Home > Bath National Bank > Income and Expense
Bath National Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,747,000 | 1,560 |
| Total interest expense | $5,106,000 | 1,576 |
| Net interest income | $10,641,000 | 1,518 |
| Provision for loan and lease losses | $3,670,000 | 228 |
| Total noninterest income | $4,133,000 | 1,022 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,826,000 | 709 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,307,000 | 1,001 |
| Total noninterest expense | $9,312,000 | 1,370 |
| Salaries and employee benefits | $3,648,000 | 1,889 |
| Premises and equipment expense | $1,000,000 | 1,802 |
| Additional noninterest expense | $4,664,000 | 818 |
| Pre-tax net operating income | $1,792,000 | 3,306 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $60,000 | 5,664 |
| Income before extraordinary items | $1,734,000 | 2,771 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,734,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,501,000 | 193 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,732,060 | 2,746 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,545,000 | 1,497 |
| Total interest expense | $3,338,000 | 1,510 |
| Net interest income | $7,207,000 | 1,479 |
| Provision for loan and lease losses | $3,230,000 | 181 |
| Total noninterest income | $1,648,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,152,000 | 730 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $496,000 | 2,196 |
| Total noninterest expense | $6,345,000 | 1,339 |
| Salaries and employee benefits | $2,494,000 | 1,837 |
| Premises and equipment expense | $679,000 | 1,766 |
| Additional noninterest expense | $3,172,000 | 807 |
| Pre-tax net operating income | $-720,000 | 8,733 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $-735,000 | 8,847 |
| Income before extraordinary items | $17,000 | 8,297 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $17,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,251,000 | 142 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $15,720 | 8,275 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 1,450 |
| Total interest expense | $1,614,000 | 1,485 |
| Net interest income | $3,697,000 | 1,423 |
| Provision for loan and lease losses | $525,000 | 448 |
| Total noninterest income | $874,000 | 1,396 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $547,000 | 744 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $327,000 | 1,792 |
| Total noninterest expense | $3,112,000 | 1,364 |
| Salaries and employee benefits | $1,212,000 | 1,891 |
| Premises and equipment expense | $341,000 | 1,757 |
| Additional noninterest expense | $1,559,000 | 809 |
| Pre-tax net operating income | $934,000 | 2,293 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $163,000 | 2,965 |
| Income before extraordinary items | $771,000 | 2,149 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $771,000 | 2,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 766 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $771,000 | 2,112 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,143,000 | 1,344 |
| Total interest expense | $5,795,000 | 1,419 |
| Net interest income | $15,348,000 | 1,320 |
| Provision for loan and lease losses | $1,430,000 | 749 |
| Total noninterest income | $4,260,000 | 1,217 |
| Gross Fiduciary activities income | $61,000 | 1,033 |
| Service charges on deposit accounts | $2,495,000 | 704 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,704,000 | 1,490 |
| Total noninterest expense | $12,897,000 | 1,277 |
| Salaries and employee benefits | $5,490,000 | 1,605 |
| Premises and equipment expense | $1,309,000 | 1,763 |
| Additional noninterest expense | $6,098,000 | 822 |
| Pre-tax net operating income | $5,281,000 | 1,615 |
| Securities gains (losses) | $66,000 | 1,527 |
| Applicable income taxes | $1,199,000 | 1,900 |
| Income before extraordinary items | $4,148,000 | 1,556 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,148,000 | 1,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,213,000 | 671 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,096,520 | 1,535 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,786,000 | 1,336 |
| Total interest expense | $4,218,000 | 1,428 |
| Net interest income | $11,568,000 | 1,297 |
| Provision for loan and lease losses | $950,000 | 812 |
| Total noninterest income | $3,419,000 | 1,174 |
| Gross Fiduciary activities income | $49,000 | 1,018 |
| Service charges on deposit accounts | $1,873,000 | 706 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,497,000 | 1,335 |
| Total noninterest expense | $9,656,000 | 1,275 |
| Salaries and employee benefits | $4,147,000 | 1,602 |
| Premises and equipment expense | $964,000 | 1,799 |
| Additional noninterest expense | $4,545,000 | 824 |
| Pre-tax net operating income | $4,381,000 | 1,474 |
| Securities gains (losses) | $33,000 | 1,968 |
| Applicable income taxes | $1,060,000 | 1,688 |
| Income before extraordinary items | $3,354,000 | 1,471 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,354,000 | 1,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $941,000 | 594 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,328,920 | 1,436 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,535,000 | 1,316 |
| Total interest expense | $2,801,000 | 1,409 |
| Net interest income | $7,734,000 | 1,285 |
| Provision for loan and lease losses | $455,000 | 1,093 |
| Total noninterest income | $2,317,000 | 1,146 |
| Gross Fiduciary activities income | $32,000 | 1,034 |
| Service charges on deposit accounts | $1,231,000 | 705 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,054,000 | 1,274 |
| Total noninterest expense | $6,338,000 | 1,291 |
| Salaries and employee benefits | $2,771,000 | 1,594 |
| Premises and equipment expense | $651,000 | 1,769 |
| Additional noninterest expense | $2,916,000 | 848 |
| Pre-tax net operating income | $3,258,000 | 1,313 |
| Securities gains (losses) | $29,000 | 1,812 |
| Applicable income taxes | $854,000 | 1,454 |
| Income before extraordinary items | $2,433,000 | 1,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,433,000 | 1,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 692 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,411,540 | 1,294 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 1,331 |
| Total interest expense | $1,417,000 | 1,411 |
| Net interest income | $3,802,000 | 1,313 |
| Provision for loan and lease losses | $600,000 | 441 |
| Total noninterest income | $943,000 | 1,307 |
| Gross Fiduciary activities income | $14,000 | 1,054 |
| Service charges on deposit accounts | $588,000 | 723 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $341,000 | 1,717 |
| Total noninterest expense | $3,116,000 | 1,316 |
| Salaries and employee benefits | $1,358,000 | 1,648 |
| Premises and equipment expense | $332,000 | 1,759 |
| Additional noninterest expense | $1,426,000 | 868 |
| Pre-tax net operating income | $1,029,000 | 1,949 |
| Securities gains (losses) | $17,000 | 1,792 |
| Applicable income taxes | $191,000 | 2,647 |
| Income before extraordinary items | $855,000 | 1,827 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $855,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 495 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $841,060 | 1,775 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,398,000 | 1,270 |
| Total interest expense | $7,202,000 | 1,229 |
| Net interest income | $15,196,000 | 1,283 |
| Provision for loan and lease losses | $3,025,000 | 469 |
| Total noninterest income | $4,221,000 | 1,296 |
| Gross Fiduciary activities income | $50,000 | 1,077 |
| Service charges on deposit accounts | $2,503,000 | 687 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,668,000 | 1,678 |
| Total noninterest expense | $11,959,000 | 1,346 |
| Salaries and employee benefits | $5,213,000 | 1,650 |
| Premises and equipment expense | $1,330,000 | 1,701 |
| Additional noninterest expense | $5,416,000 | 940 |
| Pre-tax net operating income | $4,433,000 | 1,814 |
| Securities gains (losses) | $750,000 | 574 |
| Applicable income taxes | $1,075,000 | 2,083 |
| Income before extraordinary items | $4,108,000 | 1,527 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,108,000 | 1,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,964,000 | 566 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,515,500 | 1,683 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,152,000 | 1,274 |
| Total interest expense | $5,661,000 | 1,231 |
| Net interest income | $11,491,000 | 1,274 |
| Provision for loan and lease losses | $2,225,000 | 482 |
| Total noninterest income | $2,806,000 | 1,443 |
| Gross Fiduciary activities income | $37,000 | 1,071 |
| Service charges on deposit accounts | $1,829,000 | 708 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $940,000 | 2,137 |
| Total noninterest expense | $8,859,000 | 1,374 |
| Salaries and employee benefits | $3,920,000 | 1,659 |
| Premises and equipment expense | $995,000 | 1,723 |
| Additional noninterest expense | $3,944,000 | 972 |
| Pre-tax net operating income | $3,213,000 | 1,936 |
| Securities gains (losses) | $732,000 | 548 |
| Applicable income taxes | $818,000 | 2,176 |
| Income before extraordinary items | $3,127,000 | 1,546 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,127,000 | 1,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,554,000 | 528 |
| Cash dividends | $700,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,548,720 | 1,784 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,818,000 | 1,246 |
| Total interest expense | $4,006,000 | 1,192 |
| Net interest income | $7,812,000 | 1,248 |
| Provision for loan and lease losses | $2,000,000 | 389 |
| Total noninterest income | $1,788,000 | 1,495 |
| Gross Fiduciary activities income | $26,000 | 1,076 |
| Service charges on deposit accounts | $1,177,000 | 725 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $585,000 | 2,220 |
| Total noninterest expense | $5,821,000 | 1,390 |
| Salaries and employee benefits | $2,527,000 | 1,699 |
| Premises and equipment expense | $699,000 | 1,641 |
| Additional noninterest expense | $2,595,000 | 972 |
| Pre-tax net operating income | $1,779,000 | 2,264 |
| Securities gains (losses) | $255,000 | 907 |
| Applicable income taxes | $402,000 | 2,682 |
| Income before extraordinary items | $1,632,000 | 1,951 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,632,000 | 1,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,104,000 | 491 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,428,000 | 2,084 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,922,000 | 1,253 |
| Total interest expense | $2,069,000 | 1,183 |
| Net interest income | $3,853,000 | 1,265 |
| Provision for loan and lease losses | $240,000 | 1,159 |
| Total noninterest income | $838,000 | 1,526 |
| Gross Fiduciary activities income | $14,000 | 1,078 |
| Service charges on deposit accounts | $584,000 | 709 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $240,000 | 2,417 |
| Total noninterest expense | $2,838,000 | 1,417 |
| Salaries and employee benefits | $1,261,000 | 1,696 |
| Premises and equipment expense | $323,000 | 1,771 |
| Additional noninterest expense | $1,254,000 | 982 |
| Pre-tax net operating income | $1,613,000 | 1,325 |
| Securities gains (losses) | $168,000 | 724 |
| Applicable income taxes | $451,000 | 1,496 |
| Income before extraordinary items | $1,330,000 | 1,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,330,000 | 1,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,281 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,204,000 | 1,287 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,809,000 | 1,339 |
| Total interest expense | $8,579,000 | 1,304 |
| Net interest income | $14,230,000 | 1,361 |
| Provision for loan and lease losses | $908,000 | 1,464 |
| Total noninterest income | $2,895,000 | 1,607 |
| Gross Fiduciary activities income | $59,000 | 1,083 |
| Service charges on deposit accounts | $2,199,000 | 735 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $637,000 | 2,872 |
| Total noninterest expense | $9,349,000 | 1,638 |
| Salaries and employee benefits | $4,313,000 | 1,865 |
| Premises and equipment expense | $915,000 | 2,370 |
| Additional noninterest expense | $4,121,000 | 1,182 |
| Pre-tax net operating income | $6,868,000 | 1,229 |
| Securities gains (losses) | $-95,000 | 9,126 |
| Applicable income taxes | $1,772,000 | 1,435 |
| Income before extraordinary items | $5,001,000 | 1,260 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,001,000 | 1,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,880 |
| Cash dividends | $4,905,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,071,300 | 1,189 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,688,000 | 2,498 |
| Total interest expense | $5,428,000 | 2,921 |
| Net interest income | $8,260,000 | 2,166 |
| Provision for loan and lease losses | $840,000 | 1,441 |
| Total noninterest income | $1,812,000 | 2,177 |
| Gross Fiduciary activities income | $11,000 | 1,408 |
| Service charges on deposit accounts | $1,141,000 | 1,311 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $660,000 | 2,665 |
| Total noninterest expense | $7,146,000 | 2,008 |
| Salaries and employee benefits | $2,465,000 | 2,974 |
| Premises and equipment expense | $574,000 | 3,498 |
| Additional noninterest expense | $4,107,000 | 1,165 |
| Pre-tax net operating income | $2,086,000 | 3,082 |
| Securities gains (losses) | $26,000 | 2,933 |
| Applicable income taxes | $970,000 | 2,115 |
| Income before extraordinary items | $1,142,000 | 3,931 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,142,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 1,219 |
| Cash dividends | $1,100,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,125,360 | 3,849 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,411,000 | 1,608 |
| Total interest expense | $9,413,000 | 1,832 |
| Net interest income | $11,998,000 | 1,464 |
| Provision for loan and lease losses | $5,252,000 | 308 |
| Total noninterest income | $1,945,000 | 1,914 |
| Gross Fiduciary activities income | $47,000 | 1,059 |
| Service charges on deposit accounts | $1,139,000 | 1,191 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $759,000 | 2,220 |
| Total noninterest expense | $9,023,000 | 1,555 |
| Salaries and employee benefits | $4,838,000 | 1,466 |
| Premises and equipment expense | $1,382,000 | 1,507 |
| Additional noninterest expense | $2,803,000 | 1,593 |
| Pre-tax net operating income | $-332,000 | 9,437 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-559,000 | 9,797 |
| Income before extraordinary items | $227,000 | 7,913 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $227,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,570,000 | 285 |
| Cash dividends | $2,642,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $227,000 | 7,917 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,287,000 | 1,539 |
| Total interest expense | $8,862,000 | 1,691 |
| Net interest income | $12,425,000 | 1,403 |
| Provision for loan and lease losses | $745,000 | 1,257 |
| Total noninterest income | $1,758,000 | 2,038 |
| Gross Fiduciary activities income | $47,000 | 1,106 |
| Service charges on deposit accounts | $978,000 | 1,338 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $733,000 | 2,299 |
| Total noninterest expense | $8,313,000 | 1,661 |
| Salaries and employee benefits | $4,676,000 | 1,474 |
| Premises and equipment expense | $1,448,000 | 1,406 |
| Additional noninterest expense | $2,189,000 | 1,988 |
| Pre-tax net operating income | $5,125,000 | 1,474 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,426,000 | 1,661 |
| Income before extraordinary items | $3,699,000 | 1,450 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,699,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 993 |
| Cash dividends | $3,454,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,699,000 | 1,430 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,607,000 | 1,575 |
| Total interest expense | $9,166,000 | 1,680 |
| Net interest income | $11,441,000 | 1,473 |
| Provision for loan and lease losses | $334,000 | 2,390 |
| Total noninterest income | $1,324,000 | 2,486 |
| Gross Fiduciary activities income | $41,000 | 1,143 |
| Service charges on deposit accounts | $831,000 | 1,523 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $452,000 | 3,173 |
| Total noninterest expense | $7,988,000 | 1,653 |
| Salaries and employee benefits | $4,450,000 | 1,469 |
| Premises and equipment expense | $1,307,000 | 1,500 |
| Additional noninterest expense | $2,231,000 | 1,894 |
| Pre-tax net operating income | $4,443,000 | 1,659 |
| Securities gains (losses) | $58,000 | 1,631 |
| Applicable income taxes | $1,153,000 | 2,063 |
| Income before extraordinary items | $3,348,000 | 1,576 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,348,000 | 1,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,720 |
| Cash dividends | $4,196,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,305,080 | 1,535 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,750,000 | 1,593 |
| Total interest expense | $8,883,000 | 1,745 |
| Net interest income | $11,867,000 | 1,460 |
| Provision for loan and lease losses | $295,000 | 2,666 |
| Total noninterest income | $1,075,000 | 2,872 |
| Gross Fiduciary activities income | $36,000 | 1,216 |
| Service charges on deposit accounts | $784,000 | 1,654 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $255,000 | 4,312 |
| Total noninterest expense | $7,760,000 | 1,685 |
| Salaries and employee benefits | $4,400,000 | 1,479 |
| Premises and equipment expense | $1,092,000 | 1,819 |
| Additional noninterest expense | $2,268,000 | 1,876 |
| Pre-tax net operating income | $4,887,000 | 1,579 |
| Securities gains (losses) | $33,000 | 1,577 |
| Applicable income taxes | $1,384,000 | 1,840 |
| Income before extraordinary items | $3,536,000 | 1,519 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,536,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,980 |
| Cash dividends | $3,441,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,512,240 | 1,488 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,662,000 | 1,812 |
| Total interest expense | $7,843,000 | 2,003 |
| Net interest income | $10,819,000 | 1,639 |
| Provision for loan and lease losses | $269,000 | 2,820 |
| Total noninterest income | $1,539,000 | 2,258 |
| Gross Fiduciary activities income | $38,000 | 1,282 |
| Service charges on deposit accounts | $762,000 | 1,763 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $739,000 | 2,211 |
| Total noninterest expense | $7,121,000 | 1,970 |
| Salaries and employee benefits | $3,806,000 | 1,740 |
| Premises and equipment expense | $1,058,000 | 1,902 |
| Additional noninterest expense | $2,257,000 | 2,207 |
| Pre-tax net operating income | $4,968,000 | 1,449 |
| Securities gains (losses) | $-22,000 | 10,677 |
| Applicable income taxes | $1,496,000 | 1,601 |
| Income before extraordinary items | $3,450,000 | 1,431 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,450,000 | 1,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,236 |
| Cash dividends | $1,438,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $-18,000 | 11,312 |
| Net operating income | $3,465,400 | 1,393 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,214,000 | 1,958 |
| Total interest expense | $6,550,000 | 2,373 |
| Net interest income | $10,664,000 | 1,674 |
| Provision for loan and lease losses | $132,000 | 3,911 |
| Total noninterest income | $1,424,000 | 2,378 |
| Gross Fiduciary activities income | $23,000 | 1,396 |
| Service charges on deposit accounts | $652,000 | 2,082 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $749,000 | 2,200 |
| Total noninterest expense | $6,967,000 | 1,980 |
| Salaries and employee benefits | $3,752,000 | 1,765 |
| Premises and equipment expense | $976,000 | 2,061 |
| Additional noninterest expense | $2,239,000 | 2,200 |
| Pre-tax net operating income | $4,989,000 | 1,508 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $1,627,000 | 1,530 |
| Income before extraordinary items | $3,383,000 | 1,512 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,383,000 | 1,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,435 |
| Cash dividends | $1,074,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,368,720 | 1,496 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,321,000 | 2,024 |
| Total interest expense | $4,567,000 | 2,680 |
| Net interest income | $10,754,000 | 1,680 |
| Provision for loan and lease losses | $77,000 | 5,110 |
| Total noninterest income | $1,341,000 | 2,502 |
| Gross Fiduciary activities income | $18,000 | 1,426 |
| Service charges on deposit accounts | $673,000 | 2,009 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $650,000 | 2,458 |
| Total noninterest expense | $6,726,000 | 2,110 |
| Salaries and employee benefits | $3,461,000 | 1,930 |
| Premises and equipment expense | $1,011,000 | 2,010 |
| Additional noninterest expense | $2,254,000 | 2,328 |
| Pre-tax net operating income | $5,292,000 | 1,390 |
| Securities gains (losses) | $-44,000 | 10,934 |
| Applicable income taxes | $1,808,000 | 1,315 |
| Income before extraordinary items | $3,440,000 | 1,443 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,440,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,250 |
| Cash dividends | $1,562,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,469,040 | 1,443 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,651,000 | 2,131 |
| Total interest expense | $4,673,000 | 2,758 |
| Net interest income | $9,978,000 | 1,800 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $1,203,000 | 2,901 |
| Gross Fiduciary activities income | $38,000 | 1,383 |
| Service charges on deposit accounts | $631,000 | 2,171 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $534,000 | 3,122 |
| Total noninterest expense | $6,235,000 | 2,308 |
| Salaries and employee benefits | $3,280,000 | 2,026 |
| Premises and equipment expense | $937,000 | 2,188 |
| Additional noninterest expense | $2,018,000 | 2,712 |
| Pre-tax net operating income | $4,911,000 | 1,423 |
| Securities gains (losses) | $67,000 | 3,024 |
| Applicable income taxes | $1,665,000 | 1,427 |
| Income before extraordinary items | $3,313,000 | 1,537 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,313,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,917 |
| Cash dividends | $614,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,268,110 | 1,470 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,976,000 | 2,347 |
| Total interest expense | $5,946,000 | 2,803 |
| Net interest income | $9,030,000 | 2,027 |
| Provision for loan and lease losses | $413,000 | 3,387 |
| Total noninterest income | $798,000 | 3,982 |
| Gross Fiduciary activities income | $40,000 | 1,400 |
| Service charges on deposit accounts | $527,000 | 2,630 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $231,000 | 5,223 |
| Total noninterest expense | $6,087,000 | 2,389 |
| Salaries and employee benefits | $3,068,000 | 2,137 |
| Premises and equipment expense | $1,059,000 | 1,995 |
| Additional noninterest expense | $1,960,000 | 2,848 |
| Pre-tax net operating income | $3,328,000 | 1,859 |
| Securities gains (losses) | $174,000 | 2,214 |
| Applicable income taxes | $1,118,000 | 1,901 |
| Income before extraordinary items | $2,384,000 | 1,907 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,384,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $763,000 | 1,870 |
| Cash dividends | $533,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,265,680 | 1,856 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.