Home > BayBank FSB > Net charge- offs to loans
BayBank FSB, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0627% | 10,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0800% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0712% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7860% | 1,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0668% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5593% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1023% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3718% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6938% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6331% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5094% | 195 |
| Percentage Net Loans Charged-off:Construction & development | -0.9269% | 1,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0786% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0170% | 1,307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4583% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1403% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5121% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6736% | 125 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2083% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8925% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7873% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5116% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 5.6895% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1606% | 1,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0759% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6735% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9493% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6238% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0515% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1851% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3175% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1542% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 0.5465% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5698% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0216% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0903% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8967% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1246% | 60 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7127% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6778% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6184% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |