Home > Bay Savings Bank FSB > Assets and Liabilities
Bay Savings Bank FSB, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 74 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $266,631,000 | 1,741 |
| Cash and due from depository institutions | $4,275,000 | 2,832 |
| Interest-bearing balances | $5,000 | 7,519 |
| Securities | $53,636,000 | 2,583 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $180,023,000 | 1,542 |
| Loan loss allowance | $864,000 | 4,211 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,330,000 | 3,133 |
| Other real estate owned | $189,000 | 2,832 |
| Goodwill and other intangibles | $14,643,000 | 223 |
| All other assets | $11,535,000 | 860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,631,000 | 1,741 |
| Total liabilities | $214,554,000 | 1,990 |
| Total deposits | $147,452,000 | 2,680 |
| Interest-bearing deposits | $147,452,000 | 2,341 |
| Deposits held in domestic offices | $147,452,000 | 2,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $66,102,000 | 414 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,000,000 | 3,110 |
| Total equity capital | $52,077,000 | 822 |
| Total bank equity capital | $52,077,000 | 822 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $20,465,000 | 799 |
| Undivided profits | $31,462,000 | 721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,169,000 | 1,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,068,000 | 1,623 |
| Earning assets | $233,664,000 | 1,827 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $271,923,200 | 1,674 |
| Average Assets, quarterly | $267,568,000 | 1,719 |
| Volatile liabilities | $76,870,000 | 904 |
| Insider loans | $55,000 | 10,537 |
| FHLB advances | $64,865,000 | 152 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,723,000 | 7,940 |
| Tier 1 (core) risk-based capital | $39,323,000 | 1,024 |
| Tier 2 risk-based capital | $862,000 | 3,300 |
| Total risk weighted assets | $112,211,000 | 2,351 |
| Total unused commitments | $1,723,000 | 7,965 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 59 | 3,614 |
| Assets and Liabilities | ||
| Total Assets: | $209,393,000 | 2,257 |
| Cash and due from depository institutions | $3,626,000 | 3,614 |
| Interest-bearing balances | $3,000 | 8,000 |
| Securities | $8,524,000 | 9,781 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $170,524,000 | 1,648 |
| Loan loss allowance | $746,000 | 4,772 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,384,000 | 3,057 |
| Other real estate owned | $521,000 | 3,614 |
| Goodwill and other intangibles | $15,676,000 | 213 |
| All other assets | $8,138,000 | 1,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,393,000 | 2,257 |
| Total liabilities | $174,265,000 | 2,495 |
| Total deposits | $106,340,000 | 3,794 |
| Interest-bearing deposits | $104,395,000 | 3,402 |
| Deposits held in domestic offices | $106,340,000 | 3,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,367 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $61,848,000 | 385 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,077,000 | 3,098 |
| Total equity capital | $35,128,000 | 1,108 |
| Total bank equity capital | $35,128,000 | 1,108 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $7,565,000 | 1,824 |
| Undivided profits | $27,413,000 | 772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,165,000 | 2,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,093,000 | 1,774 |
| Earning assets | $179,051,000 | 2,402 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $231,752,800 | 2,007 |
| Average Assets, quarterly | $215,296,000 | 2,184 |
| Volatile liabilities | $75,455,000 | 890 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $59,978,000 | 153 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,956,000 | 6,133 |
| Tier 1 (core) risk-based capital | $21,388,000 | 1,768 |
| Tier 2 risk-based capital | $523,000 | 5,016 |
| Total risk weighted assets | $99,557,000 | 2,678 |
| Total unused commitments | $2,956,000 | 6,163 |
| Derivatives | $0 | 651 |