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Bath Savings Institution, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$52,533,000884
Total interest expense$19,218,000800
Net interest income$33,315,000951
Provision for loan and lease losses$337,0001,571
Total noninterest income$11,177,000684
Gross Fiduciary activities income$8,271,000201
Service charges on deposit accounts$438,0001,796
Trading account gains and fees$0123
Additional Noninterest Income$2,468,0001,431
Total noninterest expense$30,933,000871
Salaries and employee benefits$17,664,000847
Premises and equipment expense$6,872,000421
Additional noninterest expense$2,468,0001,431
Pre-tax net operating income$13,222,000945
Securities gains (losses)$5,923,00021
Applicable income taxes$3,289,000707
Income before extraordinary items$15,856,000701
Extraordinary gains, net$054
Net income$15,856,000712
Minority interest net income$088
Net income of bank and minority interests.$15,856,000704
Net charge-offs$47,0001,832
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,939,910954
2023-09-30 (YTD Data)Rank
Total interest income$38,663,000880
Total interest expense$13,225,000803
Net interest income$25,438,000943
Provision for loan and lease losses$526,000976
Total noninterest income$7,975,000714
Gross Fiduciary activities income$5,997,000206
Service charges on deposit accounts$323,0001,819
Trading account gains and fees$0125
Additional Noninterest Income$1,655,0001,519
Total noninterest expense$24,212,000839
Salaries and employee benefits$12,489,000896
Premises and equipment expense$5,190,000418
Additional noninterest expense$1,655,0001,519
Pre-tax net operating income$8,675,0001,082
Securities gains (losses)$2,631,00026
Applicable income taxes$1,804,000884
Income before extraordinary items$9,502,000860
Extraordinary gains, net$052
Net income$9,502,000864
Minority interest net income$081
Net income of bank and minority interests.$9,502,000860
Net charge-offs$9,0002,168
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,291,9601,100
2023-06-30 (YTD Data)Rank
Total interest income$25,126,000873
Total interest expense$7,922,000801
Net interest income$17,204,000940
Provision for loan and lease losses$351,000945
Total noninterest income$5,192,000707
Gross Fiduciary activities income$3,934,000204
Service charges on deposit accounts$210,0001,838
Trading account gains and fees$0112
Additional Noninterest Income$1,048,0001,487
Total noninterest expense$16,259,000817
Salaries and employee benefits$8,392,000882
Premises and equipment expense$3,523,000405
Additional noninterest expense$1,048,0001,485
Pre-tax net operating income$5,786,0001,074
Securities gains (losses)$4,676,00018
Applicable income taxes$1,844,000697
Income before extraordinary items$8,618,000676
Extraordinary gains, net$051
Net income$8,618,000687
Minority interest net income$081
Net income of bank and minority interests.$8,618,000676
Net charge-offs$11,0001,777
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,783,6801,103
2023-03-31 (YTD Data)Rank
Total interest income$12,201,000885
Total interest expense$3,239,000842
Net interest income$8,962,000912
Provision for loan and lease losses$175,000955
Total noninterest income$2,489,000726
Gross Fiduciary activities income$1,891,000216
Service charges on deposit accounts$94,0001,971
Trading account gains and fees$097
Additional Noninterest Income$504,0001,519
Total noninterest expense$8,140,000824
Salaries and employee benefits$4,268,000890
Premises and equipment expense$1,771,000419
Additional noninterest expense$504,0001,519
Pre-tax net operating income$3,136,0001,046
Securities gains (losses)$1,933,00023
Applicable income taxes$849,000746
Income before extraordinary items$4,220,000701
Extraordinary gains, net$04
Net income$4,220,000700
Minority interest net income$048
Net income of bank and minority interests.$4,220,000700
Net charge-offs$7,0001,486
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,615,6101,050
2022-12-31 (YTD Data)Rank
Total interest income$39,357,000907
Total interest expense$4,917,000797
Net interest income$34,440,000908
Provision for loan and lease losses$566,0001,158
Total noninterest income$10,722,000729
Gross Fiduciary activities income$7,635,000218
Service charges on deposit accounts$287,0002,299
Trading account gains and fees$0116
Additional Noninterest Income$2,800,0001,313
Total noninterest expense$28,886,000901
Salaries and employee benefits$17,293,000856
Premises and equipment expense$6,669,000432
Additional noninterest expense$2,800,0001,313
Pre-tax net operating income$15,710,000913
Securities gains (losses)$-7,139,0004,655
Applicable income taxes$708,0001,802
Income before extraordinary items$7,863,0001,322
Extraordinary gains, net$05
Net income$7,863,0001,322
Minority interest net income$063
Net income of bank and minority interests.$7,863,0001,322
Net charge-offs$17,0001,980
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,430,880838
2022-09-30 (YTD Data)Rank
Total interest income$27,816,000916
Total interest expense$2,591,000818
Net interest income$25,225,000915
Provision for loan and lease losses$502,000959
Total noninterest income$7,786,000760
Gross Fiduciary activities income$5,632,000219
Service charges on deposit accounts$220,0002,282
Trading account gains and fees$0111
Additional Noninterest Income$1,934,0001,410
Total noninterest expense$22,689,000860
Salaries and employee benefits$11,734,000917
Premises and equipment expense$5,045,000430
Additional noninterest expense$1,934,0001,410
Pre-tax net operating income$9,820,0001,051
Securities gains (losses)$-9,209,0004,709
Applicable income taxes$-568,0004,707
Income before extraordinary items$1,179,0003,197
Extraordinary gains, net$04
Net income$1,179,0003,195
Minority interest net income$057
Net income of bank and minority interests.$1,179,0003,196
Net charge-offs$13,0001,741
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,388,000878
2022-06-30 (YTD Data)Rank
Total interest income$17,547,000926
Total interest expense$1,221,000944
Net interest income$16,326,000918
Provision for loan and lease losses$335,000870
Total noninterest income$5,294,000736
Gross Fiduciary activities income$3,779,000190
Service charges on deposit accounts$142,0002,313
Trading account gains and fees$0108
Additional Noninterest Income$1,373,0001,384
Total noninterest expense$15,309,000836
Salaries and employee benefits$8,011,000886
Premises and equipment expense$3,395,000414
Additional noninterest expense$3,903,000951
Pre-tax net operating income$5,976,0001,063
Securities gains (losses)$-7,766,0004,736
Applicable income taxes$-833,0004,742
Income before extraordinary items$-957,0004,705
Extraordinary gains, net$04
Net income$-957,0004,705
Minority interest net income$060
Net income of bank and minority interests.$-957,0004,705
Net charge-offs$8,0001,644
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,178,1401,042
2022-03-31 (YTD Data)Rank
Total interest income$8,532,000931
Total interest expense$495,0001,102
Net interest income$8,037,000910
Provision for loan and lease losses$167,000721
Total noninterest income$2,878,000713
Gross Fiduciary activities income$2,013,000182
Service charges on deposit accounts$67,0002,384
Trading account gains and fees$0103
Additional Noninterest Income$798,0001,249
Total noninterest expense$7,645,000839
Salaries and employee benefits$4,010,000897
Premises and equipment expense$1,702,000412
Additional noninterest expense$1,933,000943
Pre-tax net operating income$3,103,000985
Securities gains (losses)$-2,663,0004,758
Applicable income taxes$-103,0004,725
Income before extraordinary items$543,0002,662
Extraordinary gains, net$04
Net income$543,0002,659
Minority interest net income$050
Net income of bank and minority interests.$543,0002,662
Net charge-offs$1,0001,671
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,206,000844
2021-12-31 (YTD Data)Rank
Total interest income$34,046,000949
Total interest expense$2,208,0001,226
Net interest income$31,838,000925
Provision for loan and lease losses$658,000831
Total noninterest income$13,904,000676
Gross Fiduciary activities income$8,164,000177
Service charges on deposit accounts$239,0002,448
Trading account gains and fees$0132
Additional Noninterest Income$5,501,000996
Total noninterest expense$27,712,000901
Salaries and employee benefits$16,765,000853
Premises and equipment expense$5,841,000473
Additional noninterest expense$5,106,0001,304
Pre-tax net operating income$17,372,000837
Securities gains (losses)$6,205,00068
Applicable income taxes$4,368,000690
Income before extraordinary items$19,209,000664
Extraordinary gains, net$010
Net income$19,209,000665
Minority interest net income$074
Net income of bank and minority interests.$19,209,000665
Net charge-offs$32,0001,884
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,182,950849
2021-09-30 (YTD Data)Rank
Total interest income$25,501,000965
Total interest expense$1,681,0001,277
Net interest income$23,820,000939
Provision for loan and lease losses$481,000843
Total noninterest income$10,291,000697
Gross Fiduciary activities income$5,949,000181
Service charges on deposit accounts$173,0002,491
Trading account gains and fees$0132
Additional Noninterest Income$4,169,0001,016
Total noninterest expense$21,061,000900
Salaries and employee benefits$11,248,000944
Premises and equipment expense$4,161,000493
Additional noninterest expense$5,652,000976
Pre-tax net operating income$12,569,000896
Securities gains (losses)$2,161,000110
Applicable income taxes$2,652,000802
Income before extraordinary items$12,078,000798
Extraordinary gains, net$08
Net income$12,078,000798
Minority interest net income$069
Net income of bank and minority interests.$12,078,000798
Net charge-offs$29,0001,582
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,305,980904
2021-06-30 (YTD Data)Rank
Total interest income$16,726,000964
Total interest expense$1,134,0001,317
Net interest income$15,592,000945
Provision for loan and lease losses$354,000794
Total noninterest income$7,026,000693
Gross Fiduciary activities income$3,845,000184
Service charges on deposit accounts$107,0002,544
Trading account gains and fees$0133
Additional Noninterest Income$3,074,000951
Total noninterest expense$13,807,000905
Salaries and employee benefits$7,304,000956
Premises and equipment expense$2,749,000499
Additional noninterest expense$3,754,000978
Pre-tax net operating income$8,457,000873
Securities gains (losses)$2,068,00093
Applicable income taxes$1,891,000780
Income before extraordinary items$8,634,000746
Extraordinary gains, net$06
Net income$8,634,000746
Minority interest net income$067
Net income of bank and minority interests.$8,634,000746
Net charge-offs$37,0001,256
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,938,240882
2021-03-31 (YTD Data)Rank
Total interest income$8,277,000966
Total interest expense$574,0001,366
Net interest income$7,703,000943
Provision for loan and lease losses$177,000877
Total noninterest income$3,675,000660
Gross Fiduciary activities income$1,872,000186
Service charges on deposit accounts$51,0002,617
Trading account gains and fees$0127
Additional Noninterest Income$1,752,000889
Total noninterest expense$6,733,000913
Salaries and employee benefits$3,552,000974
Premises and equipment expense$1,312,000524
Additional noninterest expense$1,869,000958
Pre-tax net operating income$4,468,000842
Securities gains (losses)$-220,0004,924
Applicable income taxes$718,000899
Income before extraordinary items$3,530,000896
Extraordinary gains, net$03
Net income$3,530,000896
Minority interest net income$055
Net income of bank and minority interests.$3,530,000896
Net charge-offs$11,0001,336
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,712,600837
2020-12-31 (YTD Data)Rank
Total interest income$34,789,000933
Total interest expense$3,619,0001,272
Net interest income$31,170,000903
Provision for loan and lease losses$1,333,0001,335
Total noninterest income$12,210,000700
Gross Fiduciary activities income$6,558,000190
Service charges on deposit accounts$262,0002,386
Trading account gains and fees$0133
Additional Noninterest Income$5,390,000965
Total noninterest expense$25,559,000934
Salaries and employee benefits$15,502,000882
Premises and equipment expense$5,051,000521
Additional noninterest expense$5,006,0001,278
Pre-tax net operating income$16,488,000685
Securities gains (losses)$5,915,000102
Applicable income taxes$4,235,000559
Income before extraordinary items$18,168,000565
Extraordinary gains, net$04
Net income$18,168,000564
Minority interest net income$072
Net income of bank and minority interests.$18,168,000565
Net charge-offs$68,0002,226
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,376,850705
2020-09-30 (YTD Data)Rank
Total interest income$25,972,000940
Total interest expense$2,976,0001,246
Net interest income$22,996,000905
Provision for loan and lease losses$473,0002,022
Total noninterest income$8,947,000687
Gross Fiduciary activities income$4,703,000194
Service charges on deposit accounts$200,0002,385
Trading account gains and fees$0125
Additional Noninterest Income$4,044,000932
Total noninterest expense$19,612,000904
Salaries and employee benefits$10,490,000945
Premises and equipment expense$3,855,000515
Additional noninterest expense$5,267,000967
Pre-tax net operating income$11,858,000684
Securities gains (losses)$3,265,000126
Applicable income taxes$2,816,000583
Income before extraordinary items$12,307,000586
Extraordinary gains, net$04
Net income$12,307,000585
Minority interest net income$065
Net income of bank and minority interests.$12,307,000586
Net charge-offs$7,0002,835
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,662,350704
2020-06-30 (YTD Data)Rank
Total interest income$17,487,000947
Total interest expense$2,262,0001,187
Net interest income$15,225,000911
Provision for loan and lease losses$233,0002,272
Total noninterest income$5,399,000684
Gross Fiduciary activities income$2,975,000198
Service charges on deposit accounts$142,0002,348
Trading account gains and fees$0123
Additional Noninterest Income$2,282,000979
Total noninterest expense$12,966,000903
Salaries and employee benefits$6,967,000946
Premises and equipment expense$2,540,000522
Additional noninterest expense$3,459,000981
Pre-tax net operating income$7,425,000662
Securities gains (losses)$355,000471
Applicable income taxes$1,372,000644
Income before extraordinary items$6,408,000674
Extraordinary gains, net$04
Net income$6,408,000674
Minority interest net income$065
Net income of bank and minority interests.$6,408,000674
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,116,900680
2020-03-31 (YTD Data)Rank
Total interest income$8,814,000943
Total interest expense$1,365,0001,104
Net interest income$7,449,000918
Provision for loan and lease losses$117,0001,853
Total noninterest income$2,359,000738
Gross Fiduciary activities income$1,365,000209
Service charges on deposit accounts$91,0002,273
Trading account gains and fees$0106
Additional Noninterest Income$903,0001,044
Total noninterest expense$6,647,000888
Salaries and employee benefits$3,646,000908
Premises and equipment expense$1,271,000523
Additional noninterest expense$1,730,000995
Pre-tax net operating income$3,044,000728
Securities gains (losses)$-3,828,0005,081
Applicable income taxes$-330,0005,008
Income before extraordinary items$-454,0004,950
Extraordinary gains, net$04
Net income$-454,0004,951
Minority interest net income$056
Net income of bank and minority interests.$-454,0004,950
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,570,120729
2019-12-31 (YTD Data)Rank
Total interest income$36,278,000928
Total interest expense$7,147,000913
Net interest income$29,131,000923
Provision for loan and lease losses$365,0001,765
Total noninterest income$9,587,000718
Gross Fiduciary activities income$6,066,000196
Service charges on deposit accounts$400,0002,214
Trading account gains and fees$0135
Additional Noninterest Income$3,121,0001,168
Total noninterest expense$24,913,000924
Salaries and employee benefits$14,714,000879
Premises and equipment expense$4,830,000541
Additional noninterest expense$5,369,0001,172
Pre-tax net operating income$13,440,000818
Securities gains (losses)$6,387,00065
Applicable income taxes$3,680,000619
Income before extraordinary items$16,147,000631
Extraordinary gains, net$011
Net income$16,147,000632
Minority interest net income$076
Net income of bank and minority interests.$16,147,000632
Net charge-offs$5,0003,486
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,973,530847
2019-09-30 (YTD Data)Rank
Total interest income$27,151,000931
Total interest expense$5,553,000897
Net interest income$21,598,000932
Provision for loan and lease losses$324,0001,531
Total noninterest income$6,842,000738
Gross Fiduciary activities income$4,448,000197
Service charges on deposit accounts$306,0002,207
Trading account gains and fees$0129
Additional Noninterest Income$2,088,0001,254
Total noninterest expense$19,107,000895
Salaries and employee benefits$10,357,000921
Premises and equipment expense$3,590,000547
Additional noninterest expense$5,160,000974
Pre-tax net operating income$9,009,000917
Securities gains (losses)$4,884,00067
Applicable income taxes$2,554,000665
Income before extraordinary items$11,339,000667
Extraordinary gains, net$011
Net income$11,339,000669
Minority interest net income$072
Net income of bank and minority interests.$11,339,000668
Net charge-offs$-1,0003,994
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,334,120948
2019-06-30 (YTD Data)Rank
Total interest income$17,958,000935
Total interest expense$3,665,000886
Net interest income$14,293,000938
Provision for loan and lease losses$216,0001,495
Total noninterest income$4,297,000759
Gross Fiduciary activities income$2,901,000202
Service charges on deposit accounts$199,0002,220
Trading account gains and fees$0131
Additional Noninterest Income$1,197,0001,335
Total noninterest expense$12,885,000880
Salaries and employee benefits$6,926,000915
Premises and equipment expense$2,483,000537
Additional noninterest expense$3,476,000976
Pre-tax net operating income$5,489,000967
Securities gains (losses)$4,249,00048
Applicable income taxes$1,800,000616
Income before extraordinary items$7,938,000630
Extraordinary gains, net$011
Net income$7,938,000630
Minority interest net income$069
Net income of bank and minority interests.$7,938,000630
Net charge-offs$-3,0004,141
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,453,820998
2019-03-31 (YTD Data)Rank
Total interest income$8,914,000938
Total interest expense$1,753,000887
Net interest income$7,161,000935
Provision for loan and lease losses$108,0001,412
Total noninterest income$1,986,000773
Gross Fiduciary activities income$1,398,000203
Service charges on deposit accounts$95,0002,283
Trading account gains and fees$0126
Additional Noninterest Income$493,0001,457
Total noninterest expense$6,472,000870
Salaries and employee benefits$3,493,000910
Premises and equipment expense$1,268,000528
Additional noninterest expense$1,711,000966
Pre-tax net operating income$2,567,0001,004
Securities gains (losses)$3,100,00035
Applicable income taxes$1,079,000545
Income before extraordinary items$4,588,000559
Extraordinary gains, net$05
Net income$4,588,000558
Minority interest net income$052
Net income of bank and minority interests.$4,588,000558
Net charge-offs$-2,0004,062
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,077,0001,026
2018-12-31 (YTD Data)Rank
Total interest income$33,428,000941
Total interest expense$5,719,000821
Net interest income$27,709,000947
Provision for loan and lease losses$372,0001,731
Total noninterest income$8,507,000772
Gross Fiduciary activities income$5,209,000214
Service charges on deposit accounts$400,0002,295
Trading account gains and fees$0126
Additional Noninterest Income$2,898,0001,165
Total noninterest expense$23,758,000925
Salaries and employee benefits$13,249,000931
Premises and equipment expense$4,500,000561
Additional noninterest expense$6,009,0001,083
Pre-tax net operating income$12,086,000899
Securities gains (losses)$308,000174
Applicable income taxes$1,999,000872
Income before extraordinary items$10,395,000879
Extraordinary gains, net$06
Net income$10,395,000877
Minority interest net income$072
Net income of bank and minority interests.$10,395,000878
Net charge-offs$12,0003,283
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,136,280904
2018-09-30 (YTD Data)Rank
Total interest income$24,593,000942
Total interest expense$4,073,000817
Net interest income$20,520,000952
Provision for loan and lease losses$308,0001,547
Total noninterest income$6,315,000789
Gross Fiduciary activities income$3,944,000211
Service charges on deposit accounts$300,0002,297
Trading account gains and fees$0138
Additional Noninterest Income$2,071,0001,231
Total noninterest expense$18,378,000895
Salaries and employee benefits$10,031,000922
Premises and equipment expense$3,413,000559
Additional noninterest expense$4,934,0001,004
Pre-tax net operating income$8,149,000983
Securities gains (losses)$270,000176
Applicable income taxes$1,273,0001,002
Income before extraordinary items$7,146,000964
Extraordinary gains, net$05
Net income$7,146,000963
Minority interest net income$066
Net income of bank and minority interests.$7,146,000963
Net charge-offs$12,0002,922
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,916,500983
2018-06-30 (YTD Data)Rank
Total interest income$16,126,000948
Total interest expense$2,591,000806
Net interest income$13,535,000954
Provision for loan and lease losses$205,0001,493
Total noninterest income$4,103,000795
Gross Fiduciary activities income$2,567,000215
Service charges on deposit accounts$201,0002,290
Trading account gains and fees$0130
Additional Noninterest Income$1,335,0001,257
Total noninterest expense$12,370,000898
Salaries and employee benefits$6,726,000921
Premises and equipment expense$2,376,000538
Additional noninterest expense$3,268,0001,003
Pre-tax net operating income$5,063,0001,014
Securities gains (losses)$270,000144
Applicable income taxes$739,0001,078
Income before extraordinary items$4,594,000984
Extraordinary gains, net$06
Net income$4,594,000982
Minority interest net income$065
Net income of bank and minority interests.$4,594,000983
Net charge-offs$7,0002,719
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,361,8001,008
2018-03-31 (YTD Data)Rank
Total interest income$7,881,000955
Total interest expense$1,164,000836
Net interest income$6,717,000957
Provision for loan and lease losses$103,0001,430
Total noninterest income$2,022,000783
Gross Fiduciary activities income$1,257,000215
Service charges on deposit accounts$100,0002,308
Trading account gains and fees$0123
Additional Noninterest Income$665,0001,245
Total noninterest expense$6,231,000898
Salaries and employee benefits$3,380,000930
Premises and equipment expense$1,205,000534
Additional noninterest expense$1,646,000985
Pre-tax net operating income$2,405,0001,027
Securities gains (losses)$266,000100
Applicable income taxes$411,000988
Income before extraordinary items$2,260,000968
Extraordinary gains, net$07
Net income$2,260,000967
Minority interest net income$052
Net income of bank and minority interests.$2,260,000968
Net charge-offs$9,0002,006
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,033,9001,037
2017-12-31 (YTD Data)Rank
Total interest income$30,838,000932
Total interest expense$3,888,000860
Net interest income$26,950,000933
Provision for loan and lease losses$396,0001,672
Total noninterest income$8,272,000789
Gross Fiduciary activities income$4,699,000218
Service charges on deposit accounts$403,0002,380
Trading account gains and fees$0151
Additional Noninterest Income$3,170,0001,122
Total noninterest expense$22,686,000946
Salaries and employee benefits$12,600,000945
Premises and equipment expense$4,240,000580
Additional noninterest expense$5,846,0001,099
Pre-tax net operating income$12,140,000847
Securities gains (losses)$697,000183
Applicable income taxes$1,467,0001,560
Income before extraordinary items$11,370,000664
Extraordinary gains, net$09
Net income$11,370,000664
Minority interest net income$076
Net income of bank and minority interests.$11,370,000664
Net charge-offs$6,0003,826
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,749,670689
2017-09-30 (YTD Data)Rank
Total interest income$22,960,000938
Total interest expense$2,836,000861
Net interest income$20,124,000938
Provision for loan and lease losses$324,0001,554
Total noninterest income$5,802,000839
Gross Fiduciary activities income$3,447,000219
Service charges on deposit accounts$296,0002,425
Trading account gains and fees$0145
Additional Noninterest Income$2,059,0001,253
Total noninterest expense$17,310,000933
Salaries and employee benefits$9,439,000951
Premises and equipment expense$3,204,000586
Additional noninterest expense$4,667,0001,040
Pre-tax net operating income$8,292,000920
Securities gains (losses)$474,000212
Applicable income taxes$2,176,000869
Income before extraordinary items$6,590,000894
Extraordinary gains, net$09
Net income$6,590,000895
Minority interest net income$071
Net income of bank and minority interests.$6,590,000894
Net charge-offs$5,0003,457
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,234,500935
2017-06-30 (YTD Data)Rank
Total interest income$15,001,000948
Total interest expense$1,805,000876
Net interest income$13,196,000952
Provision for loan and lease losses$216,0001,487
Total noninterest income$3,785,000851
Gross Fiduciary activities income$2,274,000224
Service charges on deposit accounts$191,0002,457
Trading account gains and fees$0139
Additional Noninterest Income$1,320,0001,293
Total noninterest expense$11,543,000938
Salaries and employee benefits$6,304,000956
Premises and equipment expense$2,125,000581
Additional noninterest expense$3,114,0001,039
Pre-tax net operating income$5,222,000957
Securities gains (losses)$474,000159
Applicable income taxes$1,406,000876
Income before extraordinary items$4,290,000908
Extraordinary gains, net$011
Net income$4,290,000909
Minority interest net income$071
Net income of bank and minority interests.$4,290,000908
Net charge-offs$4,0003,177
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,934,500975
2017-03-31 (YTD Data)Rank
Total interest income$7,288,000973
Total interest expense$828,000924
Net interest income$6,460,000963
Provision for loan and lease losses$108,0001,386
Total noninterest income$1,702,000903
Gross Fiduciary activities income$1,121,000225
Service charges on deposit accounts$89,0002,583
Trading account gains and fees$0142
Additional Noninterest Income$492,0001,535
Total noninterest expense$5,781,000934
Salaries and employee benefits$3,185,000956
Premises and equipment expense$1,053,000601
Additional noninterest expense$1,543,0001,037
Pre-tax net operating income$2,273,0001,051
Securities gains (losses)$134,000196
Applicable income taxes$557,0001,003
Income before extraordinary items$1,850,0001,027
Extraordinary gains, net$08
Net income$1,850,0001,028
Minority interest net income$055
Net income of bank and minority interests.$1,850,0001,027
Net charge-offs$2,0002,694
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,746,8201,051
2016-12-31 (YTD Data)Rank
Total interest income$27,984,000973
Total interest expense$3,365,000872
Net interest income$24,619,000987
Provision for loan and lease losses$502,0001,454
Total noninterest income$7,646,000846
Gross Fiduciary activities income$4,159,000222
Service charges on deposit accounts$410,0002,422
Trading account gains and fees$0170
Additional Noninterest Income$3,077,0001,187
Total noninterest expense$21,195,0001,001
Salaries and employee benefits$11,631,0001,012
Premises and equipment expense$4,199,000592
Additional noninterest expense$5,365,0001,190
Pre-tax net operating income$10,568,000882
Securities gains (losses)$143,0001,089
Applicable income taxes$2,663,000853
Income before extraordinary items$8,048,000924
Extraordinary gains, net$05
Net income$8,048,000923
Minority interest net income$082
Net income of bank and minority interests.$8,048,000923
Net charge-offs$12,0003,816
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,940,750916
2016-09-30 (YTD Data)Rank
Total interest income$20,829,000980
Total interest expense$2,559,000856
Net interest income$18,270,000994
Provision for loan and lease losses$376,0001,399
Total noninterest income$5,473,000875
Gross Fiduciary activities income$3,071,000222
Service charges on deposit accounts$316,0002,376
Trading account gains and fees$0169
Additional Noninterest Income$2,086,0001,272
Total noninterest expense$16,455,000967
Salaries and employee benefits$8,749,0001,001
Premises and equipment expense$3,145,000589
Additional noninterest expense$4,561,0001,082
Pre-tax net operating income$6,912,000994
Securities gains (losses)$103,0001,231
Applicable income taxes$1,689,000987
Income before extraordinary items$5,326,0001,054
Extraordinary gains, net$05
Net income$5,326,0001,054
Minority interest net income$071
Net income of bank and minority interests.$5,326,0001,054
Net charge-offs$-1,0004,445
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,247,7201,039
2016-06-30 (YTD Data)Rank
Total interest income$13,816,000986
Total interest expense$1,765,000826
Net interest income$12,051,0001,007
Provision for loan and lease losses$250,0001,404
Total noninterest income$3,531,000888
Gross Fiduciary activities income$2,030,000224
Service charges on deposit accounts$217,0002,303
Trading account gains and fees$0157
Additional Noninterest Income$1,284,0001,323
Total noninterest expense$10,976,000968
Salaries and employee benefits$5,847,000994
Premises and equipment expense$2,141,000581
Additional noninterest expense$2,988,0001,100
Pre-tax net operating income$4,356,0001,035
Securities gains (losses)$113,000882
Applicable income taxes$1,093,0001,016
Income before extraordinary items$3,376,0001,088
Extraordinary gains, net$016
Net income$3,376,0001,087
Minority interest net income$071
Net income of bank and minority interests.$3,376,0001,087
Net charge-offs$-1,0004,332
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,290,1201,090
2016-03-31 (YTD Data)Rank
Total interest income$6,742,0001,010
Total interest expense$918,000789
Net interest income$5,824,0001,033
Provision for loan and lease losses$125,0001,322
Total noninterest income$1,590,000920
Gross Fiduciary activities income$1,006,000227
Service charges on deposit accounts$104,0002,366
Trading account gains and fees$0142
Additional Noninterest Income$480,0001,550
Total noninterest expense$5,432,000969
Salaries and employee benefits$2,924,0001,007
Premises and equipment expense$1,063,000598
Additional noninterest expense$1,445,0001,122
Pre-tax net operating income$1,857,0001,153
Securities gains (losses)$45,000876
Applicable income taxes$429,0001,181
Income before extraordinary items$1,473,0001,204
Extraordinary gains, net$012
Net income$1,473,0001,204
Minority interest net income$062
Net income of bank and minority interests.$1,473,0001,205
Net charge-offs$-1,0004,102
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,438,3501,191
2015-12-31 (YTD Data)Rank
Total interest income$26,508,000986
Total interest expense$3,911,000710
Net interest income$22,597,0001,020
Provision for loan and lease losses$360,0001,703
Total noninterest income$6,884,000896
Gross Fiduciary activities income$3,803,000234
Service charges on deposit accounts$422,0002,417
Trading account gains and fees$0159
Additional Noninterest Income$2,659,0001,261
Total noninterest expense$20,317,0001,015
Salaries and employee benefits$10,858,0001,049
Premises and equipment expense$3,989,000621
Additional noninterest expense$5,470,0001,173
Pre-tax net operating income$8,804,000995
Securities gains (losses)$540,000328
Applicable income taxes$2,383,000887
Income before extraordinary items$6,961,0001,026
Extraordinary gains, net$023
Net income$6,961,0001,026
Minority interest net income$081
Net income of bank and minority interests.$6,961,0001,026
Net charge-offs$-15,0005,278
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,561,4001,056
2015-09-30 (YTD Data)Rank
Total interest income$19,522,0001,007
Total interest expense$2,959,000706
Net interest income$16,563,0001,044
Provision for loan and lease losses$372,0001,320
Total noninterest income$4,939,000935
Gross Fiduciary activities income$2,835,000236
Service charges on deposit accounts$314,0002,446
Trading account gains and fees$0153
Additional Noninterest Income$1,790,0001,355
Total noninterest expense$15,332,0001,020
Salaries and employee benefits$8,103,0001,057
Premises and equipment expense$2,947,000649
Additional noninterest expense$4,282,0001,137
Pre-tax net operating income$5,798,0001,120
Securities gains (losses)$419,000351
Applicable income taxes$1,516,0001,026
Income before extraordinary items$4,701,0001,133
Extraordinary gains, net$021
Net income$4,701,0001,131
Minority interest net income$078
Net income of bank and minority interests.$4,701,0001,133
Net charge-offs$-13,0005,227
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,382,5601,182
2015-06-30 (YTD Data)Rank
Total interest income$12,896,0001,016
Total interest expense$1,978,000705
Net interest income$10,918,0001,050
Provision for loan and lease losses$248,0001,306
Total noninterest income$3,366,000920
Gross Fiduciary activities income$1,901,000238
Service charges on deposit accounts$208,0002,433
Trading account gains and fees$0157
Additional Noninterest Income$1,257,0001,329
Total noninterest expense$10,090,0001,031
Salaries and employee benefits$5,267,0001,076
Premises and equipment expense$1,969,000647
Additional noninterest expense$2,854,0001,133
Pre-tax net operating income$3,946,0001,099
Securities gains (losses)$436,000280
Applicable income taxes$1,084,000974
Income before extraordinary items$3,298,0001,072
Extraordinary gains, net$022
Net income$3,298,0001,071
Minority interest net income$075
Net income of bank and minority interests.$3,298,0001,073
Net charge-offs$-4,0004,963
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,971,0001,147
2015-03-31 (YTD Data)Rank
Total interest income$6,378,0001,017
Total interest expense$1,000,000702
Net interest income$5,378,0001,060
Provision for loan and lease losses$124,0001,264
Total noninterest income$1,663,000900
Gross Fiduciary activities income$933,000242
Service charges on deposit accounts$104,0002,410
Trading account gains and fees$0152
Additional Noninterest Income$626,0001,292
Total noninterest expense$4,968,0001,047
Salaries and employee benefits$2,608,0001,089
Premises and equipment expense$998,000640
Additional noninterest expense$1,362,0001,162
Pre-tax net operating income$1,949,0001,089
Securities gains (losses)$321,000248
Applicable income taxes$566,000935
Income before extraordinary items$1,704,0001,005
Extraordinary gains, net$013
Net income$1,704,0001,005
Minority interest net income$064
Net income of bank and minority interests.$1,704,0001,006
Net charge-offs$11,0002,441
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,463,2501,121
2014-12-31 (YTD Data)Rank
Total interest income$24,901,0001,029
Total interest expense$4,143,000700
Net interest income$20,758,0001,084
Provision for loan and lease losses$448,0001,576
Total noninterest income$6,004,000960
Gross Fiduciary activities income$3,360,000252
Service charges on deposit accounts$465,0002,391
Trading account gains and fees$0180
Additional Noninterest Income$2,179,0001,371
Total noninterest expense$18,233,0001,106
Salaries and employee benefits$9,871,0001,104
Premises and equipment expense$3,605,000688
Additional noninterest expense$4,757,0001,352
Pre-tax net operating income$8,081,0001,016
Securities gains (losses)$484,000406
Applicable income taxes$2,074,000959
Income before extraordinary items$6,491,0001,023
Extraordinary gains, net$017
Net income$6,491,0001,022
Minority interest net income$084
Net income of bank and minority interests.$6,491,0001,022
Net charge-offs$863,0001,011
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,123,1601,052
2014-09-30 (YTD Data)Rank
Total interest income$18,474,0001,046
Total interest expense$3,119,000699
Net interest income$15,355,0001,102
Provision for loan and lease losses$340,0001,513
Total noninterest income$4,179,0001,015
Gross Fiduciary activities income$2,471,000258
Service charges on deposit accounts$356,0002,380
Trading account gains and fees$0174
Additional Noninterest Income$1,352,0001,572
Total noninterest expense$14,064,0001,088
Salaries and employee benefits$7,606,0001,086
Premises and equipment expense$2,707,000680
Additional noninterest expense$3,751,0001,296
Pre-tax net operating income$5,130,0001,186
Securities gains (losses)$320,000454
Applicable income taxes$1,217,0001,143
Income before extraordinary items$4,233,0001,172
Extraordinary gains, net$015
Net income$4,233,0001,170
Minority interest net income$081
Net income of bank and minority interests.$4,233,0001,171
Net charge-offs$482,0001,185
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,983,4001,206
2014-06-30 (YTD Data)Rank
Total interest income$12,079,0001,060
Total interest expense$2,072,000708
Net interest income$10,007,0001,117
Provision for loan and lease losses$226,0001,536
Total noninterest income$2,592,0001,061
Gross Fiduciary activities income$1,621,000261
Service charges on deposit accounts$234,0002,385
Trading account gains and fees$0172
Additional Noninterest Income$737,0001,796
Total noninterest expense$9,385,0001,085
Salaries and employee benefits$5,034,0001,087
Premises and equipment expense$1,838,000673
Additional noninterest expense$2,513,0001,289
Pre-tax net operating income$2,988,0001,286
Securities gains (losses)$293,000370
Applicable income taxes$689,0001,267
Income before extraordinary items$2,592,0001,221
Extraordinary gains, net$020
Net income$2,592,0001,220
Minority interest net income$080
Net income of bank and minority interests.$2,592,0001,222
Net charge-offs$500,000874
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,360,5301,299
2014-03-31 (YTD Data)Rank
Total interest income$6,024,0001,066
Total interest expense$1,016,000739
Net interest income$5,008,0001,116
Provision for loan and lease losses$113,0001,499
Total noninterest income$1,210,0001,090
Gross Fiduciary activities income$794,000266
Service charges on deposit accounts$113,0002,428
Trading account gains and fees$0147
Additional Noninterest Income$303,0001,989
Total noninterest expense$4,692,0001,089
Salaries and employee benefits$2,519,0001,098
Premises and equipment expense$905,000709
Additional noninterest expense$1,268,0001,270
Pre-tax net operating income$1,413,0001,318
Securities gains (losses)$97,000452
Applicable income taxes$299,0001,349
Income before extraordinary items$1,211,0001,246
Extraordinary gains, net$016
Net income$1,211,0001,247
Minority interest net income$066
Net income of bank and minority interests.$1,211,0001,247
Net charge-offs$458,000538
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,133,4001,311
2013-12-31 (YTD Data)Rank
Total interest income$23,208,0001,098
Total interest expense$4,366,000763
Net interest income$18,842,0001,168
Provision for loan and lease losses$391,0002,145
Total noninterest income$6,955,000889
Gross Fiduciary activities income$2,864,000270
Service charges on deposit accounts$454,0002,569
Trading account gains and fees$0184
Additional Noninterest Income$3,637,0001,019
Total noninterest expense$17,657,0001,159
Salaries and employee benefits$9,684,0001,126
Premises and equipment expense$3,305,000735
Additional noninterest expense$4,668,0001,428
Pre-tax net operating income$7,749,000992
Securities gains (losses)$406,000534
Applicable income taxes$1,925,000930
Income before extraordinary items$6,230,000995
Extraordinary gains, net$029
Net income$6,230,000998
Minority interest net income$090
Net income of bank and minority interests.$6,230,000998
Net charge-offs$612,0001,791
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,921,4401,020
2013-09-30 (YTD Data)Rank
Total interest income$17,194,0001,121
Total interest expense$3,281,000791
Net interest income$13,913,0001,186
Provision for loan and lease losses$361,0001,885
Total noninterest income$5,257,000899
Gross Fiduciary activities income$2,042,000273
Service charges on deposit accounts$342,0002,585
Trading account gains and fees$0180
Additional Noninterest Income$2,873,000997
Total noninterest expense$13,235,0001,165
Salaries and employee benefits$7,328,0001,115
Premises and equipment expense$2,463,000741
Additional noninterest expense$3,444,0001,436
Pre-tax net operating income$5,574,0001,043
Securities gains (losses)$288,000657
Applicable income taxes$1,359,0001,008
Income before extraordinary items$4,503,0001,041
Extraordinary gains, net$025
Net income$4,503,0001,044
Minority interest net income$084
Net income of bank and minority interests.$4,503,0001,044
Net charge-offs$504,0001,575
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,281,2401,074
2013-06-30 (YTD Data)Rank
Total interest income$11,345,0001,125
Total interest expense$2,183,000818
Net interest income$9,162,0001,189
Provision for loan and lease losses$240,0001,905
Total noninterest income$3,689,000867
Gross Fiduciary activities income$1,337,000276
Service charges on deposit accounts$233,0002,500
Trading account gains and fees$0157
Additional Noninterest Income$2,119,000951
Total noninterest expense$8,775,0001,163
Salaries and employee benefits$4,849,0001,122
Premises and equipment expense$1,666,000735
Additional noninterest expense$2,260,0001,443
Pre-tax net operating income$3,836,000987
Securities gains (losses)$224,000688
Applicable income taxes$959,000971
Income before extraordinary items$3,101,000996
Extraordinary gains, net$022
Net income$3,101,000998
Minority interest net income$082
Net income of bank and minority interests.$3,101,000999
Net charge-offs$285,0001,745
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,930,7601,019
2013-03-31 (YTD Data)Rank
Total interest income$5,600,0001,148
Total interest expense$1,090,000849
Net interest income$4,510,0001,206
Provision for loan and lease losses$120,0001,891
Total noninterest income$1,867,000868
Gross Fiduciary activities income$652,000279
Service charges on deposit accounts$118,0002,469
Trading account gains and fees$0148
Additional Noninterest Income$1,097,000934
Total noninterest expense$4,338,0001,180
Salaries and employee benefits$2,418,0001,137
Premises and equipment expense$845,000738
Additional noninterest expense$1,075,0001,507
Pre-tax net operating income$1,919,000962
Securities gains (losses)$38,0001,039
Applicable income taxes$456,000989
Income before extraordinary items$1,501,0001,017
Extraordinary gains, net$010
Net income$1,501,0001,017
Minority interest net income$076
Net income of bank and minority interests.$1,501,0001,019
Net charge-offs$207,0001,331
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,471,740986
2012-12-31 (YTD Data)Rank
Total interest income$23,338,0001,145
Total interest expense$4,678,000964
Net interest income$18,660,0001,184
Provision for loan and lease losses$713,0002,241
Total noninterest income$6,728,000918
Gross Fiduciary activities income$2,418,000276
Service charges on deposit accounts$480,0002,567
Trading account gains and fees$0166
Additional Noninterest Income$3,830,000997
Total noninterest expense$16,672,0001,216
Salaries and employee benefits$9,371,0001,122
Premises and equipment expense$2,954,000821
Additional noninterest expense$4,347,0001,549
Pre-tax net operating income$8,003,000887
Securities gains (losses)$331,0001,278
Applicable income taxes$2,110,000836
Income before extraordinary items$6,224,000973
Extraordinary gains, net$029
Net income$6,224,000973
Minority interest net income$093
Net income of bank and minority interests.$6,224,000973
Net charge-offs$342,0003,149
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,975,750955
2012-09-30 (YTD Data)Rank
Total interest income$17,529,0001,160
Total interest expense$3,541,0001,007
Net interest income$13,988,0001,195
Provision for loan and lease losses$361,0002,716
Total noninterest income$4,259,0001,046
Gross Fiduciary activities income$1,775,000282
Service charges on deposit accounts$360,0002,594
Trading account gains and fees$0157
Additional Noninterest Income$2,124,0001,214
Total noninterest expense$12,670,0001,193
Salaries and employee benefits$6,998,0001,122
Premises and equipment expense$2,193,000827
Additional noninterest expense$3,479,0001,462
Pre-tax net operating income$5,216,0001,030
Securities gains (losses)$244,0001,272
Applicable income taxes$1,312,0001,002
Income before extraordinary items$4,148,0001,101
Extraordinary gains, net$020
Net income$4,148,0001,102
Minority interest net income$086
Net income of bank and minority interests.$4,148,0001,102
Net charge-offs$341,0002,671
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,962,5601,074
2012-06-30 (YTD Data)Rank
Total interest income$11,710,0001,171
Total interest expense$2,389,0001,032
Net interest income$9,321,0001,199
Provision for loan and lease losses$240,0002,731
Total noninterest income$2,663,0001,080
Gross Fiduciary activities income$1,143,000286
Service charges on deposit accounts$242,0002,553
Trading account gains and fees$0153
Additional Noninterest Income$1,278,0001,279
Total noninterest expense$8,369,0001,205
Salaries and employee benefits$4,621,0001,134
Premises and equipment expense$1,467,000826
Additional noninterest expense$2,281,0001,488
Pre-tax net operating income$3,375,0001,052
Securities gains (losses)$96,0001,629
Applicable income taxes$849,0001,016
Income before extraordinary items$2,622,0001,147
Extraordinary gains, net$019
Net income$2,622,0001,146
Minority interest net income$084
Net income of bank and minority interests.$2,622,0001,146
Net charge-offs$112,0003,307
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,549,0401,104
2012-03-31 (YTD Data)Rank
Total interest income$5,867,0001,178
Total interest expense$1,213,0001,049
Net interest income$4,654,0001,199
Provision for loan and lease losses$120,0002,650
Total noninterest income$1,223,0001,140
Gross Fiduciary activities income$575,000286
Service charges on deposit accounts$120,0002,546
Trading account gains and fees$0148
Additional Noninterest Income$528,0001,455
Total noninterest expense$4,200,0001,188
Salaries and employee benefits$2,314,0001,122
Premises and equipment expense$726,000838
Additional noninterest expense$1,160,0001,447
Pre-tax net operating income$1,557,0001,128
Securities gains (losses)$85,000986
Applicable income taxes$428,0001,017
Income before extraordinary items$1,214,0001,199
Extraordinary gains, net$019
Net income$1,214,0001,198
Minority interest net income$078
Net income of bank and minority interests.$1,214,0001,199
Net charge-offs$37,0003,263
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,151,1001,196
2011-12-31 (YTD Data)Rank
Total interest income$24,423,0001,165
Total interest expense$5,247,0001,145
Net interest income$19,176,0001,166
Provision for loan and lease losses$679,0002,990
Total noninterest income$5,236,0001,005
Gross Fiduciary activities income$2,145,000255
Service charges on deposit accounts$518,0002,490
Trading account gains and fees$0146
Additional Noninterest Income$2,573,0001,143
Total noninterest expense$15,890,0001,241
Salaries and employee benefits$8,788,0001,125
Premises and equipment expense$2,939,000867
Additional noninterest expense$4,163,0001,648
Pre-tax net operating income$7,843,000779
Securities gains (losses)$171,0001,582
Applicable income taxes$2,053,000772
Income before extraordinary items$5,961,000841
Extraordinary gains, net$029
Net income$5,961,000839
Minority interest net income$096
Net income of bank and minority interests.$5,961,000841
Net charge-offs$664,0002,843
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,834,460827
2011-09-30 (YTD Data)Rank
Total interest income$18,449,0001,171
Total interest expense$3,992,0001,171
Net interest income$14,457,0001,162
Provision for loan and lease losses$547,0002,750
Total noninterest income$3,507,0001,106
Gross Fiduciary activities income$1,639,000249
Service charges on deposit accounts$385,0002,524
Trading account gains and fees$0145
Additional Noninterest Income$1,483,0001,347
Total noninterest expense$12,092,0001,222
Salaries and employee benefits$6,683,0001,109
Premises and equipment expense$2,228,000855
Additional noninterest expense$3,181,0001,607
Pre-tax net operating income$5,325,000876
Securities gains (losses)$187,0001,268
Applicable income taxes$1,414,000832
Income before extraordinary items$4,098,000934
Extraordinary gains, net$021
Net income$4,098,000931
Minority interest net income$087
Net income of bank and minority interests.$4,098,000934
Net charge-offs$652,0002,374
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,959,620927
2011-06-30 (YTD Data)Rank
Total interest income$12,243,0001,191
Total interest expense$2,676,0001,211
Net interest income$9,567,0001,166
Provision for loan and lease losses$413,0002,556
Total noninterest income$2,336,0001,096
Gross Fiduciary activities income$1,091,000252
Service charges on deposit accounts$254,0002,533
Trading account gains and fees$0153
Additional Noninterest Income$991,0001,349
Total noninterest expense$8,120,0001,232
Salaries and employee benefits$4,458,0001,124
Premises and equipment expense$1,474,000872
Additional noninterest expense$2,188,0001,582
Pre-tax net operating income$3,370,000895
Securities gains (losses)$187,000766
Applicable income taxes$958,000786
Income before extraordinary items$2,599,000954
Extraordinary gains, net$015
Net income$2,599,000951
Minority interest net income$089
Net income of bank and minority interests.$2,599,000954
Net charge-offs$523,0002,095
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,462,490966
2011-03-31 (YTD Data)Rank
Total interest income$6,072,0001,209
Total interest expense$1,346,0001,256
Net interest income$4,726,0001,182
Provision for loan and lease losses$134,0003,012
Total noninterest income$1,315,0001,012
Gross Fiduciary activities income$540,000253
Service charges on deposit accounts$125,0002,544
Trading account gains and fees$0158
Additional Noninterest Income$650,0001,116
Total noninterest expense$4,070,0001,227
Salaries and employee benefits$2,213,0001,146
Premises and equipment expense$721,000915
Additional noninterest expense$1,136,0001,528
Pre-tax net operating income$1,837,000827
Securities gains (losses)$187,000359
Applicable income taxes$567,000669
Income before extraordinary items$1,457,000847
Extraordinary gains, net$09
Net income$1,457,000846
Minority interest net income$086
Net income of bank and minority interests.$1,457,000847
Net charge-offs$74,0003,022
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,322,360897
2010-12-31 (YTD Data)Rank
Total interest income$24,509,0001,259
Total interest expense$5,546,0001,500
Net interest income$18,963,0001,185
Provision for loan and lease losses$1,256,0002,707
Total noninterest income$5,602,000987
Gross Fiduciary activities income$2,050,000257
Service charges on deposit accounts$567,0002,407
Trading account gains and fees$0175
Additional Noninterest Income$2,985,0001,071
Total noninterest expense$15,804,0001,268
Salaries and employee benefits$8,563,0001,145
Premises and equipment expense$2,795,000912
Additional noninterest expense$4,446,0001,614
Pre-tax net operating income$7,505,000718
Securities gains (losses)$171,0001,711
Applicable income taxes$2,101,000720
Income before extraordinary items$5,575,000783
Extraordinary gains, net$029
Net income$5,575,000783
Minority interest net income$0111
Net income of bank and minority interests.$5,575,000784
Net charge-offs$821,0002,967
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,450,170768
2010-09-30 (YTD Data)Rank
Total interest income$18,437,0001,274
Total interest expense$4,190,0001,551
Net interest income$14,247,0001,193
Provision for loan and lease losses$750,0002,938
Total noninterest income$3,583,0001,108
Gross Fiduciary activities income$1,495,000257
Service charges on deposit accounts$428,0002,452
Trading account gains and fees$0165
Additional Noninterest Income$1,660,0001,255
Total noninterest expense$11,861,0001,256
Salaries and employee benefits$6,421,0001,149
Premises and equipment expense$2,109,000915
Additional noninterest expense$3,331,0001,594
Pre-tax net operating income$5,219,000805
Securities gains (losses)$134,0001,694
Applicable income taxes$1,493,000745
Income before extraordinary items$3,860,000902
Extraordinary gains, net$023
Net income$3,860,000904
Minority interest net income$0110
Net income of bank and minority interests.$3,860,000904
Net charge-offs$220,0004,120
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,763,520880
2010-06-30 (YTD Data)Rank
Total interest income$12,199,0001,300
Total interest expense$2,821,0001,601
Net interest income$9,378,0001,210
Provision for loan and lease losses$500,0002,840
Total noninterest income$2,300,0001,107
Gross Fiduciary activities income$998,000259
Service charges on deposit accounts$289,0002,428
Trading account gains and fees$0152
Additional Noninterest Income$1,013,0001,282
Total noninterest expense$7,873,0001,265
Salaries and employee benefits$4,282,0001,151
Premises and equipment expense$1,418,000925
Additional noninterest expense$2,173,0001,615
Pre-tax net operating income$3,305,000832
Securities gains (losses)$71,0001,657
Applicable income taxes$933,000767
Income before extraordinary items$2,443,000920
Extraordinary gains, net$019
Net income$2,443,000920
Minority interest net income$0105
Net income of bank and minority interests.$2,443,000921
Net charge-offs$234,0003,360
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,391,880912
2010-03-31 (YTD Data)Rank
Total interest income$6,016,0001,346
Total interest expense$1,449,0001,620
Net interest income$4,567,0001,255
Provision for loan and lease losses$250,0002,660
Total noninterest income$1,158,0001,084
Gross Fiduciary activities income$508,000260
Service charges on deposit accounts$136,0002,530
Trading account gains and fees$0175
Additional Noninterest Income$514,0001,266
Total noninterest expense$3,971,0001,260
Salaries and employee benefits$2,154,0001,159
Premises and equipment expense$699,000970
Additional noninterest expense$1,118,0001,577
Pre-tax net operating income$1,504,000888
Securities gains (losses)$58,0001,067
Applicable income taxes$429,000804
Income before extraordinary items$1,133,000962
Extraordinary gains, net$016
Net income$1,133,000966
Minority interest net income$091
Net income of bank and minority interests.$1,133,000966
Net charge-offs$45,0003,811
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,090,660977
2009-12-31 (YTD Data)Rank
Total interest income$24,461,0001,411
Total interest expense$6,894,0001,711
Net interest income$17,567,0001,275
Provision for loan and lease losses$2,065,0002,438
Total noninterest income$5,638,000989
Gross Fiduciary activities income$1,686,000282
Service charges on deposit accounts$590,0002,568
Trading account gains and fees$0211
Additional Noninterest Income$3,362,000971
Total noninterest expense$15,175,0001,350
Salaries and employee benefits$8,308,0001,179
Premises and equipment expense$2,684,0001,009
Additional noninterest expense$4,183,0001,783
Pre-tax net operating income$5,965,000723
Securities gains (losses)$133,0001,884
Applicable income taxes$1,631,000657
Income before extraordinary items$4,467,000768
Extraordinary gains, net$034
Net income$4,467,000765
Minority interest net income$0115
Net income of bank and minority interests.$4,467,000768
Net charge-offs$650,0003,459
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,369,910778
2009-09-30 (YTD Data)Rank
Total interest income$18,682,0001,402
Total interest expense$5,323,0001,740
Net interest income$13,359,0001,259
Provision for loan and lease losses$1,380,0002,334
Total noninterest income$4,452,000961
Gross Fiduciary activities income$1,214,000283
Service charges on deposit accounts$441,0002,582
Trading account gains and fees$0212
Additional Noninterest Income$2,797,000901
Total noninterest expense$11,658,0001,317
Salaries and employee benefits$6,223,0001,197
Premises and equipment expense$2,040,0001,001
Additional noninterest expense$3,395,0001,595
Pre-tax net operating income$4,773,000706
Securities gains (losses)$-65,0007,413
Applicable income taxes$1,366,000651
Income before extraordinary items$3,342,000815
Extraordinary gains, net$027
Net income$3,342,000815
Minority interest net income$0118
Net income of bank and minority interests.$3,342,000816
Net charge-offs$250,0003,970
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,388,150793
2009-06-30 (YTD Data)Rank
Total interest income$12,595,0001,411
Total interest expense$3,684,0001,761
Net interest income$8,911,0001,246
Provision for loan and lease losses$445,0003,125
Total noninterest income$2,944,000979
Gross Fiduciary activities income$787,000289
Service charges on deposit accounts$291,0002,579
Trading account gains and fees$0193
Additional Noninterest Income$1,866,000943
Total noninterest expense$8,052,0001,302
Salaries and employee benefits$4,080,0001,242
Premises and equipment expense$1,373,0001,023
Additional noninterest expense$2,599,0001,428
Pre-tax net operating income$3,358,000686
Securities gains (losses)$-93,0007,675
Applicable income taxes$972,000633
Income before extraordinary items$2,293,000813
Extraordinary gains, net$021
Net income$2,293,000811
Minority interest net income$0112
Net income of bank and minority interests.$2,293,000813
Net charge-offs$80,0004,475
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,358,100760
2009-03-31 (YTD Data)Rank
Total interest income$6,310,0001,428
Total interest expense$1,923,0001,760
Net interest income$4,387,0001,262
Provision for loan and lease losses$237,0002,631
Total noninterest income$1,510,000931
Gross Fiduciary activities income$367,000301
Service charges on deposit accounts$142,0002,582
Trading account gains and fees$0171
Additional Noninterest Income$1,001,000853
Total noninterest expense$3,993,0001,257
Salaries and employee benefits$2,006,0001,287
Premises and equipment expense$693,0001,030
Additional noninterest expense$1,294,0001,275
Pre-tax net operating income$1,667,000763
Securities gains (losses)$-178,0008,036
Applicable income taxes$444,000756
Income before extraordinary items$1,045,0001,035
Extraordinary gains, net$015
Net income$1,045,0001,035
Minority interest net income$0102
Net income of bank and minority interests.$1,045,0001,037
Net charge-offs$65,0003,293
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,169,600852
2008-12-31 (YTD Data)Rank
Total interest income$26,982,0001,437
Total interest expense$10,632,0001,529
Net interest income$16,350,0001,362
Provision for loan and lease losses$750,0003,141
Total noninterest income$3,351,0001,452
Gross Fiduciary activities income$1,698,000294
Service charges on deposit accounts$632,0002,551
Trading account gains and fees$0154
Additional Noninterest Income$1,021,0002,088
Total noninterest expense$13,900,0001,407
Salaries and employee benefits$7,782,0001,298
Premises and equipment expense$2,618,0001,067
Additional noninterest expense$3,500,0001,747
Pre-tax net operating income$5,051,0001,096
Securities gains (losses)$452,000414
Applicable income taxes$1,582,000835
Income before extraordinary items$3,921,0001,064
Extraordinary gains, net$039
Net income$3,921,0001,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0004,027
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,600,0801,227
2008-09-30 (YTD Data)Rank
Total interest income$20,253,0001,472
Total interest expense$8,244,0001,536
Net interest income$12,009,0001,409
Provision for loan and lease losses$395,0003,102
Total noninterest income$2,912,0001,330
Gross Fiduciary activities income$1,293,000299
Service charges on deposit accounts$469,0002,579
Trading account gains and fees$0148
Additional Noninterest Income$1,150,0001,650
Total noninterest expense$10,543,0001,369
Salaries and employee benefits$5,969,0001,290
Premises and equipment expense$1,909,0001,095
Additional noninterest expense$2,665,0001,670
Pre-tax net operating income$3,983,0001,254
Securities gains (losses)$443,000348
Applicable income taxes$1,316,000934
Income before extraordinary items$3,110,0001,180
Extraordinary gains, net$031
Net income$3,110,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,571
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,799,9001,402
2008-06-30 (YTD Data)Rank
Total interest income$13,459,0001,508
Total interest expense$5,670,0001,548
Net interest income$7,789,0001,436
Provision for loan and lease losses$160,0003,502
Total noninterest income$1,862,0001,398
Gross Fiduciary activities income$851,000306
Service charges on deposit accounts$304,0002,622
Trading account gains and fees$0149
Additional Noninterest Income$707,0001,774
Total noninterest expense$6,982,0001,378
Salaries and employee benefits$3,920,0001,324
Premises and equipment expense$1,293,0001,074
Additional noninterest expense$1,769,0001,667
Pre-tax net operating income$2,509,0001,373
Securities gains (losses)$98,000979
Applicable income taxes$768,0001,152
Income before extraordinary items$1,839,0001,489
Extraordinary gains, net$021
Net income$1,839,0001,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,674
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,769,4201,515
2008-03-31 (YTD Data)Rank
Total interest income$6,820,0001,516
Total interest expense$2,989,0001,574
Net interest income$3,831,0001,447
Provision for loan and lease losses$72,0003,280
Total noninterest income$854,0001,492
Gross Fiduciary activities income$432,000305
Service charges on deposit accounts$149,0002,633
Trading account gains and fees$0158
Additional Noninterest Income$273,0002,079
Total noninterest expense$3,445,0001,386
Salaries and employee benefits$1,956,0001,329
Premises and equipment expense$643,0001,079
Additional noninterest expense$846,0001,689
Pre-tax net operating income$1,168,0001,559
Securities gains (losses)$84,000798
Applicable income taxes$373,0001,255
Income before extraordinary items$879,0001,689
Extraordinary gains, net$015
Net income$879,0001,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$820,2001,710
2007-12-31 (YTD Data)Rank
Total interest income$26,612,0001,620
Total interest expense$12,718,0001,581
Net interest income$13,894,0001,627
Provision for loan and lease losses$384,0002,762
Total noninterest income$3,444,0001,478
Gross Fiduciary activities income$1,709,000307
Service charges on deposit accounts$625,0002,596
Trading account gains and fees$0178
Additional Noninterest Income$1,110,0002,086
Total noninterest expense$13,059,0001,415
Salaries and employee benefits$7,429,0001,358
Premises and equipment expense$2,537,0001,046
Additional noninterest expense$3,093,0001,789
Pre-tax net operating income$3,895,0002,026
Securities gains (losses)$331,000335
Applicable income taxes$1,303,0001,561
Income before extraordinary items$2,923,0002,092
Extraordinary gains, net$039
Net income$2,923,0002,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,018
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,694,6102,203
2007-09-30 (YTD Data)Rank
Total interest income$19,724,0001,640
Total interest expense$9,465,0001,590
Net interest income$10,259,0001,659
Provision for loan and lease losses$288,0002,376
Total noninterest income$2,458,0001,541
Gross Fiduciary activities income$1,267,000304
Service charges on deposit accounts$462,0002,606
Trading account gains and fees$0184
Additional Noninterest Income$729,0002,252
Total noninterest expense$10,029,0001,367
Salaries and employee benefits$5,779,0001,302
Premises and equipment expense$1,904,0001,032
Additional noninterest expense$2,346,0001,725
Pre-tax net operating income$2,400,0002,508
Securities gains (losses)$356,000281
Applicable income taxes$833,0001,848
Income before extraordinary items$1,923,0002,454
Extraordinary gains, net$033
Net income$1,923,0002,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,886
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,673,8002,724
2007-06-30 (YTD Data)Rank
Total interest income$12,840,0001,694
Total interest expense$6,061,0001,660
Net interest income$6,779,0001,697
Provision for loan and lease losses$192,0002,225
Total noninterest income$1,586,0001,604
Gross Fiduciary activities income$837,000308
Service charges on deposit accounts$302,0002,635
Trading account gains and fees$0168
Additional Noninterest Income$447,0002,420
Total noninterest expense$6,748,0001,371
Salaries and employee benefits$3,867,0001,315
Premises and equipment expense$1,306,0001,001
Additional noninterest expense$1,575,0001,730
Pre-tax net operating income$1,425,0002,774
Securities gains (losses)$345,000234
Applicable income taxes$536,0001,967
Income before extraordinary items$1,234,0002,576
Extraordinary gains, net$029
Net income$1,234,0002,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,129
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$992,5003,035
2007-03-31 (YTD Data)Rank
Total interest income$6,300,0001,719
Total interest expense$2,898,0001,714
Net interest income$3,402,0001,692
Provision for loan and lease losses$96,0002,086
Total noninterest income$725,0001,691
Gross Fiduciary activities income$407,000318
Service charges on deposit accounts$143,0002,690
Trading account gains and fees$0195
Additional Noninterest Income$175,0002,753
Total noninterest expense$3,440,0001,353
Salaries and employee benefits$1,973,0001,308
Premises and equipment expense$674,000975
Additional noninterest expense$793,0001,690
Pre-tax net operating income$591,0003,155
Securities gains (losses)$146,000255
Applicable income taxes$222,0002,264
Income before extraordinary items$515,0002,966
Extraordinary gains, net$022
Net income$515,0002,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,247
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$412,8003,401
2006-12-31 (YTD Data)Rank
Total interest income$23,147,0001,746
Total interest expense$9,552,0001,758
Net interest income$13,595,0001,685
Provision for loan and lease losses$472,0002,011
Total noninterest income$3,475,0001,437
Gross Fiduciary activities income$1,663,000305
Service charges on deposit accounts$574,0002,778
Trading account gains and fees$0130
Additional Noninterest Income$1,238,0001,922
Total noninterest expense$12,253,0001,458
Salaries and employee benefits$7,029,0001,392
Premises and equipment expense$2,283,0001,123
Additional noninterest expense$2,941,0001,791
Pre-tax net operating income$4,345,0002,109
Securities gains (losses)$231,000363
Applicable income taxes$1,477,0001,685
Income before extraordinary items$3,099,0002,217
Extraordinary gains, net$051
Net income$3,099,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,976
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,941,9202,292
2006-09-30 (YTD Data)Rank
Total interest income$16,917,0001,778
Total interest expense$6,764,0001,799
Net interest income$10,153,0001,711
Provision for loan and lease losses$394,0001,725
Total noninterest income$2,597,0001,457
Gross Fiduciary activities income$1,243,000307
Service charges on deposit accounts$423,0002,832
Trading account gains and fees$0126
Additional Noninterest Income$931,0001,923
Total noninterest expense$9,278,0001,454
Salaries and employee benefits$5,296,0001,398
Premises and equipment expense$1,786,0001,068
Additional noninterest expense$2,196,0001,772
Pre-tax net operating income$3,078,0002,289
Securities gains (losses)$181,000347
Applicable income taxes$1,048,0001,822
Income before extraordinary items$2,211,0002,390
Extraordinary gains, net$045
Net income$2,211,0002,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,547
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,087,9202,458
2006-06-30 (YTD Data)Rank
Total interest income$10,902,0001,810
Total interest expense$4,196,0001,829
Net interest income$6,706,0001,727
Provision for loan and lease losses$156,0002,517
Total noninterest income$1,721,0001,454
Gross Fiduciary activities income$825,000312
Service charges on deposit accounts$279,0002,818
Trading account gains and fees$0126
Additional Noninterest Income$617,0001,922
Total noninterest expense$6,188,0001,453
Salaries and employee benefits$3,503,0001,411
Premises and equipment expense$1,206,0001,056
Additional noninterest expense$1,479,0001,773
Pre-tax net operating income$2,083,0002,235
Securities gains (losses)$131,000316
Applicable income taxes$721,0001,812
Income before extraordinary items$1,493,0002,350
Extraordinary gains, net$039
Net income$1,493,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,405,2302,453
2006-03-31 (YTD Data)Rank
Total interest income$5,267,0001,824
Total interest expense$1,969,0001,851
Net interest income$3,298,0001,743
Provision for loan and lease losses$78,0002,364
Total noninterest income$803,0001,506
Gross Fiduciary activities income$423,000306
Service charges on deposit accounts$132,0002,871
Trading account gains and fees$0115
Additional Noninterest Income$248,0002,202
Total noninterest expense$3,076,0001,474
Salaries and employee benefits$1,755,0001,420
Premises and equipment expense$605,0001,055
Additional noninterest expense$716,0001,826
Pre-tax net operating income$947,0002,376
Securities gains (losses)$0955
Applicable income taxes$309,0001,981
Income before extraordinary items$638,0002,623
Extraordinary gains, net$021
Net income$638,0002,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$638,0002,602
2005-12-31 (YTD Data)Rank
Total interest income$19,066,0001,765
Total interest expense$5,898,0001,913
Net interest income$13,168,0001,662
Provision for loan and lease losses$280,0002,975
Total noninterest income$3,157,0001,539
Gross Fiduciary activities income$1,569,000316
Service charges on deposit accounts$567,0002,787
Trading account gains and fees$0138
Additional Noninterest Income$1,021,0002,184
Total noninterest expense$11,309,0001,519
Salaries and employee benefits$6,413,0001,458
Premises and equipment expense$2,246,0001,071
Additional noninterest expense$2,650,0001,919
Pre-tax net operating income$4,736,0001,942
Securities gains (losses)$411,000326
Applicable income taxes$1,700,0001,546
Income before extraordinary items$3,447,0001,987
Extraordinary gains, net$046
Net income$3,447,0001,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,766
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,171,6302,123
2005-09-30 (YTD Data)Rank
Total interest income$13,948,0001,760
Total interest expense$4,140,0001,927
Net interest income$9,808,0001,655
Provision for loan and lease losses$179,0003,222
Total noninterest income$2,349,0001,550
Gross Fiduciary activities income$1,174,000311
Service charges on deposit accounts$419,0002,816
Trading account gains and fees$0126
Additional Noninterest Income$756,0002,202
Total noninterest expense$8,621,0001,485
Salaries and employee benefits$4,806,0001,443
Premises and equipment expense$1,772,0001,004
Additional noninterest expense$2,043,0001,824
Pre-tax net operating income$3,357,0002,050
Securities gains (losses)$358,000342
Applicable income taxes$1,228,0001,622
Income before extraordinary items$2,487,0002,073
Extraordinary gains, net$035
Net income$2,487,0002,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,271
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,247,1402,227
2005-06-30 (YTD Data)Rank
Total interest income$9,065,0001,762
Total interest expense$2,594,0001,926
Net interest income$6,471,0001,660
Provision for loan and lease losses$119,0003,138
Total noninterest income$1,516,0001,580
Gross Fiduciary activities income$781,000315
Service charges on deposit accounts$276,0002,784
Trading account gains and fees$0116
Additional Noninterest Income$459,0002,312
Total noninterest expense$5,718,0001,481
Salaries and employee benefits$3,171,0001,458
Premises and equipment expense$1,197,000983
Additional noninterest expense$1,350,0001,835
Pre-tax net operating income$2,150,0002,068
Securities gains (losses)$313,000329
Applicable income taxes$824,0001,586
Income before extraordinary items$1,639,0002,063
Extraordinary gains, net$030
Net income$1,639,0002,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,599
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,429,2902,278
2005-03-31 (YTD Data)Rank
Total interest income$4,383,0001,781
Total interest expense$1,211,0001,954
Net interest income$3,172,0001,684
Provision for loan and lease losses$60,0002,830
Total noninterest income$693,0001,662
Gross Fiduciary activities income$383,000314
Service charges on deposit accounts$131,0002,833
Trading account gains and fees$0115
Additional Noninterest Income$179,0002,659
Total noninterest expense$2,898,0001,461
Salaries and employee benefits$1,600,0001,443
Premises and equipment expense$621,000957
Additional noninterest expense$677,0001,819
Pre-tax net operating income$907,0002,338
Securities gains (losses)$171,000280
Applicable income taxes$362,0001,726
Income before extraordinary items$716,0002,283
Extraordinary gains, net$024
Net income$716,0002,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$603,1402,569
2004-12-31 (YTD Data)Rank
Total interest income$16,008,0001,793
Total interest expense$4,405,0001,842
Net interest income$11,603,0001,743
Provision for loan and lease losses$238,0003,398
Total noninterest income$3,214,0001,502
Gross Fiduciary activities income$1,489,000303
Service charges on deposit accounts$558,0002,877
Trading account gains and fees$0138
Additional Noninterest Income$1,167,0001,948
Total noninterest expense$10,875,0001,502
Salaries and employee benefits$5,806,0001,529
Premises and equipment expense$2,317,000992
Additional noninterest expense$2,752,0001,769
Pre-tax net operating income$3,704,0002,181
Securities gains (losses)$90,0001,317
Applicable income taxes$1,278,0001,819
Income before extraordinary items$2,516,0002,420
Extraordinary gains, net$034
Net income$2,516,0002,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,542
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,456,6002,410
2004-09-30 (YTD Data)Rank
Total interest income$11,675,0001,819
Total interest expense$3,240,0001,847
Net interest income$8,435,0001,782
Provision for loan and lease losses$179,0003,255
Total noninterest income$2,379,0001,535
Gross Fiduciary activities income$1,110,000307
Service charges on deposit accounts$410,0002,951
Trading account gains and fees$0134
Additional Noninterest Income$859,0001,979
Total noninterest expense$8,308,0001,466
Salaries and employee benefits$4,513,0001,467
Premises and equipment expense$1,763,000971
Additional noninterest expense$2,032,0001,769
Pre-tax net operating income$2,327,0002,545
Securities gains (losses)$101,0001,166
Applicable income taxes$824,0002,066
Income before extraordinary items$1,604,0002,797
Extraordinary gains, net$026
Net income$1,604,0002,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,223
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,537,3402,824
2004-06-30 (YTD Data)Rank
Total interest income$7,606,0001,840
Total interest expense$2,110,0001,875
Net interest income$5,496,0001,811
Provision for loan and lease losses$119,0003,235
Total noninterest income$1,629,0001,500
Gross Fiduciary activities income$733,000313
Service charges on deposit accounts$269,0002,956
Trading account gains and fees$0130
Additional Noninterest Income$627,0001,863
Total noninterest expense$5,520,0001,465
Salaries and employee benefits$3,038,0001,457
Premises and equipment expense$1,167,000981
Additional noninterest expense$1,315,0001,817
Pre-tax net operating income$1,486,0002,609
Securities gains (losses)$140,000827
Applicable income taxes$541,0002,074
Income before extraordinary items$1,085,0002,746
Extraordinary gains, net$021
Net income$1,085,0002,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,680
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$991,2002,870
2004-03-31 (YTD Data)Rank
Total interest income$3,769,0001,866
Total interest expense$1,047,0001,913
Net interest income$2,722,0001,830
Provision for loan and lease losses$60,0002,918
Total noninterest income$760,0001,551
Gross Fiduciary activities income$348,000319
Service charges on deposit accounts$132,0002,944
Trading account gains and fees$0121
Additional Noninterest Income$280,0001,971
Total noninterest expense$2,766,0001,476
Salaries and employee benefits$1,516,0001,458
Premises and equipment expense$585,000998
Additional noninterest expense$665,0001,788
Pre-tax net operating income$656,0002,855
Securities gains (losses)$65,0001,051
Applicable income taxes$246,0002,226
Income before extraordinary items$475,0003,061
Extraordinary gains, net$016
Net income$475,0003,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,502
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$432,1003,187
2003-12-31 (YTD Data)Rank
Total interest income$15,461,0001,842
Total interest expense$4,369,0002,036
Net interest income$11,092,0001,758
Provision for loan and lease losses$238,0003,711
Total noninterest income$3,744,0001,420
Gross Fiduciary activities income$1,292,000336
Service charges on deposit accounts$535,0002,946
Trading account gains and fees$0160
Additional Noninterest Income$1,917,0001,512
Total noninterest expense$10,100,0001,587
Salaries and employee benefits$5,508,0001,566
Premises and equipment expense$2,228,0001,028
Additional noninterest expense$2,364,0002,035
Pre-tax net operating income$4,498,0001,791
Securities gains (losses)$147,0001,571
Applicable income taxes$1,601,0001,533
Income before extraordinary items$3,044,0002,010
Extraordinary gains, net$054
Net income$3,044,0002,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,174
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,946,9801,981
2003-09-30 (YTD Data)Rank
Total interest income$11,746,0001,852
Total interest expense$3,368,0002,062
Net interest income$8,378,0001,749
Provision for loan and lease losses$179,0003,609
Total noninterest income$3,000,0001,369
Gross Fiduciary activities income$946,000346
Service charges on deposit accounts$399,0002,953
Trading account gains and fees$0153
Additional Noninterest Income$1,655,0001,430
Total noninterest expense$7,542,0001,606
Salaries and employee benefits$4,053,0001,593
Premises and equipment expense$1,710,0001,013
Additional noninterest expense$1,779,0002,012
Pre-tax net operating income$3,657,0001,709
Securities gains (losses)$109,0001,672
Applicable income taxes$1,296,0001,498
Income before extraordinary items$2,470,0001,951
Extraordinary gains, net$040
Net income$2,470,0001,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,484
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,398,0601,894
2003-06-30 (YTD Data)Rank
Total interest income$7,977,0001,839
Total interest expense$2,338,0002,054
Net interest income$5,639,0001,732
Provision for loan and lease losses$119,0003,596
Total noninterest income$2,056,0001,343
Gross Fiduciary activities income$619,000356
Service charges on deposit accounts$268,0002,905
Trading account gains and fees$0150
Additional Noninterest Income$1,169,0001,359
Total noninterest expense$5,051,0001,588
Salaries and employee benefits$2,690,0001,594
Premises and equipment expense$1,146,0001,004
Additional noninterest expense$1,215,0001,969
Pre-tax net operating income$2,525,0001,661
Securities gains (losses)$18,0002,668
Applicable income taxes$871,0001,512
Income before extraordinary items$1,672,0001,910
Extraordinary gains, net$030
Net income$1,672,0001,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,006
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,660,1201,811
2003-03-31 (YTD Data)Rank
Total interest income$4,088,0001,789
Total interest expense$1,221,0002,018
Net interest income$2,867,0001,700
Provision for loan and lease losses$60,0003,248
Total noninterest income$1,062,0001,280
Gross Fiduciary activities income$299,000371
Service charges on deposit accounts$133,0002,842
Trading account gains and fees$0134
Additional Noninterest Income$630,0001,247
Total noninterest expense$2,522,0001,584
Salaries and employee benefits$1,352,0001,576
Premises and equipment expense$572,0001,012
Additional noninterest expense$598,0001,975
Pre-tax net operating income$1,347,0001,565
Securities gains (losses)$02,891
Applicable income taxes$464,0001,461
Income before extraordinary items$883,0001,798
Extraordinary gains, net$021
Net income$883,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$883,0001,682
2002-12-31 (YTD Data)Rank
Total interest income$17,160,0001,803
Total interest expense$5,848,0001,941
Net interest income$11,312,0001,711
Provision for loan and lease losses$238,0004,005
Total noninterest income$3,203,0001,492
Gross Fiduciary activities income$1,208,000369
Service charges on deposit accounts$522,0002,869
Trading account gains and fees$0153
Additional Noninterest Income$1,473,0001,674
Total noninterest expense$9,720,0001,581
Salaries and employee benefits$5,228,0001,550
Premises and equipment expense$2,164,0001,015
Additional noninterest expense$2,328,0001,989
Pre-tax net operating income$4,557,0001,782
Securities gains (losses)$130,0001,506
Applicable income taxes$1,603,0001,565
Income before extraordinary items$3,084,0001,943
Extraordinary gains, net$070
Net income$3,084,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,917
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,998,2001,940
2001-12-31 (YTD Data)Rank
Total interest income$18,421,0001,864
Total interest expense$8,277,0001,959
Net interest income$10,144,0001,761
Provision for loan and lease losses$226,0003,868
Total noninterest income$2,508,0001,684
Gross Fiduciary activities income$1,082,000405
Service charges on deposit accounts$446,0003,119
Trading account gains and fees$0177
Additional Noninterest Income$980,0002,069
Total noninterest expense$9,224,0001,585
Salaries and employee benefits$4,895,0001,541
Premises and equipment expense$2,008,0001,052
Additional noninterest expense$2,321,0001,946
Pre-tax net operating income$3,202,0002,142
Securities gains (losses)$126,0001,562
Applicable income taxes$1,148,0001,884
Income before extraordinary items$2,180,0002,356
Extraordinary gains, net$0105
Net income$2,180,0002,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,793
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,096,8402,345
2000-12-31 (YTD Data)Rank
Total interest income$17,980,0001,956
Total interest expense$8,844,0001,952
Net interest income$9,136,0001,932
Provision for loan and lease losses$216,0003,567
Total noninterest income$1,981,0001,888
Gross Fiduciary activities income$1,056,000411
Service charges on deposit accounts$412,0003,171
Trading account gains and fees$0180
Additional Noninterest Income$513,0002,912
Total noninterest expense$8,343,0001,671
Salaries and employee benefits$4,454,0001,599
Premises and equipment expense$1,819,0001,098
Additional noninterest expense$2,070,0002,096
Pre-tax net operating income$2,558,0002,711
Securities gains (losses)$161,000458
Applicable income taxes$937,0002,249
Income before extraordinary items$1,782,0002,819
Extraordinary gains, net$038
Net income$1,782,0002,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,753
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,675,7402,959
1999-12-31 (YTD Data)Rank
Total interest income$15,452,0002,106
Total interest expense$7,332,0002,032
Net interest income$8,120,0002,160
Provision for loan and lease losses$211,0003,432
Total noninterest income$1,998,0001,857
Gross Fiduciary activities income$832,000505
Service charges on deposit accounts$396,0003,240
Trading account gains and fees$0173
Additional Noninterest Income$770,0002,210
Total noninterest expense$7,720,0001,783
Salaries and employee benefits$3,890,0001,787
Premises and equipment expense$1,744,0001,149
Additional noninterest expense$2,086,0002,088
Pre-tax net operating income$2,187,0003,112
Securities gains (losses)$142,000628
Applicable income taxes$791,0002,671
Income before extraordinary items$1,538,0003,178
Extraordinary gains, net$035
Net income$1,538,0003,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,803
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,444,2803,296
1998-12-31 (YTD Data)Rank
Total interest income$14,377,0002,262
Total interest expense$7,006,0002,163
Net interest income$7,371,0002,319
Provision for loan and lease losses$168,0003,936
Total noninterest income$2,524,0001,534
Gross Fiduciary activities income$711,000540
Service charges on deposit accounts$338,0003,579
Trading account gains and fees$0224
Additional Noninterest Income$1,475,0001,421
Total noninterest expense$7,112,0001,830
Salaries and employee benefits$3,479,0001,910
Premises and equipment expense$1,710,0001,127
Additional noninterest expense$1,923,0002,182
Pre-tax net operating income$2,615,0002,668
Securities gains (losses)$41,0001,880
Applicable income taxes$910,0002,480
Income before extraordinary items$1,746,0002,865
Extraordinary gains, net$032
Net income$1,746,0002,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,568
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,718,9402,815
1997-12-31 (YTD Data)Rank
Total interest income$13,118,0002,507
Total interest expense$6,154,0002,441
Net interest income$6,964,0002,490
Provision for loan and lease losses$144,0004,243
Total noninterest income$1,648,0002,055
Gross Fiduciary activities income$530,000633
Service charges on deposit accounts$328,0003,796
Trading account gains and fees$0239
Additional Noninterest Income$790,0002,043
Total noninterest expense$6,322,0002,046
Salaries and employee benefits$3,092,0002,140
Premises and equipment expense$1,487,0001,320
Additional noninterest expense$1,743,0002,377
Pre-tax net operating income$2,146,0003,315
Securities gains (losses)$78,0001,101
Applicable income taxes$762,0003,036
Income before extraordinary items$1,462,0003,437
Extraordinary gains, net$044
Net income$1,462,0003,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,932
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,410,5203,474
1996-12-31 (YTD Data)Rank
Total interest income$12,331,0002,701
Total interest expense$5,553,0002,732
Net interest income$6,778,0002,597
Provision for loan and lease losses$132,0004,386
Total noninterest income$1,326,0002,504
Gross Fiduciary activities income$421,000758
Service charges on deposit accounts$296,0004,264
Trading account gains and fees$0262
Additional Noninterest Income$609,0002,546
Total noninterest expense$5,534,0002,481
Salaries and employee benefits$2,664,0002,501
Premises and equipment expense$1,111,0001,806
Additional noninterest expense$1,759,0002,755
Pre-tax net operating income$2,438,0002,833
Securities gains (losses)$73,0001,113
Applicable income taxes$616,0003,509
Income before extraordinary items$1,895,0002,575
Extraordinary gains, net$053
Net income$1,895,0002,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,336
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,840,2502,601
1995-12-31 (YTD Data)Rank
Total interest income$11,354,0002,937
Total interest expense$4,854,0003,102
Net interest income$6,500,0002,743
Provision for loan and lease losses$226,0002,785
Total noninterest income$921,0003,310
Gross Fiduciary activities income$301,000899
Service charges on deposit accounts$255,0004,873
Trading account gains and fees$0522
Additional Noninterest Income$365,0003,507
Total noninterest expense$4,977,0002,734
Salaries and employee benefits$2,412,0002,766
Premises and equipment expense$878,0002,282
Additional noninterest expense$1,687,0002,767
Pre-tax net operating income$2,218,0003,190
Securities gains (losses)$-8,0009,956
Applicable income taxes$749,0003,048
Income before extraordinary items$1,461,0003,321
Extraordinary gains, net$065
Net income$1,461,0003,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0006,002
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,466,2803,284
1994-12-31 (YTD Data)Rank
Total interest income$8,850,0003,394
Total interest expense$3,518,0003,435
Net interest income$5,332,0003,361
Provision for loan and lease losses$100,0004,522
Total noninterest income$792,0003,752
Gross Fiduciary activities income$243,000975
Service charges on deposit accounts$189,0006,086
Trading account gains and fees$0475
Additional Noninterest Income$360,0003,655
Total noninterest expense$4,393,0003,133
Salaries and employee benefits$1,976,0003,327
Premises and equipment expense$867,0002,330
Additional noninterest expense$1,550,0003,205
Pre-tax net operating income$1,631,0004,100
Securities gains (losses)$-28,00010,602
Applicable income taxes$539,0003,827
Income before extraordinary items$1,064,0004,298
Extraordinary gains, net$0249
Net income$1,064,0004,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,341
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,082,4804,282
1993-12-31 (YTD Data)Rank
Total interest income$8,443,0003,634
Total interest expense$3,664,0003,430
Net interest income$4,779,0003,721
Provision for loan and lease losses$210,0003,794
Total noninterest income$813,0003,944
Gross Fiduciary activities income$131,0001,157
Service charges on deposit accounts$153,0007,016
Trading account gains and fees$0532
Additional Noninterest Income$529,0003,143
Total noninterest expense$3,793,0003,654
Salaries and employee benefits$1,626,0003,968
Premises and equipment expense$705,0002,857
Additional noninterest expense$1,462,0003,587
Pre-tax net operating income$1,589,0004,107
Securities gains (losses)$-80,00013,150
Applicable income taxes$515,0004,073
Income before extraordinary items$994,0004,732
Extraordinary gains, net$273,000774
Net income$1,267,0003,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0007,435
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,046,8004,281
1992-12-31 (YTD Data)Rank
Total interest income$9,501,0003,671
Total interest expense$4,840,0003,415
Net interest income$4,661,0003,875
Provision for loan and lease losses$255,0004,532
Total noninterest income$465,0005,931
Gross Fiduciary activities income$90,0001,276
Service charges on deposit accounts$129,0007,713
Trading account gains and fees$0504
Additional Noninterest Income$246,0005,004
Total noninterest expense$3,332,0004,115
Salaries and employee benefits$1,386,0004,539
Premises and equipment expense$570,0003,531
Additional noninterest expense$1,376,0003,856
Pre-tax net operating income$1,539,0003,952
Securities gains (losses)$71,0003,566
Applicable income taxes$528,0003,816
Income before extraordinary items$1,082,0004,191
Extraordinary gains, net$01,422
Net income$1,082,0004,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0007,310
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,034,4304,048

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.