Bay Bank, Income and Expense
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,120,000 | 3,079 |
| Total interest expense | $1,003,000 | 3,349 |
| Net interest income | $5,117,000 | 2,938 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,023,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $91,000 | 3,211 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $932,000 | 2,068 |
| Total noninterest expense | $4,456,000 | 2,785 |
| Salaries and employee benefits | $2,134,000 | 2,991 |
| Premises and equipment expense | $480,000 | 2,618 |
| Additional noninterest expense | $932,000 | 2,068 |
| Pre-tax net operating income | $1,684,000 | 2,895 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $405,000 | 1,897 |
| Income before extraordinary items | $1,279,000 | 3,022 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,279,000 | 3,053 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,279,000 | 3,023 |
| Net charge-offs | $125,000 | 1,085 |
| Cash dividends | $225,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,279,000 | 3,055 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 3,106 |
| Total interest expense | $612,000 | 3,310 |
| Net interest income | $3,341,000 | 2,991 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $726,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $60,000 | 3,216 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $666,000 | 1,912 |
| Total noninterest expense | $2,957,000 | 2,795 |
| Salaries and employee benefits | $1,426,000 | 2,993 |
| Premises and equipment expense | $307,000 | 2,678 |
| Additional noninterest expense | $666,000 | 1,909 |
| Pre-tax net operating income | $1,110,000 | 2,915 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $268,000 | 1,930 |
| Income before extraordinary items | $842,000 | 3,063 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $842,000 | 3,096 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $842,000 | 3,062 |
| Net charge-offs | $62,000 | 1,093 |
| Cash dividends | $225,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $842,000 | 3,076 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 3,165 |
| Total interest expense | $253,000 | 3,334 |
| Net interest income | $1,630,000 | 3,052 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $429,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $29,000 | 3,257 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $400,000 | 1,726 |
| Total noninterest expense | $1,503,000 | 2,803 |
| Salaries and employee benefits | $724,000 | 3,019 |
| Premises and equipment expense | $157,000 | 2,674 |
| Additional noninterest expense | $400,000 | 1,726 |
| Pre-tax net operating income | $556,000 | 2,984 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $135,000 | 1,942 |
| Income before extraordinary items | $421,000 | 3,121 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $421,000 | 3,120 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $421,000 | 3,121 |
| Net charge-offs | $8,000 | 1,438 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $421,000 | 3,145 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 3,302 |
| Total interest expense | $246,000 | 3,516 |
| Net interest income | $3,898,000 | 3,278 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,471,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $82,000 | 3,383 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,389,000 | 1,719 |
| Total noninterest expense | $4,060,000 | 2,909 |
| Salaries and employee benefits | $2,101,000 | 3,040 |
| Premises and equipment expense | $432,000 | 2,780 |
| Additional noninterest expense | $1,389,000 | 1,719 |
| Pre-tax net operating income | $1,309,000 | 3,270 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $315,000 | 2,164 |
| Income before extraordinary items | $994,000 | 3,389 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $994,000 | 3,387 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $994,000 | 3,388 |
| Net charge-offs | $-53,000 | 4,121 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $994,000 | 3,416 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 3,377 |
| Total interest expense | $156,000 | 3,490 |
| Net interest income | $2,427,000 | 3,345 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $861,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $53,000 | 3,442 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $808,000 | 1,895 |
| Total noninterest expense | $2,644,000 | 2,935 |
| Salaries and employee benefits | $1,383,000 | 3,060 |
| Premises and equipment expense | $278,000 | 2,848 |
| Additional noninterest expense | $983,000 | 2,645 |
| Pre-tax net operating income | $644,000 | 3,469 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $142,000 | 2,387 |
| Income before extraordinary items | $502,000 | 3,548 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $502,000 | 3,547 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $502,000 | 3,548 |
| Net charge-offs | $-39,000 | 4,101 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $502,000 | 3,583 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 3,384 |
| Total interest expense | $81,000 | 3,431 |
| Net interest income | $1,167,000 | 3,359 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $400,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $25,000 | 3,486 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $375,000 | 1,968 |
| Total noninterest expense | $1,302,000 | 2,953 |
| Salaries and employee benefits | $686,000 | 3,070 |
| Premises and equipment expense | $144,000 | 2,808 |
| Additional noninterest expense | $472,000 | 2,693 |
| Pre-tax net operating income | $265,000 | 3,547 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $60,000 | 2,405 |
| Income before extraordinary items | $205,000 | 3,618 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $205,000 | 3,617 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $205,000 | 3,618 |
| Net charge-offs | $-20,000 | 4,154 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $205,000 | 3,645 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 3,314 |
| Total interest expense | $351,000 | 3,583 |
| Net interest income | $5,234,000 | 3,270 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $4,236,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $107,000 | 3,378 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $4,129,000 | 1,223 |
| Total noninterest expense | $5,301,000 | 2,925 |
| Salaries and employee benefits | $2,777,000 | 3,053 |
| Premises and equipment expense | $664,000 | 2,598 |
| Additional noninterest expense | $1,860,000 | 2,726 |
| Pre-tax net operating income | $4,169,000 | 2,281 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,087,000 | 1,544 |
| Income before extraordinary items | $3,082,000 | 2,501 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,082,000 | 2,501 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,082,000 | 2,502 |
| Net charge-offs | $-34,000 | 3,993 |
| Cash dividends | $125,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,082,000 | 2,482 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 3,415 |
| Total interest expense | $268,000 | 3,662 |
| Net interest income | $3,829,000 | 3,361 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $3,549,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $80,000 | 3,399 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,469,000 | 1,161 |
| Total noninterest expense | $3,943,000 | 2,955 |
| Salaries and employee benefits | $2,078,000 | 3,062 |
| Premises and equipment expense | $504,000 | 2,597 |
| Additional noninterest expense | $1,361,000 | 2,767 |
| Pre-tax net operating income | $3,435,000 | 2,256 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $899,000 | 1,551 |
| Income before extraordinary items | $2,536,000 | 2,491 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,536,000 | 2,491 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,536,000 | 2,491 |
| Net charge-offs | $-29,000 | 4,016 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,536,000 | 2,464 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 3,495 |
| Total interest expense | $132,000 | 4,039 |
| Net interest income | $2,492,000 | 3,400 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,089,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $54,000 | 3,359 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,035,000 | 1,872 |
| Total noninterest expense | $2,572,000 | 2,982 |
| Salaries and employee benefits | $1,361,000 | 3,097 |
| Premises and equipment expense | $326,000 | 2,628 |
| Additional noninterest expense | $885,000 | 2,802 |
| Pre-tax net operating income | $1,009,000 | 3,247 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $248,000 | 2,161 |
| Income before extraordinary items | $761,000 | 3,450 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $761,000 | 3,449 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $761,000 | 3,450 |
| Net charge-offs | $-21,000 | 4,072 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $761,000 | 3,423 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 3,505 |
| Total interest expense | $71,000 | 4,033 |
| Net interest income | $1,232,000 | 3,414 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $565,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $538,000 | 1,843 |
| Total noninterest expense | $1,281,000 | 2,986 |
| Salaries and employee benefits | $705,000 | 3,026 |
| Premises and equipment expense | $153,000 | 2,740 |
| Additional noninterest expense | $423,000 | 2,838 |
| Pre-tax net operating income | $516,000 | 3,201 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $122,000 | 2,154 |
| Income before extraordinary items | $394,000 | 3,397 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $394,000 | 3,398 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $394,000 | 3,397 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $394,000 | 3,365 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,948,000 | 3,606 |
| Total interest expense | $574,000 | 3,677 |
| Net interest income | $4,374,000 | 3,557 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $2,008,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $143,000 | 3,162 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,865,000 | 1,856 |
| Total noninterest expense | $4,348,000 | 3,244 |
| Salaries and employee benefits | $2,499,000 | 3,217 |
| Premises and equipment expense | $354,000 | 3,591 |
| Additional noninterest expense | $1,495,000 | 3,056 |
| Pre-tax net operating income | $2,034,000 | 2,931 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $502,000 | 1,942 |
| Income before extraordinary items | $1,532,000 | 3,169 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,532,000 | 3,168 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,532,000 | 3,169 |
| Net charge-offs | $15,000 | 2,901 |
| Cash dividends | $150,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,532,000 | 3,112 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,584,000 | 3,686 |
| Total interest expense | $406,000 | 3,839 |
| Net interest income | $3,178,000 | 3,630 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,334,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $113,000 | 3,115 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,221,000 | 1,954 |
| Total noninterest expense | $3,309,000 | 3,208 |
| Salaries and employee benefits | $1,819,000 | 3,245 |
| Premises and equipment expense | $314,000 | 3,332 |
| Additional noninterest expense | $1,176,000 | 2,945 |
| Pre-tax net operating income | $1,203,000 | 3,237 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $289,000 | 2,120 |
| Income before extraordinary items | $914,000 | 3,455 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $914,000 | 3,454 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $914,000 | 3,455 |
| Net charge-offs | $6,000 | 2,872 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $914,000 | 3,414 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 3,757 |
| Total interest expense | $298,000 | 3,825 |
| Net interest income | $2,047,000 | 3,707 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $745,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $84,000 | 3,024 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $661,000 | 2,076 |
| Total noninterest expense | $2,118,000 | 3,272 |
| Salaries and employee benefits | $1,194,000 | 3,277 |
| Premises and equipment expense | $164,000 | 3,710 |
| Additional noninterest expense | $760,000 | 3,002 |
| Pre-tax net operating income | $674,000 | 3,431 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $159,000 | 2,234 |
| Income before extraordinary items | $515,000 | 3,626 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $515,000 | 3,626 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $515,000 | 3,626 |
| Net charge-offs | $15,000 | 2,313 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $515,000 | 3,578 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 3,778 |
| Total interest expense | $157,000 | 3,883 |
| Net interest income | $1,018,000 | 3,703 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $359,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $57,000 | 2,902 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $302,000 | 1,992 |
| Total noninterest expense | $1,096,000 | 3,251 |
| Salaries and employee benefits | $627,000 | 3,234 |
| Premises and equipment expense | $74,000 | 3,877 |
| Additional noninterest expense | $395,000 | 2,958 |
| Pre-tax net operating income | $281,000 | 3,474 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $59,000 | 2,299 |
| Income before extraordinary items | $222,000 | 3,595 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $222,000 | 3,596 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $222,000 | 3,596 |
| Net charge-offs | $8,000 | 1,948 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $222,000 | 3,577 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 3,860 |
| Total interest expense | $632,000 | 3,930 |
| Net interest income | $4,017,000 | 3,780 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,496,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $245,000 | 2,906 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,251,000 | 2,003 |
| Total noninterest expense | $4,203,000 | 3,332 |
| Salaries and employee benefits | $2,390,000 | 3,312 |
| Premises and equipment expense | $293,000 | 3,939 |
| Additional noninterest expense | $1,520,000 | 3,064 |
| Pre-tax net operating income | $1,310,000 | 3,561 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $305,000 | 2,351 |
| Income before extraordinary items | $1,005,000 | 3,773 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,005,000 | 3,773 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,005,000 | 3,774 |
| Net charge-offs | $65,000 | 2,478 |
| Cash dividends | $100,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,005,000 | 3,745 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,487,000 | 3,909 |
| Total interest expense | $463,000 | 3,987 |
| Net interest income | $3,024,000 | 3,821 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,149,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $186,000 | 2,918 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $963,000 | 1,971 |
| Total noninterest expense | $3,169,000 | 3,343 |
| Salaries and employee benefits | $1,797,000 | 3,328 |
| Premises and equipment expense | $215,000 | 4,023 |
| Additional noninterest expense | $1,157,000 | 3,044 |
| Pre-tax net operating income | $1,004,000 | 3,624 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $238,000 | 2,400 |
| Income before extraordinary items | $766,000 | 3,841 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $766,000 | 3,840 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $766,000 | 3,841 |
| Net charge-offs | $35,000 | 2,430 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $766,000 | 3,807 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 3,964 |
| Total interest expense | $297,000 | 4,026 |
| Net interest income | $1,965,000 | 3,876 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $658,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $119,000 | 2,979 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $539,000 | 2,119 |
| Total noninterest expense | $2,037,000 | 3,430 |
| Salaries and employee benefits | $1,180,000 | 3,360 |
| Premises and equipment expense | $142,000 | 4,048 |
| Additional noninterest expense | $715,000 | 3,226 |
| Pre-tax net operating income | $586,000 | 3,792 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $136,000 | 2,480 |
| Income before extraordinary items | $450,000 | 3,974 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $450,000 | 3,972 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $450,000 | 3,973 |
| Net charge-offs | $38,000 | 2,023 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $450,000 | 3,959 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 4,038 |
| Total interest expense | $137,000 | 4,108 |
| Net interest income | $953,000 | 3,962 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $293,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $60,000 | 2,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 2,229 |
| Total noninterest expense | $999,000 | 3,501 |
| Salaries and employee benefits | $596,000 | 3,390 |
| Premises and equipment expense | $66,000 | 4,185 |
| Additional noninterest expense | $337,000 | 3,338 |
| Pre-tax net operating income | $247,000 | 4,006 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $55,000 | 2,568 |
| Income before extraordinary items | $192,000 | 4,130 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $192,000 | 4,128 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $192,000 | 4,129 |
| Net charge-offs | $7,000 | 2,096 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $192,000 | 4,128 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 4,052 |
| Total interest expense | $413,000 | 4,159 |
| Net interest income | $3,782,000 | 3,977 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,840,000 | 2,080 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $242,000 | 3,064 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,598,000 | 1,727 |
| Total noninterest expense | $3,784,000 | 3,601 |
| Salaries and employee benefits | $2,209,000 | 3,506 |
| Premises and equipment expense | $304,000 | 4,012 |
| Additional noninterest expense | $1,271,000 | 3,473 |
| Pre-tax net operating income | $1,838,000 | 3,259 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $456,000 | 2,067 |
| Income before extraordinary items | $1,382,000 | 3,472 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,382,000 | 3,470 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,382,000 | 3,471 |
| Net charge-offs | $-10,000 | 4,523 |
| Cash dividends | $120,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,382,000 | 3,486 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 4,123 |
| Total interest expense | $284,000 | 4,235 |
| Net interest income | $2,762,000 | 4,062 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,350,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $184,000 | 3,054 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,166,000 | 1,770 |
| Total noninterest expense | $2,795,000 | 3,632 |
| Salaries and employee benefits | $1,637,000 | 3,534 |
| Premises and equipment expense | $230,000 | 4,036 |
| Additional noninterest expense | $928,000 | 3,544 |
| Pre-tax net operating income | $1,317,000 | 3,377 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $326,000 | 2,155 |
| Income before extraordinary items | $991,000 | 3,591 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $991,000 | 3,590 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $991,000 | 3,590 |
| Net charge-offs | $-70,000 | 5,025 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $991,000 | 3,591 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 4,184 |
| Total interest expense | $166,000 | 4,353 |
| Net interest income | $1,817,000 | 4,109 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $687,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $120,000 | 3,083 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $567,000 | 2,130 |
| Total noninterest expense | $1,827,000 | 3,691 |
| Salaries and employee benefits | $1,094,000 | 3,550 |
| Premises and equipment expense | $154,000 | 4,043 |
| Additional noninterest expense | $579,000 | 3,694 |
| Pre-tax net operating income | $677,000 | 3,738 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $163,000 | 2,371 |
| Income before extraordinary items | $514,000 | 3,926 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $514,000 | 3,925 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $514,000 | 3,925 |
| Net charge-offs | $-62,000 | 5,083 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $514,000 | 3,924 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 4,245 |
| Total interest expense | $75,000 | 4,454 |
| Net interest income | $887,000 | 4,176 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $276,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $55,000 | 3,228 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $221,000 | 2,362 |
| Total noninterest expense | $906,000 | 3,743 |
| Salaries and employee benefits | $560,000 | 3,544 |
| Premises and equipment expense | $74,000 | 4,152 |
| Additional noninterest expense | $272,000 | 3,830 |
| Pre-tax net operating income | $257,000 | 4,032 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $59,000 | 2,564 |
| Income before extraordinary items | $198,000 | 4,195 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $198,000 | 4,195 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $198,000 | 4,195 |
| Net charge-offs | $-5,000 | 4,469 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $198,000 | 4,202 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 4,289 |
| Total interest expense | $258,000 | 4,585 |
| Net interest income | $3,432,000 | 4,211 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,275,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $231,000 | 3,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,044,000 | 2,239 |
| Total noninterest expense | $3,611,000 | 3,756 |
| Salaries and employee benefits | $2,056,000 | 3,701 |
| Premises and equipment expense | $309,000 | 4,129 |
| Additional noninterest expense | $1,246,000 | 3,593 |
| Pre-tax net operating income | $1,096,000 | 3,945 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $497,000 | 2,420 |
| Income before extraordinary items | $599,000 | 4,319 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $599,000 | 4,319 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $599,000 | 4,319 |
| Net charge-offs | $-19,000 | 4,936 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $599,000 | 4,310 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 4,354 |
| Total interest expense | $195,000 | 4,605 |
| Net interest income | $2,535,000 | 4,272 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $919,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $173,000 | 3,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $746,000 | 2,330 |
| Total noninterest expense | $2,740,000 | 3,745 |
| Salaries and employee benefits | $1,545,000 | 3,712 |
| Premises and equipment expense | $227,000 | 4,191 |
| Additional noninterest expense | $968,000 | 3,528 |
| Pre-tax net operating income | $714,000 | 4,204 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $208,000 | 2,737 |
| Income before extraordinary items | $506,000 | 4,408 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $506,000 | 4,407 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $506,000 | 4,408 |
| Net charge-offs | $-11,000 | 4,773 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $506,000 | 4,397 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 4,383 |
| Total interest expense | $129,000 | 4,612 |
| Net interest income | $1,671,000 | 4,299 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $590,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $114,000 | 3,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $476,000 | 2,394 |
| Total noninterest expense | $1,791,000 | 3,809 |
| Salaries and employee benefits | $1,013,000 | 3,753 |
| Premises and equipment expense | $145,000 | 4,260 |
| Additional noninterest expense | $633,000 | 3,591 |
| Pre-tax net operating income | $470,000 | 4,201 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $135,000 | 2,745 |
| Income before extraordinary items | $335,000 | 4,381 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $335,000 | 4,380 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $335,000 | 4,381 |
| Net charge-offs | $-17,000 | 4,958 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $335,000 | 4,370 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $887,000 | 4,425 |
| Total interest expense | $63,000 | 4,663 |
| Net interest income | $824,000 | 4,341 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $267,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $58,000 | 3,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 2,525 |
| Total noninterest expense | $875,000 | 3,890 |
| Salaries and employee benefits | $511,000 | 3,814 |
| Premises and equipment expense | $70,000 | 4,374 |
| Additional noninterest expense | $294,000 | 3,759 |
| Pre-tax net operating income | $216,000 | 4,265 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $59,000 | 2,786 |
| Income before extraordinary items | $157,000 | 4,443 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $157,000 | 4,443 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $157,000 | 4,443 |
| Net charge-offs | $-12,000 | 5,065 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $157,000 | 4,427 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 4,425 |
| Total interest expense | $252,000 | 4,699 |
| Net interest income | $3,311,000 | 4,342 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,710,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $218,000 | 3,476 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,492,000 | 1,896 |
| Total noninterest expense | $3,551,000 | 3,888 |
| Salaries and employee benefits | $1,999,000 | 3,828 |
| Premises and equipment expense | $297,000 | 4,321 |
| Additional noninterest expense | $1,255,000 | 3,716 |
| Pre-tax net operating income | $1,470,000 | 3,541 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $467,000 | 2,309 |
| Income before extraordinary items | $1,003,000 | 3,884 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,003,000 | 3,882 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,003,000 | 3,883 |
| Net charge-offs | $232,000 | 1,786 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,003,000 | 3,833 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 4,480 |
| Total interest expense | $189,000 | 4,732 |
| Net interest income | $2,455,000 | 4,390 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,299,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $163,000 | 3,488 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,136,000 | 1,884 |
| Total noninterest expense | $2,618,000 | 3,940 |
| Salaries and employee benefits | $1,485,000 | 3,848 |
| Premises and equipment expense | $219,000 | 4,373 |
| Additional noninterest expense | $914,000 | 3,805 |
| Pre-tax net operating income | $1,136,000 | 3,544 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $360,000 | 2,328 |
| Income before extraordinary items | $776,000 | 3,890 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $776,000 | 3,888 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $776,000 | 3,890 |
| Net charge-offs | $207,000 | 1,426 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $776,000 | 3,825 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 4,518 |
| Total interest expense | $124,000 | 4,791 |
| Net interest income | $1,635,000 | 4,432 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $995,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $104,000 | 3,552 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $891,000 | 1,683 |
| Total noninterest expense | $1,738,000 | 3,986 |
| Salaries and employee benefits | $1,001,000 | 3,851 |
| Premises and equipment expense | $146,000 | 4,398 |
| Additional noninterest expense | $591,000 | 3,907 |
| Pre-tax net operating income | $892,000 | 3,280 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $294,000 | 2,149 |
| Income before extraordinary items | $598,000 | 3,689 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $598,000 | 3,686 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $598,000 | 3,688 |
| Net charge-offs | $103,000 | 1,589 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $598,000 | 3,620 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $875,000 | 4,559 |
| Total interest expense | $62,000 | 4,831 |
| Net interest income | $813,000 | 4,479 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $205,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $47,000 | 3,684 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $158,000 | 2,921 |
| Total noninterest expense | $860,000 | 4,037 |
| Salaries and employee benefits | $519,000 | 3,812 |
| Premises and equipment expense | $74,000 | 4,411 |
| Additional noninterest expense | $267,000 | 4,136 |
| Pre-tax net operating income | $158,000 | 4,691 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $34,000 | 3,204 |
| Income before extraordinary items | $124,000 | 4,812 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $124,000 | 4,811 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $124,000 | 4,812 |
| Net charge-offs | $-8,000 | 5,076 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $124,000 | 4,748 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 4,624 |
| Total interest expense | $255,000 | 4,858 |
| Net interest income | $3,144,000 | 4,548 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,013,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $194,000 | 3,756 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $819,000 | 2,618 |
| Total noninterest expense | $3,336,000 | 4,102 |
| Salaries and employee benefits | $1,801,000 | 4,117 |
| Premises and equipment expense | $273,000 | 4,629 |
| Additional noninterest expense | $1,262,000 | 3,807 |
| Pre-tax net operating income | $821,000 | 4,372 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $194,000 | 2,962 |
| Income before extraordinary items | $627,000 | 4,556 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $627,000 | 4,557 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $627,000 | 4,557 |
| Net charge-offs | $384,000 | 1,397 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $627,000 | 4,506 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 4,710 |
| Total interest expense | $193,000 | 4,918 |
| Net interest income | $2,309,000 | 4,638 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $682,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $145,000 | 3,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $537,000 | 2,816 |
| Total noninterest expense | $2,426,000 | 4,187 |
| Salaries and employee benefits | $1,310,000 | 4,203 |
| Premises and equipment expense | $181,000 | 4,872 |
| Additional noninterest expense | $935,000 | 3,840 |
| Pre-tax net operating income | $565,000 | 4,587 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $123,000 | 3,146 |
| Income before extraordinary items | $442,000 | 4,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $442,000 | 4,722 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $442,000 | 4,723 |
| Net charge-offs | $34,000 | 3,052 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $442,000 | 4,667 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 4,763 |
| Total interest expense | $132,000 | 4,926 |
| Net interest income | $1,520,000 | 4,696 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $428,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $93,000 | 3,833 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $335,000 | 2,921 |
| Total noninterest expense | $1,613,000 | 4,237 |
| Salaries and employee benefits | $865,000 | 4,271 |
| Premises and equipment expense | $118,000 | 4,936 |
| Additional noninterest expense | $630,000 | 3,860 |
| Pre-tax net operating income | $335,000 | 4,712 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $66,000 | 3,287 |
| Income before extraordinary items | $269,000 | 4,833 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $269,000 | 4,835 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $269,000 | 4,836 |
| Net charge-offs | $32,000 | 2,648 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $269,000 | 4,769 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 4,796 |
| Total interest expense | $68,000 | 4,936 |
| Net interest income | $761,000 | 4,722 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $178,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $46,000 | 3,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $132,000 | 3,214 |
| Total noninterest expense | $830,000 | 4,214 |
| Salaries and employee benefits | $430,000 | 4,296 |
| Premises and equipment expense | $64,000 | 4,866 |
| Additional noninterest expense | $336,000 | 3,690 |
| Pre-tax net operating income | $109,000 | 5,144 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $10,000 | 3,833 |
| Income before extraordinary items | $99,000 | 5,135 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $99,000 | 5,137 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $99,000 | 5,139 |
| Net charge-offs | $26,000 | 1,976 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $99,000 | 5,064 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 4,867 |
| Total interest expense | $316,000 | 4,869 |
| Net interest income | $3,008,000 | 4,809 |
| Provision for loan and lease losses | $70,000 | 3,509 |
| Total noninterest income | $865,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $189,000 | 4,001 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $676,000 | 2,874 |
| Total noninterest expense | $2,913,000 | 4,550 |
| Salaries and employee benefits | $1,561,000 | 4,544 |
| Premises and equipment expense | $184,000 | 5,455 |
| Additional noninterest expense | $1,168,000 | 4,101 |
| Pre-tax net operating income | $890,000 | 4,329 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $207,000 | 2,926 |
| Income before extraordinary items | $683,000 | 4,523 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $683,000 | 4,523 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $683,000 | 4,524 |
| Net charge-offs | $1,047,000 | 860 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $683,000 | 4,472 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 4,915 |
| Total interest expense | $242,000 | 4,908 |
| Net interest income | $2,257,000 | 4,855 |
| Provision for loan and lease losses | $70,000 | 3,164 |
| Total noninterest income | $667,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $144,000 | 4,022 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $523,000 | 2,850 |
| Total noninterest expense | $2,136,000 | 4,617 |
| Salaries and employee benefits | $1,145,000 | 4,610 |
| Premises and equipment expense | $133,000 | 5,550 |
| Additional noninterest expense | $858,000 | 4,175 |
| Pre-tax net operating income | $718,000 | 4,305 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $174,000 | 2,920 |
| Income before extraordinary items | $544,000 | 4,488 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $544,000 | 4,488 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $544,000 | 4,489 |
| Net charge-offs | $358,000 | 1,443 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $544,000 | 4,447 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 4,897 |
| Total interest expense | $169,000 | 4,874 |
| Net interest income | $1,528,000 | 4,834 |
| Provision for loan and lease losses | $70,000 | 2,678 |
| Total noninterest income | $459,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $93,000 | 4,066 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $366,000 | 2,776 |
| Total noninterest expense | $1,485,000 | 4,570 |
| Salaries and employee benefits | $760,000 | 4,659 |
| Premises and equipment expense | $88,000 | 5,600 |
| Additional noninterest expense | $637,000 | 3,964 |
| Pre-tax net operating income | $432,000 | 4,410 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $97,000 | 3,030 |
| Income before extraordinary items | $335,000 | 4,566 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $335,000 | 4,569 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $335,000 | 4,570 |
| Net charge-offs | $7,000 | 3,864 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $335,000 | 4,514 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $833,000 | 4,972 |
| Total interest expense | $87,000 | 4,889 |
| Net interest income | $746,000 | 4,914 |
| Provision for loan and lease losses | $63,000 | 1,993 |
| Total noninterest income | $274,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $47,000 | 4,030 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $227,000 | 2,379 |
| Total noninterest expense | $752,000 | 4,574 |
| Salaries and employee benefits | $390,000 | 4,639 |
| Premises and equipment expense | $43,000 | 5,693 |
| Additional noninterest expense | $319,000 | 3,971 |
| Pre-tax net operating income | $205,000 | 4,438 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $44,000 | 3,055 |
| Income before extraordinary items | $161,000 | 4,579 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 4,583 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $161,000 | 4,583 |
| Net charge-offs | $46,000 | 1,931 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $161,000 | 4,528 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 4,672 |
| Total interest expense | $454,000 | 4,666 |
| Net interest income | $3,453,000 | 4,631 |
| Provision for loan and lease losses | $519,000 | 1,793 |
| Total noninterest income | $154,000 | 5,886 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $241,000 | 3,771 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-87,000 | 6,610 |
| Total noninterest expense | $3,209,000 | 4,456 |
| Salaries and employee benefits | $1,637,000 | 4,552 |
| Premises and equipment expense | $192,000 | 5,611 |
| Additional noninterest expense | $1,380,000 | 3,853 |
| Pre-tax net operating income | $-121,000 | 6,310 |
| Securities gains (losses) | $5,000 | 2,813 |
| Applicable income taxes | $-201,000 | 6,554 |
| Income before extraordinary items | $85,000 | 6,034 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $85,000 | 6,034 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $85,000 | 6,036 |
| Net charge-offs | $1,488,000 | 943 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $81,800 | 6,006 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 4,678 |
| Total interest expense | $356,000 | 4,668 |
| Net interest income | $2,633,000 | 4,623 |
| Provision for loan and lease losses | $477,000 | 1,567 |
| Total noninterest income | $39,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $182,000 | 3,788 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-143,000 | 6,765 |
| Total noninterest expense | $2,277,000 | 4,593 |
| Salaries and employee benefits | $1,043,000 | 4,967 |
| Premises and equipment expense | $147,000 | 5,630 |
| Additional noninterest expense | $1,087,000 | 3,736 |
| Pre-tax net operating income | $-82,000 | 6,395 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $-148,000 | 6,717 |
| Income before extraordinary items | $71,000 | 6,128 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $71,000 | 6,130 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $71,000 | 6,129 |
| Net charge-offs | $1,428,000 | 771 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $67,800 | 6,085 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 4,643 |
| Total interest expense | $245,000 | 4,657 |
| Net interest income | $1,788,000 | 4,592 |
| Provision for loan and lease losses | $317,000 | 1,590 |
| Total noninterest income | $10,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $115,000 | 3,858 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-105,000 | 6,801 |
| Total noninterest expense | $1,573,000 | 4,536 |
| Salaries and employee benefits | $682,000 | 5,036 |
| Premises and equipment expense | $96,000 | 5,676 |
| Additional noninterest expense | $795,000 | 3,518 |
| Pre-tax net operating income | $-92,000 | 6,460 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $-112,000 | 6,776 |
| Income before extraordinary items | $25,000 | 6,267 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $25,000 | 6,269 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $25,000 | 6,269 |
| Net charge-offs | $754,000 | 933 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $21,800 | 6,213 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 4,549 |
| Total interest expense | $128,000 | 4,654 |
| Net interest income | $945,000 | 4,471 |
| Provision for loan and lease losses | $141,000 | 1,773 |
| Total noninterest income | $72,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $56,000 | 3,885 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,844 |
| Total noninterest expense | $776,000 | 4,611 |
| Salaries and employee benefits | $340,000 | 5,101 |
| Premises and equipment expense | $45,000 | 5,811 |
| Additional noninterest expense | $391,000 | 3,568 |
| Pre-tax net operating income | $100,000 | 5,320 |
| Securities gains (losses) | $5,000 | 1,643 |
| Applicable income taxes | $3,000 | 4,340 |
| Income before extraordinary items | $102,000 | 5,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $102,000 | 5,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $102,000 | 5,221 |
| Net charge-offs | $-19,000 | 6,425 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $97,150 | 5,182 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 4,374 |
| Total interest expense | $695,000 | 4,422 |
| Net interest income | $4,172,000 | 4,296 |
| Provision for loan and lease losses | $2,033,000 | 1,049 |
| Total noninterest income | $366,000 | 4,956 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $237,000 | 3,966 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $129,000 | 5,088 |
| Total noninterest expense | $2,999,000 | 4,748 |
| Salaries and employee benefits | $1,421,000 | 4,975 |
| Premises and equipment expense | $213,000 | 5,626 |
| Additional noninterest expense | $1,365,000 | 4,013 |
| Pre-tax net operating income | $-494,000 | 6,505 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-352,000 | 6,857 |
| Income before extraordinary items | $-142,000 | 6,432 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-142,000 | 6,426 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-142,000 | 6,428 |
| Net charge-offs | $1,913,000 | 1,198 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-142,000 | 6,331 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 4,442 |
| Total interest expense | $551,000 | 4,423 |
| Net interest income | $3,111,000 | 4,375 |
| Provision for loan and lease losses | $689,000 | 1,877 |
| Total noninterest income | $410,000 | 4,381 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $181,000 | 3,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $229,000 | 4,060 |
| Total noninterest expense | $2,256,000 | 4,772 |
| Salaries and employee benefits | $1,069,000 | 4,997 |
| Premises and equipment expense | $163,000 | 5,662 |
| Additional noninterest expense | $1,024,000 | 4,048 |
| Pre-tax net operating income | $576,000 | 4,520 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $99,000 | 3,380 |
| Income before extraordinary items | $477,000 | 4,707 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $477,000 | 4,707 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $477,000 | 4,707 |
| Net charge-offs | $1,499,000 | 1,112 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $477,000 | 4,522 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 4,480 |
| Total interest expense | $385,000 | 4,420 |
| Net interest income | $2,054,000 | 4,413 |
| Provision for loan and lease losses | $307,000 | 2,365 |
| Total noninterest income | $474,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $127,000 | 3,850 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $347,000 | 2,861 |
| Total noninterest expense | $1,529,000 | 4,757 |
| Salaries and employee benefits | $729,000 | 4,974 |
| Premises and equipment expense | $111,000 | 5,632 |
| Additional noninterest expense | $689,000 | 4,025 |
| Pre-tax net operating income | $692,000 | 3,549 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $187,000 | 2,503 |
| Income before extraordinary items | $505,000 | 3,971 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $505,000 | 3,973 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $505,000 | 3,974 |
| Net charge-offs | $225,000 | 2,612 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $505,000 | 3,771 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 4,548 |
| Total interest expense | $202,000 | 4,425 |
| Net interest income | $1,009,000 | 4,495 |
| Provision for loan and lease losses | $111,000 | 2,751 |
| Total noninterest income | $228,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $72,000 | 3,586 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $156,000 | 3,014 |
| Total noninterest expense | $794,000 | 4,677 |
| Salaries and employee benefits | $369,000 | 4,978 |
| Premises and equipment expense | $49,000 | 5,874 |
| Additional noninterest expense | $376,000 | 3,791 |
| Pre-tax net operating income | $332,000 | 3,650 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $88,000 | 2,566 |
| Income before extraordinary items | $244,000 | 4,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $244,000 | 4,028 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $244,000 | 4,028 |
| Net charge-offs | $-30,000 | 6,973 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $244,000 | 3,872 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 4,408 |
| Total interest expense | $1,177,000 | 4,019 |
| Net interest income | $4,113,000 | 4,471 |
| Provision for loan and lease losses | $2,059,000 | 1,540 |
| Total noninterest income | $907,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $328,000 | 3,421 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $579,000 | 2,908 |
| Total noninterest expense | $2,919,000 | 4,952 |
| Salaries and employee benefits | $1,394,000 | 5,149 |
| Premises and equipment expense | $194,000 | 6,051 |
| Additional noninterest expense | $1,331,000 | 4,179 |
| Pre-tax net operating income | $42,000 | 5,904 |
| Securities gains (losses) | $175,000 | 1,568 |
| Applicable income taxes | $-98,000 | 6,814 |
| Income before extraordinary items | $315,000 | 5,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $315,000 | 5,193 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $315,000 | 5,193 |
| Net charge-offs | $606,000 | 2,945 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $140,000 | 5,618 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 4,469 |
| Total interest expense | $926,000 | 4,021 |
| Net interest income | $3,028,000 | 4,537 |
| Provision for loan and lease losses | $711,000 | 2,422 |
| Total noninterest income | $728,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $248,000 | 3,413 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $480,000 | 2,764 |
| Total noninterest expense | $2,250,000 | 4,886 |
| Salaries and employee benefits | $1,079,000 | 5,064 |
| Premises and equipment expense | $142,000 | 6,130 |
| Additional noninterest expense | $1,029,000 | 4,099 |
| Pre-tax net operating income | $795,000 | 3,733 |
| Securities gains (losses) | $175,000 | 1,305 |
| Applicable income taxes | $240,000 | 2,494 |
| Income before extraordinary items | $730,000 | 3,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $730,000 | 3,676 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $730,000 | 3,676 |
| Net charge-offs | $387,000 | 2,956 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $598,750 | 3,919 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 4,436 |
| Total interest expense | $637,000 | 4,047 |
| Net interest income | $2,075,000 | 4,479 |
| Provision for loan and lease losses | $375,000 | 2,669 |
| Total noninterest income | $481,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $163,000 | 3,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $318,000 | 2,781 |
| Total noninterest expense | $1,523,000 | 4,905 |
| Salaries and employee benefits | $745,000 | 5,009 |
| Premises and equipment expense | $94,000 | 6,199 |
| Additional noninterest expense | $684,000 | 4,178 |
| Pre-tax net operating income | $658,000 | 3,289 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $167,000 | 2,397 |
| Income before extraordinary items | $491,000 | 3,631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $491,000 | 3,632 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $491,000 | 3,632 |
| Net charge-offs | $361,000 | 2,482 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $491,000 | 3,527 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 4,318 |
| Total interest expense | $322,000 | 4,116 |
| Net interest income | $1,104,000 | 4,296 |
| Provision for loan and lease losses | $160,000 | 2,684 |
| Total noninterest income | $260,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $84,000 | 3,335 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $176,000 | 2,649 |
| Total noninterest expense | $772,000 | 4,890 |
| Salaries and employee benefits | $385,000 | 4,956 |
| Premises and equipment expense | $47,000 | 6,228 |
| Additional noninterest expense | $340,000 | 4,175 |
| Pre-tax net operating income | $432,000 | 2,817 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $127,000 | 1,939 |
| Income before extraordinary items | $305,000 | 3,198 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $305,000 | 3,194 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $305,000 | 3,197 |
| Net charge-offs | $-106,000 | 7,452 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $305,000 | 3,138 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,070,000 | 4,290 |
| Total interest expense | $1,763,000 | 3,880 |
| Net interest income | $4,307,000 | 4,355 |
| Provision for loan and lease losses | $1,720,000 | 2,276 |
| Total noninterest income | $793,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $370,000 | 3,217 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $423,000 | 3,426 |
| Total noninterest expense | $2,899,000 | 5,110 |
| Salaries and employee benefits | $1,397,000 | 5,256 |
| Premises and equipment expense | $208,000 | 6,146 |
| Additional noninterest expense | $1,294,000 | 4,412 |
| Pre-tax net operating income | $481,000 | 4,420 |
| Securities gains (losses) | $-28,000 | 7,105 |
| Applicable income taxes | $13,000 | 4,154 |
| Income before extraordinary items | $440,000 | 4,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $440,000 | 4,501 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $440,000 | 4,501 |
| Net charge-offs | $2,746,000 | 1,546 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $467,160 | 4,270 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 4,362 |
| Total interest expense | $1,381,000 | 3,917 |
| Net interest income | $3,194,000 | 4,446 |
| Provision for loan and lease losses | $1,144,000 | 2,326 |
| Total noninterest income | $888,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $287,000 | 3,231 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $601,000 | 2,477 |
| Total noninterest expense | $2,345,000 | 4,918 |
| Salaries and employee benefits | $1,066,000 | 5,244 |
| Premises and equipment expense | $153,000 | 6,252 |
| Additional noninterest expense | $1,126,000 | 3,978 |
| Pre-tax net operating income | $593,000 | 3,969 |
| Securities gains (losses) | $-28,000 | 7,289 |
| Applicable income taxes | $98,000 | 3,140 |
| Income before extraordinary items | $467,000 | 4,245 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $467,000 | 4,246 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $467,000 | 4,246 |
| Net charge-offs | $2,245,000 | 1,399 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $490,240 | 4,001 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 4,483 |
| Total interest expense | $954,000 | 3,930 |
| Net interest income | $2,005,000 | 4,639 |
| Provision for loan and lease losses | $633,000 | 2,499 |
| Total noninterest income | $573,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $184,000 | 3,318 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $389,000 | 2,452 |
| Total noninterest expense | $1,633,000 | 4,804 |
| Salaries and employee benefits | $709,000 | 5,270 |
| Premises and equipment expense | $93,000 | 6,433 |
| Additional noninterest expense | $831,000 | 3,698 |
| Pre-tax net operating income | $312,000 | 4,345 |
| Securities gains (losses) | $-13,000 | 7,330 |
| Applicable income taxes | $35,000 | 3,503 |
| Income before extraordinary items | $264,000 | 4,504 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $264,000 | 4,504 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $264,000 | 4,504 |
| Net charge-offs | $1,324,000 | 1,480 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $275,440 | 4,302 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 4,523 |
| Total interest expense | $481,000 | 4,038 |
| Net interest income | $1,014,000 | 4,632 |
| Provision for loan and lease losses | $303,000 | 2,363 |
| Total noninterest income | $249,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $89,000 | 3,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $160,000 | 2,728 |
| Total noninterest expense | $837,000 | 4,773 |
| Salaries and employee benefits | $358,000 | 5,283 |
| Premises and equipment expense | $46,000 | 6,540 |
| Additional noninterest expense | $433,000 | 3,599 |
| Pre-tax net operating income | $123,000 | 4,795 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $120,000 | 4,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 4,729 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $120,000 | 4,728 |
| Net charge-offs | $1,048,000 | 1,005 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $120,000 | 4,616 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,876,000 | 4,684 |
| Total interest expense | $2,537,000 | 3,856 |
| Net interest income | $3,339,000 | 5,092 |
| Provision for loan and lease losses | $5,485,000 | 1,330 |
| Total noninterest income | $1,187,000 | 3,002 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $477,000 | 2,996 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $710,000 | 2,636 |
| Total noninterest expense | $3,528,000 | 4,688 |
| Salaries and employee benefits | $1,542,000 | 5,105 |
| Premises and equipment expense | $214,000 | 6,373 |
| Additional noninterest expense | $1,772,000 | 3,642 |
| Pre-tax net operating income | $-4,487,000 | 7,125 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,945,000 | 7,509 |
| Income before extraordinary items | $-2,542,000 | 6,901 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,542,000 | 6,900 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,542,000 | 6,901 |
| Net charge-offs | $2,978,000 | 1,613 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,542,000 | 6,905 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 4,805 |
| Total interest expense | $1,990,000 | 3,864 |
| Net interest income | $2,311,000 | 5,340 |
| Provision for loan and lease losses | $3,435,000 | 1,354 |
| Total noninterest income | $837,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $384,000 | 2,843 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $453,000 | 2,981 |
| Total noninterest expense | $2,179,000 | 5,286 |
| Salaries and employee benefits | $1,191,000 | 5,065 |
| Premises and equipment expense | $163,000 | 6,394 |
| Additional noninterest expense | $825,000 | 4,979 |
| Pre-tax net operating income | $-2,466,000 | 7,174 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,146,000 | 7,595 |
| Income before extraordinary items | $-1,320,000 | 6,915 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,320,000 | 6,917 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,320,000 | 6,917 |
| Net charge-offs | $944,000 | 2,262 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,320,000 | 6,897 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 4,762 |
| Total interest expense | $1,372,000 | 3,897 |
| Net interest income | $1,572,000 | 5,276 |
| Provision for loan and lease losses | $590,000 | 2,751 |
| Total noninterest income | $529,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $232,000 | 3,034 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $297,000 | 3,025 |
| Total noninterest expense | $1,447,000 | 5,346 |
| Salaries and employee benefits | $793,000 | 5,129 |
| Premises and equipment expense | $112,000 | 6,373 |
| Additional noninterest expense | $542,000 | 5,014 |
| Pre-tax net operating income | $64,000 | 5,435 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-79,000 | 7,087 |
| Income before extraordinary items | $143,000 | 4,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 4,902 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $143,000 | 4,903 |
| Net charge-offs | $619,000 | 2,102 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $143,000 | 4,823 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 4,726 |
| Total interest expense | $700,000 | 3,945 |
| Net interest income | $817,000 | 5,152 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $246,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $113,000 | 3,030 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $133,000 | 3,173 |
| Total noninterest expense | $723,000 | 5,289 |
| Salaries and employee benefits | $384,000 | 5,270 |
| Premises and equipment expense | $53,000 | 6,520 |
| Additional noninterest expense | $286,000 | 4,555 |
| Pre-tax net operating income | $190,000 | 4,133 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $183,000 | 4,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $183,000 | 4,016 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $183,000 | 4,016 |
| Net charge-offs | $90,000 | 2,988 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $183,000 | 3,863 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,473,000 | 4,709 |
| Total interest expense | $3,325,000 | 3,974 |
| Net interest income | $3,148,000 | 5,283 |
| Provision for loan and lease losses | $775,000 | 3,099 |
| Total noninterest income | $1,151,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $421,000 | 3,358 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $730,000 | 2,589 |
| Total noninterest expense | $2,663,000 | 5,464 |
| Salaries and employee benefits | $1,498,000 | 5,339 |
| Premises and equipment expense | $200,000 | 6,676 |
| Additional noninterest expense | $965,000 | 4,934 |
| Pre-tax net operating income | $861,000 | 4,042 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $130,000 | 3,175 |
| Income before extraordinary items | $731,000 | 3,876 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $731,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 2,823 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $731,000 | 4,002 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 4,762 |
| Total interest expense | $2,550,000 | 4,023 |
| Net interest income | $2,345,000 | 5,336 |
| Provision for loan and lease losses | $290,000 | 3,611 |
| Total noninterest income | $813,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $311,000 | 3,416 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $502,000 | 2,809 |
| Total noninterest expense | $2,008,000 | 5,438 |
| Salaries and employee benefits | $1,084,000 | 5,455 |
| Premises and equipment expense | $166,000 | 6,520 |
| Additional noninterest expense | $758,000 | 4,714 |
| Pre-tax net operating income | $860,000 | 3,964 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $187,000 | 2,989 |
| Income before extraordinary items | $673,000 | 3,898 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $673,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,618 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $673,000 | 4,051 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 4,814 |
| Total interest expense | $1,732,000 | 4,116 |
| Net interest income | $1,543,000 | 5,380 |
| Provision for loan and lease losses | $160,000 | 3,502 |
| Total noninterest income | $533,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $199,000 | 3,498 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $334,000 | 2,862 |
| Total noninterest expense | $1,302,000 | 5,561 |
| Salaries and employee benefits | $716,000 | 5,536 |
| Premises and equipment expense | $107,000 | 6,626 |
| Additional noninterest expense | $479,000 | 4,877 |
| Pre-tax net operating income | $614,000 | 3,968 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $149,000 | 3,027 |
| Income before extraordinary items | $465,000 | 4,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $465,000 | 4,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,906 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $465,000 | 4,099 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 4,876 |
| Total interest expense | $896,000 | 4,194 |
| Net interest income | $761,000 | 5,447 |
| Provision for loan and lease losses | $66,000 | 3,374 |
| Total noninterest income | $264,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $86,000 | 3,747 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $178,000 | 2,749 |
| Total noninterest expense | $651,000 | 5,582 |
| Salaries and employee benefits | $351,000 | 5,625 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $254,000 | 4,634 |
| Pre-tax net operating income | $308,000 | 4,089 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $73,000 | 3,154 |
| Income before extraordinary items | $235,000 | 4,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $235,000 | 4,221 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,808,000 | 4,812 |
| Total interest expense | $3,549,000 | 4,304 |
| Net interest income | $3,259,000 | 5,265 |
| Provision for loan and lease losses | $682,000 | 1,885 |
| Total noninterest income | $1,125,000 | 3,284 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $430,000 | 3,385 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $695,000 | 2,770 |
| Total noninterest expense | $2,575,000 | 5,514 |
| Salaries and employee benefits | $1,541,000 | 5,223 |
| Premises and equipment expense | $193,000 | 6,804 |
| Additional noninterest expense | $841,000 | 5,179 |
| Pre-tax net operating income | $1,127,000 | 4,493 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $289,000 | 3,422 |
| Income before extraordinary items | $838,000 | 4,682 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $838,000 | 4,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $874,000 | 1,133 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $838,000 | 4,676 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 4,821 |
| Total interest expense | $2,639,000 | 4,339 |
| Net interest income | $2,468,000 | 5,264 |
| Provision for loan and lease losses | $529,000 | 1,490 |
| Total noninterest income | $847,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $322,000 | 3,391 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $525,000 | 2,766 |
| Total noninterest expense | $1,942,000 | 5,464 |
| Salaries and employee benefits | $1,176,000 | 5,161 |
| Premises and equipment expense | $163,000 | 6,573 |
| Additional noninterest expense | $603,000 | 5,283 |
| Pre-tax net operating income | $844,000 | 4,728 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $222,000 | 3,587 |
| Income before extraordinary items | $622,000 | 4,933 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $622,000 | 4,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $821,000 | 752 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $622,000 | 4,922 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 4,900 |
| Total interest expense | $1,748,000 | 4,365 |
| Net interest income | $1,595,000 | 5,392 |
| Provision for loan and lease losses | $254,000 | 1,768 |
| Total noninterest income | $579,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $205,000 | 3,466 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $374,000 | 2,669 |
| Total noninterest expense | $1,336,000 | 5,386 |
| Salaries and employee benefits | $832,000 | 5,000 |
| Premises and equipment expense | $109,000 | 6,588 |
| Additional noninterest expense | $395,000 | 5,337 |
| Pre-tax net operating income | $584,000 | 4,725 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $160,000 | 3,555 |
| Income before extraordinary items | $424,000 | 4,925 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $424,000 | 4,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 781 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $424,000 | 4,927 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 4,974 |
| Total interest expense | $858,000 | 4,395 |
| Net interest income | $771,000 | 5,501 |
| Provision for loan and lease losses | $83,000 | 2,314 |
| Total noninterest income | $277,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $92,000 | 3,616 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $185,000 | 2,667 |
| Total noninterest expense | $730,000 | 5,108 |
| Salaries and employee benefits | $480,000 | 4,572 |
| Premises and equipment expense | $52,000 | 6,733 |
| Additional noninterest expense | $198,000 | 5,286 |
| Pre-tax net operating income | $235,000 | 5,176 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $54,000 | 4,042 |
| Income before extraordinary items | $181,000 | 5,279 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $181,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 699 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $181,000 | 5,262 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,975,000 | 5,034 |
| Total interest expense | $3,147,000 | 4,196 |
| Net interest income | $2,828,000 | 5,705 |
| Provision for loan and lease losses | $540,000 | 1,783 |
| Total noninterest income | $947,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $383,000 | 3,616 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $564,000 | 3,130 |
| Total noninterest expense | $2,320,000 | 5,715 |
| Salaries and employee benefits | $1,213,000 | 5,877 |
| Premises and equipment expense | $265,000 | 6,054 |
| Additional noninterest expense | $842,000 | 5,070 |
| Pre-tax net operating income | $915,000 | 5,389 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $215,000 | 4,219 |
| Income before extraordinary items | $700,000 | 5,511 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $700,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,418 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $700,000 | 5,505 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 5,097 |
| Total interest expense | $2,282,000 | 4,187 |
| Net interest income | $2,090,000 | 5,791 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $711,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $207,000 | 4,324 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $504,000 | 2,837 |
| Total noninterest expense | $1,731,000 | 5,716 |
| Salaries and employee benefits | $898,000 | 5,886 |
| Premises and equipment expense | $187,000 | 6,249 |
| Additional noninterest expense | $646,000 | 4,982 |
| Pre-tax net operating income | $890,000 | 4,999 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $244,000 | 3,879 |
| Income before extraordinary items | $646,000 | 5,183 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $646,000 | 5,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $646,000 | 5,177 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 5,126 |
| Total interest expense | $1,463,000 | 4,182 |
| Net interest income | $1,390,000 | 5,818 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $485,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $129,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $356,000 | 2,729 |
| Total noninterest expense | $1,169,000 | 5,693 |
| Salaries and employee benefits | $603,000 | 5,901 |
| Premises and equipment expense | $127,000 | 6,211 |
| Additional noninterest expense | $439,000 | 4,907 |
| Pre-tax net operating income | $586,000 | 5,050 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $162,000 | 3,902 |
| Income before extraordinary items | $424,000 | 5,255 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $424,000 | 5,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $424,000 | 5,259 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 5,150 |
| Total interest expense | $716,000 | 4,113 |
| Net interest income | $675,000 | 5,914 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $239,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $58,000 | 4,612 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $181,000 | 2,670 |
| Total noninterest expense | $582,000 | 5,717 |
| Salaries and employee benefits | $302,000 | 5,911 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $214,000 | 4,968 |
| Pre-tax net operating income | $272,000 | 5,186 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $69,000 | 4,070 |
| Income before extraordinary items | $203,000 | 5,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $203,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $203,000 | 5,324 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 4,938 |
| Total interest expense | $2,358,000 | 3,972 |
| Net interest income | $3,005,000 | 5,503 |
| Provision for loan and lease losses | $185,000 | 3,710 |
| Total noninterest income | $954,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $222,000 | 4,820 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $732,000 | 2,691 |
| Total noninterest expense | $2,231,000 | 5,735 |
| Salaries and employee benefits | $1,169,000 | 5,879 |
| Premises and equipment expense | $250,000 | 6,211 |
| Additional noninterest expense | $812,000 | 5,116 |
| Pre-tax net operating income | $1,543,000 | 4,303 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $518,000 | 3,312 |
| Income before extraordinary items | $1,025,000 | 4,773 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,025,000 | 4,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,651 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,025,000 | 4,751 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,927,000 | 4,977 |
| Total interest expense | $1,660,000 | 4,009 |
| Net interest income | $2,267,000 | 5,499 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $702,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $161,000 | 4,927 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $541,000 | 2,726 |
| Total noninterest expense | $1,682,000 | 5,694 |
| Salaries and employee benefits | $881,000 | 5,834 |
| Premises and equipment expense | $190,000 | 6,160 |
| Additional noninterest expense | $611,000 | 5,060 |
| Pre-tax net operating income | $1,152,000 | 4,414 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $397,000 | 3,335 |
| Income before extraordinary items | $755,000 | 4,905 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $755,000 | 4,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,982 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $755,000 | 4,866 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 5,049 |
| Total interest expense | $1,009,000 | 4,100 |
| Net interest income | $1,500,000 | 5,498 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $471,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $372,000 | 2,663 |
| Total noninterest expense | $1,108,000 | 5,721 |
| Salaries and employee benefits | $581,000 | 5,855 |
| Premises and equipment expense | $127,000 | 6,165 |
| Additional noninterest expense | $400,000 | 5,082 |
| Pre-tax net operating income | $773,000 | 4,359 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $271,000 | 3,281 |
| Income before extraordinary items | $502,000 | 4,880 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $502,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,414 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $502,000 | 4,834 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 5,131 |
| Total interest expense | $479,000 | 4,140 |
| Net interest income | $738,000 | 5,579 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $252,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $206,000 | 2,442 |
| Total noninterest expense | $564,000 | 5,704 |
| Salaries and employee benefits | $294,000 | 5,838 |
| Premises and equipment expense | $62,000 | 6,259 |
| Additional noninterest expense | $208,000 | 4,944 |
| Pre-tax net operating income | $381,000 | 4,395 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $151,000 | 3,085 |
| Income before extraordinary items | $230,000 | 5,075 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $230,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,152 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $230,000 | 5,041 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 5,231 |
| Total interest expense | $1,428,000 | 4,644 |
| Net interest income | $2,998,000 | 5,417 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $1,007,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $257,000 | 4,690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $750,000 | 2,603 |
| Total noninterest expense | $2,157,000 | 5,768 |
| Salaries and employee benefits | $1,084,000 | 6,026 |
| Premises and equipment expense | $278,000 | 5,902 |
| Additional noninterest expense | $795,000 | 5,107 |
| Pre-tax net operating income | $1,668,000 | 3,981 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $641,000 | 2,921 |
| Income before extraordinary items | $1,027,000 | 4,617 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,027,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,277 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,027,000 | 4,556 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 5,266 |
| Total interest expense | $1,006,000 | 4,774 |
| Net interest income | $2,254,000 | 5,398 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $746,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $195,000 | 4,696 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $551,000 | 2,647 |
| Total noninterest expense | $1,571,000 | 5,830 |
| Salaries and employee benefits | $781,000 | 6,096 |
| Premises and equipment expense | $201,000 | 5,968 |
| Additional noninterest expense | $589,000 | 5,103 |
| Pre-tax net operating income | $1,294,000 | 3,965 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $464,000 | 3,037 |
| Income before extraordinary items | $830,000 | 4,513 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $830,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,710 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $830,000 | 4,434 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 5,321 |
| Total interest expense | $634,000 | 4,941 |
| Net interest income | $1,514,000 | 5,369 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $480,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $123,000 | 4,818 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $357,000 | 2,696 |
| Total noninterest expense | $1,033,000 | 5,900 |
| Salaries and employee benefits | $517,000 | 6,171 |
| Premises and equipment expense | $135,000 | 5,977 |
| Additional noninterest expense | $381,000 | 5,234 |
| Pre-tax net operating income | $871,000 | 3,883 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $316,000 | 2,990 |
| Income before extraordinary items | $555,000 | 4,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $555,000 | 4,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,220 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $555,000 | 4,368 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 5,227 |
| Total interest expense | $320,000 | 4,975 |
| Net interest income | $790,000 | 5,255 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $208,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $152,000 | 2,923 |
| Total noninterest expense | $502,000 | 6,034 |
| Salaries and employee benefits | $241,000 | 6,462 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $191,000 | 5,234 |
| Pre-tax net operating income | $451,000 | 3,780 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $164,000 | 2,923 |
| Income before extraordinary items | $287,000 | 4,391 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $287,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,238 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $287,000 | 4,269 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 5,362 |
| Total interest expense | $1,573,000 | 4,738 |
| Net interest income | $2,765,000 | 5,572 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $1,016,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $231,000 | 4,940 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $785,000 | 2,767 |
| Total noninterest expense | $1,934,000 | 6,099 |
| Salaries and employee benefits | $908,000 | 6,565 |
| Premises and equipment expense | $257,000 | 6,101 |
| Additional noninterest expense | $769,000 | 5,184 |
| Pre-tax net operating income | $1,667,000 | 3,838 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $598,000 | 3,071 |
| Income before extraordinary items | $1,069,000 | 4,452 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,069,000 | 4,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,154 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,069,000 | 4,280 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,281,000 | 5,404 |
| Total interest expense | $1,242,000 | 4,708 |
| Net interest income | $2,039,000 | 5,655 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $818,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $174,000 | 4,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $644,000 | 2,706 |
| Total noninterest expense | $1,432,000 | 6,105 |
| Salaries and employee benefits | $677,000 | 6,568 |
| Premises and equipment expense | $192,000 | 6,101 |
| Additional noninterest expense | $563,000 | 5,236 |
| Pre-tax net operating income | $1,290,000 | 3,874 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $465,000 | 3,154 |
| Income before extraordinary items | $825,000 | 4,514 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $825,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,709 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $825,000 | 4,338 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 5,464 |
| Total interest expense | $856,000 | 4,723 |
| Net interest income | $1,316,000 | 5,746 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $559,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $114,000 | 4,956 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $445,000 | 2,628 |
| Total noninterest expense | $967,000 | 6,088 |
| Salaries and employee benefits | $456,000 | 6,563 |
| Premises and equipment expense | $129,000 | 6,077 |
| Additional noninterest expense | $382,000 | 5,177 |
| Pre-tax net operating income | $818,000 | 3,993 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $291,000 | 3,296 |
| Income before extraordinary items | $527,000 | 4,658 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $527,000 | 4,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,057 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $527,000 | 4,452 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 5,498 |
| Total interest expense | $445,000 | 4,702 |
| Net interest income | $640,000 | 5,849 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $275,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 5,010 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $221,000 | 2,545 |
| Total noninterest expense | $491,000 | 6,059 |
| Salaries and employee benefits | $236,000 | 6,472 |
| Premises and equipment expense | $66,000 | 6,019 |
| Additional noninterest expense | $189,000 | 5,173 |
| Pre-tax net operating income | $379,000 | 4,174 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $133,000 | 3,442 |
| Income before extraordinary items | $246,000 | 4,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $246,000 | 4,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 5,518 |
| Total interest expense | $1,989,000 | 4,806 |
| Net interest income | $2,520,000 | 5,882 |
| Provision for loan and lease losses | $215,000 | 4,215 |
| Total noninterest income | $936,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $199,000 | 5,206 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $737,000 | 2,632 |
| Total noninterest expense | $1,849,000 | 6,158 |
| Salaries and employee benefits | $888,000 | 6,560 |
| Premises and equipment expense | $218,000 | 6,549 |
| Additional noninterest expense | $743,000 | 5,191 |
| Pre-tax net operating income | $1,392,000 | 4,301 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $498,000 | 3,448 |
| Income before extraordinary items | $894,000 | 4,899 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $894,000 | 4,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,978 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $894,000 | 4,768 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 5,824 |
| Total interest expense | $2,652,000 | 5,184 |
| Net interest income | $2,058,000 | 6,353 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $796,000 | 3,863 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $155,000 | 5,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $641,000 | 2,712 |
| Total noninterest expense | $1,557,000 | 6,665 |
| Salaries and employee benefits | $778,000 | 6,881 |
| Premises and equipment expense | $168,000 | 7,241 |
| Additional noninterest expense | $611,000 | 5,766 |
| Pre-tax net operating income | $1,117,000 | 4,611 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $381,000 | 3,828 |
| Income before extraordinary items | $736,000 | 5,104 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $736,000 | 5,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,838 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $736,000 | 4,994 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 6,155 |
| Total interest expense | $2,604,000 | 5,417 |
| Net interest income | $1,819,000 | 6,883 |
| Provision for loan and lease losses | $315,000 | 2,731 |
| Total noninterest income | $594,000 | 4,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 5,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 3,097 |
| Total noninterest expense | $1,241,000 | 7,392 |
| Salaries and employee benefits | $622,000 | 7,580 |
| Premises and equipment expense | $145,000 | 7,669 |
| Additional noninterest expense | $474,000 | 6,623 |
| Pre-tax net operating income | $857,000 | 5,679 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $302,000 | 4,583 |
| Income before extraordinary items | $555,000 | 6,059 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $555,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,582 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $555,000 | 6,063 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 7,230 |
| Total interest expense | $1,561,000 | 6,818 |
| Net interest income | $1,560,000 | 7,474 |
| Provision for loan and lease losses | $185,000 | 3,724 |
| Total noninterest income | $495,000 | 4,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,670 |
| Total noninterest expense | $1,014,000 | 8,090 |
| Salaries and employee benefits | $511,000 | 8,284 |
| Premises and equipment expense | $147,000 | 7,713 |
| Additional noninterest expense | $356,000 | 7,649 |
| Pre-tax net operating income | $856,000 | 5,736 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $361,000 | 4,400 |
| Income before extraordinary items | $495,000 | 6,473 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $495,000 | 6,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $495,000 | 6,455 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 8,467 |
| Total interest expense | $1,177,000 | 7,966 |
| Net interest income | $1,007,000 | 8,779 |
| Provision for loan and lease losses | $130,000 | 4,466 |
| Total noninterest income | $398,000 | 5,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 6,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,115 |
| Total noninterest expense | $815,000 | 8,736 |
| Salaries and employee benefits | $374,000 | 9,132 |
| Premises and equipment expense | $146,000 | 7,743 |
| Additional noninterest expense | $295,000 | 8,158 |
| Pre-tax net operating income | $460,000 | 7,583 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $177,000 | 6,468 |
| Income before extraordinary items | $283,000 | 8,013 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $283,000 | 8,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $283,000 | 7,935 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 9,787 |
| Total interest expense | $693,000 | 9,559 |
| Net interest income | $723,000 | 9,875 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $289,000 | 6,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,685 |
| Total noninterest expense | $659,000 | 9,526 |
| Salaries and employee benefits | $315,000 | 9,842 |
| Premises and equipment expense | $138,000 | 8,064 |
| Additional noninterest expense | $206,000 | 9,333 |
| Pre-tax net operating income | $333,000 | 8,810 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $132,000 | 7,884 |
| Income before extraordinary items | $201,000 | 9,142 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $201,000 | 9,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $201,000 | 9,099 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 11,079 |
| Total interest expense | $250,000 | 11,165 |
| Net interest income | $495,000 | 10,904 |
| Provision for loan and lease losses | $225,000 | 3,146 |
| Total noninterest income | $112,000 | 9,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 9,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $531,000 | 10,457 |
| Salaries and employee benefits | $306,000 | 10,300 |
| Premises and equipment expense | $108,000 | 9,071 |
| Additional noninterest expense | $117,000 | 10,924 |
| Pre-tax net operating income | $-149,000 | 11,018 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-170,000 | 11,248 |
| Income before extraordinary items | $21,000 | 10,735 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $21,000 | 10,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $21,000 | 10,677 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $126,000 | 11,931 |
| Total interest expense | $32,000 | 11,915 |
| Net interest income | $94,000 | 11,925 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $11,000 | 11,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 10,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $364,000 | 11,555 |
| Salaries and employee benefits | $107,000 | 11,862 |
| Premises and equipment expense | $18,000 | 11,826 |
| Additional noninterest expense | $239,000 | 9,944 |
| Pre-tax net operating income | $-284,000 | 11,721 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-284,000 | 11,726 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-284,000 | 11,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $4,100,000 | 121 |
| Net operating income | $-284,000 | 11,718 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.