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BayBank, Assets and Liabilities

1996-12-31Rank
# of Employees:4,65647
Assets and Liabilities
Total Assets:$11,430,769,00079
Cash and due from depository institutions$1,066,563,00047
Interest-bearing balances$06,640
Securities$1,553,694,000111
Federal funds sold & reverse repurchase agreements$704,700,00043
Net loans & leases$7,547,845,00083
Loan loss allowance$121,134,00091
Trading account assets$30,673,00065
Bank premises and fixed assets$194,471,00050
Other real estate owned$9,353,00047
Goodwill and other intangibles$4,574,000571
All other assets$318,896,00084
Life insurance assets$01
Total liabilities and capital$11,430,769,00079
Total liabilities$10,609,234,00079
Total deposits$9,488,718,00058
Interest-bearing deposits$7,148,819,00064
Deposits held in domestic offices$9,488,718,00052
% insured0.00%1
Federal funds purchased & repurchase agreements$640,908,000126
Trading liabilities$097
Other borrowed funds$135,472,000324
Subordinated debt$0298
All other liabilities$344,136,00060
Total equity capital$821,535,00090
Total bank equity capital$821,535,00090
Perpetual preferred stock$0250
Common stock$50,000,00091
Surplus$405,254,00082
Undivided profits$366,281,000101
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$81,696,00082
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$124,000854
Income earned, not collected on loans$32,492,000131
Earning assets$9,836,912,00084
Long-term assets (5+ years)$842,944,000143
Average Assets, year-to-date$11,110,140,80075
Average Assets, quarterly$11,424,989,50076
Volatile liabilities$980,834,000204
Insider loans$1,405,0002,808
FHLB advances$0882
Loans and leases held for sale$2,569,000465
Unused loan commitments$3,429,700,000117
Tier 1 (core) risk-based capital$810,350,00079
Tier 2 risk-based capital$88,041,280133
Total risk weighted assets$7,010,209,78099
Total unused commitments$3,429,700,000117
Derivatives$22,950,000369
1995-12-31Rank
# of Employees:5,55940
Assets and Liabilities
Total Assets:$11,128,430,00077
Cash and due from depository institutions$1,003,198,00040
Interest-bearing balances$100,089,00060
Securities$2,347,045,00075
Federal funds sold & reverse repurchase agreements$97,000,000221
Net loans & leases$7,189,151,00077
Loan loss allowance$143,601,00074
Trading account assets$50,755,00057
Bank premises and fixed assets$200,137,00043
Other real estate owned$17,097,00040
Goodwill and other intangibles$7,006,000432
All other assets$217,041,000109
Life insurance assets$01
Total liabilities and capital$11,128,430,00077
Total liabilities$10,394,368,00075
Total deposits$9,581,051,00053
Interest-bearing deposits$7,225,726,00058
Deposits held in domestic offices$9,515,196,00049
% insured0.00%1
Federal funds purchased & repurchase agreements$655,487,000133
Trading liabilities$0110
Other borrowed funds$59,261,000509
Subordinated debt$0337
All other liabilities$98,569,000161
Total equity capital$734,062,00095
Total bank equity capital$734,062,00095
Perpetual preferred stock$0288
Common stock$50,000,00094
Surplus$396,369,00077
Undivided profits$287,693,000119
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$91,250,00073
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,160,000118
Income earned, not collected on loans$59,689,00064
Earning assets$9,784,040,00081
Long-term assets (5+ years)$782,459,000151
Average Assets, year-to-date$10,906,007,80070
Average Assets, quarterly$11,008,316,50077
Volatile liabilities$1,017,918,000194
Insider loans$9,569,000462
FHLB advances$0855
Loans and leases held for sale$57,853,00083
Unused loan commitments$3,512,894,000111
Tier 1 (core) risk-based capital$712,031,00086
Tier 2 risk-based capital$91,889,880128
Total risk weighted assets$7,299,479,08092
Total unused commitments$3,512,894,000111
Derivatives$279,013,000203
1994-12-31Rank
# of Employees:2,92992
Assets and Liabilities
Total Assets:$9,706,767,00080
Cash and due from depository institutions$686,523,00092
Interest-bearing balances$89,0005,856
Securities$2,700,253,00060
Federal funds sold & reverse repurchase agreements$110,400,000171
Net loans & leases$5,835,017,00086
Loan loss allowance$124,113,00082
Trading account assets$23,455,00074
Bank premises and fixed assets$109,664,00090
Other real estate owned$61,962,00092
Goodwill and other intangibles$2,704,000668
All other assets$176,789,000133
Life insurance assets$01
Total liabilities and capital$9,706,767,00080
Total liabilities$9,105,652,00075
Total deposits$8,196,191,00059
Interest-bearing deposits$6,228,074,00064
Deposits held in domestic offices$8,196,191,00053
% insured0.00%1
Federal funds purchased & repurchase agreements$806,992,000108
Trading liabilities$087
Other borrowed funds$5,457,0001,672
Subordinated debt$46,500,000110
All other liabilities$50,512,000231
Total equity capital$601,115,000102
Total bank equity capital$601,115,000102
Perpetual preferred stock$0310
Common stock$31,772,000145
Surplus$335,013,00088
Undivided profits$234,330,000120
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$81,779,00078
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,485,00088
Income earned, not collected on loans$37,063,00090
Earning assets$8,669,214,00079
Long-term assets (5+ years)$438,978,000227
Average Assets, year-to-date$9,451,046,40074
Average Assets, quarterly$9,625,625,00076
Volatile liabilities$966,703,000205
Insider loans$7,921,000551
FHLB advances$0993
Loans and leases held for sale$4,571,000287
Unused loan commitments$2,780,094,000115
Tier 1 (core) risk-based capital$598,419,00097
Tier 2 risk-based capital$96,583,810113
Total risk weighted assets$6,192,575,91094
Total unused commitments$2,780,094,000115
Derivatives$27,548,000424
1993-12-31Rank
# of Employees:2,99589
Assets and Liabilities
Total Assets:$9,185,149,00073
Cash and due from depository institutions$663,784,00089
Interest-bearing balances$114,189,00073
Securities$2,113,212,00077
Federal funds sold & reverse repurchase agreements$445,000,00061
Net loans & leases$5,569,191,00074
Loan loss allowance$146,181,00073
Trading account assets$12,698,000112
Bank premises and fixed assets$110,262,00088
Other real estate owned$104,287,00089
Goodwill and other intangibles$2,658,000605
All other assets$164,057,000132
Life insurance assets$01
Total liabilities and capital$9,185,149,00073
Total liabilities$8,642,800,00071
Total deposits$8,079,410,00054
Interest-bearing deposits$6,200,007,00055
Deposits held in domestic offices$8,079,410,00050
% insured0.00%1
Federal funds purchased & repurchase agreements$466,405,000133
Trading liabilities$01
Other borrowed funds$8,364,0001,181
Subordinated debt$46,500,000101
All other liabilities$42,121,000251
Total equity capital$542,349,000111
Total bank equity capital$542,349,000111
Perpetual preferred stock$0343
Common stock$31,772,000138
Surplus$335,009,00082
Undivided profits$175,568,000160
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$142,201,00061
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$230,000540
Income earned, not collected on loans$29,802,00087
Earning assets$8,254,290,00074
Long-term assets (5+ years)$404,985,000219
Average Assets, year-to-date$8,818,457,20074
Average Assets, quarterly$8,879,736,50077
Volatile liabilities$539,062,000270
Insider loans$8,239,000506
FHLB advances$0821
Loans and leases held for sale$138,376,00063
Unused loan commitments$2,512,863,000104
Tier 1 (core) risk-based capital$539,691,000100
Tier 2 risk-based capital$103,806,690101
Total risk weighted assets$6,002,261,09083
Total unused commitments$2,512,863,000104
Derivatives$155,920,000220
1992-12-31Rank
# of Employees:3,06884
Assets and Liabilities
Total Assets:$8,910,851,00073
Cash and due from depository institutions$1,246,816,00084
Interest-bearing balances$675,278,00035
Securities$1,526,353,000101
Federal funds sold & reverse repurchase agreements$200,000,000140
Net loans & leases$5,419,089,00065
Loan loss allowance$164,988,00063
Trading account assets$63,488,00048
Bank premises and fixed assets$116,502,00077
Other real estate owned$177,130,00084
Goodwill and other intangibles$2,901,000585
All other assets$158,572,000143
Life insurance assets$01
Total liabilities and capital$8,910,851,00073
Total liabilities$8,428,429,00072
Total deposits$8,270,707,00050
Interest-bearing deposits$6,506,943,00051
Deposits held in domestic offices$8,270,707,00045
% insured0.00%1
Federal funds purchased & repurchase agreements$44,996,000456
Trading liabilities$01
Other borrowed funds$10,302,000927
Subordinated debt$46,500,00089
All other liabilities$55,924,000200
Total equity capital$482,422,000104
Total bank equity capital$482,422,000104
Perpetual preferred stock$0346
Common stock$31,772,000132
Surplus$315,009,00073
Undivided profits$135,641,000171
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$240,969,00047
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$44,519,00055
Earning assets$7,884,208,00075
Long-term assets (5+ years)$464,285,000196
Average Assets, year-to-date$8,686,687,40074
Average Assets, quarterly$8,809,264,50073
Volatile liabilities$143,768,000593
Insider loans$1,113,000736
FHLB advances$0832
Loans and leases held for sale$186,491,00045
Unused loan commitments$2,547,742,00089
Tier 1 (core) risk-based capital$479,521,00095
Tier 2 risk-based capital$108,060,25090
Total risk weighted assets$5,574,691,85083
Total unused commitments$2,547,742,00089
Derivatives$255,792,000171