Home > Bay Ridge Federal Savings Bank > Assets and Liabilities
Bay Ridge Federal Savings Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 101 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $546,834,000 | 926 |
| Cash and due from depository institutions | $5,701,000 | 1,916 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $203,409,000 | 661 |
| Federal funds sold & reverse repurchase agreements | $56,100,000 | 305 |
| Net loans & leases | $266,792,000 | 1,115 |
| Loan loss allowance | $9,238,000 | 586 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,400,000 | 4,888 |
| Other real estate owned | $808,000 | 1,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $12,624,000 | 784 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $546,834,000 | 926 |
| Total liabilities | $466,439,000 | 962 |
| Total deposits | $440,234,000 | 900 |
| Interest-bearing deposits | $440,234,000 | 800 |
| Deposits held in domestic offices | $440,234,000 | 891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $23,676,000 | 796 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,529,000 | 1,749 |
| Total equity capital | $80,395,000 | 631 |
| Total bank equity capital | $80,395,000 | 631 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $595,000 | 5,146 |
| Surplus | $34,631,000 | 598 |
| Undivided profits | $45,169,000 | 587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,006,000 | 354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $366,000 | 6,216 |
| Earning assets | $526,301,000 | 893 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $567,913,000 | 860 |
| Average Assets, quarterly | $545,931,000 | 920 |
| Volatile liabilities | $57,626,000 | 1,170 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $279,000 | 10,540 |
| Tier 1 (core) risk-based capital | $80,279,000 | 592 |
| Tier 2 risk-based capital | $3,050,000 | 1,119 |
| Total risk weighted assets | $240,735,000 | 1,223 |
| Total unused commitments | $279,000 | 10,546 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 101 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $584,041,000 | 842 |
| Cash and due from depository institutions | $2,193,000 | 1,990 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $276,924,000 | 538 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $289,578,000 | 995 |
| Loan loss allowance | $13,891,000 | 439 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,203,000 | 5,413 |
| Other real estate owned | $927,000 | 1,990 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $13,216,000 | 804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $584,041,000 | 842 |
| Total liabilities | $508,551,000 | 876 |
| Total deposits | $430,399,000 | 903 |
| Interest-bearing deposits | $427,671,000 | 804 |
| Deposits held in domestic offices | $430,399,000 | 891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $75,688,000 | 440 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,464,000 | 1,534 |
| Total equity capital | $75,490,000 | 596 |
| Total bank equity capital | $75,490,000 | 596 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $595,000 | 5,414 |
| Surplus | $27,884,000 | 660 |
| Undivided profits | $47,011,000 | 502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,916,000 | 223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $400,000 | 5,178 |
| Earning assets | $566,502,000 | 805 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $560,315,600 | 846 |
| Average Assets, quarterly | $576,899,500 | 846 |
| Volatile liabilities | $104,954,000 | 793 |
| Insider loans | $499,000 | 5,697 |
| FHLB advances | $51,336,000 | 201 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,890,000 | 3,694 |
| Tier 1 (core) risk-based capital | $75,374,000 | 583 |
| Tier 2 risk-based capital | $3,366,000 | 1,004 |
| Total risk weighted assets | $263,134,000 | 1,098 |
| Total unused commitments | $7,890,000 | 3,701 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 101 | 2,071 |
| Assets and Liabilities | ||
| Total Assets: | $495,658,000 | 967 |
| Cash and due from depository institutions | $2,586,000 | 2,071 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $182,676,000 | 776 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $292,262,000 | 980 |
| Loan loss allowance | $14,577,000 | 454 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,289,000 | 5,223 |
| Other real estate owned | $994,000 | 2,071 |
| Goodwill and other intangibles | $205,000 | 1,816 |
| All other assets | $12,646,000 | 812 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,658,000 | 967 |
| Total liabilities | $455,592,000 | 967 |
| Total deposits | $453,803,000 | 884 |
| Interest-bearing deposits | $453,004,000 | 790 |
| Deposits held in domestic offices | $453,803,000 | 873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,789,000 | 1,980 |
| Total equity capital | $40,066,000 | 1,032 |
| Total bank equity capital | $40,066,000 | 1,032 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $40,066,000 | 571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,981,000 | 264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $526,000 | 3,514 |
| Earning assets | $477,938,000 | 928 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $481,338,800 | 980 |
| Average Assets, quarterly | $489,960,500 | 968 |
| Volatile liabilities | $27,634,000 | 1,846 |
| Insider loans | $898,000 | 4,032 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,053,000 | 4,363 |
| Tier 1 (core) risk-based capital | $39,746,000 | 1,009 |
| Tier 2 risk-based capital | $3,146,000 | 1,067 |
| Total risk weighted assets | $244,972,000 | 1,151 |
| Total unused commitments | $6,053,000 | 4,389 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 88 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $471,738,000 | 1,054 |
| Cash and due from depository institutions | $3,188,000 | 2,460 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $138,867,000 | 970 |
| Federal funds sold & reverse repurchase agreements | $19,300,000 | 889 |
| Net loans & leases | $292,044,000 | 1,007 |
| Loan loss allowance | $5,279,000 | 959 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,318,000 | 5,158 |
| Other real estate owned | $11,249,000 | 2,460 |
| Goodwill and other intangibles | $455,000 | 1,396 |
| All other assets | $5,317,000 | 1,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $471,738,000 | 1,054 |
| Total liabilities | $437,183,000 | 1,050 |
| Total deposits | $435,401,000 | 971 |
| Interest-bearing deposits | $435,185,000 | 873 |
| Deposits held in domestic offices | $435,401,000 | 961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $109,000 | 4,249 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,673,000 | 2,165 |
| Total equity capital | $34,555,000 | 1,137 |
| Total bank equity capital | $34,555,000 | 1,137 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $34,555,000 | 609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,348,000 | 385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $683,000 | 2,928 |
| Earning assets | $450,211,000 | 1,002 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $460,024,200 | 1,059 |
| Average Assets, quarterly | $468,111,500 | 1,056 |
| Volatile liabilities | $23,067,000 | 2,097 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,388,000 | 3,592 |
| Tier 1 (core) risk-based capital | $33,974,000 | 1,129 |
| Tier 2 risk-based capital | $3,106,000 | 1,091 |
| Total risk weighted assets | $246,976,000 | 1,178 |
| Total unused commitments | $9,388,000 | 3,105 |
| Derivatives | $0 | 651 |