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Bay Bank, Net charge- offs to loans

2025-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0656%1,035
Percentage Net Loans Charged-off: Total real estate loans0.0000%687
Percentage Net Loans Charged-off:Construction & development0.0000%138
Percentage Net Loans Charged-off: Commercial real estate0.0000%316
Percentage Net Loans Charged-off: Multi-family residential0.0000%52
Percentage Net Loans Charged-off: 1-4 family residential0.0000%411
Percentage Net Loans Charged-off: Home equity loans0.0000%116
All other 1-4 family - Percent of loans charged-off, net0.0000%407
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,032
Percentage Net Loans Charged-off: Loans to individuals0.7411%890
Percentage Net Loans Charged-off: Credit card loans20.2437%28
Percentage Net Loans Charged-off: Other loans to individual-0.3292%4,323
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%57
2024-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3811%389
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,307
Percentage Net Loans Charged-off:Construction & development0.0000%310
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%113
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%250
All other 1-4 family - Percent of loans charged-off, net0.0000%831
Percentage Net Loans Charged-off: Commercial and industrial0.5354%712
Percentage Net Loans Charged-off: Loans to individuals3.0809%229
Percentage Net Loans Charged-off: Credit card loans9.4508%59
Percentage Net Loans Charged-off: Other loans to individual2.6984%270
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%78
2024-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2557%491
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,098
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%537
Percentage Net Loans Charged-off: Multi-family residential0.0000%87
Percentage Net Loans Charged-off: 1-4 family residential0.0000%695
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%665
Percentage Net Loans Charged-off: Commercial and industrial0.4465%621
Percentage Net Loans Charged-off: Loans to individuals1.8842%385
Percentage Net Loans Charged-off: Credit card loans5.5154%114
Percentage Net Loans Charged-off: Other loans to individual1.6650%423
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2024-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3003%371
Percentage Net Loans Charged-off: Total real estate loans0.0000%893
Percentage Net Loans Charged-off:Construction & development0.0000%186
Percentage Net Loans Charged-off: Commercial real estate0.0000%408
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%557
Percentage Net Loans Charged-off: Home equity loans0.0000%165
All other 1-4 family - Percent of loans charged-off, net0.0000%539
Percentage Net Loans Charged-off: Commercial and industrial0.6811%417
Percentage Net Loans Charged-off: Loans to individuals1.9032%378
Percentage Net Loans Charged-off: Credit card loans3.9903%162
Percentage Net Loans Charged-off: Other loans to individual1.7755%389
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2024-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3845%233
Percentage Net Loans Charged-off: Total real estate loans0.0000%561
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%247
Percentage Net Loans Charged-off: Multi-family residential0.0000%32
Percentage Net Loans Charged-off: 1-4 family residential0.0000%376
Percentage Net Loans Charged-off: Home equity loans0.0000%111
All other 1-4 family - Percent of loans charged-off, net0.0000%342
Percentage Net Loans Charged-off: Commercial and industrial0.8222%263
Percentage Net Loans Charged-off: Loans to individuals2.5237%309
Percentage Net Loans Charged-off: Credit card loans0.7561%316
Percentage Net Loans Charged-off: Other loans to individual2.6296%246
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%60
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1883%466
Percentage Net Loans Charged-off: Total real estate loans0.0000%925
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial0.0139%1,276
Percentage Net Loans Charged-off: Loans to individuals1.9769%300
Percentage Net Loans Charged-off: Credit card loans0.5101%395
Percentage Net Loans Charged-off: Other loans to individual2.0755%259
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1418%540
Percentage Net Loans Charged-off: Total real estate loans0.0000%735
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0417%974
Percentage Net Loans Charged-off: Loans to individuals1.4353%421
Percentage Net Loans Charged-off: Credit card loans0.3797%407
Percentage Net Loans Charged-off: Other loans to individual1.5089%403
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0370%994
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial-0.0213%3,892
Percentage Net Loans Charged-off: Loans to individuals0.4586%999
Percentage Net Loans Charged-off: Credit card loans0.7678%292
Percentage Net Loans Charged-off: Other loans to individual0.4367%948
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0939%4,478
Percentage Net Loans Charged-off: Total real estate loans-0.1553%4,643
Percentage Net Loans Charged-off:Construction & development0.2247%45
Percentage Net Loans Charged-off: Commercial real estate-0.3462%4,692
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial-0.1561%4,317
Percentage Net Loans Charged-off: Loans to individuals0.5452%858
Percentage Net Loans Charged-off: Credit card loans-0.5395%4,730
Percentage Net Loans Charged-off: Other loans to individual0.6330%710
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1062%4,458
Percentage Net Loans Charged-off: Total real estate loans-0.1920%4,603
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.3667%4,582
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0997%4,026
Percentage Net Loans Charged-off: Loans to individuals0.5309%838
Percentage Net Loans Charged-off: Credit card loans-0.4098%793
Percentage Net Loans Charged-off: Other loans to individual0.6085%703
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1106%4,483
Percentage Net Loans Charged-off: Total real estate loans-0.2074%4,639
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.3874%4,627
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.3207%1,074
Percentage Net Loans Charged-off: Credit card loans-1.6227%811
Percentage Net Loans Charged-off: Other loans to individual0.4876%788
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0435%4,261
Percentage Net Loans Charged-off: Total real estate loans-0.0917%4,568
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.1571%4,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,013
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial-0.0093%3,462
Percentage Net Loans Charged-off: Loans to individuals0.2768%1,312
Percentage Net Loans Charged-off: Credit card loans-0.4399%822
Percentage Net Loans Charged-off: Other loans to individual0.3425%1,061
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0484%4,343
Percentage Net Loans Charged-off: Total real estate loans-0.0768%4,574
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.1292%4,644
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial-0.0059%3,379
Percentage Net Loans Charged-off: Loans to individuals0.0508%2,057
Percentage Net Loans Charged-off: Credit card loans-0.3011%825
Percentage Net Loans Charged-off: Other loans to individual0.0832%1,774
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0532%4,400
Percentage Net Loans Charged-off: Total real estate loans-0.0777%4,615
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.1303%4,686
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial-0.0089%3,510
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,002
Percentage Net Loans Charged-off: Credit card loans-1.3688%864
Percentage Net Loans Charged-off: Other loans to individual0.1301%1,390
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0102%3,673
Percentage Net Loans Charged-off: Total real estate loans-0.0776%4,666
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.1295%4,733
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0184%3,811
Percentage Net Loans Charged-off: Loans to individuals0.7446%599
Percentage Net Loans Charged-off: Credit card loans-0.9569%833
Percentage Net Loans Charged-off: Other loans to individual0.9056%438
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0204%2,656
Percentage Net Loans Charged-off: Total real estate loans-0.0484%4,647
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0868%4,716
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0000%1,462
Percentage Net Loans Charged-off: Commercial and industrial0.1147%1,408
Percentage Net Loans Charged-off: Loans to individuals0.3628%1,542
Percentage Net Loans Charged-off: Credit card loans0.6525%470
Percentage Net Loans Charged-off: Other loans to individual0.3313%1,510
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0110%2,713
Percentage Net Loans Charged-off: Total real estate loans-0.0379%4,604
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0693%4,725
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,326
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0000%1,241
Percentage Net Loans Charged-off: Commercial and industrial-0.0071%3,808
Percentage Net Loans Charged-off: Loans to individuals0.5995%1,007
Percentage Net Loans Charged-off: Credit card loans1.1506%362
Percentage Net Loans Charged-off: Other loans to individual0.5388%1,013
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0427%1,894
Percentage Net Loans Charged-off: Total real estate loans-0.0488%4,701
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0909%4,802
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,154
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial-0.0122%3,877
Percentage Net Loans Charged-off: Loans to individuals1.2031%567
Percentage Net Loans Charged-off: Credit card loans1.6667%318
Percentage Net Loans Charged-off: Other loans to individual1.1498%527
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0483%1,526
Percentage Net Loans Charged-off: Total real estate loans-0.0818%4,833
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.1553%4,890
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial-0.0321%4,045
Percentage Net Loans Charged-off: Loans to individuals1.5960%478
Percentage Net Loans Charged-off: Credit card loans1.5549%301
Percentage Net Loans Charged-off: Other loans to individual1.6009%418
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1008%1,718
Percentage Net Loans Charged-off: Total real estate loans0.0105%1,835
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.1609%4,901
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2821%250
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.2979%240
Percentage Net Loans Charged-off: Commercial and industrial-0.1090%4,525
Percentage Net Loans Charged-off: Loans to individuals1.5479%465
Percentage Net Loans Charged-off: Credit card loans2.9531%222
Percentage Net Loans Charged-off: Other loans to individual1.3655%486
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0727%1,787
Percentage Net Loans Charged-off: Total real estate loans0.0421%1,041
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.1623%4,992
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.3768%157
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.3975%150
Percentage Net Loans Charged-off: Commercial and industrial-0.0447%4,266
Percentage Net Loans Charged-off: Loans to individuals0.6860%1,115
Percentage Net Loans Charged-off: Credit card loans0.9762%433
Percentage Net Loans Charged-off: Other loans to individual0.6472%1,085
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1189%1,241
Percentage Net Loans Charged-off: Total real estate loans0.1056%533
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.1636%5,058
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.5643%97
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.5943%92
Percentage Net Loans Charged-off: Commercial and industrial-0.0337%4,193
Percentage Net Loans Charged-off: Loans to individuals0.6503%1,131
Percentage Net Loans Charged-off: Credit card loans0.7638%429
Percentage Net Loans Charged-off: Other loans to individual0.6357%1,043
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0445%1,638
Percentage Net Loans Charged-off: Total real estate loans-0.0853%5,064
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.1671%5,140
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial-0.0351%4,213
Percentage Net Loans Charged-off: Loans to individuals1.5861%454
Percentage Net Loans Charged-off: Credit card loans2.3369%245
Percentage Net Loans Charged-off: Other loans to individual1.4903%425
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0168%4,643
Percentage Net Loans Charged-off: Total real estate loans-0.2228%5,252
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.7124%5,244
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.3958%178
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.4111%175
Percentage Net Loans Charged-off: Commercial and industrial0.3536%1,005
Percentage Net Loans Charged-off: Loans to individuals1.1617%671
Percentage Net Loans Charged-off: Credit card loans1.4409%374
Percentage Net Loans Charged-off: Other loans to individual1.1253%628
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1586%5,261
Percentage Net Loans Charged-off: Total real estate loans-0.3064%5,338
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.8980%5,324
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.4277%155
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.4435%149
Percentage Net Loans Charged-off: Commercial and industrial-0.0242%4,174
Percentage Net Loans Charged-off: Loans to individuals1.0288%746
Percentage Net Loans Charged-off: Credit card loans0.5517%500
Percentage Net Loans Charged-off: Other loans to individual1.0919%614
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2130%5,334
Percentage Net Loans Charged-off: Total real estate loans-0.4248%5,406
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-1.2823%5,393
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.6507%91
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.6731%82
Percentage Net Loans Charged-off: Commercial and industrial-0.0180%4,085
Percentage Net Loans Charged-off: Loans to individuals1.4632%462
Percentage Net Loans Charged-off: Credit card loans0.0000%525
Percentage Net Loans Charged-off: Other loans to individual1.6653%328
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0349%4,811
Percentage Net Loans Charged-off: Total real estate loans-0.1044%5,266
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.1836%5,350
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0259%4,821
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0267%4,859
Percentage Net Loans Charged-off: Commercial and industrial-0.4758%5,152
Percentage Net Loans Charged-off: Loans to individuals1.8868%384
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual2.1421%283
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0342%5,087
Percentage Net Loans Charged-off: Total real estate loans-0.0964%5,321
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.1901%5,378
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,399
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0000%2,289
Percentage Net Loans Charged-off: Commercial and industrial0.1507%1,663
Percentage Net Loans Charged-off: Loans to individuals0.1533%2,933
Percentage Net Loans Charged-off: Credit card loans0.6232%569
Percentage Net Loans Charged-off: Other loans to individual0.0874%3,097
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0266%4,957
Percentage Net Loans Charged-off: Total real estate loans-0.0964%5,361
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.1906%5,426
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,100
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0000%2,002
Percentage Net Loans Charged-off: Commercial and industrial0.1914%1,248
Percentage Net Loans Charged-off: Loans to individuals0.1717%2,626
Percentage Net Loans Charged-off: Credit card loans0.8475%481
Percentage Net Loans Charged-off: Other loans to individual0.0782%2,921
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0612%5,255
Percentage Net Loans Charged-off: Total real estate loans-0.0948%5,389
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.1886%5,473
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,811
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,692
Percentage Net Loans Charged-off: Loans to individuals0.1551%2,464
Percentage Net Loans Charged-off: Credit card loans1.2757%394
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0870%5,404
Percentage Net Loans Charged-off: Total real estate loans-0.0943%5,486
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.1890%5,565
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals-0.2095%5,147
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual-0.2382%5,151
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4407%578
Percentage Net Loans Charged-off: Total real estate loans0.1879%705
Percentage Net Loans Charged-off:Construction & development1.4510%101
Percentage Net Loans Charged-off: Commercial real estate-0.1857%5,574
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.4751%274
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.4911%275
Percentage Net Loans Charged-off: Commercial and industrial1.5134%431
Percentage Net Loans Charged-off: Loans to individuals1.1572%768
Percentage Net Loans Charged-off: Credit card loans1.5015%381
Percentage Net Loans Charged-off: Other loans to individual1.1146%738
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5297%399
Percentage Net Loans Charged-off: Total real estate loans0.1807%657
Percentage Net Loans Charged-off:Construction & development1.9251%66
Percentage Net Loans Charged-off: Commercial real estate-0.1851%5,616
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.3373%411
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.3485%400
Percentage Net Loans Charged-off: Commercial and industrial2.1087%268
Percentage Net Loans Charged-off: Loans to individuals1.4438%520
Percentage Net Loans Charged-off: Credit card loans1.0185%476
Percentage Net Loans Charged-off: Other loans to individual1.4959%438
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3982%571
Percentage Net Loans Charged-off: Total real estate loans-0.0972%5,595
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.1849%5,690
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,118
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial2.5990%198
Percentage Net Loans Charged-off: Loans to individuals1.8551%370
Percentage Net Loans Charged-off: Credit card loans0.5396%540
Percentage Net Loans Charged-off: Other loans to individual2.0082%301
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0621%5,438
Percentage Net Loans Charged-off: Total real estate loans-0.0975%5,656
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.1819%5,782
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.2264%1,928
Percentage Net Loans Charged-off: Credit card loans1.1127%374
Percentage Net Loans Charged-off: Other loans to individual0.1260%2,048
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7718%296
Percentage Net Loans Charged-off: Total real estate loans0.8438%142
Percentage Net Loans Charged-off:Construction & development11.6098%18
Percentage Net Loans Charged-off: Commercial real estate-0.0822%5,596
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.2404%914
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.2468%888
Percentage Net Loans Charged-off: Commercial and industrial0.2240%1,492
Percentage Net Loans Charged-off: Loans to individuals1.1193%690
Percentage Net Loans Charged-off: Credit card loans3.7493%140
Percentage Net Loans Charged-off: Other loans to individual0.7943%958
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0918%2,249
Percentage Net Loans Charged-off: Total real estate loans-0.0241%5,310
Percentage Net Loans Charged-off:Construction & development-0.3492%5,363
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,781
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0000%2,664
Percentage Net Loans Charged-off: Commercial and industrial0.2950%1,099
Percentage Net Loans Charged-off: Loans to individuals0.9928%715
Percentage Net Loans Charged-off: Credit card loans4.5515%103
Percentage Net Loans Charged-off: Other loans to individual0.5375%1,288
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1304%1,715
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,722
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,507
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0000%2,362
Percentage Net Loans Charged-off: Commercial and industrial0.4505%791
Percentage Net Loans Charged-off: Loans to individuals0.9791%726
Percentage Net Loans Charged-off: Credit card loans7.5269%54
Percentage Net Loans Charged-off: Other loans to individual0.1381%2,385
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2127%1,094
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,078
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial0.9515%371
Percentage Net Loans Charged-off: Loans to individuals1.2488%603
Percentage Net Loans Charged-off: Credit card loans2.2222%247
Percentage Net Loans Charged-off: Other loans to individual1.1256%601
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0851%89
Percentage Net Loans Charged-off: Total real estate loans2.6714%36
Percentage Net Loans Charged-off:Construction & development14.9086%30
Percentage Net Loans Charged-off: Commercial real estate1.5513%225
Percentage Net Loans Charged-off: Multi-family residential-0.1087%5,052
Percentage Net Loans Charged-off: 1-4 family residential1.5902%115
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net1.6175%121
Percentage Net Loans Charged-off: Commercial and industrial-0.6126%5,977
Percentage Net Loans Charged-off: Loans to individuals0.9356%996
Percentage Net Loans Charged-off: Credit card loans2.6331%248
Percentage Net Loans Charged-off: Other loans to individual0.7075%1,259
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9439%337
Percentage Net Loans Charged-off: Total real estate loans1.3974%117
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate2.0608%147
Percentage Net Loans Charged-off: Multi-family residential-0.1630%5,123
Percentage Net Loans Charged-off: 1-4 family residential0.8790%305
Percentage Net Loans Charged-off: Home equity loans53.7982%3
All other 1-4 family - Percent of loans charged-off, net0.0000%3,100
Percentage Net Loans Charged-off: Commercial and industrial-1.1979%6,181
Percentage Net Loans Charged-off: Loans to individuals0.2840%2,308
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual0.3237%2,002
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0273%3,648
Percentage Net Loans Charged-off: Total real estate loans0.3439%891
Percentage Net Loans Charged-off:Construction & development3.8092%149
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,913
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial-1.7169%6,276
Percentage Net Loans Charged-off: Loans to individuals0.2963%2,029
Percentage Net Loans Charged-off: Credit card loans4.0975%120
Percentage Net Loans Charged-off: Other loans to individual-0.2544%5,843
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3515%1,019
Percentage Net Loans Charged-off: Total real estate loans0.6691%409
Percentage Net Loans Charged-off:Construction & development7.3404%77
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial-1.7377%6,324
Percentage Net Loans Charged-off: Loans to individuals1.5659%565
Percentage Net Loans Charged-off: Credit card loans9.3159%47
Percentage Net Loans Charged-off: Other loans to individual0.3618%1,625
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6089%110
Percentage Net Loans Charged-off: Total real estate loans1.6297%211
Percentage Net Loans Charged-off:Construction & development4.4439%287
Percentage Net Loans Charged-off: Commercial real estate2.1041%238
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0281%3,758
Percentage Net Loans Charged-off: Home equity loans2.0000%158
All other 1-4 family - Percent of loans charged-off, net0.0000%3,923
Percentage Net Loans Charged-off: Commercial and industrial7.3316%114
Percentage Net Loans Charged-off: Loans to individuals1.3633%813
Percentage Net Loans Charged-off: Credit card loans5.7471%85
Percentage Net Loans Charged-off: Other loans to individual0.5398%1,854
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2839%66
Percentage Net Loans Charged-off: Total real estate loans2.1365%134
Percentage Net Loans Charged-off:Construction & development5.6078%231
Percentage Net Loans Charged-off: Commercial real estate2.7651%169
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,758
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0000%3,581
Percentage Net Loans Charged-off: Commercial and industrial8.6495%100
Percentage Net Loans Charged-off: Loans to individuals1.8341%534
Percentage Net Loans Charged-off: Credit card loans7.8041%51
Percentage Net Loans Charged-off: Other loans to individual0.6650%1,410
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5630%141
Percentage Net Loans Charged-off: Total real estate loans3.3152%76
Percentage Net Loans Charged-off:Construction & development9.0664%148
Percentage Net Loans Charged-off: Commercial real estate4.1311%110
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,367
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0000%3,182
Percentage Net Loans Charged-off: Commercial and industrial-0.2357%5,994
Percentage Net Loans Charged-off: Loans to individuals1.5289%663
Percentage Net Loans Charged-off: Credit card loans3.0000%234
Percentage Net Loans Charged-off: Other loans to individual1.2278%739
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1266%6,539
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,055
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial-1.2179%6,545
Percentage Net Loans Charged-off: Loans to individuals2.7724%349
Percentage Net Loans Charged-off: Credit card loans3.9360%172
Percentage Net Loans Charged-off: Other loans to individual2.5237%358
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9211%179
Percentage Net Loans Charged-off: Total real estate loans1.7570%427
Percentage Net Loans Charged-off:Construction & development8.4676%300
Percentage Net Loans Charged-off: Commercial real estate0.0118%3,146
Percentage Net Loans Charged-off: Multi-family residential10.8553%78
Percentage Net Loans Charged-off: 1-4 family residential0.2089%2,935
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.2119%2,785
Percentage Net Loans Charged-off: Commercial and industrial6.3495%188
Percentage Net Loans Charged-off: Loans to individuals1.8706%681
Percentage Net Loans Charged-off: Credit card loans5.8708%111
Percentage Net Loans Charged-off: Other loans to individual1.0291%1,243
Percentage Net Loans Charged-off: All other loans and lease27.3551%75
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9985%184
Percentage Net Loans Charged-off: Total real estate loans1.8898%364
Percentage Net Loans Charged-off:Construction & development10.4106%256
Percentage Net Loans Charged-off: Commercial real estate0.0158%2,781
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0382%3,890
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0388%3,718
Percentage Net Loans Charged-off: Commercial and industrial7.3210%167
Percentage Net Loans Charged-off: Loans to individuals1.6917%748
Percentage Net Loans Charged-off: Credit card loans3.8554%213
Percentage Net Loans Charged-off: Other loans to individual1.2311%942
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6617%1,666
Percentage Net Loans Charged-off: Total real estate loans0.0276%4,236
Percentage Net Loans Charged-off:Construction & development-0.0212%5,966
Percentage Net Loans Charged-off: Commercial real estate0.0313%2,324
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0568%3,396
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0576%3,243
Percentage Net Loans Charged-off: Commercial and industrial2.6267%618
Percentage Net Loans Charged-off: Loans to individuals2.5438%475
Percentage Net Loans Charged-off: Credit card loans5.3571%145
Percentage Net Loans Charged-off: Other loans to individual1.9507%596
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1750%6,959
Percentage Net Loans Charged-off: Total real estate loans0.0234%3,514
Percentage Net Loans Charged-off:Construction & development-0.0424%6,057
Percentage Net Loans Charged-off: Commercial real estate0.0621%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-1.7229%6,876
Percentage Net Loans Charged-off: Loans to individuals4.8935%212
Percentage Net Loans Charged-off: Credit card loans11.6931%53
Percentage Net Loans Charged-off: Other loans to individual3.4694%306
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8433%2,052
Percentage Net Loans Charged-off: Total real estate loans0.4192%2,900
Percentage Net Loans Charged-off:Construction & development-0.0211%6,354
Percentage Net Loans Charged-off: Commercial real estate0.0508%3,326
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.3461%898
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net1.3635%904
Percentage Net Loans Charged-off: Commercial and industrial2.3950%1,006
Percentage Net Loans Charged-off: Loans to individuals0.6078%2,483
Percentage Net Loans Charged-off: Credit card loans1.5982%585
Percentage Net Loans Charged-off: Other loans to individual0.3540%3,035
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7110%2,135
Percentage Net Loans Charged-off: Total real estate loans0.0323%4,878
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate-0.0938%7,054
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.2594%2,823
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.2626%2,696
Percentage Net Loans Charged-off: Commercial and industrial3.1270%706
Percentage Net Loans Charged-off: Loans to individuals0.4958%2,565
Percentage Net Loans Charged-off: Credit card loans0.8909%723
Percentage Net Loans Charged-off: Other loans to individual0.3481%2,780
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9862%1,593
Percentage Net Loans Charged-off: Total real estate loans0.0817%4,075
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate-0.0697%7,063
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.3887%2,195
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.3933%2,067
Percentage Net Loans Charged-off: Commercial and industrial4.1680%495
Percentage Net Loans Charged-off: Loans to individuals0.6532%2,047
Percentage Net Loans Charged-off: Credit card loans1.3110%581
Percentage Net Loans Charged-off: Other loans to individual0.4144%2,341
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5701%7,425
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,921
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial-2.5760%7,192
Percentage Net Loans Charged-off: Loans to individuals0.8539%1,532
Percentage Net Loans Charged-off: Credit card loans3.4557%312
Percentage Net Loans Charged-off: Other loans to individual0.2464%2,421
Percentage Net Loans Charged-off: All other loans and lease-4.3537%6,561
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5033%403
Percentage Net Loans Charged-off: Total real estate loans4.2090%253
Percentage Net Loans Charged-off:Construction & development8.6643%702
Percentage Net Loans Charged-off: Commercial real estate5.6097%113
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0000%5,031
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.0000%4,844
Percentage Net Loans Charged-off: Commercial and industrial1.6604%1,879
Percentage Net Loans Charged-off: Loans to individuals3.4671%551
Percentage Net Loans Charged-off: Credit card loans3.5255%455
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7808%338
Percentage Net Loans Charged-off: Total real estate loans4.4479%214
Percentage Net Loans Charged-off:Construction & development10.9458%466
Percentage Net Loans Charged-off: Commercial real estate5.1547%131
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,641
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0000%4,440
Percentage Net Loans Charged-off: Commercial and industrial2.0770%1,417
Percentage Net Loans Charged-off: Loans to individuals4.0895%407
Percentage Net Loans Charged-off: Credit card loans2.7656%514
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3230%451
Percentage Net Loans Charged-off: Total real estate loans3.6541%365
Percentage Net Loans Charged-off:Construction & development15.6299%271
Percentage Net Loans Charged-off: Commercial real estate1.1867%874
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,093
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial3.0360%965
Percentage Net Loans Charged-off: Loans to individuals0.4403%3,099
Percentage Net Loans Charged-off: Credit card loans4.2433%381
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2577%222
Percentage Net Loans Charged-off: Total real estate loans7.2552%106
Percentage Net Loans Charged-off:Construction & development30.0944%93
Percentage Net Loans Charged-off: Commercial real estate2.1691%427
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial0.7745%1,727
Percentage Net Loans Charged-off: Loans to individuals1.5113%1,300
Percentage Net Loans Charged-off: Credit card loans11.5556%111
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7656%481
Percentage Net Loans Charged-off: Total real estate loans3.7975%432
Percentage Net Loans Charged-off:Construction & development3.0567%1,709
Percentage Net Loans Charged-off: Commercial real estate6.9355%92
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.4595%2,196
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.4655%2,091
Percentage Net Loans Charged-off: Commercial and industrial4.0206%988
Percentage Net Loans Charged-off: Loans to individuals2.5049%1,031
Percentage Net Loans Charged-off: Credit card loans1.8828%838
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6053%1,271
Percentage Net Loans Charged-off: Total real estate loans1.0694%1,485
Percentage Net Loans Charged-off:Construction & development4.5026%1,076
Percentage Net Loans Charged-off: Commercial real estate0.0669%2,470
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.5655%1,630
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.5731%1,559
Percentage Net Loans Charged-off: Commercial and industrial2.6459%1,213
Percentage Net Loans Charged-off: Loans to individuals0.8439%2,805
Percentage Net Loans Charged-off: Credit card loans-0.2714%1,618
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5936%1,186
Percentage Net Loans Charged-off: Total real estate loans0.2969%2,699
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.8395%1,108
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.8517%1,041
Percentage Net Loans Charged-off: Commercial and industrial3.8437%745
Percentage Net Loans Charged-off: Loans to individuals0.9222%2,456
Percentage Net Loans Charged-off: Credit card loans-0.4193%1,616
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4671%2,279
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial1.2359%1,291
Percentage Net Loans Charged-off: Loans to individuals0.5314%2,887
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6524%1,902
Percentage Net Loans Charged-off: Total real estate loans0.5826%1,491
Percentage Net Loans Charged-off:Construction & development0.4172%2,090
Percentage Net Loans Charged-off: Commercial real estate0.9959%528
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2430%1,967
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.2450%1,865
Percentage Net Loans Charged-off: Commercial and industrial0.6776%2,308
Percentage Net Loans Charged-off: Loans to individuals1.3616%1,644
Percentage Net Loans Charged-off: Credit card loans1.3812%870
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5067%1,663
Percentage Net Loans Charged-off: Total real estate loans0.6582%950
Percentage Net Loans Charged-off:Construction & development0.5568%1,379
Percentage Net Loans Charged-off: Commercial real estate1.3358%263
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0786%3,392
Percentage Net Loans Charged-off: Loans to individuals1.5709%1,129
Percentage Net Loans Charged-off: Credit card loans2.1560%602
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7276%966
Percentage Net Loans Charged-off: Total real estate loans0.9874%512
Percentage Net Loans Charged-off:Construction & development0.8360%835
Percentage Net Loans Charged-off: Commercial real estate2.0382%134
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.1231%2,582
Percentage Net Loans Charged-off: Loans to individuals1.5275%1,091
Percentage Net Loans Charged-off: Credit card loans-2.3585%1,831
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0330%4,063
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.5854%2,240
Percentage Net Loans Charged-off: Credit card loans-0.9401%1,752
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2246%369
Percentage Net Loans Charged-off: Total real estate loans0.7143%375
Percentage Net Loans Charged-off:Construction & development1.8365%252
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential1.0433%233
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net1.0439%246
Percentage Net Loans Charged-off: Commercial and industrial2.4232%525
Percentage Net Loans Charged-off: Loans to individuals1.1268%1,410
Percentage Net Loans Charged-off: Credit card loans6.8587%119
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5377%202
Percentage Net Loans Charged-off: Total real estate loans0.8534%169
Percentage Net Loans Charged-off:Construction & development2.4367%102
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential1.1440%151
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net1.1445%158
Percentage Net Loans Charged-off: Commercial and industrial3.2613%316
Percentage Net Loans Charged-off: Loans to individuals0.9780%1,406
Percentage Net Loans Charged-off: Credit card loans9.0090%75
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2227%245
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial4.1451%223
Percentage Net Loans Charged-off: Loans to individuals0.8327%1,574
Percentage Net Loans Charged-off: Credit card loans8.9753%90
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1928%265
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial4.1761%204
Percentage Net Loans Charged-off: Loans to individuals0.3661%2,522
Percentage Net Loans Charged-off: Credit card loans2.6059%415
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5264%693
Percentage Net Loans Charged-off: Total real estate loans0.0673%1,705
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1690%952
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1690%938
Percentage Net Loans Charged-off: Commercial and industrial1.4032%726
Percentage Net Loans Charged-off: Loans to individuals1.5356%832
Percentage Net Loans Charged-off: Credit card loans4.8454%184
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0669%3,363
Percentage Net Loans Charged-off: Total real estate loans0.0896%1,161
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.2235%627
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2235%628
Percentage Net Loans Charged-off: Commercial and industrial-0.0068%6,699
Percentage Net Loans Charged-off: Loans to individuals0.1461%4,375
Percentage Net Loans Charged-off: Credit card loans-0.3155%1,905
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0056%5,018
Percentage Net Loans Charged-off: Total real estate loans0.0253%1,809
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0626%1,292
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0626%1,231
Percentage Net Loans Charged-off: Commercial and industrial-0.0103%6,672
Percentage Net Loans Charged-off: Loans to individuals-0.1312%7,450
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1010%2,094
Percentage Net Loans Charged-off: Total real estate loans0.1687%498
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.4074%296
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.4074%285
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals-0.1748%7,289
Percentage Net Loans Charged-off: Credit card loans-2.0539%1,950
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2273%2,055
Percentage Net Loans Charged-off: Total real estate loans0.1730%789
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.4048%391
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.4048%404
Percentage Net Loans Charged-off: Commercial and industrial0.1019%3,307
Percentage Net Loans Charged-off: Loans to individuals1.2776%1,339
Percentage Net Loans Charged-off: Credit card loans-0.2915%2,092
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2983%1,356
Percentage Net Loans Charged-off: Total real estate loans0.2314%518
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.5424%259
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.5424%267
Percentage Net Loans Charged-off: Commercial and industrial0.1365%2,570
Percentage Net Loans Charged-off: Loans to individuals1.6195%845
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4620%817
Percentage Net Loans Charged-off: Total real estate loans0.3506%341
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.8049%177
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.8049%177
Percentage Net Loans Charged-off: Commercial and industrial0.2150%1,959
Percentage Net Loans Charged-off: Loans to individuals2.5783%412
Percentage Net Loans Charged-off: Credit card loans0.6000%1,073
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1825%1,699
Percentage Net Loans Charged-off: Total real estate loans0.0535%1,128
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1181%832
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1181%797
Percentage Net Loans Charged-off: Commercial and industrial0.4307%1,106
Percentage Net Loans Charged-off: Loans to individuals0.4459%2,755
Percentage Net Loans Charged-off: Credit card loans2.4653%522
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2099%2,657
Percentage Net Loans Charged-off: Total real estate loans0.1393%1,270
Percentage Net Loans Charged-off:Construction & development0.7244%179
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0813%1,788
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0813%1,741
Percentage Net Loans Charged-off: Commercial and industrial0.1747%3,210
Percentage Net Loans Charged-off: Loans to individuals0.9462%2,178
Percentage Net Loans Charged-off: Credit card loans5.7471%267
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2399%2,018
Percentage Net Loans Charged-off: Total real estate loans0.1190%1,182
Percentage Net Loans Charged-off:Construction & development0.5304%189
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1107%1,278
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1107%1,262
Percentage Net Loans Charged-off: Commercial and industrial0.3390%2,145
Percentage Net Loans Charged-off: Loans to individuals0.9104%2,091
Percentage Net Loans Charged-off: Credit card loans4.3813%398
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3216%1,477
Percentage Net Loans Charged-off: Total real estate loans0.1036%1,230
Percentage Net Loans Charged-off:Construction & development0.8649%125
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.5196%1,571
Percentage Net Loans Charged-off: Loans to individuals1.4599%1,188
Percentage Net Loans Charged-off: Credit card loans5.2980%312
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2582%1,628
Percentage Net Loans Charged-off: Total real estate loans0.2103%619
Percentage Net Loans Charged-off:Construction & development1.8083%79
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals1.4706%1,262
Percentage Net Loans Charged-off: Credit card loans9.2715%150
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1758%3,668
Percentage Net Loans Charged-off: Total real estate loans0.0029%3,964
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0058%3,286
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0058%3,127
Percentage Net Loans Charged-off: Commercial and industrial0.1965%3,669
Percentage Net Loans Charged-off: Loans to individuals1.3946%1,522
Percentage Net Loans Charged-off: Credit card loans1.4545%1,372
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1828%3,183
Percentage Net Loans Charged-off: Total real estate loans0.0039%3,316
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0078%2,717
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0078%2,598
Percentage Net Loans Charged-off: Commercial and industrial0.2621%2,892
Percentage Net Loans Charged-off: Loans to individuals1.2303%1,679
Percentage Net Loans Charged-off: Credit card loans1.9925%1,132
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2528%2,351
Percentage Net Loans Charged-off: Total real estate loans0.0061%2,760
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0157%914
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.3915%2,208
Percentage Net Loans Charged-off: Loans to individuals1.5354%1,227
Percentage Net Loans Charged-off: Credit card loans0.7454%1,418
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1081%3,239
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals1.1916%1,666
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4061%2,052
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.8558%2,105
Percentage Net Loans Charged-off: Loans to individuals1.5737%1,294
Percentage Net Loans Charged-off: Credit card loans5.9473%372
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2563%3,048
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.4815%2,723
Percentage Net Loans Charged-off: Loans to individuals1.0374%2,149
Percentage Net Loans Charged-off: Credit card loans1.8182%1,343
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4682%1,401
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0399%6,359
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2667%2,744
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0858%5,814
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,805
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,856
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA