Home > Bay Bank & Trust Co. > Total Unused Commitments
Bay Bank & Trust Co., Total Unused Commitments
| 2011-12-31 | Rank | |
| Total unused commitments | $12,273,000 | 3,419 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $4,392,000 | 2,063 |
| Credit card lines | $1,688,000 | 774 |
| Commercial real estate, construction & land development | $3,026,000 | 2,272 |
| Commitments secured by real estate | $3,026,000 | 2,235 |
| Commitments not secured by real estate | $0 | 639 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $3,167,000 | 4,468 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $3,526,000 | 2,493 |
| Securities lent | $0 | 31 |
| All other off-balance sheet liabilities | $0 | 550 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 8 |
| 2011-09-30 | Rank | |
| Total unused commitments | $10,415,000 | 3,749 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $1,695,000 | 3,130 |
| Credit card lines | $1,596,000 | 800 |
| Commercial real estate, construction & land development | $3,097,000 | 2,265 |
| Commitments secured by real estate | $3,097,000 | 2,229 |
| Commitments not secured by real estate | $0 | 666 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $4,027,000 | 4,067 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $1,240,000 | 3,437 |
| Securities lent | $0 | 31 |
| All other off-balance sheet liabilities | $0 | 582 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 6 |
| 2011-06-30 | Rank | |
| Total unused commitments | $12,900,000 | 3,359 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $4,539,000 | 2,086 |
| Credit card lines | $1,561,000 | 826 |
| Commercial real estate, construction & land development | $3,229,000 | 2,220 |
| Commitments secured by real estate | $3,229,000 | 2,178 |
| Commitments not secured by real estate | $0 | 661 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $3,571,000 | 4,321 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $4,087,000 | 2,302 |
| Securities lent | $0 | 28 |
| All other off-balance sheet liabilities | $0 | 584 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 8 |
| 2011-03-31 | Rank | |
| Total unused commitments | $14,698,000 | 3,168 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $4,551,000 | 2,094 |
| Credit card lines | $1,557,000 | 845 |
| Commercial real estate, construction & land development | $4,271,000 | 1,858 |
| Commitments secured by real estate | $4,271,000 | 1,812 |
| Commitments not secured by real estate | $0 | 691 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $4,319,000 | 4,071 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $4,590,000 | 2,217 |
| Securities lent | $0 | 28 |
| All other off-balance sheet liabilities | $0 | 587 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 6 |
| 2010-12-31 | Rank | |
| Total unused commitments | $12,494,000 | 3,419 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $3,245,000 | 2,503 |
| Credit card lines | $1,506,000 | 862 |
| Commercial real estate, construction & land development | $4,061,000 | 1,950 |
| Commitments secured by real estate | $4,061,000 | 1,903 |
| Commitments not secured by real estate | $0 | 694 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $3,682,000 | 4,280 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $1,070,000 | 3,601 |
| Securities lent | $0 | 37 |
| All other off-balance sheet liabilities | $0 | 592 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 7 |
| 2010-09-30 | Rank | |
| Total unused commitments | $12,486,000 | 3,491 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $3,117,000 | 2,605 |
| Credit card lines | $1,470,000 | 890 |
| Commercial real estate, construction & land development | $4,381,000 | 1,929 |
| Commitments secured by real estate | $4,381,000 | 1,883 |
| Commitments not secured by real estate | $0 | 776 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $3,518,000 | 4,370 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $937,000 | 3,753 |
| Securities lent | $0 | 38 |
| All other off-balance sheet liabilities | $0 | 615 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 7 |
| 2010-06-30 | Rank | |
| Total unused commitments | $12,598,000 | 3,534 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $3,246,000 | 2,576 |
| Credit card lines | $1,447,000 | 916 |
| Commercial real estate, construction & land development | $4,411,000 | 1,974 |
| Commitments secured by real estate | $4,411,000 | 1,937 |
| Commitments not secured by real estate | $0 | 781 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $3,494,000 | 4,440 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $1,025,000 | 3,753 |
| Securities lent | $0 | 38 |
| All other off-balance sheet liabilities | $0 | 613 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 8 |
| 2010-03-31 | Rank | |
| Total unused commitments | $12,482,000 | 3,664 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $3,325,000 | 2,592 |
| Credit card lines | $1,434,000 | 928 |
| Commercial real estate, construction & land development | $4,399,000 | 2,084 |
| Commitments secured by real estate | $4,399,000 | 2,034 |
| Commitments not secured by real estate | $0 | 824 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $3,324,000 | 4,619 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $946,000 | 3,906 |
| Securities lent | $0 | 41 |
| All other off-balance sheet liabilities | $0 | 634 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 8 |
| 2009-12-31 | Rank | |
| Total unused commitments | $10,383,000 | 4,042 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,110,000 | 3,121 |
| Credit card lines | $1,427,000 | 954 |
| Commercial real estate, construction & land development | $3,591,000 | 2,415 |
| Commitments secured by real estate | $3,591,000 | 2,356 |
| Commitments not secured by real estate | $0 | 837 |
| Securities underwriting | $0 | 5 |
| Other unused commitments | $3,255,000 | 4,653 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $1,049,000 | 3,794 |
| Securities lent | $0 | 46 |
| All other off-balance sheet liabilities | $0 | 626 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 8 |
| 2009-09-30 | Rank | |
| Total unused commitments | $11,624,000 | 3,932 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,159,000 | 3,134 |
| Credit card lines | $1,442,000 | 960 |
| Commercial real estate, construction & land development | $3,797,000 | 2,512 |
| Commitments secured by real estate | $3,797,000 | 2,456 |
| Commitments not secured by real estate | $0 | 873 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $4,226,000 | 4,261 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $1,531,000 | 3,531 |
| Securities lent | $0 | 44 |
| All other off-balance sheet liabilities | $0 | 624 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 7 |
| 2009-06-30 | Rank | |
| Total unused commitments | $15,450,000 | 3,464 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $4,102,000 | 2,429 |
| Credit card lines | $1,380,000 | 994 |
| Commercial real estate, construction & land development | $4,859,000 | 2,307 |
| Commitments secured by real estate | $4,859,000 | 2,251 |
| Commitments not secured by real estate | $0 | 904 |
| Securities underwriting | $0 | 5 |
| Other unused commitments | $5,109,000 | 4,012 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $3,952,000 | 2,657 |
| Securities lent | $0 | 42 |
| All other off-balance sheet liabilities | $0 | 638 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 9 |
| 2009-03-31 | Rank | |
| Total unused commitments | $16,081,000 | 3,498 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $4,293,000 | 2,404 |
| Credit card lines | $1,337,000 | 1,015 |
| Commercial real estate, construction & land development | $5,223,000 | 2,304 |
| Commitments secured by real estate | $5,223,000 | 2,235 |
| Commitments not secured by real estate | $0 | 964 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $5,228,000 | 4,034 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $3,927,000 | 2,751 |
| Securities lent | $0 | 44 |
| All other off-balance sheet liabilities | $0 | 614 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 8 |
| 2008-12-31 | Rank | |
| Total unused commitments | $14,748,000 | 3,675 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $3,460,000 | 2,688 |
| Credit card lines | $1,258,000 | 1,030 |
| Commercial real estate, construction & land development | $5,203,000 | 2,502 |
| Commitments secured by real estate | $5,203,000 | 2,445 |
| Commitments not secured by real estate | $0 | 982 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $4,827,000 | 4,112 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $1,613,000 | 3,638 |
| Securities lent | $0 | 47 |
| All other off-balance sheet liabilities | $0 | 596 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 9 |
| 2008-09-30 | Rank | |
| Total unused commitments | $17,588,000 | 3,477 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $3,905,000 | 2,611 |
| Credit card lines | $1,267,000 | 1,049 |
| Commercial real estate, construction & land development | $6,502,000 | 2,449 |
| Commitments secured by real estate | $6,502,000 | 2,401 |
| Commitments not secured by real estate | $0 | 994 |
| Securities underwriting | $0 | 10 |
| Other unused commitments | $5,914,000 | 3,809 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $1,614,000 | 3,710 |
| Securities lent | $0 | 48 |
| All other off-balance sheet liabilities | $0 | 565 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 8 |
| 2008-06-30 | Rank | |
| Total unused commitments | $19,666,000 | 3,346 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $4,529,000 | 2,407 |
| Credit card lines | $1,192,000 | 1,107 |
| Commercial real estate, construction & land development | $8,257,000 | 2,246 |
| Commitments secured by real estate | $8,257,000 | 2,197 |
| Commitments not secured by real estate | $0 | 982 |
| Securities underwriting | $0 | 10 |
| Other unused commitments | $5,688,000 | 3,891 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $2,030,000 | 3,525 |
| Securities lent | $0 | 54 |
| All other off-balance sheet liabilities | $0 | 574 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 8 |
| 2008-03-31 | Rank | |
| Total unused commitments | $21,389,000 | 3,243 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $4,660,000 | 2,380 |
| Credit card lines | $1,425,000 | 1,035 |
| Commercial real estate, construction & land development | $9,442,000 | 2,135 |
| Commitments secured by real estate | $9,442,000 | 2,089 |
| Commitments not secured by real estate | $0 | 986 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $5,862,000 | 3,915 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $1,833,000 | 3,630 |
| Securities lent | $0 | 51 |
| All other off-balance sheet liabilities | $0 | 562 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 8 |
| 2007-12-31 | Rank | |
| Total unused commitments | $20,750,000 | 3,291 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $3,613,000 | 2,716 |
| Credit card lines | $1,420,000 | 1,034 |
| Commercial real estate, construction & land development | $10,452,000 | 2,095 |
| Commitments secured by real estate | $10,452,000 | 2,050 |
| Commitments not secured by real estate | $0 | 975 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $5,265,000 | 4,058 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $2,601,000 | 3,310 |
| Securities lent | $0 | 59 |
| All other off-balance sheet liabilities | $0 | 527 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 7 |
| 2007-09-30 | Rank | |
| Total unused commitments | $25,509,000 | 2,927 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $4,493,000 | 2,454 |
| Credit card lines | $1,450,000 | 1,039 |
| Commercial real estate, construction & land development | $13,769,000 | 1,800 |
| Commitments secured by real estate | $13,769,000 | 1,760 |
| Commitments not secured by real estate | $0 | 942 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $5,797,000 | 3,845 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $6,126,000 | 2,392 |
| Securities lent | $0 | 52 |
| All other off-balance sheet liabilities | $0 | 505 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 8 |
| 2007-06-30 | Rank | |
| Total unused commitments | $28,209,000 | 2,741 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $4,118,000 | 2,586 |
| Credit card lines | $1,423,000 | 1,072 |
| Commercial real estate, construction & land development | $16,840,000 | 1,600 |
| Commitments secured by real estate | $16,840,000 | 1,566 |
| Commitments not secured by real estate | $0 | 963 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $5,828,000 | 3,843 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $4,195,000 | 2,789 |
| Securities lent | $0 | 53 |
| All other off-balance sheet liabilities | $0 | 513 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 10 |
| 2007-03-31 | Rank | |
| Total unused commitments | $23,496,000 | 3,063 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $5,163,000 | 2,312 |
| Credit card lines | $1,575,000 | 1,044 |
| Commercial real estate, construction & land development | $12,130,000 | 1,938 |
| Commitments secured by real estate | $12,130,000 | 1,911 |
| Commitments not secured by real estate | $0 | 923 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $4,628,000 | 4,340 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $2,624,000 | 3,256 |
| Securities lent | $0 | 56 |
| All other off-balance sheet liabilities | $0 | 487 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 10 |
| 2006-12-31 | Rank | |
| Total unused commitments | $25,185,000 | 2,911 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $5,538,000 | 2,202 |
| Credit card lines | $1,474,000 | 1,065 |
| Commercial real estate, construction & land development | $12,598,000 | 1,884 |
| Commitments secured by real estate | $12,598,000 | 1,854 |
| Commitments not secured by real estate | $0 | 874 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $5,575,000 | 3,882 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $3,007,000 | 3,079 |
| Securities lent | $0 | 49 |
| All other off-balance sheet liabilities | $0 | 481 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 10 |
| 2006-09-30 | Rank | |
| Total unused commitments | $26,218,000 | 2,859 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $5,882,000 | 2,131 |
| Credit card lines | $1,466,000 | 1,084 |
| Commercial real estate, construction & land development | $12,358,000 | 1,931 |
| Commitments secured by real estate | $12,358,000 | 1,907 |
| Commitments not secured by real estate | $0 | 840 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $6,512,000 | 3,574 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $3,310,000 | 2,932 |
| Securities lent | $0 | 45 |
| All other off-balance sheet liabilities | $0 | 461 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 10 |
| 2006-06-30 | Rank | |
| Total unused commitments | $30,494,000 | 2,587 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $6,045,000 | 2,082 |
| Credit card lines | $1,516,000 | 1,069 |
| Commercial real estate, construction & land development | $10,925,000 | 2,084 |
| Commitments secured by real estate | $10,925,000 | 2,047 |
| Commitments not secured by real estate | $0 | 846 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $12,008,000 | 2,431 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $6,318,000 | 2,260 |
| Securities lent | $0 | 47 |
| All other off-balance sheet liabilities | $0 | 442 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 11 |
| 2006-03-31 | Rank | |
| Total unused commitments | $31,946,000 | 2,484 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $6,058,000 | 2,070 |
| Credit card lines | $1,473,000 | 1,103 |
| Commercial real estate, construction & land development | $17,516,000 | 1,506 |
| Commitments secured by real estate | $17,516,000 | 1,482 |
| Commitments not secured by real estate | $0 | 816 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $6,899,000 | 3,540 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $8,465,000 | 1,889 |
| Securities lent | $0 | 45 |
| All other off-balance sheet liabilities | $0 | 430 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | NA | NA |
| Acquired by reporting bank | $0 | 14 |
| 2005-12-31 | Rank | |
| Total unused commitments | $36,046,000 | 2,239 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $5,431,000 | 2,164 |
| Credit card lines | $1,391,000 | 1,137 |
| Commercial real estate, construction & land development | $22,231,000 | 1,223 |
| Commitments secured by real estate | $22,231,000 | 1,208 |
| Commitments not secured by real estate | $0 | 803 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $6,993,000 | 3,419 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $9,032,000 | 1,794 |
| Securities lent | $0 | 45 |
| All other off-balance sheet liabilities | $0 | 302 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 45 |
| Acquired by reporting bank | $0 | 15 |
| 2005-09-30 | Rank | |
| Total unused commitments | $35,898,000 | 2,225 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $5,448,000 | 2,140 |
| Credit card lines | $1,380,000 | 1,154 |
| Commercial real estate, construction & land development | $24,872,000 | 1,106 |
| Commitments secured by real estate | $24,872,000 | 1,086 |
| Commitments not secured by real estate | $0 | 800 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $4,198,000 | 4,335 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $9,287,000 | 1,730 |
| Securities lent | $0 | 47 |
| All other off-balance sheet liabilities | $0 | 296 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 49 |
| Acquired by reporting bank | $0 | 16 |
| 2005-06-30 | Rank | |
| Total unused commitments | $35,809,000 | 2,167 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $5,547,000 | 2,070 |
| Credit card lines | $1,335,000 | 1,203 |
| Commercial real estate, construction & land development | $23,297,000 | 1,133 |
| Commitments secured by real estate | $23,297,000 | 1,117 |
| Commitments not secured by real estate | $0 | 763 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $5,630,000 | 3,766 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $9,539,000 | 1,666 |
| Securities lent | $0 | 44 |
| All other off-balance sheet liabilities | $0 | 290 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 45 |
| Acquired by reporting bank | $0 | 15 |
| 2005-03-31 | Rank | |
| Total unused commitments | $31,423,000 | 2,323 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $4,062,000 | 2,426 |
| Credit card lines | $1,308,000 | 1,210 |
| Commercial real estate, construction & land development | $21,996,000 | 1,136 |
| Commitments secured by real estate | $21,996,000 | 1,119 |
| Commitments not secured by real estate | $0 | 778 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $4,057,000 | 4,442 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $7,175,000 | 1,894 |
| Securities lent | $0 | 45 |
| All other off-balance sheet liabilities | $0 | 300 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 44 |
| Acquired by reporting bank | $0 | 16 |
| 2004-12-31 | Rank | |
| Total unused commitments | $30,911,000 | 2,269 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,287,000 | 3,060 |
| Credit card lines | $1,200,000 | 1,255 |
| Commercial real estate, construction & land development | $23,025,000 | 1,020 |
| Commitments secured by real estate | $23,025,000 | 1,010 |
| Commitments not secured by real estate | $0 | 755 |
| Securities underwriting | $0 | 8 |
| Other unused commitments | $4,399,000 | 4,106 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $6,109,000 | 1,981 |
| Securities lent | $0 | 39 |
| All other off-balance sheet liabilities | $0 | 281 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 43 |
| Acquired by reporting bank | $0 | 17 |
| 2004-09-30 | Rank | |
| Total unused commitments | $26,930,000 | 2,453 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,316,000 | 3,028 |
| Credit card lines | $1,178,000 | 1,313 |
| Commercial real estate, construction & land development | $18,822,000 | 1,180 |
| Commitments secured by real estate | $18,822,000 | 1,160 |
| Commitments not secured by real estate | $0 | 802 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $4,614,000 | 3,972 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $8,262,000 | 1,645 |
| Securities lent | $0 | 42 |
| All other off-balance sheet liabilities | $0 | 271 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 40 |
| Acquired by reporting bank | $0 | 13 |
| 2004-06-30 | Rank | |
| Total unused commitments | $24,028,000 | 2,658 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,488,000 | 2,907 |
| Credit card lines | $1,145,000 | 1,345 |
| Commercial real estate, construction & land development | $16,062,000 | 1,303 |
| Commitments secured by real estate | $16,062,000 | 1,282 |
| Commitments not secured by real estate | $0 | 797 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $4,333,000 | 4,122 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $5,887,000 | 1,920 |
| Securities lent | $0 | 41 |
| All other off-balance sheet liabilities | $0 | 293 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 37 |
| Acquired by reporting bank | $0 | 11 |
| 2004-03-31 | Rank | |
| Total unused commitments | $19,620,000 | 2,977 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,257,000 | 2,971 |
| Credit card lines | $834,000 | 1,566 |
| Commercial real estate, construction & land development | $12,593,000 | 1,452 |
| Commitments secured by real estate | $12,588,000 | 1,427 |
| Commitments not secured by real estate | $5,000 | 776 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $3,936,000 | 4,382 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $1,669,000 | 3,126 |
| Securities lent | $0 | 43 |
| All other off-balance sheet liabilities | $0 | 311 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 39 |
| Acquired by reporting bank | $0 | 12 |
| 2003-12-31 | Rank | |
| Total unused commitments | $17,231,000 | 3,147 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,098,000 | 2,586 |
| Credit card lines | $1,000,000 | 1,383 |
| Commercial real estate, construction & land development | $10,291,000 | 1,622 |
| Commitments secured by real estate | $10,273,000 | 1,591 |
| Commitments not secured by real estate | $18,000 | 751 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $3,842,000 | 4,217 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $3,049,000 | 2,493 |
| Securities lent | $0 | 52 |
| All other off-balance sheet liabilities | $0 | 292 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 38 |
| Acquired by reporting bank | $0 | 13 |
| 2003-09-30 | Rank | |
| Total unused commitments | $18,641,000 | 2,968 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,129,000 | 2,562 |
| Credit card lines | $997,000 | 1,403 |
| Commercial real estate, construction & land development | $11,665,000 | 1,460 |
| Commitments secured by real estate | $11,665,000 | 1,435 |
| Commitments not secured by real estate | $0 | 858 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $3,850,000 | 4,160 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $4,742,000 | 1,977 |
| Securities lent | $0 | 63 |
| All other off-balance sheet liabilities | $0 | 324 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 38 |
| Acquired by reporting bank | $0 | 13 |
| 2003-06-30 | Rank | |
| Total unused commitments | $17,903,000 | 3,035 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,087,000 | 2,534 |
| Credit card lines | $1,002,000 | 1,415 |
| Commercial real estate, construction & land development | $10,756,000 | 1,488 |
| Commitments secured by real estate | $10,756,000 | 1,462 |
| Commitments not secured by real estate | $0 | 913 |
| Securities underwriting | $0 | 6 |
| Other unused commitments | $4,058,000 | 4,084 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $3,943,000 | 2,117 |
| Securities lent | $0 | 61 |
| All other off-balance sheet liabilities | $0 | 348 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 38 |
| Acquired by reporting bank | $0 | 13 |
| 2003-03-31 | Rank | |
| Total unused commitments | $15,098,000 | 3,283 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,046,000 | 2,493 |
| Credit card lines | $969,000 | 1,469 |
| Commercial real estate, construction & land development | $8,211,000 | 1,674 |
| Commitments secured by real estate | $8,211,000 | 1,643 |
| Commitments not secured by real estate | $0 | 929 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $3,872,000 | 4,205 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $2,146,000 | 2,732 |
| Securities lent | $0 | 61 |
| All other off-balance sheet liabilities | $0 | 341 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 38 |
| Acquired by reporting bank | $0 | 13 |
| 2002-12-31 | Rank | |
| Total unused commitments | $13,695,000 | 3,371 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,080,000 | 2,399 |
| Credit card lines | $911,000 | 1,519 |
| Commercial real estate, construction & land development | $6,615,000 | 1,870 |
| Commitments secured by real estate | $6,615,000 | 1,836 |
| Commitments not secured by real estate | $0 | 921 |
| Securities underwriting | $0 | 7 |
| Other unused commitments | $4,089,000 | 3,956 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $1,228,000 | 3,182 |
| Securities lent | $0 | 61 |
| All other off-balance sheet liabilities | $0 | 293 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 36 |
| Acquired by reporting bank | $0 | 14 |
| 2001-12-31 | Rank | |
| Total unused commitments | $12,634,000 | 3,414 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $2,186,000 | 2,170 |
| Credit card lines | $825,000 | 1,661 |
| Commercial real estate, construction & land development | $4,893,000 | 2,142 |
| Commitments secured by real estate | $4,893,000 | 2,087 |
| Commitments not secured by real estate | $0 | 981 |
| Securities underwriting | $0 | 8 |
| Other unused commitments | $4,730,000 | 3,594 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $2,465,000 | 2,354 |
| Securities lent | $0 | 63 |
| All other off-balance sheet liabilities | $0 | 274 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 36 |
| Acquired by reporting bank | $0 | 20 |
| 2000-12-31 | Rank | |
| Total unused commitments | $9,167,000 | 3,963 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $1,514,000 | 2,360 |
| Credit card lines | $518,000 | 2,203 |
| Commercial real estate, construction & land development | $2,134,000 | 3,077 |
| Commitments secured by real estate | $2,134,000 | 3,004 |
| Commitments not secured by real estate | $0 | 989 |
| Securities underwriting | $0 | 9 |
| Other unused commitments | $5,001,000 | 3,355 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $0 | 4,908 |
| Securities lent | $0 | 75 |
| All other off-balance sheet liabilities | $0 | 66 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 28 |
| Acquired by reporting bank | $0 | 40 |
| 1999-12-31 | Rank | |
| Total unused commitments | $9,009,000 | 3,982 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $1,466,000 | 2,358 |
| Credit card lines | $494,000 | 2,335 |
| Commercial real estate, construction & land development | $2,091,000 | 3,112 |
| Commitments secured by real estate | $2,091,000 | 3,040 |
| Commitments not secured by real estate | $0 | 1,066 |
| Securities underwriting | $0 | 12 |
| Other unused commitments | $4,958,000 | 3,441 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $72,000 | 4,649 |
| Securities lent | $0 | 86 |
| All other off-balance sheet liabilities | $0 | 64 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 32 |
| Acquired by reporting bank | $0 | 46 |
| 1998-12-31 | Rank | |
| Total unused commitments | $10,316,000 | 3,539 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $1,105,000 | 2,564 |
| Credit card lines | $252,000 | 2,831 |
| Commercial real estate, construction & land development | $2,282,000 | 2,768 |
| Commitments secured by real estate | $2,282,000 | 2,683 |
| Commitments not secured by real estate | $0 | 1,165 |
| Securities underwriting | $0 | 13 |
| Other unused commitments | $6,677,000 | 2,711 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $2,528,000 | 2,029 |
| Securities lent | $0 | 92 |
| All other off-balance sheet liabilities | $0 | 57 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 32 |
| Acquired by reporting bank | $0 | 60 |
| 1997-12-31 | Rank | |
| Total unused commitments | $4,553,000 | 5,435 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $821,000 | 2,847 |
| Credit card lines | $0 | 3,666 |
| Commercial real estate, construction & land development | $1,232,000 | 3,513 |
| Commitments secured by real estate | $1,232,000 | 3,427 |
| Commitments not secured by real estate | $0 | 1,207 |
| Securities underwriting | $0 | 16 |
| Other unused commitments | $2,500,000 | 4,743 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $689,000 | 3,287 |
| Securities lent | $0 | 105 |
| All other off-balance sheet liabilities | $0 | 59 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 42 |
| Acquired by reporting bank | $0 | 55 |
| 1996-12-31 | Rank | |
| Total unused commitments | $10,843,000 | 3,217 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $107,000 | 4,341 |
| Credit card lines | $0 | 3,827 |
| Commercial real estate, construction & land development | $6,605,000 | 1,274 |
| Commitments secured by real estate | $6,605,000 | 1,226 |
| Commitments not secured by real estate | $0 | 1,335 |
| Securities underwriting | $0 | 14 |
| Other unused commitments | $4,131,000 | 3,574 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $1,920,000 | 2,266 |
| Securities lent | $0 | 139 |
| All other off-balance sheet liabilities | $0 | 45 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 48 |
| Acquired by reporting bank | $0 | 59 |
| 1995-12-31 | Rank | |
| Total unused commitments | $5,670,000 | 4,665 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $74,000 | 4,436 |
| Credit card lines | $0 | 3,957 |
| Commercial real estate, construction & land development | $4,016,000 | 1,708 |
| Commitments secured by real estate | $4,016,000 | 1,634 |
| Commitments not secured by real estate | $0 | 1,327 |
| Securities underwriting | $0 | 19 |
| Other unused commitments | $1,580,000 | 5,707 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $441,000 | 3,589 |
| Securities lent | $0 | 168 |
| All other off-balance sheet liabilities | $0 | 51 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 52 |
| Acquired by reporting bank | $0 | 62 |
| 1994-12-31 | Rank | |
| Total unused commitments | $4,032,000 | 5,532 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $0 | 5,180 |
| Credit card lines | $0 | 3,957 |
| Commercial real estate, construction & land development | $4,032,000 | 1,615 |
| Commitments secured by real estate | $3,120,000 | 1,875 |
| Commitments not secured by real estate | $912,000 | 384 |
| Securities underwriting | $0 | 22 |
| Other unused commitments | $0 | 9,759 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $188,000 | 4,214 |
| Securities lent | $0 | 184 |
| All other off-balance sheet liabilities | $0 | 59 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 52 |
| Acquired by reporting bank | $0 | 95 |
| 1993-12-31 | Rank | |
| Total unused commitments | $6,935,000 | 4,013 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $0 | 5,433 |
| Credit card lines | $4,000 | 3,929 |
| Commercial real estate, construction & land development | $6,592,000 | 990 |
| Commitments secured by real estate | $5,477,000 | 1,089 |
| Commitments not secured by real estate | $1,115,000 | 363 |
| Securities underwriting | $0 | 31 |
| Other unused commitments | $339,000 | 8,495 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $0 | 5,216 |
| Securities lent | $0 | 256 |
| All other off-balance sheet liabilities | $0 | 73 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 48 |
| Acquired by reporting bank | $0 | 102 |
| 1992-12-31 | Rank | |
| Total unused commitments | $6,735,000 | 3,846 |
| Loan commitments-revolving, open-end lines secured by 1-4's | $0 | 5,501 |
| Credit card lines | $5,000 | 3,941 |
| Commercial real estate, construction & land development | $2,375,000 | 1,977 |
| Commitments secured by real estate | $2,375,000 | 1,855 |
| Commitments not secured by real estate | $0 | 1,780 |
| Securities underwriting | $0 | 26 |
| Other unused commitments | $4,355,000 | 2,887 |
| Memoranda: | ||
| Commitments with an original maturity exceeding 1 yr | $0 | 5,063 |
| Securities lent | $0 | 206 |
| All other off-balance sheet liabilities | $0 | 67 |
| Remaining maturity or repricing frequency of: | ||
| Conveyed to others by reporting bank | $0 | 54 |
| Acquired by reporting bank | $0 | 109 |