Home > Bay View Bank > Net charge- offs to loans
Bay View Bank, Net charge- offs to loans
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8966% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5863% | 358 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0019% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8839% | 64 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2757% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1430% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3144% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0301% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.6603% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4514% | 116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6899% | 258 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0668% | 8,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9300% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0408% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0706% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.2082% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5960% | 3,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1341% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7282% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6985% | 24 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0014% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2527% | 20 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0565% | 1,351 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3471% | 18 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6908% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4725% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0791% | 28 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6261% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6192% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0140% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0199% | 16 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0082% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0557% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0770% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8267% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9064% | 13 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3401% | 2,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 24.8137% | 1 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3975% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0456% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3664% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5429% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 6,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0466% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 1,220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7033% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2152% | 3,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2209% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4254% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1578% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 4,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1333% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3467% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1208% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0334% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3105% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2729% | 3,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2789% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4219% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2901% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1712% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0401% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1730% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2114% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6095% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6178% | 283 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0863% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6172% | 210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2603% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2655% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0443% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5831% | 3,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5906% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3353% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2570% | 349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1008% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2173% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |