Bay Bank, Total Charge- offs 1- 4 Family Residential
| 2014-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $104,000 | 1,202 |
| Loans secured by 1-4 family senior liens - total charge-offs | $104,000 | 953 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,036 |
| Total charge offs - home equity lines of credit | $0 | 951 |
| 2014-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,435 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,096 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 696 |
| Total charge offs - home equity lines of credit | $0 | 665 |
| 2013-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $64,000 | 2,818 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 4,065 |
| Loans secured by 1-4 family junior liens - total charge-offs | $64,000 | 787 |
| Total charge offs - home equity lines of credit | $0 | 1,524 |
| 2013-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,094 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 3,704 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,526 |
| Total charge offs - home equity lines of credit | $0 | 1,357 |
| 2013-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,651 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 3,246 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,251 |
| Total charge offs - home equity lines of credit | $0 | 1,155 |
| 2013-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,776 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,405 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 863 |
| Total charge offs - home equity lines of credit | $0 | 832 |
| 2012-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $100,000 | 2,863 |
| Loans secured by 1-4 family senior liens - total charge-offs | $100,000 | 2,415 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 2,105 |
| Total charge offs - home equity lines of credit | $0 | 1,817 |
| 2012-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $100,000 | 2,487 |
| Loans secured by 1-4 family senior liens - total charge-offs | $100,000 | 2,043 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,841 |
| Total charge offs - home equity lines of credit | $0 | 1,607 |
| 2012-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $100,000 | 2,018 |
| Loans secured by 1-4 family senior liens - total charge-offs | $100,000 | 1,621 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,549 |
| Total charge offs - home equity lines of credit | $0 | 1,393 |
| 2012-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,205 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,748 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,073 |
| Total charge offs - home equity lines of credit | $0 | 1,022 |
| 2011-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $24,000 | 4,334 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 4,622 |
| Loans secured by 1-4 family junior liens - total charge-offs | $24,000 | 1,789 |
| Total charge offs - home equity lines of credit | $0 | 1,988 |
| 2011-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $24,000 | 3,887 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 4,215 |
| Loans secured by 1-4 family junior liens - total charge-offs | $24,000 | 1,505 |
| Total charge offs - home equity lines of credit | $0 | 1,738 |
| 2011-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,214 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 3,703 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,678 |
| Total charge offs - home equity lines of credit | $0 | 1,481 |
| 2011-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,270 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,766 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,137 |
| Total charge offs - home equity lines of credit | $0 | 1,046 |
| 2010-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $348,000 | 1,854 |
| Loans secured by 1-4 family senior liens - total charge-offs | $193,000 | 1,982 |
| Loans secured by 1-4 family junior liens - total charge-offs | $155,000 | 834 |
| Total charge offs - home equity lines of credit | $0 | 1,983 |
| 2010-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $471,000 | 1,216 |
| Loans secured by 1-4 family senior liens - total charge-offs | $316,000 | 1,163 |
| Loans secured by 1-4 family junior liens - total charge-offs | $155,000 | 642 |
| Total charge offs - home equity lines of credit | $0 | 1,749 |
| 2010-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $425,000 | 960 |
| Loans secured by 1-4 family senior liens - total charge-offs | $270,000 | 946 |
| Loans secured by 1-4 family junior liens - total charge-offs | $155,000 | 490 |
| Total charge offs - home equity lines of credit | $0 | 1,456 |
| 2010-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $155,000 | 1,107 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,758 |
| Loans secured by 1-4 family junior liens - total charge-offs | $155,000 | 303 |
| Total charge offs - home equity lines of credit | $0 | 1,005 |
| 2009-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $1,056,000 | 883 |
| Loans secured by 1-4 family senior liens - total charge-offs | $908,000 | 687 |
| Loans secured by 1-4 family junior liens - total charge-offs | $146,000 | 899 |
| Total charge offs - home equity lines of credit | $2,000 | 1,929 |
| 2009-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $535,000 | 1,006 |
| Loans secured by 1-4 family senior liens - total charge-offs | $490,000 | 754 |
| Loans secured by 1-4 family junior liens - total charge-offs | $45,000 | 1,152 |
| Total charge offs - home equity lines of credit | $0 | 1,648 |
| 2009-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $356,000 | 924 |
| Loans secured by 1-4 family senior liens - total charge-offs | $311,000 | 704 |
| Loans secured by 1-4 family junior liens - total charge-offs | $45,000 | 867 |
| Total charge offs - home equity lines of credit | $0 | 1,321 |
| 2009-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $105,000 | 1,082 |
| Loans secured by 1-4 family senior liens - total charge-offs | $60,000 | 1,040 |
| Loans secured by 1-4 family junior liens - total charge-offs | $45,000 | 512 |
| Total charge offs - home equity lines of credit | $0 | 855 |
| 2008-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $306,000 | 1,102 |
| Loans secured by 1-4 family senior liens - total charge-offs | $306,000 | 743 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,777 |
| Total charge offs - home equity lines of credit | $0 | 1,449 |
| 2008-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $305,000 | 753 |
| Loans secured by 1-4 family senior liens - total charge-offs | $305,000 | 486 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,399 |
| Total charge offs - home equity lines of credit | $0 | 1,158 |
| 2008-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $287,000 | 552 |
| Loans secured by 1-4 family senior liens - total charge-offs | $287,000 | 364 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,048 |
| Total charge offs - home equity lines of credit | $0 | 923 |
| 2008-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $264,000 | 310 |
| Loans secured by 1-4 family senior liens - total charge-offs | $264,000 | 196 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 650 |
| Total charge offs - home equity lines of credit | $0 | 587 |
| 2007-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $218,000 | 730 |
| Loans secured by 1-4 family senior liens - total charge-offs | $186,000 | 545 |
| Loans secured by 1-4 family junior liens - total charge-offs | $32,000 | 706 |
| Total charge offs - home equity lines of credit | $0 | 1,004 |
| 2007-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $30,000 | 1,646 |
| Loans secured by 1-4 family senior liens - total charge-offs | $26,000 | 1,356 |
| Loans secured by 1-4 family junior liens - total charge-offs | $4,000 | 874 |
| Total charge offs - home equity lines of credit | $0 | 775 |
| 2007-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $29,000 | 1,227 |
| Loans secured by 1-4 family senior liens - total charge-offs | $25,000 | 988 |
| Loans secured by 1-4 family junior liens - total charge-offs | $4,000 | 651 |
| Total charge offs - home equity lines of credit | $0 | 582 |
| 2007-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $13,000 | 1,049 |
| Loans secured by 1-4 family senior liens - total charge-offs | $9,000 | 895 |
| Loans secured by 1-4 family junior liens - total charge-offs | $4,000 | 414 |
| Total charge offs - home equity lines of credit | $0 | 396 |
| 2006-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $33,000 | 1,793 |
| Loans secured by 1-4 family senior liens - total charge-offs | $33,000 | 1,380 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 994 |
| Total charge offs - home equity lines of credit | $0 | 786 |
| 2006-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $33,000 | 1,343 |
| Loans secured by 1-4 family senior liens - total charge-offs | $33,000 | 1,040 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 788 |
| Total charge offs - home equity lines of credit | $0 | 617 |
| 2006-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $28,000 | 1,102 |
| Loans secured by 1-4 family senior liens - total charge-offs | $28,000 | 851 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 640 |
| Total charge offs - home equity lines of credit | $0 | 476 |
| 2006-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $28,000 | 620 |
| Loans secured by 1-4 family senior liens - total charge-offs | $28,000 | 461 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 409 |
| Total charge offs - home equity lines of credit | $0 | 337 |
| 2005-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,435 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,874 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,070 |
| Total charge offs - home equity lines of credit | $0 | 757 |
| 2005-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,970 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,470 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 885 |
| Total charge offs - home equity lines of credit | $0 | 637 |
| 2005-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,431 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,975 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 696 |
| Total charge offs - home equity lines of credit | $0 | 509 |
| 2005-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 1,713 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,328 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 484 |
| Total charge offs - home equity lines of credit | $0 | 383 |
| 2004-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,617 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 3,033 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,171 |
| Total charge offs - home equity lines of credit | $0 | 747 |
| 2004-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,103 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,562 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 975 |
| Total charge offs - home equity lines of credit | $0 | 627 |
| 2004-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,566 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,087 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 794 |
| Total charge offs - home equity lines of credit | $0 | 496 |
| 2004-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 1,753 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,400 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 500 |
| Total charge offs - home equity lines of credit | $0 | 322 |
| 2003-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $12,000 | 2,872 |
| Loans secured by 1-4 family senior liens - total charge-offs | $12,000 | 2,065 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,124 |
| Total charge offs - home equity lines of credit | $0 | 718 |
| 2003-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $11,000 | 2,359 |
| Loans secured by 1-4 family senior liens - total charge-offs | $11,000 | 1,657 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 944 |
| Total charge offs - home equity lines of credit | $0 | 587 |
| 2003-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $10,000 | 1,893 |
| Loans secured by 1-4 family senior liens - total charge-offs | $10,000 | 1,301 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 728 |
| Total charge offs - home equity lines of credit | $0 | 475 |
| 2003-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 1,819 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,246 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 484 |
| Total charge offs - home equity lines of credit | $0 | 306 |
| 2002-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $49,000 | 1,462 |
| Loans secured by 1-4 family senior liens - total charge-offs | $49,000 | 998 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,092 |
| Total charge offs - home equity lines of credit | $0 | 699 |
| 2001-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,695 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 678 |
| 2000-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,423 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 599 |
| 1999-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,696 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 621 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.