Home > Bay View Federal Savings and Loan Association > Income and Expense
Bay View Federal Savings and Loan Association, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 3,939 |
| Total interest expense | $257,000 | 2,620 |
| Net interest income | $1,037,000 | 4,165 |
| Provision for loan and lease losses | $89,000 | 1,721 |
| Total noninterest income | $49,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $49,000 | 4,588 |
| Total noninterest expense | $414,000 | 5,690 |
| Salaries and employee benefits | $248,000 | 5,505 |
| Premises and equipment expense | $36,000 | 5,908 |
| Additional noninterest expense | $130,000 | 5,733 |
| Pre-tax net operating income | $583,000 | 2,625 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $195,000 | 1,732 |
| Income before extraordinary items | $388,000 | 3,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $388,000 | 3,068 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $388,000 | 3,068 |
| Net charge-offs | $114,000 | 1,287 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $388,000 | 3,019 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,921,000 | 4,116 |
| Total interest expense | $1,130,000 | 2,681 |
| Net interest income | $3,791,000 | 4,408 |
| Provision for loan and lease losses | $286,000 | 2,517 |
| Total noninterest income | $-154,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-154,000 | 6,649 |
| Total noninterest expense | $1,637,000 | 5,752 |
| Salaries and employee benefits | $1,047,000 | 5,459 |
| Premises and equipment expense | $120,000 | 6,152 |
| Additional noninterest expense | $470,000 | 5,920 |
| Pre-tax net operating income | $1,714,000 | 3,148 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $499,000 | 2,163 |
| Income before extraordinary items | $1,215,000 | 3,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,215,000 | 3,538 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,215,000 | 3,539 |
| Net charge-offs | $793,000 | 1,498 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,215,000 | 3,491 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 4,148 |
| Total interest expense | $865,000 | 2,729 |
| Net interest income | $2,830,000 | 4,441 |
| Provision for loan and lease losses | $203,000 | 2,560 |
| Total noninterest income | $-170,000 | 6,829 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-170,000 | 6,782 |
| Total noninterest expense | $1,125,000 | 5,926 |
| Salaries and employee benefits | $682,000 | 5,737 |
| Premises and equipment expense | $91,000 | 6,177 |
| Additional noninterest expense | $352,000 | 5,967 |
| Pre-tax net operating income | $1,332,000 | 3,147 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $386,000 | 2,173 |
| Income before extraordinary items | $946,000 | 3,522 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $946,000 | 3,524 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $946,000 | 3,526 |
| Net charge-offs | $120,000 | 3,088 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $946,000 | 3,446 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 4,146 |
| Total interest expense | $587,000 | 2,749 |
| Net interest income | $1,887,000 | 4,453 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $-187,000 | 6,881 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-187,000 | 6,847 |
| Total noninterest expense | $749,000 | 5,970 |
| Salaries and employee benefits | $437,000 | 5,834 |
| Premises and equipment expense | $63,000 | 6,182 |
| Additional noninterest expense | $249,000 | 5,900 |
| Pre-tax net operating income | $921,000 | 3,049 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $277,000 | 2,098 |
| Income before extraordinary items | $644,000 | 3,476 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $644,000 | 3,477 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $644,000 | 3,479 |
| Net charge-offs | $88,000 | 2,876 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $644,000 | 3,382 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 4,150 |
| Total interest expense | $296,000 | 2,805 |
| Net interest income | $953,000 | 4,453 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-136,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-136,000 | 6,948 |
| Total noninterest expense | $375,000 | 6,020 |
| Salaries and employee benefits | $210,000 | 5,948 |
| Premises and equipment expense | $34,000 | 6,149 |
| Additional noninterest expense | $131,000 | 5,897 |
| Pre-tax net operating income | $442,000 | 3,113 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $135,000 | 2,103 |
| Income before extraordinary items | $307,000 | 3,525 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $307,000 | 3,526 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $307,000 | 3,527 |
| Net charge-offs | $88,000 | 1,991 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $307,000 | 3,434 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,233,000 | 4,195 |
| Total interest expense | $1,489,000 | 2,733 |
| Net interest income | $3,744,000 | 4,585 |
| Provision for loan and lease losses | $412,000 | 2,981 |
| Total noninterest income | $-30,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-30,000 | 6,645 |
| Total noninterest expense | $1,434,000 | 6,175 |
| Salaries and employee benefits | $872,000 | 5,957 |
| Premises and equipment expense | $127,000 | 6,320 |
| Additional noninterest expense | $435,000 | 6,244 |
| Pre-tax net operating income | $1,868,000 | 2,941 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $543,000 | 2,095 |
| Income before extraordinary items | $1,325,000 | 3,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,325,000 | 3,354 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,325,000 | 3,355 |
| Net charge-offs | $37,000 | 5,107 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,325,000 | 3,212 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 4,259 |
| Total interest expense | $1,170,000 | 2,732 |
| Net interest income | $2,774,000 | 4,684 |
| Provision for loan and lease losses | $390,000 | 2,628 |
| Total noninterest income | $27,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $27,000 | 6,162 |
| Total noninterest expense | $996,000 | 6,335 |
| Salaries and employee benefits | $580,000 | 6,180 |
| Premises and equipment expense | $94,000 | 6,400 |
| Additional noninterest expense | $322,000 | 6,320 |
| Pre-tax net operating income | $1,415,000 | 3,003 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $415,000 | 2,125 |
| Income before extraordinary items | $1,000,000 | 3,439 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,000,000 | 3,439 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,000,000 | 3,441 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,000,000 | 3,281 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 4,283 |
| Total interest expense | $806,000 | 2,754 |
| Net interest income | $1,836,000 | 4,722 |
| Provision for loan and lease losses | $305,000 | 2,372 |
| Total noninterest income | $2,000 | 6,972 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 6,684 |
| Total noninterest expense | $674,000 | 6,367 |
| Salaries and employee benefits | $374,000 | 6,280 |
| Premises and equipment expense | $61,000 | 6,462 |
| Additional noninterest expense | $239,000 | 6,228 |
| Pre-tax net operating income | $859,000 | 3,149 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $241,000 | 2,275 |
| Income before extraordinary items | $618,000 | 3,578 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $618,000 | 3,579 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $618,000 | 3,580 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $618,000 | 3,403 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 4,283 |
| Total interest expense | $423,000 | 2,746 |
| Net interest income | $914,000 | 4,766 |
| Provision for loan and lease losses | $165,000 | 2,206 |
| Total noninterest income | $-24,000 | 7,148 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-24,000 | 7,031 |
| Total noninterest expense | $361,000 | 6,307 |
| Salaries and employee benefits | $182,000 | 6,360 |
| Premises and equipment expense | $32,000 | 6,438 |
| Additional noninterest expense | $147,000 | 5,955 |
| Pre-tax net operating income | $364,000 | 3,480 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $104,000 | 2,408 |
| Income before extraordinary items | $260,000 | 3,894 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $260,000 | 3,899 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $260,000 | 3,898 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $260,000 | 3,742 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 4,477 |
| Total interest expense | $1,903,000 | 2,874 |
| Net interest income | $3,275,000 | 5,067 |
| Provision for loan and lease losses | $1,483,000 | 1,903 |
| Total noninterest income | $167,000 | 5,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $167,000 | 4,697 |
| Total noninterest expense | $1,369,000 | 6,453 |
| Salaries and employee benefits | $791,000 | 6,297 |
| Premises and equipment expense | $117,000 | 6,692 |
| Additional noninterest expense | $461,000 | 6,380 |
| Pre-tax net operating income | $590,000 | 4,532 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-108,000 | 6,824 |
| Income before extraordinary items | $698,000 | 4,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $698,000 | 4,168 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $698,000 | 4,168 |
| Net charge-offs | $1,073,000 | 2,273 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $698,000 | 4,037 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 4,519 |
| Total interest expense | $1,451,000 | 2,931 |
| Net interest income | $2,440,000 | 5,114 |
| Provision for loan and lease losses | $933,000 | 2,045 |
| Total noninterest income | $116,000 | 6,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $116,000 | 4,910 |
| Total noninterest expense | $940,000 | 6,606 |
| Salaries and employee benefits | $567,000 | 6,371 |
| Premises and equipment expense | $88,000 | 6,725 |
| Additional noninterest expense | $285,000 | 6,661 |
| Pre-tax net operating income | $683,000 | 4,014 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-20,000 | 6,842 |
| Income before extraordinary items | $703,000 | 3,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $703,000 | 3,751 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $703,000 | 3,750 |
| Net charge-offs | $933,000 | 1,972 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $703,000 | 3,643 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 4,585 |
| Total interest expense | $976,000 | 3,001 |
| Net interest income | $1,594,000 | 5,194 |
| Provision for loan and lease losses | $575,000 | 2,156 |
| Total noninterest income | $78,000 | 6,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 4,942 |
| Total noninterest expense | $632,000 | 6,662 |
| Salaries and employee benefits | $378,000 | 6,435 |
| Premises and equipment expense | $58,000 | 6,795 |
| Additional noninterest expense | $196,000 | 6,686 |
| Pre-tax net operating income | $465,000 | 3,943 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-43,000 | 7,014 |
| Income before extraordinary items | $508,000 | 3,558 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $508,000 | 3,560 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $508,000 | 3,559 |
| Net charge-offs | $375,000 | 2,425 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $508,000 | 3,453 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 4,674 |
| Total interest expense | $500,000 | 3,043 |
| Net interest income | $753,000 | 5,329 |
| Provision for loan and lease losses | $382,000 | 1,683 |
| Total noninterest income | $37,000 | 6,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,099 |
| Total noninterest expense | $319,000 | 6,694 |
| Salaries and employee benefits | $191,000 | 6,462 |
| Premises and equipment expense | $30,000 | 6,806 |
| Additional noninterest expense | $98,000 | 6,739 |
| Pre-tax net operating income | $89,000 | 5,266 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-147,000 | 7,342 |
| Income before extraordinary items | $236,000 | 3,680 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $236,000 | 3,680 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $236,000 | 3,679 |
| Net charge-offs | $32,000 | 3,717 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $236,000 | 3,620 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,225,000 | 4,696 |
| Total interest expense | $2,324,000 | 3,167 |
| Net interest income | $2,901,000 | 5,441 |
| Provision for loan and lease losses | $963,000 | 3,120 |
| Total noninterest income | $115,000 | 6,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $115,000 | 5,271 |
| Total noninterest expense | $1,256,000 | 6,795 |
| Salaries and employee benefits | $756,000 | 6,546 |
| Premises and equipment expense | $105,000 | 7,011 |
| Additional noninterest expense | $395,000 | 6,814 |
| Pre-tax net operating income | $797,000 | 3,734 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $319,000 | 2,302 |
| Income before extraordinary items | $478,000 | 4,369 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $478,000 | 4,371 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $478,000 | 4,370 |
| Net charge-offs | $858,000 | 2,893 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $478,000 | 4,242 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,995,000 | 4,733 |
| Total interest expense | $1,796,000 | 3,213 |
| Net interest income | $2,199,000 | 5,491 |
| Provision for loan and lease losses | $791,000 | 2,868 |
| Total noninterest income | $84,000 | 6,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $84,000 | 5,416 |
| Total noninterest expense | $896,000 | 6,931 |
| Salaries and employee benefits | $525,000 | 6,728 |
| Premises and equipment expense | $75,000 | 7,144 |
| Additional noninterest expense | $296,000 | 6,873 |
| Pre-tax net operating income | $596,000 | 3,959 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $216,000 | 2,471 |
| Income before extraordinary items | $380,000 | 4,543 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $380,000 | 4,547 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $380,000 | 4,546 |
| Net charge-offs | $731,000 | 2,589 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $380,000 | 4,366 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 4,795 |
| Total interest expense | $1,219,000 | 3,264 |
| Net interest income | $1,423,000 | 5,586 |
| Provision for loan and lease losses | $451,000 | 2,997 |
| Total noninterest income | $53,000 | 6,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $53,000 | 5,522 |
| Total noninterest expense | $589,000 | 7,007 |
| Salaries and employee benefits | $340,000 | 6,835 |
| Premises and equipment expense | $50,000 | 7,197 |
| Additional noninterest expense | $199,000 | 6,916 |
| Pre-tax net operating income | $436,000 | 3,848 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $79,000 | 2,980 |
| Income before extraordinary items | $357,000 | 3,974 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $357,000 | 3,972 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $357,000 | 3,973 |
| Net charge-offs | $731,000 | 2,034 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $357,000 | 3,855 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 4,759 |
| Total interest expense | $616,000 | 3,360 |
| Net interest income | $753,000 | 5,469 |
| Provision for loan and lease losses | $301,000 | 2,369 |
| Total noninterest income | $26,000 | 6,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $318,000 | 6,977 |
| Salaries and employee benefits | $167,000 | 6,952 |
| Premises and equipment expense | $26,000 | 7,239 |
| Additional noninterest expense | $125,000 | 6,652 |
| Pre-tax net operating income | $160,000 | 4,458 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-19,000 | 7,184 |
| Income before extraordinary items | $179,000 | 4,078 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 4,077 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $179,000 | 4,077 |
| Net charge-offs | $370,000 | 1,836 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $179,000 | 3,972 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 4,932 |
| Total interest expense | $3,055,000 | 3,374 |
| Net interest income | $2,303,000 | 6,041 |
| Provision for loan and lease losses | $419,000 | 4,817 |
| Total noninterest income | $102,000 | 6,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $102,000 | 5,619 |
| Total noninterest expense | $1,059,000 | 7,308 |
| Salaries and employee benefits | $688,000 | 6,994 |
| Premises and equipment expense | $104,000 | 7,349 |
| Additional noninterest expense | $267,000 | 7,543 |
| Pre-tax net operating income | $927,000 | 3,106 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $362,000 | 1,858 |
| Income before extraordinary items | $565,000 | 3,690 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $565,000 | 3,687 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $565,000 | 3,688 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $565,000 | 3,603 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,041,000 | 4,984 |
| Total interest expense | $2,378,000 | 3,402 |
| Net interest income | $1,663,000 | 6,144 |
| Provision for loan and lease losses | $259,000 | 4,823 |
| Total noninterest income | $81,000 | 7,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $81,000 | 5,662 |
| Total noninterest expense | $750,000 | 7,427 |
| Salaries and employee benefits | $475,000 | 7,164 |
| Premises and equipment expense | $68,000 | 7,525 |
| Additional noninterest expense | $207,000 | 7,551 |
| Pre-tax net operating income | $735,000 | 3,238 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $325,000 | 1,844 |
| Income before extraordinary items | $410,000 | 4,014 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $410,000 | 4,010 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $410,000 | 4,013 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $410,000 | 3,917 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 4,983 |
| Total interest expense | $1,604,000 | 3,504 |
| Net interest income | $1,134,000 | 6,100 |
| Provision for loan and lease losses | $156,000 | 4,691 |
| Total noninterest income | $54,000 | 7,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $54,000 | 5,737 |
| Total noninterest expense | $503,000 | 7,484 |
| Salaries and employee benefits | $310,000 | 7,278 |
| Premises and equipment expense | $44,000 | 7,620 |
| Additional noninterest expense | $149,000 | 7,532 |
| Pre-tax net operating income | $529,000 | 3,217 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $231,000 | 1,809 |
| Income before extraordinary items | $298,000 | 3,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $298,000 | 3,973 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $298,000 | 3,973 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $298,000 | 3,854 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 5,019 |
| Total interest expense | $807,000 | 3,592 |
| Net interest income | $556,000 | 6,149 |
| Provision for loan and lease losses | $78,000 | 4,265 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $223,000 | 7,651 |
| Salaries and employee benefits | $154,000 | 7,328 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $46,000 | 7,917 |
| Pre-tax net operating income | $281,000 | 3,438 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $128,000 | 1,930 |
| Income before extraordinary items | $153,000 | 4,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $153,000 | 4,318 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $153,000 | 4,319 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $153,000 | 4,152 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,315,000 | 5,292 |
| Total interest expense | $3,301,000 | 3,990 |
| Net interest income | $2,014,000 | 6,400 |
| Provision for loan and lease losses | $6,000 | 7,236 |
| Total noninterest income | $68,000 | 7,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $68,000 | 6,415 |
| Total noninterest expense | $963,000 | 7,591 |
| Salaries and employee benefits | $651,000 | 7,278 |
| Premises and equipment expense | $109,000 | 7,525 |
| Additional noninterest expense | $203,000 | 7,867 |
| Pre-tax net operating income | $1,113,000 | 3,569 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $436,000 | 1,986 |
| Income before extraordinary items | $677,000 | 3,984 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $677,000 | 3,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $677,000 | 4,138 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 5,382 |
| Total interest expense | $2,474,000 | 4,106 |
| Net interest income | $1,472,000 | 6,509 |
| Provision for loan and lease losses | $3,000 | 6,932 |
| Total noninterest income | $44,000 | 7,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 6,749 |
| Total noninterest expense | $676,000 | 7,707 |
| Salaries and employee benefits | $449,000 | 7,446 |
| Premises and equipment expense | $82,000 | 7,562 |
| Additional noninterest expense | $145,000 | 7,937 |
| Pre-tax net operating income | $837,000 | 4,013 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $336,000 | 2,338 |
| Income before extraordinary items | $501,000 | 4,451 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $501,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $501,000 | 4,592 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 5,495 |
| Total interest expense | $1,656,000 | 4,232 |
| Net interest income | $928,000 | 6,630 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $31,000 | 7,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $454,000 | 7,750 |
| Salaries and employee benefits | $297,000 | 7,527 |
| Premises and equipment expense | $57,000 | 7,568 |
| Additional noninterest expense | $100,000 | 7,969 |
| Pre-tax net operating income | $505,000 | 4,360 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $199,000 | 2,691 |
| Income before extraordinary items | $306,000 | 4,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $306,000 | 4,901 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 5,698 |
| Total interest expense | $835,000 | 4,398 |
| Net interest income | $420,000 | 6,907 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $14,000 | 7,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $233,000 | 7,752 |
| Salaries and employee benefits | $148,000 | 7,570 |
| Premises and equipment expense | $32,000 | 7,475 |
| Additional noninterest expense | $53,000 | 7,940 |
| Pre-tax net operating income | $201,000 | 4,948 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $71,000 | 3,202 |
| Income before extraordinary items | $130,000 | 5,447 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $130,000 | 5,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $130,000 | 5,353 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 5,795 |
| Total interest expense | $3,229,000 | 4,573 |
| Net interest income | $1,626,000 | 6,958 |
| Provision for loan and lease losses | $4,000 | 6,762 |
| Total noninterest income | $35,000 | 8,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $35,000 | 7,425 |
| Total noninterest expense | $835,000 | 7,884 |
| Salaries and employee benefits | $557,000 | 7,651 |
| Premises and equipment expense | $105,000 | 7,694 |
| Additional noninterest expense | $173,000 | 8,159 |
| Pre-tax net operating income | $822,000 | 5,127 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $319,000 | 3,310 |
| Income before extraordinary items | $503,000 | 5,675 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $503,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $503,000 | 5,655 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 5,858 |
| Total interest expense | $2,374,000 | 4,646 |
| Net interest income | $1,216,000 | 7,013 |
| Provision for loan and lease losses | $4,000 | 6,410 |
| Total noninterest income | $27,000 | 8,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $605,000 | 7,900 |
| Salaries and employee benefits | $401,000 | 7,694 |
| Premises and equipment expense | $81,000 | 7,644 |
| Additional noninterest expense | $123,000 | 8,177 |
| Pre-tax net operating income | $634,000 | 5,330 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $251,000 | 3,422 |
| Income before extraordinary items | $383,000 | 5,906 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $383,000 | 5,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $383,000 | 5,892 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 5,921 |
| Total interest expense | $1,544,000 | 4,703 |
| Net interest income | $806,000 | 7,070 |
| Provision for loan and lease losses | $4,000 | 6,049 |
| Total noninterest income | $20,000 | 8,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $399,000 | 7,965 |
| Salaries and employee benefits | $266,000 | 7,754 |
| Premises and equipment expense | $54,000 | 7,693 |
| Additional noninterest expense | $79,000 | 8,248 |
| Pre-tax net operating income | $423,000 | 5,394 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $159,000 | 3,562 |
| Income before extraordinary items | $264,000 | 5,918 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $264,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $264,000 | 5,905 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 5,994 |
| Total interest expense | $736,000 | 4,839 |
| Net interest income | $408,000 | 7,053 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $10,000 | 8,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $193,000 | 8,048 |
| Salaries and employee benefits | $127,000 | 7,871 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $37,000 | 8,335 |
| Pre-tax net operating income | $222,000 | 5,289 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $90,000 | 3,414 |
| Income before extraordinary items | $132,000 | 5,904 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $132,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $132,000 | 5,884 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 5,992 |
| Total interest expense | $2,495,000 | 4,832 |
| Net interest income | $1,709,000 | 6,917 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $25,000 | 8,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,832 |
| Total noninterest expense | $895,000 | 7,867 |
| Salaries and employee benefits | $630,000 | 7,503 |
| Premises and equipment expense | $107,000 | 7,719 |
| Additional noninterest expense | $158,000 | 8,324 |
| Pre-tax net operating income | $827,000 | 5,582 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $270,000 | 3,944 |
| Income before extraordinary items | $557,000 | 5,965 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $557,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $557,000 | 5,961 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,100,000 | 6,048 |
| Total interest expense | $1,796,000 | 4,860 |
| Net interest income | $1,304,000 | 6,965 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $17,000 | 8,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $675,000 | 7,877 |
| Salaries and employee benefits | $475,000 | 7,487 |
| Premises and equipment expense | $81,000 | 7,742 |
| Additional noninterest expense | $119,000 | 8,358 |
| Pre-tax net operating income | $637,000 | 5,734 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $211,000 | 4,073 |
| Income before extraordinary items | $426,000 | 6,105 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $426,000 | 6,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $426,000 | 6,101 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 6,060 |
| Total interest expense | $1,140,000 | 4,886 |
| Net interest income | $904,000 | 6,907 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $12,000 | 8,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 7,965 |
| Total noninterest expense | $458,000 | 7,875 |
| Salaries and employee benefits | $320,000 | 7,506 |
| Premises and equipment expense | $52,000 | 7,803 |
| Additional noninterest expense | $86,000 | 8,311 |
| Pre-tax net operating income | $452,000 | 5,636 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $146,000 | 4,045 |
| Income before extraordinary items | $306,000 | 5,971 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $306,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $306,000 | 5,969 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 6,087 |
| Total interest expense | $542,000 | 4,888 |
| Net interest income | $460,000 | 6,891 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $3,000 | 8,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $236,000 | 7,834 |
| Salaries and employee benefits | $162,000 | 7,488 |
| Premises and equipment expense | $28,000 | 7,712 |
| Additional noninterest expense | $46,000 | 8,257 |
| Pre-tax net operating income | $224,000 | 5,589 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $70,000 | 4,045 |
| Income before extraordinary items | $154,000 | 5,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $154,000 | 5,900 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 5,954 |
| Total interest expense | $1,842,000 | 4,678 |
| Net interest income | $1,981,000 | 6,662 |
| Provision for loan and lease losses | $11,000 | 6,790 |
| Total noninterest income | $34,000 | 8,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,758 |
| Total noninterest expense | $1,102,000 | 7,565 |
| Salaries and employee benefits | $844,000 | 6,794 |
| Premises and equipment expense | $113,000 | 7,720 |
| Additional noninterest expense | $145,000 | 8,517 |
| Pre-tax net operating income | $902,000 | 5,628 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $357,000 | 3,873 |
| Income before extraordinary items | $545,000 | 6,196 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $545,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $545,000 | 6,164 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,836,000 | 5,961 |
| Total interest expense | $1,337,000 | 4,628 |
| Net interest income | $1,499,000 | 6,676 |
| Provision for loan and lease losses | $8,000 | 6,628 |
| Total noninterest income | $29,000 | 8,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,683 |
| Total noninterest expense | $789,000 | 7,636 |
| Salaries and employee benefits | $601,000 | 6,924 |
| Premises and equipment expense | $86,000 | 7,702 |
| Additional noninterest expense | $102,000 | 8,566 |
| Pre-tax net operating income | $731,000 | 5,554 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $288,000 | 3,869 |
| Income before extraordinary items | $443,000 | 6,153 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $443,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $443,000 | 6,120 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 5,909 |
| Total interest expense | $855,000 | 4,592 |
| Net interest income | $1,034,000 | 6,583 |
| Provision for loan and lease losses | $4,000 | 6,457 |
| Total noninterest income | $12,000 | 8,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $527,000 | 7,647 |
| Salaries and employee benefits | $397,000 | 6,935 |
| Premises and equipment expense | $59,000 | 7,657 |
| Additional noninterest expense | $71,000 | 8,525 |
| Pre-tax net operating income | $515,000 | 5,416 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $202,000 | 3,772 |
| Income before extraordinary items | $313,000 | 6,028 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $313,000 | 6,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $313,000 | 5,976 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $946,000 | 5,899 |
| Total interest expense | $415,000 | 4,566 |
| Net interest income | $531,000 | 6,550 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $6,000 | 8,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $258,000 | 7,745 |
| Salaries and employee benefits | $193,000 | 7,071 |
| Premises and equipment expense | $28,000 | 7,807 |
| Additional noninterest expense | $37,000 | 8,553 |
| Pre-tax net operating income | $278,000 | 5,189 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $112,000 | 3,590 |
| Income before extraordinary items | $166,000 | 5,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $166,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $166,000 | 5,834 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 5,840 |
| Total interest expense | $1,630,000 | 4,275 |
| Net interest income | $2,028,000 | 6,590 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $56,000 | 8,530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $56,000 | 7,268 |
| Total noninterest expense | $1,041,000 | 7,734 |
| Salaries and employee benefits | $758,000 | 7,079 |
| Premises and equipment expense | $115,000 | 7,778 |
| Additional noninterest expense | $168,000 | 8,487 |
| Pre-tax net operating income | $1,043,000 | 5,138 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $413,000 | 3,672 |
| Income before extraordinary items | $630,000 | 5,845 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $630,000 | 5,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $630,000 | 5,771 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 5,856 |
| Total interest expense | $1,217,000 | 4,238 |
| Net interest income | $1,503,000 | 6,621 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $41,000 | 8,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $766,000 | 7,745 |
| Salaries and employee benefits | $555,000 | 7,107 |
| Premises and equipment expense | $87,000 | 7,761 |
| Additional noninterest expense | $124,000 | 8,519 |
| Pre-tax net operating income | $778,000 | 5,265 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $304,000 | 3,777 |
| Income before extraordinary items | $474,000 | 5,946 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $474,000 | 5,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $474,000 | 5,868 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 5,885 |
| Total interest expense | $812,000 | 4,234 |
| Net interest income | $989,000 | 6,690 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $30,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $511,000 | 7,777 |
| Salaries and employee benefits | $371,000 | 7,145 |
| Premises and equipment expense | $56,000 | 7,854 |
| Additional noninterest expense | $84,000 | 8,540 |
| Pre-tax net operating income | $508,000 | 5,272 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $200,000 | 3,775 |
| Income before extraordinary items | $308,000 | 5,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 5,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $308,000 | 5,895 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 5,851 |
| Total interest expense | $408,000 | 4,263 |
| Net interest income | $515,000 | 6,613 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $21,000 | 8,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $256,000 | 7,831 |
| Salaries and employee benefits | $184,000 | 7,202 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $44,000 | 8,543 |
| Pre-tax net operating income | $280,000 | 4,987 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $93,000 | 3,908 |
| Income before extraordinary items | $187,000 | 5,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $187,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $187,000 | 5,384 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 5,840 |
| Total interest expense | $1,917,000 | 4,153 |
| Net interest income | $1,848,000 | 6,828 |
| Provision for loan and lease losses | $11,000 | 7,350 |
| Total noninterest income | $93,000 | 8,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $93,000 | 6,648 |
| Total noninterest expense | $1,025,000 | 7,822 |
| Salaries and employee benefits | $726,000 | 7,207 |
| Premises and equipment expense | $118,000 | 7,833 |
| Additional noninterest expense | $181,000 | 8,568 |
| Pre-tax net operating income | $905,000 | 5,406 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $356,000 | 4,008 |
| Income before extraordinary items | $549,000 | 6,134 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $549,000 | 6,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $549,000 | 5,985 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 5,881 |
| Total interest expense | $1,484,000 | 4,180 |
| Net interest income | $1,360,000 | 6,925 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $72,000 | 8,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 6,652 |
| Total noninterest expense | $741,000 | 7,888 |
| Salaries and employee benefits | $532,000 | 7,226 |
| Premises and equipment expense | $82,000 | 7,964 |
| Additional noninterest expense | $127,000 | 8,657 |
| Pre-tax net operating income | $682,000 | 5,576 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $269,000 | 4,128 |
| Income before extraordinary items | $413,000 | 6,282 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $413,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $413,000 | 6,106 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,955,000 | 5,825 |
| Total interest expense | $1,014,000 | 4,205 |
| Net interest income | $941,000 | 6,825 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $48,000 | 8,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $48,000 | 6,645 |
| Total noninterest expense | $492,000 | 7,920 |
| Salaries and employee benefits | $354,000 | 7,259 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $84,000 | 8,683 |
| Pre-tax net operating income | $491,000 | 5,350 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $190,000 | 4,074 |
| Income before extraordinary items | $301,000 | 6,088 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $301,000 | 6,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $301,000 | 5,887 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 5,693 |
| Total interest expense | $520,000 | 4,215 |
| Net interest income | $504,000 | 6,622 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $248,000 | 7,949 |
| Salaries and employee benefits | $175,000 | 7,320 |
| Premises and equipment expense | $30,000 | 7,859 |
| Additional noninterest expense | $43,000 | 8,690 |
| Pre-tax net operating income | $279,000 | 4,974 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $108,000 | 3,802 |
| Income before extraordinary items | $171,000 | 5,710 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $171,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $171,000 | 5,515 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 5,649 |
| Total interest expense | $2,387,000 | 4,251 |
| Net interest income | $1,956,000 | 6,690 |
| Provision for loan and lease losses | $13,000 | 7,714 |
| Total noninterest income | $131,000 | 8,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 5,880 |
| Total noninterest expense | $993,000 | 7,950 |
| Salaries and employee benefits | $709,000 | 7,235 |
| Premises and equipment expense | $93,000 | 8,267 |
| Additional noninterest expense | $191,000 | 8,616 |
| Pre-tax net operating income | $1,081,000 | 5,012 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $434,000 | 3,731 |
| Income before extraordinary items | $657,000 | 5,722 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $657,000 | 5,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $650,600 | 5,613 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 5,710 |
| Total interest expense | $3,327,000 | 4,372 |
| Net interest income | $1,552,000 | 7,236 |
| Provision for loan and lease losses | $3,000 | 8,160 |
| Total noninterest income | $86,000 | 8,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $86,000 | 6,743 |
| Total noninterest expense | $911,000 | 8,184 |
| Salaries and employee benefits | $660,000 | 7,379 |
| Premises and equipment expense | $94,000 | 8,393 |
| Additional noninterest expense | $157,000 | 8,999 |
| Pre-tax net operating income | $724,000 | 5,734 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $286,000 | 4,366 |
| Income before extraordinary items | $438,000 | 6,362 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $438,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $438,000 | 6,249 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 5,562 |
| Total interest expense | $3,443,000 | 4,444 |
| Net interest income | $1,815,000 | 6,892 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $65,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $65,000 | 7,328 |
| Total noninterest expense | $843,000 | 8,441 |
| Salaries and employee benefits | $622,000 | 7,580 |
| Premises and equipment expense | $87,000 | 8,667 |
| Additional noninterest expense | $134,000 | 9,381 |
| Pre-tax net operating income | $1,037,000 | 5,166 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $408,000 | 3,950 |
| Income before extraordinary items | $629,000 | 5,713 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $629,000 | 5,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $629,000 | 5,727 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 5,626 |
| Total interest expense | $3,359,000 | 4,184 |
| Net interest income | $1,576,000 | 7,443 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $67,000 | 9,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $67,000 | 7,520 |
| Total noninterest expense | $927,000 | 8,339 |
| Salaries and employee benefits | $645,000 | 7,511 |
| Premises and equipment expense | $83,000 | 8,967 |
| Additional noninterest expense | $199,000 | 9,033 |
| Pre-tax net operating income | $716,000 | 6,260 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $281,000 | 4,951 |
| Income before extraordinary items | $435,000 | 6,789 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $435,000 | 6,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $435,000 | 6,762 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 5,577 |
| Total interest expense | $3,580,000 | 4,034 |
| Net interest income | $1,561,000 | 7,550 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $87,000 | 9,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $87,000 | 6,959 |
| Total noninterest expense | $957,000 | 8,257 |
| Salaries and employee benefits | $666,000 | 7,396 |
| Premises and equipment expense | $85,000 | 9,045 |
| Additional noninterest expense | $206,000 | 9,053 |
| Pre-tax net operating income | $691,000 | 6,523 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $277,000 | 5,396 |
| Income before extraordinary items | $414,000 | 7,118 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $414,000 | 7,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $414,000 | 7,029 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,525,000 | 5,389 |
| Total interest expense | $3,671,000 | 3,979 |
| Net interest income | $1,854,000 | 7,204 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $58,000 | 10,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $58,000 | 8,093 |
| Total noninterest expense | $821,000 | 8,961 |
| Salaries and employee benefits | $573,000 | 8,100 |
| Premises and equipment expense | $77,000 | 9,513 |
| Additional noninterest expense | $171,000 | 9,768 |
| Pre-tax net operating income | $1,084,000 | 5,590 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $426,000 | 4,691 |
| Income before extraordinary items | $658,000 | 6,078 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $658,000 | 6,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $658,000 | 6,031 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 5,570 |
| Total interest expense | $3,749,000 | 3,934 |
| Net interest income | $1,696,000 | 7,785 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $56,000 | 10,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,354,000 | 7,502 |
| Salaries and employee benefits | $504,000 | 8,863 |
| Premises and equipment expense | $76,000 | 9,922 |
| Additional noninterest expense | $774,000 | 5,330 |
| Pre-tax net operating income | $386,000 | 8,595 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $152,000 | 7,845 |
| Income before extraordinary items | $234,000 | 8,970 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $234,000 | 8,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $234,000 | 8,911 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 5,634 |
| Total interest expense | $3,774,000 | 3,883 |
| Net interest income | $1,661,000 | 8,115 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $58,000 | 11,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $864,000 | 9,489 |
| Salaries and employee benefits | $465,000 | 9,407 |
| Premises and equipment expense | $93,000 | 9,830 |
| Additional noninterest expense | $306,000 | 9,183 |
| Pre-tax net operating income | $843,000 | 6,671 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $333,000 | 5,623 |
| Income before extraordinary items | $510,000 | 7,172 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $510,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $510,000 | 7,146 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 6,186 |
| Total interest expense | $2,893,000 | 4,093 |
| Net interest income | $1,564,000 | 8,687 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $65,000 | 11,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $822,000 | 10,129 |
| Salaries and employee benefits | $428,000 | 10,020 |
| Premises and equipment expense | $94,000 | 10,216 |
| Additional noninterest expense | $300,000 | 9,963 |
| Pre-tax net operating income | $795,000 | 6,891 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $314,000 | 5,710 |
| Income before extraordinary items | $481,000 | 7,454 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $481,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $481,000 | 7,496 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 6,133 |
| Total interest expense | $2,998,000 | 4,115 |
| Net interest income | $1,662,000 | 8,604 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $70,000 | 12,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $782,000 | 10,754 |
| Salaries and employee benefits | $398,000 | 10,651 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $288,000 | 10,592 |
| Pre-tax net operating income | $938,000 | 6,173 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $337,000 | 5,647 |
| Income before extraordinary items | $601,000 | 6,768 |
| Extraordinary gains, net | $-140,000 | 12,985 |
| Net income | $461,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $601,000 | 6,531 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,448,000 | 5,949 |
| Total interest expense | $3,517,000 | 4,526 |
| Net interest income | $1,931,000 | 7,943 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $81,000 | 12,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $810,000 | 10,957 |
| Salaries and employee benefits | $375,000 | 11,152 |
| Premises and equipment expense | $92,000 | 11,034 |
| Additional noninterest expense | $343,000 | 10,286 |
| Pre-tax net operating income | $1,190,000 | 4,942 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $437,000 | 4,480 |
| Income before extraordinary items | $753,000 | 5,615 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $753,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $753,000 | 5,281 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.