0 | 6,778 |
| Goodwill and other intangibles | $10,000 | 3,231 |
| All other assets | $1,278,000 | 6,097 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $82,598,000 | 5,586 |
| Total liabilities | $75,487,000 | 5,495 |
| Total deposits | $63,363,000 | 5,787 |
| Interest-bearing deposits | $59,877,000 | 5,393 |
| Deposits held in domestic offices | $63,363,000 | 5,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,000,000 | 2,307 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $124,000 | 7,780 |
| Total equity capital | $7,111,000 | 6,278 |
| Total bank equity capital | $7,111,000 | 6,278 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,689 |
| Surplus | $6,175,000 | 3,290 |
| Undivided profits | $926,000 | 7,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $404,000 | 6,305 |
| Earning assets | $74,572,000 | 5,620 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $80,842,500 | 5,611 |
| Average Assets, quarterly | $80,842,500 | 5,611 |
| Volatile liabilities | $44,952,000 | 2,697 |
| Insider loans | $2,015,000 | 2,833 |
| FHLB advances | $12,000,000 | 2,198 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $4,590,000 | 6,261 |
| Tier 1 (core) risk-based capital | $7,101,000 | 6,260 |
| Tier 2 risk-based capital | $298,000 | 6,978 |
| Total risk weighted assets | $58,626,000 | 5,362 |
| Total unused commitments | $4,590,000 | 6,262 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 16 | 6,800 |
| Assets and Liabilities | ||
| Total Assets: | $79,087,000 | 5,712 |
| Cash and due from depository institutions | $6,619,000 | 6,800 |
| Interest-bearing balances | $5,004,000 | 1,093 |
| Securities | $3,331,000 | 7,871 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $64,650,000 | 4,905 |
| Loan loss allowance | $268,000 | 7,405 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,329,000 | 3,166 |
| Other real estate owned | $0 | 6,800 |
| Goodwill and other intangibles | $13,000 | 3,210 |
| All other assets | $1,145,000 | 6,384 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $79,087,000 | 5,712 |
| Total liabilities | $71,934,000 | 5,632 |
| Total deposits | $60,860,000 | 5,890 |
| Interest-bearing deposits | $57,099,000 | 5,509 |
| Deposits held in domestic offices | $60,860,000 | 5,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000,000 | 2,501 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $74,000 | 8,265 |
| Total equity capital | $7,153,000 | 6,260 |
| Total bank equity capital | $7,153,000 | 6,260 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,000 | 7,727 |
| Surplus | $6,125,000 | 3,263 |
| Undivided profits | $1,018,000 | 7,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $372,000 | 6,604 |
| Earning assets | $72,985,000 | 5,687 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $71,982,200 | 5,850 |
| Average Assets, quarterly | $80,321,000 | 5,620 |
| Volatile liabilities | $46,395,000 | 2,599 |
| Insider loans | $1,491,000 | 3,390 |
| FHLB advances | $11,000,000 | 2,366 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,760,000 | 5,809 |
| Tier 1 (core) risk-based capital | $7,140,000 | 6,238 |
| Tier 2 risk-based capital | $268,000 | 7,204 |
| Total risk weighted assets | $56,715,000 | 5,445 |
| Total unused commitments | $5,760,000 | 5,809 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 15 | 7,017 |
| Assets and Liabilities | ||
| Total Assets: | $81,555,000 | 5,573 |
| Cash and due from depository institutions | $12,104,000 | 7,017 |
| Interest-bearing balances | $8,035,000 | 720 |
| Securities | $3,419,000 | 7,876 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $61,647,000 | 5,021 |
| Loan loss allowance | $238,000 | 7,616 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,357,000 | 3,107 |
| Other real estate owned | $0 | 7,017 |
| Goodwill and other intangibles | $15,000 | 3,188 |
| All other assets | $1,013,000 | 6,663 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $81,555,000 | 5,573 |
| Total liabilities | $74,755,000 | 5,483 |
| Total deposits | $65,631,000 | 5,621 |
| Interest-bearing deposits | $59,851,000 | 5,343 |
| Deposits held in domestic offices | $65,631,000 | 5,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $9,000,000 | 2,849 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $124,000 | 7,903 |
| Total equity capital | $6,800,000 | 6,420 |
| Total bank equity capital | $6,800,000 | 6,420 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,752 |
| Surplus | $6,125,000 | 3,214 |
| Undivided profits | $665,000 | 7,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $332,000 | 6,939 |
| Earning assets | $73,101,000 | 5,641 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $70,206,000 | 5,938 |
| Average Assets, quarterly | $80,087,000 | 5,591 |
| Volatile liabilities | $54,096,000 | 2,241 |
| Insider loans | $1,407,000 | 3,467 |
| FHLB advances | $9,000,000 | 2,713 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,900,000 | 6,024 |
| Tier 1 (core) risk-based capital | $6,785,000 | 6,365 |
| Tier 2 risk-based capital | $238,000 | 7,428 |
| Total risk weighted assets | $54,230,000 | 5,561 |
| Total unused commitments | $4,900,000 | 6,026 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 14 | 7,190 |
| Assets and Liabilities | ||
| Total Assets: | $78,619,000 | 5,621 |
| Cash and due from depository institutions | $13,000,000 | 7,190 |
| Interest-bearing balances | $8,335,000 | 646 |
| Securities | $3,530,000 | 7,888 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $57,455,000 | 5,150 |
| Loan loss allowance | $219,000 | 7,750 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,352,000 | 3,055 |
| Other real estate owned | $0 | 7,190 |
| Goodwill and other intangibles | $18,000 | 3,166 |
| All other assets | $1,264,000 | 5,996 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $78,619,000 | 5,621 |
| Total liabilities | $72,317,000 | 5,513 |
| Total deposits | $63,223,000 | 5,695 |
| Interest-bearing deposits | $57,465,000 | 5,448 |
| Deposits held in domestic offices | $63,223,000 | 5,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,808 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $94,000 | 8,093 |
| Total equity capital | $6,302,000 | 6,590 |
| Total bank equity capital | $6,302,000 | 6,590 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,756 |
| Surplus | $5,975,000 | 3,232 |
| Undivided profits | $317,000 | 7,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $296,000 | 6,994 |
| Earning assets | $69,320,000 | 5,764 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $66,423,000 | 6,097 |
| Average Assets, quarterly | $71,823,000 | 5,875 |
| Volatile liabilities | $51,774,000 | 2,222 |
| Insider loans | $1,488,000 | 3,341 |
| FHLB advances | $9,000,000 | 2,681 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,330,000 | 3,162 |
| Tier 1 (core) risk-based capital | $6,284,000 | 6,534 |
| Tier 2 risk-based capital | $219,000 | 7,587 |
| Total risk weighted assets | $51,723,000 | 5,607 |
| Total unused commitments | $20,330,000 | 3,163 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 11 | 7,740 |
| Assets and Liabilities | ||
| Total Assets: | $65,027,000 | 6,226 |
| Cash and due from depository institutions | $11,144,000 | 7,740 |
| Interest-bearing balances | $10,721,000 | 524 |
| Securities | $4,136,000 | 7,810 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $46,540,000 | 5,684 |
| Loan loss allowance | $189,000 | 7,995 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,414,000 | 3,856 |
| Other real estate owned | $0 | 7,740 |
| Goodwill and other intangibles | $20,000 | 3,150 |
| All other assets | $773,000 | 7,095 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $65,027,000 | 6,226 |
| Total liabilities | $59,126,000 | 6,163 |
| Total deposits | $53,041,000 | 6,257 |
| Interest-bearing deposits | $47,201,000 | 6,089 |
| Deposits held in domestic offices | $53,041,000 | 6,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,249 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $85,000 | 8,152 |
| Total equity capital | $5,901,000 | 6,757 |
| Total bank equity capital | $5,901,000 | 6,757 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,819 |
| Surplus | $5,925,000 | 3,214 |
| Undivided profits | $-34,000 | 8,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $239,000 | 7,439 |
| Earning assets | $61,397,000 | 6,154 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $60,325,000 | 6,438 |
| Average Assets, quarterly | $60,325,000 | 6,438 |
| Volatile liabilities | $41,853,000 | 2,515 |
| Insider loans | $1,419,000 | 3,433 |
| FHLB advances | $6,000,000 | 3,109 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,929,000 | 5,365 |
| Tier 1 (core) risk-based capital | $5,881,000 | 6,738 |
| Tier 2 risk-based capital | $189,000 | 7,861 |
| Total risk weighted assets | $42,637,000 | 6,142 |
| Total unused commitments | $6,929,000 | 5,366 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 10 | 7,943 |
| Assets and Liabilities | ||
| Total Assets: | $55,623,000 | 6,687 |
| Cash and due from depository institutions | $10,815,000 | 7,943 |
| Interest-bearing balances | $9,897,000 | 580 |
| Securities | $4,217,000 | 7,845 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $38,270,000 | 6,243 |
| Loan loss allowance | $159,000 | 8,196 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,788,000 | 4,572 |
| Other real estate owned | $0 | 7,943 |
| Goodwill and other intangibles | $17,000 | 3,158 |
| All other assets | $516,000 | 7,839 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $55,623,000 | 6,687 |
| Total liabilities | $49,998,000 | 6,638 |
| Total deposits | $46,956,000 | 6,624 |
| Interest-bearing deposits | $42,212,000 | 6,412 |
| Deposits held in domestic offices | $46,956,000 | 6,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,000,000 | 4,157 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $42,000 | 8,635 |
| Total equity capital | $5,625,000 | 6,920 |
| Total bank equity capital | $5,625,000 | 6,920 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,861 |
| Surplus | $5,925,000 | 3,165 |
| Undivided profits | $-310,000 | 8,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $186,000 | 7,909 |
| Earning assets | $52,384,000 | 6,614 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $36,062,200 | 7,613 |
| Average Assets, quarterly | $52,254,000 | 6,820 |
| Volatile liabilities | $36,301,000 | 2,764 |
| Insider loans | $2,486,000 | 2,340 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $5,032,000 | 5,896 |
| Tier 1 (core) risk-based capital | $5,608,000 | 6,846 |
| Tier 2 risk-based capital | $159,000 | 8,101 |
| Total risk weighted assets | $35,454,000 | 6,621 |
| Total unused commitments | $5,032,000 | 5,897 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 10 | 7,973 |
| Assets and Liabilities | ||
| Total Assets: | $48,885,000 | 7,017 |
| Cash and due from depository institutions | $13,716,000 | 7,973 |
| Interest-bearing balances | $10,280,000 | 589 |
| Securities | $4,009,000 | 7,918 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $29,517,000 | 6,855 |
| Loan loss allowance | $130,000 | 8,413 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,289,000 | 5,328 |
| Other real estate owned | $0 | 7,973 |
| Goodwill and other intangibles | $20,000 | 3,093 |
| All other assets | $334,000 | 8,421 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $48,885,000 | 7,017 |
| Total liabilities | $43,428,000 | 6,989 |
| Total deposits | $43,384,000 | 6,793 |
| Interest-bearing deposits | $35,961,000 | 6,840 |
| Deposits held in domestic offices | $43,384,000 | 6,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $44,000 | 8,734 |
| Total equity capital | $5,457,000 | 7,018 |
| Total bank equity capital | $5,457,000 | 7,018 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,000 | 7,904 |
| Surplus | $5,925,000 | 3,123 |
| Undivided profits | $-478,000 | 8,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $143,000 | 8,342 |
| Earning assets | $43,806,000 | 7,067 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $31,172,000 | 7,917 |
| Average Assets, quarterly | $42,368,500 | 7,321 |
| Volatile liabilities | $33,355,000 | 2,867 |
| Insider loans | $2,839,000 | 2,048 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,786,000 | 5,581 |
| Tier 1 (core) risk-based capital | $5,437,000 | 6,917 |
| Tier 2 risk-based capital | $130,000 | 8,338 |
| Total risk weighted assets | $28,406,000 | 7,144 |
| Total unused commitments | $5,786,000 | 5,587 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 10 | 8,014 |
| Assets and Liabilities | ||
| Total Assets: | $35,852,000 | 7,745 |
| Cash and due from depository institutions | $9,325,000 | 8,014 |
| Interest-bearing balances | $6,296,000 | 963 |
| Securities | $3,588,000 | 8,087 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $22,068,000 | 7,436 |
| Loan loss allowance | $99,000 | 8,637 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $560,000 | 6,944 |
| Other real estate owned | $0 | 8,014 |
| Goodwill and other intangibles | $22,000 | 3,091 |
| All other assets | $289,000 | 8,570 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $35,852,000 | 7,745 |
| Total liabilities | $30,540,000 | 7,798 |
| Total deposits | $30,507,000 | 7,664 |
| Interest-bearing deposits | $26,946,000 | 7,553 |
| Deposits held in domestic offices | $30,507,000 | 7,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $33,000 | 8,845 |
| Total equity capital | $5,312,000 | 7,010 |
| Total bank equity capital | $5,312,000 | 7,010 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,000 | 7,957 |
| Surplus | $5,925,000 | 3,080 |
| Undivided profits | $-623,000 | 8,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $100,000 | 8,618 |
| Earning assets | $31,952,000 | 7,776 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $25,267,670 | 8,303 |
| Average Assets, quarterly | $29,653,500 | 8,064 |
| Volatile liabilities | $21,275,000 | 3,867 |
| Insider loans | $2,002,000 | 2,674 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,673,000 | 5,283 |
| Tier 1 (core) risk-based capital | $5,290,000 | 6,964 |
| Tier 2 risk-based capital | $99,000 | 8,585 |
| Total risk weighted assets | $21,387,000 | 7,735 |
| Total unused commitments | $6,673,000 | 5,286 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 9 | 8,203 |
| Assets and Liabilities | ||
| Total Assets: | $23,455,000 | 8,463 |
| Cash and due from depository institutions | $5,381,000 | 8,203 |
| Interest-bearing balances | $3,198,000 | 1,788 |
| Securities | $3,649,000 | 8,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $13,615,000 | 8,202 |
| Loan loss allowance | $64,000 | 8,813 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $496,000 | 7,119 |
| Other real estate owned | $0 | 8,203 |
| Goodwill and other intangibles | $25,000 | 3,066 |
| All other assets | $289,000 | 8,540 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $23,455,000 | 8,463 |
| Total liabilities | $18,182,000 | 8,571 |
| Total deposits | $18,148,000 | 8,501 |
| Interest-bearing deposits | $14,910,000 | 8,504 |
| Deposits held in domestic offices | $18,148,000 | 8,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $34,000 | 8,905 |
| Total equity capital | $5,273,000 | 7,113 |
| Total bank equity capital | $5,273,000 | 7,113 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,000 | 7,982 |
| Surplus | $5,925,000 | 3,043 |
| Undivided profits | $-662,000 | 8,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $75,000 | 8,768 |
| Earning assets | $20,462,000 | 8,504 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $19,975,500 | 8,638 |
| Average Assets, quarterly | $19,975,500 | 8,638 |
| Volatile liabilities | $12,178,000 | 5,199 |
| Insider loans | $732,000 | 4,701 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,087,000 | 5,477 |
| Tier 1 (core) risk-based capital | $5,255,000 | 6,972 |
| Tier 2 risk-based capital | $64,000 | 8,796 |
| Total risk weighted assets | $13,862,000 | 8,382 |
| Total unused commitments | $6,087,000 | 5,488 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 9 | 8,271 |
| Assets and Liabilities | ||
| Total Assets: | $16,496,000 | 8,844 |
| Cash and due from depository institutions | $5,952,000 | 8,271 |
| Interest-bearing balances | $3,095,000 | 1,703 |
| Securities | $3,646,000 | 8,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $6,505,000 | 8,853 |
| Loan loss allowance | $31,000 | 9,014 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $177,000 | 8,330 |
| Other real estate owned | $0 | 8,271 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $216,000 | 8,841 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,496,000 | 8,844 |
| Total liabilities | $11,129,000 | 8,952 |
| Total deposits | $11,098,000 | 8,917 |
| Interest-bearing deposits | $11,098,000 | 8,771 |
| Deposits held in domestic offices | $11,098,000 | 8,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $31,000 | 8,994 |
| Total equity capital | $5,367,000 | 7,040 |
| Total bank equity capital | $5,367,000 | 7,040 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000 | 8,040 |
| Surplus | $5,925,000 | 3,006 |
| Undivided profits | $-568,000 | 8,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $30,000 | 9,032 |
| Earning assets | $13,246,000 | 8,891 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $16,496,000 | 8,821 |
| Average Assets, quarterly | $16,496,000 | 8,833 |
| Volatile liabilities | $8,454,000 | 6,130 |
| Insider loans | $38,000 | 7,844 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $3,174,000 | 6,647 |
| Tier 1 (core) risk-based capital | $5,367,000 | 6,893 |
| Tier 2 risk-based capital | $31,000 | 9,015 |
| Total risk weighted assets | $7,258,000 | 8,921 |
| Total unused commitments | $3,174,000 | 6,649 |
| Derivatives | $0 | 665 |