Home > Baxley Federal Bank > Income and Expense
Baxley Federal Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,038,000 | 3,633 |
| Total interest expense | $6,079,000 | 2,633 |
| Net interest income | $2,959,000 | 5,135 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $542,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $411,000 | 3,313 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $131,000 | 5,805 |
| Total noninterest expense | $2,039,000 | 5,662 |
| Salaries and employee benefits | $1,073,000 | 5,733 |
| Premises and equipment expense | $257,000 | 6,000 |
| Additional noninterest expense | $709,000 | 5,241 |
| Pre-tax net operating income | $1,392,000 | 4,055 |
| Securities gains (losses) | $1,739,000 | 275 |
| Applicable income taxes | $1,120,000 | 1,918 |
| Income before extraordinary items | $2,011,000 | 2,522 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,011,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $499,000 | 3,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $898,040 | 4,461 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,023,000 | 3,717 |
| Total interest expense | $5,260,000 | 3,168 |
| Net interest income | $3,763,000 | 4,385 |
| Provision for loan and lease losses | $420,000 | 2,181 |
| Total noninterest income | $299,000 | 6,320 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $243,000 | 4,595 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $56,000 | 7,603 |
| Total noninterest expense | $2,048,000 | 5,592 |
| Salaries and employee benefits | $1,037,000 | 5,782 |
| Premises and equipment expense | $236,000 | 6,243 |
| Additional noninterest expense | $775,000 | 4,837 |
| Pre-tax net operating income | $1,594,000 | 3,900 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $596,000 | 3,123 |
| Income before extraordinary items | $998,000 | 4,402 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $998,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $584,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $998,000 | 4,397 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 4,033 |
| Total interest expense | $4,250,000 | 3,406 |
| Net interest income | $3,506,000 | 4,653 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $465,000 | 5,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $465,000 | 3,095 |
| Total noninterest expense | $2,142,000 | 5,409 |
| Salaries and employee benefits | $956,000 | 6,067 |
| Premises and equipment expense | $397,000 | 4,565 |
| Additional noninterest expense | $789,000 | 4,840 |
| Pre-tax net operating income | $1,829,000 | 3,569 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $663,000 | 3,007 |
| Income before extraordinary items | $1,166,000 | 3,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,166,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $6,342,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,166,000 | 3,934 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,854,000 | 4,010 |
| Total interest expense | $4,434,000 | 3,344 |
| Net interest income | $3,420,000 | 4,681 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $477,000 | 5,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $477,000 | 3,069 |
| Total noninterest expense | $1,810,000 | 5,970 |
| Salaries and employee benefits | $904,000 | 6,190 |
| Premises and equipment expense | $405,000 | 4,386 |
| Additional noninterest expense | $501,000 | 6,428 |
| Pre-tax net operating income | $2,087,000 | 3,233 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $751,000 | 2,873 |
| Income before extraordinary items | $1,336,000 | 3,590 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,336,000 | 3,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $452,000 | 3,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,336,000 | 3,491 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,968,000 | 3,986 |
| Total interest expense | $4,255,000 | 3,455 |
| Net interest income | $3,713,000 | 4,516 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $480,000 | 5,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $480,000 | 2,908 |
| Total noninterest expense | $1,828,000 | 6,017 |
| Salaries and employee benefits | $930,000 | 6,153 |
| Premises and equipment expense | $385,000 | 4,571 |
| Additional noninterest expense | $513,000 | 6,401 |
| Pre-tax net operating income | $2,365,000 | 3,058 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $860,000 | 2,770 |
| Income before extraordinary items | $1,505,000 | 3,343 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,505,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $4,307,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 661 |
| Net operating income | $1,505,000 | 3,270 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,736,000 | 4,161 |
| Total interest expense | $4,127,000 | 3,599 |
| Net interest income | $3,609,000 | 4,704 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $458,000 | 5,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $458,000 | 3,106 |
| Total noninterest expense | $2,491,000 | 5,018 |
| Salaries and employee benefits | $1,027,000 | 5,879 |
| Premises and equipment expense | $372,000 | 4,814 |
| Additional noninterest expense | $1,092,000 | 4,082 |
| Pre-tax net operating income | $1,576,000 | 4,163 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $562,000 | 3,777 |
| Income before extraordinary items | $1,014,000 | 4,438 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,014,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $423,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 848 |
| Net operating income | $1,014,000 | 4,387 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,571,000 | 4,229 |
| Total interest expense | $3,841,000 | 3,808 |
| Net interest income | $3,730,000 | 4,605 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $406,000 | 5,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $406,000 | 3,287 |
| Total noninterest expense | $1,822,000 | 6,404 |
| Salaries and employee benefits | $940,000 | 6,347 |
| Premises and equipment expense | $328,000 | 5,271 |
| Additional noninterest expense | $554,000 | 6,830 |
| Pre-tax net operating income | $2,314,000 | 3,066 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $812,000 | 2,840 |
| Income before extraordinary items | $1,502,000 | 3,245 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,502,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $1,952,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,502,000 | 3,221 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,292,000 | 4,657 |
| Total interest expense | $2,992,000 | 3,977 |
| Net interest income | $3,300,000 | 5,201 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $368,000 | 6,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $368,000 | 3,589 |
| Total noninterest expense | $1,694,000 | 7,012 |
| Salaries and employee benefits | $873,000 | 6,801 |
| Premises and equipment expense | $285,000 | 5,938 |
| Additional noninterest expense | $536,000 | 7,553 |
| Pre-tax net operating income | $1,914,000 | 3,555 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $685,000 | 3,143 |
| Income before extraordinary items | $1,229,000 | 3,770 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,229,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $363,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 831 |
| Net operating income | $1,229,000 | 3,805 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,125,000 | 4,861 |
| Total interest expense | $2,947,000 | 4,168 |
| Net interest income | $3,178,000 | 5,398 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $376,000 | 6,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $376,000 | 3,913 |
| Total noninterest expense | $1,598,000 | 7,508 |
| Salaries and employee benefits | $823,000 | 7,180 |
| Premises and equipment expense | $264,000 | 6,427 |
| Additional noninterest expense | $511,000 | 8,101 |
| Pre-tax net operating income | $1,836,000 | 3,600 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $644,000 | 3,371 |
| Income before extraordinary items | $1,192,000 | 4,042 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,192,000 | 4,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $846,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 794 |
| Net operating income | $1,192,000 | 3,837 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,717,000 | 4,999 |
| Total interest expense | $3,511,000 | 4,533 |
| Net interest income | $3,206,000 | 5,394 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $375,000 | 6,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $375,000 | 3,851 |
| Total noninterest expense | $1,478,000 | 7,992 |
| Salaries and employee benefits | $702,000 | 7,962 |
| Premises and equipment expense | $261,000 | 6,590 |
| Additional noninterest expense | $515,000 | 8,307 |
| Pre-tax net operating income | $1,923,000 | 3,216 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $660,000 | 3,149 |
| Income before extraordinary items | $1,263,000 | 3,640 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,263,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $305,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 853 |
| Net operating income | $1,263,000 | 3,369 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.