Home > Bay Ridge Federal Savings Bank > Income and Expense
Bay Ridge Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $41,587,000 | 878 |
| Total interest expense | $20,092,000 | 881 |
| Net interest income | $21,495,000 | 878 |
| Provision for loan and lease losses | $425,000 | 1,782 |
| Total noninterest income | $827,000 | 3,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $827,000 | 2,053 |
| Total noninterest expense | $12,499,000 | 1,175 |
| Salaries and employee benefits | $8,225,000 | 841 |
| Premises and equipment expense | $1,123,000 | 1,797 |
| Additional noninterest expense | $3,151,000 | 1,634 |
| Pre-tax net operating income | $9,398,000 | 876 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $5,728,000 | 560 |
| Income before extraordinary items | $3,662,000 | 1,421 |
| Extraordinary gains, net | $-250,000 | 11,949 |
| Net income | $3,412,000 | 1,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,040,000 | 317 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,667,120 | 1,398 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $40,478,000 | 825 |
| Total interest expense | $16,456,000 | 842 |
| Net interest income | $24,022,000 | 795 |
| Provision for loan and lease losses | $2,116,000 | 554 |
| Total noninterest income | $715,000 | 4,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $715,000 | 2,297 |
| Total noninterest expense | $8,935,000 | 1,649 |
| Salaries and employee benefits | $4,606,000 | 1,463 |
| Premises and equipment expense | $1,146,000 | 1,794 |
| Additional noninterest expense | $3,183,000 | 1,715 |
| Pre-tax net operating income | $13,686,000 | 617 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $6,741,000 | 455 |
| Income before extraordinary items | $6,945,000 | 768 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,945,000 | 768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,477,000 | 478 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $28,479,000 | 44 |
| Net operating income | $6,945,000 | 775 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $37,941,000 | 873 |
| Total interest expense | $14,814,000 | 939 |
| Net interest income | $23,127,000 | 815 |
| Provision for loan and lease losses | $5,292,000 | 422 |
| Total noninterest income | $1,351,000 | 2,656 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,351,000 | 1,671 |
| Total noninterest expense | $7,164,000 | 2,048 |
| Salaries and employee benefits | $3,524,000 | 1,901 |
| Premises and equipment expense | $1,194,000 | 1,759 |
| Additional noninterest expense | $2,446,000 | 2,283 |
| Pre-tax net operating income | $12,022,000 | 604 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $7,514,000 | 389 |
| Income before extraordinary items | $4,508,000 | 1,152 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,508,000 | 1,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,508,000 | 1,066 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $39,095,000 | 967 |
| Total interest expense | $19,068,000 | 951 |
| Net interest income | $20,027,000 | 938 |
| Provision for loan and lease losses | $3,203,000 | 797 |
| Total noninterest income | $933,000 | 3,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $933,000 | 2,102 |
| Total noninterest expense | $7,213,000 | 2,048 |
| Salaries and employee benefits | $3,363,000 | 1,950 |
| Premises and equipment expense | $1,265,000 | 1,679 |
| Additional noninterest expense | $2,585,000 | 2,259 |
| Pre-tax net operating income | $10,544,000 | 608 |
| Securities gains (losses) | $750,000 | 797 |
| Applicable income taxes | $6,902,000 | 366 |
| Income before extraordinary items | $4,392,000 | 1,077 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,392,000 | 1,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-302,000 | 13,886 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,912,000 | 1,109 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.