Home > BayBank Boston > Income and Expense
BayBank Boston, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $53,060,000 | 666 |
| Total interest expense | $13,867,000 | 965 |
| Net interest income | $39,193,000 | 536 |
| Provision for loan and lease losses | $3,110,000 | 420 |
| Total noninterest income | $48,676,000 | 229 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $12,125,000 | 194 |
| Trading account gains and fees | $4,254,000 | 55 |
| Additional Noninterest Income | $32,297,000 | 209 |
| Total noninterest expense | $67,295,000 | 323 |
| Salaries and employee benefits | $23,332,000 | 351 |
| Premises and equipment expense | $9,805,000 | 303 |
| Additional noninterest expense | $34,158,000 | 300 |
| Pre-tax net operating income | $17,464,000 | 502 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $7,295,000 | 432 |
| Income before extraordinary items | $10,169,000 | 544 |
| Extraordinary gains, net | $-7,000 | 12,497 |
| Net income | $10,162,000 | 544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,901,000 | 298 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $10,169,000 | 553 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $45,254,000 | 754 |
| Total interest expense | $11,911,000 | 1,135 |
| Net interest income | $33,343,000 | 609 |
| Provision for loan and lease losses | $5,000,000 | 433 |
| Total noninterest income | $40,518,000 | 245 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $9,537,000 | 218 |
| Trading account gains and fees | $1,941,000 | 107 |
| Additional Noninterest Income | $29,040,000 | 200 |
| Total noninterest expense | $57,823,000 | 361 |
| Salaries and employee benefits | $18,108,000 | 424 |
| Premises and equipment expense | $8,482,000 | 331 |
| Additional noninterest expense | $31,233,000 | 343 |
| Pre-tax net operating income | $11,038,000 | 655 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $4,426,000 | 591 |
| Income before extraordinary items | $6,614,000 | 789 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,614,000 | 820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,693,000 | 370 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,612,720 | 742 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $49,687,000 | 788 |
| Total interest expense | $17,092,000 | 1,056 |
| Net interest income | $32,595,000 | 630 |
| Provision for loan and lease losses | $14,812,000 | 270 |
| Total noninterest income | $35,945,000 | 261 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $8,260,000 | 234 |
| Trading account gains and fees | $2,063,000 | 105 |
| Additional Noninterest Income | $25,622,000 | 225 |
| Total noninterest expense | $52,811,000 | 389 |
| Salaries and employee benefits | $16,558,000 | 448 |
| Premises and equipment expense | $8,928,000 | 322 |
| Additional noninterest expense | $27,325,000 | 376 |
| Pre-tax net operating income | $917,000 | 6,005 |
| Securities gains (losses) | $4,792,000 | 216 |
| Applicable income taxes | $2,198,000 | 1,038 |
| Income before extraordinary items | $3,511,000 | 1,329 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,511,000 | 1,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,149,000 | 264 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $444,120 | 7,436 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.