Home > Bay Net A Community Bank > Income and Expense
Bay Net A Community Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 5,178 |
| Total interest expense | $1,854,000 | 4,766 |
| Net interest income | $2,398,000 | 5,377 |
| Provision for loan and lease losses | $37,000 | 5,476 |
| Total noninterest income | $222,000 | 6,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $222,000 | 4,316 |
| Total noninterest expense | $1,396,000 | 6,352 |
| Salaries and employee benefits | $823,000 | 6,141 |
| Premises and equipment expense | $315,000 | 4,768 |
| Additional noninterest expense | $258,000 | 7,358 |
| Pre-tax net operating income | $1,187,000 | 4,321 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $402,000 | 3,170 |
| Income before extraordinary items | $785,000 | 4,744 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $785,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $785,000 | 4,739 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 5,226 |
| Total interest expense | $1,188,000 | 4,746 |
| Net interest income | $1,575,000 | 5,444 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $148,000 | 6,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $148,000 | 4,341 |
| Total noninterest expense | $956,000 | 6,293 |
| Salaries and employee benefits | $560,000 | 6,111 |
| Premises and equipment expense | $219,000 | 4,657 |
| Additional noninterest expense | $177,000 | 7,317 |
| Pre-tax net operating income | $742,000 | 4,493 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $267,000 | 3,200 |
| Income before extraordinary items | $475,000 | 5,011 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $475,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $475,000 | 5,002 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 5,233 |
| Total interest expense | $568,000 | 4,746 |
| Net interest income | $786,000 | 5,447 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $75,000 | 6,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $481,000 | 6,290 |
| Salaries and employee benefits | $278,000 | 6,165 |
| Premises and equipment expense | $112,000 | 4,612 |
| Additional noninterest expense | $91,000 | 7,270 |
| Pre-tax net operating income | $367,000 | 4,481 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $132,000 | 3,216 |
| Income before extraordinary items | $235,000 | 4,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 4,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $235,000 | 4,963 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 5,578 |
| Total interest expense | $1,648,000 | 4,989 |
| Net interest income | $2,713,000 | 5,818 |
| Provision for loan and lease losses | $74,000 | 5,234 |
| Total noninterest income | $225,000 | 6,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $225,000 | 4,940 |
| Total noninterest expense | $1,715,000 | 6,546 |
| Salaries and employee benefits | $995,000 | 6,358 |
| Premises and equipment expense | $407,000 | 4,796 |
| Additional noninterest expense | $313,000 | 7,570 |
| Pre-tax net operating income | $1,149,000 | 5,002 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $242,000 | 4,406 |
| Income before extraordinary items | $907,000 | 5,066 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $907,000 | 5,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $225,000 | 4,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $907,000 | 5,028 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 5,707 |
| Total interest expense | $1,143,000 | 5,064 |
| Net interest income | $1,951,000 | 5,960 |
| Provision for loan and lease losses | $34,000 | 5,724 |
| Total noninterest income | $152,000 | 7,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 5,165 |
| Total noninterest expense | $1,262,000 | 6,599 |
| Salaries and employee benefits | $736,000 | 6,392 |
| Premises and equipment expense | $299,000 | 4,855 |
| Additional noninterest expense | $227,000 | 7,634 |
| Pre-tax net operating income | $807,000 | 5,308 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $250,000 | 4,087 |
| Income before extraordinary items | $557,000 | 5,642 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $557,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $225,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $557,000 | 5,602 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 5,813 |
| Total interest expense | $692,000 | 5,185 |
| Net interest income | $1,258,000 | 6,041 |
| Provision for loan and lease losses | $27,000 | 5,411 |
| Total noninterest income | $93,000 | 7,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $93,000 | 5,327 |
| Total noninterest expense | $832,000 | 6,642 |
| Salaries and employee benefits | $483,000 | 6,446 |
| Premises and equipment expense | $203,000 | 4,775 |
| Additional noninterest expense | $146,000 | 7,679 |
| Pre-tax net operating income | $492,000 | 5,515 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $126,000 | 4,495 |
| Income before extraordinary items | $366,000 | 5,667 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $366,000 | 5,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $225,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $366,000 | 5,633 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 5,990 |
| Total interest expense | $309,000 | 5,393 |
| Net interest income | $607,000 | 6,194 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $44,000 | 7,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $406,000 | 6,732 |
| Salaries and employee benefits | $238,000 | 6,517 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $68,000 | 7,847 |
| Pre-tax net operating income | $225,000 | 5,694 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $54,000 | 4,665 |
| Income before extraordinary items | $171,000 | 5,797 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $171,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $225,000 | 2,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $171,000 | 5,759 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 6,433 |
| Total interest expense | $1,027,000 | 5,572 |
| Net interest income | $1,958,000 | 6,685 |
| Provision for loan and lease losses | $121,000 | 4,610 |
| Total noninterest income | $170,000 | 7,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $170,000 | 5,444 |
| Total noninterest expense | $1,463,000 | 6,946 |
| Salaries and employee benefits | $836,000 | 6,819 |
| Premises and equipment expense | $390,000 | 4,843 |
| Additional noninterest expense | $237,000 | 8,077 |
| Pre-tax net operating income | $544,000 | 6,566 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $544,000 | 6,186 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $544,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $544,000 | 6,105 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 6,565 |
| Total interest expense | $741,000 | 5,663 |
| Net interest income | $1,406,000 | 6,813 |
| Provision for loan and lease losses | $91,000 | 4,413 |
| Total noninterest income | $118,000 | 7,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $118,000 | 5,608 |
| Total noninterest expense | $1,097,000 | 6,921 |
| Salaries and employee benefits | $622,000 | 6,809 |
| Premises and equipment expense | $290,000 | 4,862 |
| Additional noninterest expense | $185,000 | 8,009 |
| Pre-tax net operating income | $336,000 | 7,019 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $336,000 | 6,686 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $336,000 | 6,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $336,000 | 6,619 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 6,743 |
| Total interest expense | $485,000 | 5,730 |
| Net interest income | $877,000 | 7,003 |
| Provision for loan and lease losses | $56,000 | 4,573 |
| Total noninterest income | $73,000 | 7,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $73,000 | 5,776 |
| Total noninterest expense | $726,000 | 6,980 |
| Salaries and employee benefits | $404,000 | 6,920 |
| Premises and equipment expense | $194,000 | 4,859 |
| Additional noninterest expense | $128,000 | 7,991 |
| Pre-tax net operating income | $168,000 | 7,429 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $168,000 | 7,181 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 7,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $168,000 | 7,104 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 6,880 |
| Total interest expense | $245,000 | 5,768 |
| Net interest income | $409,000 | 7,209 |
| Provision for loan and lease losses | $14,000 | 5,389 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $361,000 | 7,038 |
| Salaries and employee benefits | $194,000 | 7,072 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $68,000 | 7,939 |
| Pre-tax net operating income | $64,000 | 7,694 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $64,000 | 7,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $64,000 | 7,424 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 7,238 |
| Total interest expense | $1,065,000 | 5,942 |
| Net interest income | $1,251,000 | 7,726 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $147,000 | 7,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $147,000 | 5,855 |
| Total noninterest expense | $1,275,000 | 7,317 |
| Salaries and employee benefits | $695,000 | 7,311 |
| Premises and equipment expense | $384,000 | 4,871 |
| Additional noninterest expense | $196,000 | 8,464 |
| Pre-tax net operating income | $78,000 | 8,282 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $78,000 | 8,328 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $78,000 | 8,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $78,000 | 8,218 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 7,378 |
| Total interest expense | $809,000 | 6,041 |
| Net interest income | $888,000 | 7,903 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $116,000 | 7,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 5,793 |
| Total noninterest expense | $932,000 | 7,373 |
| Salaries and employee benefits | $520,000 | 7,297 |
| Premises and equipment expense | $280,000 | 4,953 |
| Additional noninterest expense | $132,000 | 8,613 |
| Pre-tax net operating income | $36,000 | 8,509 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $36,000 | 8,590 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $36,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $36,000 | 8,481 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 7,449 |
| Total interest expense | $541,000 | 6,153 |
| Net interest income | $579,000 | 7,962 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $72,000 | 7,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $72,000 | 5,940 |
| Total noninterest expense | $606,000 | 7,462 |
| Salaries and employee benefits | $338,000 | 7,384 |
| Premises and equipment expense | $184,000 | 4,966 |
| Additional noninterest expense | $84,000 | 8,683 |
| Pre-tax net operating income | $20,000 | 8,559 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $20,000 | 8,646 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $20,000 | 8,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $20,000 | 8,525 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 7,537 |
| Total interest expense | $263,000 | 6,345 |
| Net interest income | $285,000 | 8,034 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $37,000 | 7,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $306,000 | 7,467 |
| Salaries and employee benefits | $173,000 | 7,350 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $58,000 | 8,275 |
| Pre-tax net operating income | $6,000 | 8,626 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $6,000 | 8,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,000 | 8,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 7,927 |
| Total interest expense | $922,000 | 7,136 |
| Net interest income | $1,007,000 | 8,248 |
| Provision for loan and lease losses | $98,000 | 5,774 |
| Total noninterest income | $108,000 | 8,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 6,289 |
| Total noninterest expense | $1,176,000 | 7,526 |
| Salaries and employee benefits | $640,000 | 7,548 |
| Premises and equipment expense | $339,000 | 5,190 |
| Additional noninterest expense | $197,000 | 8,575 |
| Pre-tax net operating income | $-159,000 | 8,811 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-159,000 | 8,880 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-159,000 | 8,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-159,000 | 8,826 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 8,877 |
| Total interest expense | $674,000 | 8,675 |
| Net interest income | $658,000 | 8,928 |
| Provision for loan and lease losses | $92,000 | 5,755 |
| Total noninterest income | $66,000 | 8,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $66,000 | 7,230 |
| Total noninterest expense | $926,000 | 8,151 |
| Salaries and employee benefits | $514,000 | 8,102 |
| Premises and equipment expense | $212,000 | 6,623 |
| Additional noninterest expense | $200,000 | 8,652 |
| Pre-tax net operating income | $-294,000 | 9,026 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-294,000 | 9,118 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-294,000 | 9,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-294,000 | 9,064 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 9,674 |
| Total interest expense | $178,000 | 9,682 |
| Net interest income | $360,000 | 9,636 |
| Provision for loan and lease losses | $69,000 | 6,019 |
| Total noninterest income | $10,000 | 9,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $773,000 | 8,634 |
| Salaries and employee benefits | $442,000 | 8,535 |
| Premises and equipment expense | $144,000 | 7,690 |
| Additional noninterest expense | $187,000 | 8,904 |
| Pre-tax net operating income | $-472,000 | 9,520 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-472,000 | 9,556 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-472,000 | 9,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $4,808,000 | 230 |
| Net operating income | $-472,000 | 9,556 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.