Home > BayBank FSB > Loan Charge- Offs and Recoveries
BayBank FSB, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $540,000 | 1,671 |
| Loans secured by real estate, total | $395,000 | 822 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $395,000 | 821 |
| Construction and land development | $8,000 | 715 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $387,000 | 422 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $53,000 | 3,395 |
| Loans to individuals | $92,000 | 2,452 |
| Credit card loan charge offs | $6,000 | 2,487 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $86,000 | 2,240 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $828,000 | 550 |
| Loans secured by real estate, total | $724,000 | 235 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $724,000 | 234 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $184,000 | 233 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $540,000 | 180 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $84,000 | 1,331 |
| Loans to individuals | $20,000 | 3,278 |
| Credit card loan recoveries | $1,000 | 2,129 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $19,000 | 3,107 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-288,000 | 11,895 |
| Loans secured by real estate, total | $-329,000 | 11,888 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-329,000 | 11,918 |
| Construction and land development | $8,000 | 627 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $203,000 | 539 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-540,000 | 11,913 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-31,000 | 11,036 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $72,000 | 2,196 |
| Credit card loan net charge offs | $5,000 | 2,403 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $67,000 | 1,950 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,565,000 | 635 |
| Loans secured by real estate, total | $1,831,000 | 355 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,831,000 | 355 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,056,000 | 210 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $775,000 | 336 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $448,000 | 764 |
| Loans to individuals | $286,000 | 1,043 |
| Credit card loan charge offs | $6,000 | 2,374 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $280,000 | 833 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $346,000 | 1,115 |
| Loans secured by real estate, total | $246,000 | 532 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $246,000 | 531 |
| Construction and land development | $64,000 | 256 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $40,000 | 867 |
| Secured by multifamily residential properties | $4,000 | 403 |
| Secured by nonfarm nonresidential properties | $138,000 | 454 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $19,000 | 4,100 |
| Loans to individuals | $81,000 | 1,285 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $80,000 | 1,154 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,219,000 | 524 |
| Loans secured by real estate, total | $1,585,000 | 320 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,585,000 | 320 |
| Construction and land development | $-64,000 | 12,457 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,016,000 | 179 |
| Secured by multifamily residential properties | $-4,000 | 12,407 |
| Secured by nonfarm nonresidential properties | $637,000 | 314 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $429,000 | 544 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $205,000 | 968 |
| Credit card loan net charge offs | $5,000 | 2,259 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $200,000 | 725 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,560,000 | 613 |
| Loans secured by real estate, total | $2,257,000 | 425 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,257,000 | 424 |
| Construction and land development | $354,000 | 349 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,617,000 | 174 |
| Secured by multifamily residential properties | $281,000 | 249 |
| Secured by nonfarm nonresidential properties | $5,000 | 2,878 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $547,000 | 918 |
| Loans to individuals | $756,000 | 635 |
| Credit card loan charge offs | $11,000 | 2,047 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $745,000 | 455 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $901,000 | 608 |
| Loans secured by real estate, total | $708,000 | 274 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $708,000 | 274 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $93,000 | 449 |
| Secured by multifamily residential properties | $47,000 | 200 |
| Secured by nonfarm nonresidential properties | $568,000 | 181 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $98,000 | 1,530 |
| Loans to individuals | $95,000 | 1,256 |
| Credit card loan recoveries | $11,000 | 952 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $84,000 | 1,210 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,659,000 | 610 |
| Loans secured by real estate, total | $1,549,000 | 464 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,549,000 | 463 |
| Construction and land development | $354,000 | 316 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,524,000 | 170 |
| Secured by multifamily residential properties | $234,000 | 241 |
| Secured by nonfarm nonresidential properties | $-563,000 | 13,260 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $449,000 | 814 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $661,000 | 529 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $661,000 | 342 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,896,000 | 608 |
| Loans secured by real estate, total | $3,693,000 | 351 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,693,000 | 350 |
| Construction and land development | $43,000 | 1,076 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $2,792,000 | 113 |
| Secured by multifamily residential properties | $659,000 | 185 |
| Secured by nonfarm nonresidential properties | $199,000 | 1,230 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $669,000 | 1,077 |
| Loans to individuals | $534,000 | 954 |
| Credit card loan charge offs | $17,000 | 1,871 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $517,000 | 749 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $448,000 | 992 |
| Loans secured by real estate, total | $143,000 | 775 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $143,000 | 773 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $143,000 | 296 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $212,000 | 832 |
| Loans to individuals | $93,000 | 1,337 |
| Credit card loan recoveries | $6,000 | 1,271 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $87,000 | 1,252 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,448,000 | 572 |
| Loans secured by real estate, total | $3,550,000 | 346 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,550,000 | 344 |
| Construction and land development | $43,000 | 1,012 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $2,649,000 | 104 |
| Secured by multifamily residential properties | $659,000 | 180 |
| Secured by nonfarm nonresidential properties | $199,000 | 1,134 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $457,000 | 1,247 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $441,000 | 877 |
| Credit card loan net charge offs | $11,000 | 2,037 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $430,000 | 644 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.