Bayshore National Bank of La Porte, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$24,388,0001,430
Total interest expense$10,567,0001,618
Net interest income$13,821,0001,262
Provision for loan and lease losses$1,141,000960
Total noninterest income$4,438,0001,010
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,407,000552
Trading account gains and fees$0180
Additional Noninterest Income$2,031,0001,118
Total noninterest expense$12,502,0001,114
Salaries and employee benefits$6,553,0001,075
Premises and equipment expense$1,913,0001,048
Additional noninterest expense$4,036,0001,140
Pre-tax net operating income$4,616,0001,598
Securities gains (losses)$01,956
Applicable income taxes$1,417,0001,584
Income before extraordinary items$3,199,0001,640
Extraordinary gains, net$038
Net income$3,199,0001,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,003,000747
Cash dividends$600,0003,185
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,199,0001,634
1999-12-31 (YTD Data)Rank
Total interest income$21,218,0001,547
Total interest expense$8,236,0001,805
Net interest income$12,982,0001,348
Provision for loan and lease losses$588,0001,555
Total noninterest income$3,743,0001,142
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,824,000479
Trading account gains and fees$0173
Additional Noninterest Income$919,0001,979
Total noninterest expense$11,742,0001,178
Salaries and employee benefits$6,193,0001,110
Premises and equipment expense$1,832,0001,096
Additional noninterest expense$3,717,0001,238
Pre-tax net operating income$4,395,0001,714
Securities gains (losses)$40,0001,069
Applicable income taxes$1,507,0001,600
Income before extraordinary items$2,928,0001,818
Extraordinary gains, net$035
Net income$2,928,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,0001,137
Cash dividends$800,0002,646
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,901,6001,805
1998-12-31 (YTD Data)Rank
Total interest income$19,724,0001,649
Total interest expense$7,405,0002,055
Net interest income$12,319,0001,372
Provision for loan and lease losses$480,0001,770
Total noninterest income$4,007,0001,085
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,823,000465
Trading account gains and fees$0224
Additional Noninterest Income$1,184,0001,641
Total noninterest expense$11,759,0001,121
Salaries and employee benefits$6,248,0001,045
Premises and equipment expense$1,790,0001,075
Additional noninterest expense$3,721,0001,202
Pre-tax net operating income$4,087,0001,783
Securities gains (losses)$49,0001,746
Applicable income taxes$1,426,0001,712
Income before extraordinary items$2,710,0001,928
Extraordinary gains, net$032
Net income$2,710,0001,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$535,0001,200
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,677,6601,884
1997-12-31 (YTD Data)Rank
Total interest income$14,086,0002,317
Total interest expense$5,801,0002,573
Net interest income$8,285,0002,097
Provision for loan and lease losses$456,0001,912
Total noninterest income$2,641,0001,420
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,820,000699
Trading account gains and fees$0239
Additional Noninterest Income$821,0001,998
Total noninterest expense$7,707,0001,692
Salaries and employee benefits$3,958,0001,661
Premises and equipment expense$1,230,0001,580
Additional noninterest expense$2,519,0001,684
Pre-tax net operating income$2,763,0002,684
Securities gains (losses)$12,0002,240
Applicable income taxes$901,0002,656
Income before extraordinary items$1,874,0002,734
Extraordinary gains, net$044
Net income$1,874,0002,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,0001,462
Cash dividends$7,900,000442
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,865,8402,688
1996-12-31 (YTD Data)Rank
Total interest income$12,924,0002,588
Total interest expense$5,443,0002,799
Net interest income$7,481,0002,402
Provision for loan and lease losses$510,0001,704
Total noninterest income$2,064,0001,793
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,579,000842
Trading account gains and fees$0262
Additional Noninterest Income$485,0002,989
Total noninterest expense$6,954,0002,012
Salaries and employee benefits$3,225,0002,064
Premises and equipment expense$1,132,0001,779
Additional noninterest expense$2,597,0001,955
Pre-tax net operating income$2,081,0003,306
Securities gains (losses)$58,0001,248
Applicable income taxes$630,0003,441
Income before extraordinary items$1,509,0003,171
Extraordinary gains, net$053
Net income$1,509,0003,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0002,260
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,467,8203,221
1995-12-31 (YTD Data)Rank
Total interest income$11,403,0002,922
Total interest expense$5,391,0002,837
Net interest income$6,012,0002,965
Provision for loan and lease losses$150,0003,621
Total noninterest income$1,922,0001,904
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,516,000878
Trading account gains and fees$0522
Additional Noninterest Income$406,0003,287
Total noninterest expense$5,933,0002,299
Salaries and employee benefits$2,721,0002,454
Premises and equipment expense$1,029,0001,975
Additional noninterest expense$2,183,0002,234
Pre-tax net operating income$1,851,0003,733
Securities gains (losses)$23,0001,804
Applicable income taxes$586,0003,722
Income before extraordinary items$1,288,0003,713
Extraordinary gains, net$065
Net income$1,288,0003,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,540
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,272,1303,730
1994-12-31 (YTD Data)Rank
Total interest income$9,721,0003,109
Total interest expense$4,283,0002,861
Net interest income$5,438,0003,296
Provision for loan and lease losses$75,0005,153
Total noninterest income$1,946,0001,867
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,348,000980
Trading account gains and fees$0475
Additional Noninterest Income$598,0002,583
Total noninterest expense$5,694,0002,466
Salaries and employee benefits$2,520,0002,644
Premises and equipment expense$1,008,0002,019
Additional noninterest expense$2,166,0002,418
Pre-tax net operating income$1,615,0004,137
Securities gains (losses)$-15,00010,127
Applicable income taxes$494,0004,087
Income before extraordinary items$1,106,0004,156
Extraordinary gains, net$0249
Net income$1,106,0004,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,592
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,116,3504,157
1993-12-31 (YTD Data)Rank
Total interest income$10,062,0003,066
Total interest expense$4,090,0003,104
Net interest income$5,972,0003,040
Provision for loan and lease losses$400,0002,455
Total noninterest income$1,921,0002,033
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,272,0001,040
Trading account gains and fees$0532
Additional Noninterest Income$649,0002,736
Total noninterest expense$5,662,0002,531
Salaries and employee benefits$2,437,0002,716
Premises and equipment expense$830,0002,464
Additional noninterest expense$2,395,0002,331
Pre-tax net operating income$1,831,0003,613
Securities gains (losses)$2,0006,773
Applicable income taxes$623,0003,475
Income before extraordinary items$1,210,0003,989
Extraordinary gains, net$356,000610
Net income$1,566,0003,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0002,300
Cash dividends$445,0003,419
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,208,6803,789
1992-12-31 (YTD Data)Rank
Total interest income$10,783,0003,243
Total interest expense$4,806,0003,432
Net interest income$5,977,0003,060
Provision for loan and lease losses$575,0002,705
Total noninterest income$1,675,0002,196
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,157,0001,143
Trading account gains and fees$0504
Additional Noninterest Income$518,0003,116
Total noninterest expense$5,369,0002,686
Salaries and employee benefits$2,123,0003,043
Premises and equipment expense$735,0002,805
Additional noninterest expense$2,511,0002,310
Pre-tax net operating income$1,708,0003,603
Securities gains (losses)$6,0006,913
Applicable income taxes$012,680
Income before extraordinary items$1,714,0002,681
Extraordinary gains, net$01,422
Net income$1,714,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$437,0002,682
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,708,0002,495

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.