Home > Bay Federal Savings Bank > Loan Charge- Offs and Recoveries
Bay Federal Savings Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $312,000 | 3,109 |
| Loans secured by real estate, total | $312,000 | 1,345 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $312,000 | 1,344 |
| Construction and land development | $21,000 | 918 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $105,000 | 1,352 |
| Secured by multifamily residential properties | $131,000 | 368 |
| Secured by nonfarm nonresidential properties | $55,000 | 1,652 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $0 | 10,857 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 10,504 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $95,000 | 3,266 |
| Loans secured by real estate, total | $95,000 | 1,049 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $95,000 | 1,048 |
| Construction and land development | $76,000 | 265 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,016 |
| Secured by multifamily residential properties | $18,000 | 281 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $0 | 10,087 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,819 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $217,000 | 2,974 |
| Loans secured by real estate, total | $217,000 | 1,391 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $217,000 | 1,389 |
| Construction and land development | $-55,000 | 13,155 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $104,000 | 1,182 |
| Secured by multifamily residential properties | $113,000 | 353 |
| Secured by nonfarm nonresidential properties | $55,000 | 1,431 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 9,119 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 8,565 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,988,000 | 600 |
| Loans secured by real estate, total | $4,539,000 | 303 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,539,000 | 302 |
| Construction and land development | $43,000 | 1,076 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $909,000 | 303 |
| Secured by multifamily residential properties | $557,000 | 206 |
| Secured by nonfarm nonresidential properties | $3,030,000 | 227 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $344,000 | 1,853 |
| Loans to individuals | $105,000 | 2,960 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $105,000 | 2,597 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $819,000 | 641 |
| Loans secured by real estate, total | $329,000 | 418 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $329,000 | 418 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $329,000 | 139 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $488,000 | 387 |
| Loans to individuals | $2,000 | 8,824 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,000 | 8,529 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,169,000 | 596 |
| Loans secured by real estate, total | $4,210,000 | 297 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,210,000 | 295 |
| Construction and land development | $43,000 | 1,012 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $580,000 | 410 |
| Secured by multifamily residential properties | $557,000 | 201 |
| Secured by nonfarm nonresidential properties | $3,030,000 | 206 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-144,000 | 13,764 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $103,000 | 2,299 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $103,000 | 1,946 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.