Home > BayBank FSB > Assets and Liabilities
BayBank FSB, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 146 | 1,308 |
| Assets and Liabilities | ||
| Total Assets: | $668,023,000 | 781 |
| Cash and due from depository institutions | $13,412,000 | 1,308 |
| Interest-bearing balances | $1,000 | 6,796 |
| Securities | $81,590,000 | 1,551 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $513,394,000 | 668 |
| Loan loss allowance | $8,017,000 | 646 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,830,000 | 759 |
| Other real estate owned | $292,000 | 1,308 |
| Goodwill and other intangibles | $40,819,000 | 153 |
| All other assets | $8,686,000 | 1,058 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $668,023,000 | 781 |
| Total liabilities | $579,017,000 | 816 |
| Total deposits | $518,533,000 | 785 |
| Interest-bearing deposits | $484,958,000 | 731 |
| Deposits held in domestic offices | $518,533,000 | 777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $44,742,000 | 577 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $15,742,000 | 512 |
| Total equity capital | $89,006,000 | 581 |
| Total bank equity capital | $89,006,000 | 581 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $90,544,000 | 301 |
| Undivided profits | $-1,539,000 | 11,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,731,000 | 516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,484,000 | 673 |
| Earning assets | $594,985,000 | 800 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $633,697,400 | 793 |
| Average Assets, quarterly | $663,140,500 | 779 |
| Volatile liabilities | $90,027,000 | 879 |
| Insider loans | $77,000 | 9,489 |
| FHLB advances | $18,703,000 | 315 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $90,471,000 | 730 |
| Tier 1 (core) risk-based capital | $48,055,000 | 924 |
| Tier 2 risk-based capital | $4,777,000 | 762 |
| Total risk weighted assets | $420,361,000 | 768 |
| Total unused commitments | $90,471,000 | 735 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 218 | 902 |
| Assets and Liabilities | ||
| Total Assets: | $513,760,000 | 936 |
| Cash and due from depository institutions | $17,139,000 | 902 |
| Interest-bearing balances | $275,000 | 4,155 |
| Securities | $116,232,000 | 1,121 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 6,596 |
| Net loans & leases | $357,977,000 | 848 |
| Loan loss allowance | $6,323,000 | 772 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,718,000 | 1,086 |
| Other real estate owned | $892,000 | 902 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $14,252,000 | 761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $513,760,000 | 936 |
| Total liabilities | $471,971,000 | 931 |
| Total deposits | $430,935,000 | 902 |
| Interest-bearing deposits | $402,999,000 | 846 |
| Deposits held in domestic offices | $430,935,000 | 890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,053,000 | 1,978 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $34,024,000 | 680 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,959,000 | 1,321 |
| Total equity capital | $41,789,000 | 1,006 |
| Total bank equity capital | $41,789,000 | 1,006 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $34,618,000 | 559 |
| Undivided profits | $7,170,000 | 3,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,897,000 | 954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,100,000 | 941 |
| Earning assets | $475,034,000 | 923 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $509,006,600 | 911 |
| Average Assets, quarterly | $510,745,500 | 928 |
| Volatile liabilities | $75,443,000 | 961 |
| Insider loans | $239,000 | 7,751 |
| FHLB advances | $32,647,000 | 264 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $39,435,000 | 1,169 |
| Tier 1 (core) risk-based capital | $41,789,000 | 997 |
| Tier 2 risk-based capital | $4,168,000 | 823 |
| Total risk weighted assets | $331,813,000 | 881 |
| Total unused commitments | $39,435,000 | 1,176 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 211 | 983 |
| Assets and Liabilities | ||
| Total Assets: | $512,746,000 | 943 |
| Cash and due from depository institutions | $10,356,000 | 983 |
| Interest-bearing balances | $241,000 | 5,369 |
| Securities | $136,465,000 | 1,009 |
| Federal funds sold & reverse repurchase agreements | $8,040,000 | 1,722 |
| Net loans & leases | $336,072,000 | 878 |
| Loan loss allowance | $6,942,000 | 776 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,368,000 | 1,363 |
| Other real estate owned | $2,321,000 | 983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $14,124,000 | 742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $512,747,000 | 943 |
| Total liabilities | $471,391,000 | 944 |
| Total deposits | $429,185,000 | 930 |
| Interest-bearing deposits | $409,616,000 | 862 |
| Deposits held in domestic offices | $429,185,000 | 919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,288,000 | 2,569 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $37,485,000 | 556 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,433,000 | 1,216 |
| Total equity capital | $41,356,000 | 1,008 |
| Total bank equity capital | $41,356,000 | 1,008 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $34,619,000 | 537 |
| Undivided profits | $6,737,000 | 3,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,171,000 | 951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,890,000 | 918 |
| Earning assets | $480,818,000 | 924 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $502,180,600 | 940 |
| Average Assets, quarterly | $509,930,000 | 938 |
| Volatile liabilities | $72,946,000 | 935 |
| Insider loans | $278,000 | 7,469 |
| FHLB advances | $35,219,000 | 225 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $38,115,000 | 1,204 |
| Tier 1 (core) risk-based capital | $40,819,000 | 987 |
| Tier 2 risk-based capital | $4,178,000 | 833 |
| Total risk weighted assets | $331,591,000 | 883 |
| Total unused commitments | $38,115,000 | 1,224 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 200 | 1,067 |
| Assets and Liabilities | ||
| Total Assets: | $493,178,000 | 1,005 |
| Cash and due from depository institutions | $18,455,000 | 1,067 |
| Interest-bearing balances | $7,842,000 | 957 |
| Securities | $119,673,000 | 1,134 |
| Federal funds sold & reverse repurchase agreements | $6,745,000 | 2,465 |
| Net loans & leases | $327,670,000 | 913 |
| Loan loss allowance | $7,650,000 | 738 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,213,000 | 1,391 |
| Other real estate owned | $5,727,000 | 1,067 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $9,695,000 | 1,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $493,178,000 | 1,005 |
| Total liabilities | $456,956,000 | 1,006 |
| Total deposits | $438,301,000 | 968 |
| Interest-bearing deposits | $425,072,000 | 896 |
| Deposits held in domestic offices | $438,301,000 | 958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,960,000 | 2,073 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $14,219,000 | 817 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,476,000 | 1,576 |
| Total equity capital | $36,222,000 | 1,080 |
| Total bank equity capital | $36,222,000 | 1,080 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $34,619,000 | 532 |
| Undivided profits | $1,603,000 | 8,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,441,000 | 658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,877,000 | 1,029 |
| Earning assets | $461,930,000 | 976 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $502,391,400 | 979 |
| Average Assets, quarterly | $491,830,000 | 1,006 |
| Volatile liabilities | $44,403,000 | 1,284 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $14,219,000 | 343 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $37,311,000 | 1,155 |
| Tier 1 (core) risk-based capital | $36,222,000 | 1,050 |
| Tier 2 risk-based capital | $3,911,000 | 894 |
| Total risk weighted assets | $309,394,000 | 973 |
| Total unused commitments | $37,311,000 | 1,170 |
| Derivatives | $0 | 651 |