Home > Bay First Bank. > Assets and Liabilities
Bay First Bank., Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 56 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $250,116,000 | 2,561 |
| Cash and due from depository institutions | $8,931,000 | 3,069 |
| Interest-bearing balances | $988,000 | 2,568 |
| Securities | $24,759,000 | 3,916 |
| Federal funds sold & reverse repurchase agreements | $46,330,000 | 409 |
| Net loans & leases | $143,656,000 | 2,930 |
| Loan loss allowance | $1,428,000 | 3,281 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,696,000 | 3,115 |
| Other real estate owned | $0 | 3,069 |
| Goodwill and other intangibles | $15,562,000 | 508 |
| All other assets | $7,182,000 | 2,269 |
| Life insurance assets | $3,344,000 | 1,617 |
| Total liabilities and capital | $250,116,000 | 2,561 |
| Total liabilities | $216,884,000 | 2,617 |
| Total deposits | $214,073,000 | 2,428 |
| Interest-bearing deposits | $190,540,000 | 2,349 |
| Deposits held in domestic offices | $214,073,000 | 2,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,811,000 | 1,869 |
| Total equity capital | $33,232,000 | 2,051 |
| Total bank equity capital | $33,232,000 | 2,051 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $372,000 | 4,748 |
| Surplus | $22,903,000 | 1,253 |
| Undivided profits | $9,957,000 | 3,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 4,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $912,000 | 4,127 |
| Earning assets | $215,733,000 | 2,690 |
| Long-term assets (5+ years) | $47,537,000 | 1,936 |
| Average Assets, year-to-date | $252,968,500 | 2,518 |
| Average Assets, quarterly | $252,968,500 | 2,518 |
| Volatile liabilities | $51,661,000 | 2,433 |
| Insider loans | $3,163,000 | 2,184 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $712,000 | 1,119 |
| Unused loan commitments | $34,992,000 | 2,377 |
| Tier 1 (core) risk-based capital | $18,023,000 | 3,431 |
| Tier 2 risk-based capital | $1,445,000 | 3,097 |
| Total risk weighted assets | $150,751,000 | 2,943 |
| Total unused commitments | $34,992,000 | 2,377 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 55 | 3,101 |
| Assets and Liabilities | ||
| Total Assets: | $255,821,000 | 2,509 |
| Cash and due from depository institutions | $11,393,000 | 3,101 |
| Interest-bearing balances | $2,227,000 | 1,775 |
| Securities | $28,163,000 | 3,621 |
| Federal funds sold & reverse repurchase agreements | $46,615,000 | 324 |
| Net loans & leases | $145,712,000 | 2,861 |
| Loan loss allowance | $1,391,000 | 3,313 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,750,000 | 3,037 |
| Other real estate owned | $0 | 3,101 |
| Goodwill and other intangibles | $15,799,000 | 491 |
| All other assets | $4,389,000 | 3,289 |
| Life insurance assets | $938,000 | 3,006 |
| Total liabilities and capital | $255,821,000 | 2,509 |
| Total liabilities | $222,655,000 | 2,558 |
| Total deposits | $219,958,000 | 2,362 |
| Interest-bearing deposits | $198,453,000 | 2,236 |
| Deposits held in domestic offices | $219,958,000 | 2,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,697,000 | 1,892 |
| Total equity capital | $33,166,000 | 2,028 |
| Total bank equity capital | $33,166,000 | 2,028 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $372,000 | 4,770 |
| Surplus | $22,903,000 | 1,228 |
| Undivided profits | $9,891,000 | 3,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 4,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $993,000 | 3,945 |
| Earning assets | $222,717,000 | 2,600 |
| Long-term assets (5+ years) | $53,754,000 | 1,769 |
| Average Assets, year-to-date | $170,921,000 | 3,373 |
| Average Assets, quarterly | $203,277,000 | 2,995 |
| Volatile liabilities | $52,548,000 | 2,546 |
| Insider loans | $3,035,000 | 2,217 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $399,000 | 1,271 |
| Unused loan commitments | $39,299,000 | 2,153 |
| Tier 1 (core) risk-based capital | $17,699,000 | 3,427 |
| Tier 2 risk-based capital | $1,407,000 | 3,144 |
| Total risk weighted assets | $153,872,000 | 2,857 |
| Total unused commitments | $39,299,000 | 2,153 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $150,733,000 | 3,830 |
| Cash and due from depository institutions | $3,427,000 | 3,935 |
| Interest-bearing balances | $197,000 | 4,075 |
| Securities | $18,453,000 | 4,796 |
| Federal funds sold & reverse repurchase agreements | $37,615,000 | 362 |
| Net loans & leases | $87,558,000 | 4,172 |
| Loan loss allowance | $797,000 | 4,833 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,168,000 | 4,298 |
| Other real estate owned | $0 | 3,935 |
| Goodwill and other intangibles | $271,000 | 2,479 |
| All other assets | $1,241,000 | 6,320 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $150,733,000 | 3,830 |
| Total liabilities | $139,827,000 | 3,716 |
| Total deposits | $138,169,000 | 3,483 |
| Interest-bearing deposits | $122,397,000 | 3,343 |
| Deposits held in domestic offices | $138,169,000 | 3,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,658,000 | 2,713 |
| Total equity capital | $10,906,000 | 5,051 |
| Total bank equity capital | $10,906,000 | 5,051 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $372,000 | 4,804 |
| Surplus | $988,000 | 6,775 |
| Undivided profits | $9,546,000 | 3,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 6,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $575,000 | 5,800 |
| Earning assets | $143,823,000 | 3,713 |
| Long-term assets (5+ years) | $34,477,000 | 2,383 |
| Average Assets, year-to-date | $149,696,000 | 3,756 |
| Average Assets, quarterly | $151,846,000 | 3,770 |
| Volatile liabilities | $33,438,000 | 3,491 |
| Insider loans | $3,078,000 | 2,161 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $430,000 | 1,270 |
| Unused loan commitments | $21,193,000 | 3,265 |
| Tier 1 (core) risk-based capital | $11,065,000 | 4,951 |
| Tier 2 risk-based capital | $809,000 | 4,576 |
| Total risk weighted assets | $93,737,000 | 4,130 |
| Total unused commitments | $21,193,000 | 3,266 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 42 | 3,880 |
| Assets and Liabilities | ||
| Total Assets: | $152,959,000 | 3,747 |
| Cash and due from depository institutions | $4,180,000 | 3,880 |
| Interest-bearing balances | $660,000 | 2,826 |
| Securities | $18,472,000 | 4,782 |
| Federal funds sold & reverse repurchase agreements | $42,180,000 | 300 |
| Net loans & leases | $84,619,000 | 4,224 |
| Loan loss allowance | $714,000 | 5,120 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,157,000 | 4,282 |
| Other real estate owned | $0 | 3,880 |
| Goodwill and other intangibles | $269,000 | 2,486 |
| All other assets | $1,082,000 | 6,568 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $152,959,000 | 3,747 |
| Total liabilities | $142,378,000 | 3,631 |
| Total deposits | $140,740,000 | 3,385 |
| Interest-bearing deposits | $119,543,000 | 3,376 |
| Deposits held in domestic offices | $140,740,000 | 3,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,638,000 | 2,515 |
| Total equity capital | $10,581,000 | 5,028 |
| Total bank equity capital | $10,581,000 | 5,028 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $372,000 | 4,803 |
| Surplus | $988,000 | 6,787 |
| Undivided profits | $9,221,000 | 3,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 6,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $518,000 | 5,782 |
| Earning assets | $145,931,000 | 3,623 |
| Long-term assets (5+ years) | $32,847,000 | 2,445 |
| Average Assets, year-to-date | $149,350,330 | 3,765 |
| Average Assets, quarterly | $153,380,000 | 3,709 |
| Volatile liabilities | $34,439,000 | 3,370 |
| Insider loans | $3,018,000 | 2,158 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $49,000 | 1,725 |
| Unused loan commitments | $20,558,000 | 3,320 |
| Tier 1 (core) risk-based capital | $10,893,000 | 4,933 |
| Tier 2 risk-based capital | $726,000 | 4,838 |
| Total risk weighted assets | $92,468,000 | 4,125 |
| Total unused commitments | $20,558,000 | 3,321 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 39 | 4,111 |
| Assets and Liabilities | ||
| Total Assets: | $153,801,000 | 3,698 |
| Cash and due from depository institutions | $3,977,000 | 4,111 |
| Interest-bearing balances | $237,000 | 4,009 |
| Securities | $19,391,000 | 4,695 |
| Federal funds sold & reverse repurchase agreements | $46,845,000 | 296 |
| Net loans & leases | $79,799,000 | 4,313 |
| Loan loss allowance | $676,000 | 5,258 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,172,000 | 4,217 |
| Other real estate owned | $0 | 4,111 |
| Goodwill and other intangibles | $249,000 | 2,502 |
| All other assets | $1,368,000 | 5,945 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $153,801,000 | 3,698 |
| Total liabilities | $143,378,000 | 3,568 |
| Total deposits | $138,904,000 | 3,420 |
| Interest-bearing deposits | $116,437,000 | 3,413 |
| Deposits held in domestic offices | $138,904,000 | 3,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,474,000 | 1,138 |
| Total equity capital | $10,423,000 | 5,049 |
| Total bank equity capital | $10,423,000 | 5,049 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $372,000 | 4,796 |
| Surplus | $988,000 | 6,776 |
| Undivided profits | $9,063,000 | 3,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 5,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $496,000 | 5,710 |
| Earning assets | $146,272,000 | 3,585 |
| Long-term assets (5+ years) | $30,895,000 | 2,522 |
| Average Assets, year-to-date | $147,546,000 | 3,797 |
| Average Assets, quarterly | $147,546,000 | 3,797 |
| Volatile liabilities | $31,382,000 | 3,434 |
| Insider loans | $2,963,000 | 2,169 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $300,000 | 1,287 |
| Unused loan commitments | $15,712,000 | 3,823 |
| Tier 1 (core) risk-based capital | $10,654,000 | 4,939 |
| Tier 2 risk-based capital | $686,000 | 4,965 |
| Total risk weighted assets | $87,309,000 | 4,235 |
| Total unused commitments | $15,712,000 | 3,823 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 39 | 4,106 |
| Assets and Liabilities | ||
| Total Assets: | $141,291,000 | 3,931 |
| Cash and due from depository institutions | $3,188,000 | 4,106 |
| Interest-bearing balances | $104,000 | 4,870 |
| Securities | $20,123,000 | 4,616 |
| Federal funds sold & reverse repurchase agreements | $36,135,000 | 355 |
| Net loans & leases | $77,869,000 | 4,362 |
| Loan loss allowance | $712,000 | 5,084 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,206,000 | 4,173 |
| Other real estate owned | $0 | 4,106 |
| Goodwill and other intangibles | $241,000 | 2,513 |
| All other assets | $1,529,000 | 5,742 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $141,291,000 | 3,931 |
| Total liabilities | $131,015,000 | 3,816 |
| Total deposits | $130,003,000 | 3,562 |
| Interest-bearing deposits | $104,743,000 | 3,668 |
| Deposits held in domestic offices | $130,003,000 | 3,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,012,000 | 3,463 |
| Total equity capital | $10,276,000 | 5,051 |
| Total bank equity capital | $10,276,000 | 5,051 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $372,000 | 4,819 |
| Surplus | $988,000 | 6,796 |
| Undivided profits | $8,916,000 | 3,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 5,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $509,000 | 5,712 |
| Earning assets | $134,231,000 | 3,809 |
| Long-term assets (5+ years) | $29,485,000 | 2,582 |
| Average Assets, year-to-date | $136,208,200 | 3,887 |
| Average Assets, quarterly | $141,077,500 | 3,893 |
| Volatile liabilities | $26,938,000 | 3,717 |
| Insider loans | $3,034,000 | 2,103 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $397,000 | 1,231 |
| Unused loan commitments | $16,977,000 | 3,630 |
| Tier 1 (core) risk-based capital | $10,479,000 | 4,945 |
| Tier 2 risk-based capital | $721,000 | 4,802 |
| Total risk weighted assets | $83,147,000 | 4,344 |
| Total unused commitments | $16,977,000 | 3,631 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 40 | 4,010 |
| Assets and Liabilities | ||
| Total Assets: | $140,864,000 | 3,886 |
| Cash and due from depository institutions | $4,594,000 | 4,010 |
| Interest-bearing balances | $984,000 | 2,754 |
| Securities | $21,045,000 | 4,478 |
| Federal funds sold & reverse repurchase agreements | $34,845,000 | 375 |
| Net loans & leases | $76,407,000 | 4,397 |
| Loan loss allowance | $692,000 | 5,162 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,195,000 | 4,155 |
| Other real estate owned | $0 | 4,010 |
| Goodwill and other intangibles | $219,000 | 2,544 |
| All other assets | $1,559,000 | 5,653 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $140,864,000 | 3,886 |
| Total liabilities | $130,684,000 | 3,772 |
| Total deposits | $129,641,000 | 3,504 |
| Interest-bearing deposits | $105,598,000 | 3,588 |
| Deposits held in domestic offices | $129,641,000 | 3,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,043,000 | 3,361 |
| Total equity capital | $10,180,000 | 5,085 |
| Total bank equity capital | $10,180,000 | 5,085 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $372,000 | 4,820 |
| Surplus | $988,000 | 6,795 |
| Undivided profits | $8,820,000 | 3,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 5,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $498,000 | 5,761 |
| Earning assets | $133,281,000 | 3,775 |
| Long-term assets (5+ years) | $29,161,000 | 2,626 |
| Average Assets, year-to-date | $134,937,500 | 3,902 |
| Average Assets, quarterly | $141,458,500 | 3,832 |
| Volatile liabilities | $29,054,000 | 3,474 |
| Insider loans | $2,956,000 | 2,135 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $793,000 | 1,060 |
| Unused loan commitments | $15,587,000 | 3,738 |
| Tier 1 (core) risk-based capital | $10,288,000 | 4,972 |
| Tier 2 risk-based capital | $698,000 | 4,861 |
| Total risk weighted assets | $82,972,000 | 4,313 |
| Total unused commitments | $15,587,000 | 3,739 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 42 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $142,053,000 | 3,785 |
| Cash and due from depository institutions | $5,996,000 | 3,856 |
| Interest-bearing balances | $453,000 | 3,496 |
| Securities | $21,506,000 | 4,444 |
| Federal funds sold & reverse repurchase agreements | $35,585,000 | 345 |
| Net loans & leases | $75,303,000 | 4,386 |
| Loan loss allowance | $669,000 | 5,199 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,164,000 | 4,142 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $204,000 | 2,571 |
| All other assets | $1,295,000 | 5,926 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $142,053,000 | 3,785 |
| Total liabilities | $132,043,000 | 3,659 |
| Total deposits | $131,167,000 | 3,422 |
| Interest-bearing deposits | $107,363,000 | 3,494 |
| Deposits held in domestic offices | $131,167,000 | 3,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $876,000 | 3,553 |
| Total equity capital | $10,010,000 | 5,094 |
| Total bank equity capital | $10,010,000 | 5,094 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $372,000 | 4,816 |
| Surplus | $988,000 | 6,776 |
| Undivided profits | $8,650,000 | 3,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 5,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $483,000 | 5,567 |
| Earning assets | $132,847,000 | 3,715 |
| Long-term assets (5+ years) | $28,586,000 | 2,675 |
| Average Assets, year-to-date | $132,962,000 | 3,927 |
| Average Assets, quarterly | $137,709,000 | 3,857 |
| Volatile liabilities | $28,342,000 | 3,436 |
| Insider loans | $3,248,000 | 1,911 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $388,000 | 1,333 |
| Unused loan commitments | $16,135,000 | 3,631 |
| Tier 1 (core) risk-based capital | $10,021,000 | 4,987 |
| Tier 2 risk-based capital | $675,000 | 4,907 |
| Total risk weighted assets | $82,001,000 | 4,290 |
| Total unused commitments | $16,135,000 | 3,632 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 41 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $133,365,000 | 3,971 |
| Cash and due from depository institutions | $4,187,000 | 3,913 |
| Interest-bearing balances | $525,000 | 3,363 |
| Securities | $22,539,000 | 4,387 |
| Federal funds sold & reverse repurchase agreements | $31,565,000 | 380 |
| Net loans & leases | $71,310,000 | 4,494 |
| Loan loss allowance | $636,000 | 5,395 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,150,000 | 4,147 |
| Other real estate owned | $0 | 3,913 |
| Goodwill and other intangibles | $199,000 | 2,584 |
| All other assets | $1,415,000 | 5,753 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $133,365,000 | 3,971 |
| Total liabilities | $123,678,000 | 3,865 |
| Total deposits | $122,869,000 | 3,614 |
| Interest-bearing deposits | $99,428,000 | 3,751 |
| Deposits held in domestic offices | $122,869,000 | 3,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $809,000 | 3,666 |
| Total equity capital | $9,687,000 | 5,134 |
| Total bank equity capital | $9,687,000 | 5,134 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $372,000 | 4,843 |
| Surplus | $988,000 | 6,809 |
| Undivided profits | $8,327,000 | 3,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 5,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $491,000 | 5,407 |
| Earning assets | $125,939,000 | 3,873 |
| Long-term assets (5+ years) | $27,681,000 | 2,786 |
| Average Assets, year-to-date | $128,416,500 | 4,059 |
| Average Assets, quarterly | $128,416,500 | 4,059 |
| Volatile liabilities | $25,011,000 | 3,615 |
| Insider loans | $3,185,000 | 1,904 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $881,000 | 958 |
| Unused loan commitments | $13,252,000 | 4,001 |
| Tier 1 (core) risk-based capital | $9,863,000 | 4,985 |
| Tier 2 risk-based capital | $636,000 | 5,096 |
| Total risk weighted assets | $78,108,000 | 4,396 |
| Total unused commitments | $13,252,000 | 4,001 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 38 | 4,179 |
| Assets and Liabilities | ||
| Total Assets: | $123,468,000 | 4,207 |
| Cash and due from depository institutions | $5,416,000 | 4,179 |
| Interest-bearing balances | $761,000 | 3,082 |
| Securities | $17,999,000 | 5,018 |
| Federal funds sold & reverse repurchase agreements | $25,855,000 | 454 |
| Net loans & leases | $70,683,000 | 4,502 |
| Loan loss allowance | $647,000 | 5,321 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,133,000 | 4,139 |
| Other real estate owned | $0 | 4,179 |
| Goodwill and other intangibles | $205,000 | 2,565 |
| All other assets | $1,177,000 | 6,162 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $123,468,000 | 4,207 |
| Total liabilities | $113,677,000 | 4,120 |
| Total deposits | $112,999,000 | 3,831 |
| Interest-bearing deposits | $90,531,000 | 4,004 |
| Deposits held in domestic offices | $112,999,000 | 3,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $678,000 | 4,013 |
| Total equity capital | $9,791,000 | 5,076 |
| Total bank equity capital | $9,791,000 | 5,076 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $372,000 | 4,857 |
| Surplus | $988,000 | 6,827 |
| Undivided profits | $8,431,000 | 3,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 5,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $439,000 | 5,763 |
| Earning assets | $115,298,000 | 4,157 |
| Long-term assets (5+ years) | $29,979,000 | 2,706 |
| Average Assets, year-to-date | $122,819,000 | 4,089 |
| Average Assets, quarterly | $122,749,500 | 4,188 |
| Volatile liabilities | $17,626,000 | 4,434 |
| Insider loans | $2,379,000 | 2,418 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $567,000 | 1,089 |
| Unused loan commitments | $13,068,000 | 3,897 |
| Tier 1 (core) risk-based capital | $9,741,000 | 4,969 |
| Tier 2 risk-based capital | $647,000 | 5,027 |
| Total risk weighted assets | $75,432,000 | 4,486 |
| Total unused commitments | $13,068,000 | 3,898 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 39 | 4,087 |
| Assets and Liabilities | ||
| Total Assets: | $122,031,000 | 4,201 |
| Cash and due from depository institutions | $4,977,000 | 4,087 |
| Interest-bearing balances | $668,000 | 3,238 |
| Securities | $18,449,000 | 4,930 |
| Federal funds sold & reverse repurchase agreements | $25,700,000 | 436 |
| Net loans & leases | $69,321,000 | 4,538 |
| Loan loss allowance | $607,000 | 5,499 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,153,000 | 4,070 |
| Other real estate owned | $0 | 4,087 |
| Goodwill and other intangibles | $209,000 | 2,522 |
| All other assets | $1,222,000 | 6,115 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $122,031,000 | 4,201 |
| Total liabilities | $112,343,000 | 4,110 |
| Total deposits | $111,775,000 | 3,824 |
| Interest-bearing deposits | $89,452,000 | 3,990 |
| Deposits held in domestic offices | $111,775,000 | 3,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $568,000 | 4,588 |
| Total equity capital | $9,688,000 | 5,085 |
| Total bank equity capital | $9,688,000 | 5,085 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $371,000 | 4,876 |
| Surplus | $988,000 | 6,832 |
| Undivided profits | $8,329,000 | 3,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 6,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $455,000 | 5,816 |
| Earning assets | $114,138,000 | 4,134 |
| Long-term assets (5+ years) | $30,538,000 | 2,696 |
| Average Assets, year-to-date | $122,656,750 | 4,086 |
| Average Assets, quarterly | $122,008,000 | 4,162 |
| Volatile liabilities | $14,925,000 | 4,809 |
| Insider loans | $2,288,000 | 2,452 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $571,000 | 1,119 |
| Unused loan commitments | $12,052,000 | 4,022 |
| Tier 1 (core) risk-based capital | $9,568,000 | 4,995 |
| Tier 2 risk-based capital | $607,000 | 5,192 |
| Total risk weighted assets | $73,716,000 | 4,517 |
| Total unused commitments | $12,052,000 | 4,023 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 39 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $121,985,000 | 4,173 |
| Cash and due from depository institutions | $4,520,000 | 4,127 |
| Interest-bearing balances | $610,000 | 3,345 |
| Securities | $20,123,000 | 4,773 |
| Federal funds sold & reverse repurchase agreements | $19,095,000 | 554 |
| Net loans & leases | $74,521,000 | 4,272 |
| Loan loss allowance | $642,000 | 5,337 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,167,000 | 4,027 |
| Other real estate owned | $0 | 4,127 |
| Goodwill and other intangibles | $215,000 | 2,521 |
| All other assets | $1,344,000 | 5,833 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $121,985,000 | 4,173 |
| Total liabilities | $112,566,000 | 4,092 |
| Total deposits | $111,610,000 | 3,832 |
| Interest-bearing deposits | $87,821,000 | 4,040 |
| Deposits held in domestic offices | $111,610,000 | 3,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $956,000 | 3,038 |
| Total equity capital | $9,419,000 | 5,064 |
| Total bank equity capital | $9,419,000 | 5,064 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $371,000 | 4,908 |
| Surplus | $988,000 | 6,863 |
| Undivided profits | $8,060,000 | 3,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $484,000 | 5,384 |
| Earning assets | $114,349,000 | 4,114 |
| Long-term assets (5+ years) | $32,816,000 | 2,662 |
| Average Assets, year-to-date | $122,865,330 | 4,093 |
| Average Assets, quarterly | $123,281,500 | 4,109 |
| Volatile liabilities | $14,485,000 | 4,843 |
| Insider loans | $2,274,000 | 2,437 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $760,000 | 1,018 |
| Unused loan commitments | $10,296,000 | 4,378 |
| Tier 1 (core) risk-based capital | $9,459,000 | 4,980 |
| Tier 2 risk-based capital | $642,000 | 5,005 |
| Total risk weighted assets | $77,098,000 | 4,343 |
| Total unused commitments | $10,296,000 | 4,379 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $124,578,000 | 4,101 |
| Cash and due from depository institutions | $5,552,000 | 4,465 |
| Interest-bearing balances | $311,000 | 4,200 |
| Securities | $24,060,000 | 4,268 |
| Federal funds sold & reverse repurchase agreements | $16,676,000 | 869 |
| Net loans & leases | $74,708,000 | 4,190 |
| Loan loss allowance | $586,000 | 5,597 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,187,000 | 3,962 |
| Other real estate owned | $0 | 4,465 |
| Goodwill and other intangibles | $202,000 | 2,546 |
| All other assets | $1,193,000 | 5,981 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $124,578,000 | 4,101 |
| Total liabilities | $114,776,000 | 4,022 |
| Total deposits | $114,064,000 | 3,767 |
| Interest-bearing deposits | $90,804,000 | 3,941 |
| Deposits held in domestic offices | $114,064,000 | 3,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $712,000 | 4,020 |
| Total equity capital | $9,802,000 | 5,025 |
| Total bank equity capital | $9,802,000 | 5,025 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $372,000 | 4,918 |
| Surplus | $988,000 | 6,874 |
| Undivided profits | $8,442,000 | 3,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 5,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $558,000 | 4,794 |
| Earning assets | $115,755,000 | 4,064 |
| Long-term assets (5+ years) | $33,690,000 | 2,542 |
| Average Assets, year-to-date | $123,305,500 | 4,101 |
| Average Assets, quarterly | $123,305,500 | 4,101 |
| Volatile liabilities | $18,705,000 | 4,096 |
| Insider loans | $2,378,000 | 2,299 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $592,000 | 1,216 |
| Unused loan commitments | $9,889,000 | 4,418 |
| Tier 1 (core) risk-based capital | $9,512,000 | 4,927 |
| Tier 2 risk-based capital | $586,000 | 5,248 |
| Total risk weighted assets | $77,413,000 | 4,253 |
| Total unused commitments | $9,889,000 | 4,425 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $122,033,000 | 4,142 |
| Cash and due from depository institutions | $2,962,000 | 4,137 |
| Interest-bearing balances | $253,000 | 4,337 |
| Securities | $21,070,000 | 4,668 |
| Federal funds sold & reverse repurchase agreements | $21,750,000 | 515 |
| Net loans & leases | $72,767,000 | 4,239 |
| Loan loss allowance | $596,000 | 5,524 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,232,000 | 3,910 |
| Other real estate owned | $0 | 4,137 |
| Goodwill and other intangibles | $217,000 | 2,511 |
| All other assets | $1,035,000 | 6,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,033,000 | 4,142 |
| Total liabilities | $112,257,000 | 4,069 |
| Total deposits | $111,679,000 | 3,803 |
| Interest-bearing deposits | $89,974,000 | 3,953 |
| Deposits held in domestic offices | $111,679,000 | 3,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $578,000 | 4,368 |
| Total equity capital | $9,776,000 | 4,951 |
| Total bank equity capital | $9,776,000 | 4,951 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $372,000 | 4,959 |
| Surplus | $988,000 | 6,896 |
| Undivided profits | $8,416,000 | 3,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $671,000 | 3,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,071 |
| Income earned, not collected on loans | $476,000 | 5,519 |
| Earning assets | $115,840,000 | 4,024 |
| Long-term assets (5+ years) | $31,611,000 | 2,692 |
| Average Assets, year-to-date | $118,629,000 | 4,130 |
| Average Assets, quarterly | $122,572,000 | 4,096 |
| Volatile liabilities | $19,689,000 | 3,947 |
| Insider loans | $1,133,000 | 3,758 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $1,013,000 | 880 |
| Unused loan commitments | $11,336,000 | 3,989 |
| Tier 1 (core) risk-based capital | $9,528,000 | 4,875 |
| Tier 2 risk-based capital | $596,000 | 5,198 |
| Total risk weighted assets | $74,822,000 | 4,348 |
| Total unused commitments | $11,336,000 | 3,993 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 32 | 4,811 |
| Assets and Liabilities | ||
| Total Assets: | $123,111,000 | 4,092 |
| Cash and due from depository institutions | $4,268,000 | 4,811 |
| Interest-bearing balances | $249,000 | 4,492 |
| Securities | $23,275,000 | 4,347 |
| Federal funds sold & reverse repurchase agreements | $16,925,000 | 858 |
| Net loans & leases | $75,108,000 | 4,153 |
| Loan loss allowance | $569,000 | 5,704 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,251,000 | 3,878 |
| Other real estate owned | $0 | 4,811 |
| Goodwill and other intangibles | $190,000 | 2,541 |
| All other assets | $1,094,000 | 6,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,111,000 | 4,092 |
| Total liabilities | $113,388,000 | 4,012 |
| Total deposits | $108,778,000 | 3,882 |
| Interest-bearing deposits | $87,786,000 | 4,022 |
| Deposits held in domestic offices | $108,778,000 | 3,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,610,000 | 1,021 |
| Total equity capital | $9,723,000 | 4,938 |
| Total bank equity capital | $9,723,000 | 4,938 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $372,000 | 4,989 |
| Surplus | $988,000 | 6,916 |
| Undivided profits | $8,363,000 | 3,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 4,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,147 |
| Income earned, not collected on loans | $517,000 | 5,410 |
| Earning assets | $115,557,000 | 4,015 |
| Long-term assets (5+ years) | $35,678,000 | 2,458 |
| Average Assets, year-to-date | $117,778,000 | 4,157 |
| Average Assets, quarterly | $121,523,000 | 4,120 |
| Volatile liabilities | $16,621,000 | 4,348 |
| Insider loans | $1,228,000 | 3,579 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $2,957,000 | 721 |
| Unused loan commitments | $9,947,000 | 4,290 |
| Tier 1 (core) risk-based capital | $9,458,000 | 4,878 |
| Tier 2 risk-based capital | $569,000 | 5,342 |
| Total risk weighted assets | $80,304,000 | 4,121 |
| Total unused commitments | $9,947,000 | 4,298 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 31 | 4,937 |
| Assets and Liabilities | ||
| Total Assets: | $119,935,000 | 4,172 |
| Cash and due from depository institutions | $6,276,000 | 4,937 |
| Interest-bearing balances | $245,000 | 4,602 |
| Securities | $19,985,000 | 4,694 |
| Federal funds sold & reverse repurchase agreements | $12,400,000 | 1,255 |
| Net loans & leases | $78,025,000 | 4,010 |
| Loan loss allowance | $590,000 | 5,551 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,103,000 | 4,016 |
| Other real estate owned | $0 | 4,937 |
| Goodwill and other intangibles | $140,000 | 2,608 |
| All other assets | $1,006,000 | 6,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,935,000 | 4,172 |
| Total liabilities | $110,101,000 | 4,090 |
| Total deposits | $108,440,000 | 3,878 |
| Interest-bearing deposits | $84,950,000 | 4,127 |
| Deposits held in domestic offices | $108,440,000 | 3,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,661,000 | 2,314 |
| Total equity capital | $9,834,000 | 4,912 |
| Total bank equity capital | $9,834,000 | 4,912 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $372,000 | 5,000 |
| Surplus | $988,000 | 6,924 |
| Undivided profits | $8,474,000 | 3,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,222 |
| Income earned, not collected on loans | $494,000 | 5,417 |
| Earning assets | $110,655,000 | 4,144 |
| Long-term assets (5+ years) | $35,563,000 | 2,329 |
| Average Assets, year-to-date | $116,000,330 | 4,211 |
| Average Assets, quarterly | $118,454,500 | 4,181 |
| Volatile liabilities | $14,244,000 | 4,721 |
| Insider loans | $1,433,000 | 3,252 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $2,507,000 | 1,037 |
| Unused loan commitments | $9,630,000 | 4,306 |
| Tier 1 (core) risk-based capital | $9,405,000 | 4,831 |
| Tier 2 risk-based capital | $590,000 | 5,201 |
| Total risk weighted assets | $77,477,000 | 4,205 |
| Total unused commitments | $9,630,000 | 4,317 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 37 | 4,323 |
| Assets and Liabilities | ||
| Total Assets: | $116,974,000 | 4,210 |
| Cash and due from depository institutions | $5,440,000 | 4,323 |
| Interest-bearing balances | $238,000 | 4,506 |
| Securities | $18,398,000 | 4,905 |
| Federal funds sold & reverse repurchase agreements | $15,125,000 | 1,071 |
| Net loans & leases | $74,924,000 | 4,074 |
| Loan loss allowance | $583,000 | 5,535 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,965,000 | 4,166 |
| Other real estate owned | $0 | 4,323 |
| Goodwill and other intangibles | $106,000 | 2,689 |
| All other assets | $1,016,000 | 6,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,974,000 | 4,210 |
| Total liabilities | $107,366,000 | 4,138 |
| Total deposits | $106,003,000 | 3,928 |
| Interest-bearing deposits | $85,576,000 | 4,093 |
| Deposits held in domestic offices | $106,003,000 | 3,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,363,000 | 2,703 |
| Total equity capital | $9,608,000 | 4,901 |
| Total bank equity capital | $9,608,000 | 4,901 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $372,000 | 5,016 |
| Surplus | $988,000 | 6,939 |
| Undivided profits | $8,248,000 | 3,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 7,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $477,000 | 5,553 |
| Earning assets | $108,685,000 | 4,166 |
| Long-term assets (5+ years) | $30,474,000 | 2,536 |
| Average Assets, year-to-date | $114,033,000 | 4,259 |
| Average Assets, quarterly | $114,033,000 | 4,259 |
| Volatile liabilities | $12,617,000 | 5,021 |
| Insider loans | $1,523,000 | 3,055 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $2,575,000 | 897 |
| Unused loan commitments | $11,155,000 | 3,918 |
| Tier 1 (core) risk-based capital | $9,277,000 | 4,817 |
| Tier 2 risk-based capital | $583,000 | 5,192 |
| Total risk weighted assets | $73,366,000 | 4,295 |
| Total unused commitments | $11,155,000 | 3,932 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 41 | 3,959 |
| Assets and Liabilities | ||
| Total Assets: | $111,092,000 | 4,330 |
| Cash and due from depository institutions | $5,827,000 | 3,959 |
| Interest-bearing balances | $232,000 | 4,439 |
| Securities | $16,937,000 | 5,130 |
| Federal funds sold & reverse repurchase agreements | $7,849,000 | 1,863 |
| Net loans & leases | $77,476,000 | 3,968 |
| Loan loss allowance | $613,000 | 5,315 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,933,000 | 4,191 |
| Other real estate owned | $0 | 3,959 |
| Goodwill and other intangibles | $69,000 | 2,788 |
| All other assets | $1,001,000 | 6,513 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,092,000 | 4,330 |
| Total liabilities | $101,627,000 | 4,266 |
| Total deposits | $100,269,000 | 4,043 |
| Interest-bearing deposits | $80,540,000 | 4,231 |
| Deposits held in domestic offices | $100,269,000 | 4,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,358,000 | 2,727 |
| Total equity capital | $9,465,000 | 4,909 |
| Total bank equity capital | $9,465,000 | 4,909 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $372,000 | 5,028 |
| Surplus | $988,000 | 6,940 |
| Undivided profits | $8,105,000 | 3,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 6,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $464,000 | 5,854 |
| Earning assets | $102,494,000 | 4,307 |
| Long-term assets (5+ years) | $33,896,000 | 2,314 |
| Average Assets, year-to-date | $104,965,800 | 4,357 |
| Average Assets, quarterly | $108,627,000 | 4,356 |
| Volatile liabilities | $10,788,000 | 5,472 |
| Insider loans | $1,589,000 | 2,977 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $2,198,000 | 1,006 |
| Unused loan commitments | $11,208,000 | 3,824 |
| Tier 1 (core) risk-based capital | $9,129,000 | 4,824 |
| Tier 2 risk-based capital | $613,000 | 4,986 |
| Total risk weighted assets | $76,900,000 | 4,159 |
| Total unused commitments | $11,208,000 | 3,829 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $101,965,000 | 4,489 |
| Cash and due from depository institutions | $6,689,000 | 4,380 |
| Interest-bearing balances | $206,000 | 4,416 |
| Securities | $12,181,000 | 5,978 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,794 |
| Net loans & leases | $72,109,000 | 4,076 |
| Loan loss allowance | $584,000 | 5,317 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,751,000 | 4,426 |
| Other real estate owned | $0 | 4,380 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,135,000 | 6,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,965,000 | 4,489 |
| Total liabilities | $93,237,000 | 4,417 |
| Total deposits | $92,497,000 | 4,189 |
| Interest-bearing deposits | $71,637,000 | 4,518 |
| Deposits held in domestic offices | $92,497,000 | 4,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $740,000 | 4,271 |
| Total equity capital | $8,728,000 | 5,010 |
| Total bank equity capital | $8,728,000 | 5,010 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $371,000 | 5,139 |
| Surplus | $988,000 | 7,041 |
| Undivided profits | $7,369,000 | 3,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $615,000 | 3,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $591,000 | 5,317 |
| Earning assets | $92,596,000 | 4,498 |
| Long-term assets (5+ years) | $18,398,000 | 3,478 |
| Average Assets, year-to-date | $96,938,000 | 4,495 |
| Average Assets, quarterly | $99,950,000 | 4,503 |
| Volatile liabilities | $8,643,000 | 6,025 |
| Insider loans | $1,508,000 | 2,978 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,840,000 | 4,790 |
| Tier 1 (core) risk-based capital | $8,634,000 | 4,894 |
| Tier 2 risk-based capital | $584,000 | 5,000 |
| Total risk weighted assets | $69,664,000 | 4,340 |
| Total unused commitments | $6,840,000 | 4,795 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $93,169,000 | 4,678 |
| Cash and due from depository institutions | $5,107,000 | 4,189 |
| Interest-bearing balances | $501,000 | 3,043 |
| Securities | $11,549,000 | 6,351 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $73,654,000 | 3,937 |
| Loan loss allowance | $502,000 | 5,703 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,919,000 | 4,125 |
| Other real estate owned | $0 | 4,189 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $940,000 | 6,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,169,000 | 4,678 |
| Total liabilities | $85,048,000 | 4,608 |
| Total deposits | $82,462,000 | 4,453 |
| Interest-bearing deposits | $63,678,000 | 4,812 |
| Deposits held in domestic offices | $82,462,000 | 4,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,331,000 | 2,566 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,255,000 | 3,003 |
| Total equity capital | $8,121,000 | 5,187 |
| Total bank equity capital | $8,121,000 | 5,187 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $371,000 | 5,303 |
| Surplus | $988,000 | 7,180 |
| Undivided profits | $6,762,000 | 3,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $391,000 | 5,989 |
| Earning assets | $85,704,000 | 4,662 |
| Long-term assets (5+ years) | $39,445,000 | 1,942 |
| Average Assets, year-to-date | $91,218,600 | 4,603 |
| Average Assets, quarterly | $92,740,000 | 4,655 |
| Volatile liabilities | $10,615,000 | 5,446 |
| Insider loans | $1,482,000 | 2,957 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,762,000 | 4,055 |
| Tier 1 (core) risk-based capital | $8,152,000 | 5,041 |
| Tier 2 risk-based capital | $502,000 | 5,393 |
| Total risk weighted assets | $66,087,900 | 4,367 |
| Total unused commitments | $8,762,000 | 4,056 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $86,976,000 | 4,932 |
| Cash and due from depository institutions | $7,308,000 | 4,012 |
| Interest-bearing balances | $1,674,000 | 1,909 |
| Securities | $11,060,000 | 6,761 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 6,234 |
| Net loans & leases | $64,967,000 | 4,230 |
| Loan loss allowance | $435,000 | 6,150 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,461,000 | 3,404 |
| Other real estate owned | $0 | 4,012 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $930,000 | 6,435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,976,000 | 4,932 |
| Total liabilities | $79,172,000 | 4,892 |
| Total deposits | $78,528,000 | 4,625 |
| Interest-bearing deposits | $61,104,000 | 4,972 |
| Deposits held in domestic offices | $78,528,000 | 4,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $644,000 | 4,538 |
| Total equity capital | $7,804,000 | 5,203 |
| Total bank equity capital | $7,804,000 | 5,203 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $371,000 | 5,474 |
| Surplus | $988,000 | 7,344 |
| Undivided profits | $6,445,000 | 3,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 7,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $316,000 | 6,261 |
| Earning assets | $77,951,000 | 4,982 |
| Long-term assets (5+ years) | $34,983,000 | 2,281 |
| Average Assets, year-to-date | $83,738,000 | 4,932 |
| Average Assets, quarterly | $85,291,000 | 4,972 |
| Volatile liabilities | $7,472,000 | 6,262 |
| Insider loans | $1,270,000 | 3,191 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,213,000 | 3,920 |
| Tier 1 (core) risk-based capital | $8,045,000 | 5,087 |
| Tier 2 risk-based capital | $435,000 | 5,787 |
| Total risk weighted assets | $59,375,600 | 4,667 |
| Total unused commitments | $9,213,000 | 3,923 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $81,101,000 | 5,177 |
| Cash and due from depository institutions | $7,542,000 | 3,988 |
| Interest-bearing balances | $3,047,000 | 1,733 |
| Securities | $8,423,000 | 7,570 |
| Federal funds sold & reverse repurchase agreements | $4,980,000 | 3,435 |
| Net loans & leases | $57,591,000 | 4,448 |
| Loan loss allowance | $451,000 | 5,977 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,898,000 | 4,076 |
| Other real estate owned | $0 | 3,988 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $667,000 | 7,320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,101,000 | 5,177 |
| Total liabilities | $74,143,000 | 5,079 |
| Total deposits | $73,673,000 | 4,864 |
| Interest-bearing deposits | $55,677,000 | 5,327 |
| Deposits held in domestic offices | $73,673,000 | 4,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $470,000 | 5,963 |
| Total equity capital | $6,958,000 | 5,804 |
| Total bank equity capital | $6,958,000 | 5,804 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $371,000 | 5,542 |
| Surplus | $374,000 | 8,930 |
| Undivided profits | $6,213,000 | 3,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 6,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $298,000 | 6,594 |
| Earning assets | $74,041,000 | 5,184 |
| Long-term assets (5+ years) | $22,295,000 | 2,938 |
| Average Assets, year-to-date | $78,100,600 | 5,078 |
| Average Assets, quarterly | $81,095,000 | 5,081 |
| Volatile liabilities | $4,835,000 | 7,111 |
| Insider loans | $1,300,000 | 2,948 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,879,000 | 4,925 |
| Tier 1 (core) risk-based capital | $6,915,000 | 5,651 |
| Tier 2 risk-based capital | $451,000 | 5,567 |
| Total risk weighted assets | $54,632,600 | 4,763 |
| Total unused commitments | $5,879,000 | 4,932 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $71,586,000 | 5,636 |
| Cash and due from depository institutions | $3,820,000 | 3,937 |
| Interest-bearing balances | $43,000 | 5,439 |
| Securities | $10,188,000 | 7,346 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 6,721 |
| Net loans & leases | $54,470,000 | 4,645 |
| Loan loss allowance | $412,000 | 6,445 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,723,000 | 4,282 |
| Other real estate owned | $0 | 3,937 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $585,000 | 7,980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,586,000 | 5,636 |
| Total liabilities | $65,129,000 | 5,580 |
| Total deposits | $64,636,000 | 5,378 |
| Interest-bearing deposits | $49,482,000 | 5,811 |
| Deposits held in domestic offices | $64,636,000 | 5,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $493,000 | 5,956 |
| Total equity capital | $6,457,000 | 6,100 |
| Total bank equity capital | $6,457,000 | 6,100 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $371,000 | 5,779 |
| Surplus | $374,000 | 9,286 |
| Undivided profits | $5,712,000 | 4,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 4,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $268,000 | 7,249 |
| Earning assets | $65,501,000 | 5,654 |
| Long-term assets (5+ years) | $16,685,000 | 3,155 |
| Average Assets, year-to-date | $70,011,000 | 5,535 |
| Average Assets, quarterly | $71,167,500 | 5,607 |
| Volatile liabilities | $3,032,000 | 8,474 |
| Insider loans | $1,194,000 | 3,134 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,334,000 | 4,222 |
| Tier 1 (core) risk-based capital | $6,481,000 | 5,956 |
| Tier 2 risk-based capital | $412,000 | 5,888 |
| Total risk weighted assets | $49,962,400 | 5,045 |
| Total unused commitments | $7,334,000 | 4,224 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $66,905,000 | 6,068 |
| Cash and due from depository institutions | $4,849,000 | 4,297 |
| Interest-bearing balances | $1,023,000 | 2,330 |
| Securities | $13,822,000 | 6,760 |
| Federal funds sold & reverse repurchase agreements | $180,000 | 8,146 |
| Net loans & leases | $45,622,000 | 5,363 |
| Loan loss allowance | $458,000 | 6,264 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,661,000 | 4,337 |
| Other real estate owned | $138,000 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $633,000 | 8,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,905,000 | 6,068 |
| Total liabilities | $60,594,000 | 6,025 |
| Total deposits | $60,216,000 | 5,821 |
| Interest-bearing deposits | $46,673,000 | 6,251 |
| Deposits held in domestic offices | $60,216,000 | 5,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $378,000 | 7,024 |
| Total equity capital | $6,311,000 | 6,241 |
| Total bank equity capital | $6,311,000 | 6,241 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $371,000 | 6,129 |
| Surplus | $374,000 | 9,718 |
| Undivided profits | $5,566,000 | 4,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 9,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $251,000 | 7,633 |
| Earning assets | $60,647,000 | 6,107 |
| Long-term assets (5+ years) | $9,545,000 | 4,325 |
| Average Assets, year-to-date | $67,722,000 | 5,838 |
| Average Assets, quarterly | $67,539,500 | 5,983 |
| Volatile liabilities | $2,002,000 | 9,474 |
| Insider loans | $1,329,000 | 2,919 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,234,000 | 4,987 |
| Tier 1 (core) risk-based capital | $6,323,000 | 6,140 |
| Tier 2 risk-based capital | $458,000 | 5,603 |
| Total risk weighted assets | $44,698,900 | 5,524 |
| Total unused commitments | $5,234,000 | 5,000 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $67,391,000 | 6,111 |
| Cash and due from depository institutions | $3,718,000 | 4,809 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,600,000 | 6,297 |
| Federal funds sold & reverse repurchase agreements | $3,695,000 | 3,758 |
| Net loans & leases | $40,565,000 | 5,776 |
| Loan loss allowance | $544,000 | 5,700 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,728,000 | 4,197 |
| Other real estate owned | $416,000 | 4,809 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $669,000 | 8,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,391,000 | 6,111 |
| Total liabilities | $61,648,000 | 6,023 |
| Total deposits | $61,313,000 | 5,828 |
| Interest-bearing deposits | $47,647,000 | 6,285 |
| Deposits held in domestic offices | $61,313,000 | 5,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $335,000 | 7,859 |
| Total equity capital | $5,743,000 | 6,751 |
| Total bank equity capital | $5,743,000 | 6,751 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $371,000 | 6,468 |
| Surplus | $374,000 | 10,115 |
| Undivided profits | $4,998,000 | 4,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $246,000 | 7,985 |
| Earning assets | $60,860,000 | 6,169 |
| Long-term assets (5+ years) | $4,820,000 | 5,896 |
| Average Assets, year-to-date | $66,329,200 | 5,978 |
| Average Assets, quarterly | $66,857,000 | 6,094 |
| Volatile liabilities | $1,610,000 | 10,065 |
| Insider loans | $1,448,000 | 2,860 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,268,000 | 6,122 |
| Tier 1 (core) risk-based capital | $5,735,000 | 6,629 |
| Tier 2 risk-based capital | $517,420 | 5,134 |
| Total risk weighted assets | $41,367,020 | 5,809 |
| Total unused commitments | $3,268,000 | 6,138 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 50 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $66,124,000 | 6,164 |
| Cash and due from depository institutions | $3,968,000 | 3,975 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,299,000 | 6,507 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $41,886,000 | 5,602 |
| Loan loss allowance | $789,000 | 4,381 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,496,000 | 4,641 |
| Other real estate owned | $468,000 | 3,975 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,007,000 | 6,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,124,000 | 6,164 |
| Total liabilities | $60,557,000 | 6,125 |
| Total deposits | $59,124,000 | 5,996 |
| Interest-bearing deposits | $45,201,000 | 6,542 |
| Deposits held in domestic offices | $59,124,000 | 5,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $860,000 | 3,511 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $573,000 | 4,767 |
| Total equity capital | $5,567,000 | 6,623 |
| Total bank equity capital | $5,567,000 | 6,623 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $371,000 | 6,840 |
| Surplus | $374,000 | 10,540 |
| Undivided profits | $4,822,000 | 4,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 11,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $226,000 | 7,927 |
| Earning assets | $59,185,000 | 6,263 |
| Long-term assets (5+ years) | $1,404,000 | 8,952 |
| Average Assets, year-to-date | $67,217,200 | 5,992 |
| Average Assets, quarterly | $67,107,000 | 6,089 |
| Volatile liabilities | $1,575,000 | 10,244 |
| Insider loans | $1,843,000 | 2,234 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,892,000 | 6,445 |
| Tier 1 (core) risk-based capital | $5,733,000 | 6,574 |
| Tier 2 risk-based capital | $519,920 | 5,124 |
| Total risk weighted assets | $41,324,120 | 5,768 |
| Total unused commitments | $2,892,000 | 6,456 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 52 | 3,986 |
| Assets and Liabilities | ||
| Total Assets: | $66,640,000 | 6,301 |
| Cash and due from depository institutions | $3,559,000 | 3,986 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,801,000 | 8,078 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 2,972 |
| Net loans & leases | $42,729,000 | 5,425 |
| Loan loss allowance | $759,000 | 4,665 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,627,000 | 4,357 |
| Other real estate owned | $332,000 | 3,986 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $892,000 | 6,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,640,000 | 6,301 |
| Total liabilities | $61,282,000 | 6,217 |
| Total deposits | $60,699,000 | 6,058 |
| Interest-bearing deposits | $47,653,000 | 6,566 |
| Deposits held in domestic offices | $60,699,000 | 6,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $583,000 | 4,783 |
| Total equity capital | $5,358,000 | 6,914 |
| Total bank equity capital | $5,358,000 | 6,914 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $371,000 | 7,181 |
| Surplus | $374,000 | 10,980 |
| Undivided profits | $4,613,000 | 4,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 7,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $220,000 | 7,662 |
| Earning assets | $60,230,000 | 6,375 |
| Long-term assets (5+ years) | $398,000 | 10,811 |
| Average Assets, year-to-date | $65,375,800 | 6,258 |
| Average Assets, quarterly | $66,185,000 | 6,287 |
| Volatile liabilities | $915,000 | 11,532 |
| Insider loans | $2,342,000 | 1,755 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,848,000 | 5,624 |
| Tier 1 (core) risk-based capital | $5,358,000 | 6,827 |
| Tier 2 risk-based capital | $555,160 | 4,808 |
| Total risk weighted assets | $44,209,160 | 5,447 |
| Total unused commitments | $3,848,000 | 5,645 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $64,912,000 | 6,522 |
| Cash and due from depository institutions | $3,215,000 | 4,481 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,143,000 | 7,942 |
| Federal funds sold & reverse repurchase agreements | $885,000 | 9,049 |
| Net loans & leases | $44,953,000 | 5,243 |
| Loan loss allowance | $583,000 | 5,771 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,620,000 | 4,365 |
| Other real estate owned | $379,000 | 4,481 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $717,000 | 7,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,912,000 | 6,522 |
| Total liabilities | $59,810,000 | 6,447 |
| Total deposits | $59,455,000 | 6,303 |
| Interest-bearing deposits | $46,819,000 | 6,811 |
| Deposits held in domestic offices | $59,455,000 | 6,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $355,000 | 7,392 |
| Total equity capital | $5,102,000 | 6,986 |
| Total bank equity capital | $5,102,000 | 6,986 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $371,000 | 7,559 |
| Surplus | $374,000 | 11,340 |
| Undivided profits | $4,357,000 | 4,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 9,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $218,000 | 8,244 |
| Earning assets | $58,981,000 | 6,545 |
| Long-term assets (5+ years) | $726,000 | 10,685 |
| Average Assets, year-to-date | $64,253,000 | 6,433 |
| Average Assets, quarterly | $64,351,500 | 6,499 |
| Volatile liabilities | $1,357,000 | 11,082 |
| Insider loans | $594,000 | 1,518 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,395,000 | 5,719 |
| Tier 1 (core) risk-based capital | $5,102,000 | 6,912 |
| Tier 2 risk-based capital | $565,860 | 4,719 |
| Total risk weighted assets | $45,251,360 | 5,384 |
| Total unused commitments | $3,395,000 | 5,746 |
| Derivatives | $0 | 651 |