Home > Bay National Bank > Net Loans and Leases
Bay National Bank, Net Loans and Leases
| 2010-06-30 | Rank | |
| Net loans and leases | $129,664,000 | 3,157 |
| Loan loss allowance | $8,616,000 | 978 |
| Total loans and leases | $138,280,000 | 3,051 |
| Unearned income | $0 | 1,847 |
| Loans and leases, gross | $138,280,000 | 3,051 |
| All real estate loans | $92,233,000 | 3,328 |
| Real estate loans in domestic offices | $92,233,000 | 3,328 |
| Construction and development loans | $16,274,000 | 2,167 |
| Commercial RE | $27,319,000 | 3,568 |
| Commercial real estate owner-occupied | $17,238,000 | 2,946 |
| Commercial real estate other non-farm non-residential | $10,081,000 | 3,492 |
| Multifamily residential real estate | $631,000 | 4,620 |
| 1-4 family residential loans | $48,009,000 | 2,570 |
| Farmland loans | $0 | 5,622 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,863 |
| Commercial and industrial loans | $42,740,000 | 1,282 |
| To non-U.S. addressees | $0 | 142 |
| Loans to individuals | $2,918,000 | 4,171 |
| Credit card loans | $0 | 1,506 |
| Related Plans | $669,000 | 902 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,249,000 | 4,516 |
| All other loans & leases | $389,000 | 3,557 |
| Loans to foreign governments and official institutions | $0 | 22 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,271 |
| Other loans | $389,000 | 1,687 |
| Lease financing receivables | $0 | 1,241 |
| Loans to depository institutions and acceptances of other banks | $0 | 298 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,372 |
| Loans secured by real estate to non-U.S. addressees | $0 | 152 |
| Restructured Loans & leases | $0 | 3,594 |
| Non 1-4 family restructured loans & leases | $0 | 3,089 |
| Residential 1-4 family construction | $12,817,000 | 757 |
| Other construction, all land development and other land | $3,457,000 | 3,831 |
| Allowance for loan and lease losses in tier 2 | $1,940,000 | 2,638 |
| Total loans and leases | NA | NA |
| 2010-03-31 | Rank | |
| Net loans and leases | $174,937,000 | 2,498 |
| Loan loss allowance | $8,927,000 | 960 |
| Total loans and leases | $183,864,000 | 2,423 |
| Unearned income | $0 | 1,879 |
| Loans and leases, gross | $183,864,000 | 2,424 |
| All real estate loans | $119,447,000 | 2,776 |
| Real estate loans in domestic offices | $119,447,000 | 2,775 |
| Construction and development loans | $24,133,000 | 1,744 |
| Commercial RE | $37,953,000 | 2,988 |
| Commercial real estate owner-occupied | $20,771,000 | 2,671 |
| Commercial real estate other non-farm non-residential | $17,182,000 | 2,703 |
| Multifamily residential real estate | $1,419,000 | 3,821 |
| 1-4 family residential loans | $55,942,000 | 2,287 |
| Farmland loans | $0 | 5,693 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,896 |
| Commercial and industrial loans | $60,977,000 | 948 |
| To non-U.S. addressees | $0 | 144 |
| Loans to individuals | $3,022,000 | 4,173 |
| Credit card loans | $0 | 1,527 |
| Related Plans | $500,000 | 1,088 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,522,000 | 4,319 |
| All other loans & leases | $418,000 | 3,511 |
| Loans to foreign governments and official institutions | $0 | 23 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,315 |
| Other loans | $418,000 | 1,631 |
| Lease financing receivables | $0 | 1,261 |
| Loans to depository institutions and acceptances of other banks | $0 | 294 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,413 |
| Loans secured by real estate to non-U.S. addressees | $0 | 154 |
| Restructured Loans & leases | $0 | 3,382 |
| Non 1-4 family restructured loans & leases | $0 | 2,891 |
| Residential 1-4 family construction | $15,119,000 | 721 |
| Other construction, all land development and other land | $9,014,000 | 2,639 |
| Allowance for loan and lease losses in tier 2 | $2,526,000 | 2,121 |
| Total loans and leases | NA | NA |
| 2009-12-31 | Rank | |
| Net loans and leases | $184,784,000 | 2,430 |
| Loan loss allowance | $9,760,000 | 895 |
| Total loans and leases | $194,544,000 | 2,360 |
| Unearned income | $0 | 1,933 |
| Loans and leases, gross | $194,544,000 | 2,360 |
| All real estate loans | $123,005,000 | 2,763 |
| Real estate loans in domestic offices | $123,005,000 | 2,761 |
| Construction and development loans | $24,951,000 | 1,815 |
| Commercial RE | $39,143,000 | 2,946 |
| Commercial real estate owner-occupied | $21,850,000 | 2,569 |
| Commercial real estate other non-farm non-residential | $17,293,000 | 2,700 |
| Multifamily residential real estate | $1,424,000 | 3,812 |
| 1-4 family residential loans | $57,487,000 | 2,259 |
| Farmland loans | $0 | 5,715 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,913 |
| Commercial and industrial loans | $67,364,000 | 884 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,703,000 | 3,795 |
| Credit card loans | $0 | 1,565 |
| Related Plans | $610,000 | 1,011 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,093,000 | 3,991 |
| All other loans & leases | $472,000 | 3,437 |
| Loans to foreign governments and official institutions | $0 | 26 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,332 |
| Other loans | $472,000 | 1,548 |
| Lease financing receivables | $0 | 1,273 |
| Loans to depository institutions and acceptances of other banks | $0 | 291 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,443 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,797,000 | 1,500 |
| Non 1-4 family restructured loans & leases | $147,000 | 2,474 |
| Residential 1-4 family construction | $15,469,000 | 767 |
| Other construction, all land development and other land | $9,482,000 | 2,635 |
| Allowance for loan and lease losses in tier 2 | $2,658,000 | 2,061 |
| Total loans and leases | NA | NA |
| 2009-09-30 | Rank | |
| Net loans and leases | $197,050,000 | 2,326 |
| Loan loss allowance | $6,203,000 | 1,287 |
| Total loans and leases | $203,253,000 | 2,305 |
| Unearned income | $0 | 1,958 |
| Loans and leases, gross | $203,253,000 | 2,306 |
| All real estate loans | $126,989,000 | 2,712 |
| Real estate loans in domestic offices | $126,989,000 | 2,711 |
| Construction and development loans | $25,825,000 | 1,881 |
| Commercial RE | $41,336,000 | 2,839 |
| Commercial real estate owner-occupied | $23,743,000 | 2,418 |
| Commercial real estate other non-farm non-residential | $17,593,000 | 2,682 |
| Multifamily residential real estate | $1,428,000 | 3,808 |
| 1-4 family residential loans | $58,400,000 | 2,233 |
| Farmland loans | $0 | 5,753 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,956 |
| Commercial and industrial loans | $70,347,000 | 859 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,371,000 | 3,017 |
| Credit card loans | $0 | 1,596 |
| Related Plans | $542,000 | 1,074 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,829,000 | 3,041 |
| All other loans & leases | $546,000 | 3,344 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,355 |
| Other loans | $546,000 | 1,493 |
| Lease financing receivables | $0 | 1,276 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,467 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $5,498,000 | 615 |
| Non 1-4 family restructured loans & leases | $147,000 | 2,153 |
| Residential 1-4 family construction | $15,952,000 | 875 |
| Other construction, all land development and other land | $9,873,000 | 2,673 |
| Allowance for loan and lease losses in tier 2 | $2,750,000 | 1,998 |
| Total loans and leases | NA | NA |
| 2009-06-30 | Rank | |
| Net loans and leases | $216,881,000 | 2,164 |
| Loan loss allowance | $6,732,000 | 1,146 |
| Total loans and leases | $223,613,000 | 2,140 |
| Unearned income | $0 | 1,988 |
| Loans and leases, gross | $223,613,000 | 2,140 |
| All real estate loans | $140,169,000 | 2,541 |
| Real estate loans in domestic offices | $140,169,000 | 2,540 |
| Construction and development loans | $33,749,000 | 1,647 |
| Commercial RE | $42,946,000 | 2,768 |
| Commercial real estate owner-occupied | $25,616,000 | 2,275 |
| Commercial real estate other non-farm non-residential | $17,330,000 | 2,683 |
| Multifamily residential real estate | $1,432,000 | 3,781 |
| 1-4 family residential loans | $62,042,000 | 2,164 |
| Farmland loans | $0 | 5,782 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,994 |
| Commercial and industrial loans | $79,837,000 | 796 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,607,000 | 3,930 |
| Credit card loans | $0 | 1,631 |
| Related Plans | $613,000 | 1,012 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,994,000 | 4,141 |
| All other loans & leases | $0 | 6,654 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,363 |
| Other loans | $0 | 5,985 |
| Lease financing receivables | $0 | 1,304 |
| Loans to depository institutions and acceptances of other banks | $0 | 317 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,489 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,855,000 | 1,018 |
| Non 1-4 family restructured loans & leases | $891,000 | 1,179 |
| Residential 1-4 family construction | $11,587,000 | 1,290 |
| Other construction, all land development and other land | $22,162,000 | 1,729 |
| Allowance for loan and lease losses in tier 2 | $3,178,000 | 1,757 |
| Total loans and leases | NA | NA |
| 2009-03-31 | Rank | |
| Net loans and leases | $241,636,000 | 1,987 |
| Loan loss allowance | $6,218,000 | 1,174 |
| Total loans and leases | $247,854,000 | 1,972 |
| Unearned income | $0 | 2,035 |
| Loans and leases, gross | $247,854,000 | 1,974 |
| All real estate loans | $150,423,000 | 2,387 |
| Real estate loans in domestic offices | $150,423,000 | 2,386 |
| Construction and development loans | $42,236,000 | 1,458 |
| Commercial RE | $45,689,000 | 2,630 |
| Commercial real estate owner-occupied | $27,395,000 | 2,139 |
| Commercial real estate other non-farm non-residential | $18,294,000 | 2,574 |
| Multifamily residential real estate | $1,436,000 | 3,723 |
| 1-4 family residential loans | $60,939,000 | 2,194 |
| Farmland loans | $123,000 | 5,560 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,018 |
| Commercial and industrial loans | $91,735,000 | 702 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,696,000 | 2,889 |
| Credit card loans | $0 | 1,668 |
| Related Plans | $1,375,000 | 595 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,321,000 | 3,326 |
| All other loans & leases | $0 | 6,670 |
| Loans to foreign governments and official institutions | $0 | 39 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,359 |
| Other loans | $0 | 6,000 |
| Lease financing receivables | $0 | 1,296 |
| Loans to depository institutions and acceptances of other banks | $0 | 328 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,500 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $795,000 | 1,210 |
| Non 1-4 family restructured loans & leases | $0 | 2,015 |
| Residential 1-4 family construction | $17,895,000 | 1,021 |
| Other construction, all land development and other land | $24,341,000 | 1,687 |
| Allowance for loan and lease losses in tier 2 | $3,435,000 | 1,637 |
| Total loans and leases | NA | NA |
| 2008-12-31 | Rank | |
| Net loans and leases | $242,486,000 | 2,004 |
| Loan loss allowance | $5,675,000 | 1,233 |
| Total loans and leases | $248,161,000 | 1,979 |
| Unearned income | $0 | 2,062 |
| Loans and leases, gross | $248,161,000 | 1,979 |
| All real estate loans | $146,888,000 | 2,443 |
| Real estate loans in domestic offices | $146,888,000 | 2,442 |
| Construction and development loans | $44,068,000 | 1,467 |
| Commercial RE | $47,256,000 | 2,554 |
| Commercial real estate owner-occupied | $27,644,000 | 2,098 |
| Commercial real estate other non-farm non-residential | $19,612,000 | 2,469 |
| Multifamily residential real estate | $1,441,000 | 3,679 |
| 1-4 family residential loans | $53,998,000 | 2,391 |
| Farmland loans | $125,000 | 5,567 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,039 |
| Commercial and industrial loans | $96,540,000 | 671 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,733,000 | 3,439 |
| Credit card loans | $0 | 1,704 |
| Related Plans | $1,365,000 | 620 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,368,000 | 3,990 |
| All other loans & leases | $0 | 6,718 |
| Loans to foreign governments and official institutions | $0 | 33 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,362 |
| Other loans | $0 | 6,052 |
| Lease financing receivables | $0 | 1,317 |
| Loans to depository institutions and acceptances of other banks | $0 | 309 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,515 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $547,000 | 1,144 |
| Non 1-4 family restructured loans & leases | $0 | 1,840 |
| Residential 1-4 family construction | $19,584,000 | 1,010 |
| Other construction, all land development and other land | $24,484,000 | 1,696 |
| Allowance for loan and lease losses in tier 2 | $3,465,000 | 1,610 |
| Total loans and leases | NA | NA |
| 2008-09-30 | Rank | |
| Net loans and leases | $237,801,000 | 2,037 |
| Loan loss allowance | $6,675,000 | 951 |
| Total loans and leases | $244,476,000 | 2,007 |
| Unearned income | $0 | 2,087 |
| Loans and leases, gross | $244,476,000 | 2,008 |
| All real estate loans | $151,100,000 | 2,374 |
| Real estate loans in domestic offices | $151,100,000 | 2,374 |
| Construction and development loans | $49,832,000 | 1,391 |
| Commercial RE | $47,773,000 | 2,468 |
| Commercial real estate owner-occupied | $29,140,000 | 1,971 |
| Commercial real estate other non-farm non-residential | $18,633,000 | 2,519 |
| Multifamily residential real estate | $1,445,000 | 3,637 |
| 1-4 family residential loans | $51,921,000 | 2,423 |
| Farmland loans | $129,000 | 5,577 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,085 |
| Commercial and industrial loans | $88,699,000 | 746 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,677,000 | 3,514 |
| Credit card loans | $0 | 1,740 |
| Related Plans | $1,347,000 | 619 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,330,000 | 4,078 |
| All other loans & leases | $0 | 6,774 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,383 |
| Other loans | $0 | 6,089 |
| Lease financing receivables | $0 | 1,328 |
| Loans to depository institutions and acceptances of other banks | $0 | 293 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,471 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $3,184,000 | 333 |
| Non 1-4 family restructured loans & leases | $0 | 1,688 |
| Residential 1-4 family construction | $24,133,000 | 899 |
| Other construction, all land development and other land | $25,699,000 | 1,661 |
| Allowance for loan and lease losses in tier 2 | $3,491,000 | 1,561 |
| Total loans and leases | NA | NA |
| 2008-06-30 | Rank | |
| Net loans and leases | $247,570,000 | 1,937 |
| Loan loss allowance | $6,700,000 | 915 |
| Total loans and leases | $254,270,000 | 1,913 |
| Unearned income | $0 | 2,087 |
| Loans and leases, gross | $254,270,000 | 1,914 |
| All real estate loans | $157,547,000 | 2,281 |
| Real estate loans in domestic offices | $157,547,000 | 2,281 |
| Construction and development loans | $58,561,000 | 1,248 |
| Commercial RE | $45,432,000 | 2,529 |
| Commercial real estate owner-occupied | $27,044,000 | 2,046 |
| Commercial real estate other non-farm non-residential | $18,388,000 | 2,504 |
| Multifamily residential real estate | $1,449,000 | 3,575 |
| 1-4 family residential loans | $51,973,000 | 2,385 |
| Farmland loans | $132,000 | 5,593 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,128 |
| Commercial and industrial loans | $89,554,000 | 733 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,169,000 | 2,533 |
| Credit card loans | $0 | 1,773 |
| Related Plans | $1,491,000 | 552 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,678,000 | 2,876 |
| All other loans & leases | $0 | 6,795 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,405 |
| Other loans | $0 | 6,089 |
| Lease financing receivables | $0 | 1,336 |
| Loans to depository institutions and acceptances of other banks | $0 | 282 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,461 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $5,547,000 | 179 |
| Non 1-4 family restructured loans & leases | $0 | 1,490 |
| Residential 1-4 family construction | $31,517,000 | 765 |
| Other construction, all land development and other land | $27,044,000 | 1,617 |
| Allowance for loan and lease losses in tier 2 | $3,584,000 | 1,483 |
| Total loans and leases | NA | NA |
| 2008-03-31 | Rank | |
| Net loans and leases | $237,810,000 | 1,993 |
| Loan loss allowance | $6,700,000 | 850 |
| Total loans and leases | $244,510,000 | 1,956 |
| Unearned income | $0 | 2,119 |
| Loans and leases, gross | $244,510,000 | 1,958 |
| All real estate loans | $152,767,000 | 2,308 |
| Real estate loans in domestic offices | $152,767,000 | 2,307 |
| Construction and development loans | $64,318,000 | 1,159 |
| Commercial RE | $39,546,000 | 2,746 |
| Commercial real estate owner-occupied | $24,023,000 | 2,196 |
| Commercial real estate other non-farm non-residential | $15,523,000 | 2,717 |
| Multifamily residential real estate | $0 | 6,073 |
| 1-4 family residential loans | $48,903,000 | 2,451 |
| Farmland loans | $0 | 5,908 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,124 |
| Commercial and industrial loans | $88,019,000 | 726 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,724,000 | 4,093 |
| Credit card loans | $0 | 1,808 |
| Related Plans | $1,669,000 | 500 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,055,000 | 5,285 |
| All other loans & leases | $0 | 6,844 |
| Loans to foreign governments and official institutions | $0 | 25 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,418 |
| Other loans | $0 | 6,149 |
| Lease financing receivables | $0 | 1,359 |
| Loans to depository institutions and acceptances of other banks | $0 | 278 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,443 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $2,273,000 | 250 |
| Non 1-4 family restructured loans & leases | $0 | 1,306 |
| Residential 1-4 family construction | $36,159,000 | 717 |
| Other construction, all land development and other land | $28,159,000 | 1,562 |
| Allowance for loan and lease losses in tier 2 | $3,436,000 | 1,513 |
| Total loans and leases | NA | NA |
| 2007-12-31 | Rank | |
| Net loans and leases | $235,868,000 | 1,993 |
| Loan loss allowance | $5,000,000 | 1,096 |
| Total loans and leases | $240,868,000 | 1,975 |
| Unearned income | $0 | 2,146 |
| Loans and leases, gross | $240,868,000 | 1,975 |
| All real estate loans | $134,172,000 | 2,524 |
| Real estate loans in domestic offices | $134,172,000 | 2,524 |
| Construction and development loans | $67,776,000 | 1,108 |
| Commercial RE | $12,037,000 | 4,978 |
| Commercial real estate owner-occupied | $1,623,000 | 3,822 |
| Commercial real estate other non-farm non-residential | $10,414,000 | 3,048 |
| Multifamily residential real estate | $0 | 6,032 |
| 1-4 family residential loans | $54,359,000 | 2,235 |
| Farmland loans | $0 | 5,933 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,168 |
| Commercial and industrial loans | $101,749,000 | 635 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,947,000 | 3,480 |
| Credit card loans | $0 | 1,825 |
| Related Plans | $2,075,000 | 411 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,872,000 | 4,581 |
| All other loans & leases | $0 | 6,917 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,446 |
| Other loans | $0 | 6,206 |
| Lease financing receivables | $0 | 1,386 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,423 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,375 |
| Non 1-4 family restructured loans & leases | $0 | 1,375 |
| Residential 1-4 family construction | $31,383,000 | 811 |
| Other construction, all land development and other land | $36,393,000 | 1,253 |
| Allowance for loan and lease losses in tier 2 | $3,310,000 | 1,547 |
| Total loans and leases | NA | NA |
| 2007-09-30 | Rank | |
| Net loans and leases | $222,674,000 | 2,078 |
| Loan loss allowance | $3,209,000 | 1,660 |
| Total loans and leases | $225,883,000 | 2,068 |
| Unearned income | $0 | 2,181 |
| Loans and leases, gross | $225,883,000 | 2,069 |
| All real estate loans | $126,858,000 | 2,628 |
| Real estate loans in domestic offices | $126,858,000 | 2,628 |
| Construction and development loans | $75,377,000 | 990 |
| Commercial RE | $8,589,000 | 5,452 |
| Commercial real estate owner-occupied | $1,046,000 | 3,906 |
| Commercial real estate other non-farm non-residential | $7,543,000 | 3,315 |
| Multifamily residential real estate | $0 | 6,045 |
| 1-4 family residential loans | $42,892,000 | 2,664 |
| Farmland loans | $0 | 5,948 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,211 |
| Commercial and industrial loans | $94,782,000 | 640 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,243,000 | 3,879 |
| Credit card loans | $0 | 1,864 |
| Related Plans | $1,880,000 | 437 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,363,000 | 5,097 |
| All other loans & leases | $0 | 6,931 |
| Loans to foreign governments and official institutions | $0 | 36 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,467 |
| Other loans | $0 | 6,195 |
| Lease financing receivables | $0 | 1,415 |
| Loans to depository institutions and acceptances of other banks | $0 | 263 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,368 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | $20,899,000 | 1,130 |
| Other construction, all land development and other land | $54,478,000 | 898 |
| Allowance for loan and lease losses in tier 2 | $3,120,000 | 1,597 |
| Total loans and leases | NA | NA |
| 2007-06-30 | Rank | |
| Net loans and leases | $227,452,000 | 2,032 |
| Loan loss allowance | $3,203,000 | 1,656 |
| Total loans and leases | $230,655,000 | 2,028 |
| Unearned income | $0 | 2,209 |
| Loans and leases, gross | $230,655,000 | 2,030 |
| All real estate loans | $136,952,000 | 2,459 |
| Real estate loans in domestic offices | $136,952,000 | 2,459 |
| Construction and development loans | $77,148,000 | 967 |
| Commercial RE | $8,370,000 | 5,480 |
| Commercial real estate owner-occupied | $1,177,000 | 3,930 |
| Commercial real estate other non-farm non-residential | $7,193,000 | 3,385 |
| Multifamily residential real estate | $0 | 6,065 |
| 1-4 family residential loans | $51,434,000 | 2,313 |
| Farmland loans | $0 | 5,980 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,233 |
| Commercial and industrial loans | $90,337,000 | 681 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,366,000 | 4,475 |
| Credit card loans | $0 | 1,890 |
| Related Plans | $1,752,000 | 471 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,614,000 | 5,913 |
| All other loans & leases | $0 | 6,945 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,496 |
| Other loans | $0 | 6,210 |
| Lease financing receivables | $0 | 1,429 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,356 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,290 |
| Non 1-4 family restructured loans & leases | $0 | 1,290 |
| Residential 1-4 family construction | $50,971,000 | 547 |
| Other construction, all land development and other land | $26,177,000 | 1,532 |
| Allowance for loan and lease losses in tier 2 | $3,118,000 | 1,589 |
| Total loans and leases | NA | NA |
| 2007-03-31 | Rank | |
| Net loans and leases | $223,924,000 | 2,025 |
| Loan loss allowance | $3,203,000 | 1,638 |
| Total loans and leases | $227,127,000 | 2,024 |
| Unearned income | $65,000 | 1,433 |
| Loans and leases, gross | $227,192,000 | 2,024 |
| All real estate loans | $135,873,000 | 2,468 |
| Real estate loans in domestic offices | $135,873,000 | 2,468 |
| Construction and development loans | $81,752,000 | 905 |
| Commercial RE | $12,344,000 | 4,815 |
| Commercial real estate owner-occupied | $2,396,000 | 3,809 |
| Commercial real estate other non-farm non-residential | $9,948,000 | 3,067 |
| Multifamily residential real estate | $0 | 6,075 |
| 1-4 family residential loans | $41,777,000 | 2,697 |
| Farmland loans | $0 | 5,972 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,258 |
| Commercial and industrial loans | $86,776,000 | 688 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,543,000 | 3,669 |
| Credit card loans | $0 | 1,908 |
| Related Plans | $1,788,000 | 451 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,755,000 | 4,732 |
| All other loans & leases | $0 | 6,988 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,503 |
| Other loans | $0 | 6,224 |
| Lease financing receivables | $0 | 1,447 |
| Loans to depository institutions and acceptances of other banks | $0 | 250 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,315 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,272 |
| Non 1-4 family restructured loans & leases | $0 | 1,272 |
| Residential 1-4 family construction | $70,315,000 | 419 |
| Other construction, all land development and other land | $11,437,000 | 2,408 |
| Allowance for loan and lease losses in tier 2 | $3,142,000 | 1,568 |
| Total loans and leases | NA | NA |
| 2006-12-31 | Rank | |
| Net loans and leases | $214,841,000 | 2,089 |
| Loan loss allowance | $3,175,000 | 1,639 |
| Total loans and leases | $218,016,000 | 2,083 |
| Unearned income | $101,000 | 1,253 |
| Loans and leases, gross | $218,117,000 | 2,082 |
| All real estate loans | $126,324,000 | 2,593 |
| Real estate loans in domestic offices | $126,324,000 | 2,593 |
| Construction and development loans | $76,890,000 | 929 |
| Commercial RE | $23,698,000 | 3,597 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,069 |
| 1-4 family residential loans | $25,736,000 | 3,782 |
| Farmland loans | $0 | 5,989 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,275 |
| Commercial and industrial loans | $87,540,000 | 661 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,253,000 | 3,898 |
| Credit card loans | $0 | 1,942 |
| Related Plans | $1,377,000 | 562 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,876,000 | 4,706 |
| All other loans & leases | $0 | 6,995 |
| Loans to foreign governments and official institutions | $0 | 41 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,516 |
| Other loans | $0 | 6,234 |
| Lease financing receivables | $0 | 1,454 |
| Loans to depository institutions and acceptances of other banks | $0 | 261 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,254 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,317 |
| Non 1-4 family restructured loans & leases | $0 | 1,317 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,137,000 | 1,561 |
| Total loans and leases | NA | NA |
| 2006-09-30 | Rank | |
| Net loans and leases | $213,263,000 | 2,092 |
| Loan loss allowance | $3,090,000 | 1,688 |
| Total loans and leases | $216,353,000 | 2,083 |
| Unearned income | $194,000 | 984 |
| Loans and leases, gross | $216,547,000 | 2,084 |
| All real estate loans | $139,200,000 | 2,386 |
| Real estate loans in domestic offices | $139,200,000 | 2,386 |
| Construction and development loans | $57,200,000 | 1,166 |
| Commercial RE | $47,274,000 | 2,305 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,109 |
| 1-4 family residential loans | $34,726,000 | 3,124 |
| Farmland loans | $0 | 6,022 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,325 |
| Commercial and industrial loans | $73,182,000 | 780 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,165,000 | 3,996 |
| Credit card loans | $0 | 1,963 |
| Related Plans | $874,000 | 772 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,291,000 | 4,382 |
| All other loans & leases | $0 | 7,040 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,553 |
| Other loans | $0 | 6,254 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,034,000 | 1,612 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $215,391,000 | 2,052 |
| Loan loss allowance | $3,000,000 | 1,722 |
| Total loans and leases | $218,391,000 | 2,048 |
| Unearned income | $325,000 | 736 |
| Loans and leases, gross | $218,716,000 | 2,049 |
| All real estate loans | $139,099,000 | 2,368 |
| Real estate loans in domestic offices | $139,099,000 | 2,368 |
| Construction and development loans | $54,017,000 | 1,189 |
| Commercial RE | $47,952,000 | 2,246 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,139 |
| 1-4 family residential loans | $36,878,000 | 2,998 |
| Farmland loans | $252,000 | 5,382 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,378 |
| Commercial and industrial loans | $75,807,000 | 758 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,810,000 | 4,222 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $331,000 | 1,340 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,479,000 | 4,231 |
| All other loans & leases | $0 | 7,072 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,575 |
| Other loans | $0 | 6,299 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,992,000 | 1,609 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $200,425,000 | 2,149 |
| Loan loss allowance | $3,000,000 | 1,692 |
| Total loans and leases | $203,425,000 | 2,142 |
| Unearned income | $370,000 | 681 |
| Loans and leases, gross | $203,795,000 | 2,141 |
| All real estate loans | $125,760,000 | 2,503 |
| Real estate loans in domestic offices | $125,760,000 | 2,503 |
| Construction and development loans | $43,496,000 | 1,336 |
| Commercial RE | $44,889,000 | 2,346 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $198,000 | 5,351 |
| 1-4 family residential loans | $36,923,000 | 2,946 |
| Farmland loans | $254,000 | 5,398 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,394 |
| Commercial and industrial loans | $75,100,000 | 739 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,935,000 | 4,920 |
| Credit card loans | $0 | 1,991 |
| Related Plans | $218,000 | 1,656 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,717,000 | 4,888 |
| All other loans & leases | $0 | 7,062 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,584 |
| Other loans | $0 | 6,282 |
| Lease financing receivables | $0 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,786,000 | 1,673 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $196,590,000 | 2,134 |
| Loan loss allowance | $3,000,000 | 1,662 |
| Total loans and leases | $199,590,000 | 2,128 |
| Unearned income | $273,000 | 834 |
| Loans and leases, gross | $199,863,000 | 2,129 |
| All real estate loans | $121,354,000 | 2,536 |
| Real estate loans in domestic offices | $121,354,000 | 2,536 |
| Construction and development loans | $25,829,000 | 1,893 |
| Commercial RE | $45,052,000 | 2,297 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $199,000 | 5,329 |
| 1-4 family residential loans | $50,147,000 | 2,312 |
| Farmland loans | $127,000 | 5,706 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,432 |
| Commercial and industrial loans | $75,834,000 | 724 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,675,000 | 5,252 |
| Credit card loans | $0 | 2,019 |
| Related Plans | $270,000 | 1,507 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,405,000 | 5,274 |
| All other loans & leases | $0 | 7,115 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,596 |
| Other loans | $0 | 6,321 |
| Lease financing receivables | $0 | 1,496 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,610,000 | 1,758 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $184,403,000 | 2,226 |
| Loan loss allowance | $2,350,000 | 2,059 |
| Total loans and leases | $186,753,000 | 2,225 |
| Unearned income | $220,000 | 954 |
| Loans and leases, gross | $186,973,000 | 2,224 |
| All real estate loans | $110,470,000 | 2,691 |
| Real estate loans in domestic offices | $110,470,000 | 2,691 |
| Construction and development loans | $14,814,000 | 2,533 |
| Commercial RE | $42,620,000 | 2,362 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $199,000 | 5,352 |
| 1-4 family residential loans | $52,687,000 | 2,218 |
| Farmland loans | $150,000 | 5,677 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,504 |
| Commercial and industrial loans | $73,759,000 | 726 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,744,000 | 5,224 |
| Credit card loans | $0 | 2,058 |
| Related Plans | $443,000 | 1,140 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,301,000 | 5,444 |
| All other loans & leases | $0 | 7,147 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,635 |
| Other loans | $0 | 6,347 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,412 |
| Non 1-4 family restructured loans & leases | $0 | 1,412 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,350,000 | 1,903 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $172,232,000 | 2,310 |
| Loan loss allowance | $2,053,000 | 2,290 |
| Total loans and leases | $174,285,000 | 2,313 |
| Unearned income | $181,000 | 1,047 |
| Loans and leases, gross | $174,466,000 | 2,313 |
| All real estate loans | $98,854,000 | 2,865 |
| Real estate loans in domestic offices | $98,854,000 | 2,864 |
| Construction and development loans | $14,515,000 | 2,446 |
| Commercial RE | $31,998,000 | 2,833 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $199,000 | 5,343 |
| 1-4 family residential loans | $51,992,000 | 2,223 |
| Farmland loans | $150,000 | 5,698 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,534 |
| Commercial and industrial loans | $73,114,000 | 742 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,498,000 | 5,453 |
| Credit card loans | $0 | 2,079 |
| Related Plans | $351,000 | 1,251 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,147,000 | 5,607 |
| All other loans & leases | $0 | 7,142 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,651 |
| Other loans | $0 | 6,355 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,426 |
| Non 1-4 family restructured loans & leases | $0 | 1,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,053,000 | 2,117 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $148,056,000 | 2,579 |
| Loan loss allowance | $1,842,000 | 2,484 |
| Total loans and leases | $149,898,000 | 2,579 |
| Unearned income | $0 | 2,408 |
| Loans and leases, gross | $149,898,000 | 2,581 |
| All real estate loans | $74,862,000 | 3,479 |
| Real estate loans in domestic offices | $74,862,000 | 3,479 |
| Construction and development loans | $12,156,000 | 2,620 |
| Commercial RE | $23,677,000 | 3,362 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $443,000 | 4,666 |
| 1-4 family residential loans | $38,436,000 | 2,790 |
| Farmland loans | $150,000 | 5,740 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,548 |
| Commercial and industrial loans | $72,438,000 | 723 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,598,000 | 5,402 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $366,000 | 1,224 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,232,000 | 5,582 |
| All other loans & leases | $0 | 7,209 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,712 |
| Other loans | $0 | 6,408 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,842,000 | 2,280 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $149,217,000 | 2,546 |
| Loan loss allowance | $1,810,000 | 2,512 |
| Total loans and leases | $151,027,000 | 2,546 |
| Unearned income | $53,000 | 1,614 |
| Loans and leases, gross | $151,080,000 | 2,548 |
| All real estate loans | $74,985,000 | 3,456 |
| Real estate loans in domestic offices | $74,985,000 | 3,455 |
| Construction and development loans | $12,968,000 | 2,450 |
| Commercial RE | $21,133,000 | 3,535 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $242,000 | 5,189 |
| 1-4 family residential loans | $40,492,000 | 2,675 |
| Farmland loans | $150,000 | 5,772 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,603 |
| Commercial and industrial loans | $73,308,000 | 713 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,787,000 | 5,302 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $387,000 | 1,207 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,400,000 | 5,499 |
| All other loans & leases | $0 | 7,253 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,749 |
| Other loans | $0 | 6,422 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,810,000 | 2,296 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $134,296,000 | 2,733 |
| Loan loss allowance | $1,610,000 | 2,774 |
| Total loans and leases | $135,906,000 | 2,734 |
| Unearned income | $0 | 2,459 |
| Loans and leases, gross | $135,906,000 | 2,735 |
| All real estate loans | $64,044,000 | 3,788 |
| Real estate loans in domestic offices | $64,044,000 | 3,787 |
| Construction and development loans | $12,160,000 | 2,460 |
| Commercial RE | $15,134,000 | 4,142 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $243,000 | 5,172 |
| 1-4 family residential loans | $36,357,000 | 2,893 |
| Farmland loans | $150,000 | 5,796 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,642 |
| Commercial and industrial loans | $69,221,000 | 748 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,641,000 | 5,527 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $325,000 | 1,318 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,316,000 | 5,680 |
| All other loans & leases | $0 | 7,310 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,756 |
| Other loans | $0 | 6,478 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,610,000 | 2,498 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $132,132,000 | 2,735 |
| Loan loss allowance | $1,474,000 | 2,978 |
| Total loans and leases | $133,606,000 | 2,737 |
| Unearned income | $4,000 | 2,269 |
| Loans and leases, gross | $133,610,000 | 2,739 |
| All real estate loans | $59,725,000 | 3,908 |
| Real estate loans in domestic offices | $59,725,000 | 3,907 |
| Construction and development loans | $11,043,000 | 2,474 |
| Commercial RE | $8,926,000 | 5,107 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $243,000 | 5,182 |
| 1-4 family residential loans | $39,363,000 | 2,664 |
| Farmland loans | $150,000 | 5,817 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,687 |
| Commercial and industrial loans | $69,520,000 | 726 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,357,000 | 4,159 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $199,000 | 1,761 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,158,000 | 4,098 |
| All other loans & leases | $0 | 7,327 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,774 |
| Other loans | $0 | 6,488 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,474,000 | 2,669 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $109,170,000 | 3,138 |
| Loan loss allowance | $1,370,000 | 3,139 |
| Total loans and leases | $110,540,000 | 3,140 |
| Unearned income | $0 | 2,556 |
| Loans and leases, gross | $110,540,000 | 3,142 |
| All real estate loans | $39,937,000 | 4,882 |
| Real estate loans in domestic offices | $39,937,000 | 4,881 |
| Construction and development loans | $9,182,000 | 2,663 |
| Commercial RE | $7,958,000 | 5,275 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $247,000 | 5,130 |
| 1-4 family residential loans | $22,400,000 | 3,977 |
| Farmland loans | $150,000 | 5,793 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,689 |
| Commercial and industrial loans | $68,062,000 | 746 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,541,000 | 5,707 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $296,000 | 1,379 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,245,000 | 5,836 |
| All other loans & leases | $0 | 7,315 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,798 |
| Other loans | $0 | 6,483 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,370,000 | 2,809 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $101,049,000 | 3,325 |
| Loan loss allowance | $1,267,000 | 3,303 |
| Total loans and leases | $102,316,000 | 3,329 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $102,316,000 | 3,330 |
| All real estate loans | $38,771,000 | 4,922 |
| Real estate loans in domestic offices | $38,771,000 | 4,921 |
| Construction and development loans | $8,101,000 | 2,792 |
| Commercial RE | $8,567,000 | 5,131 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $247,000 | 5,124 |
| 1-4 family residential loans | $21,706,000 | 4,029 |
| Farmland loans | $150,000 | 5,831 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,727 |
| Commercial and industrial loans | $61,299,000 | 802 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,246,000 | 6,167 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $288,000 | 1,437 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,958,000 | 6,268 |
| All other loans & leases | $0 | 7,368 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,816 |
| Other loans | $0 | 6,537 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $19,000 | 1,483 |
| Non 1-4 family restructured loans & leases | $19,000 | 1,483 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,267,000 | 2,985 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $96,847,000 | 3,409 |
| Loan loss allowance | $1,207,000 | 3,426 |
| Total loans and leases | $98,054,000 | 3,411 |
| Unearned income | $0 | 2,660 |
| Loans and leases, gross | $98,054,000 | 3,412 |
| All real estate loans | $36,035,000 | 5,076 |
| Real estate loans in domestic offices | $36,035,000 | 5,075 |
| Construction and development loans | $7,717,000 | 2,823 |
| Commercial RE | $7,165,000 | 5,422 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $229,000 | 5,176 |
| 1-4 family residential loans | $20,774,000 | 4,158 |
| Farmland loans | $150,000 | 5,845 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,768 |
| Commercial and industrial loans | $58,959,000 | 832 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,060,000 | 5,429 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $416,000 | 1,166 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,644,000 | 5,602 |
| All other loans & leases | $0 | 7,399 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,842 |
| Other loans | $0 | 6,563 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $26,000 | 1,433 |
| Non 1-4 family restructured loans & leases | $26,000 | 1,433 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,207,000 | 3,091 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $88,842,000 | 3,608 |
| Loan loss allowance | $1,159,000 | 3,483 |
| Total loans and leases | $90,001,000 | 3,609 |
| Unearned income | $8,000 | 2,254 |
| Loans and leases, gross | $90,009,000 | 3,615 |
| All real estate loans | $32,746,000 | 5,299 |
| Real estate loans in domestic offices | $32,746,000 | 5,298 |
| Construction and development loans | $6,562,000 | 2,988 |
| Commercial RE | $6,968,000 | 5,424 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $217,000 | 5,196 |
| 1-4 family residential loans | $18,999,000 | 4,398 |
| Farmland loans | $0 | 6,377 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,809 |
| Commercial and industrial loans | $53,692,000 | 916 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,571,000 | 5,025 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $333,000 | 1,331 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,238,000 | 5,082 |
| All other loans & leases | $0 | 7,414 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,815 |
| Other loans | $0 | 6,575 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $33,000 | 1,411 |
| Non 1-4 family restructured loans & leases | $33,000 | 1,411 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,159,000 | 3,139 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $84,690,000 | 3,710 |
| Loan loss allowance | $1,021,000 | 3,789 |
| Total loans and leases | $85,711,000 | 3,715 |
| Unearned income | $12,000 | 2,190 |
| Loans and leases, gross | $85,723,000 | 3,718 |
| All real estate loans | $31,344,000 | 5,372 |
| Real estate loans in domestic offices | $31,344,000 | 5,371 |
| Construction and development loans | $5,806,000 | 3,090 |
| Commercial RE | $5,736,000 | 5,710 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $196,000 | 5,254 |
| 1-4 family residential loans | $19,606,000 | 4,312 |
| Farmland loans | $0 | 6,387 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,819 |
| Commercial and industrial loans | $49,579,000 | 1,010 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,800,000 | 4,204 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $220,000 | 1,702 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,580,000 | 4,133 |
| All other loans & leases | $0 | 7,443 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,826 |
| Other loans | $0 | 6,571 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $40,000 | 1,375 |
| Non 1-4 family restructured loans & leases | $40,000 | 1,375 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,021,000 | 3,423 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $70,045,000 | 4,294 |
| Loan loss allowance | $852,000 | 4,296 |
| Total loans and leases | $70,897,000 | 4,304 |
| Unearned income | $31,000 | 1,961 |
| Loans and leases, gross | $70,928,000 | 4,304 |
| All real estate loans | $24,289,000 | 6,047 |
| Real estate loans in domestic offices | $24,289,000 | 6,046 |
| Construction and development loans | $3,700,000 | 3,775 |
| Commercial RE | $3,757,000 | 6,331 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,148,000 | 3,185 |
| 1-4 family residential loans | $15,684,000 | 4,883 |
| Farmland loans | $0 | 6,404 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,844 |
| Commercial and industrial loans | $42,942,000 | 1,123 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,697,000 | 5,083 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $381,000 | 1,245 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,316,000 | 5,169 |
| All other loans & leases | $0 | 7,514 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $0 | 6,651 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $46,000 | 1,400 |
| Non 1-4 family restructured loans & leases | $46,000 | 1,400 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $852,000 | 3,921 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $36,097,000 | 6,267 |
| Loan loss allowance | $447,000 | 6,187 |
| Total loans and leases | $36,544,000 | 6,271 |
| Unearned income | $22,000 | 2,195 |
| Loans and leases, gross | $36,566,000 | 6,273 |
| All real estate loans | $11,006,000 | 7,667 |
| Real estate loans in domestic offices | $11,006,000 | 7,666 |
| Construction and development loans | $2,233,000 | 4,444 |
| Commercial RE | $1,545,000 | 7,553 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $98,000 | 5,717 |
| 1-4 family residential loans | $7,130,000 | 6,720 |
| Farmland loans | $0 | 6,538 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $23,506,000 | 1,907 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,054,000 | 6,919 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $2,000 | 4,310 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,052,000 | 6,669 |
| All other loans & leases | $0 | 7,647 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $0 | 6,796 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $60,000 | 1,275 |
| Non 1-4 family restructured loans & leases | $60,000 | 1,275 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $447,000 | 5,793 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $5,578,000 | 9,553 |
| Loan loss allowance | $70,000 | 9,460 |
| Total loans and leases | $5,648,000 | 9,554 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $5,648,000 | 9,556 |
| All real estate loans | $2,267,000 | 9,433 |
| Real estate loans in domestic offices | $2,267,000 | 9,431 |
| Construction and development loans | $36,000 | 8,014 |
| Commercial RE | $0 | 9,497 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,500 |
| 1-4 family residential loans | $2,231,000 | 8,580 |
| Farmland loans | $0 | 6,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $2,643,000 | 6,857 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $738,000 | 8,850 |
| Credit card loans | $144,000 | 3,581 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $594,000 | 8,925 |
| All other loans & leases | $0 | 7,989 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |