Home > Bay National Bank > Assets and Liabilities
Bay National Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 22 | 5,379 |
| Assets and Liabilities | ||
| Total Assets: | $217,743,000 | 2,974 |
| Cash and due from depository institutions | $55,695,000 | 5,379 |
| Interest-bearing balances | $53,801,000 | 653 |
| Securities | $14,263,000 | 5,078 |
| Federal funds sold & reverse repurchase agreements | $10,250,000 | 753 |
| Net loans & leases | $129,664,000 | 3,157 |
| Loan loss allowance | $8,616,000 | 966 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $633,000 | 6,056 |
| Other real estate owned | $4,744,000 | 5,379 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $2,494,000 | 4,843 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $217,743,000 | 2,974 |
| Total liabilities | $213,408,000 | 2,733 |
| Total deposits | $212,612,000 | 2,545 |
| Interest-bearing deposits | $174,889,000 | 2,678 |
| Deposits held in domestic offices | $212,612,000 | 2,543 |
| % insured | 92.26% | 2,764 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $796,000 | 3,896 |
| Total equity capital | $4,335,000 | 7,010 |
| Total bank equity capital | $4,335,000 | 7,010 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $11,816,000 | 435 |
| Surplus | $11,816,000 | 2,353 |
| Undivided profits | $-19,297,000 | 7,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $22,024,000 | 798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $534,000 | 5,017 |
| Earning assets | $207,978,000 | 2,847 |
| Long-term assets (5+ years) | $21,221,000 | 4,043 |
| Average Assets, year-to-date | $263,410,000 | 2,480 |
| Average Assets, quarterly | $249,958,500 | 2,605 |
| Volatile liabilities | $125,701,000 | 1,142 |
| Insider loans | $1,997,000 | 2,974 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $419,000 | 1,381 |
| Unused loan commitments | $34,428,000 | 1,759 |
| Tier 1 (core) risk-based capital | $3,897,000 | 7,080 |
| Tier 2 risk-based capital | $1,940,000 | 2,653 |
| Total risk weighted assets | $148,216,000 | 2,966 |
| Total unused commitments | $34,428,000 | 1,761 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 36 | 4,014 |
| Assets and Liabilities | ||
| Total Assets: | $282,174,000 | 2,383 |
| Cash and due from depository institutions | $77,030,000 | 4,014 |
| Interest-bearing balances | $74,274,000 | 478 |
| Securities | $16,784,000 | 4,817 |
| Federal funds sold & reverse repurchase agreements | $476,000 | 4,123 |
| Net loans & leases | $174,937,000 | 2,498 |
| Loan loss allowance | $8,927,000 | 956 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $695,000 | 6,025 |
| Other real estate owned | $3,413,000 | 4,014 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,839,000 | 2,245 |
| Life insurance assets | $5,545,000 | 1,177 |
| Total liabilities and capital | $282,174,000 | 2,383 |
| Total liabilities | $277,246,000 | 2,210 |
| Total deposits | $276,090,000 | 2,040 |
| Interest-bearing deposits | $221,153,000 | 2,177 |
| Deposits held in domestic offices | $276,090,000 | 2,038 |
| % insured | 90.28% | 3,599 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,156,000 | 3,112 |
| Total equity capital | $4,928,000 | 6,862 |
| Total bank equity capital | $4,928,000 | 6,862 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $11,816,000 | 441 |
| Surplus | $11,816,000 | 2,386 |
| Undivided profits | $-18,704,000 | 7,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $24,390,000 | 758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $677,000 | 4,419 |
| Earning assets | $266,471,000 | 2,317 |
| Long-term assets (5+ years) | $24,530,000 | 3,798 |
| Average Assets, year-to-date | $286,243,500 | 2,342 |
| Average Assets, quarterly | $286,243,500 | 2,342 |
| Volatile liabilities | $158,624,000 | 929 |
| Insider loans | $8,304,000 | 895 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $3,521,000 | 463 |
| Unused loan commitments | $53,248,000 | 1,265 |
| Tier 1 (core) risk-based capital | $4,795,000 | 6,827 |
| Tier 2 risk-based capital | $2,526,000 | 2,160 |
| Total risk weighted assets | $195,393,000 | 2,376 |
| Total unused commitments | $53,248,000 | 1,267 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 42 | 3,615 |
| Assets and Liabilities | ||
| Total Assets: | $290,313,000 | 2,324 |
| Cash and due from depository institutions | $71,664,000 | 3,615 |
| Interest-bearing balances | $69,174,000 | 429 |
| Securities | $21,129,000 | 4,285 |
| Federal funds sold & reverse repurchase agreements | $432,000 | 4,065 |
| Net loans & leases | $184,784,000 | 2,430 |
| Loan loss allowance | $9,760,000 | 896 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $759,000 | 5,977 |
| Other real estate owned | $2,731,000 | 3,615 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $8,814,000 | 2,292 |
| Life insurance assets | $5,493,000 | 1,187 |
| Total liabilities and capital | $290,313,000 | 2,324 |
| Total liabilities | $282,848,000 | 2,181 |
| Total deposits | $281,672,000 | 1,996 |
| Interest-bearing deposits | $228,470,000 | 2,114 |
| Deposits held in domestic offices | $281,672,000 | 1,994 |
| % insured | 90.13% | 3,668 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,176,000 | 3,113 |
| Total equity capital | $7,465,000 | 6,044 |
| Total bank equity capital | $7,465,000 | 6,043 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $11,816,000 | 434 |
| Surplus | $11,816,000 | 2,385 |
| Undivided profits | $-16,167,000 | 7,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $20,428,000 | 854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $667,000 | 4,596 |
| Earning assets | $275,519,000 | 2,245 |
| Long-term assets (5+ years) | $26,695,000 | 3,615 |
| Average Assets, year-to-date | $294,534,600 | 2,250 |
| Average Assets, quarterly | $293,850,500 | 2,294 |
| Volatile liabilities | $143,481,000 | 1,032 |
| Insider loans | $13,948,000 | 465 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $415,000 | 1,334 |
| Unused loan commitments | $57,492,000 | 1,195 |
| Tier 1 (core) risk-based capital | $7,406,000 | 5,942 |
| Tier 2 risk-based capital | $2,658,000 | 2,094 |
| Total risk weighted assets | $205,254,000 | 2,303 |
| Total unused commitments | $57,492,000 | 1,196 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 45 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $297,388,000 | 2,294 |
| Cash and due from depository institutions | $60,409,000 | 3,467 |
| Interest-bearing balances | $56,655,000 | 502 |
| Securities | $20,914,000 | 4,339 |
| Federal funds sold & reverse repurchase agreements | $465,000 | 4,174 |
| Net loans & leases | $197,050,000 | 2,326 |
| Loan loss allowance | $6,203,000 | 1,287 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $837,000 | 5,901 |
| Other real estate owned | $4,127,000 | 3,467 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $13,586,000 | 1,462 |
| Life insurance assets | $5,439,000 | 1,187 |
| Total liabilities and capital | $297,388,000 | 2,294 |
| Total liabilities | $278,295,000 | 2,216 |
| Total deposits | $277,699,000 | 2,009 |
| Interest-bearing deposits | $224,587,000 | 2,145 |
| Deposits held in domestic offices | $277,699,000 | 2,007 |
| % insured | 87.34% | 4,821 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $596,000 | 4,947 |
| Total equity capital | $19,093,000 | 3,411 |
| Total bank equity capital | $19,093,000 | 3,411 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $11,816,000 | 430 |
| Surplus | $11,816,000 | 2,367 |
| Undivided profits | $-4,539,000 | 7,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $10,918,000 | 1,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $822,000 | 4,158 |
| Earning assets | $275,084,000 | 2,276 |
| Long-term assets (5+ years) | $28,254,000 | 3,475 |
| Average Assets, year-to-date | $295,590,000 | 2,260 |
| Average Assets, quarterly | $307,011,000 | 2,217 |
| Volatile liabilities | $133,623,000 | 1,130 |
| Insider loans | $14,166,000 | 465 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $2,319,000 | 612 |
| Unused loan commitments | $61,610,000 | 1,192 |
| Tier 1 (core) risk-based capital | $15,031,000 | 3,951 |
| Tier 2 risk-based capital | $2,750,000 | 2,032 |
| Total risk weighted assets | $216,515,000 | 2,221 |
| Total unused commitments | $61,610,000 | 1,194 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 46 | 3,455 |
| Assets and Liabilities | ||
| Total Assets: | $316,634,000 | 2,181 |
| Cash and due from depository institutions | $21,983,000 | 3,455 |
| Interest-bearing balances | $16,446,000 | 1,265 |
| Securities | $21,442,000 | 4,262 |
| Federal funds sold & reverse repurchase agreements | $36,344,000 | 223 |
| Net loans & leases | $216,881,000 | 2,164 |
| Loan loss allowance | $6,732,000 | 1,146 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $915,000 | 5,839 |
| Other real estate owned | $3,684,000 | 3,455 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $15,385,000 | 1,356 |
| Life insurance assets | $5,382,000 | 1,203 |
| Total liabilities and capital | $316,634,000 | 2,181 |
| Total liabilities | $296,429,000 | 2,105 |
| Total deposits | $291,263,000 | 1,925 |
| Interest-bearing deposits | $236,311,000 | 2,051 |
| Deposits held in domestic offices | $291,263,000 | 1,923 |
| % insured | 60.72% | 7,184 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,166,000 | 1,149 |
| Total equity capital | $20,205,000 | 3,212 |
| Total bank equity capital | $20,205,000 | 3,212 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $11,816,000 | 429 |
| Surplus | $11,816,000 | 2,374 |
| Undivided profits | $-3,427,000 | 7,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $15,209,000 | 1,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $824,000 | 4,072 |
| Earning assets | $291,113,000 | 2,175 |
| Long-term assets (5+ years) | $29,822,000 | 3,330 |
| Average Assets, year-to-date | $294,990,670 | 2,287 |
| Average Assets, quarterly | $307,038,000 | 2,221 |
| Volatile liabilities | $132,134,000 | 1,163 |
| Insider loans | $14,790,000 | 467 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $4,358,000 | 594 |
| Unused loan commitments | $76,023,000 | 1,040 |
| Tier 1 (core) risk-based capital | $17,187,000 | 3,573 |
| Tier 2 risk-based capital | $3,178,000 | 1,796 |
| Total risk weighted assets | $250,656,000 | 1,990 |
| Total unused commitments | $76,023,000 | 1,041 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 49 | 3,299 |
| Assets and Liabilities | ||
| Total Assets: | $297,442,000 | 2,305 |
| Cash and due from depository institutions | $19,384,000 | 3,299 |
| Interest-bearing balances | $1,551,000 | 3,969 |
| Securities | $438,000 | 7,844 |
| Federal funds sold & reverse repurchase agreements | $17,667,000 | 658 |
| Net loans & leases | $241,636,000 | 1,987 |
| Loan loss allowance | $6,218,000 | 1,174 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,002,000 | 5,758 |
| Other real estate owned | $3,286,000 | 3,299 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $14,029,000 | 1,460 |
| Life insurance assets | $5,327,000 | 1,210 |
| Total liabilities and capital | $297,442,000 | 2,305 |
| Total liabilities | $275,328,000 | 2,244 |
| Total deposits | $274,425,000 | 2,032 |
| Interest-bearing deposits | $223,082,000 | 2,141 |
| Deposits held in domestic offices | $274,425,000 | 2,030 |
| % insured | 62.53% | 7,050 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $903,000 | 3,940 |
| Total equity capital | $22,114,000 | 2,989 |
| Total bank equity capital | $22,114,000 | 2,988 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $11,816,000 | 425 |
| Surplus | $11,816,000 | 2,365 |
| Undivided profits | $-1,518,000 | 7,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,371,000 | 1,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $897,000 | 3,787 |
| Earning assets | $261,292,000 | 2,377 |
| Long-term assets (5+ years) | $12,967,000 | 4,957 |
| Average Assets, year-to-date | $284,169,000 | 2,369 |
| Average Assets, quarterly | $284,169,000 | 2,369 |
| Volatile liabilities | $104,534,000 | 1,486 |
| Insider loans | $11,413,000 | 650 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $3,138,000 | 605 |
| Unused loan commitments | $83,576,000 | 1,017 |
| Tier 1 (core) risk-based capital | $19,274,000 | 3,265 |
| Tier 2 risk-based capital | $3,435,000 | 1,677 |
| Total risk weighted assets | $271,994,000 | 1,879 |
| Total unused commitments | $83,576,000 | 1,017 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 57 | 2,922 |
| Assets and Liabilities | ||
| Total Assets: | $270,896,000 | 2,455 |
| Cash and due from depository institutions | $7,745,000 | 2,922 |
| Interest-bearing balances | $482,000 | 4,421 |
| Securities | $438,000 | 7,906 |
| Federal funds sold & reverse repurchase agreements | $1,097,000 | 3,873 |
| Net loans & leases | $242,486,000 | 2,004 |
| Loan loss allowance | $5,675,000 | 1,233 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,104,000 | 5,640 |
| Other real estate owned | $3,873,000 | 2,922 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $14,153,000 | 1,442 |
| Life insurance assets | $5,269,000 | 1,217 |
| Total liabilities and capital | $270,896,000 | 2,455 |
| Total liabilities | $248,039,000 | 2,420 |
| Total deposits | $245,135,000 | 2,195 |
| Interest-bearing deposits | $195,017,000 | 2,368 |
| Deposits held in domestic offices | $245,135,000 | 2,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,864,000 | 2,382 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,040,000 | 3,645 |
| Total equity capital | $22,857,000 | 2,889 |
| Total bank equity capital | $22,857,000 | 2,889 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,816,000 | 422 |
| Surplus | $11,816,000 | 2,344 |
| Undivided profits | $-775,000 | 7,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,470,000 | 778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $914,000 | 3,942 |
| Earning assets | $244,503,000 | 2,498 |
| Long-term assets (5+ years) | $11,266,000 | 5,144 |
| Average Assets, year-to-date | $268,872,600 | 2,393 |
| Average Assets, quarterly | $272,581,000 | 2,421 |
| Volatile liabilities | $89,454,000 | 1,679 |
| Insider loans | $11,591,000 | 639 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $1,188,000 | 803 |
| Unused loan commitments | $100,695,000 | 903 |
| Tier 1 (core) risk-based capital | $22,857,000 | 2,755 |
| Tier 2 risk-based capital | $3,465,000 | 1,650 |
| Total risk weighted assets | $275,012,000 | 1,866 |
| Total unused commitments | $100,695,000 | 903 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 59 | 2,859 |
| Assets and Liabilities | ||
| Total Assets: | $274,266,000 | 2,415 |
| Cash and due from depository institutions | $1,008,000 | 2,859 |
| Interest-bearing balances | $453,000 | 3,785 |
| Securities | $437,000 | 7,964 |
| Federal funds sold & reverse repurchase agreements | $15,707,000 | 750 |
| Net loans & leases | $237,801,000 | 2,037 |
| Loan loss allowance | $6,675,000 | 951 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,210,000 | 5,511 |
| Other real estate owned | $4,985,000 | 2,859 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $13,118,000 | 1,519 |
| Life insurance assets | $5,213,000 | 1,212 |
| Total liabilities and capital | $274,266,000 | 2,415 |
| Total liabilities | $250,550,000 | 2,385 |
| Total deposits | $233,776,000 | 2,250 |
| Interest-bearing deposits | $193,404,000 | 2,349 |
| Deposits held in domestic offices | $233,776,000 | 2,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $1,630,000 | 5,088 |
| Subordinated debt | $14,087,000 | 137 |
| All other liabilities | $1,057,000 | 3,733 |
| Total equity capital | $23,716,000 | 2,796 |
| Total bank equity capital | $23,716,000 | 2,796 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $11,816,000 | 416 |
| Surplus | $11,816,000 | 2,335 |
| Undivided profits | $84,000 | 7,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,947,000 | 580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $916,000 | 4,141 |
| Earning assets | $254,398,000 | 2,390 |
| Long-term assets (5+ years) | $11,294,000 | 5,091 |
| Average Assets, year-to-date | $268,366,750 | 2,401 |
| Average Assets, quarterly | $275,008,500 | 2,397 |
| Volatile liabilities | $71,935,000 | 1,963 |
| Insider loans | $11,137,000 | 661 |
| FHLB advances | $1,630,000 | 4,934 |
| Loans and leases held for sale | $1,452,000 | 642 |
| Unused loan commitments | $111,728,000 | 878 |
| Tier 1 (core) risk-based capital | $23,716,000 | 2,700 |
| Tier 2 risk-based capital | $3,491,000 | 1,596 |
| Total risk weighted assets | $276,074,000 | 1,847 |
| Total unused commitments | $111,728,000 | 878 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 64 | 2,674 |
| Assets and Liabilities | ||
| Total Assets: | $275,751,000 | 2,398 |
| Cash and due from depository institutions | $762,000 | 2,674 |
| Interest-bearing balances | $303,000 | 3,988 |
| Securities | $435,000 | 8,008 |
| Federal funds sold & reverse repurchase agreements | $11,440,000 | 1,058 |
| Net loans & leases | $247,570,000 | 1,937 |
| Loan loss allowance | $6,700,000 | 915 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,268,000 | 5,470 |
| Other real estate owned | $2,050,000 | 2,674 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,226,000 | 1,565 |
| Life insurance assets | $5,155,000 | 1,218 |
| Total liabilities and capital | $275,751,000 | 2,398 |
| Total liabilities | $250,578,000 | 2,377 |
| Total deposits | $227,737,000 | 2,288 |
| Interest-bearing deposits | $188,891,000 | 2,398 |
| Deposits held in domestic offices | $227,737,000 | 2,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $8,150,000 | 3,394 |
| Subordinated debt | $13,661,000 | 133 |
| All other liabilities | $1,030,000 | 3,772 |
| Total equity capital | $25,173,000 | 2,673 |
| Total bank equity capital | $25,173,000 | 2,673 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $11,736,000 | 413 |
| Surplus | $11,736,000 | 2,336 |
| Undivided profits | $1,701,000 | 6,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,808,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,167,000 | 3,261 |
| Earning assets | $259,748,000 | 2,344 |
| Long-term assets (5+ years) | $12,984,000 | 4,820 |
| Average Assets, year-to-date | $266,400,330 | 2,425 |
| Average Assets, quarterly | $271,283,500 | 2,411 |
| Volatile liabilities | $75,619,000 | 1,872 |
| Insider loans | $14,483,000 | 483 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $4,216,000 | 401 |
| Unused loan commitments | $126,646,000 | 830 |
| Tier 1 (core) risk-based capital | $25,173,000 | 2,570 |
| Tier 2 risk-based capital | $3,584,000 | 1,527 |
| Total risk weighted assets | $283,610,000 | 1,798 |
| Total unused commitments | $126,646,000 | 830 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 72 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $266,816,000 | 2,459 |
| Cash and due from depository institutions | $1,043,000 | 2,387 |
| Interest-bearing balances | $558,000 | 3,557 |
| Securities | $433,000 | 8,056 |
| Federal funds sold & reverse repurchase agreements | $13,378,000 | 1,297 |
| Net loans & leases | $237,810,000 | 1,993 |
| Loan loss allowance | $6,700,000 | 850 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,235,000 | 5,526 |
| Other real estate owned | $1,765,000 | 2,387 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $11,152,000 | 1,629 |
| Life insurance assets | $5,098,000 | 1,225 |
| Total liabilities and capital | $266,816,000 | 2,459 |
| Total liabilities | $242,046,000 | 2,431 |
| Total deposits | $232,956,000 | 2,248 |
| Interest-bearing deposits | $221,840,000 | 2,077 |
| Deposits held in domestic offices | $232,956,000 | 2,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $8,313,000 | 159 |
| All other liabilities | $777,000 | 4,616 |
| Total equity capital | $24,770,000 | 2,767 |
| Total bank equity capital | $24,770,000 | 2,767 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $11,236,000 | 429 |
| Surplus | $11,236,000 | 2,397 |
| Undivided profits | $2,298,000 | 6,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,570,000 | 681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,285,000 | 3,009 |
| Earning assets | $252,179,000 | 2,402 |
| Long-term assets (5+ years) | $11,355,000 | 4,966 |
| Average Assets, year-to-date | $261,725,000 | 2,478 |
| Average Assets, quarterly | $261,725,000 | 2,478 |
| Volatile liabilities | $72,498,000 | 1,909 |
| Insider loans | $14,290,000 | 488 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $5,476,000 | 378 |
| Unused loan commitments | $123,313,000 | 856 |
| Tier 1 (core) risk-based capital | $24,770,000 | 2,611 |
| Tier 2 risk-based capital | $3,436,000 | 1,557 |
| Total risk weighted assets | $271,609,000 | 1,852 |
| Total unused commitments | $123,313,000 | 857 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 71 | 2,450 |
| Assets and Liabilities | ||
| Total Assets: | $256,634,000 | 2,518 |
| Cash and due from depository institutions | $2,587,000 | 2,450 |
| Interest-bearing balances | $273,000 | 3,711 |
| Securities | $430,000 | 8,107 |
| Federal funds sold & reverse repurchase agreements | $4,550,000 | 2,710 |
| Net loans & leases | $235,868,000 | 1,993 |
| Loan loss allowance | $5,000,000 | 1,096 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,137,000 | 5,691 |
| Other real estate owned | $946,000 | 2,450 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,116,000 | 1,644 |
| Life insurance assets | $5,042,000 | 1,219 |
| Total liabilities and capital | $256,634,000 | 2,518 |
| Total liabilities | $232,551,000 | 2,485 |
| Total deposits | $206,210,000 | 2,496 |
| Interest-bearing deposits | $194,498,000 | 2,300 |
| Deposits held in domestic offices | $206,210,000 | 2,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,637,000 | 1,997 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,425,000 | 2,271 |
| Subordinated debt | $7,309,000 | 160 |
| All other liabilities | $970,000 | 4,085 |
| Total equity capital | $24,083,000 | 2,805 |
| Total bank equity capital | $24,083,000 | 2,805 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,236,000 | 468 |
| Surplus | $10,236,000 | 2,532 |
| Undivided profits | $3,611,000 | 5,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,426,000 | 640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,459,000 | 2,899 |
| Earning assets | $241,121,000 | 2,473 |
| Long-term assets (5+ years) | $9,758,000 | 4,985 |
| Average Assets, year-to-date | $256,162,400 | 2,442 |
| Average Assets, quarterly | $258,793,000 | 2,473 |
| Volatile liabilities | $65,245,000 | 2,093 |
| Insider loans | $14,756,000 | 467 |
| FHLB advances | $14,425,000 | 2,171 |
| Loans and leases held for sale | $11,601,000 | 212 |
| Unused loan commitments | $121,115,000 | 880 |
| Tier 1 (core) risk-based capital | $24,083,000 | 2,663 |
| Tier 2 risk-based capital | $3,310,000 | 1,596 |
| Total risk weighted assets | $263,085,000 | 1,894 |
| Total unused commitments | $121,115,000 | 880 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 63 | 2,727 |
| Assets and Liabilities | ||
| Total Assets: | $260,952,000 | 2,441 |
| Cash and due from depository institutions | $16,397,000 | 2,727 |
| Interest-bearing balances | $484,000 | 3,072 |
| Securities | $872,000 | 8,083 |
| Federal funds sold & reverse repurchase agreements | $14,333,000 | 963 |
| Net loans & leases | $222,674,000 | 2,078 |
| Loan loss allowance | $3,209,000 | 1,660 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,067,000 | 5,795 |
| Other real estate owned | $1,048,000 | 2,727 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,561,000 | 3,278 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $260,952,000 | 2,441 |
| Total liabilities | $236,489,000 | 2,408 |
| Total deposits | $229,192,000 | 2,254 |
| Interest-bearing deposits | $195,977,000 | 2,267 |
| Deposits held in domestic offices | $229,192,000 | 2,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $6,003,000 | 162 |
| All other liabilities | $1,294,000 | 3,457 |
| Total equity capital | $24,463,000 | 2,735 |
| Total bank equity capital | $24,463,000 | 2,735 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,121,000 | 452 |
| Surplus | $10,121,000 | 2,487 |
| Undivided profits | $4,221,000 | 5,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,598,000 | 1,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,638,000 | 2,764 |
| Earning assets | $238,363,000 | 2,463 |
| Long-term assets (5+ years) | $6,699,000 | 5,530 |
| Average Assets, year-to-date | $256,044,500 | 2,437 |
| Average Assets, quarterly | $259,626,500 | 2,418 |
| Volatile liabilities | $56,722,000 | 2,300 |
| Insider loans | $15,419,000 | 436 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $5,182,000 | 340 |
| Unused loan commitments | $119,923,000 | 900 |
| Tier 1 (core) risk-based capital | $24,463,000 | 2,625 |
| Tier 2 risk-based capital | $3,120,000 | 1,660 |
| Total risk weighted assets | $249,507,000 | 1,950 |
| Total unused commitments | $119,923,000 | 900 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 59 | 2,937 |
| Assets and Liabilities | ||
| Total Assets: | $258,301,000 | 2,471 |
| Cash and due from depository institutions | $3,363,000 | 2,937 |
| Interest-bearing balances | $691,000 | 2,805 |
| Securities | $863,000 | 8,129 |
| Federal funds sold & reverse repurchase agreements | $20,681,000 | 741 |
| Net loans & leases | $227,452,000 | 2,032 |
| Loan loss allowance | $3,203,000 | 1,656 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,042,000 | 5,855 |
| Other real estate owned | $0 | 2,937 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,900,000 | 3,103 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $258,301,000 | 2,471 |
| Total liabilities | $234,261,000 | 2,447 |
| Total deposits | $212,557,000 | 2,433 |
| Interest-bearing deposits | $177,097,000 | 2,516 |
| Deposits held in domestic offices | $212,557,000 | 2,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,000,000 | 1,915 |
| Subordinated debt | $4,227,000 | 197 |
| All other liabilities | $1,477,000 | 2,954 |
| Total equity capital | $24,040,000 | 2,769 |
| Total bank equity capital | $24,040,000 | 2,769 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,121,000 | 448 |
| Surplus | $10,121,000 | 2,481 |
| Undivided profits | $3,798,000 | 5,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,941,000 | 1,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,632,000 | 2,587 |
| Earning assets | $249,687,000 | 2,381 |
| Long-term assets (5+ years) | $6,889,000 | 5,421 |
| Average Assets, year-to-date | $254,408,670 | 2,485 |
| Average Assets, quarterly | $254,265,000 | 2,495 |
| Volatile liabilities | $72,287,000 | 1,877 |
| Insider loans | $6,306,000 | 1,167 |
| FHLB advances | $16,000,000 | 1,809 |
| Loans and leases held for sale | $15,220,000 | 201 |
| Unused loan commitments | $95,023,000 | 1,101 |
| Tier 1 (core) risk-based capital | $24,040,000 | 2,669 |
| Tier 2 risk-based capital | $3,118,000 | 1,657 |
| Total risk weighted assets | $249,376,000 | 1,956 |
| Total unused commitments | $95,023,000 | 1,101 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $250,229,000 | 2,558 |
| Cash and due from depository institutions | $2,958,000 | 3,006 |
| Interest-bearing balances | $799,000 | 2,746 |
| Securities | $2,959,000 | 7,703 |
| Federal funds sold & reverse repurchase agreements | $14,939,000 | 1,339 |
| Net loans & leases | $223,924,000 | 2,025 |
| Loan loss allowance | $3,203,000 | 1,638 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,027,000 | 5,882 |
| Other real estate owned | $0 | 3,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,422,000 | 3,257 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $250,229,000 | 2,558 |
| Total liabilities | $226,864,000 | 2,537 |
| Total deposits | $222,492,000 | 2,362 |
| Interest-bearing deposits | $186,774,000 | 2,386 |
| Deposits held in domestic offices | $222,492,000 | 2,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $2,681,000 | 216 |
| All other liabilities | $1,691,000 | 2,745 |
| Total equity capital | $23,365,000 | 2,843 |
| Total bank equity capital | $23,365,000 | 2,843 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,121,000 | 435 |
| Surplus | $10,121,000 | 2,450 |
| Undivided profits | $3,123,000 | 5,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 6,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,653,000 | 2,480 |
| Earning assets | $242,621,000 | 2,442 |
| Long-term assets (5+ years) | $5,140,000 | 5,828 |
| Average Assets, year-to-date | $252,462,500 | 2,523 |
| Average Assets, quarterly | $252,462,500 | 2,523 |
| Volatile liabilities | $60,494,000 | 2,140 |
| Insider loans | $19,054,000 | 306 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $6,831,000 | 328 |
| Unused loan commitments | $103,560,000 | 1,010 |
| Tier 1 (core) risk-based capital | $23,365,000 | 2,723 |
| Tier 2 risk-based capital | $3,142,000 | 1,639 |
| Total risk weighted assets | $251,314,000 | 1,920 |
| Total unused commitments | $103,560,000 | 1,010 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 59 | 2,924 |
| Assets and Liabilities | ||
| Total Assets: | $254,696,000 | 2,515 |
| Cash and due from depository institutions | $3,225,000 | 2,924 |
| Interest-bearing balances | $877,000 | 2,628 |
| Securities | $2,927,000 | 7,738 |
| Federal funds sold & reverse repurchase agreements | $28,438,000 | 553 |
| Net loans & leases | $214,841,000 | 2,089 |
| Loan loss allowance | $3,175,000 | 1,639 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,031,000 | 5,861 |
| Other real estate owned | $0 | 2,924 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,234,000 | 3,367 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $254,696,000 | 2,515 |
| Total liabilities | $231,881,000 | 2,469 |
| Total deposits | $228,174,000 | 2,281 |
| Interest-bearing deposits | $149,408,000 | 2,862 |
| Deposits held in domestic offices | $228,174,000 | 2,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,051 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $1,245,000 | 235 |
| All other liabilities | $2,162,000 | 2,246 |
| Total equity capital | $22,815,000 | 2,859 |
| Total bank equity capital | $22,815,000 | 2,859 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,121,000 | 428 |
| Surplus | $10,121,000 | 2,402 |
| Undivided profits | $2,573,000 | 6,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,654,000 | 2,534 |
| Earning assets | $247,083,000 | 2,392 |
| Long-term assets (5+ years) | $4,908,000 | 5,840 |
| Average Assets, year-to-date | $229,589,000 | 2,641 |
| Average Assets, quarterly | $245,623,500 | 2,560 |
| Volatile liabilities | $61,078,000 | 2,269 |
| Insider loans | $17,258,000 | 351 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $1,444,000 | 828 |
| Unused loan commitments | $100,444,000 | 1,016 |
| Tier 1 (core) risk-based capital | $22,815,000 | 2,737 |
| Tier 2 risk-based capital | $3,137,000 | 1,638 |
| Total risk weighted assets | $250,930,000 | 1,906 |
| Total unused commitments | $100,444,000 | 1,016 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 59 | 2,955 |
| Assets and Liabilities | ||
| Total Assets: | $236,551,000 | 2,648 |
| Cash and due from depository institutions | $2,487,000 | 2,955 |
| Interest-bearing balances | $357,000 | 3,448 |
| Securities | $2,894,000 | 7,830 |
| Federal funds sold & reverse repurchase agreements | $12,583,000 | 1,110 |
| Net loans & leases | $213,263,000 | 2,092 |
| Loan loss allowance | $3,090,000 | 1,688 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $962,000 | 5,996 |
| Other real estate owned | $0 | 2,955 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,362,000 | 3,322 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $236,551,000 | 2,648 |
| Total liabilities | $214,472,000 | 2,615 |
| Total deposits | $211,001,000 | 2,419 |
| Interest-bearing deposits | $175,582,000 | 2,475 |
| Deposits held in domestic offices | $211,001,000 | 2,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,306 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $1,250,000 | 241 |
| All other liabilities | $1,921,000 | 2,421 |
| Total equity capital | $22,079,000 | 2,905 |
| Total bank equity capital | $22,079,000 | 2,905 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,121,000 | 414 |
| Surplus | $10,121,000 | 2,366 |
| Undivided profits | $1,837,000 | 6,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 4,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,602,000 | 2,627 |
| Earning assets | $229,097,000 | 2,535 |
| Long-term assets (5+ years) | $2,952,000 | 6,458 |
| Average Assets, year-to-date | $223,312,250 | 2,710 |
| Average Assets, quarterly | $233,389,500 | 2,658 |
| Volatile liabilities | $49,713,000 | 2,632 |
| Insider loans | $13,760,000 | 470 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $6,370,000 | 329 |
| Unused loan commitments | $100,913,000 | 1,052 |
| Tier 1 (core) risk-based capital | $22,079,000 | 2,780 |
| Tier 2 risk-based capital | $3,034,000 | 1,687 |
| Total risk weighted assets | $242,676,000 | 1,945 |
| Total unused commitments | $100,913,000 | 1,053 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 55 | 3,130 |
| Assets and Liabilities | ||
| Total Assets: | $230,228,000 | 2,701 |
| Cash and due from depository institutions | $4,406,000 | 3,130 |
| Interest-bearing balances | $345,000 | 3,490 |
| Securities | $726,000 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $4,382,000 | 2,452 |
| Net loans & leases | $215,391,000 | 2,052 |
| Loan loss allowance | $3,000,000 | 1,722 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $975,000 | 5,968 |
| Other real estate owned | $0 | 3,130 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,348,000 | 3,306 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $230,228,000 | 2,701 |
| Total liabilities | $208,977,000 | 2,665 |
| Total deposits | $203,470,000 | 2,493 |
| Interest-bearing deposits | $168,557,000 | 2,545 |
| Deposits held in domestic offices | $203,470,000 | 2,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,543,000 | 1,986 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $432,000 | 5,423 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,532,000 | 2,644 |
| Total equity capital | $21,251,000 | 2,897 |
| Total bank equity capital | $21,251,000 | 2,897 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,121,000 | 399 |
| Surplus | $10,121,000 | 2,320 |
| Undivided profits | $1,009,000 | 7,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 5,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,442,000 | 2,594 |
| Earning assets | $220,844,000 | 2,593 |
| Long-term assets (5+ years) | $3,406,000 | 6,298 |
| Average Assets, year-to-date | $218,899,330 | 2,760 |
| Average Assets, quarterly | $223,402,500 | 2,748 |
| Volatile liabilities | $45,620,000 | 2,771 |
| Insider loans | $9,359,000 | 716 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $6,518,000 | 341 |
| Unused loan commitments | $82,820,000 | 1,214 |
| Tier 1 (core) risk-based capital | $21,251,000 | 2,828 |
| Tier 2 risk-based capital | $2,992,000 | 1,682 |
| Total risk weighted assets | $239,327,000 | 1,948 |
| Total unused commitments | $82,820,000 | 1,215 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 54 | 3,159 |
| Assets and Liabilities | ||
| Total Assets: | $216,577,000 | 2,809 |
| Cash and due from depository institutions | $2,841,000 | 3,159 |
| Interest-bearing balances | $645,000 | 2,963 |
| Securities | $2,503,000 | 8,023 |
| Federal funds sold & reverse repurchase agreements | $6,167,000 | 2,255 |
| Net loans & leases | $200,425,000 | 2,149 |
| Loan loss allowance | $3,000,000 | 1,692 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $972,000 | 5,955 |
| Other real estate owned | $0 | 3,159 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,669,000 | 3,600 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $216,577,000 | 2,809 |
| Total liabilities | $197,038,000 | 2,780 |
| Total deposits | $195,004,000 | 2,575 |
| Interest-bearing deposits | $162,189,000 | 2,605 |
| Deposits held in domestic offices | $195,004,000 | 2,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,096 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $269,000 | 5,426 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,465,000 | 2,721 |
| Total equity capital | $19,539,000 | 3,081 |
| Total bank equity capital | $19,539,000 | 3,081 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,696,000 | 425 |
| Surplus | $9,696,000 | 2,353 |
| Undivided profits | $147,000 | 7,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,181,000 | 2,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,209,000 | 2,914 |
| Earning assets | $209,740,000 | 2,685 |
| Long-term assets (5+ years) | $3,654,000 | 6,194 |
| Average Assets, year-to-date | $213,235,000 | 2,821 |
| Average Assets, quarterly | $213,235,000 | 2,821 |
| Volatile liabilities | $42,789,000 | 2,788 |
| Insider loans | $10,108,000 | 649 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $3,820,000 | 395 |
| Unused loan commitments | $82,901,000 | 1,183 |
| Tier 1 (core) risk-based capital | $19,539,000 | 3,015 |
| Tier 2 risk-based capital | $2,786,000 | 1,748 |
| Total risk weighted assets | $222,678,000 | 2,013 |
| Total unused commitments | $82,901,000 | 1,183 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 50 | 3,338 |
| Assets and Liabilities | ||
| Total Assets: | $209,893,000 | 2,871 |
| Cash and due from depository institutions | $2,014,000 | 3,338 |
| Interest-bearing balances | $553,000 | 3,231 |
| Securities | $2,478,000 | 8,073 |
| Federal funds sold & reverse repurchase agreements | $4,537,000 | 2,655 |
| Net loans & leases | $196,590,000 | 2,134 |
| Loan loss allowance | $3,000,000 | 1,662 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $690,000 | 6,547 |
| Other real estate owned | $0 | 3,338 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,584,000 | 3,637 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $209,893,000 | 2,871 |
| Total liabilities | $191,224,000 | 2,833 |
| Total deposits | $187,797,000 | 2,623 |
| Interest-bearing deposits | $155,105,000 | 2,681 |
| Deposits held in domestic offices | $187,797,000 | 2,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,444,000 | 2,554 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,983,000 | 2,155 |
| Total equity capital | $18,669,000 | 3,184 |
| Total bank equity capital | $18,669,000 | 3,184 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,646,000 | 417 |
| Surplus | $9,646,000 | 2,325 |
| Undivided profits | $-623,000 | 8,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,200,000 | 2,946 |
| Earning assets | $204,158,000 | 2,720 |
| Long-term assets (5+ years) | $2,450,000 | 6,647 |
| Average Assets, year-to-date | $188,452,000 | 2,995 |
| Average Assets, quarterly | $206,278,000 | 2,880 |
| Volatile liabilities | $38,456,000 | 2,958 |
| Insider loans | $8,388,000 | 768 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $17,509,000 | 190 |
| Unused loan commitments | $73,483,000 | 1,285 |
| Tier 1 (core) risk-based capital | $18,669,000 | 3,087 |
| Tier 2 risk-based capital | $2,610,000 | 1,831 |
| Total risk weighted assets | $208,433,000 | 2,111 |
| Total unused commitments | $73,483,000 | 1,285 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 49 | 3,401 |
| Assets and Liabilities | ||
| Total Assets: | $202,663,000 | 2,899 |
| Cash and due from depository institutions | $2,215,000 | 3,401 |
| Interest-bearing balances | $432,000 | 3,600 |
| Securities | $2,457,000 | 8,107 |
| Federal funds sold & reverse repurchase agreements | $10,495,000 | 1,244 |
| Net loans & leases | $184,403,000 | 2,226 |
| Loan loss allowance | $2,350,000 | 2,059 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $699,000 | 6,533 |
| Other real estate owned | $0 | 3,401 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,394,000 | 4,611 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $202,663,000 | 2,899 |
| Total liabilities | $185,422,000 | 2,852 |
| Total deposits | $180,597,000 | 2,661 |
| Interest-bearing deposits | $155,460,000 | 2,622 |
| Deposits held in domestic offices | $180,597,000 | 2,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,210,000 | 2,681 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,615,000 | 1,306 |
| Total equity capital | $17,241,000 | 3,361 |
| Total bank equity capital | $17,241,000 | 3,361 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,396,000 | 411 |
| Surplus | $9,396,000 | 2,316 |
| Undivided profits | $-1,551,000 | 8,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $968,000 | 3,536 |
| Earning assets | $197,787,000 | 2,762 |
| Long-term assets (5+ years) | $1,608,000 | 7,059 |
| Average Assets, year-to-date | $183,091,750 | 3,050 |
| Average Assets, quarterly | $194,960,000 | 2,948 |
| Volatile liabilities | $34,083,000 | 3,113 |
| Insider loans | $10,761,000 | 561 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $19,096,000 | 191 |
| Unused loan commitments | $65,766,000 | 1,403 |
| Tier 1 (core) risk-based capital | $17,241,000 | 3,268 |
| Tier 2 risk-based capital | $2,350,000 | 1,976 |
| Total risk weighted assets | $195,091,000 | 2,191 |
| Total unused commitments | $65,766,000 | 1,403 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 45 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $187,257,000 | 3,022 |
| Cash and due from depository institutions | $1,536,000 | 3,663 |
| Interest-bearing balances | $356,000 | 3,715 |
| Securities | $2,438,000 | 8,142 |
| Federal funds sold & reverse repurchase agreements | $7,795,000 | 1,475 |
| Net loans & leases | $172,232,000 | 2,310 |
| Loan loss allowance | $2,053,000 | 2,290 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $731,000 | 6,431 |
| Other real estate owned | $0 | 3,663 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,525,000 | 4,319 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $187,257,000 | 3,022 |
| Total liabilities | $171,392,000 | 2,978 |
| Total deposits | $168,967,000 | 2,772 |
| Interest-bearing deposits | $144,883,000 | 2,741 |
| Deposits held in domestic offices | $168,967,000 | 2,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,498,000 | 2,581 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $927,000 | 3,415 |
| Total equity capital | $15,865,000 | 3,557 |
| Total bank equity capital | $15,865,000 | 3,557 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,096,000 | 399 |
| Surplus | $9,096,000 | 2,330 |
| Undivided profits | $-2,327,000 | 8,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $804,000 | 3,820 |
| Earning assets | $182,821,000 | 2,884 |
| Long-term assets (5+ years) | $2,040,000 | 6,928 |
| Average Assets, year-to-date | $176,568,000 | 3,118 |
| Average Assets, quarterly | $179,333,500 | 3,106 |
| Volatile liabilities | $33,421,000 | 3,045 |
| Insider loans | $10,409,000 | 562 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $16,862,000 | 205 |
| Unused loan commitments | $61,043,000 | 1,456 |
| Tier 1 (core) risk-based capital | $15,865,000 | 3,449 |
| Tier 2 risk-based capital | $2,053,000 | 2,188 |
| Total risk weighted assets | $178,154,000 | 2,308 |
| Total unused commitments | $61,043,000 | 1,456 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 44 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $171,410,000 | 3,230 |
| Cash and due from depository institutions | $1,477,000 | 3,706 |
| Interest-bearing balances | $315,000 | 3,873 |
| Securities | $2,324,000 | 8,239 |
| Federal funds sold & reverse repurchase agreements | $17,293,000 | 703 |
| Net loans & leases | $148,056,000 | 2,579 |
| Loan loss allowance | $1,842,000 | 2,484 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $559,000 | 6,916 |
| Other real estate owned | $0 | 3,706 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,701,000 | 5,297 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $171,410,000 | 3,230 |
| Total liabilities | $156,531,000 | 3,201 |
| Total deposits | $154,533,000 | 2,971 |
| Interest-bearing deposits | $130,747,000 | 2,972 |
| Deposits held in domestic offices | $154,533,000 | 2,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,261,000 | 2,473 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $737,000 | 3,876 |
| Total equity capital | $14,879,000 | 3,673 |
| Total bank equity capital | $14,879,000 | 3,673 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,831,000 | 399 |
| Surplus | $8,831,000 | 2,347 |
| Undivided profits | $-2,783,000 | 8,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $648,000 | 4,417 |
| Earning assets | $167,988,000 | 3,066 |
| Long-term assets (5+ years) | $1,258,000 | 7,325 |
| Average Assets, year-to-date | $171,223,500 | 3,221 |
| Average Assets, quarterly | $171,223,500 | 3,221 |
| Volatile liabilities | $27,189,000 | 3,407 |
| Insider loans | $9,476,000 | 608 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $7,727,000 | 292 |
| Unused loan commitments | $53,413,000 | 1,553 |
| Tier 1 (core) risk-based capital | $14,879,000 | 3,602 |
| Tier 2 risk-based capital | $1,842,000 | 2,356 |
| Total risk weighted assets | $158,362,000 | 2,545 |
| Total unused commitments | $53,413,000 | 1,553 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $171,037,000 | 3,243 |
| Cash and due from depository institutions | $1,829,000 | 4,420 |
| Interest-bearing balances | $426,000 | 3,634 |
| Securities | $2,312,000 | 8,294 |
| Federal funds sold & reverse repurchase agreements | $15,410,000 | 771 |
| Net loans & leases | $149,217,000 | 2,546 |
| Loan loss allowance | $1,810,000 | 2,512 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $535,000 | 6,992 |
| Other real estate owned | $0 | 4,420 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,734,000 | 5,199 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $171,037,000 | 3,243 |
| Total liabilities | $156,604,000 | 3,185 |
| Total deposits | $154,443,000 | 2,969 |
| Interest-bearing deposits | $133,455,000 | 2,921 |
| Deposits held in domestic offices | $154,443,000 | 2,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,381,000 | 2,523 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $780,000 | 3,678 |
| Total equity capital | $14,433,000 | 3,784 |
| Total bank equity capital | $14,433,000 | 3,784 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,831,000 | 385 |
| Surplus | $8,831,000 | 2,303 |
| Undivided profits | $-3,229,000 | 8,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $592,000 | 4,744 |
| Earning assets | $167,365,000 | 3,072 |
| Long-term assets (5+ years) | $1,322,000 | 7,350 |
| Average Assets, year-to-date | $148,271,200 | 3,515 |
| Average Assets, quarterly | $164,457,000 | 3,316 |
| Volatile liabilities | $23,318,000 | 3,719 |
| Insider loans | $9,131,000 | 629 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $9,613,000 | 254 |
| Unused loan commitments | $50,292,000 | 1,570 |
| Tier 1 (core) risk-based capital | $14,433,000 | 3,655 |
| Tier 2 risk-based capital | $1,810,000 | 2,381 |
| Total risk weighted assets | $157,404,000 | 2,527 |
| Total unused commitments | $50,292,000 | 1,570 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $157,877,000 | 3,428 |
| Cash and due from depository institutions | $1,289,000 | 4,735 |
| Interest-bearing balances | $619,000 | 3,297 |
| Securities | $2,303,000 | 8,330 |
| Federal funds sold & reverse repurchase agreements | $18,066,000 | 622 |
| Net loans & leases | $134,296,000 | 2,733 |
| Loan loss allowance | $1,610,000 | 2,774 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $586,000 | 6,840 |
| Other real estate owned | $0 | 4,735 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,337,000 | 5,851 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $157,877,000 | 3,428 |
| Total liabilities | $144,524,000 | 3,380 |
| Total deposits | $142,330,000 | 3,131 |
| Interest-bearing deposits | $123,214,000 | 3,082 |
| Deposits held in domestic offices | $142,330,000 | 3,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,550,000 | 2,541 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $644,000 | 4,259 |
| Total equity capital | $13,353,000 | 3,998 |
| Total bank equity capital | $13,353,000 | 3,998 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,456,000 | 398 |
| Surplus | $8,456,000 | 2,344 |
| Undivided profits | $-3,559,000 | 8,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $518,000 | 5,377 |
| Earning assets | $155,284,000 | 3,218 |
| Long-term assets (5+ years) | $1,176,000 | 7,480 |
| Average Assets, year-to-date | $142,579,750 | 3,641 |
| Average Assets, quarterly | $150,246,000 | 3,540 |
| Volatile liabilities | $22,126,000 | 3,859 |
| Insider loans | $7,747,000 | 732 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $7,081,000 | 301 |
| Unused loan commitments | $53,265,000 | 1,500 |
| Tier 1 (core) risk-based capital | $13,353,000 | 3,864 |
| Tier 2 risk-based capital | $1,610,000 | 2,577 |
| Total risk weighted assets | $145,731,000 | 2,655 |
| Total unused commitments | $53,265,000 | 1,501 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 31 | 4,899 |
| Assets and Liabilities | ||
| Total Assets: | $142,615,000 | 3,718 |
| Cash and due from depository institutions | $574,000 | 4,899 |
| Interest-bearing balances | $246,000 | 4,305 |
| Securities | $2,297,000 | 8,407 |
| Federal funds sold & reverse repurchase agreements | $5,638,000 | 1,831 |
| Net loans & leases | $132,132,000 | 2,735 |
| Loan loss allowance | $1,474,000 | 2,978 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $598,000 | 6,837 |
| Other real estate owned | $0 | 4,899 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,376,000 | 5,782 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $142,615,000 | 3,718 |
| Total liabilities | $130,418,000 | 3,662 |
| Total deposits | $128,386,000 | 3,417 |
| Interest-bearing deposits | $111,553,000 | 3,324 |
| Deposits held in domestic offices | $128,386,000 | 3,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,550,000 | 2,574 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $482,000 | 4,652 |
| Total equity capital | $12,197,000 | 4,173 |
| Total bank equity capital | $12,197,000 | 4,173 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,000,000 | 416 |
| Surplus | $8,000,000 | 2,397 |
| Undivided profits | $-3,803,000 | 8,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $611,000 | 4,538 |
| Earning assets | $140,313,000 | 3,496 |
| Long-term assets (5+ years) | $1,233,000 | 7,546 |
| Average Assets, year-to-date | $137,480,670 | 3,769 |
| Average Assets, quarterly | $145,381,500 | 3,628 |
| Volatile liabilities | $20,111,000 | 3,993 |
| Insider loans | $7,793,000 | 715 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $15,683,000 | 210 |
| Unused loan commitments | $46,906,000 | 1,644 |
| Tier 1 (core) risk-based capital | $12,197,000 | 4,107 |
| Tier 2 risk-based capital | $1,474,000 | 2,743 |
| Total risk weighted assets | $136,163,000 | 2,772 |
| Total unused commitments | $46,906,000 | 1,647 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 31 | 4,886 |
| Assets and Liabilities | ||
| Total Assets: | $148,148,000 | 3,571 |
| Cash and due from depository institutions | $1,736,000 | 4,886 |
| Interest-bearing balances | $556,000 | 3,655 |
| Securities | $1,793,000 | 8,527 |
| Federal funds sold & reverse repurchase agreements | $33,644,000 | 403 |
| Net loans & leases | $109,170,000 | 3,138 |
| Loan loss allowance | $1,370,000 | 3,139 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $638,000 | 6,721 |
| Other real estate owned | $0 | 4,886 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,167,000 | 6,044 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $148,148,000 | 3,571 |
| Total liabilities | $136,625,000 | 3,473 |
| Total deposits | $134,747,000 | 3,262 |
| Interest-bearing deposits | $118,174,000 | 3,158 |
| Deposits held in domestic offices | $134,747,000 | 3,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,450,000 | 2,313 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $428,000 | 5,297 |
| Total equity capital | $11,524,000 | 4,457 |
| Total bank equity capital | $11,524,000 | 4,457 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,750,000 | 429 |
| Surplus | $7,750,000 | 2,445 |
| Undivided profits | $-3,976,000 | 9,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $395,000 | 6,008 |
| Earning assets | $145,163,000 | 3,360 |
| Long-term assets (5+ years) | $2,226,000 | 7,116 |
| Average Assets, year-to-date | $134,913,500 | 3,822 |
| Average Assets, quarterly | $134,913,500 | 3,822 |
| Volatile liabilities | $18,860,000 | 4,072 |
| Insider loans | $7,133,000 | 783 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $951,000 | 1,005 |
| Unused loan commitments | $47,301,000 | 1,596 |
| Tier 1 (core) risk-based capital | $11,524,000 | 4,275 |
| Tier 2 risk-based capital | $1,370,000 | 2,893 |
| Total risk weighted assets | $126,063,000 | 2,893 |
| Total unused commitments | $47,301,000 | 1,601 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 29 | 5,136 |
| Assets and Liabilities | ||
| Total Assets: | $121,679,000 | 4,154 |
| Cash and due from depository institutions | $686,000 | 5,136 |
| Interest-bearing balances | $113,000 | 5,082 |
| Securities | $4,239,000 | 8,010 |
| Federal funds sold & reverse repurchase agreements | $14,029,000 | 830 |
| Net loans & leases | $101,049,000 | 3,325 |
| Loan loss allowance | $1,267,000 | 3,303 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $569,000 | 6,949 |
| Other real estate owned | $0 | 5,136 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,107,000 | 6,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,679,000 | 4,154 |
| Total liabilities | $111,216,000 | 4,093 |
| Total deposits | $109,485,000 | 3,868 |
| Interest-bearing deposits | $94,253,000 | 3,822 |
| Deposits held in domestic offices | $109,485,000 | 3,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,222,000 | 2,574 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $509,000 | 4,681 |
| Total equity capital | $10,463,000 | 4,726 |
| Total bank equity capital | $10,463,000 | 4,726 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,250,000 | 470 |
| Surplus | $7,250,000 | 2,570 |
| Undivided profits | $-4,037,000 | 9,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $380,000 | 6,251 |
| Earning assets | $119,430,000 | 3,927 |
| Long-term assets (5+ years) | $2,252,000 | 7,157 |
| Average Assets, year-to-date | $110,972,200 | 4,339 |
| Average Assets, quarterly | $120,802,000 | 4,159 |
| Volatile liabilities | $16,673,000 | 4,363 |
| Insider loans | $7,061,000 | 758 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $924,000 | 916 |
| Unused loan commitments | $43,693,000 | 1,637 |
| Tier 1 (core) risk-based capital | $10,463,000 | 4,565 |
| Tier 2 risk-based capital | $1,267,000 | 3,062 |
| Total risk weighted assets | $115,472,000 | 3,124 |
| Total unused commitments | $43,693,000 | 1,640 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 29 | 5,153 |
| Assets and Liabilities | ||
| Total Assets: | $119,925,000 | 4,181 |
| Cash and due from depository institutions | $770,000 | 5,153 |
| Interest-bearing balances | $454,000 | 3,920 |
| Securities | $7,235,000 | 7,199 |
| Federal funds sold & reverse repurchase agreements | $13,374,000 | 1,090 |
| Net loans & leases | $96,847,000 | 3,409 |
| Loan loss allowance | $1,207,000 | 3,426 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $601,000 | 6,868 |
| Other real estate owned | $0 | 5,153 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,098,000 | 6,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,925,000 | 4,181 |
| Total liabilities | $109,593,000 | 4,113 |
| Total deposits | $107,647,000 | 3,913 |
| Interest-bearing deposits | $93,498,000 | 3,835 |
| Deposits held in domestic offices | $107,647,000 | 3,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,454,000 | 2,374 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $492,000 | 5,079 |
| Total equity capital | $10,332,000 | 4,747 |
| Total bank equity capital | $10,332,000 | 4,747 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,250,000 | 468 |
| Surplus | $7,250,000 | 2,527 |
| Undivided profits | $-4,168,000 | 9,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $355,000 | 6,638 |
| Earning assets | $117,910,000 | 3,964 |
| Long-term assets (5+ years) | $3,252,000 | 6,826 |
| Average Assets, year-to-date | $108,295,500 | 4,434 |
| Average Assets, quarterly | $121,223,000 | 4,130 |
| Volatile liabilities | $17,706,000 | 4,177 |
| Insider loans | $6,303,000 | 827 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $1,542,000 | 949 |
| Unused loan commitments | $37,327,000 | 1,867 |
| Tier 1 (core) risk-based capital | $10,332,000 | 4,584 |
| Tier 2 risk-based capital | $1,207,000 | 3,168 |
| Total risk weighted assets | $111,828,000 | 3,190 |
| Total unused commitments | $37,327,000 | 1,869 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $122,521,000 | 4,099 |
| Cash and due from depository institutions | $905,000 | 5,411 |
| Interest-bearing balances | $452,000 | 4,023 |
| Securities | $12,212,000 | 6,015 |
| Federal funds sold & reverse repurchase agreements | $18,924,000 | 819 |
| Net loans & leases | $88,842,000 | 3,608 |
| Loan loss allowance | $1,159,000 | 3,483 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $595,000 | 6,893 |
| Other real estate owned | $0 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,043,000 | 6,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,521,000 | 4,099 |
| Total liabilities | $112,296,000 | 4,027 |
| Total deposits | $110,309,000 | 3,823 |
| Interest-bearing deposits | $96,817,000 | 3,737 |
| Deposits held in domestic offices | $110,309,000 | 3,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,514,000 | 2,264 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $473,000 | 5,247 |
| Total equity capital | $10,225,000 | 4,777 |
| Total bank equity capital | $10,225,000 | 4,777 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,250,000 | 461 |
| Surplus | $7,250,000 | 2,487 |
| Undivided profits | $-4,275,000 | 9,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 5,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $355,000 | 6,515 |
| Earning assets | $120,430,000 | 3,875 |
| Long-term assets (5+ years) | $3,025,000 | 6,868 |
| Average Assets, year-to-date | $104,419,000 | 4,550 |
| Average Assets, quarterly | $114,650,500 | 4,280 |
| Volatile liabilities | $16,625,000 | 4,301 |
| Insider loans | $7,520,000 | 677 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $1,905,000 | 1,156 |
| Unused loan commitments | $35,143,000 | 1,880 |
| Tier 1 (core) risk-based capital | $10,225,000 | 4,554 |
| Tier 2 risk-based capital | $1,159,000 | 3,214 |
| Total risk weighted assets | $109,754,000 | 3,195 |
| Total unused commitments | $35,143,000 | 1,890 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 27 | 5,381 |
| Assets and Liabilities | ||
| Total Assets: | $106,780,000 | 4,496 |
| Cash and due from depository institutions | $276,000 | 5,381 |
| Interest-bearing balances | $170,000 | 4,837 |
| Securities | $2,204,000 | 8,591 |
| Federal funds sold & reverse repurchase agreements | $17,974,000 | 900 |
| Net loans & leases | $84,690,000 | 3,710 |
| Loan loss allowance | $1,021,000 | 3,789 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $603,000 | 6,888 |
| Other real estate owned | $0 | 5,381 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,033,000 | 6,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,780,000 | 4,496 |
| Total liabilities | $98,530,000 | 4,398 |
| Total deposits | $97,043,000 | 4,182 |
| Interest-bearing deposits | $85,892,000 | 4,084 |
| Deposits held in domestic offices | $97,043,000 | 4,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,171,000 | 2,268 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $316,000 | 6,404 |
| Total equity capital | $8,250,000 | 5,430 |
| Total bank equity capital | $8,250,000 | 5,430 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,250,000 | 536 |
| Surplus | $6,250,000 | 2,743 |
| Undivided profits | $-4,250,000 | 9,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $316,000 | 6,909 |
| Earning assets | $105,038,000 | 4,277 |
| Long-term assets (5+ years) | $5,282,000 | 6,006 |
| Average Assets, year-to-date | $95,368,000 | 4,842 |
| Average Assets, quarterly | $95,368,000 | 4,842 |
| Volatile liabilities | $14,467,000 | 4,632 |
| Insider loans | $6,449,000 | 796 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $4,056,000 | 715 |
| Unused loan commitments | $31,673,000 | 1,949 |
| Tier 1 (core) risk-based capital | $8,250,000 | 5,252 |
| Tier 2 risk-based capital | $1,021,000 | 3,497 |
| Total risk weighted assets | $92,468,000 | 3,616 |
| Total unused commitments | $31,673,000 | 1,956 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 24 | 5,809 |
| Assets and Liabilities | ||
| Total Assets: | $83,956,000 | 5,272 |
| Cash and due from depository institutions | $794,000 | 5,809 |
| Interest-bearing balances | $431,000 | 3,900 |
| Securities | $1,737,000 | 8,740 |
| Federal funds sold & reverse repurchase agreements | $9,880,000 | 1,463 |
| Net loans & leases | $70,045,000 | 4,294 |
| Loan loss allowance | $852,000 | 4,296 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $607,000 | 6,886 |
| Other real estate owned | $0 | 5,809 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $893,000 | 6,821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,956,000 | 5,272 |
| Total liabilities | $76,999,000 | 5,191 |
| Total deposits | $76,079,000 | 4,952 |
| Interest-bearing deposits | $65,245,000 | 4,938 |
| Deposits held in domestic offices | $76,079,000 | 4,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $507,000 | 2,785 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $413,000 | 5,788 |
| Total equity capital | $6,957,000 | 6,019 |
| Total bank equity capital | $6,957,000 | 6,019 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,500,000 | 633 |
| Surplus | $5,500,000 | 2,981 |
| Undivided profits | $-4,043,000 | 9,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $251,000 | 7,671 |
| Earning assets | $82,093,000 | 5,034 |
| Long-term assets (5+ years) | $4,338,000 | 6,298 |
| Average Assets, year-to-date | $62,316,600 | 6,103 |
| Average Assets, quarterly | $78,510,000 | 5,474 |
| Volatile liabilities | $11,906,000 | 5,206 |
| Insider loans | $5,353,000 | 950 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $2,819,000 | 923 |
| Unused loan commitments | $22,411,000 | 2,433 |
| Tier 1 (core) risk-based capital | $6,957,000 | 5,790 |
| Tier 2 risk-based capital | $852,000 | 4,002 |
| Total risk weighted assets | $76,502,000 | 4,178 |
| Total unused commitments | $22,411,000 | 2,437 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 21 | 6,296 |
| Assets and Liabilities | ||
| Total Assets: | $44,394,000 | 7,294 |
| Cash and due from depository institutions | $3,255,000 | 6,296 |
| Interest-bearing balances | $190,000 | 4,578 |
| Securities | $1,568,000 | 8,983 |
| Federal funds sold & reverse repurchase agreements | $2,099,000 | 4,717 |
| Net loans & leases | $36,097,000 | 6,267 |
| Loan loss allowance | $447,000 | 6,187 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $682,000 | 6,735 |
| Other real estate owned | $0 | 6,296 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $693,000 | 7,588 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,394,000 | 7,294 |
| Total liabilities | $38,423,000 | 7,384 |
| Total deposits | $38,139,000 | 7,231 |
| Interest-bearing deposits | $32,114,000 | 7,236 |
| Deposits held in domestic offices | $38,139,000 | 7,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $284,000 | 7,056 |
| Total equity capital | $5,971,000 | 6,444 |
| Total bank equity capital | $5,971,000 | 6,444 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,500,000 | 823 |
| Surplus | $4,500,000 | 3,357 |
| Undivided profits | $-3,029,000 | 9,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $153,000 | 8,764 |
| Earning assets | $39,954,000 | 7,343 |
| Long-term assets (5+ years) | $1,471,000 | 7,636 |
| Average Assets, year-to-date | $30,684,400 | 8,111 |
| Average Assets, quarterly | $39,919,500 | 7,582 |
| Volatile liabilities | $4,026,000 | 7,808 |
| Insider loans | $2,960,000 | 1,677 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $682,000 | 1,319 |
| Unused loan commitments | $12,441,000 | 3,441 |
| Tier 1 (core) risk-based capital | $5,971,000 | 6,262 |
| Tier 2 risk-based capital | $447,000 | 5,863 |
| Total risk weighted assets | $42,068,000 | 5,978 |
| Total unused commitments | $12,441,000 | 3,449 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $21,461,000 | 9,004 |
| Cash and due from depository institutions | $561,000 | 7,003 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $3,574,000 | 8,836 |
| Federal funds sold & reverse repurchase agreements | $10,550,000 | 1,125 |
| Net loans & leases | $5,578,000 | 9,553 |
| Loan loss allowance | $70,000 | 9,460 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $938,000 | 6,122 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $259,000 | 9,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,461,000 | 9,004 |
| Total liabilities | $13,782,000 | 9,378 |
| Total deposits | $13,655,000 | 9,309 |
| Interest-bearing deposits | $11,142,000 | 9,313 |
| Deposits held in domestic offices | $13,655,000 | 9,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $127,000 | 9,028 |
| Total equity capital | $7,679,000 | 5,426 |
| Total bank equity capital | $7,679,000 | 5,426 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,500,000 | 824 |
| Surplus | $4,500,000 | 3,297 |
| Undivided profits | $-1,321,000 | 9,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $36,000 | 9,571 |
| Earning assets | $19,702,000 | 8,973 |
| Long-term assets (5+ years) | $27,000 | 8,675 |
| Average Assets, year-to-date | $16,271,000 | 9,308 |
| Average Assets, quarterly | $19,368,000 | 9,141 |
| Volatile liabilities | $708,000 | 9,534 |
| Insider loans | $595,000 | 5,045 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,903,000 | 5,963 |
| Tier 1 (core) risk-based capital | $7,679,000 | 5,319 |
| Tier 2 risk-based capital | $70,000 | 9,427 |
| Total risk weighted assets | $12,648,200 | 8,979 |
| Total unused commitments | $3,903,000 | 5,966 |
| Derivatives | $0 | 481 |