| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6094% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2995% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 0.1524% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7632% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3147% | 1,404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1124% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0921% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0683% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5614% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2481% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0797% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3994% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2242% | 291 |
| Percentage Net Loans Charged-off:Construction & development | -2.8486% | 1,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3741% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.5244% | 1,451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2255% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0647% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3008% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0349% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9365% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4648% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1167% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7517% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9793% | 96 |
| Percentage Net Loans Charged-off:Construction & development | -0.5998% | 1,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1215% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5617% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3857% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1698% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5097% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0626% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9087% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1454% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0494% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9127% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9950% | 175 |
| Percentage Net Loans Charged-off:Construction & development | -2.4804% | 1,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8104% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9248% | 1,422 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6567% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2944% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8533% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4121% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1949% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0607% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0254% | 1,135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9469% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6319% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 4.8662% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5790% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8281% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9048% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7137% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0119% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4930% | 187 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7342% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7240% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7804% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
