Home > BayBank Connecticut > Income and Expense
BayBank Connecticut, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,137,000 | 4,147 |
| Total interest expense | $2,863,000 | 4,132 |
| Net interest income | $4,274,000 | 4,111 |
| Provision for loan and lease losses | $450,000 | 1,666 |
| Total noninterest income | $715,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $391,000 | 3,442 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $324,000 | 3,889 |
| Total noninterest expense | $2,805,000 | 4,672 |
| Salaries and employee benefits | $424,000 | 10,064 |
| Premises and equipment expense | $961,000 | 2,106 |
| Additional noninterest expense | $1,420,000 | 3,484 |
| Pre-tax net operating income | $1,734,000 | 3,889 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $710,000 | 3,054 |
| Income before extraordinary items | $1,024,000 | 4,452 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,024,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,252,000 | 760 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,024,000 | 4,495 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 4,076 |
| Total interest expense | $2,831,000 | 4,333 |
| Net interest income | $4,600,000 | 3,848 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $706,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $294,000 | 4,503 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $412,000 | 3,685 |
| Total noninterest expense | $4,717,000 | 2,997 |
| Salaries and employee benefits | $486,000 | 9,810 |
| Premises and equipment expense | $933,000 | 2,200 |
| Additional noninterest expense | $3,298,000 | 1,770 |
| Pre-tax net operating income | $589,000 | 8,017 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $366,000 | 5,329 |
| Income before extraordinary items | $223,000 | 10,370 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $223,000 | 10,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,705,000 | 795 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $223,000 | 10,132 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,562,000 | 4,034 |
| Total interest expense | $3,328,000 | 4,743 |
| Net interest income | $5,234,000 | 3,480 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $998,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $432,000 | 3,240 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $566,000 | 2,945 |
| Total noninterest expense | $6,021,000 | 2,414 |
| Salaries and employee benefits | $713,000 | 7,889 |
| Premises and equipment expense | $1,217,000 | 1,738 |
| Additional noninterest expense | $4,091,000 | 1,567 |
| Pre-tax net operating income | $211,000 | 10,964 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $477,000 | 4,154 |
| Income before extraordinary items | $-251,000 | 13,221 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-251,000 | 13,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,619,000 | 1,136 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-260,600 | 13,109 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.