Home > Bay State Federal Savings Bank > Assets and Liabilities
Bay State Federal Savings Bank, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 97 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $578,817,000 | 951 |
| Cash and due from depository institutions | $9,553,000 | 1,767 |
| Interest-bearing balances | $1,275,000 | 2,953 |
| Securities | $11,909,000 | 6,114 |
| Federal funds sold & reverse repurchase agreements | $23,692,000 | 672 |
| Net loans & leases | $500,664,000 | 701 |
| Loan loss allowance | $4,843,000 | 939 |
| Trading account assets | $1,803,000 | 119 |
| Bank premises and fixed assets | $3,094,000 | 2,976 |
| Other real estate owned | $0 | 1,767 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $28,102,000 | 562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $578,817,000 | 951 |
| Total liabilities | $525,742,000 | 941 |
| Total deposits | $374,888,000 | 1,125 |
| Interest-bearing deposits | $345,137,000 | 1,061 |
| Deposits held in domestic offices | $374,888,000 | 1,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 1,964 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $142,837,000 | 391 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,017,000 | 896 |
| Total equity capital | $53,075,000 | 1,021 |
| Total bank equity capital | $53,075,000 | 1,021 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $27,138,000 | 800 |
| Undivided profits | $25,936,000 | 1,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 5,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,988,000 | 914 |
| Earning assets | $539,343,000 | 932 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $585,060,000 | 933 |
| Average Assets, quarterly | $585,060,000 | 933 |
| Volatile liabilities | $310,863,000 | 447 |
| Insider loans | $8,441,000 | 575 |
| FHLB advances | $142,837,000 | 331 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $48,907,000 | 1,417 |
| Tier 1 (core) risk-based capital | $52,489,000 | 941 |
| Tier 2 risk-based capital | $5,349,000 | 808 |
| Total risk weighted assets | $437,660,000 | 842 |
| Total unused commitments | $48,907,000 | 1,431 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 100 | 1,699 |
| Assets and Liabilities | ||
| Total Assets: | $591,303,000 | 916 |
| Cash and due from depository institutions | $10,952,000 | 1,699 |
| Interest-bearing balances | $1,597,000 | 2,629 |
| Securities | $26,382,000 | 3,855 |
| Federal funds sold & reverse repurchase agreements | $12,481,000 | 1,151 |
| Net loans & leases | $507,010,000 | 678 |
| Loan loss allowance | $4,802,000 | 919 |
| Trading account assets | $1,818,000 | 117 |
| Bank premises and fixed assets | $3,180,000 | 2,872 |
| Other real estate owned | $0 | 1,699 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $29,480,000 | 543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $591,303,000 | 916 |
| Total liabilities | $541,341,000 | 892 |
| Total deposits | $371,051,000 | 1,112 |
| Interest-bearing deposits | $343,362,000 | 1,043 |
| Deposits held in domestic offices | $371,051,000 | 1,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,056 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $159,803,000 | 367 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,487,000 | 683 |
| Total equity capital | $49,962,000 | 1,057 |
| Total bank equity capital | $49,962,000 | 1,057 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $26,168,000 | 799 |
| Undivided profits | $23,793,000 | 1,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,028,000 | 921 |
| Earning assets | $549,288,000 | 903 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $546,438,200 | 932 |
| Average Assets, quarterly | $574,613,000 | 933 |
| Volatile liabilities | $323,447,000 | 427 |
| Insider loans | $8,032,000 | 612 |
| FHLB advances | $159,803,000 | 303 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $47,968,000 | 1,392 |
| Tier 1 (core) risk-based capital | $48,719,000 | 993 |
| Tier 2 risk-based capital | $5,623,000 | 767 |
| Total risk weighted assets | $449,867,000 | 807 |
| Total unused commitments | $47,968,000 | 1,395 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 94 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $521,753,000 | 983 |
| Cash and due from depository institutions | $11,308,000 | 1,794 |
| Interest-bearing balances | $3,456,000 | 1,641 |
| Securities | $27,559,000 | 3,585 |
| Federal funds sold & reverse repurchase agreements | $5,126,000 | 2,710 |
| Net loans & leases | $446,570,000 | 755 |
| Loan loss allowance | $4,434,000 | 941 |
| Trading account assets | $1,957,000 | 120 |
| Bank premises and fixed assets | $3,024,000 | 2,947 |
| Other real estate owned | $0 | 1,794 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $26,209,000 | 568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $521,753,000 | 983 |
| Total liabilities | $479,753,000 | 962 |
| Total deposits | $319,234,000 | 1,233 |
| Interest-bearing deposits | $300,344,000 | 1,150 |
| Deposits held in domestic offices | $319,234,000 | 1,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,165 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $150,343,000 | 365 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $8,176,000 | 701 |
| Total equity capital | $42,000,000 | 1,168 |
| Total bank equity capital | $42,000,000 | 1,168 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $23,034,000 | 852 |
| Undivided profits | $18,965,000 | 1,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,935,000 | 1,044 |
| Earning assets | $484,668,000 | 968 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $496,247,400 | 980 |
| Average Assets, quarterly | $510,591,000 | 987 |
| Volatile liabilities | $262,063,000 | 483 |
| Insider loans | $5,939,000 | 807 |
| FHLB advances | $150,343,000 | 290 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $48,732,000 | 1,282 |
| Tier 1 (core) risk-based capital | $41,098,000 | 1,110 |
| Tier 2 risk-based capital | $5,125,000 | 784 |
| Total risk weighted assets | $402,606,000 | 853 |
| Total unused commitments | $48,732,000 | 1,287 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 90 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $480,644,000 | 1,019 |
| Cash and due from depository institutions | $5,821,000 | 1,861 |
| Interest-bearing balances | $981,000 | 2,424 |
| Securities | $24,757,000 | 3,973 |
| Federal funds sold & reverse repurchase agreements | $112,000 | 6,788 |
| Net loans & leases | $419,319,000 | 774 |
| Loan loss allowance | $4,219,000 | 971 |
| Trading account assets | $1,985,000 | 105 |
| Bank premises and fixed assets | $3,264,000 | 2,692 |
| Other real estate owned | $0 | 1,861 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $25,386,000 | 509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $480,644,000 | 1,019 |
| Total liabilities | $438,802,000 | 1,006 |
| Total deposits | $266,485,000 | 1,420 |
| Interest-bearing deposits | $255,523,000 | 1,287 |
| Deposits held in domestic offices | $266,485,000 | 1,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,258 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $162,036,000 | 344 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $8,281,000 | 700 |
| Total equity capital | $41,842,000 | 1,119 |
| Total bank equity capital | $41,842,000 | 1,119 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $22,913,000 | 841 |
| Undivided profits | $18,928,000 | 1,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 2,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,946,000 | 844 |
| Earning assets | $447,154,000 | 1,008 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $465,550,000 | 1,001 |
| Average Assets, quarterly | $482,352,000 | 1,000 |
| Volatile liabilities | $241,015,000 | 518 |
| Insider loans | $6,071,000 | 768 |
| FHLB advances | $162,036,000 | 100 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $21,549,000 | 2,218 |
| Tier 1 (core) risk-based capital | $41,135,000 | 1,076 |
| Tier 2 risk-based capital | $4,219,000 | 920 |
| Total risk weighted assets | $351,600,000 | 934 |
| Total unused commitments | $21,549,000 | 2,222 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 83 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $441,693,000 | 1,093 |
| Cash and due from depository institutions | $5,711,000 | 2,081 |
| Interest-bearing balances | $17,000 | 6,101 |
| Securities | $21,430,000 | 4,613 |
| Federal funds sold & reverse repurchase agreements | $6,914,000 | 1,394 |
| Net loans & leases | $382,614,000 | 838 |
| Loan loss allowance | $3,607,000 | 1,074 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,827,000 | 3,004 |
| Other real estate owned | $0 | 2,081 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $22,197,000 | 547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $441,693,000 | 1,093 |
| Total liabilities | $399,195,000 | 1,091 |
| Total deposits | $229,304,000 | 1,634 |
| Interest-bearing deposits | $222,014,000 | 1,460 |
| Deposits held in domestic offices | $229,304,000 | 1,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,630,000 | 1,311 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $154,403,000 | 378 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,858,000 | 766 |
| Total equity capital | $42,498,000 | 1,063 |
| Total bank equity capital | $42,498,000 | 1,063 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $22,923,000 | 835 |
| Undivided profits | $19,574,000 | 1,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,800,000 | 1,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,016,000 | 1,040 |
| Earning assets | $410,975,000 | 1,071 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $388,393,600 | 1,167 |
| Average Assets, quarterly | $434,322,000 | 1,090 |
| Volatile liabilities | $218,648,000 | 577 |
| Insider loans | $5,748,000 | 792 |
| FHLB advances | $154,403,000 | 102 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,613,000 | 2,156 |
| Tier 1 (core) risk-based capital | $42,198,000 | 1,034 |
| Tier 2 risk-based capital | $3,961,000 | 933 |
| Total risk weighted assets | $276,318,000 | 1,138 |
| Total unused commitments | $22,613,000 | 2,160 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 84 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $334,261,000 | 1,365 |
| Cash and due from depository institutions | $5,975,000 | 2,066 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $24,223,000 | 4,249 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,474 |
| Net loans & leases | $283,300,000 | 1,020 |
| Loan loss allowance | $2,636,000 | 1,386 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,607,000 | 3,096 |
| Other real estate owned | $0 | 2,066 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $11,156,000 | 805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,261,000 | 1,365 |
| Total liabilities | $292,955,000 | 1,403 |
| Total deposits | $221,816,000 | 1,692 |
| Interest-bearing deposits | $215,182,000 | 1,487 |
| Deposits held in domestic offices | $221,816,000 | 1,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $64,449,000 | 512 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,690,000 | 819 |
| Total equity capital | $41,306,000 | 1,082 |
| Total bank equity capital | $41,306,000 | 1,082 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $22,828,000 | 786 |
| Undivided profits | $18,477,000 | 1,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,898,000 | 1,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,429,000 | 1,486 |
| Earning assets | $314,523,000 | 1,337 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $291,362,600 | 1,483 |
| Average Assets, quarterly | $315,505,500 | 1,424 |
| Volatile liabilities | $115,128,000 | 754 |
| Insider loans | $6,115,000 | 678 |
| FHLB advances | $64,449,000 | 152 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $40,744,000 | 1,313 |
| Tier 1 (core) risk-based capital | $40,458,000 | 1,030 |
| Tier 2 risk-based capital | $3,214,000 | 1,062 |
| Total risk weighted assets | $204,061,000 | 1,409 |
| Total unused commitments | $40,744,000 | 1,319 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 74 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $249,858,000 | 1,822 |
| Cash and due from depository institutions | $3,261,000 | 2,424 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,611,000 | 6,636 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 5,213 |
| Net loans & leases | $224,301,000 | 1,292 |
| Loan loss allowance | $1,998,000 | 1,791 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,424,000 | 3,245 |
| Other real estate owned | $0 | 2,424 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $5,461,000 | 1,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,858,000 | 1,822 |
| Total liabilities | $229,071,000 | 1,796 |
| Total deposits | $204,942,000 | 1,833 |
| Interest-bearing deposits | $202,850,000 | 1,591 |
| Deposits held in domestic offices | $204,942,000 | 1,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $22,500,000 | 900 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,629,000 | 2,398 |
| Total equity capital | $20,787,000 | 2,151 |
| Total bank equity capital | $20,787,000 | 2,151 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $20,787,000 | 1,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,009,000 | 1,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,169,000 | 1,929 |
| Earning assets | $238,712,000 | 1,760 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $242,195,000 | 1,794 |
| Average Assets, quarterly | $248,870,500 | 1,812 |
| Volatile liabilities | $55,217,000 | 1,304 |
| Insider loans | $4,405,000 | 929 |
| FHLB advances | $22,500,000 | 288 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,523,000 | 2,339 |
| Tier 1 (core) risk-based capital | $20,184,000 | 2,106 |
| Tier 2 risk-based capital | $1,811,000 | 1,677 |
| Total risk weighted assets | $144,727,000 | 1,934 |
| Total unused commitments | $17,523,000 | 2,344 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $200,416,000 | 2,351 |
| Cash and due from depository institutions | $2,247,000 | 3,359 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,664,000 | 6,806 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,598 |
| Net loans & leases | $176,317,000 | 1,633 |
| Loan loss allowance | $1,580,000 | 2,321 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,576,000 | 4,533 |
| Other real estate owned | $0 | 3,359 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,312,000 | 2,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,416,000 | 2,351 |
| Total liabilities | $184,787,000 | 2,289 |
| Total deposits | $158,407,000 | 2,432 |
| Interest-bearing deposits | $156,704,000 | 2,133 |
| Deposits held in domestic offices | $158,407,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $25,500,000 | 832 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $880,000 | 3,896 |
| Total equity capital | $15,629,000 | 2,842 |
| Total bank equity capital | $15,629,000 | 2,842 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $15,629,000 | 1,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,806,000 | 1,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $992,000 | 2,268 |
| Earning assets | $193,281,000 | 2,217 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $186,453,800 | 2,409 |
| Average Assets, quarterly | $194,897,000 | 2,381 |
| Volatile liabilities | $46,850,000 | 1,456 |
| Insider loans | $4,732,000 | 914 |
| FHLB advances | $25,500,000 | 285 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,615,000 | 5,917 |
| Tier 1 (core) risk-based capital | $15,629,000 | 2,777 |
| Tier 2 risk-based capital | $1,396,000 | 2,185 |
| Total risk weighted assets | $111,650,000 | 2,509 |
| Total unused commitments | $3,615,000 | 5,933 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 59 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $176,587,000 | 2,624 |
| Cash and due from depository institutions | $3,480,000 | 3,298 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $10,095,000 | 8,261 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,658 |
| Net loans & leases | $154,716,000 | 1,838 |
| Loan loss allowance | $1,676,000 | 2,260 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,219,000 | 5,367 |
| Other real estate owned | $0 | 3,298 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,277,000 | 2,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,587,000 | 2,624 |
| Total liabilities | $162,210,000 | 2,579 |
| Total deposits | $150,826,000 | 2,574 |
| Interest-bearing deposits | $148,873,000 | 2,284 |
| Deposits held in domestic offices | $150,826,000 | 2,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,000,000 | 1,174 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,384,000 | 2,812 |
| Total equity capital | $14,377,000 | 3,086 |
| Total bank equity capital | $14,377,000 | 3,086 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $14,377,000 | 1,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $850,000 | 2,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $949,000 | 2,435 |
| Earning assets | $168,611,000 | 2,532 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $171,700,000 | 2,588 |
| Average Assets, quarterly | $173,277,000 | 2,641 |
| Volatile liabilities | $26,967,000 | 2,040 |
| Insider loans | $2,516,000 | 1,733 |
| FHLB advances | $10,000,000 | 411 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,481,000 | 3,956 |
| Tier 1 (core) risk-based capital | $14,377,000 | 2,989 |
| Tier 2 risk-based capital | $1,165,000 | 2,555 |
| Total risk weighted assets | $92,949,000 | 2,912 |
| Total unused commitments | $7,481,000 | 3,968 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 62 | 3,273 |
| Assets and Liabilities | ||
| Total Assets: | $172,599,000 | 2,645 |
| Cash and due from depository institutions | $2,943,000 | 3,273 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,699,000 | 10,530 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 1,961 |
| Net loans & leases | $154,806,000 | 1,795 |
| Loan loss allowance | $1,755,000 | 2,203 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,271,000 | 5,223 |
| Other real estate owned | $0 | 3,273 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,280,000 | 2,459 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,599,000 | 2,645 |
| Total liabilities | $159,355,000 | 2,618 |
| Total deposits | $145,303,000 | 2,646 |
| Interest-bearing deposits | $144,558,000 | 2,314 |
| Deposits held in domestic offices | $145,303,000 | 2,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,226,000 | 1,090 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $826,000 | 3,531 |
| Total equity capital | $13,244,000 | 3,080 |
| Total bank equity capital | $13,244,000 | 3,080 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $13,244,000 | 1,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,285,000 | 2,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $867,000 | 2,317 |
| Earning assets | $165,105,000 | 2,536 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $166,914,400 | 2,657 |
| Average Assets, quarterly | $170,400,000 | 2,669 |
| Volatile liabilities | $27,610,000 | 1,949 |
| Insider loans | $2,569,000 | 1,640 |
| FHLB advances | $12,000,000 | 428 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,134,000 | 6,232 |
| Tier 1 (core) risk-based capital | $13,244,000 | 3,127 |
| Tier 2 risk-based capital | $1,177,000 | 2,511 |
| Total risk weighted assets | $94,085,000 | 2,796 |
| Total unused commitments | $3,134,000 | 6,242 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 59 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $159,133,000 | 2,881 |
| Cash and due from depository institutions | $3,278,000 | 3,539 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,562,000 | 11,486 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 4,319 |
| Net loans & leases | $144,404,000 | 1,895 |
| Loan loss allowance | $2,418,000 | 1,783 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,346,000 | 5,071 |
| Other real estate owned | $251,000 | 3,539 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,242,000 | 3,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,133,000 | 2,881 |
| Total liabilities | $147,301,000 | 2,853 |
| Total deposits | $142,715,000 | 2,774 |
| Interest-bearing deposits | $142,057,000 | 2,432 |
| Deposits held in domestic offices | $142,715,000 | 2,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,033,000 | 1,641 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $553,000 | 4,973 |
| Total equity capital | $11,832,000 | 3,459 |
| Total bank equity capital | $11,832,000 | 3,459 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $11,832,000 | 2,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,729,000 | 1,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $711,000 | 2,526 |
| Earning assets | $152,016,000 | 2,776 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $159,178,200 | 2,808 |
| Average Assets, quarterly | $159,274,000 | 2,852 |
| Volatile liabilities | $19,246,000 | 2,470 |
| Insider loans | $1,271,000 | 3,091 |
| FHLB advances | $4,000,000 | 553 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,722,000 | 3,401 |
| Tier 1 (core) risk-based capital | $11,832,000 | 3,379 |
| Tier 2 risk-based capital | $1,143,000 | 2,541 |
| Total risk weighted assets | $91,427,000 | 2,820 |
| Total unused commitments | $8,722,000 | 3,420 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $160,018,000 | 2,946 |
| Cash and due from depository institutions | $3,569,000 | 3,669 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $1,944,000 | 13,093 |
| Federal funds sold & reverse repurchase agreements | $6,450,000 | 2,570 |
| Net loans & leases | $142,841,000 | 1,958 |
| Loan loss allowance | $3,016,000 | 1,532 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,442,000 | 4,813 |
| Other real estate owned | $651,000 | 3,669 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,121,000 | 2,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,018,000 | 2,946 |
| Total liabilities | $149,188,000 | 2,895 |
| Total deposits | $143,213,000 | 2,866 |
| Interest-bearing deposits | $142,578,000 | 2,530 |
| Deposits held in domestic offices | $143,213,000 | 2,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,653,000 | 1,245 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $322,000 | 7,884 |
| Total equity capital | $10,830,000 | 3,574 |
| Total bank equity capital | $10,830,000 | 3,574 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $10,830,000 | 2,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,178,000 | 971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $839,000 | 2,371 |
| Earning assets | $151,235,000 | 2,860 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $162,603,200 | 2,829 |
| Average Assets, quarterly | $160,304,500 | 2,918 |
| Volatile liabilities | $16,616,000 | 2,747 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $4,000,000 | 530 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,779,000 | 5,414 |
| Tier 1 (core) risk-based capital | $10,830,000 | 3,517 |
| Tier 2 risk-based capital | $1,184,000 | 2,512 |
| Total risk weighted assets | $94,322,000 | 2,814 |
| Total unused commitments | $3,779,000 | 5,442 |
| Derivatives | $0 | 651 |