Home > Bay-Hermann-Berger Bank > Income and Expense
Bay-Hermann-Berger Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 6,641 |
| Total interest expense | $499,000 | 6,522 |
| Net interest income | $1,628,000 | 6,606 |
| Provision for loan and lease losses | $527,000 | 4,042 |
| Total noninterest income | $202,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $180,000 | 4,607 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 6,564 |
| Total noninterest expense | $1,284,000 | 6,764 |
| Salaries and employee benefits | $720,000 | 6,637 |
| Premises and equipment expense | $173,000 | 6,437 |
| Additional noninterest expense | $391,000 | 6,824 |
| Pre-tax net operating income | $19,000 | 5,713 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $14,000 | 4,130 |
| Income before extraordinary items | $5,000 | 5,947 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,000 | 5,947 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,000 | 5,947 |
| Net charge-offs | $225,000 | 4,633 |
| Cash dividends | $184,000 | 3,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,000 | 5,817 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 6,747 |
| Total interest expense | $388,000 | 6,613 |
| Net interest income | $1,210,000 | 6,714 |
| Provision for loan and lease losses | $116,000 | 5,545 |
| Total noninterest income | $146,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $131,000 | 4,730 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $15,000 | 6,786 |
| Total noninterest expense | $948,000 | 6,842 |
| Salaries and employee benefits | $532,000 | 6,710 |
| Premises and equipment expense | $133,000 | 6,484 |
| Additional noninterest expense | $283,000 | 6,929 |
| Pre-tax net operating income | $292,000 | 4,891 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $11,000 | 4,212 |
| Income before extraordinary items | $281,000 | 4,957 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $281,000 | 4,960 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $281,000 | 4,961 |
| Net charge-offs | $7,000 | 6,361 |
| Cash dividends | $144,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $281,000 | 4,765 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 6,805 |
| Total interest expense | $264,000 | 6,671 |
| Net interest income | $795,000 | 6,762 |
| Provision for loan and lease losses | $110,000 | 5,057 |
| Total noninterest income | $94,000 | 6,166 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $83,000 | 4,815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 6,798 |
| Total noninterest expense | $620,000 | 6,922 |
| Salaries and employee benefits | $342,000 | 6,820 |
| Premises and equipment expense | $89,000 | 6,510 |
| Additional noninterest expense | $189,000 | 6,982 |
| Pre-tax net operating income | $159,000 | 5,164 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $7,000 | 4,209 |
| Income before extraordinary items | $152,000 | 5,203 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $152,000 | 5,206 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $152,000 | 5,205 |
| Net charge-offs | $6,000 | 6,008 |
| Cash dividends | $103,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $152,000 | 5,062 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 6,911 |
| Total interest expense | $132,000 | 6,791 |
| Net interest income | $388,000 | 6,862 |
| Provision for loan and lease losses | $12,000 | 6,061 |
| Total noninterest income | $47,000 | 6,211 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $320,000 | 6,963 |
| Salaries and employee benefits | $174,000 | 6,882 |
| Premises and equipment expense | $47,000 | 6,501 |
| Additional noninterest expense | $99,000 | 7,009 |
| Pre-tax net operating income | $103,000 | 5,006 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $101,000 | 4,958 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 4,959 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $101,000 | 4,958 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $45,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $101,000 | 4,849 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 6,915 |
| Total interest expense | $637,000 | 6,829 |
| Net interest income | $1,566,000 | 6,819 |
| Provision for loan and lease losses | $14,000 | 7,261 |
| Total noninterest income | $211,000 | 6,150 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $185,000 | 4,783 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $26,000 | 6,817 |
| Total noninterest expense | $1,353,000 | 6,986 |
| Salaries and employee benefits | $773,000 | 6,774 |
| Premises and equipment expense | $207,000 | 6,421 |
| Additional noninterest expense | $373,000 | 7,177 |
| Pre-tax net operating income | $410,000 | 4,212 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $21,000 | 3,644 |
| Income before extraordinary items | $391,000 | 4,207 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $391,000 | 4,207 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $391,000 | 4,207 |
| Net charge-offs | $5,000 | 7,029 |
| Cash dividends | $205,000 | 3,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $389,100 | 4,139 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 6,988 |
| Total interest expense | $490,000 | 6,916 |
| Net interest income | $1,171,000 | 6,865 |
| Provision for loan and lease losses | $8,000 | 7,164 |
| Total noninterest income | $158,000 | 6,255 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $140,000 | 4,795 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $18,000 | 7,053 |
| Total noninterest expense | $1,024,000 | 6,990 |
| Salaries and employee benefits | $578,000 | 6,816 |
| Premises and equipment expense | $162,000 | 6,403 |
| Additional noninterest expense | $284,000 | 7,195 |
| Pre-tax net operating income | $297,000 | 4,537 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $8,000 | 4,112 |
| Income before extraordinary items | $291,000 | 4,465 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $291,000 | 4,463 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $291,000 | 4,465 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $130,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $289,060 | 4,402 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 7,046 |
| Total interest expense | $335,000 | 6,988 |
| Net interest income | $775,000 | 6,912 |
| Provision for loan and lease losses | $2,000 | 7,120 |
| Total noninterest income | $98,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $86,000 | 4,941 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $679,000 | 7,060 |
| Salaries and employee benefits | $381,000 | 6,912 |
| Premises and equipment expense | $109,000 | 6,430 |
| Additional noninterest expense | $189,000 | 7,251 |
| Pre-tax net operating income | $192,000 | 4,698 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $8,000 | 4,086 |
| Income before extraordinary items | $186,000 | 4,621 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 4,618 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $186,000 | 4,618 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $97,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $184,080 | 4,544 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $555,000 | 7,100 |
| Total interest expense | $173,000 | 7,026 |
| Net interest income | $382,000 | 6,962 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $45,000 | 6,509 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $38,000 | 5,114 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $334,000 | 7,080 |
| Salaries and employee benefits | $195,000 | 6,894 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $84,000 | 7,333 |
| Pre-tax net operating income | $93,000 | 5,105 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $87,000 | 5,132 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $87,000 | 5,137 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $87,000 | 5,136 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $50,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $87,000 | 4,970 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 6,889 |
| Total interest expense | $1,162,000 | 6,502 |
| Net interest income | $1,454,000 | 7,067 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $257,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $230,000 | 4,529 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $27,000 | 7,241 |
| Total noninterest expense | $1,303,000 | 7,148 |
| Salaries and employee benefits | $747,000 | 7,036 |
| Premises and equipment expense | $268,000 | 6,083 |
| Additional noninterest expense | $288,000 | 7,508 |
| Pre-tax net operating income | $408,000 | 5,128 |
| Securities gains (losses) | $14,000 | 2,367 |
| Applicable income taxes | $25,000 | 4,181 |
| Income before extraordinary items | $397,000 | 4,763 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $397,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $225,000 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $383,840 | 4,970 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 6,900 |
| Total interest expense | $943,000 | 6,463 |
| Net interest income | $1,068,000 | 7,158 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $196,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $176,000 | 4,524 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 7,419 |
| Total noninterest expense | $985,000 | 7,140 |
| Salaries and employee benefits | $567,000 | 7,022 |
| Premises and equipment expense | $160,000 | 6,589 |
| Additional noninterest expense | $258,000 | 7,272 |
| Pre-tax net operating income | $279,000 | 5,725 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $17,000 | 4,664 |
| Income before extraordinary items | $272,000 | 5,333 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $272,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $125,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $262,600 | 5,558 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 6,929 |
| Total interest expense | $667,000 | 6,466 |
| Net interest income | $708,000 | 7,182 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $134,000 | 6,175 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $655,000 | 7,195 |
| Salaries and employee benefits | $380,000 | 7,066 |
| Premises and equipment expense | $106,000 | 6,646 |
| Additional noninterest expense | $169,000 | 7,329 |
| Pre-tax net operating income | $187,000 | 5,903 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $12,000 | 4,921 |
| Income before extraordinary items | $182,000 | 5,740 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $81,000 | 4,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $175,420 | 5,728 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $711,000 | 6,943 |
| Total interest expense | $347,000 | 6,537 |
| Net interest income | $364,000 | 7,178 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $66,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $335,000 | 7,178 |
| Salaries and employee benefits | $198,000 | 7,026 |
| Premises and equipment expense | $52,000 | 6,695 |
| Additional noninterest expense | $85,000 | 7,339 |
| Pre-tax net operating income | $95,000 | 6,051 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $90,000 | 5,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $48,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $90,000 | 5,887 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 6,882 |
| Total interest expense | $1,328,000 | 6,680 |
| Net interest income | $1,619,000 | 6,969 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $234,000 | 6,513 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $205,000 | 4,868 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $29,000 | 7,566 |
| Total noninterest expense | $1,302,000 | 7,205 |
| Salaries and employee benefits | $712,000 | 7,222 |
| Premises and equipment expense | $218,000 | 6,546 |
| Additional noninterest expense | $372,000 | 7,183 |
| Pre-tax net operating income | $551,000 | 5,823 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $25,000 | 5,315 |
| Income before extraordinary items | $525,000 | 5,596 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $525,000 | 5,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,926 |
| Cash dividends | $238,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $525,950 | 5,582 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 6,935 |
| Total interest expense | $979,000 | 6,730 |
| Net interest income | $1,221,000 | 7,004 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $176,000 | 6,547 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $154,000 | 4,873 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $991,000 | 7,169 |
| Salaries and employee benefits | $538,000 | 7,171 |
| Premises and equipment expense | $166,000 | 6,532 |
| Additional noninterest expense | $287,000 | 7,114 |
| Pre-tax net operating income | $406,000 | 6,145 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $19,000 | 5,497 |
| Income before extraordinary items | $386,000 | 5,891 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $386,000 | 5,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,913 |
| Cash dividends | $176,000 | 4,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $386,950 | 5,876 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 6,967 |
| Total interest expense | $647,000 | 6,767 |
| Net interest income | $820,000 | 7,031 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $116,000 | 6,589 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $103,000 | 4,880 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $666,000 | 7,188 |
| Salaries and employee benefits | $363,000 | 7,202 |
| Premises and equipment expense | $111,000 | 6,546 |
| Additional noninterest expense | $192,000 | 7,146 |
| Pre-tax net operating income | $270,000 | 6,227 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $13,000 | 5,554 |
| Income before extraordinary items | $256,000 | 5,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $256,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $116,000 | 4,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $256,950 | 5,963 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 7,035 |
| Total interest expense | $320,000 | 6,803 |
| Net interest income | $399,000 | 7,107 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $329,000 | 7,250 |
| Salaries and employee benefits | $178,000 | 7,283 |
| Premises and equipment expense | $57,000 | 6,519 |
| Additional noninterest expense | $94,000 | 7,210 |
| Pre-tax net operating income | $126,000 | 6,337 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $118,000 | 6,114 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $118,000 | 6,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $56,000 | 3,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $118,940 | 6,099 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 6,999 |
| Total interest expense | $1,145,000 | 6,670 |
| Net interest income | $1,557,000 | 7,110 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $255,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $225,000 | 4,738 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,694 |
| Total noninterest expense | $1,297,000 | 7,239 |
| Salaries and employee benefits | $686,000 | 7,326 |
| Premises and equipment expense | $229,000 | 6,424 |
| Additional noninterest expense | $382,000 | 7,164 |
| Pre-tax net operating income | $515,000 | 6,435 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $24,000 | 5,855 |
| Income before extraordinary items | $490,000 | 6,194 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $490,000 | 6,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,730 |
| Cash dividends | $223,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $490,950 | 6,191 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 7,098 |
| Total interest expense | $812,000 | 6,760 |
| Net interest income | $1,155,000 | 7,204 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $193,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $170,000 | 4,767 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,743 |
| Total noninterest expense | $968,000 | 7,248 |
| Salaries and employee benefits | $505,000 | 7,349 |
| Premises and equipment expense | $172,000 | 6,447 |
| Additional noninterest expense | $291,000 | 7,140 |
| Pre-tax net operating income | $380,000 | 6,689 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $17,000 | 6,030 |
| Income before extraordinary items | $362,000 | 6,419 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $362,000 | 6,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $162,000 | 4,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $362,960 | 6,415 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 7,133 |
| Total interest expense | $521,000 | 6,768 |
| Net interest income | $770,000 | 7,248 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $118,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $103,000 | 4,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $642,000 | 7,294 |
| Salaries and employee benefits | $338,000 | 7,377 |
| Premises and equipment expense | $128,000 | 6,195 |
| Additional noninterest expense | $176,000 | 7,330 |
| Pre-tax net operating income | $246,000 | 6,792 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $11,000 | 6,097 |
| Income before extraordinary items | $234,000 | 6,486 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $234,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $234,960 | 6,482 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 7,147 |
| Total interest expense | $258,000 | 6,728 |
| Net interest income | $378,000 | 7,300 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $49,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $319,000 | 7,318 |
| Salaries and employee benefits | $167,000 | 7,416 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $85,000 | 7,403 |
| Pre-tax net operating income | $108,000 | 6,955 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $103,000 | 6,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $46,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $103,000 | 6,688 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 7,227 |
| Total interest expense | $674,000 | 7,116 |
| Net interest income | $1,564,000 | 7,212 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $210,000 | 6,991 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $183,000 | 5,225 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 7,945 |
| Total noninterest expense | $1,219,000 | 7,374 |
| Salaries and employee benefits | $638,000 | 7,487 |
| Premises and equipment expense | $269,000 | 6,017 |
| Additional noninterest expense | $312,000 | 7,580 |
| Pre-tax net operating income | $555,000 | 6,564 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $17,000 | 6,385 |
| Income before extraordinary items | $540,000 | 6,210 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $540,000 | 6,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $393,000 | 4,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $538,060 | 6,196 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 7,331 |
| Total interest expense | $424,000 | 7,377 |
| Net interest income | $1,179,000 | 7,244 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $159,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $140,000 | 5,219 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $916,000 | 7,355 |
| Salaries and employee benefits | $475,000 | 7,481 |
| Premises and equipment expense | $161,000 | 6,551 |
| Additional noninterest expense | $280,000 | 7,239 |
| Pre-tax net operating income | $422,000 | 6,698 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $12,000 | 6,473 |
| Income before extraordinary items | $412,000 | 6,299 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $412,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $192,000 | 4,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $410,060 | 6,273 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 7,364 |
| Total interest expense | $263,000 | 7,422 |
| Net interest income | $782,000 | 7,249 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $102,000 | 7,027 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $603,000 | 7,380 |
| Salaries and employee benefits | $315,000 | 7,493 |
| Premises and equipment expense | $108,000 | 6,532 |
| Additional noninterest expense | $180,000 | 7,295 |
| Pre-tax net operating income | $281,000 | 6,702 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $275,000 | 6,306 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $275,000 | 6,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $126,000 | 4,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $273,060 | 6,272 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $510,000 | 7,446 |
| Total interest expense | $123,000 | 7,523 |
| Net interest income | $387,000 | 7,327 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $46,000 | 7,202 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $305,000 | 7,414 |
| Salaries and employee benefits | $159,000 | 7,524 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $85,000 | 7,462 |
| Pre-tax net operating income | $128,000 | 6,853 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $124,000 | 6,503 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $124,000 | 6,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $55,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $124,000 | 6,460 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 7,294 |
| Total interest expense | $504,000 | 7,291 |
| Net interest income | $1,583,000 | 7,199 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $182,000 | 7,314 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $164,000 | 5,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $1,134,000 | 7,567 |
| Salaries and employee benefits | $598,000 | 7,668 |
| Premises and equipment expense | $199,000 | 6,782 |
| Additional noninterest expense | $337,000 | 7,481 |
| Pre-tax net operating income | $631,000 | 6,302 |
| Securities gains (losses) | $18,000 | 2,469 |
| Applicable income taxes | $22,000 | 6,508 |
| Income before extraordinary items | $627,000 | 5,856 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $627,000 | 5,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $611,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $609,540 | 5,837 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 7,298 |
| Total interest expense | $383,000 | 7,289 |
| Net interest income | $1,191,000 | 7,212 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $146,000 | 7,243 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $122,000 | 5,684 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 7,924 |
| Total noninterest expense | $841,000 | 7,556 |
| Salaries and employee benefits | $437,000 | 7,681 |
| Premises and equipment expense | $165,000 | 6,512 |
| Additional noninterest expense | $239,000 | 7,589 |
| Pre-tax net operating income | $496,000 | 6,346 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $17,000 | 6,595 |
| Income before extraordinary items | $487,000 | 5,872 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $487,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $211,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $479,240 | 5,836 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 7,333 |
| Total interest expense | $267,000 | 7,236 |
| Net interest income | $783,000 | 7,265 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $94,000 | 7,344 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $77,000 | 5,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $557,000 | 7,616 |
| Salaries and employee benefits | $292,000 | 7,730 |
| Premises and equipment expense | $97,000 | 6,845 |
| Additional noninterest expense | $168,000 | 7,512 |
| Pre-tax net operating income | $320,000 | 6,377 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $11,000 | 6,615 |
| Income before extraordinary items | $316,000 | 5,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $141,000 | 3,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $309,210 | 5,884 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 7,375 |
| Total interest expense | $138,000 | 7,223 |
| Net interest income | $388,000 | 7,333 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $279,000 | 7,647 |
| Salaries and employee benefits | $146,000 | 7,753 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $76,000 | 7,736 |
| Pre-tax net operating income | $151,000 | 6,425 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $145,000 | 6,091 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 6,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $65,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $145,000 | 5,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 7,402 |
| Total interest expense | $700,000 | 7,040 |
| Net interest income | $1,447,000 | 7,444 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $183,000 | 7,490 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $153,000 | 5,820 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $1,107,000 | 7,662 |
| Salaries and employee benefits | $567,000 | 7,836 |
| Premises and equipment expense | $258,000 | 6,084 |
| Additional noninterest expense | $282,000 | 7,882 |
| Pre-tax net operating income | $523,000 | 6,588 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $13,000 | 6,950 |
| Income before extraordinary items | $517,000 | 6,274 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $517,000 | 6,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $255,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $510,140 | 6,138 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 7,498 |
| Total interest expense | $538,000 | 7,133 |
| Net interest income | $1,070,000 | 7,521 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $137,000 | 7,545 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $115,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $840,000 | 7,622 |
| Salaries and employee benefits | $433,000 | 7,755 |
| Premises and equipment expense | $194,000 | 6,081 |
| Additional noninterest expense | $213,000 | 7,876 |
| Pre-tax net operating income | $367,000 | 6,867 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $10,000 | 7,078 |
| Income before extraordinary items | $357,000 | 6,620 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $357,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $155,000 | 4,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $357,000 | 6,435 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 7,544 |
| Total interest expense | $367,000 | 7,212 |
| Net interest income | $702,000 | 7,576 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $95,000 | 7,485 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $79,000 | 5,792 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $555,000 | 7,664 |
| Salaries and employee benefits | $288,000 | 7,788 |
| Premises and equipment expense | $130,000 | 6,058 |
| Additional noninterest expense | $137,000 | 7,960 |
| Pre-tax net operating income | $242,000 | 6,895 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $235,000 | 6,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $235,000 | 6,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $101,000 | 4,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $235,000 | 6,450 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 7,578 |
| Total interest expense | $188,000 | 7,248 |
| Net interest income | $348,000 | 7,622 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $274,000 | 7,719 |
| Salaries and employee benefits | $144,000 | 7,818 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $66,000 | 8,054 |
| Pre-tax net operating income | $120,000 | 6,900 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $116,000 | 6,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 6,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $116,000 | 6,447 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 7,641 |
| Total interest expense | $886,000 | 7,236 |
| Net interest income | $1,319,000 | 7,738 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $211,000 | 7,205 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $172,000 | 5,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $1,079,000 | 7,759 |
| Salaries and employee benefits | $547,000 | 7,943 |
| Premises and equipment expense | $213,000 | 6,621 |
| Additional noninterest expense | $319,000 | 7,671 |
| Pre-tax net operating income | $451,000 | 6,960 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $17,000 | 7,121 |
| Income before extraordinary items | $451,000 | 6,603 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $451,000 | 6,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,606 |
| Cash dividends | $612,000 | 3,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $434,680 | 6,554 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 7,646 |
| Total interest expense | $1,353,000 | 7,293 |
| Net interest income | $1,238,000 | 7,806 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $160,000 | 7,747 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $126,000 | 6,151 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $34,000 | 8,222 |
| Total noninterest expense | $986,000 | 7,998 |
| Salaries and employee benefits | $511,000 | 8,125 |
| Premises and equipment expense | $208,000 | 6,684 |
| Additional noninterest expense | $267,000 | 8,100 |
| Pre-tax net operating income | $412,000 | 6,921 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $408,000 | 6,537 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $408,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $138,000 | 5,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $390,900 | 6,502 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 7,888 |
| Total interest expense | $1,318,000 | 7,546 |
| Net interest income | $1,196,000 | 8,076 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $147,000 | 7,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,541 |
| Total noninterest expense | $950,000 | 8,161 |
| Salaries and employee benefits | $473,000 | 8,384 |
| Premises and equipment expense | $201,000 | 6,755 |
| Additional noninterest expense | $276,000 | 8,142 |
| Pre-tax net operating income | $393,000 | 7,510 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $392,000 | 6,903 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $392,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $165,000 | 5,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $393,000 | 6,903 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 8,213 |
| Total interest expense | $1,112,000 | 7,878 |
| Net interest income | $1,119,000 | 8,360 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $279,000 | 6,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 6,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,146 |
| Total noninterest expense | $909,000 | 8,391 |
| Salaries and employee benefits | $427,000 | 8,746 |
| Premises and equipment expense | $133,000 | 7,976 |
| Additional noninterest expense | $349,000 | 7,712 |
| Pre-tax net operating income | $489,000 | 7,186 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $18,000 | 8,260 |
| Income before extraordinary items | $480,000 | 6,546 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $480,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $166,000 | 5,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $471,360 | 6,564 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 8,447 |
| Total interest expense | $1,192,000 | 7,929 |
| Net interest income | $1,004,000 | 8,784 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $96,000 | 9,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $677,000 | 9,173 |
| Salaries and employee benefits | $368,000 | 9,173 |
| Premises and equipment expense | $81,000 | 9,122 |
| Additional noninterest expense | $228,000 | 8,812 |
| Pre-tax net operating income | $423,000 | 7,745 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $20,000 | 8,879 |
| Income before extraordinary items | $400,000 | 7,219 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $400,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $495,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $402,850 | 7,110 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 9,172 |
| Total interest expense | $912,000 | 8,933 |
| Net interest income | $966,000 | 9,263 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $101,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $746,000 | 9,234 |
| Salaries and employee benefits | $345,000 | 9,635 |
| Premises and equipment expense | $77,000 | 9,513 |
| Additional noninterest expense | $324,000 | 8,086 |
| Pre-tax net operating income | $321,000 | 8,879 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $7,000 | 9,935 |
| Income before extraordinary items | $314,000 | 8,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $314,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $314,000 | 8,222 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 9,756 |
| Total interest expense | $806,000 | 9,622 |
| Net interest income | $931,000 | 9,753 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $107,000 | 9,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $615,000 | 10,120 |
| Salaries and employee benefits | $335,000 | 10,074 |
| Premises and equipment expense | $70,000 | 10,079 |
| Additional noninterest expense | $210,000 | 9,825 |
| Pre-tax net operating income | $423,000 | 8,377 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $120,000 | 8,404 |
| Income before extraordinary items | $303,000 | 8,396 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $303,000 | 8,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $303,000 | 8,341 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 10,172 |
| Total interest expense | $798,000 | 9,953 |
| Net interest income | $906,000 | 10,222 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $94,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $600,000 | 10,567 |
| Salaries and employee benefits | $314,000 | 10,640 |
| Premises and equipment expense | $55,000 | 10,933 |
| Additional noninterest expense | $231,000 | 10,058 |
| Pre-tax net operating income | $400,000 | 9,066 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $102,000 | 9,142 |
| Income before extraordinary items | $300,000 | 8,939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $300,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $435,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $298,500 | 8,927 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 10,553 |
| Total interest expense | $696,000 | 10,110 |
| Net interest income | $892,000 | 10,748 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $154,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 9,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $636,000 | 10,956 |
| Salaries and employee benefits | $343,000 | 10,819 |
| Premises and equipment expense | $44,000 | 11,852 |
| Additional noninterest expense | $249,000 | 10,538 |
| Pre-tax net operating income | $410,000 | 9,285 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $100,000 | 9,363 |
| Income before extraordinary items | $310,000 | 9,036 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $310,000 | 9,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $363,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $310,000 | 9,108 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 10,977 |
| Total interest expense | $732,000 | 10,397 |
| Net interest income | $878,000 | 11,244 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $106,000 | 11,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $635,000 | 11,462 |
| Salaries and employee benefits | $331,000 | 11,347 |
| Premises and equipment expense | $42,000 | 12,473 |
| Additional noninterest expense | $262,000 | 10,924 |
| Pre-tax net operating income | $305,000 | 10,197 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $59,000 | 10,725 |
| Income before extraordinary items | $246,000 | 10,090 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $246,000 | 10,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $246,000 | 9,846 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 10,971 |
| Total interest expense | $968,000 | 10,540 |
| Net interest income | $990,000 | 11,137 |
| Provision for loan and lease losses | $57,000 | 8,768 |
| Total noninterest income | $53,000 | 13,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $660,000 | 11,731 |
| Salaries and employee benefits | $325,000 | 11,730 |
| Premises and equipment expense | $30,000 | 13,418 |
| Additional noninterest expense | $305,000 | 10,762 |
| Pre-tax net operating income | $326,000 | 9,898 |
| Securities gains (losses) | $-22,000 | 13,503 |
| Applicable income taxes | $64,000 | 10,889 |
| Income before extraordinary items | $240,000 | 10,044 |
| Extraordinary gains, net | $-11,000 | 13,479 |
| Net income | $229,000 | 10,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $257,380 | 9,457 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.