Home > Bay Bank of Commerce > Assets and Liabilities
Bay Bank of Commerce, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 17 | 6,805 |
| Assets and Liabilities | ||
| Total Assets: | $280,390,000 | 2,004 |
| Cash and due from depository institutions | $11,810,000 | 6,805 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $115,087,000 | 1,169 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $143,135,000 | 2,486 |
| Loan loss allowance | $3,794,000 | 1,212 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $979,000 | 5,948 |
| Other real estate owned | $0 | 6,805 |
| Goodwill and other intangibles | $54,000 | 2,948 |
| All other assets | $9,325,000 | 1,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,390,000 | 2,004 |
| Total liabilities | $255,928,000 | 1,973 |
| Total deposits | $176,430,000 | 2,554 |
| Interest-bearing deposits | $147,024,000 | 2,597 |
| Deposits held in domestic offices | $176,430,000 | 2,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,000,000 | 413 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,273,000 | 1,598 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,225,000 | 2,701 |
| Total equity capital | $24,462,000 | 2,266 |
| Total bank equity capital | $24,462,000 | 2,266 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,623,000 | 833 |
| Surplus | $5,500,000 | 3,154 |
| Undivided profits | $14,339,000 | 2,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,074,000 | 621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $867,000 | 3,425 |
| Earning assets | $258,222,000 | 2,000 |
| Long-term assets (5+ years) | $102,809,000 | 1,046 |
| Average Assets, year-to-date | $306,464,000 | 1,767 |
| Average Assets, quarterly | $298,156,000 | 1,872 |
| Volatile liabilities | $119,571,000 | 930 |
| Insider loans | $2,519,000 | 2,167 |
| FHLB advances | $20,273,000 | 1,488 |
| Loans and leases held for sale | $3,357,000 | 480 |
| Unused loan commitments | $37,406,000 | 1,838 |
| Tier 1 (core) risk-based capital | $24,834,000 | 2,113 |
| Tier 2 risk-based capital | $2,195,000 | 1,938 |
| Total risk weighted assets | $173,987,000 | 2,143 |
| Total unused commitments | $37,406,000 | 1,842 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 23 | 5,967 |
| Assets and Liabilities | ||
| Total Assets: | $315,922,000 | 1,784 |
| Cash and due from depository institutions | $15,318,000 | 5,967 |
| Interest-bearing balances | $1,782,000 | 2,464 |
| Securities | $148,720,000 | 908 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $140,932,000 | 2,513 |
| Loan loss allowance | $3,887,000 | 1,194 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,021,000 | 5,861 |
| Other real estate owned | $0 | 5,967 |
| Goodwill and other intangibles | $64,000 | 2,891 |
| All other assets | $9,867,000 | 1,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $315,922,000 | 1,784 |
| Total liabilities | $291,624,000 | 1,749 |
| Total deposits | $187,487,000 | 2,413 |
| Interest-bearing deposits | $163,882,000 | 2,341 |
| Deposits held in domestic offices | $187,487,000 | 2,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,150,000 | 379 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,000,000 | 1,095 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $987,000 | 3,233 |
| Total equity capital | $24,298,000 | 2,278 |
| Total bank equity capital | $24,298,000 | 2,278 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,623,000 | 819 |
| Surplus | $5,500,000 | 3,098 |
| Undivided profits | $14,175,000 | 2,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $663,000 | 3,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,125,000 | 2,811 |
| Earning assets | $291,434,000 | 1,776 |
| Long-term assets (5+ years) | $44,292,000 | 2,068 |
| Average Assets, year-to-date | $312,982,500 | 1,755 |
| Average Assets, quarterly | $329,321,000 | 1,697 |
| Volatile liabilities | $149,956,000 | 754 |
| Insider loans | $269,000 | 6,467 |
| FHLB advances | $35,000,000 | 992 |
| Loans and leases held for sale | $3,119,000 | 702 |
| Unused loan commitments | $45,525,000 | 1,582 |
| Tier 1 (core) risk-based capital | $24,221,000 | 2,172 |
| Tier 2 risk-based capital | $2,247,000 | 1,887 |
| Total risk weighted assets | $178,052,000 | 2,088 |
| Total unused commitments | $45,525,000 | 1,586 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 25 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $342,720,000 | 1,630 |
| Cash and due from depository institutions | $16,210,000 | 5,680 |
| Interest-bearing balances | $1,577,000 | 2,744 |
| Securities | $185,774,000 | 723 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $128,984,000 | 2,657 |
| Loan loss allowance | $3,276,000 | 1,396 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,063,000 | 5,756 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $62,000 | 2,859 |
| All other assets | $10,627,000 | 1,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,720,000 | 1,630 |
| Total liabilities | $317,272,000 | 1,584 |
| Total deposits | $191,202,000 | 2,353 |
| Interest-bearing deposits | $171,495,000 | 2,223 |
| Deposits held in domestic offices | $191,202,000 | 2,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,150,000 | 338 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,000,000 | 1,354 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $21,920,000 | 392 |
| Total equity capital | $25,448,000 | 2,164 |
| Total bank equity capital | $25,448,000 | 2,164 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,623,000 | 814 |
| Surplus | $5,500,000 | 3,068 |
| Undivided profits | $15,325,000 | 2,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,224,000 | 2,465 |
| Earning assets | $316,335,000 | 1,611 |
| Long-term assets (5+ years) | $194,964,000 | 556 |
| Average Assets, year-to-date | $312,002,670 | 1,751 |
| Average Assets, quarterly | $318,241,500 | 1,737 |
| Volatile liabilities | $161,212,000 | 717 |
| Insider loans | $269,000 | 6,448 |
| FHLB advances | $25,000,000 | 1,243 |
| Loans and leases held for sale | $3,000,000 | 943 |
| Unused loan commitments | $54,961,000 | 1,342 |
| Tier 1 (core) risk-based capital | $24,155,000 | 2,129 |
| Tier 2 risk-based capital | $2,283,000 | 1,828 |
| Total risk weighted assets | $181,554,000 | 2,020 |
| Total unused commitments | $54,961,000 | 1,351 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 25 | 5,670 |
| Assets and Liabilities | ||
| Total Assets: | $293,763,000 | 1,869 |
| Cash and due from depository institutions | $12,021,000 | 5,670 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $136,620,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $133,674,000 | 2,522 |
| Loan loss allowance | $3,559,000 | 1,258 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,096,000 | 5,667 |
| Other real estate owned | $0 | 5,670 |
| Goodwill and other intangibles | $69,000 | 2,808 |
| All other assets | $10,283,000 | 1,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,763,000 | 1,869 |
| Total liabilities | $269,094,000 | 1,836 |
| Total deposits | $190,842,000 | 2,328 |
| Interest-bearing deposits | $173,521,000 | 2,191 |
| Deposits held in domestic offices | $190,842,000 | 2,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,000,000 | 594 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $50,057,000 | 808 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,195,000 | 1,900 |
| Total equity capital | $24,669,000 | 2,182 |
| Total bank equity capital | $24,669,000 | 2,182 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,623,000 | 807 |
| Surplus | $5,500,000 | 3,018 |
| Undivided profits | $14,546,000 | 2,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,186,000 | 2,575 |
| Earning assets | $270,294,000 | 1,851 |
| Long-term assets (5+ years) | $144,424,000 | 698 |
| Average Assets, year-to-date | $296,644,000 | 1,830 |
| Average Assets, quarterly | $296,644,000 | 1,830 |
| Volatile liabilities | $132,336,000 | 810 |
| Insider loans | $2,519,000 | 2,109 |
| FHLB advances | $50,000,000 | 722 |
| Loans and leases held for sale | $2,563,000 | 900 |
| Unused loan commitments | $40,903,000 | 1,637 |
| Tier 1 (core) risk-based capital | $23,868,000 | 2,103 |
| Tier 2 risk-based capital | $2,174,000 | 1,860 |
| Total risk weighted assets | $172,484,000 | 2,072 |
| Total unused commitments | $40,903,000 | 1,646 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 24 | 5,809 |
| Assets and Liabilities | ||
| Total Assets: | $299,525,000 | 1,802 |
| Cash and due from depository institutions | $13,895,000 | 5,809 |
| Interest-bearing balances | $280,000 | 4,292 |
| Securities | $143,323,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $130,128,000 | 2,562 |
| Loan loss allowance | $3,579,000 | 1,236 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,139,000 | 5,557 |
| Other real estate owned | $0 | 5,809 |
| Goodwill and other intangibles | $74,000 | 2,759 |
| All other assets | $10,966,000 | 1,212 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,525,000 | 1,802 |
| Total liabilities | $274,732,000 | 1,767 |
| Total deposits | $188,659,000 | 2,316 |
| Interest-bearing deposits | $160,147,000 | 2,326 |
| Deposits held in domestic offices | $188,659,000 | 2,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 890 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $70,000,000 | 631 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,073,000 | 1,459 |
| Total equity capital | $24,793,000 | 2,132 |
| Total bank equity capital | $24,793,000 | 2,132 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,623,000 | 797 |
| Surplus | $5,500,000 | 2,981 |
| Undivided profits | $14,670,000 | 2,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,248,000 | 2,566 |
| Earning assets | $273,731,000 | 1,799 |
| Long-term assets (5+ years) | $146,668,000 | 678 |
| Average Assets, year-to-date | $327,740,800 | 1,556 |
| Average Assets, quarterly | $311,328,500 | 1,706 |
| Volatile liabilities | $134,818,000 | 795 |
| Insider loans | $2,519,000 | 2,072 |
| FHLB advances | $70,000,000 | 553 |
| Loans and leases held for sale | $2,607,000 | 949 |
| Unused loan commitments | $37,212,000 | 1,671 |
| Tier 1 (core) risk-based capital | $23,445,000 | 2,111 |
| Tier 2 risk-based capital | $2,153,000 | 1,846 |
| Total risk weighted assets | $170,737,000 | 2,060 |
| Total unused commitments | $37,212,000 | 1,677 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 26 | 5,528 |
| Assets and Liabilities | ||
| Total Assets: | $301,102,000 | 1,693 |
| Cash and due from depository institutions | $8,495,000 | 5,528 |
| Interest-bearing balances | $25,000 | 6,154 |
| Securities | $151,991,000 | 762 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $130,370,000 | 2,485 |
| Loan loss allowance | $2,991,000 | 1,386 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,330,000 | 5,175 |
| Other real estate owned | $0 | 5,528 |
| Goodwill and other intangibles | $41,000 | 2,838 |
| All other assets | $8,875,000 | 1,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,102,000 | 1,693 |
| Total liabilities | $283,184,000 | 1,617 |
| Total deposits | $158,662,000 | 2,586 |
| Interest-bearing deposits | $142,110,000 | 2,468 |
| Deposits held in domestic offices | $158,662,000 | 2,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000,000 | 441 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $73,000,000 | 601 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,522,000 | 2,506 |
| Total equity capital | $17,918,000 | 2,709 |
| Total bank equity capital | $17,918,000 | 2,709 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,623,000 | 796 |
| Surplus | $4,700,000 | 3,273 |
| Undivided profits | $8,595,000 | 3,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,470,000 | 2,302 |
| Earning assets | $282,386,000 | 1,649 |
| Long-term assets (5+ years) | $154,344,000 | 648 |
| Average Assets, year-to-date | $248,634,000 | 1,962 |
| Average Assets, quarterly | $300,331,000 | 1,666 |
| Volatile liabilities | $177,111,000 | 634 |
| Insider loans | $5,865,000 | 816 |
| FHLB advances | $73,000,000 | 523 |
| Loans and leases held for sale | $2,773,000 | 791 |
| Unused loan commitments | $49,967,000 | 1,263 |
| Tier 1 (core) risk-based capital | $18,211,000 | 2,556 |
| Tier 2 risk-based capital | $2,203,000 | 1,682 |
| Total risk weighted assets | $175,461,000 | 1,917 |
| Total unused commitments | $49,967,000 | 1,268 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $163,352,000 | 2,925 |
| Cash and due from depository institutions | $11,228,000 | 5,597 |
| Interest-bearing balances | $304,000 | 3,438 |
| Securities | $22,679,000 | 4,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $123,182,000 | 2,533 |
| Loan loss allowance | $3,040,000 | 1,273 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,534,000 | 4,783 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $53,000 | 2,791 |
| All other assets | $4,676,000 | 1,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,352,000 | 2,925 |
| Total liabilities | $151,018,000 | 2,857 |
| Total deposits | $133,761,000 | 2,914 |
| Interest-bearing deposits | $89,109,000 | 3,648 |
| Deposits held in domestic offices | $133,761,000 | 2,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,000,000 | 835 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,257,000 | 2,999 |
| Total equity capital | $12,334,000 | 3,695 |
| Total bank equity capital | $12,334,000 | 3,695 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,623,000 | 612 |
| Surplus | $0 | 9,124 |
| Undivided profits | $6,711,000 | 3,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 4,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $802,000 | 3,411 |
| Earning assets | $146,165,000 | 2,996 |
| Long-term assets (5+ years) | $23,279,000 | 2,860 |
| Average Assets, year-to-date | $154,900,800 | 2,933 |
| Average Assets, quarterly | $161,818,500 | 2,918 |
| Volatile liabilities | $33,177,000 | 2,451 |
| Insider loans | $3,392,000 | 1,441 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,378,000 | 606 |
| Unused loan commitments | $51,597,000 | 1,150 |
| Tier 1 (core) risk-based capital | $12,370,000 | 3,554 |
| Tier 2 risk-based capital | $1,690,160 | 2,073 |
| Total risk weighted assets | $133,862,960 | 2,367 |
| Total unused commitments | $51,597,000 | 1,153 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 50 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $144,046,000 | 3,210 |
| Cash and due from depository institutions | $9,269,000 | 3,453 |
| Interest-bearing balances | $381,000 | 3,419 |
| Securities | $15,945,000 | 5,600 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 710 |
| Net loans & leases | $100,496,000 | 2,908 |
| Loan loss allowance | $2,688,000 | 1,402 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,945,000 | 4,087 |
| Other real estate owned | $0 | 3,453 |
| Goodwill and other intangibles | $65,000 | 2,811 |
| All other assets | $2,326,000 | 3,506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,046,000 | 3,210 |
| Total liabilities | $133,738,000 | 3,133 |
| Total deposits | $130,434,000 | 2,921 |
| Interest-bearing deposits | $92,803,000 | 3,479 |
| Deposits held in domestic offices | $130,434,000 | 2,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,988 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,204,000 | 1,295 |
| Total equity capital | $10,308,000 | 4,133 |
| Total bank equity capital | $10,308,000 | 4,133 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,623,000 | 819 |
| Surplus | $0 | 9,427 |
| Undivided profits | $5,685,000 | 3,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,326 |
| Income earned, not collected on loans | $489,000 | 4,648 |
| Earning assets | $130,822,000 | 3,233 |
| Long-term assets (5+ years) | $18,067,000 | 3,533 |
| Average Assets, year-to-date | $147,118,200 | 3,025 |
| Average Assets, quarterly | $147,723,000 | 3,097 |
| Volatile liabilities | $21,030,000 | 3,365 |
| Insider loans | $1,247,000 | 3,232 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,552,000 | 575 |
| Unused loan commitments | $42,240,000 | 1,366 |
| Tier 1 (core) risk-based capital | $10,506,000 | 4,067 |
| Tier 2 risk-based capital | $1,496,850 | 2,187 |
| Total risk weighted assets | $118,556,850 | 2,559 |
| Total unused commitments | $42,240,000 | 1,370 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 56 | 3,149 |
| Assets and Liabilities | ||
| Total Assets: | $144,061,000 | 3,130 |
| Cash and due from depository institutions | $9,077,000 | 3,149 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $39,901,000 | 2,841 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $92,149,000 | 2,956 |
| Loan loss allowance | $980,000 | 3,400 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,838,000 | 4,180 |
| Other real estate owned | $0 | 3,149 |
| Goodwill and other intangibles | $79,000 | 2,761 |
| All other assets | $1,017,000 | 5,833 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,061,000 | 3,130 |
| Total liabilities | $133,106,000 | 3,071 |
| Total deposits | $123,678,000 | 3,068 |
| Interest-bearing deposits | $89,491,000 | 3,565 |
| Deposits held in domestic offices | $123,678,000 | 3,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,345,000 | 2,229 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 1,889 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,083,000 | 3,293 |
| Total equity capital | $10,955,000 | 3,999 |
| Total bank equity capital | $10,955,000 | 3,999 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,633,000 | 1,020 |
| Surplus | $315,000 | 9,018 |
| Undivided profits | $7,007,000 | 3,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 8,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,315 |
| Income earned, not collected on loans | $442,000 | 5,077 |
| Earning assets | $132,050,000 | 3,147 |
| Long-term assets (5+ years) | $23,312,000 | 2,844 |
| Average Assets, year-to-date | $129,699,200 | 3,293 |
| Average Assets, quarterly | $139,848,000 | 3,168 |
| Volatile liabilities | $41,291,000 | 1,660 |
| Insider loans | $1,290,000 | 2,974 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $939,000 | 1,080 |
| Unused loan commitments | $41,066,000 | 1,303 |
| Tier 1 (core) risk-based capital | $10,837,000 | 3,885 |
| Tier 2 risk-based capital | $980,000 | 3,078 |
| Total risk weighted assets | $124,697,600 | 2,302 |
| Total unused commitments | $41,066,000 | 1,309 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $116,232,000 | 3,778 |
| Cash and due from depository institutions | $7,549,000 | 3,421 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $30,618,000 | 3,571 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $75,090,000 | 3,594 |
| Loan loss allowance | $1,000,000 | 3,358 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,990,000 | 3,851 |
| Other real estate owned | $0 | 3,421 |
| Goodwill and other intangibles | $111,000 | 2,557 |
| All other assets | $874,000 | 6,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,232,000 | 3,778 |
| Total liabilities | $105,914,000 | 3,714 |
| Total deposits | $101,174,000 | 3,663 |
| Interest-bearing deposits | $72,060,000 | 4,342 |
| Deposits held in domestic offices | $101,174,000 | 3,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,790,000 | 1,694 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $950,000 | 3,715 |
| Total equity capital | $10,318,000 | 4,182 |
| Total bank equity capital | $10,318,000 | 4,182 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,633,000 | 1,005 |
| Surplus | $315,000 | 9,387 |
| Undivided profits | $6,370,000 | 3,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 4,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $372,000 | 382 |
| Income earned, not collected on loans | $372,000 | 5,964 |
| Earning assets | $105,708,000 | 3,832 |
| Long-term assets (5+ years) | $21,413,000 | 2,665 |
| Average Assets, year-to-date | $106,530,000 | 3,929 |
| Average Assets, quarterly | $113,955,500 | 3,795 |
| Volatile liabilities | $28,209,000 | 2,246 |
| Insider loans | $90,000 | 8,561 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,462,000 | 439 |
| Unused loan commitments | $29,538,000 | 1,588 |
| Tier 1 (core) risk-based capital | $10,214,000 | 4,083 |
| Tier 2 risk-based capital | $1,000,000 | 2,935 |
| Total risk weighted assets | $96,614,700 | 2,859 |
| Total unused commitments | $29,538,000 | 1,591 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 51 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $96,633,000 | 4,559 |
| Cash and due from depository institutions | $6,945,000 | 3,657 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,044,000 | 6,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $70,391,000 | 3,824 |
| Loan loss allowance | $971,000 | 3,601 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,032,000 | 3,733 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,221,000 | 5,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,633,000 | 4,559 |
| Total liabilities | $87,145,000 | 4,533 |
| Total deposits | $83,441,000 | 4,478 |
| Interest-bearing deposits | $57,093,000 | 5,416 |
| Deposits held in domestic offices | $83,441,000 | 4,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,804,000 | 2,018 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $900,000 | 3,817 |
| Total equity capital | $9,488,000 | 4,530 |
| Total bank equity capital | $9,488,000 | 4,530 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,633,000 | 1,059 |
| Surplus | $315,000 | 9,828 |
| Undivided profits | $5,540,000 | 4,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $435,000 | 4,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $356,000 | 389 |
| Income earned, not collected on loans | $397,000 | 5,690 |
| Earning assets | $86,435,000 | 4,667 |
| Long-term assets (5+ years) | $17,759,000 | 2,902 |
| Average Assets, year-to-date | $95,992,800 | 4,416 |
| Average Assets, quarterly | $97,784,000 | 4,467 |
| Volatile liabilities | $20,776,000 | 2,827 |
| Insider loans | $265,000 | 7,126 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,923,000 | 440 |
| Unused loan commitments | $14,705,000 | 2,579 |
| Tier 1 (core) risk-based capital | $9,504,000 | 4,421 |
| Tier 2 risk-based capital | $971,000 | 3,051 |
| Total risk weighted assets | $80,535,400 | 3,390 |
| Total unused commitments | $14,705,000 | 2,591 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 46 | 4,150 |
| Assets and Liabilities | ||
| Total Assets: | $92,610,000 | 4,719 |
| Cash and due from depository institutions | $5,057,000 | 4,150 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,410,000 | 5,479 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 2,185 |
| Net loans & leases | $57,170,000 | 4,483 |
| Loan loss allowance | $982,000 | 3,605 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,998,000 | 3,707 |
| Other real estate owned | $359,000 | 4,150 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $916,000 | 6,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,610,000 | 4,719 |
| Total liabilities | $83,803,000 | 4,694 |
| Total deposits | $80,303,000 | 4,679 |
| Interest-bearing deposits | $53,412,000 | 5,798 |
| Deposits held in domestic offices | $80,303,000 | 4,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,203,000 | 2,114 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,297,000 | 2,943 |
| Total equity capital | $8,807,000 | 4,820 |
| Total bank equity capital | $8,807,000 | 4,820 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,633,000 | 1,073 |
| Surplus | $315,000 | 10,229 |
| Undivided profits | $4,859,000 | 4,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 8,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 909 |
| Income earned, not collected on loans | $343,000 | 6,517 |
| Earning assets | $84,280,000 | 4,773 |
| Long-term assets (5+ years) | $15,182,000 | 3,057 |
| Average Assets, year-to-date | $92,534,600 | 4,546 |
| Average Assets, quarterly | $93,807,500 | 4,625 |
| Volatile liabilities | $15,833,000 | 3,187 |
| Insider loans | $90,000 | 9,301 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $4,984,000 | 359 |
| Unused loan commitments | $14,530,000 | 2,494 |
| Tier 1 (core) risk-based capital | $8,714,000 | 4,735 |
| Tier 2 risk-based capital | $870,200 | 3,321 |
| Total risk weighted assets | $69,503,800 | 3,801 |
| Total unused commitments | $14,530,000 | 2,507 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 47 | 4,201 |
| Assets and Liabilities | ||
| Total Assets: | $88,962,000 | 4,839 |
| Cash and due from depository institutions | $5,476,000 | 4,201 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,114,000 | 6,314 |
| Federal funds sold & reverse repurchase agreements | $2,530,000 | 3,203 |
| Net loans & leases | $58,774,000 | 4,279 |
| Loan loss allowance | $756,000 | 4,545 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,136,000 | 3,441 |
| Other real estate owned | $854,000 | 4,201 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,078,000 | 6,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,962,000 | 4,839 |
| Total liabilities | $81,002,000 | 4,815 |
| Total deposits | $79,267,000 | 4,687 |
| Interest-bearing deposits | $55,006,000 | 5,646 |
| Deposits held in domestic offices | $79,267,000 | 4,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,036,000 | 3,320 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $699,000 | 4,029 |
| Total equity capital | $7,960,000 | 4,946 |
| Total bank equity capital | $7,960,000 | 4,946 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,633,000 | 1,064 |
| Surplus | $315,000 | 10,672 |
| Undivided profits | $4,012,000 | 4,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $626,000 | 3,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $284,000 | 392 |
| Income earned, not collected on loans | $278,000 | 6,962 |
| Earning assets | $79,418,000 | 4,962 |
| Long-term assets (5+ years) | $9,573,000 | 4,221 |
| Average Assets, year-to-date | $85,452,000 | 4,906 |
| Average Assets, quarterly | $88,907,000 | 4,818 |
| Volatile liabilities | $12,707,000 | 3,642 |
| Insider loans | $62,000 | 10,069 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $11,893,000 | 156 |
| Unused loan commitments | $10,982,000 | 2,930 |
| Tier 1 (core) risk-based capital | $8,045,000 | 4,973 |
| Tier 2 risk-based capital | $756,000 | 3,737 |
| Total risk weighted assets | $67,526,000 | 3,800 |
| Total unused commitments | $10,982,000 | 2,941 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 51 | 4,066 |
| Assets and Liabilities | ||
| Total Assets: | $81,636,000 | 5,324 |
| Cash and due from depository institutions | $4,126,000 | 4,066 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $24,421,000 | 5,324 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $47,913,000 | 4,967 |
| Loan loss allowance | $866,000 | 4,200 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,347,000 | 3,117 |
| Other real estate owned | $834,000 | 4,066 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $995,000 | 6,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,636,000 | 5,324 |
| Total liabilities | $74,581,000 | 5,288 |
| Total deposits | $72,612,000 | 5,217 |
| Interest-bearing deposits | $51,427,000 | 6,205 |
| Deposits held in domestic offices | $72,612,000 | 5,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $984,000 | 2,815 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $985,000 | 3,156 |
| Total equity capital | $7,055,000 | 5,567 |
| Total bank equity capital | $7,055,000 | 5,567 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,633,000 | 1,061 |
| Surplus | $0 | 12,104 |
| Undivided profits | $3,422,000 | 5,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,290,000 | 2,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $396,000 | 346 |
| Income earned, not collected on loans | $226,000 | 7,534 |
| Earning assets | $73,334,000 | 5,426 |
| Long-term assets (5+ years) | $7,017,000 | 5,410 |
| Average Assets, year-to-date | $80,786,800 | 5,239 |
| Average Assets, quarterly | $81,095,000 | 5,302 |
| Volatile liabilities | $11,711,000 | 3,660 |
| Insider loans | $69,000 | 10,274 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,168,000 | 642 |
| Unused loan commitments | $8,314,000 | 3,521 |
| Tier 1 (core) risk-based capital | $7,055,000 | 5,487 |
| Tier 2 risk-based capital | $749,120 | 3,725 |
| Total risk weighted assets | $59,812,720 | 4,180 |
| Total unused commitments | $8,314,000 | 3,539 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 54 | 3,920 |
| Assets and Liabilities | ||
| Total Assets: | $81,921,000 | 5,385 |
| Cash and due from depository institutions | $8,461,000 | 3,920 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $16,979,000 | 6,818 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $50,952,000 | 4,752 |
| Loan loss allowance | $1,060,000 | 3,533 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,616,000 | 2,798 |
| Other real estate owned | $1,152,000 | 3,920 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,761,000 | 4,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,921,000 | 5,385 |
| Total liabilities | $75,276,000 | 5,339 |
| Total deposits | $71,919,000 | 5,372 |
| Interest-bearing deposits | $52,020,000 | 6,264 |
| Deposits held in domestic offices | $71,919,000 | 5,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,212,000 | 1,960 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $229,000 | 3,801 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $916,000 | 3,533 |
| Total equity capital | $6,645,000 | 5,624 |
| Total bank equity capital | $6,645,000 | 5,624 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,633,000 | 1,083 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,012,000 | 5,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,117,000 | 1,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $317,000 | 6,241 |
| Earning assets | $67,931,000 | 5,826 |
| Long-term assets (5+ years) | $5,765,000 | 6,036 |
| Average Assets, year-to-date | $83,378,800 | 5,171 |
| Average Assets, quarterly | $82,901,500 | 5,278 |
| Volatile liabilities | $13,353,000 | 3,274 |
| Insider loans | $43,000 | 7,409 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,650,000 | 608 |
| Unused loan commitments | $13,003,000 | 2,454 |
| Tier 1 (core) risk-based capital | $6,645,000 | 5,560 |
| Tier 2 risk-based capital | $807,920 | 3,501 |
| Total risk weighted assets | $64,381,120 | 3,990 |
| Total unused commitments | $13,003,000 | 2,473 |
| Derivatives | $0 | 651 |