Home > Bay Bank & Trust Co. > Assets and Liabilities
Bay Bank & Trust Co., Assets and Liabilities
| 2011-12-31 | Rank | |
| # of Employees: | 81 | 1,857 |
| Assets and Liabilities | ||
| Total Assets: | $232,517,000 | 2,742 |
| Cash and due from depository institutions | $80,370,000 | 1,857 |
| Interest-bearing balances | $73,728,000 | 516 |
| Securities | $26,824,000 | 3,945 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $114,661,000 | 3,239 |
| Loan loss allowance | $2,244,000 | 2,931 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,333,000 | 2,174 |
| Other real estate owned | $3,181,000 | 1,857 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,148,000 | 4,769 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $232,517,000 | 2,742 |
| Total liabilities | $206,907,000 | 2,751 |
| Total deposits | $206,556,000 | 2,600 |
| Interest-bearing deposits | $148,651,000 | 2,920 |
| Deposits held in domestic offices | $206,556,000 | 2,599 |
| % insured | 88.87% | 4,192 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $351,000 | 5,124 |
| Total equity capital | $25,610,000 | 2,605 |
| Total bank equity capital | $25,610,000 | 2,605 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,913,000 | 1,075 |
| Surplus | $10,822,000 | 2,467 |
| Undivided profits | $10,875,000 | 2,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,754,000 | 2,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $517,000 | 4,702 |
| Earning assets | $215,213,000 | 2,701 |
| Long-term assets (5+ years) | $25,645,000 | 4,016 |
| Average Assets, year-to-date | $241,548,800 | 2,620 |
| Average Assets, quarterly | $239,763,000 | 2,657 |
| Volatile liabilities | $13,225,000 | 2,940 |
| Insider loans | $658,000 | 4,462 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $1,417,000 | 1,016 |
| Unused loan commitments | $12,273,000 | 3,419 |
| Tier 1 (core) risk-based capital | $25,427,000 | 2,473 |
| Tier 2 risk-based capital | $1,525,000 | 3,041 |
| Total risk weighted assets | $121,279,000 | 3,246 |
| Total unused commitments | $12,273,000 | 3,420 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 86 | 1,749 |
| Assets and Liabilities | ||
| Total Assets: | $247,009,000 | 2,584 |
| Cash and due from depository institutions | $85,406,000 | 1,749 |
| Interest-bearing balances | $78,066,000 | 536 |
| Securities | $31,146,000 | 3,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $119,265,000 | 3,166 |
| Loan loss allowance | $2,329,000 | 2,877 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,407,000 | 2,160 |
| Other real estate owned | $3,709,000 | 1,749 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $2,076,000 | 4,894 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $247,009,000 | 2,584 |
| Total liabilities | $221,209,000 | 2,563 |
| Total deposits | $220,614,000 | 2,432 |
| Interest-bearing deposits | $155,064,000 | 2,826 |
| Deposits held in domestic offices | $220,614,000 | 2,432 |
| % insured | 87.58% | 4,748 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $595,000 | 4,435 |
| Total equity capital | $25,800,000 | 2,604 |
| Total bank equity capital | $25,800,000 | 2,603 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,913,000 | 1,100 |
| Surplus | $10,822,000 | 2,486 |
| Undivided profits | $11,065,000 | 2,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,977,000 | 2,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $506,000 | 4,858 |
| Earning assets | $228,477,000 | 2,542 |
| Long-term assets (5+ years) | $29,889,000 | 3,625 |
| Average Assets, year-to-date | $243,806,750 | 2,596 |
| Average Assets, quarterly | $246,444,500 | 2,589 |
| Volatile liabilities | $13,795,000 | 2,891 |
| Insider loans | $673,000 | 4,464 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $499,000 | 1,383 |
| Unused loan commitments | $10,415,000 | 3,748 |
| Tier 1 (core) risk-based capital | $25,624,000 | 2,452 |
| Tier 2 risk-based capital | $1,571,000 | 3,008 |
| Total risk weighted assets | $124,951,000 | 3,205 |
| Total unused commitments | $10,415,000 | 3,751 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 88 | 1,724 |
| Assets and Liabilities | ||
| Total Assets: | $248,580,000 | 2,562 |
| Cash and due from depository institutions | $84,017,000 | 1,724 |
| Interest-bearing balances | $74,991,000 | 503 |
| Securities | $31,301,000 | 3,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $120,766,000 | 3,163 |
| Loan loss allowance | $2,779,000 | 2,548 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,492,000 | 2,138 |
| Other real estate owned | $4,041,000 | 1,724 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $2,963,000 | 4,184 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $248,580,000 | 2,562 |
| Total liabilities | $220,323,000 | 2,597 |
| Total deposits | $219,775,000 | 2,445 |
| Interest-bearing deposits | $154,556,000 | 2,873 |
| Deposits held in domestic offices | $219,775,000 | 2,445 |
| % insured | 87.60% | 4,849 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $548,000 | 4,417 |
| Total equity capital | $28,257,000 | 2,342 |
| Total bank equity capital | $28,257,000 | 2,341 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,913,000 | 1,115 |
| Surplus | $10,822,000 | 2,501 |
| Undivided profits | $13,522,000 | 2,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $7,652,000 | 1,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $513,000 | 4,808 |
| Earning assets | $227,058,000 | 2,573 |
| Long-term assets (5+ years) | $30,985,000 | 3,555 |
| Average Assets, year-to-date | $243,639,330 | 2,615 |
| Average Assets, quarterly | $247,381,000 | 2,590 |
| Volatile liabilities | $14,292,000 | 2,848 |
| Insider loans | $600,000 | 4,681 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $314,000 | 1,332 |
| Unused loan commitments | $12,900,000 | 3,359 |
| Tier 1 (core) risk-based capital | $28,085,000 | 2,240 |
| Tier 2 risk-based capital | $1,646,000 | 2,935 |
| Total risk weighted assets | $130,181,000 | 3,138 |
| Total unused commitments | $12,900,000 | 3,359 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 88 | 1,718 |
| Assets and Liabilities | ||
| Total Assets: | $246,182,000 | 2,617 |
| Cash and due from depository institutions | $72,412,000 | 1,718 |
| Interest-bearing balances | $64,718,000 | 597 |
| Securities | $38,147,000 | 3,080 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $123,754,000 | 3,114 |
| Loan loss allowance | $2,605,000 | 2,684 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,554,000 | 2,142 |
| Other real estate owned | $2,712,000 | 1,718 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,603,000 | 3,833 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $246,182,000 | 2,617 |
| Total liabilities | $218,031,000 | 2,652 |
| Total deposits | $217,597,000 | 2,497 |
| Interest-bearing deposits | $154,393,000 | 2,928 |
| Deposits held in domestic offices | $217,597,000 | 2,496 |
| % insured | 87.62% | 4,863 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $434,000 | 4,772 |
| Total equity capital | $28,151,000 | 2,316 |
| Total bank equity capital | $28,151,000 | 2,315 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,913,000 | 1,133 |
| Surplus | $10,822,000 | 2,513 |
| Undivided profits | $13,416,000 | 2,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $8,409,000 | 1,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $587,000 | 4,417 |
| Earning assets | $226,619,000 | 2,591 |
| Long-term assets (5+ years) | $26,246,000 | 3,825 |
| Average Assets, year-to-date | $241,169,000 | 2,653 |
| Average Assets, quarterly | $241,169,000 | 2,653 |
| Volatile liabilities | $14,981,000 | 2,795 |
| Insider loans | $559,000 | 4,823 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $89,000 | 1,578 |
| Unused loan commitments | $14,698,000 | 3,164 |
| Tier 1 (core) risk-based capital | $28,261,000 | 2,227 |
| Tier 2 risk-based capital | $1,677,000 | 2,887 |
| Total risk weighted assets | $133,188,000 | 3,095 |
| Total unused commitments | $14,698,000 | 3,165 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 86 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $236,156,000 | 2,722 |
| Cash and due from depository institutions | $56,774,000 | 1,769 |
| Interest-bearing balances | $49,670,000 | 745 |
| Securities | $44,696,000 | 2,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $123,349,000 | 3,188 |
| Loan loss allowance | $2,323,000 | 2,917 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,576,000 | 2,153 |
| Other real estate owned | $3,061,000 | 1,769 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $2,700,000 | 4,552 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $236,156,000 | 2,722 |
| Total liabilities | $207,416,000 | 2,767 |
| Total deposits | $206,988,000 | 2,596 |
| Interest-bearing deposits | $151,409,000 | 2,979 |
| Deposits held in domestic offices | $206,988,000 | 2,594 |
| % insured | 89.11% | 4,344 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $428,000 | 4,899 |
| Total equity capital | $28,740,000 | 2,265 |
| Total bank equity capital | $28,740,000 | 2,264 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,913,000 | 1,146 |
| Surplus | $10,822,000 | 2,513 |
| Undivided profits | $14,005,000 | 2,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $7,203,000 | 1,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $586,000 | 4,540 |
| Earning assets | $217,715,000 | 2,685 |
| Long-term assets (5+ years) | $33,382,000 | 3,265 |
| Average Assets, year-to-date | $231,898,200 | 2,724 |
| Average Assets, quarterly | $233,751,500 | 2,745 |
| Volatile liabilities | $37,913,000 | 3,169 |
| Insider loans | $567,000 | 4,895 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $725,000 | 1,337 |
| Unused loan commitments | $12,494,000 | 3,413 |
| Tier 1 (core) risk-based capital | $29,137,000 | 2,151 |
| Tier 2 risk-based capital | $1,578,000 | 3,054 |
| Total risk weighted assets | $129,124,000 | 3,234 |
| Total unused commitments | $12,494,000 | 3,414 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 85 | 1,817 |
| Assets and Liabilities | ||
| Total Assets: | $231,347,000 | 2,791 |
| Cash and due from depository institutions | $60,221,000 | 1,817 |
| Interest-bearing balances | $52,620,000 | 683 |
| Securities | $36,140,000 | 3,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $123,906,000 | 3,234 |
| Loan loss allowance | $2,558,000 | 2,729 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,658,000 | 2,157 |
| Other real estate owned | $2,629,000 | 1,817 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $2,793,000 | 4,564 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $231,347,000 | 2,791 |
| Total liabilities | $202,115,000 | 2,852 |
| Total deposits | $201,450,000 | 2,666 |
| Interest-bearing deposits | $143,629,000 | 3,140 |
| Deposits held in domestic offices | $201,450,000 | 2,663 |
| % insured | 82.36% | 5,688 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $665,000 | 4,384 |
| Total equity capital | $29,232,000 | 2,304 |
| Total bank equity capital | $29,232,000 | 2,302 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,913,000 | 1,158 |
| Surplus | $10,822,000 | 2,503 |
| Undivided profits | $14,497,000 | 2,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $8,173,000 | 1,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,194 |
| Income earned, not collected on loans | $606,000 | 4,698 |
| Earning assets | $212,666,000 | 2,772 |
| Long-term assets (5+ years) | $21,650,000 | 4,033 |
| Average Assets, year-to-date | $230,833,750 | 2,773 |
| Average Assets, quarterly | $229,666,500 | 2,807 |
| Volatile liabilities | $36,568,000 | 3,339 |
| Insider loans | $589,000 | 4,903 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $464,000 | 1,515 |
| Unused loan commitments | $12,486,000 | 3,485 |
| Tier 1 (core) risk-based capital | $29,211,000 | 2,159 |
| Tier 2 risk-based capital | $1,576,000 | 3,108 |
| Total risk weighted assets | $125,232,000 | 3,356 |
| Total unused commitments | $12,486,000 | 3,488 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 86 | 1,814 |
| Assets and Liabilities | ||
| Total Assets: | $227,986,000 | 2,853 |
| Cash and due from depository institutions | $54,556,000 | 1,814 |
| Interest-bearing balances | $45,849,000 | 768 |
| Securities | $38,498,000 | 2,913 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $123,551,000 | 3,288 |
| Loan loss allowance | $2,304,000 | 2,930 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,615,000 | 2,192 |
| Other real estate owned | $2,976,000 | 1,814 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $2,790,000 | 4,602 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $227,986,000 | 2,853 |
| Total liabilities | $198,629,000 | 2,934 |
| Total deposits | $197,974,000 | 2,734 |
| Interest-bearing deposits | $141,855,000 | 3,183 |
| Deposits held in domestic offices | $197,974,000 | 2,732 |
| % insured | 81.06% | 6,037 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $655,000 | 4,276 |
| Total equity capital | $29,357,000 | 2,280 |
| Total bank equity capital | $29,357,000 | 2,279 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,913,000 | 1,178 |
| Surplus | $10,822,000 | 2,507 |
| Undivided profits | $14,622,000 | 2,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $8,237,000 | 1,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,206 |
| Income earned, not collected on loans | $590,000 | 4,730 |
| Earning assets | $207,898,000 | 2,848 |
| Long-term assets (5+ years) | $10,511,000 | 5,300 |
| Average Assets, year-to-date | $230,662,670 | 2,803 |
| Average Assets, quarterly | $227,907,000 | 2,847 |
| Volatile liabilities | $35,225,000 | 3,499 |
| Insider loans | $644,000 | 4,839 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $12,598,000 | 3,521 |
| Tier 1 (core) risk-based capital | $29,024,000 | 2,166 |
| Tier 2 risk-based capital | $1,584,000 | 3,087 |
| Total risk weighted assets | $125,973,000 | 3,367 |
| Total unused commitments | $12,598,000 | 3,529 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 84 | 1,880 |
| Assets and Liabilities | ||
| Total Assets: | $227,828,000 | 2,900 |
| Cash and due from depository institutions | $66,738,000 | 1,880 |
| Interest-bearing balances | $59,263,000 | 587 |
| Securities | $27,235,000 | 3,706 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $124,089,000 | 3,331 |
| Loan loss allowance | $2,180,000 | 3,064 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,605,000 | 2,232 |
| Other real estate owned | $1,380,000 | 1,880 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $2,781,000 | 4,688 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $227,828,000 | 2,900 |
| Total liabilities | $198,654,000 | 2,980 |
| Total deposits | $198,081,000 | 2,777 |
| Interest-bearing deposits | $140,289,000 | 3,266 |
| Deposits held in domestic offices | $198,081,000 | 2,775 |
| % insured | 79.56% | 6,341 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $573,000 | 4,565 |
| Total equity capital | $29,174,000 | 2,294 |
| Total bank equity capital | $29,174,000 | 2,292 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,913,000 | 1,206 |
| Surplus | $10,822,000 | 2,539 |
| Undivided profits | $14,439,000 | 2,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $9,889,000 | 1,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,198 |
| Income earned, not collected on loans | $495,000 | 5,280 |
| Earning assets | $210,587,000 | 2,878 |
| Long-term assets (5+ years) | $10,294,000 | 5,344 |
| Average Assets, year-to-date | $232,001,000 | 2,853 |
| Average Assets, quarterly | $232,001,000 | 2,853 |
| Volatile liabilities | $34,336,000 | 3,623 |
| Insider loans | $663,000 | 4,876 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $12,482,000 | 3,660 |
| Tier 1 (core) risk-based capital | $29,005,000 | 2,179 |
| Tier 2 risk-based capital | $1,648,000 | 3,068 |
| Total risk weighted assets | $130,749,000 | 3,345 |
| Total unused commitments | $12,482,000 | 3,664 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 87 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $236,174,000 | 2,819 |
| Cash and due from depository institutions | $66,945,000 | 1,833 |
| Interest-bearing balances | $60,369,000 | 483 |
| Securities | $29,921,000 | 3,492 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $128,460,000 | 3,285 |
| Loan loss allowance | $3,050,000 | 2,374 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,691,000 | 2,239 |
| Other real estate owned | $1,740,000 | 1,833 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $3,417,000 | 4,306 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $236,174,000 | 2,819 |
| Total liabilities | $207,000,000 | 2,880 |
| Total deposits | $206,416,000 | 2,664 |
| Interest-bearing deposits | $150,454,000 | 3,072 |
| Deposits held in domestic offices | $206,416,000 | 2,662 |
| % insured | 78.12% | 6,586 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $584,000 | 4,566 |
| Total equity capital | $29,174,000 | 2,259 |
| Total bank equity capital | $29,174,000 | 2,256 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,913,000 | 1,226 |
| Surplus | $10,822,000 | 2,540 |
| Undivided profits | $14,439,000 | 2,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,470,000 | 1,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,170 |
| Income earned, not collected on loans | $540,000 | 5,180 |
| Earning assets | $218,750,000 | 2,776 |
| Long-term assets (5+ years) | $11,280,000 | 5,201 |
| Average Assets, year-to-date | $243,944,200 | 2,673 |
| Average Assets, quarterly | $239,086,500 | 2,764 |
| Volatile liabilities | $36,978,000 | 3,453 |
| Insider loans | $702,000 | 4,853 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $202,000 | 1,570 |
| Unused loan commitments | $10,383,000 | 4,043 |
| Tier 1 (core) risk-based capital | $29,078,000 | 2,160 |
| Tier 2 risk-based capital | $1,727,000 | 2,971 |
| Total risk weighted assets | $136,865,000 | 3,275 |
| Total unused commitments | $10,383,000 | 4,044 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 87 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $241,999,000 | 2,749 |
| Cash and due from depository institutions | $74,383,000 | 1,854 |
| Interest-bearing balances | $67,640,000 | 415 |
| Securities | $28,335,000 | 3,626 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $130,395,000 | 3,280 |
| Loan loss allowance | $2,477,000 | 2,672 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,820,000 | 2,225 |
| Other real estate owned | $1,493,000 | 1,854 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,573,000 | 5,611 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $241,999,000 | 2,749 |
| Total liabilities | $211,670,000 | 2,816 |
| Total deposits | $209,619,000 | 2,591 |
| Interest-bearing deposits | $152,887,000 | 3,024 |
| Deposits held in domestic offices | $209,619,000 | 2,588 |
| % insured | 77.95% | 6,740 |
| Federal funds purchased & repurchase agreements | $1,221,000 | 2,196 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $830,000 | 4,193 |
| Total equity capital | $30,329,000 | 2,265 |
| Total bank equity capital | $30,329,000 | 2,264 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,913,000 | 1,250 |
| Surplus | $10,822,000 | 2,530 |
| Undivided profits | $15,594,000 | 2,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,457,000 | 1,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $520,000 | 5,500 |
| Earning assets | $226,370,000 | 2,696 |
| Long-term assets (5+ years) | $9,928,000 | 5,413 |
| Average Assets, year-to-date | $245,886,750 | 2,664 |
| Average Assets, quarterly | $244,719,500 | 2,709 |
| Volatile liabilities | $42,884,000 | 3,110 |
| Insider loans | $733,000 | 4,810 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $11,624,000 | 3,928 |
| Tier 1 (core) risk-based capital | $30,171,000 | 2,143 |
| Tier 2 risk-based capital | $1,741,000 | 2,949 |
| Total risk weighted assets | $138,557,000 | 3,266 |
| Total unused commitments | $11,624,000 | 3,932 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 88 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $247,440,000 | 2,693 |
| Cash and due from depository institutions | $87,618,000 | 1,878 |
| Interest-bearing balances | $79,463,000 | 296 |
| Securities | $18,597,000 | 4,600 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $132,315,000 | 3,267 |
| Loan loss allowance | $2,329,000 | 2,719 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,934,000 | 2,206 |
| Other real estate owned | $1,322,000 | 1,878 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,654,000 | 5,533 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $247,440,000 | 2,693 |
| Total liabilities | $217,011,000 | 2,757 |
| Total deposits | $215,140,000 | 2,515 |
| Interest-bearing deposits | $154,753,000 | 3,001 |
| Deposits held in domestic offices | $215,140,000 | 2,512 |
| % insured | 62.87% | 6,995 |
| Federal funds purchased & repurchase agreements | $992,000 | 2,355 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $879,000 | 4,095 |
| Total equity capital | $30,429,000 | 2,232 |
| Total bank equity capital | $30,429,000 | 2,231 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,913,000 | 1,267 |
| Surplus | $10,822,000 | 2,528 |
| Undivided profits | $15,694,000 | 2,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,777,000 | 1,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $625,000 | 4,884 |
| Earning assets | $230,375,000 | 2,651 |
| Long-term assets (5+ years) | $4,054,000 | 6,453 |
| Average Assets, year-to-date | $247,182,670 | 2,667 |
| Average Assets, quarterly | $250,957,000 | 2,646 |
| Volatile liabilities | $41,457,000 | 3,193 |
| Insider loans | $698,000 | 4,925 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,450,000 | 3,462 |
| Tier 1 (core) risk-based capital | $30,293,000 | 2,147 |
| Tier 2 risk-based capital | $1,800,000 | 2,859 |
| Total risk weighted assets | $143,498,000 | 3,200 |
| Total unused commitments | $15,450,000 | 3,464 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 90 | 1,841 |
| Assets and Liabilities | ||
| Total Assets: | $254,474,000 | 2,622 |
| Cash and due from depository institutions | $88,122,000 | 1,841 |
| Interest-bearing balances | $81,399,000 | 264 |
| Securities | $21,519,000 | 4,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $136,216,000 | 3,207 |
| Loan loss allowance | $1,988,000 | 2,996 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,018,000 | 2,179 |
| Other real estate owned | $907,000 | 1,841 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,692,000 | 5,483 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $254,474,000 | 2,622 |
| Total liabilities | $223,576,000 | 2,691 |
| Total deposits | $222,026,000 | 2,443 |
| Interest-bearing deposits | $163,144,000 | 2,848 |
| Deposits held in domestic offices | $222,026,000 | 2,441 |
| % insured | 59.96% | 7,268 |
| Federal funds purchased & repurchase agreements | $856,000 | 2,421 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $694,000 | 4,496 |
| Total equity capital | $30,898,000 | 2,227 |
| Total bank equity capital | $30,898,000 | 2,225 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,913,000 | 1,276 |
| Surplus | $10,822,000 | 2,521 |
| Undivided profits | $16,163,000 | 2,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,767,000 | 1,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $571,000 | 5,165 |
| Earning assets | $239,134,000 | 2,566 |
| Long-term assets (5+ years) | $6,188,000 | 6,052 |
| Average Assets, year-to-date | $247,054,000 | 2,683 |
| Average Assets, quarterly | $247,054,000 | 2,683 |
| Volatile liabilities | $40,434,000 | 3,233 |
| Insider loans | $720,000 | 4,883 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $16,081,000 | 3,497 |
| Tier 1 (core) risk-based capital | $30,677,000 | 2,129 |
| Tier 2 risk-based capital | $1,811,000 | 2,837 |
| Total risk weighted assets | $144,721,000 | 3,194 |
| Total unused commitments | $16,081,000 | 3,498 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 95 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $239,634,000 | 2,761 |
| Cash and due from depository institutions | $62,969,000 | 1,739 |
| Interest-bearing balances | $56,540,000 | 227 |
| Securities | $20,280,000 | 4,421 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,606 |
| Net loans & leases | $141,561,000 | 3,142 |
| Loan loss allowance | $2,201,000 | 2,700 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,132,000 | 2,142 |
| Other real estate owned | $832,000 | 1,739 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,860,000 | 5,340 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $239,634,000 | 2,761 |
| Total liabilities | $208,357,000 | 2,856 |
| Total deposits | $206,373,000 | 2,569 |
| Interest-bearing deposits | $168,405,000 | 2,711 |
| Deposits held in domestic offices | $206,373,000 | 2,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,228,000 | 2,608 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $756,000 | 4,363 |
| Total equity capital | $31,277,000 | 2,165 |
| Total bank equity capital | $31,277,000 | 2,165 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,913,000 | 1,271 |
| Surplus | $10,822,000 | 2,503 |
| Undivided profits | $16,542,000 | 1,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,954,000 | 1,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $685,000 | 4,833 |
| Earning assets | $224,381,000 | 2,707 |
| Long-term assets (5+ years) | $8,189,000 | 5,681 |
| Average Assets, year-to-date | $257,535,600 | 2,486 |
| Average Assets, quarterly | $240,600,500 | 2,711 |
| Volatile liabilities | $41,118,000 | 3,159 |
| Insider loans | $757,000 | 4,877 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $14,748,000 | 3,672 |
| Tier 1 (core) risk-based capital | $31,014,000 | 2,072 |
| Tier 2 risk-based capital | $1,907,000 | 2,715 |
| Total risk weighted assets | $152,268,000 | 3,083 |
| Total unused commitments | $14,748,000 | 3,675 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 96 | 1,754 |
| Assets and Liabilities | ||
| Total Assets: | $241,567,000 | 2,705 |
| Cash and due from depository institutions | $64,745,000 | 1,754 |
| Interest-bearing balances | $52,649,000 | 122 |
| Securities | $16,755,000 | 4,819 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,360 |
| Net loans & leases | $143,038,000 | 3,109 |
| Loan loss allowance | $2,218,000 | 2,517 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,217,000 | 2,101 |
| Other real estate owned | $0 | 1,754 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,812,000 | 5,496 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $241,567,000 | 2,705 |
| Total liabilities | $210,660,000 | 2,791 |
| Total deposits | $208,209,000 | 2,510 |
| Interest-bearing deposits | $166,143,000 | 2,718 |
| Deposits held in domestic offices | $208,209,000 | 2,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,134,000 | 2,775 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,317,000 | 3,208 |
| Total equity capital | $30,907,000 | 2,227 |
| Total bank equity capital | $30,907,000 | 2,227 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,913,000 | 1,274 |
| Surplus | $10,822,000 | 2,487 |
| Undivided profits | $16,172,000 | 2,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,275,000 | 1,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $642,000 | 5,195 |
| Earning assets | $221,442,000 | 2,698 |
| Long-term assets (5+ years) | $2,212,000 | 6,887 |
| Average Assets, year-to-date | $262,011,000 | 2,455 |
| Average Assets, quarterly | $251,157,500 | 2,594 |
| Volatile liabilities | $40,427,000 | 3,102 |
| Insider loans | $833,000 | 4,708 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $17,588,000 | 3,475 |
| Tier 1 (core) risk-based capital | $30,881,000 | 2,132 |
| Tier 2 risk-based capital | $1,922,000 | 2,611 |
| Total risk weighted assets | $153,405,000 | 3,058 |
| Total unused commitments | $17,588,000 | 3,477 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 100 | 1,714 |
| Assets and Liabilities | ||
| Total Assets: | $260,748,000 | 2,508 |
| Cash and due from depository institutions | $72,422,000 | 1,714 |
| Interest-bearing balances | $55,117,000 | 104 |
| Securities | $17,696,000 | 4,737 |
| Federal funds sold & reverse repurchase agreements | $11,800,000 | 1,021 |
| Net loans & leases | $150,938,000 | 2,955 |
| Loan loss allowance | $2,159,000 | 2,512 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,127,000 | 2,141 |
| Other real estate owned | $0 | 1,714 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,765,000 | 5,490 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $260,748,000 | 2,508 |
| Total liabilities | $230,064,000 | 2,555 |
| Total deposits | $227,572,000 | 2,291 |
| Interest-bearing deposits | $177,649,000 | 2,538 |
| Deposits held in domestic offices | $227,572,000 | 2,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,094,000 | 2,874 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,398,000 | 3,041 |
| Total equity capital | $30,684,000 | 2,246 |
| Total bank equity capital | $30,684,000 | 2,246 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,913,000 | 1,269 |
| Surplus | $10,822,000 | 2,481 |
| Undivided profits | $15,949,000 | 2,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,321,000 | 1,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $762,000 | 4,608 |
| Earning assets | $235,551,000 | 2,551 |
| Long-term assets (5+ years) | $2,411,000 | 6,882 |
| Average Assets, year-to-date | $268,825,670 | 2,408 |
| Average Assets, quarterly | $267,552,500 | 2,435 |
| Volatile liabilities | $41,467,000 | 3,059 |
| Insider loans | $922,000 | 4,533 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $183,000 | 1,498 |
| Unused loan commitments | $19,666,000 | 3,345 |
| Tier 1 (core) risk-based capital | $30,666,000 | 2,144 |
| Tier 2 risk-based capital | $2,031,000 | 2,462 |
| Total risk weighted assets | $162,361,000 | 2,920 |
| Total unused commitments | $19,666,000 | 3,346 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 106 | 1,600 |
| Assets and Liabilities | ||
| Total Assets: | $274,357,000 | 2,401 |
| Cash and due from depository institutions | $83,738,000 | 1,600 |
| Interest-bearing balances | $70,219,000 | 110 |
| Securities | $15,996,000 | 4,969 |
| Federal funds sold & reverse repurchase agreements | $12,800,000 | 1,357 |
| Net loans & leases | $153,940,000 | 2,860 |
| Loan loss allowance | $1,982,000 | 2,623 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,984,000 | 2,158 |
| Other real estate owned | $0 | 1,600 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,899,000 | 5,227 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $274,357,000 | 2,401 |
| Total liabilities | $243,423,000 | 2,416 |
| Total deposits | $240,404,000 | 2,201 |
| Interest-bearing deposits | $196,069,000 | 2,312 |
| Deposits held in domestic offices | $240,404,000 | 2,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,185,000 | 2,511 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,834,000 | 2,641 |
| Total equity capital | $30,934,000 | 2,279 |
| Total bank equity capital | $30,934,000 | 2,279 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,913,000 | 1,264 |
| Surplus | $10,822,000 | 2,460 |
| Undivided profits | $16,199,000 | 2,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,517,000 | 1,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $754,000 | 4,624 |
| Earning assets | $252,955,000 | 2,395 |
| Long-term assets (5+ years) | $358,000 | 7,446 |
| Average Assets, year-to-date | $272,864,500 | 2,378 |
| Average Assets, quarterly | $272,864,500 | 2,378 |
| Volatile liabilities | $42,566,000 | 2,969 |
| Insider loans | $987,000 | 4,382 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $150,000 | 1,602 |
| Unused loan commitments | $21,389,000 | 3,241 |
| Tier 1 (core) risk-based capital | $30,790,000 | 2,134 |
| Tier 2 risk-based capital | $1,982,000 | 2,462 |
| Total risk weighted assets | $168,392,000 | 2,792 |
| Total unused commitments | $21,389,000 | 3,243 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 103 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $271,372,000 | 2,390 |
| Cash and due from depository institutions | $74,087,000 | 1,662 |
| Interest-bearing balances | $61,560,000 | 100 |
| Securities | $17,277,000 | 4,815 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 952 |
| Net loans & leases | $158,454,000 | 2,762 |
| Loan loss allowance | $1,939,000 | 2,616 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,641,000 | 2,261 |
| Other real estate owned | $0 | 1,662 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,113,000 | 5,047 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $271,372,000 | 2,390 |
| Total liabilities | $240,586,000 | 2,422 |
| Total deposits | $236,851,000 | 2,203 |
| Interest-bearing deposits | $194,754,000 | 2,296 |
| Deposits held in domestic offices | $236,851,000 | 2,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,061,000 | 2,362 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,674,000 | 2,819 |
| Total equity capital | $30,786,000 | 2,270 |
| Total bank equity capital | $30,786,000 | 2,270 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,913,000 | 1,252 |
| Surplus | $10,822,000 | 2,439 |
| Undivided profits | $16,051,000 | 2,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,928,000 | 1,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $935,000 | 4,206 |
| Earning assets | $251,091,000 | 2,376 |
| Long-term assets (5+ years) | $430,000 | 7,415 |
| Average Assets, year-to-date | $262,666,400 | 2,382 |
| Average Assets, quarterly | $262,942,000 | 2,435 |
| Volatile liabilities | $41,638,000 | 3,000 |
| Insider loans | $1,116,000 | 4,167 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $449,000 | 1,224 |
| Unused loan commitments | $20,750,000 | 3,290 |
| Tier 1 (core) risk-based capital | $30,722,000 | 2,136 |
| Tier 2 risk-based capital | $1,939,000 | 2,467 |
| Total risk weighted assets | $171,130,000 | 2,707 |
| Total unused commitments | $20,750,000 | 3,291 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 102 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $254,512,000 | 2,496 |
| Cash and due from depository institutions | $57,757,000 | 1,665 |
| Interest-bearing balances | $44,651,000 | 135 |
| Securities | $18,303,000 | 4,697 |
| Federal funds sold & reverse repurchase agreements | $13,750,000 | 1,027 |
| Net loans & leases | $156,883,000 | 2,739 |
| Loan loss allowance | $2,059,000 | 2,444 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,515,000 | 2,264 |
| Other real estate owned | $0 | 1,665 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,304,000 | 4,937 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $254,512,000 | 2,496 |
| Total liabilities | $224,104,000 | 2,531 |
| Total deposits | $219,787,000 | 2,335 |
| Interest-bearing deposits | $174,150,000 | 2,531 |
| Deposits held in domestic offices | $219,787,000 | 2,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,748,000 | 2,125 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,569,000 | 2,999 |
| Total equity capital | $30,408,000 | 2,261 |
| Total bank equity capital | $30,408,000 | 2,261 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,913,000 | 1,229 |
| Surplus | $10,822,000 | 2,377 |
| Undivided profits | $15,673,000 | 2,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,111,000 | 1,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,060,000 | 4,034 |
| Earning assets | $233,587,000 | 2,498 |
| Long-term assets (5+ years) | $444,000 | 7,411 |
| Average Assets, year-to-date | $260,490,000 | 2,395 |
| Average Assets, quarterly | $258,983,000 | 2,428 |
| Volatile liabilities | $40,959,000 | 3,025 |
| Insider loans | $1,227,000 | 3,941 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $179,000 | 1,507 |
| Unused loan commitments | $25,509,000 | 2,927 |
| Tier 1 (core) risk-based capital | $30,364,000 | 2,165 |
| Tier 2 risk-based capital | $2,059,000 | 2,331 |
| Total risk weighted assets | $168,101,000 | 2,706 |
| Total unused commitments | $25,509,000 | 2,927 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 101 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $263,454,000 | 2,430 |
| Cash and due from depository institutions | $57,463,000 | 1,730 |
| Interest-bearing balances | $42,297,000 | 157 |
| Securities | $17,287,000 | 4,849 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 1,142 |
| Net loans & leases | $167,398,000 | 2,582 |
| Loan loss allowance | $2,043,000 | 2,460 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,443,000 | 2,723 |
| Other real estate owned | $0 | 1,730 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,063,000 | 4,199 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $263,454,000 | 2,430 |
| Total liabilities | $233,310,000 | 2,459 |
| Total deposits | $229,817,000 | 2,276 |
| Interest-bearing deposits | $183,284,000 | 2,427 |
| Deposits held in domestic offices | $229,817,000 | 2,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,107,000 | 2,258 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,386,000 | 3,110 |
| Total equity capital | $30,144,000 | 2,247 |
| Total bank equity capital | $30,144,000 | 2,247 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,913,000 | 1,215 |
| Surplus | $10,822,000 | 2,380 |
| Undivided profits | $15,409,000 | 2,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,022,000 | 3,911 |
| Earning assets | $240,782,000 | 2,443 |
| Long-term assets (5+ years) | $470,000 | 7,431 |
| Average Assets, year-to-date | $262,482,670 | 2,420 |
| Average Assets, quarterly | $264,978,500 | 2,420 |
| Volatile liabilities | $39,215,000 | 3,065 |
| Insider loans | $1,351,000 | 3,739 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $28,209,000 | 2,741 |
| Tier 1 (core) risk-based capital | $30,164,000 | 2,168 |
| Tier 2 risk-based capital | $2,043,000 | 2,339 |
| Total risk weighted assets | $176,316,000 | 2,576 |
| Total unused commitments | $28,209,000 | 2,741 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 102 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $266,503,000 | 2,424 |
| Cash and due from depository institutions | $60,988,000 | 1,697 |
| Interest-bearing balances | $47,405,000 | 138 |
| Securities | $18,348,000 | 4,733 |
| Federal funds sold & reverse repurchase agreements | $13,700,000 | 1,477 |
| Net loans & leases | $166,590,000 | 2,572 |
| Loan loss allowance | $2,045,000 | 2,447 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,557,000 | 2,642 |
| Other real estate owned | $0 | 1,697 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,320,000 | 4,770 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $266,503,000 | 2,424 |
| Total liabilities | $236,759,000 | 2,440 |
| Total deposits | $230,427,000 | 2,275 |
| Interest-bearing deposits | $184,040,000 | 2,422 |
| Deposits held in domestic offices | $230,427,000 | 2,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,075,000 | 1,684 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,257,000 | 2,198 |
| Total equity capital | $29,744,000 | 2,285 |
| Total bank equity capital | $29,744,000 | 2,285 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,913,000 | 1,197 |
| Surplus | $10,822,000 | 2,353 |
| Undivided profits | $15,009,000 | 2,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 5,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,034,000 | 3,717 |
| Earning assets | $246,043,000 | 2,414 |
| Long-term assets (5+ years) | $320,000 | 7,499 |
| Average Assets, year-to-date | $261,997,000 | 2,440 |
| Average Assets, quarterly | $261,997,000 | 2,440 |
| Volatile liabilities | $38,436,000 | 3,067 |
| Insider loans | $1,468,000 | 3,558 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $765,000 | 1,084 |
| Unused loan commitments | $23,496,000 | 3,061 |
| Tier 1 (core) risk-based capital | $29,762,000 | 2,172 |
| Tier 2 risk-based capital | $2,045,000 | 2,337 |
| Total risk weighted assets | $174,240,000 | 2,570 |
| Total unused commitments | $23,496,000 | 3,063 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 103 | 1,676 |
| Assets and Liabilities | ||
| Total Assets: | $257,491,000 | 2,485 |
| Cash and due from depository institutions | $53,315,000 | 1,676 |
| Interest-bearing balances | $38,979,000 | 157 |
| Securities | $16,951,000 | 5,007 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 1,176 |
| Net loans & leases | $166,555,000 | 2,555 |
| Loan loss allowance | $2,030,000 | 2,435 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,622,000 | 2,557 |
| Other real estate owned | $0 | 1,676 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,248,000 | 4,907 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $257,491,000 | 2,485 |
| Total liabilities | $228,105,000 | 2,506 |
| Total deposits | $221,575,000 | 2,349 |
| Interest-bearing deposits | $179,155,000 | 2,449 |
| Deposits held in domestic offices | $221,575,000 | 2,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,101,000 | 1,761 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,429,000 | 2,052 |
| Total equity capital | $29,386,000 | 2,278 |
| Total bank equity capital | $29,386,000 | 2,278 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,913,000 | 1,185 |
| Surplus | $10,822,000 | 2,301 |
| Undivided profits | $14,651,000 | 2,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $938,000 | 4,150 |
| Earning assets | $236,285,000 | 2,476 |
| Long-term assets (5+ years) | $371,000 | 7,507 |
| Average Assets, year-to-date | $264,724,600 | 2,346 |
| Average Assets, quarterly | $260,596,500 | 2,443 |
| Volatile liabilities | $34,952,000 | 3,394 |
| Insider loans | $1,557,000 | 3,441 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $167,000 | 1,538 |
| Unused loan commitments | $25,185,000 | 2,911 |
| Tier 1 (core) risk-based capital | $29,407,000 | 2,170 |
| Tier 2 risk-based capital | $2,030,000 | 2,335 |
| Total risk weighted assets | $172,530,000 | 2,577 |
| Total unused commitments | $25,185,000 | 2,911 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 104 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $263,702,000 | 2,434 |
| Cash and due from depository institutions | $59,709,000 | 1,667 |
| Interest-bearing balances | $41,366,000 | 116 |
| Securities | $14,519,000 | 5,383 |
| Federal funds sold & reverse repurchase agreements | $13,750,000 | 1,013 |
| Net loans & leases | $168,708,000 | 2,532 |
| Loan loss allowance | $2,001,000 | 2,474 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,724,000 | 2,490 |
| Other real estate owned | $0 | 1,667 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,292,000 | 4,880 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $263,702,000 | 2,434 |
| Total liabilities | $234,305,000 | 2,437 |
| Total deposits | $230,926,000 | 2,230 |
| Interest-bearing deposits | $181,222,000 | 2,397 |
| Deposits held in domestic offices | $230,926,000 | 2,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,086,000 | 2,336 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,293,000 | 3,240 |
| Total equity capital | $29,397,000 | 2,244 |
| Total bank equity capital | $29,397,000 | 2,244 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,913,000 | 1,171 |
| Surplus | $10,822,000 | 2,265 |
| Undivided profits | $14,662,000 | 2,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 6,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $935,000 | 4,190 |
| Earning assets | $238,343,000 | 2,456 |
| Long-term assets (5+ years) | $378,000 | 7,552 |
| Average Assets, year-to-date | $266,533,000 | 2,338 |
| Average Assets, quarterly | $263,743,500 | 2,409 |
| Volatile liabilities | $30,797,000 | 3,684 |
| Insider loans | $1,622,000 | 3,343 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $471,000 | 1,220 |
| Unused loan commitments | $26,218,000 | 2,858 |
| Tier 1 (core) risk-based capital | $29,430,000 | 2,148 |
| Tier 2 risk-based capital | $2,001,000 | 2,355 |
| Total risk weighted assets | $174,373,000 | 2,540 |
| Total unused commitments | $26,218,000 | 2,859 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 103 | 1,701 |
| Assets and Liabilities | ||
| Total Assets: | $263,785,000 | 2,413 |
| Cash and due from depository institutions | $54,797,000 | 1,701 |
| Interest-bearing balances | $38,035,000 | 132 |
| Securities | $14,563,000 | 5,386 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 931 |
| Net loans & leases | $173,678,000 | 2,442 |
| Loan loss allowance | $1,944,000 | 2,511 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,822,000 | 2,416 |
| Other real estate owned | $0 | 1,701 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,125,000 | 5,000 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $263,785,000 | 2,413 |
| Total liabilities | $235,070,000 | 2,415 |
| Total deposits | $232,099,000 | 2,211 |
| Interest-bearing deposits | $178,663,000 | 2,409 |
| Deposits held in domestic offices | $232,099,000 | 2,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,972,000 | 2,467 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $999,000 | 3,542 |
| Total equity capital | $28,715,000 | 2,230 |
| Total bank equity capital | $28,715,000 | 2,230 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,913,000 | 1,156 |
| Surplus | $10,822,000 | 2,225 |
| Undivided profits | $13,980,000 | 2,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $868,000 | 4,063 |
| Earning assets | $240,076,000 | 2,415 |
| Long-term assets (5+ years) | $593,000 | 7,455 |
| Average Assets, year-to-date | $267,476,670 | 2,340 |
| Average Assets, quarterly | $267,772,000 | 2,354 |
| Volatile liabilities | $28,128,000 | 3,817 |
| Insider loans | $1,732,000 | 3,181 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $335,000 | 1,347 |
| Unused loan commitments | $30,494,000 | 2,586 |
| Tier 1 (core) risk-based capital | $28,802,000 | 2,168 |
| Tier 2 risk-based capital | $1,945,000 | 2,380 |
| Total risk weighted assets | $183,194,000 | 2,412 |
| Total unused commitments | $30,494,000 | 2,587 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 104 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $271,759,000 | 2,316 |
| Cash and due from depository institutions | $61,465,000 | 1,671 |
| Interest-bearing balances | $44,755,000 | 126 |
| Securities | $14,697,000 | 5,416 |
| Federal funds sold & reverse repurchase agreements | $13,750,000 | 1,090 |
| Net loans & leases | $174,845,000 | 2,399 |
| Loan loss allowance | $1,897,000 | 2,528 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,795,000 | 2,355 |
| Other real estate owned | $0 | 1,671 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,207,000 | 4,823 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $271,759,000 | 2,316 |
| Total liabilities | $243,745,000 | 2,324 |
| Total deposits | $240,388,000 | 2,125 |
| Interest-bearing deposits | $184,613,000 | 2,320 |
| Deposits held in domestic offices | $240,388,000 | 2,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,667,000 | 2,341 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,690,000 | 2,460 |
| Total equity capital | $28,014,000 | 2,249 |
| Total bank equity capital | $28,014,000 | 2,249 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,913,000 | 1,144 |
| Surplus | $10,822,000 | 2,165 |
| Undivided profits | $13,279,000 | 2,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $827,000 | 4,026 |
| Earning assets | $248,047,000 | 2,316 |
| Long-term assets (5+ years) | $890,000 | 7,329 |
| Average Assets, year-to-date | $269,322,500 | 2,324 |
| Average Assets, quarterly | $269,322,500 | 2,324 |
| Volatile liabilities | $25,059,000 | 3,952 |
| Insider loans | $274,000 | 6,289 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $346,000 | 1,240 |
| Unused loan commitments | $31,946,000 | 2,480 |
| Tier 1 (core) risk-based capital | $28,094,000 | 2,181 |
| Tier 2 risk-based capital | $1,897,000 | 2,410 |
| Total risk weighted assets | $185,297,000 | 2,344 |
| Total unused commitments | $31,946,000 | 2,484 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 105 | 1,646 |
| Assets and Liabilities | ||
| Total Assets: | $266,886,000 | 2,351 |
| Cash and due from depository institutions | $52,145,000 | 1,646 |
| Interest-bearing balances | $35,415,000 | 138 |
| Securities | $14,815,000 | 5,414 |
| Federal funds sold & reverse repurchase agreements | $16,800,000 | 799 |
| Net loans & leases | $175,160,000 | 2,378 |
| Loan loss allowance | $1,822,000 | 2,569 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,720,000 | 2,366 |
| Other real estate owned | $0 | 1,646 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,246,000 | 3,893 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $266,886,000 | 2,351 |
| Total liabilities | $239,585,000 | 2,358 |
| Total deposits | $236,832,000 | 2,129 |
| Interest-bearing deposits | $184,554,000 | 2,295 |
| Deposits held in domestic offices | $236,832,000 | 2,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,430,000 | 2,560 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,323,000 | 2,865 |
| Total equity capital | $27,301,000 | 2,281 |
| Total bank equity capital | $27,301,000 | 2,281 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,913,000 | 1,132 |
| Surplus | $10,822,000 | 2,131 |
| Undivided profits | $12,566,000 | 2,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $805,000 | 4,159 |
| Earning assets | $242,190,000 | 2,358 |
| Long-term assets (5+ years) | $3,268,000 | 6,352 |
| Average Assets, year-to-date | $268,600,000 | 2,208 |
| Average Assets, quarterly | $273,036,000 | 2,250 |
| Volatile liabilities | $24,054,000 | 3,991 |
| Insider loans | $455,000 | 5,591 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $766,000 | 991 |
| Unused loan commitments | $36,046,000 | 2,238 |
| Tier 1 (core) risk-based capital | $27,389,000 | 2,192 |
| Tier 2 risk-based capital | $1,822,000 | 2,460 |
| Total risk weighted assets | $185,043,000 | 2,318 |
| Total unused commitments | $36,046,000 | 2,239 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 102 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $279,186,000 | 2,180 |
| Cash and due from depository institutions | $59,632,000 | 1,681 |
| Interest-bearing balances | $24,828,000 | 217 |
| Securities | $17,019,000 | 5,044 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 579 |
| Net loans & leases | $172,582,000 | 2,367 |
| Loan loss allowance | $1,777,000 | 2,622 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,745,000 | 2,306 |
| Other real estate owned | $0 | 1,681 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,208,000 | 4,799 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $279,186,000 | 2,180 |
| Total liabilities | $253,064,000 | 2,166 |
| Total deposits | $250,567,000 | 1,975 |
| Interest-bearing deposits | $190,502,000 | 2,171 |
| Deposits held in domestic offices | $250,567,000 | 1,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,699,000 | 2,465 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $798,000 | 3,990 |
| Total equity capital | $26,122,000 | 2,345 |
| Total bank equity capital | $26,122,000 | 2,345 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,872,000 | 1,108 |
| Surplus | $10,574,000 | 2,106 |
| Undivided profits | $11,676,000 | 2,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $750,000 | 4,353 |
| Earning assets | $237,429,000 | 2,362 |
| Long-term assets (5+ years) | $3,276,000 | 6,423 |
| Average Assets, year-to-date | $269,028,500 | 2,193 |
| Average Assets, quarterly | $271,415,500 | 2,229 |
| Volatile liabilities | $22,089,000 | 4,167 |
| Insider loans | $763,000 | 4,700 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $1,103,000 | 912 |
| Unused loan commitments | $35,898,000 | 2,223 |
| Tier 1 (core) risk-based capital | $26,197,000 | 2,253 |
| Tier 2 risk-based capital | $1,777,000 | 2,483 |
| Total risk weighted assets | $181,061,000 | 2,330 |
| Total unused commitments | $35,898,000 | 2,225 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 102 | 1,688 |
| Assets and Liabilities | ||
| Total Assets: | $263,645,000 | 2,274 |
| Cash and due from depository institutions | $52,233,000 | 1,688 |
| Interest-bearing balances | $34,573,000 | 139 |
| Securities | $15,255,000 | 5,370 |
| Federal funds sold & reverse repurchase agreements | $23,100,000 | 535 |
| Net loans & leases | $166,134,000 | 2,382 |
| Loan loss allowance | $1,743,000 | 2,622 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,147,000 | 2,110 |
| Other real estate owned | $0 | 1,688 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,776,000 | 5,198 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $263,645,000 | 2,274 |
| Total liabilities | $238,550,000 | 2,249 |
| Total deposits | $236,852,000 | 2,039 |
| Interest-bearing deposits | $180,102,000 | 2,261 |
| Deposits held in domestic offices | $236,852,000 | 2,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,020,000 | 2,818 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $678,000 | 4,153 |
| Total equity capital | $25,095,000 | 2,382 |
| Total bank equity capital | $25,095,000 | 2,382 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,872,000 | 1,092 |
| Surplus | $10,574,000 | 2,050 |
| Undivided profits | $10,649,000 | 2,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 6,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,050 |
| Income earned, not collected on loans | $683,000 | 4,335 |
| Earning assets | $239,062,000 | 2,295 |
| Long-term assets (5+ years) | $3,620,000 | 6,331 |
| Average Assets, year-to-date | $265,642,670 | 2,195 |
| Average Assets, quarterly | $264,652,500 | 2,229 |
| Volatile liabilities | $21,327,000 | 4,125 |
| Insider loans | $301,000 | 6,194 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $35,809,000 | 2,167 |
| Tier 1 (core) risk-based capital | $25,173,000 | 2,274 |
| Tier 2 risk-based capital | $1,743,000 | 2,479 |
| Total risk weighted assets | $176,824,000 | 2,327 |
| Total unused commitments | $35,809,000 | 2,167 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 99 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $265,660,000 | 2,220 |
| Cash and due from depository institutions | $61,377,000 | 1,727 |
| Interest-bearing balances | $42,980,000 | 118 |
| Securities | $15,554,000 | 5,374 |
| Federal funds sold & reverse repurchase agreements | $23,050,000 | 528 |
| Net loans & leases | $158,856,000 | 2,432 |
| Loan loss allowance | $1,702,000 | 2,671 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,960,000 | 2,141 |
| Other real estate owned | $0 | 1,727 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,863,000 | 5,049 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $265,660,000 | 2,220 |
| Total liabilities | $241,432,000 | 2,196 |
| Total deposits | $238,890,000 | 1,992 |
| Interest-bearing deposits | $185,646,000 | 2,169 |
| Deposits held in domestic offices | $238,890,000 | 1,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,573,000 | 2,343 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $969,000 | 3,266 |
| Total equity capital | $24,228,000 | 2,385 |
| Total bank equity capital | $24,228,000 | 2,385 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,872,000 | 1,077 |
| Surplus | $10,574,000 | 2,006 |
| Undivided profits | $9,782,000 | 3,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 6,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $670,000 | 4,307 |
| Earning assets | $240,440,000 | 2,248 |
| Long-term assets (5+ years) | $1,508,000 | 7,210 |
| Average Assets, year-to-date | $266,641,500 | 2,188 |
| Average Assets, quarterly | $266,641,500 | 2,188 |
| Volatile liabilities | $21,575,000 | 3,990 |
| Insider loans | $311,000 | 6,163 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $603,000 | 1,099 |
| Unused loan commitments | $31,423,000 | 2,319 |
| Tier 1 (core) risk-based capital | $24,330,000 | 2,298 |
| Tier 2 risk-based capital | $1,702,000 | 2,510 |
| Total risk weighted assets | $170,860,000 | 2,364 |
| Total unused commitments | $31,423,000 | 2,323 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 95 | 1,790 |
| Assets and Liabilities | ||
| Total Assets: | $267,623,000 | 2,181 |
| Cash and due from depository institutions | $68,721,000 | 1,790 |
| Interest-bearing balances | $50,864,000 | 115 |
| Securities | $14,872,000 | 5,531 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 501 |
| Net loans & leases | $154,388,000 | 2,469 |
| Loan loss allowance | $1,702,000 | 2,639 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,842,000 | 2,163 |
| Other real estate owned | $0 | 1,790 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,800,000 | 5,110 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $267,623,000 | 2,181 |
| Total liabilities | $243,999,000 | 2,143 |
| Total deposits | $242,099,000 | 1,943 |
| Interest-bearing deposits | $192,825,000 | 2,050 |
| Deposits held in domestic offices | $242,099,000 | 1,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,130,000 | 2,633 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $770,000 | 3,704 |
| Total equity capital | $23,624,000 | 2,439 |
| Total bank equity capital | $23,624,000 | 2,439 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,872,000 | 1,052 |
| Surplus | $10,574,000 | 1,971 |
| Undivided profits | $9,178,000 | 3,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 989 |
| Income earned, not collected on loans | $514,000 | 5,233 |
| Earning assets | $243,124,000 | 2,205 |
| Long-term assets (5+ years) | $1,581,000 | 7,234 |
| Average Assets, year-to-date | $233,402,800 | 2,391 |
| Average Assets, quarterly | $257,427,500 | 2,237 |
| Volatile liabilities | $22,756,000 | 3,812 |
| Insider loans | $301,000 | 6,223 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $456,000 | 1,182 |
| Unused loan commitments | $30,911,000 | 2,269 |
| Tier 1 (core) risk-based capital | $23,674,000 | 2,330 |
| Tier 2 risk-based capital | $1,702,000 | 2,504 |
| Total risk weighted assets | $168,544,000 | 2,366 |
| Total unused commitments | $30,911,000 | 2,269 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 97 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $247,232,000 | 2,340 |
| Cash and due from depository institutions | $61,844,000 | 1,762 |
| Interest-bearing balances | $42,224,000 | 127 |
| Securities | $15,245,000 | 5,462 |
| Federal funds sold & reverse repurchase agreements | $22,950,000 | 488 |
| Net loans & leases | $140,636,000 | 2,642 |
| Loan loss allowance | $1,705,000 | 2,632 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,796,000 | 2,144 |
| Other real estate owned | $0 | 1,762 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,761,000 | 5,149 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $247,232,000 | 2,340 |
| Total liabilities | $224,208,000 | 2,317 |
| Total deposits | $222,038,000 | 2,085 |
| Interest-bearing deposits | $170,338,000 | 2,311 |
| Deposits held in domestic offices | $222,038,000 | 2,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,510,000 | 2,555 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $660,000 | 4,194 |
| Total equity capital | $23,024,000 | 2,487 |
| Total bank equity capital | $23,024,000 | 2,487 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,872,000 | 1,040 |
| Surplus | $10,574,000 | 1,939 |
| Undivided profits | $8,578,000 | 3,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 7,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $692,000 | 4,354 |
| Earning assets | $221,055,000 | 2,406 |
| Long-term assets (5+ years) | $1,602,000 | 7,291 |
| Average Assets, year-to-date | $224,847,750 | 2,474 |
| Average Assets, quarterly | $240,756,500 | 2,364 |
| Volatile liabilities | $22,579,000 | 3,806 |
| Insider loans | $206,000 | 6,680 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,930,000 | 2,449 |
| Tier 1 (core) risk-based capital | $23,019,000 | 2,367 |
| Tier 2 risk-based capital | $1,705,000 | 2,459 |
| Total risk weighted assets | $155,588,000 | 2,506 |
| Total unused commitments | $26,930,000 | 2,453 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 95 | 1,798 |
| Assets and Liabilities | ||
| Total Assets: | $234,281,000 | 2,436 |
| Cash and due from depository institutions | $53,188,000 | 1,798 |
| Interest-bearing balances | $38,460,000 | 143 |
| Securities | $15,663,000 | 5,446 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 464 |
| Net loans & leases | $136,347,000 | 2,672 |
| Loan loss allowance | $1,701,000 | 2,643 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,628,000 | 2,176 |
| Other real estate owned | $0 | 1,798 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,455,000 | 5,646 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $234,281,000 | 2,436 |
| Total liabilities | $211,758,000 | 2,425 |
| Total deposits | $209,920,000 | 2,183 |
| Interest-bearing deposits | $164,530,000 | 2,349 |
| Deposits held in domestic offices | $209,920,000 | 2,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,237,000 | 2,699 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $601,000 | 4,105 |
| Total equity capital | $22,523,000 | 2,441 |
| Total bank equity capital | $22,523,000 | 2,441 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,872,000 | 1,029 |
| Surplus | $10,574,000 | 1,887 |
| Undivided profits | $8,077,000 | 3,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $498,000 | 5,286 |
| Earning assets | $213,470,000 | 2,444 |
| Long-term assets (5+ years) | $1,769,000 | 7,328 |
| Average Assets, year-to-date | $217,386,330 | 2,559 |
| Average Assets, quarterly | $224,360,000 | 2,505 |
| Volatile liabilities | $22,627,000 | 3,690 |
| Insider loans | $183,000 | 6,817 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,028,000 | 2,655 |
| Tier 1 (core) risk-based capital | $22,549,000 | 2,368 |
| Tier 2 risk-based capital | $1,701,000 | 2,464 |
| Total risk weighted assets | $150,687,000 | 2,548 |
| Total unused commitments | $24,028,000 | 2,658 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 96 | 1,772 |
| Assets and Liabilities | ||
| Total Assets: | $214,439,000 | 2,608 |
| Cash and due from depository institutions | $39,982,000 | 1,772 |
| Interest-bearing balances | $26,526,000 | 256 |
| Securities | $29,357,000 | 3,724 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 960 |
| Net loans & leases | $124,417,000 | 2,815 |
| Loan loss allowance | $1,712,000 | 2,595 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,132,000 | 2,400 |
| Other real estate owned | $0 | 1,772 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,551,000 | 5,301 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $214,439,000 | 2,608 |
| Total liabilities | $197,836,000 | 2,537 |
| Total deposits | $195,720,000 | 2,327 |
| Interest-bearing deposits | $154,608,000 | 2,507 |
| Deposits held in domestic offices | $195,720,000 | 2,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,226,000 | 2,399 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $890,000 | 3,490 |
| Total equity capital | $16,603,000 | 3,285 |
| Total bank equity capital | $16,603,000 | 3,285 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,860,000 | 1,386 |
| Surplus | $5,776,000 | 3,096 |
| Undivided profits | $7,967,000 | 3,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $632,000 | 4,335 |
| Earning assets | $195,300,000 | 2,626 |
| Long-term assets (5+ years) | $2,810,000 | 6,917 |
| Average Assets, year-to-date | $208,939,000 | 2,655 |
| Average Assets, quarterly | $208,939,000 | 2,655 |
| Volatile liabilities | $22,537,000 | 3,604 |
| Insider loans | $170,000 | 6,887 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,620,000 | 2,971 |
| Tier 1 (core) risk-based capital | $16,436,000 | 3,141 |
| Tier 2 risk-based capital | $1,672,000 | 2,468 |
| Total risk weighted assets | $133,578,000 | 2,774 |
| Total unused commitments | $19,620,000 | 2,977 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 97 | 1,787 |
| Assets and Liabilities | ||
| Total Assets: | $203,439,000 | 2,735 |
| Cash and due from depository institutions | $30,410,000 | 1,787 |
| Interest-bearing balances | $15,286,000 | 412 |
| Securities | $31,602,000 | 3,574 |
| Federal funds sold & reverse repurchase agreements | $15,050,000 | 755 |
| Net loans & leases | $120,594,000 | 2,860 |
| Loan loss allowance | $1,679,000 | 2,612 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,109,000 | 2,405 |
| Other real estate owned | $0 | 1,787 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,674,000 | 5,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,439,000 | 2,735 |
| Total liabilities | $187,107,000 | 2,678 |
| Total deposits | $183,698,000 | 2,470 |
| Interest-bearing deposits | $146,430,000 | 2,605 |
| Deposits held in domestic offices | $183,698,000 | 2,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,616,000 | 2,402 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,793,000 | 2,015 |
| Total equity capital | $16,332,000 | 3,260 |
| Total bank equity capital | $16,332,000 | 3,260 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,860,000 | 1,389 |
| Surplus | $5,776,000 | 3,060 |
| Undivided profits | $7,696,000 | 3,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $580,000 | 4,834 |
| Earning assets | $182,532,000 | 2,774 |
| Long-term assets (5+ years) | $3,415,000 | 6,732 |
| Average Assets, year-to-date | $206,592,800 | 2,616 |
| Average Assets, quarterly | $208,157,500 | 2,650 |
| Volatile liabilities | $22,342,000 | 3,618 |
| Insider loans | $62,000 | 7,661 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,231,000 | 3,145 |
| Tier 1 (core) risk-based capital | $16,277,000 | 3,142 |
| Tier 2 risk-based capital | $1,613,000 | 2,513 |
| Total risk weighted assets | $128,828,000 | 2,845 |
| Total unused commitments | $17,231,000 | 3,147 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 96 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $212,876,000 | 2,617 |
| Cash and due from depository institutions | $45,451,000 | 1,815 |
| Interest-bearing balances | $32,602,000 | 237 |
| Securities | $31,198,000 | 3,537 |
| Federal funds sold & reverse repurchase agreements | $15,150,000 | 954 |
| Net loans & leases | $115,293,000 | 2,941 |
| Loan loss allowance | $1,685,000 | 2,615 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,009,000 | 2,436 |
| Other real estate owned | $130,000 | 1,815 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,645,000 | 5,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,876,000 | 2,617 |
| Total liabilities | $195,856,000 | 2,558 |
| Total deposits | $193,566,000 | 2,341 |
| Interest-bearing deposits | $148,099,000 | 2,590 |
| Deposits held in domestic offices | $193,566,000 | 2,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,493,000 | 2,361 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $797,000 | 3,737 |
| Total equity capital | $17,020,000 | 3,134 |
| Total bank equity capital | $17,020,000 | 3,134 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,860,000 | 1,383 |
| Surplus | $5,776,000 | 2,996 |
| Undivided profits | $8,384,000 | 3,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $645,000 | 4,621 |
| Earning assets | $194,243,000 | 2,613 |
| Long-term assets (5+ years) | $3,696,000 | 6,663 |
| Average Assets, year-to-date | $207,381,250 | 2,624 |
| Average Assets, quarterly | $207,689,500 | 2,655 |
| Volatile liabilities | $21,601,000 | 3,689 |
| Insider loans | $262,000 | 6,504 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $18,641,000 | 2,966 |
| Tier 1 (core) risk-based capital | $16,972,000 | 2,984 |
| Tier 2 risk-based capital | $1,601,000 | 2,525 |
| Total risk weighted assets | $127,938,000 | 2,854 |
| Total unused commitments | $18,641,000 | 2,968 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 91 | 1,920 |
| Assets and Liabilities | ||
| Total Assets: | $202,503,000 | 2,722 |
| Cash and due from depository institutions | $39,240,000 | 1,920 |
| Interest-bearing balances | $26,035,000 | 318 |
| Securities | $31,733,000 | 3,407 |
| Federal funds sold & reverse repurchase agreements | $15,950,000 | 991 |
| Net loans & leases | $109,852,000 | 3,028 |
| Loan loss allowance | $1,676,000 | 2,583 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,063,000 | 2,371 |
| Other real estate owned | $130,000 | 1,920 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,535,000 | 5,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,503,000 | 2,722 |
| Total liabilities | $185,346,000 | 2,675 |
| Total deposits | $183,180,000 | 2,452 |
| Interest-bearing deposits | $144,225,000 | 2,631 |
| Deposits held in domestic offices | $183,180,000 | 2,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,406,000 | 2,310 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $760,000 | 3,991 |
| Total equity capital | $17,157,000 | 3,112 |
| Total bank equity capital | $17,157,000 | 3,112 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,860,000 | 1,374 |
| Surplus | $5,776,000 | 2,966 |
| Undivided profits | $8,521,000 | 3,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 7,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $611,000 | 4,654 |
| Earning assets | $183,570,000 | 2,731 |
| Long-term assets (5+ years) | $5,034,000 | 6,166 |
| Average Assets, year-to-date | $205,549,670 | 2,640 |
| Average Assets, quarterly | $207,308,500 | 2,640 |
| Volatile liabilities | $21,021,000 | 3,704 |
| Insider loans | $265,000 | 6,469 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $17,903,000 | 3,026 |
| Tier 1 (core) risk-based capital | $16,862,000 | 2,958 |
| Tier 2 risk-based capital | $1,520,000 | 2,593 |
| Total risk weighted assets | $121,331,000 | 2,950 |
| Total unused commitments | $17,903,000 | 3,035 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 88 | 1,961 |
| Assets and Liabilities | ||
| Total Assets: | $212,114,000 | 2,571 |
| Cash and due from depository institutions | $50,470,000 | 1,961 |
| Interest-bearing balances | $37,886,000 | 195 |
| Securities | $32,681,000 | 3,306 |
| Federal funds sold & reverse repurchase agreements | $16,500,000 | 979 |
| Net loans & leases | $106,309,000 | 3,068 |
| Loan loss allowance | $1,650,000 | 2,580 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,216,000 | 2,251 |
| Other real estate owned | $130,000 | 1,961 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,808,000 | 4,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,114,000 | 2,571 |
| Total liabilities | $195,474,000 | 2,527 |
| Total deposits | $193,154,000 | 2,306 |
| Interest-bearing deposits | $157,184,000 | 2,423 |
| Deposits held in domestic offices | $193,154,000 | 2,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,264,000 | 2,224 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,056,000 | 3,229 |
| Total equity capital | $16,640,000 | 3,148 |
| Total bank equity capital | $16,640,000 | 3,148 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,860,000 | 1,379 |
| Surplus | $5,776,000 | 2,921 |
| Undivided profits | $8,004,000 | 3,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 6,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $750,000 | 3,937 |
| Earning assets | $193,376,000 | 2,587 |
| Long-term assets (5+ years) | $5,695,000 | 5,887 |
| Average Assets, year-to-date | $207,073,000 | 2,601 |
| Average Assets, quarterly | $207,073,000 | 2,601 |
| Volatile liabilities | $20,574,000 | 3,709 |
| Insider loans | $272,000 | 6,461 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,098,000 | 3,274 |
| Tier 1 (core) risk-based capital | $16,363,000 | 3,012 |
| Tier 2 risk-based capital | $1,488,000 | 2,605 |
| Total risk weighted assets | $118,708,000 | 2,952 |
| Total unused commitments | $15,098,000 | 3,283 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 92 | 1,865 |
| Assets and Liabilities | ||
| Total Assets: | $202,032,000 | 2,654 |
| Cash and due from depository institutions | $40,020,000 | 1,865 |
| Interest-bearing balances | $26,279,000 | 272 |
| Securities | $31,752,000 | 3,375 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 872 |
| Net loans & leases | $107,811,000 | 3,009 |
| Loan loss allowance | $1,625,000 | 2,571 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,297,000 | 2,175 |
| Other real estate owned | $272,000 | 1,865 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,880,000 | 4,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,032,000 | 2,654 |
| Total liabilities | $185,407,000 | 2,604 |
| Total deposits | $182,158,000 | 2,397 |
| Interest-bearing deposits | $148,955,000 | 2,496 |
| Deposits held in domestic offices | $182,158,000 | 2,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,209,000 | 2,349 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,040,000 | 1,995 |
| Total equity capital | $16,625,000 | 3,097 |
| Total bank equity capital | $16,625,000 | 3,097 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,860,000 | 1,372 |
| Surplus | $5,776,000 | 2,876 |
| Undivided profits | $7,989,000 | 3,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 6,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $686,000 | 4,449 |
| Earning assets | $181,842,000 | 2,683 |
| Long-term assets (5+ years) | $7,158,000 | 5,460 |
| Average Assets, year-to-date | $190,902,200 | 2,646 |
| Average Assets, quarterly | $199,682,500 | 2,660 |
| Volatile liabilities | $23,235,000 | 3,385 |
| Insider loans | $282,000 | 6,410 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,695,000 | 3,367 |
| Tier 1 (core) risk-based capital | $16,170,000 | 2,981 |
| Tier 2 risk-based capital | $1,464,000 | 2,580 |
| Total risk weighted assets | $116,798,000 | 2,956 |
| Total unused commitments | $13,695,000 | 3,371 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 94 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $179,488,000 | 2,795 |
| Cash and due from depository institutions | $26,123,000 | 1,794 |
| Interest-bearing balances | $14,497,000 | 464 |
| Securities | $30,274,000 | 3,318 |
| Federal funds sold & reverse repurchase agreements | $11,232,000 | 1,295 |
| Net loans & leases | $105,061,000 | 3,009 |
| Loan loss allowance | $1,614,000 | 2,420 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,057,000 | 2,234 |
| Other real estate owned | $726,000 | 1,794 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,015,000 | 4,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,488,000 | 2,795 |
| Total liabilities | $162,929,000 | 2,783 |
| Total deposits | $158,419,000 | 2,590 |
| Interest-bearing deposits | $121,432,000 | 2,873 |
| Deposits held in domestic offices | $158,419,000 | 2,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,018,000 | 2,158 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,492,000 | 1,693 |
| Total equity capital | $16,559,000 | 2,915 |
| Total bank equity capital | $16,559,000 | 2,915 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,860,000 | 1,366 |
| Surplus | $5,776,000 | 2,768 |
| Undivided profits | $7,923,000 | 3,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 5,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $800,000 | 4,199 |
| Earning assets | $161,064,000 | 2,837 |
| Long-term assets (5+ years) | $10,593,000 | 4,675 |
| Average Assets, year-to-date | $175,403,400 | 2,718 |
| Average Assets, quarterly | $180,105,500 | 2,749 |
| Volatile liabilities | $22,678,000 | 3,330 |
| Insider loans | $295,000 | 6,427 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,634,000 | 3,406 |
| Tier 1 (core) risk-based capital | $16,044,000 | 2,866 |
| Tier 2 risk-based capital | $1,413,000 | 2,536 |
| Total risk weighted assets | $112,982,000 | 2,917 |
| Total unused commitments | $12,634,000 | 3,414 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 101 | 1,649 |
| Assets and Liabilities | ||
| Total Assets: | $168,632,000 | 2,829 |
| Cash and due from depository institutions | $19,963,000 | 1,649 |
| Interest-bearing balances | $10,146,000 | 468 |
| Securities | $29,627,000 | 3,471 |
| Federal funds sold & reverse repurchase agreements | $8,416,000 | 1,445 |
| Net loans & leases | $104,502,000 | 2,934 |
| Loan loss allowance | $1,699,000 | 2,209 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,229,000 | 2,076 |
| Other real estate owned | $295,000 | 1,649 |
| Goodwill and other intangibles | $29,000 | 2,908 |
| All other assets | $1,571,000 | 4,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,632,000 | 2,829 |
| Total liabilities | $152,588,000 | 2,827 |
| Total deposits | $147,408,000 | 2,647 |
| Interest-bearing deposits | $115,773,000 | 2,916 |
| Deposits held in domestic offices | $147,408,000 | 2,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,047,000 | 2,245 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,133,000 | 1,420 |
| Total equity capital | $16,044,000 | 2,896 |
| Total bank equity capital | $16,044,000 | 2,896 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,860,000 | 1,372 |
| Surplus | $5,776,000 | 2,695 |
| Undivided profits | $7,408,000 | 3,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $848,000 | 2,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $621,000 | 4,353 |
| Earning assets | $152,691,000 | 2,882 |
| Long-term assets (5+ years) | $4,918,000 | 6,029 |
| Average Assets, year-to-date | $168,376,000 | 2,708 |
| Average Assets, quarterly | $168,217,500 | 2,807 |
| Volatile liabilities | $23,320,000 | 3,274 |
| Insider loans | $290,000 | 6,571 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $578,000 | 896 |
| Unused loan commitments | $9,167,000 | 3,961 |
| Tier 1 (core) risk-based capital | $16,011,000 | 2,801 |
| Tier 2 risk-based capital | $1,384,670 | 2,458 |
| Total risk weighted assets | $110,458,170 | 2,832 |
| Total unused commitments | $9,167,000 | 3,963 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 108 | 1,580 |
| Assets and Liabilities | ||
| Total Assets: | $168,232,000 | 2,785 |
| Cash and due from depository institutions | $23,032,000 | 1,580 |
| Interest-bearing balances | $5,357,000 | 767 |
| Securities | $34,047,000 | 3,240 |
| Federal funds sold & reverse repurchase agreements | $10,193,000 | 940 |
| Net loans & leases | $94,456,000 | 3,076 |
| Loan loss allowance | $1,726,000 | 2,116 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,594,000 | 1,849 |
| Other real estate owned | $352,000 | 1,580 |
| Goodwill and other intangibles | $34,000 | 2,962 |
| All other assets | $1,524,000 | 4,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,232,000 | 2,785 |
| Total liabilities | $153,028,000 | 2,772 |
| Total deposits | $146,251,000 | 2,616 |
| Interest-bearing deposits | $116,858,000 | 2,815 |
| Deposits held in domestic offices | $146,251,000 | 2,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,519,000 | 1,987 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,258,000 | 1,280 |
| Total equity capital | $15,204,000 | 2,913 |
| Total bank equity capital | $15,204,000 | 2,913 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,860,000 | 1,375 |
| Surplus | $5,776,000 | 2,656 |
| Undivided profits | $6,568,000 | 3,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $920,000 | 2,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $502,000 | 4,559 |
| Earning assets | $144,053,000 | 2,965 |
| Long-term assets (5+ years) | $6,153,000 | 5,907 |
| Average Assets, year-to-date | $168,361,400 | 2,677 |
| Average Assets, quarterly | $169,306,500 | 2,737 |
| Volatile liabilities | $23,262,000 | 3,097 |
| Insider loans | $263,000 | 6,729 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $63,000 | 1,406 |
| Unused loan commitments | $9,009,000 | 3,977 |
| Tier 1 (core) risk-based capital | $15,967,000 | 2,759 |
| Tier 2 risk-based capital | $1,279,890 | 2,519 |
| Total risk weighted assets | $101,944,990 | 2,927 |
| Total unused commitments | $9,009,000 | 3,982 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 108 | 1,564 |
| Assets and Liabilities | ||
| Total Assets: | $165,462,000 | 2,781 |
| Cash and due from depository institutions | $21,628,000 | 1,564 |
| Interest-bearing balances | $10,186,000 | 612 |
| Securities | $38,995,000 | 2,905 |
| Federal funds sold & reverse repurchase agreements | $13,063,000 | 1,298 |
| Net loans & leases | $84,272,000 | 3,214 |
| Loan loss allowance | $1,939,000 | 1,829 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,825,000 | 1,656 |
| Other real estate owned | $629,000 | 1,564 |
| Goodwill and other intangibles | $39,000 | 2,989 |
| All other assets | $2,011,000 | 3,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,462,000 | 2,781 |
| Total liabilities | $149,757,000 | 2,769 |
| Total deposits | $147,563,000 | 2,596 |
| Interest-bearing deposits | $117,169,000 | 2,802 |
| Deposits held in domestic offices | $147,563,000 | 2,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $959,000 | 2,425 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,235,000 | 2,975 |
| Total equity capital | $15,705,000 | 2,855 |
| Total bank equity capital | $15,705,000 | 2,855 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,860,000 | 1,327 |
| Surplus | $5,776,000 | 2,518 |
| Undivided profits | $7,069,000 | 3,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,081,000 | 2,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $513,000 | 4,514 |
| Earning assets | $146,516,000 | 2,886 |
| Long-term assets (5+ years) | $14,491,000 | 3,843 |
| Average Assets, year-to-date | $156,552,000 | 2,763 |
| Average Assets, quarterly | $160,784,500 | 2,816 |
| Volatile liabilities | $19,432,000 | 3,078 |
| Insider loans | $232,000 | 6,936 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $487,000 | 1,275 |
| Unused loan commitments | $10,316,000 | 3,536 |
| Tier 1 (core) risk-based capital | $15,570,000 | 2,734 |
| Tier 2 risk-based capital | $1,219,570 | 2,530 |
| Total risk weighted assets | $96,846,370 | 2,909 |
| Total unused commitments | $10,316,000 | 3,539 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 110 | 1,585 |
| Assets and Liabilities | ||
| Total Assets: | $148,388,000 | 3,002 |
| Cash and due from depository institutions | $9,550,000 | 1,585 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $32,959,000 | 3,349 |
| Federal funds sold & reverse repurchase agreements | $19,166,000 | 691 |
| Net loans & leases | $78,729,000 | 3,414 |
| Loan loss allowance | $2,098,000 | 1,712 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,211,000 | 1,507 |
| Other real estate owned | $634,000 | 1,585 |
| Goodwill and other intangibles | $44,000 | 3,003 |
| All other assets | $2,095,000 | 3,348 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,388,000 | 3,002 |
| Total liabilities | $134,387,000 | 2,984 |
| Total deposits | $132,990,000 | 2,806 |
| Interest-bearing deposits | $104,752,000 | 3,065 |
| Deposits held in domestic offices | $132,990,000 | 2,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $388,000 | 3,240 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,009,000 | 3,552 |
| Total equity capital | $14,001,000 | 3,172 |
| Total bank equity capital | $14,001,000 | 3,172 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,860,000 | 1,306 |
| Surplus | $5,776,000 | 2,462 |
| Undivided profits | $5,365,000 | 4,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,685,000 | 1,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $576,000 | 4,119 |
| Earning assets | $130,854,000 | 3,119 |
| Long-term assets (5+ years) | $7,290,000 | 5,113 |
| Average Assets, year-to-date | $145,027,600 | 2,934 |
| Average Assets, quarterly | $150,059,500 | 2,930 |
| Volatile liabilities | $16,334,000 | 3,527 |
| Insider loans | $224,000 | 7,252 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $547,000 | 1,020 |
| Unused loan commitments | $4,553,000 | 5,430 |
| Tier 1 (core) risk-based capital | $13,913,000 | 3,056 |
| Tier 2 risk-based capital | $1,113,080 | 2,660 |
| Total risk weighted assets | $88,061,380 | 3,132 |
| Total unused commitments | $4,553,000 | 5,435 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 103 | 1,807 |
| Assets and Liabilities | ||
| Total Assets: | $136,031,000 | 3,317 |
| Cash and due from depository institutions | $9,917,000 | 1,807 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $32,219,000 | 3,703 |
| Federal funds sold & reverse repurchase agreements | $10,245,000 | 1,263 |
| Net loans & leases | $74,829,000 | 3,617 |
| Loan loss allowance | $2,406,000 | 1,602 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,298,000 | 1,491 |
| Other real estate owned | $858,000 | 1,807 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,665,000 | 2,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,031,000 | 3,317 |
| Total liabilities | $124,261,000 | 3,274 |
| Total deposits | $121,306,000 | 3,143 |
| Interest-bearing deposits | $91,079,000 | 3,579 |
| Deposits held in domestic offices | $121,306,000 | 3,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,898,000 | 2,296 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,057,000 | 3,369 |
| Total equity capital | $11,770,000 | 3,741 |
| Total bank equity capital | $11,770,000 | 3,741 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,771,000 | 1,403 |
| Surplus | $5,428,000 | 2,654 |
| Undivided profits | $3,571,000 | 5,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,888,000 | 1,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $602,000 | 3,833 |
| Earning assets | $117,293,000 | 3,532 |
| Long-term assets (5+ years) | $9,082,000 | 4,441 |
| Average Assets, year-to-date | $139,143,600 | 3,127 |
| Average Assets, quarterly | $137,847,500 | 3,244 |
| Volatile liabilities | $12,997,000 | 4,038 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $242,000 | 1,199 |
| Unused loan commitments | $10,843,000 | 3,201 |
| Tier 1 (core) risk-based capital | $11,795,000 | 3,636 |
| Tier 2 risk-based capital | $1,044,200 | 2,855 |
| Total risk weighted assets | $82,173,800 | 3,341 |
| Total unused commitments | $10,843,000 | 3,217 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 100 | 1,935 |
| Assets and Liabilities | ||
| Total Assets: | $135,117,000 | 3,331 |
| Cash and due from depository institutions | $9,745,000 | 1,935 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,957,000 | 4,431 |
| Federal funds sold & reverse repurchase agreements | $18,188,000 | 789 |
| Net loans & leases | $70,329,000 | 3,730 |
| Loan loss allowance | $2,300,000 | 1,713 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,124,000 | 1,512 |
| Other real estate owned | $2,247,000 | 1,935 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,527,000 | 2,960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,117,000 | 3,331 |
| Total liabilities | $124,903,000 | 3,258 |
| Total deposits | $123,805,000 | 3,094 |
| Interest-bearing deposits | $92,537,000 | 3,556 |
| Deposits held in domestic offices | $123,805,000 | 3,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,098,000 | 3,370 |
| Total equity capital | $10,214,000 | 4,261 |
| Total bank equity capital | $10,214,000 | 4,261 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,771,000 | 1,426 |
| Surplus | $5,428,000 | 2,670 |
| Undivided profits | $2,015,000 | 7,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,132,000 | 1,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $726,000 | 3,246 |
| Earning assets | $115,474,000 | 3,562 |
| Long-term assets (5+ years) | $13,359,000 | 3,348 |
| Average Assets, year-to-date | $129,561,600 | 3,339 |
| Average Assets, quarterly | $133,280,500 | 3,346 |
| Volatile liabilities | $12,151,000 | 3,952 |
| Insider loans | $550,000 | 5,394 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $89,000 | 1,458 |
| Unused loan commitments | $5,670,000 | 4,651 |
| Tier 1 (core) risk-based capital | $10,146,000 | 4,161 |
| Tier 2 risk-based capital | $1,005,950 | 2,891 |
| Total risk weighted assets | $79,181,950 | 3,344 |
| Total unused commitments | $5,670,000 | 4,665 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 111 | 1,791 |
| Assets and Liabilities | ||
| Total Assets: | $122,881,000 | 3,609 |
| Cash and due from depository institutions | $8,804,000 | 1,791 |
| Interest-bearing balances | $27,000 | 6,367 |
| Securities | $22,098,000 | 5,478 |
| Federal funds sold & reverse repurchase agreements | $8,776,000 | 1,067 |
| Net loans & leases | $73,249,000 | 3,528 |
| Loan loss allowance | $2,446,000 | 1,678 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,376,000 | 1,383 |
| Other real estate owned | $2,273,000 | 1,791 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,305,000 | 3,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,881,000 | 3,609 |
| Total liabilities | $113,803,000 | 3,549 |
| Total deposits | $112,806,000 | 3,380 |
| Interest-bearing deposits | $85,753,000 | 3,774 |
| Deposits held in domestic offices | $112,806,000 | 3,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $997,000 | 3,083 |
| Total equity capital | $9,078,000 | 4,443 |
| Total bank equity capital | $9,078,000 | 4,443 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,771,000 | 1,443 |
| Surplus | $5,428,000 | 2,580 |
| Undivided profits | $879,000 | 9,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,744,000 | 1,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $716,000 | 2,848 |
| Earning assets | $104,150,000 | 3,890 |
| Long-term assets (5+ years) | $15,195,000 | 3,145 |
| Average Assets, year-to-date | $130,218,600 | 3,340 |
| Average Assets, quarterly | $126,100,000 | 3,495 |
| Volatile liabilities | $8,150,000 | 5,017 |
| Insider loans | $600,000 | 5,126 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,032,000 | 5,526 |
| Tier 1 (core) risk-based capital | $9,095,000 | 4,477 |
| Tier 2 risk-based capital | $1,036,910 | 2,813 |
| Total risk weighted assets | $81,543,610 | 3,217 |
| Total unused commitments | $4,032,000 | 5,532 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 134 | 1,563 |
| Assets and Liabilities | ||
| Total Assets: | $135,837,000 | 3,365 |
| Cash and due from depository institutions | $9,404,000 | 1,563 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $21,208,000 | 5,876 |
| Federal funds sold & reverse repurchase agreements | $4,056,000 | 3,387 |
| Net loans & leases | $88,021,000 | 2,905 |
| Loan loss allowance | $3,008,000 | 1,467 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,708,000 | 1,275 |
| Other real estate owned | $3,228,000 | 1,563 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,212,000 | 1,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,837,000 | 3,365 |
| Total liabilities | $128,181,000 | 3,237 |
| Total deposits | $125,911,000 | 3,123 |
| Interest-bearing deposits | $94,320,000 | 3,570 |
| Deposits held in domestic offices | $125,911,000 | 3,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,690 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,270,000 | 2,623 |
| Total equity capital | $7,656,000 | 5,182 |
| Total bank equity capital | $7,656,000 | 5,182 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,475,000 | 1,686 |
| Surplus | $4,525,000 | 2,949 |
| Undivided profits | $656,000 | 10,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,752,000 | 783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $860,000 | 2,055 |
| Earning assets | $113,285,000 | 3,669 |
| Long-term assets (5+ years) | $18,367,000 | 2,849 |
| Average Assets, year-to-date | $148,005,000 | 3,016 |
| Average Assets, quarterly | $137,154,500 | 3,321 |
| Volatile liabilities | $11,687,000 | 3,668 |
| Insider loans | $2,741,000 | 1,516 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,935,000 | 3,990 |
| Tier 1 (core) risk-based capital | $7,656,000 | 5,108 |
| Tier 2 risk-based capital | $1,271,700 | 2,309 |
| Total risk weighted assets | $99,999,800 | 2,599 |
| Total unused commitments | $6,935,000 | 4,013 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 134 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $162,242,000 | 2,916 |
| Cash and due from depository institutions | $9,975,000 | 1,615 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,414,000 | 5,257 |
| Federal funds sold & reverse repurchase agreements | $6,591,000 | 2,517 |
| Net loans & leases | $104,093,000 | 2,569 |
| Loan loss allowance | $2,450,000 | 1,787 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,374,000 | 1,139 |
| Other real estate owned | $6,115,000 | 1,615 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,680,000 | 1,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,242,000 | 2,916 |
| Total liabilities | $153,266,000 | 2,829 |
| Total deposits | $150,539,000 | 2,745 |
| Interest-bearing deposits | $118,381,000 | 3,011 |
| Deposits held in domestic offices | $150,539,000 | 2,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,056,000 | 2,456 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,671,000 | 2,166 |
| Total equity capital | $8,976,000 | 4,313 |
| Total bank equity capital | $8,976,000 | 4,313 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,475,000 | 1,737 |
| Surplus | $4,525,000 | 2,825 |
| Undivided profits | $1,976,000 | 7,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,965,000 | 1,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,298,000 | 1,480 |
| Earning assets | $135,098,000 | 3,152 |
| Long-term assets (5+ years) | $14,241,000 | 3,376 |
| Average Assets, year-to-date | $163,139,800 | 2,818 |
| Average Assets, quarterly | $165,632,000 | 2,822 |
| Volatile liabilities | $11,938,000 | 3,605 |
| Insider loans | $1,152,000 | 702 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,735,000 | 3,825 |
| Tier 1 (core) risk-based capital | $8,976,000 | 4,243 |
| Tier 2 risk-based capital | $1,454,300 | 2,109 |
| Total risk weighted assets | $115,348,100 | 2,357 |
| Total unused commitments | $6,735,000 | 3,846 |
| Derivatives | $0 | 651 |