| 2025-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2907% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6843% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9860% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2472% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5610% | 442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 64 |
| 2025-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0656% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7411% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 20.2437% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3292% | 4,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3811% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5354% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0809% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4508% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6984% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2557% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4465% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8842% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5154% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6650% | 423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3003% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6811% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9032% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9903% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7755% | 389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3845% | 233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8222% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5237% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7561% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6296% | 246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1883% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9769% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5101% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0755% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1418% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0417% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4353% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3797% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5089% | 403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0370% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4586% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7678% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4367% | 948 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0939% | 4,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1553% | 4,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.2247% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3462% | 4,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1561% | 4,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5452% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5395% | 4,730 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6330% | 710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1062% | 4,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1920% | 4,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3667% | 4,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0997% | 4,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5309% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4098% | 793 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6085% | 703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1106% | 4,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2074% | 4,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3874% | 4,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3207% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6227% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4876% | 788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0435% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0917% | 4,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1571% | 4,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 3,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2768% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4399% | 822 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3425% | 1,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0484% | 4,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0768% | 4,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1292% | 4,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0508% | 2,057 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3011% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0832% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0532% | 4,400 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0777% | 4,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1303% | 4,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3688% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1301% | 1,390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0102% | 3,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0776% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1295% | 4,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0184% | 3,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7446% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9569% | 833 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9056% | 438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0204% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0484% | 4,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0868% | 4,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1147% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3628% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6525% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3313% | 1,510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0110% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0379% | 4,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0693% | 4,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 3,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5995% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1506% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5388% | 1,013 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0427% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0488% | 4,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0909% | 4,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 3,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2031% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6667% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1498% | 527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0483% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0818% | 4,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1553% | 4,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0321% | 4,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5960% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5549% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6009% | 418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1008% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1609% | 4,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2821% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2979% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1090% | 4,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5479% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9531% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3655% | 486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0727% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1623% | 4,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3768% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3975% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 4,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6860% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9762% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6472% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1189% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1636% | 5,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5643% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5943% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0337% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6503% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7638% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6357% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0445% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0853% | 5,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1671% | 5,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 4,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5861% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3369% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4903% | 425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0168% | 4,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2228% | 5,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7124% | 5,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3958% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4111% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3536% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1617% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4409% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1253% | 628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1586% | 5,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3064% | 5,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8980% | 5,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4277% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4435% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 4,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0288% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5517% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0919% | 614 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2130% | 5,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4248% | 5,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2823% | 5,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6507% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6731% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0180% | 4,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4632% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6653% | 328 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0349% | 4,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1044% | 5,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1836% | 5,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 4,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 4,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4758% | 5,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8868% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1421% | 283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0342% | 5,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0964% | 5,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1901% | 5,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1507% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1533% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6232% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0874% | 3,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0266% | 4,957 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0964% | 5,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1906% | 5,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1914% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1717% | 2,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8475% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0782% | 2,921 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0612% | 5,255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0948% | 5,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1886% | 5,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1551% | 2,464 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2757% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0870% | 5,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0943% | 5,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1890% | 5,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2095% | 5,147 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2382% | 5,151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4407% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1879% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 1.4510% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1857% | 5,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4751% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4911% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5134% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1572% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5015% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1146% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5297% | 399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1807% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 1.9251% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1851% | 5,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3373% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3485% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1087% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4438% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0185% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4959% | 438 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3982% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0972% | 5,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1849% | 5,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5990% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8551% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5396% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0082% | 301 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0621% | 5,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0975% | 5,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1819% | 5,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2264% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1127% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1260% | 2,048 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7718% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8438% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 11.6098% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0822% | 5,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2404% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2468% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2240% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1193% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7493% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7943% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0918% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 5,310 |
| Percentage Net Loans Charged-off:Construction & development | -0.3492% | 5,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2950% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9928% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5515% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5375% | 1,288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1304% | 1,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4505% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9791% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5269% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1381% | 2,385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2127% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9515% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2488% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2222% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1256% | 601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0851% | 89 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6714% | 36 |
| Percentage Net Loans Charged-off:Construction & development | 14.9086% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5513% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1087% | 5,052 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5902% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6175% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6126% | 5,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9356% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6331% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7075% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9439% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3974% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0608% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1630% | 5,123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8790% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 53.7982% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1979% | 6,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2840% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3237% | 2,002 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0273% | 3,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3439% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 3.8092% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7169% | 6,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2963% | 2,029 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0975% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2544% | 5,843 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3515% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6691% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 7.3404% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7377% | 6,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5659% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3159% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3618% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.6089% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6297% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 4.4439% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1041% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0000% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3316% | 114 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3633% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7471% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5398% | 1,854 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.2839% | 66 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1365% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 5.6078% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7651% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6495% | 100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8341% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8041% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6650% | 1,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.5630% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3152% | 76 |
| Percentage Net Loans Charged-off:Construction & development | 9.0664% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1311% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2357% | 5,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5289% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0000% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2278% | 739 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1266% | 6,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2179% | 6,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7724% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9360% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5237% | 358 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.9211% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7570% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 8.4676% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 3,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.8553% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2089% | 2,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2119% | 2,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3495% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8706% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8708% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0291% | 1,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 27.3551% | 75 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.9985% | 184 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8898% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 10.4106% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0158% | 2,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 3,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 3,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3210% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6917% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8554% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2311% | 942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6617% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 4,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 5,966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0313% | 2,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 3,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 3,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6267% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5438% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3571% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9507% | 596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1750% | 6,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 3,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.0424% | 6,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0621% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7229% | 6,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8935% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6931% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4694% | 306 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8433% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4192% | 2,900 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 6,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0508% | 3,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3461% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3635% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3950% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6078% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5982% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3540% | 3,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7110% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 4,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0938% | 7,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2594% | 2,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2626% | 2,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1270% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4958% | 2,565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8909% | 723 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3481% | 2,780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9862% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 4,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0697% | 7,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3887% | 2,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3933% | 2,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1680% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6532% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3110% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4144% | 2,341 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.5701% | 7,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5760% | 7,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8539% | 1,532 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4557% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2464% | 2,421 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.3537% | 6,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.5033% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2090% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 8.6643% | 702 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.6097% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6604% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4671% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5255% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.7808% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4479% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 10.9458% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1547% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0770% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0895% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7656% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.3230% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6541% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 15.6299% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1867% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0360% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4403% | 3,099 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2433% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 5.2577% | 222 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.2552% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 30.0944% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1691% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7745% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5113% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5556% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.7656% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7975% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 3.0567% | 1,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.9355% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4595% | 2,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4655% | 2,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0206% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5049% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8828% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6053% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0694% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 4.5026% | 1,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0669% | 2,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5655% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5731% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6459% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8439% | 2,805 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2714% | 1,618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5936% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2969% | 2,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8395% | 1,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8517% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8437% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9222% | 2,456 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4193% | 1,616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4671% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2359% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5314% | 2,887 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6524% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5826% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.4172% | 2,090 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9959% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2430% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2450% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6776% | 2,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3616% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3812% | 870 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5067% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6582% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 0.5568% | 1,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3358% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0786% | 3,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5709% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1560% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7276% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9874% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.8360% | 835 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0382% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1231% | 2,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5275% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3585% | 1,831 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0330% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5854% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9401% | 1,752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2246% | 369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7143% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 1.8365% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0433% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0439% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4232% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1268% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8587% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5377% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8534% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 2.4367% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1440% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1445% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2613% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9780% | 1,406 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0090% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2227% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1451% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8327% | 1,574 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9753% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1928% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1761% | 204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3661% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6059% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5264% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1690% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1690% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4032% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5356% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8454% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0669% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0896% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2235% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2235% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 6,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1461% | 4,375 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3155% | 1,905 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0056% | 5,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 6,672 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1312% | 7,450 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1010% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1687% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4074% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4074% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1748% | 7,289 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0539% | 1,950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2273% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1730% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4048% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4048% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1019% | 3,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2776% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2915% | 2,092 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2983% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2314% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5424% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5424% | 267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1365% | 2,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6195% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4620% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3506% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8049% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8049% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2150% | 1,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5783% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6000% | 1,073 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1825% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1181% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1181% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4307% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4459% | 2,755 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4653% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2099% | 2,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1393% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.7244% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0813% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 1,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1747% | 3,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9462% | 2,178 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7471% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2399% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1190% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.5304% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1107% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3390% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9104% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3813% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3216% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.8649% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5196% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4599% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2980% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2582% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2103% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 1.8083% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4706% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2715% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1758% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 3,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 3,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 3,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1965% | 3,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3946% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4545% | 1,372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1828% | 3,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 2,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 2,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2621% | 2,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2303% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9925% | 1,132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2528% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3915% | 2,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5354% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7454% | 1,418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1081% | 3,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1916% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4061% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8558% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5737% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9473% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2563% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4815% | 2,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0374% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8182% | 1,343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4682% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0399% | 6,359 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2667% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0858% | 5,814 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
