Home > Bayoulands Bank > Income and Expense
Bayoulands Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 10,007 |
| Total interest expense | $656,000 | 10,327 |
| Net interest income | $1,235,000 | 9,655 |
| Provision for loan and lease losses | $57,000 | 5,874 |
| Total noninterest income | $273,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $1,165,000 | 8,746 |
| Salaries and employee benefits | $536,000 | 9,069 |
| Premises and equipment expense | $196,000 | 7,517 |
| Additional noninterest expense | $433,000 | 8,496 |
| Pre-tax net operating income | $286,000 | 10,231 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $103,000 | 9,288 |
| Income before extraordinary items | $190,000 | 10,401 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $190,000 | 10,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $45,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $185,450 | 10,481 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 10,440 |
| Total interest expense | $700,000 | 10,586 |
| Net interest income | $1,175,000 | 10,147 |
| Provision for loan and lease losses | $68,000 | 6,717 |
| Total noninterest income | $300,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,578 |
| Total noninterest expense | $1,096,000 | 9,334 |
| Salaries and employee benefits | $465,000 | 9,989 |
| Premises and equipment expense | $158,000 | 8,699 |
| Additional noninterest expense | $473,000 | 8,493 |
| Pre-tax net operating income | $311,000 | 10,148 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $93,000 | 9,919 |
| Income before extraordinary items | $218,000 | 10,441 |
| Extraordinary gains, net | $154,000 | 1,206 |
| Net income | $372,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 4,097 |
| Cash dividends | $21,000 | 8,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $218,000 | 10,193 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 11,114 |
| Total interest expense | $937,000 | 10,679 |
| Net interest income | $955,000 | 11,277 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $262,000 | 8,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $937,000 | 10,271 |
| Salaries and employee benefits | $428,000 | 10,543 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $355,000 | 10,133 |
| Pre-tax net operating income | $190,000 | 11,165 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $130,000 | 11,542 |
| Extraordinary gains, net | $56,000 | 959 |
| Net income | $186,000 | 10,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 5,971 |
| Cash dividends | $15,000 | 8,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $132,800 | 11,188 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.