Home > Bay Loan and Investment Bank > Assets and Liabilities
Bay Loan and Investment Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 8 | 9,876 |
| Assets and Liabilities | ||
| Total Assets: | $15,395,000 | 10,309 |
| Cash and due from depository institutions | $144,000 | 9,876 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,495 |
| Net loans & leases | $12,947,000 | 9,372 |
| Loan loss allowance | $630,000 | 4,879 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $0 | 10,865 |
| Other real estate owned | $524,000 | 9,876 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $180,000 | 10,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,395,000 | 10,309 |
| Total liabilities | $893,000 | 10,916 |
| Total deposits | $28,000 | 10,932 |
| Interest-bearing deposits | $0 | 10,879 |
| Deposits held in domestic offices | $28,000 | 10,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $865,000 | 4,001 |
| Total equity capital | $14,502,000 | 3,056 |
| Total bank equity capital | $14,502,000 | 3,056 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $34,950,000 | 569 |
| Undivided profits | $-21,448,000 | 10,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,615,000 | 1,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $168,000 | 8,739 |
| Earning assets | $14,547,000 | 10,230 |
| Long-term assets (5+ years) | $874,000 | 8,641 |
| Average Assets, year-to-date | $24,555,800 | 9,273 |
| Average Assets, quarterly | $17,017,500 | 10,098 |
| Volatile liabilities | $0 | 10,840 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $14,502,000 | 2,927 |
| Tier 2 risk-based capital | $166,360 | 8,894 |
| Total risk weighted assets | $12,845,460 | 9,565 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $32,134,000 | 8,974 |
| Cash and due from depository institutions | $99,000 | 9,546 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,499,000 | 9,569 |
| Federal funds sold & reverse repurchase agreements | $6,075,000 | 2,144 |
| Net loans & leases | $19,149,000 | 8,599 |
| Loan loss allowance | $1,117,000 | 3,190 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $23,000 | 11,269 |
| Other real estate owned | $899,000 | 9,546 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $390,000 | 9,596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,134,000 | 8,974 |
| Total liabilities | $14,389,000 | 10,655 |
| Total deposits | $13,765,000 | 10,634 |
| Interest-bearing deposits | $13,579,000 | 10,359 |
| Deposits held in domestic offices | $13,765,000 | 10,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $624,000 | 5,112 |
| Total equity capital | $17,745,000 | 2,529 |
| Total bank equity capital | $17,745,000 | 2,529 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $39,050,000 | 529 |
| Undivided profits | $-22,305,000 | 11,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,027,000 | 703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $232,000 | 7,936 |
| Earning assets | $30,723,000 | 8,796 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $38,626,000 | 8,146 |
| Average Assets, quarterly | $33,591,500 | 8,771 |
| Volatile liabilities | $781,000 | 10,742 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $17,745,000 | 2,449 |
| Tier 2 risk-based capital | $258,730 | 7,799 |
| Total risk weighted assets | $19,839,830 | 8,665 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $42,768,000 | 8,097 |
| Cash and due from depository institutions | $252,000 | 8,895 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,028,000 | 10,198 |
| Federal funds sold & reverse repurchase agreements | $5,945,000 | 2,451 |
| Net loans & leases | $28,852,000 | 7,163 |
| Loan loss allowance | $1,447,000 | 2,556 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $57,000 | 11,502 |
| Other real estate owned | $1,817,000 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $817,000 | 7,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,768,000 | 8,097 |
| Total liabilities | $21,196,000 | 10,221 |
| Total deposits | $20,594,000 | 10,188 |
| Interest-bearing deposits | $20,347,000 | 9,744 |
| Deposits held in domestic offices | $20,594,000 | 10,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $88,000 | 4,443 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $514,000 | 6,108 |
| Total equity capital | $21,572,000 | 2,076 |
| Total bank equity capital | $21,572,000 | 2,076 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $43,550,000 | 504 |
| Undivided profits | $-22,978,000 | 11,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,274,000 | 641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $400,000 | 5,774 |
| Earning assets | $39,825,000 | 8,011 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $48,833,600 | 7,318 |
| Average Assets, quarterly | $42,972,000 | 8,021 |
| Volatile liabilities | $1,261,000 | 10,510 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $21,572,000 | 1,990 |
| Tier 2 risk-based capital | $392,630 | 6,272 |
| Total risk weighted assets | $30,355,830 | 7,119 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $57,860,000 | 6,832 |
| Cash and due from depository institutions | $738,000 | 9,073 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $0 | 12,560 |
| Federal funds sold & reverse repurchase agreements | $10,100,000 | 927 |
| Net loans & leases | $38,271,000 | 5,965 |
| Loan loss allowance | $1,374,000 | 2,735 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $96,000 | 11,649 |
| Other real estate owned | $5,577,000 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,078,000 | 2,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,860,000 | 6,832 |
| Total liabilities | $36,622,000 | 8,501 |
| Total deposits | $35,957,000 | 8,359 |
| Interest-bearing deposits | $33,584,000 | 7,910 |
| Deposits held in domestic offices | $35,957,000 | 8,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $665,000 | 4,207 |
| Total equity capital | $21,238,000 | 1,950 |
| Total bank equity capital | $21,238,000 | 1,950 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $43,550,000 | 479 |
| Undivided profits | $-23,312,000 | 12,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,765,000 | 512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $402,000 | 5,160 |
| Earning assets | $48,371,000 | 7,221 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $107,409,400 | 4,014 |
| Average Assets, quarterly | $69,805,000 | 5,904 |
| Volatile liabilities | $2,159,000 | 9,476 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $21,238,000 | 1,957 |
| Tier 2 risk-based capital | $574,860 | 4,714 |
| Total risk weighted assets | $45,189,360 | 5,374 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $149,996,000 | 3,042 |
| Cash and due from depository institutions | $522,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $9,038,000 | 9,449 |
| Federal funds sold & reverse repurchase agreements | $11,200,000 | 1,198 |
| Net loans & leases | $114,389,000 | 2,307 |
| Loan loss allowance | $1,897,000 | 2,156 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $124,000 | 11,934 |
| Other real estate owned | $8,290,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,433,000 | 1,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,996,000 | 3,042 |
| Total liabilities | $129,681,000 | 3,203 |
| Total deposits | $127,664,000 | 3,078 |
| Interest-bearing deposits | $126,191,000 | 2,716 |
| Deposits held in domestic offices | $127,664,000 | 3,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,017,000 | 1,787 |
| Total equity capital | $20,315,000 | 2,011 |
| Total bank equity capital | $20,315,000 | 2,011 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $43,550,000 | 454 |
| Undivided profits | $-24,235,000 | 13,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,229,000 | 588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,530,000 | 1,115 |
| Earning assets | $134,627,000 | 3,129 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $175,533,000 | 2,561 |
| Average Assets, quarterly | $156,466,500 | 2,901 |
| Volatile liabilities | $6,260,000 | 5,721 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $20,315,000 | 1,964 |
| Tier 2 risk-based capital | $1,454,550 | 2,072 |
| Total risk weighted assets | $115,921,850 | 2,275 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $195,601,000 | 2,419 |
| Cash and due from depository institutions | $614,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $9,069,000 | 9,549 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 2,306 |
| Net loans & leases | $158,146,000 | 1,773 |
| Loan loss allowance | $2,630,000 | 1,693 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $203,000 | 11,554 |
| Other real estate owned | $17,361,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,008,000 | 2,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,601,000 | 2,419 |
| Total liabilities | $180,376,000 | 2,426 |
| Total deposits | $177,960,000 | 2,324 |
| Interest-bearing deposits | $176,861,000 | 2,030 |
| Deposits held in domestic offices | $177,960,000 | 2,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $262,000 | 3,680 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,154,000 | 1,755 |
| Total equity capital | $15,225,000 | 2,523 |
| Total bank equity capital | $15,225,000 | 2,523 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $43,550,000 | 435 |
| Undivided profits | $-29,325,000 | 13,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,030,000 | 571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,034,000 | 954 |
| Earning assets | $174,415,000 | 2,481 |
| Long-term assets (5+ years) | $48,000 | 11,716 |
| Average Assets, year-to-date | $233,963,000 | 1,985 |
| Average Assets, quarterly | $208,922,500 | 2,246 |
| Volatile liabilities | $7,645,000 | 4,954 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $15,225,000 | 2,460 |
| Tier 2 risk-based capital | $1,986,380 | 1,607 |
| Total risk weighted assets | $158,266,580 | 1,786 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |